Home > First State Bank of Murdock > Income and Expense
First State Bank of Murdock, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 6,975 |
| Total interest expense | $4,000 | 6,970 |
| Net interest income | $74,000 | 6,965 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $15,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $5,000 | 6,566 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 6,142 |
| Total noninterest expense | $88,000 | 6,975 |
| Salaries and employee benefits | $55,000 | 6,935 |
| Premises and equipment expense | $10,000 | 6,861 |
| Additional noninterest expense | $23,000 | 6,984 |
| Pre-tax net operating income | $1,000 | 6,323 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,000 | 6,404 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,000 | 6,405 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,000 | 6,405 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,000 | 6,329 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $31,000 | 7,075 |
| Total interest expense | $2,000 | 7,064 |
| Net interest income | $29,000 | 7,074 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $6,000 | 6,795 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,000 | 6,869 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,000 | 6,480 |
| Total noninterest expense | $24,000 | 7,080 |
| Salaries and employee benefits | $18,000 | 7,064 |
| Premises and equipment expense | $5,000 | 7,053 |
| Additional noninterest expense | $1,000 | 7,080 |
| Pre-tax net operating income | $-49,000 | 6,231 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-49,000 | 6,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-49,000 | 6,366 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-49,000 | 6,368 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-49,000 | 6,244 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $284,000 | 7,131 |
| Total interest expense | $18,000 | 7,135 |
| Net interest income | $266,000 | 7,120 |
| Provision for loan and lease losses | $5,000 | 5,679 |
| Total noninterest income | $46,000 | 6,687 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $16,000 | 6,731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 6,096 |
| Total noninterest expense | $304,000 | 7,116 |
| Salaries and employee benefits | $189,000 | 7,071 |
| Premises and equipment expense | $43,000 | 6,925 |
| Additional noninterest expense | $72,000 | 7,152 |
| Pre-tax net operating income | $3,000 | 6,261 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $3,000 | 6,395 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,000 | 6,394 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,000 | 6,394 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,000 | 6,267 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $178,000 | 7,195 |
| Total interest expense | $12,000 | 7,200 |
| Net interest income | $166,000 | 7,185 |
| Provision for loan and lease losses | $-1,000 | 7,010 |
| Total noninterest income | $32,000 | 6,720 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $9,000 | 6,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $203,000 | 7,178 |
| Salaries and employee benefits | $125,000 | 7,129 |
| Premises and equipment expense | $30,000 | 6,951 |
| Additional noninterest expense | $48,000 | 7,209 |
| Pre-tax net operating income | $-4,000 | 6,324 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-4,000 | 6,463 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,000 | 6,463 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,000 | 6,463 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-4,000 | 6,330 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $87,000 | 7,258 |
| Total interest expense | $6,000 | 7,263 |
| Net interest income | $81,000 | 7,247 |
| Provision for loan and lease losses | $-5,000 | 7,100 |
| Total noninterest income | $11,000 | 6,905 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,000 | 6,469 |
| Total noninterest expense | $102,000 | 7,239 |
| Salaries and employee benefits | $64,000 | 7,184 |
| Premises and equipment expense | $15,000 | 7,000 |
| Additional noninterest expense | $23,000 | 7,273 |
| Pre-tax net operating income | $-5,000 | 6,460 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $-7,000 | 6,566 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,000 | 6,566 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-7,000 | 6,566 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-7,000 | 6,461 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,309 |
| Total interest expense | $32,000 | 7,309 |
| Net interest income | $351,000 | 7,295 |
| Provision for loan and lease losses | $7,000 | 6,403 |
| Total noninterest income | $71,000 | 6,656 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $24,000 | 6,698 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $47,000 | 5,966 |
| Total noninterest expense | $428,000 | 7,286 |
| Salaries and employee benefits | $248,000 | 7,255 |
| Premises and equipment expense | $59,000 | 7,120 |
| Additional noninterest expense | $121,000 | 7,291 |
| Pre-tax net operating income | $-13,000 | 6,039 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-1,000 | 6,510 |
| Income before extraordinary items | $-12,000 | 6,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,000 | 6,177 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-12,000 | 6,177 |
| Net charge-offs | $11,000 | 6,073 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-12,000 | 6,060 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $292,000 | 7,382 |
