Home > First State Bank of Okabena (Incorporated) > Income and Expense
First State Bank of Okabena (Incorporated), Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 5,929 |
| Total interest expense | $32,000 | 5,852 |
| Net interest income | $319,000 | 5,927 |
| Provision for loan and lease losses | $2,000 | 4,155 |
| Total noninterest income | $20,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $15,000 | 5,633 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,000 | 5,796 |
| Total noninterest expense | $337,000 | 5,925 |
| Salaries and employee benefits | $237,000 | 5,860 |
| Premises and equipment expense | $23,000 | 5,901 |
| Additional noninterest expense | $77,000 | 5,955 |
| Pre-tax net operating income | $0 | 5,708 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $0 | 5,740 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $0 | 5,740 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $0 | 5,740 |
| Net charge-offs | $-1,000 | 4,445 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $0 | 5,718 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $237,000 | 6,002 |
| Total interest expense | $22,000 | 5,916 |
| Net interest income | $215,000 | 6,004 |
| Provision for loan and lease losses | $2,000 | 3,970 |
| Total noninterest income | $13,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $10,000 | 5,686 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 5,877 |
| Total noninterest expense | $220,000 | 6,000 |
| Salaries and employee benefits | $156,000 | 5,937 |
| Premises and equipment expense | $15,000 | 5,976 |
| Additional noninterest expense | $49,000 | 6,029 |
| Pre-tax net operating income | $6,000 | 5,752 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $6,000 | 5,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,000 | 5,781 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,000 | 5,781 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $6,000 | 5,751 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $119,000 | 6,066 |
| Total interest expense | $11,000 | 5,967 |
| Net interest income | $108,000 | 6,064 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $7,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $5,000 | 5,726 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $105,000 | 6,072 |
| Salaries and employee benefits | $74,000 | 6,009 |
| Premises and equipment expense | $7,000 | 6,036 |
| Additional noninterest expense | $24,000 | 6,097 |
| Pre-tax net operating income | $10,000 | 5,730 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $10,000 | 5,760 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $10,000 | 5,759 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $10,000 | 5,759 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $10,000 | 5,726 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $526,000 | 6,101 |
| Total interest expense | $52,000 | 5,980 |
| Net interest income | $474,000 | 6,096 |
| Provision for loan and lease losses | $25,000 | 3,944 |
| Total noninterest income | $39,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $16,000 | 5,865 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $23,000 | 5,786 |
| Total noninterest expense | $488,000 | 6,107 |
| Salaries and employee benefits | $318,000 | 6,054 |
| Premises and equipment expense | $54,000 | 6,005 |
| Additional noninterest expense | $116,000 | 6,142 |
| Pre-tax net operating income | $0 | 5,857 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $-5,000 | 5,859 |
| Income before extraordinary items | $7,000 | 5,882 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,000 | 5,885 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,000 | 5,885 |
| Net charge-offs | $-25,000 | 5,389 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,000 | 5,861 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $395,000 | 6,193 |
| Total interest expense | $41,000 | 6,060 |
| Net interest income | $354,000 | 6,190 |
| Provision for loan and lease losses | $25,000 | 3,699 |
| Total noninterest income | $33,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $11,000 | 5,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 5,778 |
| Total noninterest expense | $330,000 | 6,212 |
| Salaries and employee benefits | $237,000 | 6,134 |
| Premises and equipment expense | $34,000 | 6,139 |
| Additional noninterest expense | $59,000 | 6,258 |
| Pre-tax net operating income | $32,000 | 5,871 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $11,000 | 4,123 |
| Income before extraordinary items | $23,000 | 5,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $23,000 | 5,934 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $23,000 | 5,934 |
| Net charge-offs | $-25,000 | 5,408 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $21,640 | 5,897 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $265,000 | 6,260 |
| Total interest expense | $27,000 | 6,129 |
| Net interest income | $238,000 | 6,258 |
| Provision for loan and lease losses | $25,000 | 3,365 |
| Total noninterest income | $28,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $7,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $21,000 | 5,708 |
| Total noninterest expense | $221,000 | 6,282 |
| Salaries and employee benefits | $155,000 | 6,206 |
| Premises and equipment expense | $23,000 | 6,196 |
| Additional noninterest expense | $43,000 | 6,331 |
| Pre-tax net operating income | $20,000 | 5,922 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $22,000 | 5,954 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $22,000 | 5,955 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $22,000 | 5,956 |
| Net charge-offs | $-25,000 | 5,541 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $20,000 | 5,919 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $122,000 | 6,344 |
| Total interest expense | $14,000 | 6,182 |
| Net interest income | $108,000 | 6,344 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $24,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $5,000 | 6,004 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $116,000 | 6,347 |
| Salaries and employee benefits | $83,000 | 6,256 |
| Premises and equipment expense | $6,000 | 6,339 |
| Additional noninterest expense | $27,000 | 6,378 |
| Pre-tax net operating income | $16,000 | 5,888 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $18,000 | 5,911 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $18,000 | 5,911 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $18,000 | 5,912 |
| Net charge-offs | $-25,000 | 5,757 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $16,000 | 5,879 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $545,000 | 6,415 |
| Total interest expense | $66,000 | 6,246 |
| Net interest income | $479,000 | 6,415 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $31,000 | 6,304 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $24,000 | 6,089 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,000 | 6,197 |
| Total noninterest expense | $454,000 | 6,443 |
