Home > First State Bank of Round Lake > Assets and Liabilities
First State Bank of Round Lake, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 29 | 5,068 |
| Assets and Liabilities | ||
| Total Assets: | $135,050,000 | 3,997 |
| Cash and due from depository institutions | $8,518,000 | 5,068 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $42,408,000 | 2,692 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 3,340 |
| Net loans & leases | $64,598,000 | 4,882 |
| Loan loss allowance | $835,000 | 4,602 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,785,000 | 2,843 |
| Other real estate owned | $0 | 5,068 |
| Goodwill and other intangibles | $11,871,000 | 503 |
| All other assets | $1,270,000 | 6,155 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $135,050,000 | 3,997 |
| Total liabilities | $113,051,000 | 4,197 |
| Total deposits | $110,846,000 | 3,969 |
| Interest-bearing deposits | $99,580,000 | 3,766 |
| Deposits held in domestic offices | $110,846,000 | 3,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,205,000 | 1,926 |
| Total equity capital | $21,999,000 | 2,736 |
| Total bank equity capital | $21,999,000 | 2,736 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $20,383,000 | 1,210 |
| Undivided profits | $616,000 | 7,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 3,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $547,000 | 5,439 |
| Earning assets | $109,606,000 | 4,386 |
| Long-term assets (5+ years) | $5,548,000 | 5,686 |
| Average Assets, year-to-date | $131,961,500 | 3,967 |
| Average Assets, quarterly | $134,361,500 | 3,981 |
| Volatile liabilities | $24,944,000 | 3,838 |
| Insider loans | $20,000 | 7,750 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,987,000 | 4,247 |
| Tier 1 (core) risk-based capital | $10,347,000 | 4,959 |
| Tier 2 risk-based capital | $835,000 | 4,339 |
| Total risk weighted assets | $84,254,000 | 4,263 |
| Total unused commitments | $11,987,000 | 4,249 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $133,673,000 | 3,989 |
| Cash and due from depository institutions | $14,937,000 | 4,929 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $35,284,000 | 3,162 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,922 |
| Net loans & leases | $63,968,000 | 4,833 |
| Loan loss allowance | $835,000 | 4,564 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,783,000 | 2,791 |
| Other real estate owned | $0 | 4,929 |
| Goodwill and other intangibles | $11,987,000 | 495 |
| All other assets | $714,000 | 7,218 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $133,673,000 | 3,989 |
| Total liabilities | $111,820,000 | 4,180 |
| Total deposits | $109,565,000 | 3,950 |
| Interest-bearing deposits | $98,077,000 | 3,772 |
| Deposits held in domestic offices | $109,565,000 | 3,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,255,000 | 1,785 |
| Total equity capital | $21,853,000 | 2,712 |
| Total bank equity capital | $21,853,000 | 2,712 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $20,383,000 | 1,187 |
| Undivided profits | $470,000 | 7,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $305,000 | 4,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $496,000 | 5,490 |
| Earning assets | $102,252,000 | 4,554 |
| Long-term assets (5+ years) | $5,718,000 | 5,698 |
| Average Assets, year-to-date | $130,932,000 | 3,976 |
| Average Assets, quarterly | $131,140,000 | 3,991 |
| Volatile liabilities | $22,837,000 | 3,948 |
| Insider loans | $22,000 | 7,742 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,781,000 | 4,485 |
| Tier 1 (core) risk-based capital | $10,025,000 | 4,984 |
| Tier 2 risk-based capital | $835,000 | 4,309 |
| Total risk weighted assets | $82,650,000 | 4,265 |
| Total unused commitments | $10,781,000 | 4,485 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $128,607,000 | 4,079 |
| Cash and due from depository institutions | $6,460,000 | 5,181 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $29,412,000 | 3,672 |
| Federal funds sold & reverse repurchase agreements | $6,250,000 | 1,929 |
| Net loans & leases | $69,816,000 | 4,548 |
| Loan loss allowance | $834,000 | 4,589 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,826,000 | 2,724 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $12,103,000 | 476 |
| All other assets | $740,000 | 7,194 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $128,607,000 | 4,079 |
| Total liabilities | $106,670,000 | 4,326 |
| Total deposits | $104,160,000 | 4,113 |
| Interest-bearing deposits | $93,047,000 | 3,942 |
| Deposits held in domestic offices | $104,160,000 | 4,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,510,000 | 1,618 |
| Total equity capital | $21,937,000 | 2,626 |
| Total bank equity capital | $21,937,000 | 2,626 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $20,383,000 | 1,144 |
| Undivided profits | $554,000 | 7,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 2,703 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $519,000 | 5,211 |
