Home > First State Bank of Pinellas > Income and Expense
First State Bank of Pinellas, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $4,028,000 | 6,470 |
Total interest expense | $1,779,000 | 6,632 |
Net interest income | $2,249,000 | 6,185 |
Provision for loan and lease losses | $14,000 | 7,804 |
Total noninterest income | $392,000 | 5,582 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $281,000 | 4,239 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $111,000 | 6,180 |
Total noninterest expense | $2,100,000 | 5,501 |
Salaries and employee benefits | $1,019,000 | 5,843 |
Premises and equipment expense | $394,000 | 4,554 |
Additional noninterest expense | $687,000 | 5,248 |
Pre-tax net operating income | $527,000 | 6,871 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $119,000 | 6,296 |
Income before extraordinary items | $408,000 | 6,803 |
Extraordinary gains, net | $0 | 38 |
Net income | $408,000 | 6,801 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-52,000 | 9,619 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $408,000 | 6,814 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $3,636,000 | 6,688 |
Total interest expense | $1,509,000 | 6,952 |
Net interest income | $2,127,000 | 6,417 |
Provision for loan and lease losses | $64,000 | 6,067 |
Total noninterest income | $373,000 | 5,815 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $313,000 | 3,863 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $60,000 | 7,716 |
Total noninterest expense | $2,084,000 | 5,536 |
Salaries and employee benefits | $944,000 | 6,121 |
Premises and equipment expense | $348,000 | 4,979 |
Additional noninterest expense | $792,000 | 4,820 |
Pre-tax net operating income | $352,000 | 7,827 |
Securities gains (losses) | $-1,000 | 8,592 |
Applicable income taxes | $145,000 | 6,344 |
Income before extraordinary items | $206,000 | 8,260 |
Extraordinary gains, net | $0 | 35 |
Net income | $206,000 | 8,260 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 9,087 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $206,640 | 8,228 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $3,267,000 | 7,211 |
Total interest expense | $1,301,000 | 7,670 |
Net interest income | $1,966,000 | 6,729 |
Provision for loan and lease losses | $20,000 | 7,729 |
Total noninterest income | $471,000 | 5,110 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $363,000 | 3,407 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $108,000 | 6,447 |
Total noninterest expense | $1,883,000 | 5,819 |
Salaries and employee benefits | $893,000 | 6,239 |
Premises and equipment expense | $298,000 | 5,399 |
Additional noninterest expense | $692,000 | 5,216 |
Pre-tax net operating income | $534,000 | 7,207 |
Securities gains (losses) | $43,000 | 1,842 |
Applicable income taxes | $231,000 | 5,821 |
Income before extraordinary items | $346,000 | 7,552 |
Extraordinary gains, net | $0 | 32 |
Net income | $346,000 | 7,552 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $318,480 | 7,647 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $3,136,000 | 7,587 |
Total interest expense | $1,090,000 | 8,432 |
Net interest income | $2,046,000 | 6,825 |
Provision for loan and lease losses | $292,000 | 2,684 |
Total noninterest income | $486,000 | 5,090 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $389,000 | 3,299 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $97,000 | 6,866 |
Total noninterest expense | $1,768,000 | 6,143 |
Salaries and employee benefits | $802,000 | 6,767 |
Premises and equipment expense | $248,000 | 6,083 |
Additional noninterest expense | $718,000 | 5,118 |
Pre-tax net operating income | $472,000 | 8,078 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $188,000 | 7,057 |
Income before extraordinary items | $284,000 | 8,501 |
Extraordinary gains, net | $0 | 44 |
Net income | $284,000 | 8,502 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $259,000 | 2,156 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $284,000 | 8,462 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,979,000 | 8,025 |
Total interest expense | $982,000 | 9,069 |
Net interest income | $1,997,000 | 7,151 |
Provision for loan and lease losses | $247,000 | 2,960 |
Total noninterest income | $452,000 | 5,522 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $364,000 | 3,632 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $88,000 | 7,486 |
Total noninterest expense | $1,638,000 | 6,747 |
Salaries and employee benefits | $762,000 | 7,190 |