| Salaries and employee benefits | $305,000 | 6,383 |
| Premises and equipment expense | $57,000 | 6,308 |
| Additional noninterest expense | $92,000 | 6,489 |
| Pre-tax net operating income | $56,000 | 5,955 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $-35,000 | 6,198 |
| Income before extraordinary items | $95,000 | 5,898 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $95,000 | 5,898 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $95,000 | 5,899 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $1,120,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $91,000 | 5,873 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $397,000 | 6,501 |
| Total interest expense | $51,000 | 6,315 |
| Net interest income | $346,000 | 6,502 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $22,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $19,000 | 6,147 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,000 | 6,308 |
| Total noninterest expense | $320,000 | 6,527 |
| Salaries and employee benefits | $227,000 | 6,445 |
| Premises and equipment expense | $38,000 | 6,412 |
| Additional noninterest expense | $55,000 | 6,577 |
| Pre-tax net operating income | $48,000 | 6,028 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $48,000 | 6,041 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,040 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $48,000 | 6,041 |
| Net charge-offs | $-4,000 | 5,417 |
| Cash dividends | $120,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $48,000 | 6,020 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $266,000 | 6,564 |
| Total interest expense | $35,000 | 6,364 |
| Net interest income | $231,000 | 6,567 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $16,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $13,000 | 6,186 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,000 | 6,337 |
| Total noninterest expense | $213,000 | 6,590 |
| Salaries and employee benefits | $146,000 | 6,524 |
| Premises and equipment expense | $25,000 | 6,470 |
| Additional noninterest expense | $42,000 | 6,637 |
| Pre-tax net operating income | $34,000 | 6,058 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $34,000 | 6,079 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $34,000 | 6,079 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $34,000 | 6,081 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $120,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $34,000 | 6,051 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $135,000 | 6,633 |
| Total interest expense | $19,000 | 6,396 |
| Net interest income | $116,000 | 6,634 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $8,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $6,000 | 6,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $101,000 | 6,672 |
| Salaries and employee benefits | $76,000 | 6,586 |
| Premises and equipment expense | $7,000 | 6,638 |
| Additional noninterest expense | $18,000 | 6,715 |
| Pre-tax net operating income | $23,000 | 6,013 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $23,000 | 6,013 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 6,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $23,000 | 6,014 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $120,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $23,000 | 5,984 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 6,704 |
| Total interest expense | $90,000 | 6,473 |
| Net interest income | $458,000 | 6,710 |
| Provision for loan and lease losses | $-150,000 | 6,425 |
| Total noninterest income | $-35,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $32,000 | 6,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-67,000 | 6,587 |
| Total noninterest expense | $452,000 | 6,735 |
| Salaries and employee benefits | $313,000 | 6,664 |
| Premises and equipment expense | $53,000 | 6,611 |
| Additional noninterest expense | $86,000 | 6,785 |
| Pre-tax net operating income | $121,000 | 5,901 |
| Securities gains (losses) | $27,000 | 2,188 |
| Applicable income taxes | $15,000 | 4,190 |
| Income before extraordinary items | $133,000 | 5,903 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $133,000 | 5,905 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $133,000 | 5,905 |
| Net charge-offs | $-2,000 | 5,912 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $108,700 | 5,918 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $415,000 | 6,784 |
| Total interest expense | $70,000 | 6,549 |
| Net interest income | $345,000 | 6,786 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $-45,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-69,000 | 6,710 |
| Total noninterest expense | $323,000 | 6,815 |
| Salaries and employee benefits | $232,000 | 6,730 |
| Premises and equipment expense | $40,000 | 6,678 |
| Additional noninterest expense | $51,000 | 6,876 |
| Pre-tax net operating income | $-23,000 | 6,332 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,000 | 6,332 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,000 | 6,334 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,000 | 6,333 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-23,000 | 6,339 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $286,000 | 6,830 |
| Total interest expense | $49,000 | 6,587 |
| Net interest income | $237,000 | 6,831 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $19,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $17,000 | 6,321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,000 | 6,558 |
| Total noninterest expense | $214,000 | 6,869 |
| Salaries and employee benefits | $159,000 | 6,775 |
| Premises and equipment expense | $21,000 | 6,785 |
| Additional noninterest expense | $34,000 | 6,926 |
| Pre-tax net operating income | $42,000 | 6,118 |
| Securities gains (losses) | $26,000 | 1,885 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $68,000 | 6,032 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $68,000 | 6,033 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $68,000 | 6,034 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $42,000 | 6,102 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $147,000 | 6,892 |
| Total interest expense | $25,000 | 6,657 |
| Net interest income | $122,000 | 6,902 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $9,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,628 |
| Total noninterest expense | $100,000 | 6,952 |
| Salaries and employee benefits | $85,000 | 6,807 |
| Premises and equipment expense | $5,000 | 6,947 |
| Additional noninterest expense | $10,000 | 7,012 |
| Pre-tax net operating income | $31,000 | 6,033 |
| Securities gains (losses) | $26,000 | 1,182 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $57,000 | 5,755 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $57,000 | 5,757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $57,000 | 5,757 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $31,000 | 5,994 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 6,954 |