| Earning assets | $105,478,000 | 4,446 |
| Long-term assets (5+ years) | $6,014,000 | 5,689 |
| Average Assets, year-to-date | $129,561,500 | 4,030 |
| Average Assets, quarterly | $129,561,500 | 4,030 |
| Volatile liabilities | $20,238,000 | 4,146 |
| Insider loans | $25,000 | 7,749 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,369,000 | 4,523 |
| Tier 1 (core) risk-based capital | $10,087,000 | 4,904 |
| Tier 2 risk-based capital | $834,000 | 4,313 |
| Total risk weighted assets | $88,214,000 | 4,041 |
| Total unused commitments | $10,369,000 | 4,525 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $130,516,000 | 4,020 |
| Cash and due from depository institutions | $7,839,000 | 5,189 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $29,192,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $7,395,000 | 1,562 |
| Net loans & leases | $69,336,000 | 4,543 |
| Loan loss allowance | $795,000 | 4,676 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,869,000 | 2,664 |
| Other real estate owned | $0 | 5,189 |
| Goodwill and other intangibles | $12,219,000 | 470 |
| All other assets | $666,000 | 7,360 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $130,516,000 | 4,020 |
| Total liabilities | $108,851,000 | 4,251 |
| Total deposits | $106,442,000 | 4,033 |
| Interest-bearing deposits | $94,294,000 | 3,870 |
| Deposits held in domestic offices | $106,442,000 | 4,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,409,000 | 1,640 |
| Total equity capital | $21,665,000 | 2,656 |
| Total bank equity capital | $21,665,000 | 2,656 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $20,382,000 | 1,131 |
| Undivided profits | $283,000 | 7,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,704,000 | 1,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 715 |
| Income earned, not collected on loans | $425,000 | 5,868 |
| Earning assets | $105,923,000 | 4,417 |
| Long-term assets (5+ years) | $6,774,000 | 5,558 |
| Average Assets, year-to-date | $125,714,600 | 4,009 |
| Average Assets, quarterly | $132,295,500 | 3,941 |
| Volatile liabilities | $16,574,000 | 4,595 |
| Insider loans | $27,000 | 7,777 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $10,781,000 | 4,285 |
| Tier 1 (core) risk-based capital | $9,341,000 | 5,100 |
| Tier 2 risk-based capital | $795,000 | 4,397 |
| Total risk weighted assets | $88,056,000 | 4,022 |
| Total unused commitments | $10,781,000 | 4,285 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 36 | 4,341 |
| Assets and Liabilities | ||
| Total Assets: | $134,075,000 | 3,906 |
| Cash and due from depository institutions | $7,067,000 | 4,341 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $24,906,000 | 4,121 |
| Federal funds sold & reverse repurchase agreements | $15,571,000 | 727 |
| Net loans & leases | $69,615,000 | 4,526 |
| Loan loss allowance | $799,000 | 4,690 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,785,000 | 2,674 |
| Other real estate owned | $0 | 4,341 |
| Goodwill and other intangibles | $12,529,000 | 452 |
| All other assets | $602,000 | 7,638 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $134,075,000 | 3,906 |
| Total liabilities | $112,267,000 | 4,114 |
| Total deposits | $109,838,000 | 3,880 |
| Interest-bearing deposits | $97,212,000 | 3,750 |
| Deposits held in domestic offices | $109,838,000 | 3,877 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,429,000 | 1,642 |
| Total equity capital | $21,808,000 | 2,628 |
| Total bank equity capital | $21,808,000 | 2,628 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $20,408,000 | 1,101 |
| Undivided profits | $400,000 | 7,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,787,000 | 1,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 763 |
| Income earned, not collected on loans | $409,000 | 6,140 |
| Earning assets | $110,092,000 | 4,260 |
| Long-term assets (5+ years) | $7,404,000 | 5,487 |
| Average Assets, year-to-date | $124,514,250 | 4,033 |
| Average Assets, quarterly | $131,942,000 | 3,919 |
| Volatile liabilities | $23,117,000 | 3,749 |
| Insider loans | $30,000 | 7,765 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,390,000 | 4,780 |
| Tier 1 (core) risk-based capital | $9,767,000 | 4,932 |
| Tier 2 risk-based capital | $799,000 | 4,388 |
| Total risk weighted assets | $84,859,000 | 4,098 |
| Total unused commitments | $8,390,000 | 4,784 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $129,809,000 | 3,986 |
| Cash and due from depository institutions | $7,034,000 | 4,371 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $24,394,000 | 4,237 |
| Federal funds sold & reverse repurchase agreements | $12,850,000 | 841 |
| Net loans & leases | $68,430,000 | 4,532 |
| Loan loss allowance | $793,000 | 4,702 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,810,000 | 2,618 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $12,646,000 | 441 |
| All other assets | $645,000 | 7,495 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $129,809,000 | 3,986 |