Premises and equipment expense | $245,000 | 6,318 |
Additional noninterest expense | $631,000 | 6,152 |
Pre-tax net operating income | $564,000 | 7,606 |
Securities gains (losses) | $-2,000 | 9,485 |
Applicable income taxes | $195,000 | 7,216 |
Income before extraordinary items | $367,000 | 7,879 |
Extraordinary gains, net | $0 | 53 |
Net income | $367,000 | 7,878 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 8,612 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $368,300 | 7,811 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,683,000 | 8,662 |
Total interest expense | $904,000 | 9,604 |
Net interest income | $1,779,000 | 7,818 |
Provision for loan and lease losses | $67,000 | 5,503 |
Total noninterest income | $475,000 | 5,376 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $351,000 | 3,758 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $124,000 | 6,546 |
Total noninterest expense | $1,697,000 | 6,742 |
Salaries and employee benefits | $809,000 | 7,057 |
Premises and equipment expense | $227,000 | 6,713 |
Additional noninterest expense | $661,000 | 6,113 |
Pre-tax net operating income | $490,000 | 8,486 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $171,000 | 7,907 |
Income before extraordinary items | $319,000 | 8,751 |
Extraordinary gains, net | $0 | 65 |
Net income | $319,000 | 8,754 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $258,000 | 2,144 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $319,000 | 8,713 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,086,000 | 9,636 |
Total interest expense | $655,000 | 10,332 |
Net interest income | $1,431,000 | 9,064 |
Provision for loan and lease losses | $318,000 | 2,163 |
Total noninterest income | $550,000 | 4,950 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $434,000 | 3,141 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 7,032 |
Total noninterest expense | $1,964,000 | 6,299 |
Salaries and employee benefits | $789,000 | 7,263 |
Premises and equipment expense | $262,000 | 6,316 |
Additional noninterest expense | $913,000 | 5,110 |
Pre-tax net operating income | $-301,000 | 12,313 |
Securities gains (losses) | $16,000 | 1,924 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $-285,000 | 12,268 |
Extraordinary gains, net | $0 | 249 |
Net income | $-285,000 | 12,266 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $230,000 | 2,273 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $-301,000 | 12,295 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,911,000 | 10,359 |
Total interest expense | $724,000 | 10,445 |
Net interest income | $1,187,000 | 10,102 |
Provision for loan and lease losses | $128,000 | 5,054 |
Total noninterest income | $446,000 | 6,027 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $381,000 | 3,604 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 9,306 |
Total noninterest expense | $1,399,000 | 8,194 |
Salaries and employee benefits | $606,000 | 8,751 |
Premises and equipment expense | $221,000 | 7,269 |
Additional noninterest expense | $572,000 | 7,579 |
Pre-tax net operating income | $106,000 | 11,825 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $48,000 | 10,991 |
Income before extraordinary items | $58,000 | 12,195 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $58,000 | 12,217 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 8,132 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $58,000 | 12,040 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,003,000 | 10,885 |
Total interest expense | $808,000 | 11,291 |
Net interest income | $1,195,000 | 10,341 |
Provision for loan and lease losses | $124,000 | 6,630 |
Total noninterest income | $373,000 | 6,807 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $325,000 | 4,174 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $48,000 | 10,527 |
Total noninterest expense | $1,296,000 | 8,677 |
Salaries and employee benefits | $625,000 | 8,595 |
Premises and equipment expense | $176,000 | 8,414 |
Additional noninterest expense | $495,000 | 8,502 |
Pre-tax net operating income | $148,000 | 11,549 |
Securities gains (losses) | $40,000 | 4,499 |
Applicable income taxes | $65,000 | 10,856 |
Income before extraordinary items | $123,000 | 11,645 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $123,000 | 11,722 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 12,396 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $97,000 | 11,682 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.