| Total interest expense | $122,000 | 6,737 |
| Net interest income | $498,000 | 6,962 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $37,000 | 6,692 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $34,000 | 6,480 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,000 | 6,496 |
| Total noninterest expense | $470,000 | 6,989 |
| Salaries and employee benefits | $323,000 | 6,897 |
| Premises and equipment expense | $56,000 | 6,851 |
| Additional noninterest expense | $91,000 | 7,055 |
| Pre-tax net operating income | $65,000 | 5,997 |
| Securities gains (losses) | $-110,000 | 6,904 |
| Applicable income taxes | $-23,000 | 6,583 |
| Income before extraordinary items | $-22,000 | 6,345 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-22,000 | 6,339 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-22,000 | 6,341 |
| Net charge-offs | $-45,000 | 6,839 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $48,400 | 6,037 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,061 |
| Total interest expense | $96,000 | 6,835 |
| Net interest income | $369,000 | 7,074 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $30,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,611 |
| Total noninterest expense | $348,000 | 7,089 |
| Salaries and employee benefits | $246,000 | 6,972 |
| Premises and equipment expense | $34,000 | 7,004 |
| Additional noninterest expense | $68,000 | 7,155 |
| Pre-tax net operating income | $51,000 | 6,144 |
| Securities gains (losses) | $-27,000 | 6,926 |
| Applicable income taxes | $1,000 | 4,707 |
| Income before extraordinary items | $23,000 | 6,353 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $23,000 | 6,352 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $23,000 | 6,352 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $48,920 | 6,144 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $312,000 | 7,120 |
| Total interest expense | $65,000 | 6,903 |
| Net interest income | $247,000 | 7,130 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $18,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,000 | 6,684 |
| Total noninterest expense | $234,000 | 7,151 |
| Salaries and employee benefits | $164,000 | 7,038 |
| Premises and equipment expense | $23,000 | 7,051 |
| Additional noninterest expense | $47,000 | 7,213 |
| Pre-tax net operating income | $31,000 | 6,183 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $30,000 | 6,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $30,000 | 6,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $30,000 | 6,331 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $30,000 | 6,191 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 7,186 |
| Total interest expense | $33,000 | 6,975 |
| Net interest income | $123,000 | 7,191 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $8,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,726 |
| Total noninterest expense | $113,000 | 7,221 |
| Salaries and employee benefits | $83,000 | 7,093 |
| Premises and equipment expense | $6,000 | 7,208 |
| Additional noninterest expense | $24,000 | 7,268 |
| Pre-tax net operating income | $18,000 | 6,242 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $18,000 | 6,346 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $18,000 | 6,345 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $18,000 | 6,346 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $18,000 | 6,215 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $720,000 | 7,205 |
| Total interest expense | $159,000 | 7,040 |
| Net interest income | $561,000 | 7,217 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $-72,000 | 7,063 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $42,000 | 6,457 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-114,000 | 6,897 |
| Total noninterest expense | $508,000 | 7,242 |
| Salaries and employee benefits | $348,000 | 7,138 |
| Premises and equipment expense | $61,000 | 7,109 |
| Additional noninterest expense | $99,000 | 7,321 |
| Pre-tax net operating income | $-19,000 | 6,047 |
| Securities gains (losses) | $-11,000 | 6,885 |
| Applicable income taxes | $-23,000 | 6,666 |
| Income before extraordinary items | $-7,000 | 6,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,000 | 6,169 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,000 | 6,169 |
| Net charge-offs | $40,000 | 5,597 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $40 | 6,036 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,271 |
| Total interest expense | $123,000 | 7,111 |
| Net interest income | $434,000 | 7,283 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-40,000 | 7,157 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $32,000 | 6,476 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-72,000 | 7,038 |
| Total noninterest expense | $375,000 | 7,308 |
| Salaries and employee benefits | $253,000 | 7,201 |
| Premises and equipment expense | $43,000 | 7,192 |
| Additional noninterest expense | $79,000 | 7,385 |
| Pre-tax net operating income | $19,000 | 6,077 |
| Securities gains (losses) | $-11,000 | 7,020 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $8,000 | 6,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,000 | 6,229 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $8,000 | 6,229 |
| Net charge-offs | $34,000 | 5,231 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $19,000 | 6,093 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,333 |
| Total interest expense | $85,000 | 7,186 |
| Net interest income | $290,000 | 7,350 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-16,000 | 7,224 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $21,000 | 6,511 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-37,000 | 7,113 |
| Total noninterest expense | $254,000 | 7,379 |
| Salaries and employee benefits | $171,000 | 7,263 |
| Premises and equipment expense | $31,000 | 7,224 |
| Additional noninterest expense | $52,000 | 7,463 |
| Pre-tax net operating income | $20,000 | 6,098 |
| Securities gains (losses) | $-14,000 | 7,098 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $6,000 | 6,279 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 6,279 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $6,000 | 6,279 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $20,000 | 6,113 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $176,000 | 7,417 |
| Total interest expense | $43,000 | 7,248 |
| Net interest income | $133,000 | 7,422 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $13,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $11,000 | 6,455 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 6,939 |
| Total noninterest expense | $130,000 | 7,435 |
| Salaries and employee benefits | $90,000 | 7,282 |
| Premises and equipment expense | $14,000 | 7,313 |
| Additional noninterest expense | $26,000 | 7,525 |
| Pre-tax net operating income | $16,000 | 6,143 |