| Total liabilities | $108,304,000 | 4,217 |
| Total deposits | $106,010,000 | 3,986 |
| Interest-bearing deposits | $94,267,000 | 3,834 |
| Deposits held in domestic offices | $106,010,000 | 3,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,294,000 | 1,590 |
| Total equity capital | $21,505,000 | 2,541 |
| Total bank equity capital | $21,505,000 | 2,541 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $20,408,000 | 1,073 |
| Undivided profits | $97,000 | 8,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,127,000 | 2,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $434,000 | 5,746 |
| Earning assets | $105,674,000 | 4,371 |
| Long-term assets (5+ years) | $7,776,000 | 5,525 |
| Average Assets, year-to-date | $121,327,330 | 4,137 |
| Average Assets, quarterly | $127,964,000 | 4,001 |
| Volatile liabilities | $18,535,000 | 4,184 |
| Insider loans | $32,000 | 7,827 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,985,000 | 5,187 |
| Tier 1 (core) risk-based capital | $9,074,000 | 5,128 |
| Tier 2 risk-based capital | $793,000 | 4,397 |
| Total risk weighted assets | $83,542,000 | 4,095 |
| Total unused commitments | $6,985,000 | 5,190 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $126,119,000 | 4,068 |
| Cash and due from depository institutions | $6,311,000 | 4,210 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $23,106,000 | 4,368 |
| Federal funds sold & reverse repurchase agreements | $10,648,000 | 1,373 |
| Net loans & leases | $69,190,000 | 4,434 |
| Loan loss allowance | $802,000 | 4,649 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,861,000 | 2,560 |
| Other real estate owned | $0 | 4,210 |
| Goodwill and other intangibles | $12,362,000 | 433 |
| All other assets | $641,000 | 7,424 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $126,119,000 | 4,068 |
| Total liabilities | $104,507,000 | 4,310 |
| Total deposits | $102,458,000 | 4,095 |
| Interest-bearing deposits | $92,037,000 | 3,896 |
| Deposits held in domestic offices | $102,458,000 | 4,091 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,049,000 | 1,944 |
| Total equity capital | $21,612,000 | 2,596 |
| Total bank equity capital | $21,612,000 | 2,596 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $20,408,000 | 1,061 |
| Undivided profits | $204,000 | 8,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,627,000 | 1,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $404,000 | 5,918 |
| Earning assets | $102,944,000 | 4,455 |
| Long-term assets (5+ years) | $7,247,000 | 5,608 |
| Average Assets, year-to-date | $117,086,500 | 4,274 |
| Average Assets, quarterly | $117,086,500 | 4,274 |
| Volatile liabilities | $19,971,000 | 3,926 |
| Insider loans | $34,000 | 7,817 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,765,000 | 4,968 |
| Tier 1 (core) risk-based capital | $9,172,000 | 5,035 |
| Tier 2 risk-based capital | $802,000 | 4,350 |
| Total risk weighted assets | $83,732,000 | 4,037 |
| Total unused commitments | $7,765,000 | 4,975 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $108,054,000 | 4,534 |
| Cash and due from depository institutions | $5,803,000 | 4,045 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $13,809,000 | 5,830 |
| Federal funds sold & reverse repurchase agreements | $14,412,000 | 810 |
| Net loans & leases | $70,226,000 | 4,355 |
| Loan loss allowance | $805,000 | 4,599 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,045,000 | 3,099 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $759,000 | 7,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,054,000 | 4,534 |
| Total liabilities | $98,500,000 | 4,477 |
| Total deposits | $98,122,000 | 4,201 |
| Interest-bearing deposits | $86,854,000 | 4,056 |
| Deposits held in domestic offices | $98,122,000 | 4,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $378,000 | 5,473 |
| Total equity capital | $9,554,000 | 5,031 |
| Total bank equity capital | $9,554,000 | 5,031 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $4,000,000 | 3,914 |
| Undivided profits | $4,554,000 | 4,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,081,000 | 2,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $403,000 | 6,068 |
| Earning assets | $98,447,000 | 4,554 |
| Long-term assets (5+ years) | $9,506,000 | 5,100 |
| Average Assets, year-to-date | $107,180,800 | 4,454 |
| Average Assets, quarterly | $109,890,500 | 4,462 |
| Volatile liabilities | $17,815,000 | 4,195 |
| Insider loans | $523,000 | 5,377 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $327,000 | 1,310 |
| Unused loan commitments | $7,608,000 | 4,880 |
| Tier 1 (core) risk-based capital | $9,349,000 | 4,938 |
| Tier 2 risk-based capital | $805,000 | 4,311 |
| Total risk weighted assets | $70,255,000 | 4,551 |
| Total unused commitments | $7,608,000 | 4,883 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $111,727,000 | 4,420 |
| Cash and due from depository institutions | $5,307,000 | 3,917 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $15,884,000 | 5,376 |
