Home > First State Bank of Pinedale > Income and Expense
First State Bank of Pinedale, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 7,713 |
| Total interest expense | $256,000 | 8,027 |
| Net interest income | $921,000 | 7,385 |
| Provision for loan and lease losses | $-37,000 | 8,297 |
| Total noninterest income | $128,000 | 6,818 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $80,000 | 5,848 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 6,646 |
| Total noninterest expense | $588,000 | 7,853 |
| Salaries and employee benefits | $257,000 | 8,048 |
| Premises and equipment expense | $125,000 | 7,032 |
| Additional noninterest expense | $206,000 | 7,584 |
| Pre-tax net operating income | $498,000 | 4,940 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $174,000 | 3,064 |
| Income before extraordinary items | $324,000 | 5,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $324,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,162 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $324,000 | 5,281 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 5,445 |
| Total interest expense | $604,000 | 6,669 |
| Net interest income | $2,032,000 | 4,573 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $350,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $182,000 | 3,938 |
| Total noninterest expense | $1,279,000 | 5,616 |
| Salaries and employee benefits | $527,000 | 6,366 |
| Premises and equipment expense | $155,000 | 5,762 |
| Additional noninterest expense | $597,000 | 4,213 |
| Pre-tax net operating income | $953,000 | 3,047 |
| Securities gains (losses) | $252,000 | 517 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,205,000 | 2,188 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,205,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $686,000 | 1,079 |
| Cash dividends | $1,500,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $953,000 | 2,616 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 5,338 |
| Total interest expense | $365,000 | 6,431 |
| Net interest income | $1,061,000 | 4,422 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $185,000 | 4,164 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $636,000 | 5,649 |
| Salaries and employee benefits | $282,000 | 6,243 |
| Premises and equipment expense | $92,000 | 5,397 |
| Additional noninterest expense | $262,000 | 4,543 |
| Pre-tax net operating income | $535,000 | 2,936 |
| Securities gains (losses) | $252,000 | 381 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $787,000 | 1,841 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $787,000 | 1,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $535,000 | 2,471 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,861,000 | 5,304 |
| Total interest expense | $1,761,000 | 6,097 |
| Net interest income | $4,100,000 | 4,554 |
| Provision for loan and lease losses | $595,000 | 2,072 |
| Total noninterest income | $755,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $363,000 | 3,715 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $392,000 | 3,773 |
| Total noninterest expense | $2,905,000 | 5,106 |
| Salaries and employee benefits | $1,136,000 | 6,137 |
| Premises and equipment expense | $312,000 | 5,686 |
| Additional noninterest expense | $1,457,000 | 3,506 |
| Pre-tax net operating income | $1,355,000 | 4,096 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,362,000 | 3,646 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,362,000 | 3,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,053 |
| Cash dividends | $700,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,355,000 | 3,650 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 5,336 |
| Total interest expense | $1,271,000 | 6,211 |
| Net interest income | $3,098,000 | 4,554 |
| Provision for loan and lease losses | $490,000 | 1,599 |
| Total noninterest income | $579,000 | 4,093 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $275,000 | 3,690 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $304,000 | 3,713 |
| Total noninterest expense | $2,204,000 | 5,043 |
| Salaries and employee benefits | $874,000 | 6,056 |
| Premises and equipment expense | $234,000 | 5,676 |
| Additional noninterest expense | $1,096,000 | 3,449 |
| Pre-tax net operating income | $983,000 | 4,401 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $990,000 | 3,914 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $990,000 | 3,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,226 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $983,000 | 3,917 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 5,541 |
| Total interest expense | $770,000 | 6,428 |
| Net interest income | $1,952,000 | 4,740 |
| Provision for loan and lease losses | $260,000 | 1,740 |
| Total noninterest income | $364,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $167,000 | 3,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $197,000 | 3,806 |
| Total noninterest expense | $1,518,000 | 4,973 |
| Salaries and employee benefits | $627,000 | 5,876 |
| Premises and equipment expense | $181,000 | 5,330 |
| Additional noninterest expense | $710,000 | 3,519 |
| Pre-tax net operating income | $538,000 | 4,900 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $545,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $545,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $538,000 | 4,396 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 5,634 |
| Total interest expense | $369,000 | 6,527 |
| Net interest income | $952,000 | 4,831 |
| Provision for loan and lease losses | $105,000 | 1,929 |
| Total noninterest income | $147,000 | 4,690 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $775,000 | 4,899 |