| Total interest expense | $25,000 | 7,384 |
| Net interest income | $267,000 | 7,366 |
| Provision for loan and lease losses | $6,000 | 6,274 |
| Total noninterest income | $56,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $18,000 | 6,741 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $38,000 | 6,022 |
| Total noninterest expense | $323,000 | 7,349 |
| Salaries and employee benefits | $185,000 | 7,322 |
| Premises and equipment expense | $44,000 | 7,183 |
| Additional noninterest expense | $94,000 | 7,360 |
| Pre-tax net operating income | $-6,000 | 6,151 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-6,000 | 6,757 |
| Income before extraordinary items | $0 | 6,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 6,254 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $0 | 6,254 |
| Net charge-offs | $11,000 | 5,755 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $0 | 6,154 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $195,000 | 7,451 |
| Total interest expense | $17,000 | 7,454 |
| Net interest income | $178,000 | 7,438 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $44,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $11,000 | 6,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,881 |
| Total noninterest expense | $227,000 | 7,421 |
| Salaries and employee benefits | $124,000 | 7,399 |
| Premises and equipment expense | $29,000 | 7,255 |
| Additional noninterest expense | $74,000 | 7,392 |
| Pre-tax net operating income | $-7,000 | 6,223 |
| Securities gains (losses) | $-1,000 | 6,874 |
| Applicable income taxes | $-6,000 | 6,833 |
| Income before extraordinary items | $-2,000 | 6,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 6,306 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,000 | 6,306 |
| Net charge-offs | $11,000 | 5,313 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,360 | 6,230 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $100,000 | 7,510 |
| Total interest expense | $8,000 | 7,522 |
| Net interest income | $92,000 | 7,491 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $9,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $5,000 | 6,822 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $123,000 | 7,455 |
| Salaries and employee benefits | $62,000 | 7,455 |
| Premises and equipment expense | $15,000 | 7,285 |
| Additional noninterest expense | $46,000 | 7,381 |
| Pre-tax net operating income | $-26,000 | 6,485 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-27,000 | 6,520 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-27,000 | 6,520 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-27,000 | 6,520 |
| Net charge-offs | $11,000 | 4,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-26,000 | 6,501 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 7,577 |
| Total interest expense | $45,000 | 7,581 |
| Net interest income | $371,000 | 7,550 |
| Provision for loan and lease losses | $54,000 | 6,448 |
| Total noninterest income | $62,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $37,000 | 6,429 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $427,000 | 7,564 |
| Salaries and employee benefits | $276,000 | 7,499 |
| Premises and equipment expense | $57,000 | 7,405 |
| Additional noninterest expense | $94,000 | 7,609 |
| Pre-tax net operating income | $-48,000 | 5,869 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-7,000 | 6,539 |
| Income before extraordinary items | $-41,000 | 6,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-41,000 | 6,014 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-41,000 | 6,014 |
| Net charge-offs | $63,000 | 5,767 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-41,000 | 5,918 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $306,000 | 7,690 |
| Total interest expense | $36,000 | 7,691 |
| Net interest income | $270,000 | 7,671 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $39,000 | 7,186 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $29,000 | 6,489 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $10,000 | 6,908 |
| Total noninterest expense | $336,000 | 7,649 |
| Salaries and employee benefits | $209,000 | 7,590 |
| Premises and equipment expense | $41,000 | 7,514 |
| Additional noninterest expense | $86,000 | 7,690 |
| Pre-tax net operating income | $-87,000 | 6,144 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $-89,000 | 6,292 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-89,000 | 6,292 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-89,000 | 6,292 |
| Net charge-offs | $38,000 | 5,700 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-89,000 | 6,185 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $198,000 | 7,764 |
| Total interest expense | $24,000 | 7,762 |
| Net interest income | $174,000 | 7,742 |
| Provision for loan and lease losses | $70,000 | 5,493 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,000 | 7,111 |
| Total noninterest expense | $228,000 | 7,716 |
| Salaries and employee benefits | $139,000 | 7,657 |
| Premises and equipment expense | $28,000 | 7,560 |
| Additional noninterest expense | $61,000 | 7,745 |
| Pre-tax net operating income | $-100,000 | 6,280 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $-102,000 | 6,422 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-102,000 | 6,424 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-102,000 | 6,422 |
| Net charge-offs | $39,000 | 5,085 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-102,000 | 6,347 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $88,000 | 7,877 |