| Federal funds sold & reverse repurchase agreements | $17,868,000 | 829 |
| Net loans & leases | $68,656,000 | 4,423 |
| Loan loss allowance | $805,000 | 4,622 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,100,000 | 3,027 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $912,000 | 6,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,727,000 | 4,420 |
| Total liabilities | $102,107,000 | 4,349 |
| Total deposits | $101,721,000 | 4,077 |
| Interest-bearing deposits | $89,108,000 | 3,977 |
| Deposits held in domestic offices | $101,721,000 | 4,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $386,000 | 5,768 |
| Total equity capital | $9,620,000 | 4,977 |
| Total bank equity capital | $9,620,000 | 4,977 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,000,000 | 3,856 |
| Undivided profits | $4,620,000 | 4,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,208,000 | 2,476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $436,000 | 5,982 |
| Earning assets | $102,408,000 | 4,421 |
| Long-term assets (5+ years) | $11,730,000 | 4,722 |
| Average Assets, year-to-date | $106,962,500 | 4,473 |
| Average Assets, quarterly | $110,823,500 | 4,433 |
| Volatile liabilities | $17,273,000 | 4,244 |
| Insider loans | $562,000 | 5,242 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $278,000 | 1,622 |
| Unused loan commitments | $7,608,000 | 4,882 |
| Tier 1 (core) risk-based capital | $9,398,000 | 4,905 |
| Tier 2 risk-based capital | $805,000 | 4,309 |
| Total risk weighted assets | $71,232,000 | 4,492 |
| Total unused commitments | $7,608,000 | 4,885 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $109,920,000 | 4,455 |
| Cash and due from depository institutions | $6,799,000 | 3,851 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,871,000 | 5,509 |
| Federal funds sold & reverse repurchase agreements | $14,609,000 | 1,065 |
| Net loans & leases | $69,372,000 | 4,371 |
| Loan loss allowance | $805,000 | 4,569 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,155,000 | 2,941 |
| Other real estate owned | $186,000 | 3,851 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $928,000 | 6,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,920,000 | 4,455 |
| Total liabilities | $100,443,000 | 4,391 |
| Total deposits | $100,065,000 | 4,133 |
| Interest-bearing deposits | $89,778,000 | 3,945 |
| Deposits held in domestic offices | $100,065,000 | 4,131 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $378,000 | 5,877 |
| Total equity capital | $9,477,000 | 5,026 |
| Total bank equity capital | $9,477,000 | 5,026 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $4,000,000 | 3,814 |
| Undivided profits | $4,477,000 | 4,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,105,000 | 2,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $456,000 | 5,726 |
| Earning assets | $98,852,000 | 4,515 |
| Long-term assets (5+ years) | $10,037,000 | 4,889 |
| Average Assets, year-to-date | $105,374,330 | 4,516 |
| Average Assets, quarterly | $107,076,500 | 4,511 |
| Volatile liabilities | $18,158,000 | 4,054 |
| Insider loans | $535,000 | 5,318 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $509,000 | 1,683 |
| Unused loan commitments | $7,457,000 | 4,882 |
| Tier 1 (core) risk-based capital | $9,288,000 | 4,876 |
| Tier 2 risk-based capital | $805,000 | 4,273 |
| Total risk weighted assets | $71,095,000 | 4,479 |
| Total unused commitments | $7,457,000 | 4,893 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 42 | 3,886 |
| Assets and Liabilities | ||
| Total Assets: | $104,233,000 | 4,587 |
| Cash and due from depository institutions | $6,998,000 | 3,886 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $17,438,000 | 5,078 |
| Federal funds sold & reverse repurchase agreements | $7,542,000 | 2,272 |
| Net loans & leases | $67,933,000 | 4,397 |
| Loan loss allowance | $802,000 | 4,544 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,255,000 | 2,833 |
| Other real estate owned | $186,000 | 3,886 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $881,000 | 6,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,233,000 | 4,587 |
| Total liabilities | $94,790,000 | 4,528 |
| Total deposits | $94,320,000 | 4,278 |
| Interest-bearing deposits | $83,982,000 | 4,154 |
| Deposits held in domestic offices | $94,320,000 | 4,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $470,000 | 5,317 |
| Total equity capital | $9,443,000 | 4,951 |
| Total bank equity capital | $9,443,000 | 4,951 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $4,000,000 | 3,765 |
| Undivided profits | $4,443,000 | 4,913 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,665,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $453,000 | 5,737 |
| Earning assets | $92,913,000 | 4,660 |
| Long-term assets (5+ years) | $8,971,000 | 5,041 |
| Average Assets, year-to-date | $103,101,500 | 4,598 |
| Average Assets, quarterly | $103,101,500 | 4,598 |
| Volatile liabilities | $18,180,000 | 4,030 |
