Home > First State Bank of Newman > Income and Expense
First State Bank of Newman, Income and Expense
2001-12-31 (YTD Data) | Rank | |
Total interest income | $1,629,000 | 8,600 |
Total interest expense | $897,000 | 8,222 |
Net interest income | $732,000 | 8,795 |
Provision for loan and lease losses | $133,000 | 5,016 |
Total noninterest income | $158,000 | 7,768 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $112,000 | 6,368 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $46,000 | 7,791 |
Total noninterest expense | $629,000 | 8,852 |
Salaries and employee benefits | $327,000 | 8,950 |
Premises and equipment expense | $98,000 | 8,339 |
Additional noninterest expense | $204,000 | 8,622 |
Pre-tax net operating income | $128,000 | 8,193 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $52,000 | 6,676 |
Income before extraordinary items | $76,000 | 8,464 |
Extraordinary gains, net | $0 | 105 |
Net income | $76,000 | 8,463 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $101,000 | 4,035 |
Cash dividends | $30,000 | 6,329 |
Sale, conversion, retirement of capital stock, net | $8,000 | 867 |
Net operating income | $76,000 | 8,363 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,592,000 | 8,854 |
Total interest expense | $803,000 | 8,637 |
Net interest income | $789,000 | 8,923 |
Provision for loan and lease losses | $30,000 | 7,204 |
Total noninterest income | $154,000 | 7,833 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $122,000 | 6,196 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $32,000 | 8,456 |
Total noninterest expense | $674,000 | 8,896 |
Salaries and employee benefits | $346,000 | 9,017 |
Premises and equipment expense | $107,000 | 8,330 |
Additional noninterest expense | $221,000 | 8,591 |
Pre-tax net operating income | $239,000 | 8,188 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $95,000 | 6,574 |
Income before extraordinary items | $144,000 | 8,453 |
Extraordinary gains, net | $0 | 38 |
Net income | $144,000 | 8,451 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 6,683 |
Cash dividends | $100,000 | 5,913 |
Sale, conversion, retirement of capital stock, net | $6,000 | 918 |
Net operating income | $144,000 | 8,451 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,420,000 | 9,172 |
Total interest expense | $715,000 | 8,918 |
Net interest income | $705,000 | 9,266 |
Provision for loan and lease losses | $37,000 | 6,969 |
Total noninterest income | $145,000 | 8,163 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $27,000 | 8,351 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $118,000 | 6,224 |
Total noninterest expense | $595,000 | 9,332 |
Salaries and employee benefits | $294,000 | 9,496 |
Premises and equipment expense | $103,000 | 8,572 |
Additional noninterest expense | $198,000 | 9,046 |
Pre-tax net operating income | $218,000 | 8,486 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $68,000 | 7,364 |
Income before extraordinary items | $150,000 | 8,640 |
Extraordinary gains, net | $0 | 35 |
Net income | $150,000 | 8,639 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $23,000 | 5,930 |
Cash dividends | $75,000 | 6,338 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $150,000 | 8,596 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,294,000 | 9,542 |
Total interest expense | $667,000 | 9,284 |
Net interest income | $627,000 | 9,672 |
Provision for loan and lease losses | $28,000 | 7,415 |
Total noninterest income | $139,000 | 8,405 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $23,000 | 8,653 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $116,000 | 6,276 |
Total noninterest expense | $583,000 | 9,498 |
Salaries and employee benefits | $257,000 | 9,841 |
Premises and equipment expense | $102,000 | 8,665 |
Additional noninterest expense | $224,000 | 8,859 |
Pre-tax net operating income | $155,000 | 9,147 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $41,000 | 8,488 |
Income before extraordinary items | $114,000 | 9,231 |
Extraordinary gains, net | $0 | 32 |
Net income | $114,000 | 9,231 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 6,450 |
Cash dividends | $70,000 | 6,636 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $114,000 | 9,161 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,292,000 | 9,938 |
Total interest expense | $581,000 | 9,886 |
Net interest income | $711,000 | 9,911 |
Provision for loan and lease losses | $18,000 | 7,986 |
Total noninterest income | $50,000 | 10,283 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 9,014 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $25,000 | 9,587 |
Total noninterest expense | $449,000 | 10,328 |
Salaries and employee benefits | $244,000 | 10,307 |
Premises and equipment expense | $36,000 | 10,506 |
Additional noninterest expense | $169,000 | 9,788 |
Pre-tax net operating income | $294,000 | 9,028 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $87,000 | 8,619 |
Income before extraordinary items | $207,000 | 9,094 |
Extraordinary gains, net | $0 | 44 |
Net income | $207,000 | 9,097 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $14,000 | 7,011 |