| Salaries and employee benefits | $323,000 | 5,846 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $365,000 | 3,415 |
| Pre-tax net operating income | $219,000 | 5,321 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $226,000 | 4,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $226,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $219,000 | 4,825 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 6,175 |
| Total interest expense | $611,000 | 7,685 |
| Net interest income | $3,307,000 | 5,232 |
| Provision for loan and lease losses | $732,000 | 1,359 |
| Total noninterest income | $418,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $235,000 | 4,642 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $183,000 | 5,281 |
| Total noninterest expense | $2,589,000 | 5,372 |
| Salaries and employee benefits | $841,000 | 6,841 |
| Premises and equipment expense | $202,000 | 6,717 |
| Additional noninterest expense | $1,546,000 | 3,223 |
| Pre-tax net operating income | $404,000 | 6,778 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $395,000 | 6,537 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $395,000 | 6,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,221 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $404,000 | 6,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 6,221 |
| Total interest expense | $340,000 | 8,035 |
| Net interest income | $2,569,000 | 5,166 |
| Provision for loan and lease losses | $140,000 | 3,511 |
| Total noninterest income | $282,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $171,000 | 4,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,644 |
| Total noninterest expense | $1,813,000 | 5,568 |
| Salaries and employee benefits | $578,000 | 7,042 |
| Premises and equipment expense | $121,000 | 7,148 |
| Additional noninterest expense | $1,114,000 | 3,319 |
| Pre-tax net operating income | $898,000 | 4,972 |
| Securities gains (losses) | $-9,000 | 7,556 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $889,000 | 4,453 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $889,000 | 4,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,854 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $898,000 | 4,417 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,842,000 | 6,327 |
| Total interest expense | $178,000 | 8,233 |
| Net interest income | $1,664,000 | 5,288 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $186,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $108,000 | 4,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 5,602 |
| Total noninterest expense | $1,132,000 | 5,794 |
| Salaries and employee benefits | $354,000 | 7,275 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $699,000 | 3,484 |
| Pre-tax net operating income | $618,000 | 4,916 |
| Securities gains (losses) | $-9,000 | 7,829 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $609,000 | 4,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $609,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $618,000 | 4,353 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 6,304 |
| Total interest expense | $80,000 | 8,307 |
| Net interest income | $838,000 | 5,260 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $470,000 | 6,354 |
| Salaries and employee benefits | $157,000 | 7,557 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $279,000 | 4,128 |
| Pre-tax net operating income | $349,000 | 4,591 |
| Securities gains (losses) | $-2,000 | 7,972 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $347,000 | 4,040 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $347,000 | 4,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $349,000 | 4,008 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 6,432 |
| Total interest expense | $294,000 | 8,201 |
| Net interest income | $2,912,000 | 5,597 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $420,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $235,000 | 4,705 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $185,000 | 5,323 |
| Total noninterest expense | $1,393,000 | 7,067 |
| Salaries and employee benefits | $630,000 | 7,516 |
| Premises and equipment expense | $178,000 | 6,969 |
| Additional noninterest expense | $585,000 | 6,138 |
| Pre-tax net operating income | $1,939,000 | 3,765 |
| Securities gains (losses) | $-204,000 | 8,582 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,735,000 | 3,459 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,735,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,554 |
| Cash dividends | $1,215,000 | 2,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,939,000 | 3,128 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 6,499 |
| Total interest expense | $225,000 | 8,196 |
| Net interest income | $2,116,000 | 5,711 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $319,000 | 5,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,359 |
| Total noninterest expense | $962,000 | 7,244 |
| Salaries and employee benefits | $415,000 | 7,725 |
| Premises and equipment expense | $117,000 | 7,213 |
| Additional noninterest expense | $430,000 | 6,162 |
| Pre-tax net operating income | $1,473,000 | 3,805 |
| Securities gains (losses) | $-173,000 | 8,709 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,300,000 | 3,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,300,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-70,000 | 8,546 |
| Cash dividends | $705,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,473,000 | 3,134 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 6,549 |
| Total interest expense | $154,000 | 8,151 |
| Net interest income | $1,354,000 | 5,832 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $232,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $121,000 | 4,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $111,000 | 4,976 |