| Insider loans | $463,000 | 5,572 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $778,000 | 1,421 |
| Unused loan commitments | $6,532,000 | 5,099 |
| Tier 1 (core) risk-based capital | $9,259,000 | 4,828 |
| Tier 2 risk-based capital | $802,000 | 4,236 |
| Total risk weighted assets | $68,334,000 | 4,543 |
| Total unused commitments | $6,532,000 | 5,114 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $101,970,000 | 4,616 |
| Cash and due from depository institutions | $4,851,000 | 3,876 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $18,050,000 | 4,949 |
| Federal funds sold & reverse repurchase agreements | $6,947,000 | 2,087 |
| Net loans & leases | $67,754,000 | 4,393 |
| Loan loss allowance | $812,000 | 4,439 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,277,000 | 2,796 |
| Other real estate owned | $221,000 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $870,000 | 6,896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,970,000 | 4,616 |
| Total liabilities | $92,823,000 | 4,548 |
| Total deposits | $92,430,000 | 4,276 |
| Interest-bearing deposits | $81,488,000 | 4,197 |
| Deposits held in domestic offices | $92,430,000 | 4,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $393,000 | 5,917 |
| Total equity capital | $9,147,000 | 5,041 |
| Total bank equity capital | $9,147,000 | 5,041 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $4,000,000 | 3,722 |
| Undivided profits | $4,147,000 | 5,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,405,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $464,000 | 5,854 |
| Earning assets | $92,751,000 | 4,632 |
| Long-term assets (5+ years) | $8,122,000 | 5,215 |
| Average Assets, year-to-date | $99,840,200 | 4,518 |
| Average Assets, quarterly | $102,393,500 | 4,559 |
| Volatile liabilities | $18,093,000 | 4,003 |
| Insider loans | $604,000 | 5,048 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,219,000 | 4,786 |
| Tier 1 (core) risk-based capital | $8,917,000 | 4,907 |
| Tier 2 risk-based capital | $812,000 | 4,153 |
| Total risk weighted assets | $66,674,000 | 4,589 |
| Total unused commitments | $7,219,000 | 4,790 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $95,574,000 | 4,714 |
| Cash and due from depository institutions | $6,943,000 | 3,815 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $18,977,000 | 4,684 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 5,091 |
| Net loans & leases | $62,458,000 | 4,537 |
| Loan loss allowance | $617,000 | 5,144 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,463,000 | 2,605 |
| Other real estate owned | $880,000 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,153,000 | 6,180 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,574,000 | 4,714 |
| Total liabilities | $87,105,000 | 4,650 |
| Total deposits | $86,560,000 | 4,394 |
| Interest-bearing deposits | $75,217,000 | 4,345 |
| Deposits held in domestic offices | $86,560,000 | 4,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $545,000 | 5,166 |
| Total equity capital | $8,469,000 | 5,132 |
| Total bank equity capital | $8,469,000 | 5,132 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $4,000,000 | 3,643 |
| Undivided profits | $3,469,000 | 5,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,603,000 | 1,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $575,000 | 5,431 |
| Earning assets | $83,135,000 | 4,859 |
| Long-term assets (5+ years) | $14,136,000 | 4,030 |
| Average Assets, year-to-date | $93,208,800 | 4,613 |
| Average Assets, quarterly | $94,390,000 | 4,707 |
| Volatile liabilities | $13,388,000 | 4,798 |
| Insider loans | $669,000 | 4,809 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $768,000 | 1,281 |
| Unused loan commitments | $6,851,000 | 4,786 |
| Tier 1 (core) risk-based capital | $8,147,000 | 5,136 |
| Tier 2 risk-based capital | $618,000 | 4,819 |
| Total risk weighted assets | $88,696,000 | 3,562 |
| Total unused commitments | $6,851,000 | 4,791 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $92,964,000 | 4,691 |
| Cash and due from depository institutions | $4,268,000 | 3,908 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $29,142,000 | 3,509 |
| Federal funds sold & reverse repurchase agreements | $3,469,000 | 3,121 |
| Net loans & leases | $50,360,000 | 5,135 |
| Loan loss allowance | $623,000 | 4,973 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,578,000 | 2,459 |
| Other real estate owned | $945,000 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,202,000 | 5,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,964,000 | 4,691 |
| Total liabilities | $85,213,000 | 4,599 |
| Total deposits | $84,702,000 | 4,353 |
| Interest-bearing deposits | $73,730,000 | 4,295 |
| Deposits held in domestic offices | $84,702,000 | 4,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $511,000 | 5,719 |
| Total equity capital | $7,751,000 | 5,379 |
| Total bank equity capital | $7,751,000 | 5,379 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $4,000,000 | 3,571 |
