Home > First State Bank of South Georgia > Assets and Liabilities
First State Bank of South Georgia, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $45,126,000 | 7,265 |
| Cash and due from depository institutions | $5,730,000 | 5,233 |
| Interest-bearing balances | $1,864,000 | 1,816 |
| Securities | $6,258,000 | 8,242 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,551 |
| Net loans & leases | $29,785,000 | 6,820 |
| Loan loss allowance | $415,000 | 6,309 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $950,000 | 6,191 |
| Other real estate owned | $29,000 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,774,000 | 4,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,126,000 | 7,265 |
| Total liabilities | $40,248,000 | 7,256 |
| Total deposits | $38,617,000 | 7,181 |
| Interest-bearing deposits | $31,323,000 | 7,351 |
| Deposits held in domestic offices | $38,617,000 | 7,179 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,361 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,031,000 | 3,199 |
| Total equity capital | $4,878,000 | 7,077 |
| Total bank equity capital | $4,878,000 | 7,077 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $600,000 | 4,195 |
| Surplus | $1,400,000 | 6,433 |
| Undivided profits | $2,878,000 | 5,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 5,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $498,000 | 4,581 |
| Earning assets | $38,507,000 | 7,501 |
| Long-term assets (5+ years) | $3,940,000 | 6,714 |
| Average Assets, year-to-date | $47,029,000 | 6,966 |
| Average Assets, quarterly | $45,056,000 | 7,211 |
| Volatile liabilities | $7,223,000 | 6,365 |
| Insider loans | $815,000 | 4,230 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,350,000 | 5,272 |
| Tier 1 (core) risk-based capital | $4,904,000 | 7,071 |
| Tier 2 risk-based capital | $398,130 | 6,106 |
| Total risk weighted assets | $31,802,330 | 6,801 |
| Total unused commitments | $5,350,000 | 5,275 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 28 | 5,562 |
| Assets and Liabilities | ||
| Total Assets: | $46,606,000 | 7,225 |
| Cash and due from depository institutions | $5,466,000 | 5,562 |
| Interest-bearing balances | $2,011,000 | 2,134 |
| Securities | $5,379,000 | 8,636 |
| Federal funds sold & reverse repurchase agreements | $3,630,000 | 4,321 |
| Net loans & leases | $29,376,000 | 6,799 |
| Loan loss allowance | $355,000 | 6,840 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,016,000 | 5,925 |
| Other real estate owned | $0 | 5,562 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,739,000 | 3,960 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,606,000 | 7,225 |
| Total liabilities | $41,877,000 | 7,184 |
| Total deposits | $40,280,000 | 7,143 |
| Interest-bearing deposits | $32,694,000 | 7,315 |
| Deposits held in domestic offices | $40,280,000 | 7,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,631 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $997,000 | 3,535 |
| Total equity capital | $4,729,000 | 7,317 |
| Total bank equity capital | $4,729,000 | 7,317 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $600,000 | 4,228 |
| Surplus | $1,400,000 | 6,410 |
| Undivided profits | $2,729,000 | 6,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $222,000 | 5,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $593,000 | 3,919 |
| Earning assets | $40,396,000 | 7,424 |
| Long-term assets (5+ years) | $4,389,000 | 6,493 |
| Average Assets, year-to-date | $44,346,600 | 7,193 |
| Average Assets, quarterly | $45,347,500 | 7,243 |
| Volatile liabilities | $8,474,000 | 5,466 |
| Insider loans | $851,000 | 3,952 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,162,000 | 5,256 |
| Tier 1 (core) risk-based capital | $4,629,000 | 7,224 |
| Tier 2 risk-based capital | $355,000 | 6,427 |
| Total risk weighted assets | $33,672,700 | 6,506 |
| Total unused commitments | $5,162,000 | 5,266 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 30 | 5,530 |
| Assets and Liabilities | ||
| Total Assets: | $42,227,000 | 7,682 |
| Cash and due from depository institutions | $5,311,000 | 5,530 |
| Interest-bearing balances | $2,589,000 | 1,493 |
| Securities | $9,600,000 | 7,528 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $24,627,000 | 7,561 |
| Loan loss allowance | $361,000 | 6,929 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $989,000 | 6,010 |
| Other real estate owned | $24,000 | 5,530 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,676,000 | 4,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,227,000 | 7,682 |
| Total liabilities | $37,781,000 | 7,676 |
| Total deposits | $34,828,000 | 7,817 |
| Interest-bearing deposits | $29,239,000 | 7,874 |
| Deposits held in domestic offices | $34,828,000 | 7,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $920,000 | 2,727 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,033,000 | 3,483 |
| Total equity capital | $4,446,000 | 7,647 |
| Total bank equity capital | $4,446,000 | 7,647 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $600,000 | 4,375 |