| Securities gains (losses) | $-14,000 | 7,204 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $2,000 | 6,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,000 | 6,355 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,000 | 6,355 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $16,000 | 6,132 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 7,452 |
| Total interest expense | $213,000 | 7,291 |
| Net interest income | $577,000 | 7,467 |
| Provision for loan and lease losses | $30,000 | 6,683 |
| Total noninterest income | $58,000 | 6,994 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 6,202 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $614,000 | 7,445 |
| Salaries and employee benefits | $359,000 | 7,373 |
| Premises and equipment expense | $74,000 | 7,288 |
| Additional noninterest expense | $181,000 | 7,452 |
| Pre-tax net operating income | $-9,000 | 5,795 |
| Securities gains (losses) | $-152,000 | 7,265 |
| Applicable income taxes | $-81,000 | 6,801 |
| Income before extraordinary items | $-80,000 | 6,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-80,000 | 6,055 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-80,000 | 6,055 |
| Net charge-offs | $95,000 | 5,454 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $17,280 | 5,771 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,558 |
| Total interest expense | $167,000 | 7,394 |
| Net interest income | $433,000 | 7,576 |
| Provision for loan and lease losses | $30,000 | 6,511 |
| Total noninterest income | $45,000 | 7,130 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $40,000 | 6,264 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,000 | 7,023 |
| Total noninterest expense | $413,000 | 7,589 |
| Salaries and employee benefits | $269,000 | 7,466 |
| Premises and equipment expense | $47,000 | 7,447 |
| Additional noninterest expense | $97,000 | 7,668 |
| Pre-tax net operating income | $35,000 | 5,847 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $35,000 | 5,990 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $35,000 | 5,990 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $35,000 | 5,990 |
| Net charge-offs | $90,000 | 5,013 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $35,000 | 5,865 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,629 |
| Total interest expense | $122,000 | 7,424 |
| Net interest income | $282,000 | 7,646 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $29,000 | 7,215 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $282,000 | 7,650 |
| Salaries and employee benefits | $183,000 | 7,517 |
| Premises and equipment expense | $31,000 | 7,514 |
| Additional noninterest expense | $68,000 | 7,710 |
| Pre-tax net operating income | $14,000 | 5,992 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $14,000 | 6,105 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $14,000 | 6,107 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $14,000 | 6,106 |
| Net charge-offs | $63,000 | 4,678 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $14,000 | 6,009 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $199,000 | 7,740 |
| Total interest expense | $65,000 | 7,500 |
| Net interest income | $134,000 | 7,755 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $13,000 | 6,352 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $142,000 | 7,749 |
| Salaries and employee benefits | $98,000 | 7,567 |
| Premises and equipment expense | $10,000 | 7,757 |
| Additional noninterest expense | $34,000 | 7,813 |
| Pre-tax net operating income | $-7,000 | 6,309 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-7,000 | 6,430 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-7,000 | 6,432 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-7,000 | 6,431 |
| Net charge-offs | $62,000 | 3,547 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-7,000 | 6,334 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 7,757 |
| Total interest expense | $324,000 | 7,530 |
| Net interest income | $591,000 | 7,779 |
| Provision for loan and lease losses | $570,000 | 4,341 |
| Total noninterest income | $41,000 | 7,469 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $33,000 | 6,736 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,000 | 7,239 |
| Total noninterest expense | $575,000 | 7,816 |
| Salaries and employee benefits | $400,000 | 7,634 |
| Premises and equipment expense | $77,000 | 7,577 |
| Additional noninterest expense | $98,000 | 7,965 |
| Pre-tax net operating income | $-513,000 | 5,992 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-211,000 | 6,782 |
| Income before extraordinary items | $-302,000 | 5,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-302,000 | 5,926 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-302,000 | 5,926 |
| Net charge-offs | $612,000 | 3,537 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-302,000 | 5,925 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $694,000 | 7,837 |
| Total interest expense | $251,000 | 7,609 |
| Net interest income | $443,000 | 7,859 |
| Provision for loan and lease losses | $570,000 | 3,596 |
| Total noninterest income | $31,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $25,000 | 6,783 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $403,000 | 7,920 |
| Salaries and employee benefits | $283,000 | 7,740 |
| Premises and equipment expense | $51,000 | 7,732 |
| Additional noninterest expense | $69,000 | 8,055 |
| Pre-tax net operating income | $-499,000 | 6,335 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-499,000 | 6,429 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-499,000 | 6,430 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-499,000 | 6,429 |
| Net charge-offs | $618,000 | 2,772 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-499,000 | 6,423 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $467,000 | 7,922 |
| Total interest expense | $171,000 | 7,699 |
| Net interest income | $296,000 | 7,926 |
| Provision for loan and lease losses | $570,000 | 2,791 |
| Total noninterest income | $20,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $16,000 | 6,843 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $279,000 | 7,987 |
| Salaries and employee benefits | $196,000 | 7,794 |
| Premises and equipment expense | $34,000 | 7,801 |
| Additional noninterest expense | $49,000 | 8,130 |
| Pre-tax net operating income | $-533,000 | 6,663 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-533,000 | 6,797 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-533,000 | 6,798 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-533,000 | 6,798 |
| Net charge-offs | $104,000 | 4,205 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-533,000 | 6,775 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 7,972 |
| Total interest expense | $85,000 | 7,784 |
| Net interest income | $151,000 | 7,980 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $140,000 | 8,020 |
| Salaries and employee benefits | $95,000 | 7,871 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $28,000 | 8,126 |
