Home > First State Bank of Newport > Income and Expense
First State Bank of Newport, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 7,586 |
| Total interest expense | $1,251,000 | 7,714 |
| Net interest income | $2,076,000 | 7,387 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $448,000 | 5,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $2,711,000 | 4,810 |
| Salaries and employee benefits | $968,000 | 6,252 |
| Premises and equipment expense | $300,000 | 5,716 |
| Additional noninterest expense | $1,443,000 | 3,432 |
| Pre-tax net operating income | $-187,000 | 12,257 |
| Securities gains (losses) | $-81,000 | 11,391 |
| Applicable income taxes | $-62,000 | 12,241 |
| Income before extraordinary items | $-206,000 | 12,225 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-206,000 | 12,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,664 |
| Cash dividends | $1,493,000 | 1,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-143,630 | 12,211 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,703,000 | 7,255 |
| Total interest expense | $1,417,000 | 7,485 |
| Net interest income | $2,286,000 | 6,956 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $528,000 | 5,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $2,194,000 | 5,875 |
| Salaries and employee benefits | $850,000 | 7,012 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $1,047,000 | 4,732 |
| Pre-tax net operating income | $526,000 | 8,479 |
| Securities gains (losses) | $34,000 | 3,940 |
| Applicable income taxes | $260,000 | 6,649 |
| Income before extraordinary items | $300,000 | 9,481 |
| Extraordinary gains, net | $127,000 | 1,371 |
| Net income | $427,000 | 8,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,340 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $278,240 | 9,448 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 6,947 |
| Total interest expense | $1,916,000 | 7,310 |
| Net interest income | $2,542,000 | 6,513 |
| Provision for loan and lease losses | $680,000 | 2,419 |
| Total noninterest income | $681,000 | 4,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 4,265 |
| Total noninterest expense | $2,216,000 | 5,882 |
| Salaries and employee benefits | $838,000 | 7,010 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $1,065,000 | 4,797 |
| Pre-tax net operating income | $327,000 | 9,892 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $120,000 | 9,356 |
| Income before extraordinary items | $246,000 | 9,970 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $246,000 | 10,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 2,287 |
| Cash dividends | $573,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $219,870 | 9,986 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.