| Total noninterest expense | $636,000 | 7,269 |
| Salaries and employee benefits | $268,000 | 7,785 |
| Premises and equipment expense | $81,000 | 7,132 |
| Additional noninterest expense | $287,000 | 6,143 |
| Pre-tax net operating income | $950,000 | 3,845 |
| Securities gains (losses) | $-173,000 | 8,758 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $777,000 | 3,695 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $777,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,555 |
| Cash dividends | $505,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $950,000 | 3,172 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,706 |
| Total interest expense | $72,000 | 8,236 |
| Net interest income | $641,000 | 6,022 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $80,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $312,000 | 7,365 |
| Salaries and employee benefits | $122,000 | 7,990 |
| Premises and equipment expense | $43,000 | 7,087 |
| Additional noninterest expense | $147,000 | 6,073 |
| Pre-tax net operating income | $409,000 | 4,213 |
| Securities gains (losses) | $-173,000 | 8,861 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $236,000 | 5,012 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $236,000 | 5,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,681 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $409,000 | 3,529 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 6,760 |
| Total interest expense | $247,000 | 8,299 |
| Net interest income | $2,405,000 | 6,122 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $381,000 | 5,895 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $250,000 | 4,746 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $131,000 | 5,952 |
| Total noninterest expense | $1,329,000 | 7,214 |
| Salaries and employee benefits | $626,000 | 7,561 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $550,000 | 6,276 |
| Pre-tax net operating income | $1,407,000 | 4,414 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,419,000 | 3,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,419,000 | 3,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $595,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,407,000 | 3,734 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 6,806 |
| Total interest expense | $179,000 | 8,375 |
| Net interest income | $1,783,000 | 6,162 |
| Provision for loan and lease losses | $48,000 | 5,435 |
| Total noninterest income | $293,000 | 5,875 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $190,000 | 4,760 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 5,858 |
| Total noninterest expense | $911,000 | 7,379 |
| Salaries and employee benefits | $399,000 | 7,849 |
| Premises and equipment expense | $109,000 | 7,352 |
| Additional noninterest expense | $403,000 | 6,291 |
| Pre-tax net operating income | $1,117,000 | 4,346 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,119,000 | 3,723 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,119,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $495,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,117,000 | 3,647 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 6,882 |
| Total interest expense | $117,000 | 8,446 |
| Net interest income | $1,168,000 | 6,235 |
| Provision for loan and lease losses | $39,000 | 5,071 |
| Total noninterest income | $195,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $129,000 | 4,705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $608,000 | 7,433 |
| Salaries and employee benefits | $256,000 | 7,978 |
| Premises and equipment expense | $78,000 | 7,274 |
| Additional noninterest expense | $274,000 | 6,257 |
| Pre-tax net operating income | $716,000 | 4,403 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $718,000 | 3,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $718,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,586 |
| Cash dividends | $355,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $716,000 | 3,712 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 6,979 |
| Total interest expense | $54,000 | 8,572 |
| Net interest income | $569,000 | 6,314 |
| Provision for loan and lease losses | $33,000 | 3,984 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $296,000 | 7,532 |
| Salaries and employee benefits | $114,000 | 8,192 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $138,000 | 6,256 |
| Pre-tax net operating income | $345,000 | 4,478 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $347,000 | 3,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $347,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $345,000 | 3,765 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 7,024 |
| Total interest expense | $339,000 | 8,332 |
| Net interest income | $2,170,000 | 6,345 |
| Provision for loan and lease losses | $82,000 | 5,609 |
| Total noninterest income | $359,000 | 6,206 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $228,000 | 4,971 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $131,000 | 6,069 |
| Total noninterest expense | $1,250,000 | 7,370 |
| Salaries and employee benefits | $576,000 | 7,799 |
| Premises and equipment expense | $136,000 | 7,587 |
| Additional noninterest expense | $538,000 | 6,330 |
| Pre-tax net operating income | $1,197,000 | 4,692 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,197,000 | 4,151 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,197,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,681 |
| Cash dividends | $650,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,197,000 | 3,990 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,871,000 | 7,132 |