| Pre-tax net operating income | $21,000 | 6,010 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $19,000 | 6,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $19,000 | 6,173 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $19,000 | 6,173 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $19,000 | 6,015 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,099,000 | 7,926 |
| Total interest expense | $427,000 | 7,798 |
| Net interest income | $672,000 | 7,938 |
| Provision for loan and lease losses | $182,000 | 5,324 |
| Total noninterest income | $67,000 | 7,598 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $27,000 | 6,952 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $40,000 | 6,969 |
| Total noninterest expense | $578,000 | 8,050 |
| Salaries and employee benefits | $400,000 | 7,892 |
| Premises and equipment expense | $69,000 | 7,890 |
| Additional noninterest expense | $109,000 | 8,192 |
| Pre-tax net operating income | $-21,000 | 6,368 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-39,000 | 6,933 |
| Income before extraordinary items | $18,000 | 6,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,706 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $18,000 | 6,293 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 8,019 |
| Total interest expense | $332,000 | 7,870 |
| Net interest income | $495,000 | 8,038 |
| Provision for loan and lease losses | $162,000 | 4,525 |
| Total noninterest income | $26,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 7,909 |
| Total noninterest expense | $417,000 | 8,123 |
| Salaries and employee benefits | $290,000 | 7,960 |
| Premises and equipment expense | $47,000 | 8,013 |
| Additional noninterest expense | $80,000 | 8,265 |
| Pre-tax net operating income | $-58,000 | 6,857 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $-75,000 | 6,735 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-75,000 | 6,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,332 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-75,000 | 6,913 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 8,066 |
| Total interest expense | $229,000 | 7,938 |
| Net interest income | $337,000 | 8,064 |
| Provision for loan and lease losses | $162,000 | 3,488 |
| Total noninterest income | $17,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $269,000 | 8,207 |
| Salaries and employee benefits | $192,000 | 8,021 |
| Premises and equipment expense | $26,000 | 8,152 |
| Additional noninterest expense | $51,000 | 8,339 |
| Pre-tax net operating income | $-77,000 | 7,145 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $11,000 | 4,950 |
| Income before extraordinary items | $-88,000 | 7,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-88,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,943 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-88,000 | 7,194 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,096 |
| Total interest expense | $116,000 | 8,006 |
| Net interest income | $180,000 | 8,073 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $10,000 | 8,048 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $117,000 | 8,310 |
| Salaries and employee benefits | $97,000 | 8,057 |
| Premises and equipment expense | $8,000 | 8,334 |
| Additional noninterest expense | $12,000 | 8,463 |
| Pre-tax net operating income | $23,000 | 6,937 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $12,000 | 7,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $12,000 | 7,033 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 8,037 |
| Total interest expense | $542,000 | 7,890 |
| Net interest income | $741,000 | 8,041 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $29,000 | 7,033 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $538,000 | 8,289 |
| Salaries and employee benefits | $405,000 | 8,048 |
| Premises and equipment expense | $52,000 | 8,232 |
| Additional noninterest expense | $81,000 | 8,457 |
| Pre-tax net operating income | $240,000 | 6,766 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $30,000 | 5,226 |
| Income before extraordinary items | $210,000 | 6,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $210,000 | 6,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,339 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $210,000 | 6,738 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $972,000 | 8,086 |
| Total interest expense | $420,000 | 7,908 |
| Net interest income | $552,000 | 8,103 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $30,000 | 8,153 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,049 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,000 | 8,132 |
| Total noninterest expense | $380,000 | 8,315 |
| Salaries and employee benefits | $290,000 | 8,070 |
| Premises and equipment expense | $34,000 | 8,274 |
| Additional noninterest expense | $56,000 | 8,489 |
| Pre-tax net operating income | $202,000 | 6,952 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $14,000 | 5,621 |
| Income before extraordinary items | $188,000 | 6,863 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $188,000 | 6,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,432 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $188,000 | 6,853 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $659,000 | 8,121 |
| Total interest expense | $289,000 | 7,929 |
| Net interest income | $370,000 | 8,173 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $19,000 | 8,224 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $14,000 | 7,128 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $259,000 | 8,356 |
| Salaries and employee benefits | $199,000 | 8,096 |
| Premises and equipment expense | $22,000 | 8,334 |
| Additional noninterest expense | $38,000 | 8,543 |
| Pre-tax net operating income | $130,000 | 7,091 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $9,000 | 5,709 |
| Income before extraordinary items | $121,000 | 6,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $121,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,957 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $121,000 | 6,957 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $347,000 | 8,127 |
| Total interest expense | $149,000 | 7,941 |
| Net interest income | $198,000 | 8,178 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $10,000 | 8,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,000 | 8,103 |
| Total noninterest expense | $119,000 | 8,441 |
| Salaries and employee benefits | $100,000 | 8,127 |
| Premises and equipment expense | $8,000 | 8,463 |
| Additional noninterest expense | $11,000 | 8,620 |
| Pre-tax net operating income | $89,000 | 6,800 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $74,000 | 6,801 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $74,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 1,184 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $74,000 | 6,780 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 8,002 |
| Total interest expense | $617,000 | 7,671 |