| Surplus | $1,400,000 | 6,510 |
| Undivided profits | $2,446,000 | 6,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 8,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $391,000 | 5,762 |
| Earning assets | $36,816,000 | 7,904 |
| Long-term assets (5+ years) | $5,910,000 | 5,591 |
| Average Assets, year-to-date | $42,552,400 | 7,503 |
| Average Assets, quarterly | $42,252,500 | 7,643 |
| Volatile liabilities | $8,625,000 | 5,487 |
| Insider loans | $481,000 | 5,536 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,482,000 | 5,466 |
| Tier 1 (core) risk-based capital | $4,381,000 | 7,584 |
| Tier 2 risk-based capital | $361,000 | 6,395 |
| Total risk weighted assets | $29,080,200 | 7,120 |
| Total unused commitments | $4,482,000 | 5,470 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 29 | 5,956 |
| Assets and Liabilities | ||
| Total Assets: | $40,660,000 | 8,100 |
| Cash and due from depository institutions | $5,547,000 | 5,956 |
| Interest-bearing balances | $3,239,000 | 1,165 |
| Securities | $12,267,000 | 7,198 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,950 |
| Net loans & leases | $17,603,000 | 8,841 |
| Loan loss allowance | $361,000 | 7,191 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $707,000 | 7,105 |
| Other real estate owned | $25,000 | 5,956 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,611,000 | 4,334 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,660,000 | 8,100 |
| Total liabilities | $36,354,000 | 8,091 |
| Total deposits | $34,798,000 | 8,090 |
| Interest-bearing deposits | $29,371,000 | 8,141 |
| Deposits held in domestic offices | $34,798,000 | 8,085 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,094 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $956,000 | 3,660 |
| Total equity capital | $4,306,000 | 7,884 |
| Total bank equity capital | $4,306,000 | 7,884 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $600,000 | 4,663 |
| Surplus | $1,400,000 | 6,693 |
| Undivided profits | $2,306,000 | 6,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 7,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $349,000 | 6,268 |
| Earning assets | $36,009,000 | 8,209 |
| Long-term assets (5+ years) | $6,762,000 | 5,133 |
| Average Assets, year-to-date | $37,040,000 | 8,323 |
| Average Assets, quarterly | $39,893,500 | 8,126 |
| Volatile liabilities | $7,571,000 | 5,800 |
| Insider loans | $431,000 | 5,908 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,109,000 | 5,600 |
| Tier 1 (core) risk-based capital | $4,273,000 | 7,828 |
| Tier 2 risk-based capital | $293,650 | 7,313 |
| Total risk weighted assets | $23,424,250 | 8,038 |
| Total unused commitments | $4,109,000 | 5,610 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $33,508,000 | 9,098 |
| Cash and due from depository institutions | $6,474,000 | 7,361 |
| Interest-bearing balances | $3,881,000 | 1,188 |
| Securities | $11,631,000 | 7,718 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 6,817 |
| Net loans & leases | $13,282,000 | 9,897 |
| Loan loss allowance | $451,000 | 6,475 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $393,000 | 8,930 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $478,000 | 9,322 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,508,000 | 9,098 |
| Total liabilities | $28,735,000 | 9,250 |
| Total deposits | $27,870,000 | 9,215 |
| Interest-bearing deposits | $23,108,000 | 9,302 |
| Deposits held in domestic offices | $27,870,000 | 9,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,985 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $265,000 | 8,778 |
| Total equity capital | $4,773,000 | 7,559 |
| Total bank equity capital | $4,773,000 | 7,559 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $600,000 | 4,909 |
| Surplus | $1,400,000 | 6,788 |
| Undivided profits | $2,773,000 | 6,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $297,000 | 7,161 |
| Earning assets | $30,044,000 | 9,157 |
| Long-term assets (5+ years) | $7,967,000 | 4,623 |
| Average Assets, year-to-date | $33,668,000 | 8,912 |
| Average Assets, quarterly | $33,583,000 | 9,041 |
| Volatile liabilities | $5,167,000 | 6,813 |
| Insider loans | $419,000 | 6,165 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,517,000 | 8,100 |
| Tier 1 (core) risk-based capital | $4,646,000 | 7,556 |
| Tier 2 risk-based capital | $222,650 | 8,503 |
| Total risk weighted assets | $17,558,550 | 9,306 |
| Total unused commitments | $1,517,000 | 8,113 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $33,063,000 | 9,385 |
| Cash and due from depository institutions | $8,057,000 | 7,672 |
| Interest-bearing balances | $4,074,000 | 880 |
| Securities | $10,351,000 | 8,625 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 6,091 |
| Net loans & leases | $13,007,000 | 10,271 |
| Loan loss allowance | $378,000 | 7,390 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $372,000 | 9,337 |
| Other real estate owned | $0 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $526,000 | 9,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,063,000 | 9,385 |