Cash dividends | $178,000 | 5,639 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $207,000 | 9,058 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,193,000 | 10,531 |
Total interest expense | $525,000 | 10,515 |
Net interest income | $668,000 | 10,478 |
Provision for loan and lease losses | $13,000 | 8,331 |
Total noninterest income | $44,000 | 10,954 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $22,000 | 9,540 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $22,000 | 10,300 |
Total noninterest expense | $418,000 | 10,909 |
Salaries and employee benefits | $222,000 | 10,892 |
Premises and equipment expense | $41,000 | 10,885 |
Additional noninterest expense | $155,000 | 10,489 |
Pre-tax net operating income | $281,000 | 9,261 |
Securities gains (losses) | $11,000 | 2,431 |
Applicable income taxes | $64,000 | 9,435 |
Income before extraordinary items | $228,000 | 9,022 |
Extraordinary gains, net | $0 | 53 |
Net income | $228,000 | 9,026 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,694 |
Cash dividends | $258,000 | 4,885 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $219,420 | 9,063 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,018,000 | 11,246 |
Total interest expense | $489,000 | 11,061 |
Net interest income | $529,000 | 11,331 |
Provision for loan and lease losses | $64,000 | 5,599 |
Total noninterest income | $92,000 | 10,456 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 8,787 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $28,000 | 10,398 |
Total noninterest expense | $409,000 | 11,399 |
Salaries and employee benefits | $209,000 | 11,442 |
Premises and equipment expense | $42,000 | 11,323 |
Additional noninterest expense | $158,000 | 10,957 |
Pre-tax net operating income | $148,000 | 10,784 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $148,000 | 10,478 |
Extraordinary gains, net | $0 | 65 |
Net income | $148,000 | 10,482 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $47,000 | 5,247 |
Cash dividends | $85,000 | 7,107 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $148,000 | 10,451 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $846,000 | 11,989 |
Total interest expense | $381,000 | 11,684 |
Net interest income | $465,000 | 12,098 |
Provision for loan and lease losses | $6,000 | 8,739 |
Total noninterest income | $84,000 | 11,144 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 9,141 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 11,564 |
Total noninterest expense | $395,000 | 12,061 |
Salaries and employee benefits | $202,000 | 12,056 |
Premises and equipment expense | $17,000 | 12,468 |
Additional noninterest expense | $176,000 | 11,454 |
Pre-tax net operating income | $148,000 | 11,282 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $-5,000 | 12,058 |
Income before extraordinary items | $153,000 | 10,780 |
Extraordinary gains, net | $0 | 249 |
Net income | $153,000 | 10,785 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 7,944 |
Cash dividends | $109,000 | 6,719 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $153,000 | 10,832 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $531,000 | 13,024 |
Total interest expense | $243,000 | 12,860 |
Net interest income | $288,000 | 13,028 |
Provision for loan and lease losses | $6,000 | 10,012 |
Total noninterest income | $35,000 | 12,868 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $24,000 | 10,907 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $11,000 | 12,687 |
Total noninterest expense | $244,000 | 13,112 |
Salaries and employee benefits | $129,000 | 13,086 |
Premises and equipment expense | $14,000 | 13,170 |
Additional noninterest expense | $101,000 | 12,925 |
Pre-tax net operating income | $73,000 | 12,034 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $32,000 | 11,333 |
Income before extraordinary items | $41,000 | 12,305 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $41,000 | 12,332 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $9,000 | 8,678 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $41,000 | 12,164 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,177,000 | 12,651 |
Total interest expense | $551,000 | 12,525 |
Net interest income | $626,000 | 12,622 |
Provision for loan and lease losses | $12,000 | 11,000 |
Total noninterest income | $48,000 | 13,159 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $30,000 | 11,061 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 12,735 |
Total noninterest expense | $391,000 | 13,208 |
Salaries and employee benefits | $209,000 | 13,061 |
Premises and equipment expense | $13,000 | 13,799 |
Additional noninterest expense | $169,000 | 12,668 |
Pre-tax net operating income | $271,000 | 10,416 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $68,000 | 10,772 |
Income before extraordinary items | $203,000 | 10,551 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $203,000 | 10,684 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 10,379 |
Cash dividends | $112,000 | 6,357 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $203,000 | 10,211 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.