Home > First State Bank of Patoka > Income and Expense
First State Bank of Patoka, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $936,000 | 12,423 |
| Total interest expense | $347,000 | 12,452 |
| Net interest income | $589,000 | 12,254 |
| Provision for loan and lease losses | $19,000 | 9,170 |
| Total noninterest income | $80,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $476,000 | 12,284 |
| Salaries and employee benefits | $254,000 | 12,146 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $206,000 | 11,647 |
| Pre-tax net operating income | $174,000 | 11,279 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $17,000 | 11,667 |
| Income before extraordinary items | $154,000 | 11,156 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $154,000 | 11,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $156,700 | 10,916 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 12,571 |
| Total interest expense | $611,000 | 12,240 |
| Net interest income | $605,000 | 12,692 |
| Provision for loan and lease losses | $322,000 | 3,965 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $541,000 | 12,398 |
| Salaries and employee benefits | $281,000 | 12,237 |
| Premises and equipment expense | $16,000 | 13,750 |
| Additional noninterest expense | $244,000 | 11,615 |
| Pre-tax net operating income | $-202,000 | 13,090 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $-38,000 | 13,477 |
| Income before extraordinary items | $-135,000 | 13,105 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-135,000 | 13,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 3,319 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-157,620 | 12,997 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.