| Total interest expense | $14,000 | 7,860 |
| Net interest income | $74,000 | 7,859 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $15,000 | 7,289 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $112,000 | 7,823 |
| Salaries and employee benefits | $71,000 | 7,751 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $26,000 | 7,873 |
| Pre-tax net operating income | $-50,000 | 6,493 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $-56,000 | 6,640 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-56,000 | 6,641 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-56,000 | 6,640 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-56,000 | 6,563 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 7,913 |
| Total interest expense | $68,000 | 7,937 |
| Net interest income | $431,000 | 7,867 |
| Provision for loan and lease losses | $4,000 | 7,384 |
| Total noninterest income | $52,000 | 7,382 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $45,000 | 6,552 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,000 | 7,260 |
| Total noninterest expense | $446,000 | 7,906 |
| Salaries and employee benefits | $301,000 | 7,804 |
| Premises and equipment expense | $56,000 | 7,749 |
| Additional noninterest expense | $89,000 | 7,975 |
| Pre-tax net operating income | $33,000 | 5,305 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $28,000 | 5,424 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $28,000 | 5,423 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $28,000 | 5,423 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $28,000 | 5,374 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,999 |
| Total interest expense | $54,000 | 8,022 |
| Net interest income | $321,000 | 7,952 |
| Provision for loan and lease losses | $-3,000 | 8,039 |
| Total noninterest income | $39,000 | 7,508 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $34,000 | 6,588 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,000 | 7,434 |
| Total noninterest expense | $326,000 | 7,982 |
| Salaries and employee benefits | $223,000 | 7,878 |
| Premises and equipment expense | $41,000 | 7,831 |
| Additional noninterest expense | $62,000 | 8,065 |
| Pre-tax net operating income | $37,000 | 5,540 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $32,000 | 5,649 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $32,000 | 5,649 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $32,000 | 5,649 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $32,000 | 5,584 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $250,000 | 8,085 |
| Total interest expense | $37,000 | 8,109 |
| Net interest income | $213,000 | 8,035 |
| Provision for loan and lease losses | $-4,000 | 8,139 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $219,000 | 8,071 |
| Salaries and employee benefits | $149,000 | 7,961 |
| Premises and equipment expense | $28,000 | 7,905 |
| Additional noninterest expense | $42,000 | 8,151 |
| Pre-tax net operating income | $25,000 | 5,653 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $22,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $22,000 | 5,779 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $22,000 | 5,779 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $22,000 | 5,695 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 8,144 |
| Total interest expense | $19,000 | 8,160 |
| Net interest income | $107,000 | 8,085 |
| Provision for loan and lease losses | $-5,000 | 8,176 |
| Total noninterest income | $15,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $113,000 | 8,114 |
| Salaries and employee benefits | $77,000 | 7,993 |
| Premises and equipment expense | $15,000 | 7,890 |
| Additional noninterest expense | $21,000 | 8,201 |
| Pre-tax net operating income | $14,000 | 6,083 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $14,000 | 6,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 6,239 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $14,000 | 6,239 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $14,000 | 6,080 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $556,000 | 8,167 |
| Total interest expense | $120,000 | 8,173 |
| Net interest income | $436,000 | 8,117 |
| Provision for loan and lease losses | $5,000 | 7,260 |
| Total noninterest income | $51,000 | 7,736 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $42,000 | 6,753 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $9,000 | 7,711 |
| Total noninterest expense | $435,000 | 8,168 |
| Salaries and employee benefits | $305,000 | 8,061 |
| Premises and equipment expense | $39,000 | 8,138 |
| Additional noninterest expense | $91,000 | 8,224 |
| Pre-tax net operating income | $47,000 | 6,171 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $6,000 | 4,630 |
| Income before extraordinary items | $41,000 | 6,066 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $41,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $35,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $41,000 | 6,205 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $419,000 | 8,263 |
| Total interest expense | $97,000 | 8,255 |
| Net interest income | $322,000 | 8,215 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $35,000 | 7,892 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $30,000 | 6,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $309,000 | 8,247 |
| Salaries and employee benefits | $220,000 | 8,140 |
| Premises and equipment expense | $29,000 | 8,194 |