| Total interest expense | $261,000 | 8,429 |
| Net interest income | $1,610,000 | 6,415 |
| Provision for loan and lease losses | $77,000 | 5,176 |
| Total noninterest income | $244,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $165,000 | 5,079 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $885,000 | 7,503 |
| Salaries and employee benefits | $363,000 | 8,131 |
| Premises and equipment expense | $111,000 | 7,438 |
| Additional noninterest expense | $411,000 | 6,265 |
| Pre-tax net operating income | $892,000 | 4,854 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $892,000 | 4,315 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $892,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,803 |
| Cash dividends | $475,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $892,000 | 4,153 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,222,000 | 7,242 |
| Total interest expense | $172,000 | 8,523 |
| Net interest income | $1,050,000 | 6,487 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $150,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $107,000 | 5,112 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $43,000 | 6,830 |
| Total noninterest expense | $579,000 | 7,562 |
| Salaries and employee benefits | $233,000 | 8,219 |
| Premises and equipment expense | $77,000 | 7,361 |
| Additional noninterest expense | $269,000 | 6,317 |
| Pre-tax net operating income | $612,000 | 4,781 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $612,000 | 4,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $612,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $612,000 | 4,031 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 7,291 |
| Total interest expense | $83,000 | 8,633 |
| Net interest income | $522,000 | 6,524 |
| Provision for loan and lease losses | $4,000 | 6,606 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $52,000 | 5,093 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $19,000 | 7,007 |
| Total noninterest expense | $274,000 | 7,719 |
| Salaries and employee benefits | $108,000 | 8,391 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $315,000 | 4,668 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $315,000 | 4,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 4,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $315,000 | 3,912 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 7,457 |
| Total interest expense | $445,000 | 8,528 |
| Net interest income | $1,941,000 | 6,715 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $288,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $194,000 | 5,268 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,565 |
| Total noninterest expense | $1,162,000 | 7,561 |
| Salaries and employee benefits | $537,000 | 7,979 |
| Premises and equipment expense | $131,000 | 7,717 |
| Additional noninterest expense | $494,000 | 6,538 |
| Pre-tax net operating income | $1,031,000 | 5,130 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,075,000 | 4,389 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,075,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $795,000 | 2,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,031,000 | 4,390 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 8,032 |
| Total interest expense | $400,000 | 9,162 |
| Net interest income | $1,793,000 | 6,797 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $259,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $171,000 | 5,495 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $88,000 | 6,699 |
| Total noninterest expense | $959,000 | 8,073 |
| Salaries and employee benefits | $448,000 | 8,407 |
| Premises and equipment expense | $130,000 | 7,847 |
| Additional noninterest expense | $381,000 | 7,296 |
| Pre-tax net operating income | $1,054,000 | 4,776 |
| Securities gains (losses) | $-37,000 | 9,421 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,017,000 | 4,238 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,017,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $805,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,054,000 | 4,025 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,132,000 | 8,278 |
| Total interest expense | $411,000 | 9,397 |
| Net interest income | $1,721,000 | 7,077 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $258,000 | 6,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,688 |
| Total noninterest expense | $993,000 | 8,044 |
| Salaries and employee benefits | $441,000 | 8,542 |
| Premises and equipment expense | $127,000 | 7,974 |
| Additional noninterest expense | $425,000 | 6,964 |
| Pre-tax net operating income | $901,000 | 5,540 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $901,000 | 4,677 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $901,000 | 4,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,432 |
| Cash dividends | $630,000 | 3,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $901,000 | 4,677 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 8,192 |
| Total interest expense | $414,000 | 9,619 |
| Net interest income | $1,835,000 | 6,942 |
| Provision for loan and lease losses | $39,000 | 6,933 |
| Total noninterest income | $300,000 | 6,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $1,137,000 | 7,733 |
| Salaries and employee benefits | $444,000 | 8,655 |
| Premises and equipment expense | $250,000 | 6,047 |
| Additional noninterest expense | $443,000 | 6,951 |
| Pre-tax net operating income | $959,000 | 5,429 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $950,000 | 4,583 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $950,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $959,000 | 4,507 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 8,533 |