| Total liabilities | $28,715,000 | 9,526 |
| Total deposits | $28,000,000 | 9,486 |
| Interest-bearing deposits | $23,274,000 | 9,555 |
| Deposits held in domestic offices | $28,000,000 | 9,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $115,000 | 10,793 |
| Total equity capital | $4,348,000 | 7,794 |
| Total bank equity capital | $4,348,000 | 7,794 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $600,000 | 5,160 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $2,398,000 | 6,601 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 9,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $286,000 | 6,820 |
| Earning assets | $28,182,000 | 9,636 |
| Long-term assets (5+ years) | $5,666,000 | 5,659 |
| Average Assets, year-to-date | $32,042,200 | 9,424 |
| Average Assets, quarterly | $32,406,000 | 9,442 |
| Volatile liabilities | $5,098,000 | 6,675 |
| Insider loans | $419,000 | 6,207 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,498,000 | 8,244 |
| Tier 1 (core) risk-based capital | $4,392,000 | 7,834 |
| Tier 2 risk-based capital | $220,600 | 8,752 |
| Total risk weighted assets | $17,478,900 | 9,517 |
| Total unused commitments | $1,498,000 | 8,254 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $32,018,000 | 9,873 |
| Cash and due from depository institutions | $5,968,000 | 8,210 |
| Interest-bearing balances | $4,326,000 | 1,380 |
| Securities | $9,740,000 | 9,185 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $13,484,000 | 10,425 |
| Loan loss allowance | $403,000 | 7,357 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $324,000 | 10,000 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $402,000 | 10,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,018,000 | 9,873 |
| Total liabilities | $27,978,000 | 10,019 |
| Total deposits | $27,271,000 | 9,985 |
| Interest-bearing deposits | $22,089,000 | 10,188 |
| Deposits held in domestic offices | $27,271,000 | 9,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,118 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $107,000 | 11,377 |
| Total equity capital | $4,040,000 | 8,340 |
| Total bank equity capital | $4,040,000 | 8,340 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $600,000 | 5,380 |
| Surplus | $1,300,000 | 7,161 |
| Undivided profits | $2,140,000 | 7,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 10,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $242,000 | 7,153 |
| Earning assets | $29,650,000 | 9,804 |
| Long-term assets (5+ years) | $5,209,000 | 6,281 |
| Average Assets, year-to-date | $31,848,800 | 9,772 |
| Average Assets, quarterly | $31,676,000 | 9,872 |
| Volatile liabilities | $4,877,000 | 6,619 |
| Insider loans | $315,000 | 7,128 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,157,000 | 8,925 |
| Tier 1 (core) risk-based capital | $4,040,000 | 8,251 |
| Tier 2 risk-based capital | $221,270 | 8,916 |
| Total risk weighted assets | $17,508,670 | 9,763 |
| Total unused commitments | $1,157,000 | 8,949 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 21 | 8,413 |
| Assets and Liabilities | ||
| Total Assets: | $32,002,000 | 10,126 |
| Cash and due from depository institutions | $4,831,000 | 8,413 |
| Interest-bearing balances | $3,057,000 | 2,072 |
| Securities | $8,210,000 | 9,925 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 4,184 |
| Net loans & leases | $14,332,000 | 10,373 |
| Loan loss allowance | $330,000 | 8,393 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $335,000 | 10,204 |
| Other real estate owned | $0 | 8,413 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $494,000 | 9,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,002,000 | 10,126 |
| Total liabilities | $28,241,000 | 10,254 |
| Total deposits | $27,567,000 | 10,217 |
| Interest-bearing deposits | $22,498,000 | 10,440 |
| Deposits held in domestic offices | $27,567,000 | 10,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,946 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $124,000 | 11,758 |
| Total equity capital | $3,761,000 | 8,574 |
| Total bank equity capital | $3,761,000 | 8,574 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $600,000 | 5,656 |
| Surplus | $1,250,000 | 7,262 |
| Undivided profits | $1,911,000 | 7,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 11,412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $294,000 | 6,614 |
| Earning assets | $29,399,000 | 10,043 |
| Long-term assets (5+ years) | $6,563,000 | 5,640 |
| Average Assets, year-to-date | $30,333,600 | 10,228 |
| Average Assets, quarterly | $31,309,500 | 10,178 |
| Volatile liabilities | $4,725,000 | 6,807 |
| Insider loans | $138,000 | 4,871 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $915,000 | 9,364 |
| Tier 1 (core) risk-based capital | $3,761,000 | 8,511 |
| Tier 2 risk-based capital | $229,010 | 8,836 |
| Total risk weighted assets | $18,206,110 | 9,770 |
| Total unused commitments | $915,000 | 9,390 |
| Derivatives | $0 | 651 |