| Additional noninterest expense | $60,000 | 8,321 |
| Pre-tax net operating income | $43,000 | 6,606 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $40,000 | 6,451 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $40,000 | 6,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $35,000 | 4,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $40,000 | 6,613 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $283,000 | 8,335 |
| Total interest expense | $70,000 | 8,314 |
| Net interest income | $213,000 | 8,279 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $25,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $208,000 | 8,315 |
| Salaries and employee benefits | $147,000 | 8,202 |
| Premises and equipment expense | $20,000 | 8,247 |
| Additional noninterest expense | $41,000 | 8,379 |
| Pre-tax net operating income | $27,000 | 6,801 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $26,000 | 6,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 6,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $26,000 | 6,798 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 8,384 |
| Total interest expense | $38,000 | 8,350 |
| Net interest income | $108,000 | 8,338 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $13,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $11,000 | 6,800 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,000 | 8,025 |
| Total noninterest expense | $105,000 | 8,352 |
| Salaries and employee benefits | $75,000 | 8,230 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $19,000 | 8,428 |
| Pre-tax net operating income | $16,000 | 6,997 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $16,000 | 7,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $16,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $16,000 | 6,977 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 8,363 |
| Total interest expense | $155,000 | 8,344 |
| Net interest income | $442,000 | 8,317 |
| Provision for loan and lease losses | $-7,000 | 8,227 |
| Total noninterest income | $68,000 | 7,865 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $59,000 | 6,608 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,000 | 8,086 |
| Total noninterest expense | $456,000 | 8,369 |
| Salaries and employee benefits | $309,000 | 8,255 |
| Premises and equipment expense | $37,000 | 8,347 |
| Additional noninterest expense | $110,000 | 8,393 |
| Pre-tax net operating income | $61,000 | 7,261 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 5,528 |
| Income before extraordinary items | $46,000 | 7,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $46,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $44,000 | 5,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $46,000 | 7,306 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,409 |
| Total interest expense | $116,000 | 8,384 |
| Net interest income | $333,000 | 8,361 |
| Provision for loan and lease losses | $-6,000 | 8,291 |
| Total noninterest income | $50,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $314,000 | 8,401 |
| Salaries and employee benefits | $218,000 | 8,289 |
| Premises and equipment expense | $22,000 | 8,408 |
| Additional noninterest expense | $74,000 | 8,436 |
| Pre-tax net operating income | $75,000 | 7,404 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $8,000 | 5,782 |
| Income before extraordinary items | $67,000 | 7,410 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $67,000 | 7,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $44,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $67,000 | 7,394 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,477 |
| Total interest expense | $77,000 | 8,445 |
| Net interest income | $226,000 | 8,428 |
| Provision for loan and lease losses | $-3,000 | 8,322 |
| Total noninterest income | $34,000 | 7,979 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $31,000 | 6,626 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,000 | 8,264 |
| Total noninterest expense | $210,000 | 8,455 |
| Salaries and employee benefits | $146,000 | 8,340 |
| Premises and equipment expense | $14,000 | 8,453 |
| Additional noninterest expense | $50,000 | 8,482 |
| Pre-tax net operating income | $53,000 | 7,511 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $45,000 | 7,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $45,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $45,000 | 7,508 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $152,000 | 8,528 |
| Total interest expense | $37,000 | 8,498 |
| Net interest income | $115,000 | 8,480 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $17,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $106,000 | 8,493 |
| Salaries and employee benefits | $75,000 | 8,372 |
| Premises and equipment expense | $7,000 | 8,489 |
| Additional noninterest expense | $24,000 | 8,517 |
| Pre-tax net operating income | $26,000 | 7,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $24,000 | 7,562 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $24,000 | 7,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $24,000 | 7,543 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $562,000 | 8,515 |
| Total interest expense | $117,000 | 8,518 |
| Net interest income | $445,000 | 8,455 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $72,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $428,000 | 8,511 |
| Salaries and employee benefits | $303,000 | 8,362 |
| Premises and equipment expense | $31,000 | 8,517 |