| Net interest income | $788,000 | 8,111 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $107,000 | 7,663 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $29,000 | 7,173 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $586,000 | 8,333 |
| Salaries and employee benefits | $414,000 | 8,108 |
| Premises and equipment expense | $68,000 | 8,169 |
| Additional noninterest expense | $104,000 | 8,543 |
| Pre-tax net operating income | $309,000 | 7,090 |
| Securities gains (losses) | $-96,000 | 8,187 |
| Applicable income taxes | $17,000 | 5,975 |
| Income before extraordinary items | $196,000 | 7,291 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $196,000 | 7,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 8,522 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $284,320 | 6,968 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 8,061 |
| Total interest expense | $465,000 | 7,682 |
| Net interest income | $599,000 | 8,173 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $98,000 | 7,543 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $22,000 | 7,247 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $76,000 | 6,304 |
| Total noninterest expense | $412,000 | 8,413 |
| Salaries and employee benefits | $290,000 | 8,188 |
| Premises and equipment expense | $44,000 | 8,320 |
| Additional noninterest expense | $78,000 | 8,589 |
| Pre-tax net operating income | $285,000 | 7,071 |
| Securities gains (losses) | $-60,000 | 8,245 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $203,000 | 7,208 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $203,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,492 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $257,000 | 6,944 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $713,000 | 8,075 |
| Total interest expense | $312,000 | 7,654 |
| Net interest income | $401,000 | 8,224 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $89,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $272,000 | 8,457 |
| Salaries and employee benefits | $197,000 | 8,217 |
| Premises and equipment expense | $32,000 | 8,262 |
| Additional noninterest expense | $43,000 | 8,671 |
| Pre-tax net operating income | $218,000 | 6,960 |
| Securities gains (losses) | $-60,000 | 8,414 |
| Applicable income taxes | $11,000 | 6,097 |
| Income before extraordinary items | $147,000 | 7,178 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $147,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,547 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $202,800 | 6,746 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,067 |
| Total interest expense | $156,000 | 7,629 |
| Net interest income | $204,000 | 8,227 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $9,000 | 8,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $138,000 | 8,462 |
| Salaries and employee benefits | $99,000 | 8,222 |
| Premises and equipment expense | $16,000 | 8,272 |
| Additional noninterest expense | $23,000 | 8,671 |
| Pre-tax net operating income | $75,000 | 7,374 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $66,000 | 7,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $66,000 | 7,262 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 7,917 |
| Total interest expense | $646,000 | 7,199 |
| Net interest income | $838,000 | 8,168 |
| Provision for loan and lease losses | $249,000 | 3,182 |
| Total noninterest income | $344,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $30,000 | 7,354 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $314,000 | 4,239 |
| Total noninterest expense | $534,000 | 8,513 |
| Salaries and employee benefits | $385,000 | 8,254 |
| Premises and equipment expense | $73,000 | 8,198 |
| Additional noninterest expense | $76,000 | 8,757 |
| Pre-tax net operating income | $399,000 | 7,064 |
| Securities gains (losses) | $-138,000 | 8,512 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $237,000 | 7,431 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $237,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,637 |
| Cash dividends | $55,000 | 5,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $362,580 | 6,910 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 7,918 |
| Total interest expense | $482,000 | 7,150 |
| Net interest income | $638,000 | 8,194 |
| Provision for loan and lease losses | $149,000 | 3,520 |
| Total noninterest income | $38,000 | 8,468 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 7,408 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $363,000 | 8,575 |
| Salaries and employee benefits | $268,000 | 8,318 |
| Premises and equipment expense | $51,000 | 8,253 |
| Additional noninterest expense | $44,000 | 8,806 |
| Pre-tax net operating income | $164,000 | 7,778 |
| Securities gains (losses) | $-139,000 | 8,683 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $25,000 | 8,282 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,000 | 8,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,141 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $164,000 | 7,611 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $762,000 | 7,882 |
| Total interest expense | $315,000 | 7,092 |
| Net interest income | $447,000 | 8,159 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $23,000 | 8,503 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $15,000 | 7,428 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $243,000 | 8,580 |
| Salaries and employee benefits | $174,000 | 8,364 |
| Premises and equipment expense | $40,000 | 8,114 |
| Additional noninterest expense | $29,000 | 8,815 |
| Pre-tax net operating income | $152,000 | 7,537 |
| Securities gains (losses) | $-133,000 | 8,735 |
| Applicable income taxes | $24,000 | 5,993 |
| Income before extraordinary items | $-5,000 | 8,388 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-5,000 | 8,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,429 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $80,120 | 7,841 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 7,934 |
| Total interest expense | $153,000 | 7,122 |
| Net interest income | $228,000 | 8,211 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $15,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $113,000 | 8,688 |
| Salaries and employee benefits | $93,000 | 8,357 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $12,000 | 8,891 |
| Pre-tax net operating income | $130,000 | 6,816 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $116,000 | 6,641 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $116,000 | 6,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $115,110 | 6,618 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 8,031 |
| Total interest expense | $589,000 | 6,986 |
| Net interest income | $791,000 | 8,313 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $76,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $36,000 | 7,486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,684 |
| Total noninterest expense | $531,000 | 8,633 |
| Salaries and employee benefits | $387,000 | 8,341 |