| Undivided profits | $2,752,000 | 5,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,993,000 | 1,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $330,000 | 6,580 |
| Earning assets | $82,971,000 | 4,774 |
| Long-term assets (5+ years) | $14,335,000 | 3,852 |
| Average Assets, year-to-date | $93,361,400 | 4,520 |
| Average Assets, quarterly | $93,790,500 | 4,617 |
| Volatile liabilities | $13,715,000 | 4,723 |
| Insider loans | $1,149,000 | 3,526 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $310,000 | 1,085 |
| Unused loan commitments | $4,477,000 | 5,654 |
| Tier 1 (core) risk-based capital | $7,544,000 | 5,404 |
| Tier 2 risk-based capital | $623,000 | 4,680 |
| Total risk weighted assets | $57,744,400 | 4,821 |
| Total unused commitments | $4,477,000 | 5,657 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $92,092,000 | 4,739 |
| Cash and due from depository institutions | $6,899,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $18,753,000 | 5,070 |
| Federal funds sold & reverse repurchase agreements | $12,637,000 | 769 |
| Net loans & leases | $49,280,000 | 5,128 |
| Loan loss allowance | $769,000 | 4,232 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,681,000 | 3,171 |
| Other real estate owned | $665,000 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,177,000 | 5,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,092,000 | 4,739 |
| Total liabilities | $84,916,000 | 4,640 |
| Total deposits | $84,575,000 | 4,335 |
| Interest-bearing deposits | $74,026,000 | 4,255 |
| Deposits held in domestic offices | $84,575,000 | 4,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $341,000 | 6,585 |
| Total equity capital | $7,176,000 | 5,539 |
| Total bank equity capital | $7,176,000 | 5,539 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $2,176,000 | 6,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,611,000 | 1,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $263,000 | 6,919 |
| Earning assets | $80,670,000 | 4,862 |
| Long-term assets (5+ years) | $10,396,000 | 4,772 |
| Average Assets, year-to-date | $90,367,000 | 4,648 |
| Average Assets, quarterly | $91,842,500 | 4,705 |
| Volatile liabilities | $13,781,000 | 4,465 |
| Insider loans | $1,070,000 | 3,593 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $354,000 | 1,039 |
| Unused loan commitments | $3,319,000 | 6,450 |
| Tier 1 (core) risk-based capital | $7,299,000 | 5,496 |
| Tier 2 risk-based capital | $702,910 | 4,237 |
| Total risk weighted assets | $56,166,510 | 4,857 |
| Total unused commitments | $3,319,000 | 6,456 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $90,230,000 | 4,735 |
| Cash and due from depository institutions | $3,043,000 | 4,067 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $15,778,000 | 5,640 |
| Federal funds sold & reverse repurchase agreements | $21,362,000 | 756 |
| Net loans & leases | $46,019,000 | 5,213 |
| Loan loss allowance | $723,000 | 4,360 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,531,000 | 3,193 |
| Other real estate owned | $218,000 | 4,067 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,279,000 | 5,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,230,000 | 4,735 |
| Total liabilities | $83,161,000 | 4,636 |
| Total deposits | $82,670,000 | 4,410 |
| Interest-bearing deposits | $72,590,000 | 4,326 |
| Deposits held in domestic offices | $82,670,000 | 4,404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $491,000 | 5,823 |
| Total equity capital | $7,069,000 | 5,734 |
| Total bank equity capital | $7,069,000 | 5,734 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $2,069,000 | 6,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,470,000 | 1,054 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $269,000 | 6,963 |
| Earning assets | $83,159,000 | 4,727 |
| Long-term assets (5+ years) | $6,872,000 | 5,576 |
| Average Assets, year-to-date | $86,009,400 | 4,704 |
| Average Assets, quarterly | $88,870,000 | 4,710 |
| Volatile liabilities | $11,500,000 | 4,585 |
| Insider loans | $499,000 | 5,291 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $49,000 | 1,644 |
| Unused loan commitments | $2,717,000 | 6,793 |
| Tier 1 (core) risk-based capital | $6,922,000 | 5,643 |
| Tier 2 risk-based capital | $666,980 | 4,234 |
| Total risk weighted assets | $53,302,480 | 4,844 |
| Total unused commitments | $2,717,000 | 6,808 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $81,627,000 | 5,117 |
| Cash and due from depository institutions | $3,063,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,391,000 | 5,436 |
| Federal funds sold & reverse repurchase agreements | $6,151,000 | 2,241 |
| Net loans & leases | $50,567,000 | 4,929 |
| Loan loss allowance | $755,000 | 4,229 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,477,000 | 3,189 |
| Other real estate owned | $344,000 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,634,000 | 4,164 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,627,000 | 5,117 |