| Additional noninterest expense | $94,000 | 8,572 |
| Pre-tax net operating income | $89,000 | 7,740 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $30,000 | 5,757 |
| Income before extraordinary items | $59,000 | 7,821 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $59,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $54,000 | 5,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $59,000 | 7,813 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $416,000 | 8,574 |
| Total interest expense | $83,000 | 8,582 |
| Net interest income | $333,000 | 8,527 |
| Provision for loan and lease losses | $-5,000 | 8,458 |
| Total noninterest income | $54,000 | 8,104 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $43,000 | 6,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $293,000 | 8,591 |
| Salaries and employee benefits | $214,000 | 8,442 |
| Premises and equipment expense | $20,000 | 8,604 |
| Additional noninterest expense | $59,000 | 8,660 |
| Pre-tax net operating income | $99,000 | 7,813 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $77,000 | 7,844 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $77,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $54,000 | 4,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $77,000 | 7,842 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $278,000 | 8,633 |
| Total interest expense | $52,000 | 8,630 |
| Net interest income | $226,000 | 8,584 |
| Provision for loan and lease losses | $-3,000 | 8,479 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $194,000 | 8,633 |
| Salaries and employee benefits | $143,000 | 8,490 |
| Premises and equipment expense | $13,000 | 8,645 |
| Additional noninterest expense | $38,000 | 8,700 |
| Pre-tax net operating income | $72,000 | 7,846 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $15,000 | 5,945 |
| Income before extraordinary items | $57,000 | 7,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $57,000 | 7,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $57,000 | 7,873 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $138,000 | 8,661 |
| Total interest expense | $24,000 | 8,657 |
| Net interest income | $114,000 | 8,597 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $97,000 | 8,651 |
| Salaries and employee benefits | $73,000 | 8,497 |
| Premises and equipment expense | $6,000 | 8,653 |
| Additional noninterest expense | $18,000 | 8,721 |
| Pre-tax net operating income | $32,000 | 7,902 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $28,000 | 7,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $28,000 | 7,866 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $523,000 | 8,626 |
| Total interest expense | $71,000 | 8,669 |
| Net interest income | $452,000 | 8,567 |
| Provision for loan and lease losses | $3,000 | 7,042 |
| Total noninterest income | $77,000 | 8,170 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $69,000 | 6,762 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,464 |
| Total noninterest expense | $414,000 | 8,661 |
| Salaries and employee benefits | $288,000 | 8,512 |
| Premises and equipment expense | $30,000 | 8,672 |
| Additional noninterest expense | $96,000 | 8,713 |
| Pre-tax net operating income | $112,000 | 7,959 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $40,000 | 5,998 |
| Income before extraordinary items | $72,000 | 8,061 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $72,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $68,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $72,000 | 8,035 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $390,000 | 8,676 |
| Total interest expense | $49,000 | 8,718 |
| Net interest income | $341,000 | 8,619 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $58,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $284,000 | 8,697 |
| Salaries and employee benefits | $203,000 | 8,554 |
| Premises and equipment expense | $21,000 | 8,691 |
| Additional noninterest expense | $60,000 | 8,758 |
| Pre-tax net operating income | $112,000 | 7,975 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $27,000 | 6,133 |
| Income before extraordinary items | $85,000 | 8,037 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $85,000 | 8,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $68,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $85,000 | 8,006 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,687 |
| Total interest expense | $30,000 | 8,737 |
| Net interest income | $226,000 | 8,633 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $38,000 | 8,226 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $34,000 | 6,810 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $185,000 | 8,710 |
| Salaries and employee benefits | $136,000 | 8,567 |
| Premises and equipment expense | $12,000 | 8,721 |
| Additional noninterest expense | $37,000 | 8,775 |
| Pre-tax net operating income | $79,000 | 7,970 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 6,068 |
| Income before extraordinary items | $58,000 | 8,050 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $58,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $58,000 | 8,016 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $126,000 | 8,764 |
| Total interest expense | $13,000 | 8,817 |
| Net interest income | $113,000 | 8,710 |
| Provision for loan and lease losses | $-2,000 | 8,682 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $94,000 | 8,772 |
| Salaries and employee benefits | $69,000 | 8,624 |
| Premises and equipment expense | $7,000 | 8,751 |