| Premises and equipment expense | $56,000 | 8,529 |
| Additional noninterest expense | $88,000 | 8,856 |
| Pre-tax net operating income | $336,000 | 7,323 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $304,000 | 7,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $304,000 | 7,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,527 |
| Cash dividends | $1,340,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $304,000 | 7,157 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 8,097 |
| Total interest expense | $430,000 | 7,048 |
| Net interest income | $575,000 | 8,388 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $41,000 | 8,591 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $26,000 | 7,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $359,000 | 8,723 |
| Salaries and employee benefits | $269,000 | 8,431 |
| Premises and equipment expense | $35,000 | 8,659 |
| Additional noninterest expense | $55,000 | 8,934 |
| Pre-tax net operating income | $257,000 | 7,431 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,000 | 6,170 |
| Income before extraordinary items | $221,000 | 7,360 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $221,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,455 |
| Cash dividends | $1,340,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $221,000 | 7,303 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $669,000 | 8,159 |
| Total interest expense | $273,000 | 7,188 |
| Net interest income | $396,000 | 8,397 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $17,000 | 7,603 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $242,000 | 8,766 |
| Salaries and employee benefits | $177,000 | 8,502 |
| Premises and equipment expense | $26,000 | 8,632 |
| Additional noninterest expense | $39,000 | 8,969 |
| Pre-tax net operating income | $179,000 | 7,349 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $157,000 | 7,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $157,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $157,000 | 7,210 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $335,000 | 8,203 |
| Total interest expense | $133,000 | 7,308 |
| Net interest income | $202,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $115,000 | 8,843 |
| Salaries and employee benefits | $86,000 | 8,573 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $17,000 | 9,037 |
| Pre-tax net operating income | $103,000 | 7,108 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $13,000 | 6,097 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 8,193 |
| Total interest expense | $564,000 | 7,518 |
| Net interest income | $815,000 | 8,389 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $62,000 | 8,683 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $37,000 | 7,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $25,000 | 8,275 |
| Total noninterest expense | $529,000 | 8,801 |
| Salaries and employee benefits | $384,000 | 8,474 |
| Premises and equipment expense | $48,000 | 8,799 |
| Additional noninterest expense | $97,000 | 9,018 |
| Pre-tax net operating income | $269,000 | 7,561 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $28,000 | 6,648 |
| Income before extraordinary items | $241,000 | 7,566 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $241,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $241,000 | 7,433 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 8,255 |
| Total interest expense | $432,000 | 7,630 |
| Net interest income | $622,000 | 8,445 |
| Provision for loan and lease losses | $79,000 | 5,157 |
| Total noninterest income | $37,000 | 8,873 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $28,000 | 7,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $373,000 | 8,875 |
| Salaries and employee benefits | $273,000 | 8,539 |
| Premises and equipment expense | $33,000 | 8,889 |
| Additional noninterest expense | $67,000 | 9,083 |
| Pre-tax net operating income | $207,000 | 7,692 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $162,000 | 7,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $162,000 | 7,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,548 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $162,000 | 7,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $727,000 | 8,257 |
| Total interest expense | $296,000 | 7,694 |
| Net interest income | $431,000 | 8,426 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $27,000 | 8,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $252,000 | 8,885 |
| Salaries and employee benefits | $181,000 | 8,581 |
| Premises and equipment expense | $19,000 | 8,962 |
| Additional noninterest expense | $52,000 | 9,058 |
| Pre-tax net operating income | $206,000 | 7,161 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $173,000 | 7,223 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $173,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $173,000 | 7,044 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $377,000 | 8,270 |
| Total interest expense | $148,000 | 7,788 |
| Net interest income | $229,000 | 8,386 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $113,000 | 9,006 |
| Salaries and employee benefits | $95,000 | 8,558 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $12,000 | 9,256 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 8,469 |
| Total interest expense | $593,000 | 8,116 |
| Net interest income | $834,000 | 8,527 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $55,000 | 8,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $482,000 | 9,016 |
| Salaries and employee benefits | $357,000 | 8,671 |
| Premises and equipment expense | $52,000 | 8,861 |
| Additional noninterest expense | $73,000 | 9,246 |
| Pre-tax net operating income | $382,000 | 7,236 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $88,000 | 6,081 |
| Income before extraordinary items | $294,000 | 7,349 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $294,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,924 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $294,000 | 7,249 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 8,696 |
| Total interest expense | $639,000 | 8,744 |
| Net interest income | $896,000 | 8,479 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $60,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $41,000 | 7,772 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $487,000 | 9,206 |
| Salaries and employee benefits | $358,000 | 8,799 |
| Premises and equipment expense | $54,000 | 9,063 |
| Additional noninterest expense | $75,000 | 9,489 |
| Pre-tax net operating income | $419,000 | 6,891 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $114,000 | 5,841 |
| Income before extraordinary items | $305,000 | 7,104 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $305,000 | 7,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,148 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $305,000 | 6,989 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 8,994 |