| Total liabilities | $74,105,000 | 5,064 |
| Total deposits | $73,621,000 | 4,841 |
| Interest-bearing deposits | $63,546,000 | 4,835 |
| Deposits held in domestic offices | $73,621,000 | 4,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $484,000 | 6,034 |
| Total equity capital | $7,522,000 | 5,431 |
| Total bank equity capital | $7,522,000 | 5,431 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $2,522,000 | 6,508 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,203,000 | 1,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $310,000 | 6,706 |
| Earning assets | $74,109,000 | 5,151 |
| Long-term assets (5+ years) | $10,593,000 | 4,198 |
| Average Assets, year-to-date | $83,220,000 | 4,857 |
| Average Assets, quarterly | $81,864,500 | 5,049 |
| Volatile liabilities | $8,317,000 | 5,601 |
| Insider loans | $692,000 | 4,539 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,556,000 | 6,899 |
| Tier 1 (core) risk-based capital | $7,456,000 | 5,319 |
| Tier 2 risk-based capital | $669,850 | 4,148 |
| Total risk weighted assets | $53,503,050 | 4,769 |
| Total unused commitments | $2,556,000 | 6,906 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $83,465,000 | 5,139 |
| Cash and due from depository institutions | $3,071,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $19,766,000 | 5,350 |
| Federal funds sold & reverse repurchase agreements | $6,795,000 | 1,935 |
| Net loans & leases | $50,183,000 | 5,031 |
| Loan loss allowance | $800,000 | 4,226 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,515,000 | 3,073 |
| Other real estate owned | $199,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $936,000 | 6,521 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,465,000 | 5,139 |
| Total liabilities | $74,993,000 | 5,133 |
| Total deposits | $74,277,000 | 4,938 |
| Interest-bearing deposits | $64,411,000 | 4,908 |
| Deposits held in domestic offices | $74,277,000 | 4,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $716,000 | 4,596 |
| Total equity capital | $8,472,000 | 4,998 |
| Total bank equity capital | $8,472,000 | 4,998 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $3,472,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $488,000 | 4,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $309,000 | 6,785 |
| Earning assets | $76,744,000 | 5,124 |
| Long-term assets (5+ years) | $14,641,000 | 3,314 |
| Average Assets, year-to-date | $87,269,400 | 4,806 |
| Average Assets, quarterly | $85,256,500 | 4,998 |
| Volatile liabilities | $7,991,000 | 5,612 |
| Insider loans | $947,000 | 3,791 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $161,000 | 1,301 |
| Unused loan commitments | $3,237,000 | 6,212 |
| Tier 1 (core) risk-based capital | $8,485,000 | 4,879 |
| Tier 2 risk-based capital | $669,000 | 4,219 |
| Total risk weighted assets | $53,389,300 | 4,835 |
| Total unused commitments | $3,237,000 | 6,229 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 46 | 4,150 |
| Assets and Liabilities | ||
| Total Assets: | $84,875,000 | 5,109 |
| Cash and due from depository institutions | $7,120,000 | 4,150 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,061,000 | 6,418 |
| Federal funds sold & reverse repurchase agreements | $9,914,000 | 1,468 |
| Net loans & leases | $48,226,000 | 5,111 |
| Loan loss allowance | $551,000 | 5,636 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,568,000 | 2,952 |
| Other real estate owned | $299,000 | 4,150 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $687,000 | 7,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,875,000 | 5,109 |
| Total liabilities | $76,897,000 | 5,066 |
| Total deposits | $76,479,000 | 4,882 |
| Interest-bearing deposits | $64,894,000 | 4,974 |
| Deposits held in domestic offices | $76,479,000 | 4,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $418,000 | 6,967 |
| Total equity capital | $7,978,000 | 5,260 |
| Total bank equity capital | $7,978,000 | 5,260 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $4,000,000 | 3,420 |
| Undivided profits | $2,978,000 | 6,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $794,000 | 3,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $282,000 | 7,401 |
| Earning assets | $74,201,000 | 5,304 |
| Long-term assets (5+ years) | $19,470,000 | 2,546 |
| Average Assets, year-to-date | $80,240,800 | 5,160 |
| Average Assets, quarterly | $84,254,500 | 5,082 |
| Volatile liabilities | $7,686,000 | 5,435 |
| Insider loans | $1,078,000 | 3,551 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,061,000 | 5,536 |
| Tier 1 (core) risk-based capital | $7,950,000 | 5,122 |
| Tier 2 risk-based capital | $551,000 | 4,878 |
| Total risk weighted assets | $50,607,700 | 4,992 |
| Total unused commitments | $4,061,000 | 5,545 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $76,523,000 | 5,530 |
| Cash and due from depository institutions | $4,218,000 | 4,472 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,802,000 | 6,380 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $50,867,000 | 4,864 |