| Additional noninterest expense | $18,000 | 8,845 |
| Pre-tax net operating income | $41,000 | 8,010 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $32,000 | 8,065 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $32,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $32,000 | 8,033 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 8,755 |
| Total interest expense | $50,000 | 8,834 |
| Net interest income | $456,000 | 8,685 |
| Provision for loan and lease losses | $-7,000 | 8,662 |
| Total noninterest income | $64,000 | 8,461 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $51,000 | 7,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,436 |
| Total noninterest expense | $409,000 | 8,781 |
| Salaries and employee benefits | $282,000 | 8,635 |
| Premises and equipment expense | $28,000 | 8,820 |
| Additional noninterest expense | $99,000 | 8,822 |
| Pre-tax net operating income | $118,000 | 8,054 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $27,000 | 6,410 |
| Income before extraordinary items | $91,000 | 8,138 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $91,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $61,000 | 5,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $91,000 | 8,093 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $376,000 | 8,809 |
| Total interest expense | $37,000 | 8,891 |
| Net interest income | $339,000 | 8,741 |
| Provision for loan and lease losses | $-8,000 | 8,774 |
| Total noninterest income | $46,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $35,000 | 7,384 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $270,000 | 8,864 |
| Salaries and employee benefits | $192,000 | 8,735 |
| Premises and equipment expense | $17,000 | 8,891 |
| Additional noninterest expense | $61,000 | 8,911 |
| Pre-tax net operating income | $123,000 | 8,028 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $115,000 | 7,992 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $115,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $61,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $115,000 | 7,939 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $248,000 | 8,875 |
| Total interest expense | $25,000 | 8,947 |
| Net interest income | $223,000 | 8,808 |
| Provision for loan and lease losses | $-1,000 | 8,826 |
| Total noninterest income | $31,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $21,000 | 7,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $181,000 | 8,923 |
| Salaries and employee benefits | $129,000 | 8,788 |
| Premises and equipment expense | $12,000 | 8,933 |
| Additional noninterest expense | $40,000 | 8,962 |
| Pre-tax net operating income | $74,000 | 8,098 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,000 | 7,043 |
| Income before extraordinary items | $72,000 | 8,058 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 8,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $72,000 | 7,998 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $124,000 | 8,926 |
| Total interest expense | $13,000 | 8,994 |
| Net interest income | $111,000 | 8,847 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $93,000 | 8,942 |
| Salaries and employee benefits | $66,000 | 8,816 |
| Premises and equipment expense | $7,000 | 8,909 |
| Additional noninterest expense | $20,000 | 9,006 |
| Pre-tax net operating income | $34,000 | 8,131 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-2,000 | 8,796 |
| Income before extraordinary items | $36,000 | 8,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $36,000 | 7,985 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 8,924 |
| Total interest expense | $75,000 | 9,001 |
| Net interest income | $463,000 | 8,838 |
| Provision for loan and lease losses | $-9,000 | 8,905 |
| Total noninterest income | $56,000 | 8,741 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $42,000 | 7,551 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $409,000 | 8,969 |
| Salaries and employee benefits | $275,000 | 8,831 |
| Premises and equipment expense | $35,000 | 8,959 |
| Additional noninterest expense | $99,000 | 9,006 |
| Pre-tax net operating income | $119,000 | 8,125 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $81,000 | 8,318 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $81,000 | 8,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,543 |
| Cash dividends | $71,000 | 5,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $81,000 | 8,209 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $407,000 | 9,009 |
| Total interest expense | $61,000 | 9,078 |
| Net interest income | $346,000 | 8,918 |
| Provision for loan and lease losses | $-8,000 | 9,029 |
| Total noninterest income | $44,000 | 8,789 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $33,000 | 7,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $270,000 | 9,065 |
| Salaries and employee benefits | $188,000 | 8,937 |
| Premises and equipment expense | $21,000 | 9,058 |
| Additional noninterest expense | $61,000 | 9,103 |
| Pre-tax net operating income | $128,000 | 8,084 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $29,000 | 6,592 |
| Income before extraordinary items | $99,000 | 8,228 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $99,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,399 |
| Cash dividends | $71,000 | 4,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $99,000 | 8,098 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $271,000 | 9,049 |
| Total interest expense | $44,000 | 9,114 |