| Total interest expense | $621,000 | 9,017 |
| Net interest income | $845,000 | 8,801 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $53,000 | 9,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 7,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $460,000 | 9,474 |
| Salaries and employee benefits | $336,000 | 9,080 |
| Premises and equipment expense | $53,000 | 9,309 |
| Additional noninterest expense | $71,000 | 9,776 |
| Pre-tax net operating income | $438,000 | 7,282 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $143,000 | 6,007 |
| Income before extraordinary items | $295,000 | 7,509 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $295,000 | 7,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $295,000 | 7,512 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 9,311 |
| Total interest expense | $539,000 | 9,352 |
| Net interest income | $762,000 | 9,148 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $62,000 | 9,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $433,000 | 9,784 |
| Salaries and employee benefits | $315,000 | 9,380 |
| Premises and equipment expense | $44,000 | 9,748 |
| Additional noninterest expense | $74,000 | 10,082 |
| Pre-tax net operating income | $391,000 | 7,641 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $120,000 | 6,654 |
| Income before extraordinary items | $262,000 | 7,851 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $262,000 | 7,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,531 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $268,210 | 7,782 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 9,412 |
| Total interest expense | $560,000 | 9,567 |
| Net interest income | $843,000 | 9,149 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $49,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 8,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,972 |
| Total noninterest expense | $423,000 | 9,993 |
| Salaries and employee benefits | $307,000 | 9,590 |
| Premises and equipment expense | $47,000 | 9,891 |
| Additional noninterest expense | $69,000 | 10,313 |
| Pre-tax net operating income | $469,000 | 7,535 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $169,000 | 6,594 |
| Income before extraordinary items | $300,000 | 7,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $300,000 | 7,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $300,000 | 7,803 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,319,000 | 9,904 |
| Total interest expense | $543,000 | 9,991 |
| Net interest income | $776,000 | 9,737 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,421 |
| Total noninterest expense | $461,000 | 10,282 |
| Salaries and employee benefits | $297,000 | 9,974 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $114,000 | 10,407 |
| Pre-tax net operating income | $595,000 | 7,453 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $198,000 | 6,902 |
| Income before extraordinary items | $394,000 | 7,685 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $394,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $396,010 | 7,614 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 10,393 |
| Total interest expense | $523,000 | 10,526 |
| Net interest income | $773,000 | 10,181 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $41,000 | 10,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 9,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $386,000 | 11,005 |
| Salaries and employee benefits | $279,000 | 10,516 |
| Premises and equipment expense | $43,000 | 10,829 |
| Additional noninterest expense | $64,000 | 11,335 |
| Pre-tax net operating income | $428,000 | 8,351 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $144,000 | 7,971 |
| Income before extraordinary items | $284,000 | 8,557 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $284,000 | 8,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,561 |
| Cash dividends | $35,000 | 7,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $284,000 | 8,491 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 10,838 |
| Total interest expense | $541,000 | 10,882 |
| Net interest income | $760,000 | 10,659 |
| Provision for loan and lease losses | $78,000 | 5,177 |
| Total noninterest income | $36,000 | 11,570 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $388,000 | 11,466 |
| Salaries and employee benefits | $273,000 | 10,974 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $70,000 | 11,812 |
| Pre-tax net operating income | $330,000 | 9,532 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $112,000 | 8,934 |
| Income before extraordinary items | $218,000 | 9,737 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $218,000 | 9,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $35,000 | 8,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $218,000 | 9,707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 11,230 |
| Total interest expense | $463,000 | 11,261 |
| Net interest income | $793,000 | 11,078 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $49,000 | 11,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $404,000 | 12,020 |
| Salaries and employee benefits | $274,000 | 11,444 |
| Premises and equipment expense | $41,000 | 11,957 |
| Additional noninterest expense | $89,000 | 12,377 |
| Pre-tax net operating income | $313,000 | 10,034 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $210,000 | 10,161 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $210,000 | 10,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,525 |
| Cash dividends | $35,000 | 8,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $214,080 | 10,156 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 11,853 |
| Total interest expense | $435,000 | 12,041 |
| Net interest income | $783,000 | 11,566 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $449,000 | 12,419 |
| Salaries and employee benefits | $307,000 | 11,577 |
| Premises and equipment expense | $46,000 | 12,340 |
| Additional noninterest expense | $96,000 | 12,965 |
| Pre-tax net operating income | $245,000 | 10,656 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $170,000 | 10,976 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $170,000 | 11,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $170,000 | 10,781 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 12,460 |
| Total interest expense | $497,000 | 12,772 |
| Net interest income | $775,000 | 12,012 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,736 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 13,723 |
| Total noninterest expense | $389,000 | 13,218 |
| Salaries and employee benefits | $267,000 | 12,397 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $79,000 | 13,696 |
| Pre-tax net operating income | $429,000 | 8,971 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $264,000 | 9,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $264,000 | 9,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $263,360 | 9,372 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.