| Loan loss allowance | $591,000 | 5,473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,650,000 | 2,780 |
| Other real estate owned | $145,000 | 4,472 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $841,000 | 7,486 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,523,000 | 5,530 |
| Total liabilities | $69,079,000 | 5,524 |
| Total deposits | $68,504,000 | 5,318 |
| Interest-bearing deposits | $55,720,000 | 5,585 |
| Deposits held in domestic offices | $68,504,000 | 5,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $293,000 | 4,302 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $282,000 | 7,583 |
| Total equity capital | $7,444,000 | 5,214 |
| Total bank equity capital | $7,444,000 | 5,214 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $2,444,000 | 6,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,470,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $305,000 | 6,483 |
| Earning assets | $68,669,000 | 5,621 |
| Long-term assets (5+ years) | $18,344,000 | 2,730 |
| Average Assets, year-to-date | $77,386,400 | 5,374 |
| Average Assets, quarterly | $77,834,500 | 5,417 |
| Volatile liabilities | $4,288,000 | 7,289 |
| Insider loans | $1,048,000 | 3,579 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,584,000 | 5,858 |
| Tier 1 (core) risk-based capital | $7,500,000 | 5,278 |
| Tier 2 risk-based capital | $591,000 | 4,593 |
| Total risk weighted assets | $50,987,400 | 4,861 |
| Total unused commitments | $3,584,000 | 5,867 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $75,067,000 | 5,723 |
| Cash and due from depository institutions | $6,961,000 | 4,243 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,420,000 | 6,278 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,961 |
| Net loans & leases | $43,188,000 | 5,384 |
| Loan loss allowance | $465,000 | 6,690 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,733,000 | 2,685 |
| Other real estate owned | $95,000 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $770,000 | 7,353 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,067,000 | 5,723 |
| Total liabilities | $68,179,000 | 5,720 |
| Total deposits | $67,786,000 | 5,551 |
| Interest-bearing deposits | $55,549,000 | 5,807 |
| Deposits held in domestic offices | $67,786,000 | 5,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $393,000 | 6,362 |
| Total equity capital | $6,888,000 | 5,672 |
| Total bank equity capital | $6,888,000 | 5,672 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $2,888,000 | 6,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 4,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,150 |
| Income earned, not collected on loans | $261,000 | 6,778 |
| Earning assets | $64,508,000 | 6,045 |
| Long-term assets (5+ years) | $15,673,000 | 3,198 |
| Average Assets, year-to-date | $74,914,800 | 5,599 |
| Average Assets, quarterly | $76,892,000 | 5,566 |
| Volatile liabilities | $2,887,000 | 8,530 |
| Insider loans | $1,227,000 | 3,184 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,779,000 | 5,679 |
| Tier 1 (core) risk-based capital | $6,888,000 | 5,593 |
| Tier 2 risk-based capital | $465,000 | 5,594 |
| Total risk weighted assets | $46,016,200 | 5,271 |
| Total unused commitments | $3,779,000 | 5,700 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $72,891,000 | 5,939 |
| Cash and due from depository institutions | $6,628,000 | 4,383 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $22,376,000 | 5,652 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $40,229,000 | 5,710 |
| Loan loss allowance | $391,000 | 7,590 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,776,000 | 2,656 |
| Other real estate owned | $104,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $778,000 | 7,541 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,891,000 | 5,939 |
| Total liabilities | $66,738,000 | 5,909 |
| Total deposits | $66,391,000 | 5,751 |
| Interest-bearing deposits | $54,495,000 | 6,033 |
| Deposits held in domestic offices | $66,391,000 | 5,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $347,000 | 7,517 |
| Total equity capital | $6,153,000 | 6,022 |
| Total bank equity capital | $6,153,000 | 6,022 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $3,153,000 | 5,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,232,000 | 3,158 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $280,000 | 6,901 |
| Earning assets | $62,605,000 | 6,236 |
| Long-term assets (5+ years) | $14,999,000 | 3,233 |
| Average Assets, year-to-date | $71,359,800 | 5,904 |
| Average Assets, quarterly | $74,926,500 | 5,739 |
| Volatile liabilities | $3,069,000 | 8,469 |
| Insider loans | $267,000 | 3,178 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,432,000 | 5,682 |
| Tier 1 (core) risk-based capital | $6,153,000 | 5,935 |
| Tier 2 risk-based capital | $391,000 | 6,355 |
| Total risk weighted assets | $42,651,700 | 5,663 |
| Total unused commitments | $3,432,000 | 5,709 |
| Derivatives | $0 | 651 |