| Total interest expense | $400,000 | 9,895 |
| Net interest income | $1,718,000 | 7,247 |
| Provision for loan and lease losses | $31,000 | 7,285 |
| Total noninterest income | $281,000 | 6,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,959 |
| Total noninterest expense | $1,044,000 | 7,977 |
| Salaries and employee benefits | $416,000 | 8,871 |
| Premises and equipment expense | $252,000 | 5,932 |
| Additional noninterest expense | $376,000 | 7,417 |
| Pre-tax net operating income | $924,000 | 5,652 |
| Securities gains (losses) | $88,000 | 1,367 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,012,000 | 4,472 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,012,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $520,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $924,000 | 4,657 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 8,990 |
| Total interest expense | $414,000 | 10,309 |
| Net interest income | $1,603,000 | 7,770 |
| Provision for loan and lease losses | $-25,000 | 10,653 |
| Total noninterest income | $258,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $1,077,000 | 8,071 |
| Salaries and employee benefits | $429,000 | 9,071 |
| Premises and equipment expense | $266,000 | 5,845 |
| Additional noninterest expense | $382,000 | 7,511 |
| Pre-tax net operating income | $809,000 | 6,509 |
| Securities gains (losses) | $-66,000 | 10,696 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $678,000 | 5,988 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $678,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $423,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $738,060 | 5,688 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 9,616 |
| Total interest expense | $408,000 | 10,853 |
| Net interest income | $1,417,000 | 8,470 |
| Provision for loan and lease losses | $138,000 | 4,289 |
| Total noninterest income | $220,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $940,000 | 8,920 |
| Salaries and employee benefits | $399,000 | 9,611 |
| Premises and equipment expense | $279,000 | 5,861 |
| Additional noninterest expense | $262,000 | 9,268 |
| Pre-tax net operating income | $559,000 | 7,632 |
| Securities gains (losses) | $43,000 | 1,439 |
| Applicable income taxes | $121,000 | 8,388 |
| Income before extraordinary items | $481,000 | 7,033 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $481,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,505 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $446,600 | 7,202 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 9,960 |
| Total interest expense | $418,000 | 11,271 |
| Net interest income | $1,437,000 | 8,704 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $187,000 | 8,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $860,000 | 9,506 |
| Salaries and employee benefits | $366,000 | 10,205 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $278,000 | 9,513 |
| Pre-tax net operating income | $764,000 | 6,983 |
| Securities gains (losses) | $-146,000 | 11,607 |
| Applicable income taxes | $160,000 | 8,094 |
| Income before extraordinary items | $458,000 | 7,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $458,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $566,040 | 6,790 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 10,474 |
| Total interest expense | $415,000 | 11,504 |
| Net interest income | $1,216,000 | 9,721 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $772,000 | 10,368 |
| Salaries and employee benefits | $371,000 | 10,540 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $245,000 | 10,583 |
| Pre-tax net operating income | $652,000 | 7,697 |
| Securities gains (losses) | $-55,000 | 11,109 |
| Applicable income taxes | $118,000 | 8,968 |
| Income before extraordinary items | $479,000 | 7,466 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $479,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $218,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $523,000 | 7,173 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 11,009 |
| Total interest expense | $408,000 | 12,190 |
| Net interest income | $1,184,000 | 10,114 |
| Provision for loan and lease losses | $-23,000 | 12,601 |
| Total noninterest income | $184,000 | 9,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $796,000 | 10,686 |
| Salaries and employee benefits | $388,000 | 10,763 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $251,000 | 11,069 |
| Pre-tax net operating income | $595,000 | 7,978 |
| Securities gains (losses) | $77,000 | 2,843 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $520,000 | 7,389 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $520,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $247,000 | 4,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $460,710 | 7,629 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 11,682 |
| Total interest expense | $589,000 | 12,338 |
| Net interest income | $1,029,000 | 10,989 |
| Provision for loan and lease losses | $-19,000 | 13,519 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,755 |
| Total noninterest expense | $793,000 | 11,036 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $252,000 | 11,503 |
| Pre-tax net operating income | $469,000 | 8,645 |
| Securities gains (losses) | $-12,000 | 13,350 |
| Applicable income taxes | $78,000 | 10,500 |
| Income before extraordinary items | $379,000 | 8,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $379,000 | 8,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $263,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $388,960 | 7,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.