| Net interest income | $227,000 | 8,963 |
| Provision for loan and lease losses | $-7,000 | 9,087 |
| Total noninterest income | $29,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $20,000 | 7,664 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $180,000 | 9,092 |
| Salaries and employee benefits | $127,000 | 8,954 |
| Premises and equipment expense | $14,000 | 9,079 |
| Additional noninterest expense | $39,000 | 9,144 |
| Pre-tax net operating income | $83,000 | 8,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $63,000 | 8,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $63,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $63,000 | 8,169 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 9,104 |
| Total interest expense | $23,000 | 9,155 |
| Net interest income | $113,000 | 9,018 |
| Provision for loan and lease losses | $-6,000 | 9,169 |
| Total noninterest income | $14,000 | 8,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $9,000 | 7,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $93,000 | 9,119 |
| Salaries and employee benefits | $66,000 | 8,964 |
| Premises and equipment expense | $6,000 | 9,130 |
| Additional noninterest expense | $21,000 | 9,166 |
| Pre-tax net operating income | $40,000 | 8,152 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 9,110 |
| Total interest expense | $128,000 | 9,169 |
| Net interest income | $483,000 | 9,021 |
| Provision for loan and lease losses | $-6,000 | 9,175 |
| Total noninterest income | $65,000 | 8,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $43,000 | 7,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,461 |
| Total noninterest expense | $411,000 | 9,123 |
| Salaries and employee benefits | $277,000 | 8,974 |
| Premises and equipment expense | $27,000 | 9,185 |
| Additional noninterest expense | $107,000 | 9,135 |
| Pre-tax net operating income | $143,000 | 8,139 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $41,000 | 6,673 |
| Income before extraordinary items | $102,000 | 8,324 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $102,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,606 |
| Cash dividends | $63,000 | 5,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $102,000 | 8,232 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 9,335 |
| Total interest expense | $220,000 | 9,372 |
| Net interest income | $456,000 | 9,251 |
| Provision for loan and lease losses | $2,000 | 8,184 |
| Total noninterest income | $65,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $46,000 | 7,679 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,000 | 8,776 |
| Total noninterest expense | $401,000 | 9,364 |
| Salaries and employee benefits | $282,000 | 9,134 |
| Premises and equipment expense | $24,000 | 9,458 |
| Additional noninterest expense | $95,000 | 9,406 |
| Pre-tax net operating income | $118,000 | 8,251 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $34,000 | 6,997 |
| Income before extraordinary items | $84,000 | 8,428 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $84,000 | 8,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $74,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $84,000 | 8,324 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 9,599 |
| Total interest expense | $218,000 | 9,635 |
| Net interest income | $463,000 | 9,502 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $82,000 | 8,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $385,000 | 9,624 |
| Salaries and employee benefits | $263,000 | 9,410 |
| Premises and equipment expense | $25,000 | 9,724 |
| Additional noninterest expense | $97,000 | 9,648 |
| Pre-tax net operating income | $158,000 | 8,561 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $52,000 | 7,200 |
| Income before extraordinary items | $106,000 | 8,668 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $106,000 | 8,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,877 |
| Cash dividends | $72,000 | 6,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $106,000 | 8,654 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 9,874 |
| Total interest expense | $202,000 | 9,933 |
| Net interest income | $459,000 | 9,747 |
| Provision for loan and lease losses | $5,000 | 8,322 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $376,000 | 9,935 |
| Salaries and employee benefits | $257,000 | 9,690 |
| Premises and equipment expense | $23,000 | 10,054 |
| Additional noninterest expense | $96,000 | 9,948 |
| Pre-tax net operating income | $151,000 | 8,800 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $48,000 | 7,664 |
| Income before extraordinary items | $103,000 | 8,946 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $103,000 | 8,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,087 |
| Cash dividends | $68,000 | 6,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $103,000 | 8,915 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 10,115 |
| Total interest expense | $241,000 | 10,138 |
| Net interest income | $429,000 | 10,040 |
| Provision for loan and lease losses | $-7,000 | 10,207 |
| Total noninterest income | $64,000 | 9,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 8,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $367,000 | 10,128 |
| Salaries and employee benefits | $245,000 | 9,901 |
| Premises and equipment expense | $31,000 | 10,161 |
| Additional noninterest expense | $91,000 | 10,191 |
| Pre-tax net operating income | $133,000 | 9,267 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $42,000 | 8,467 |
| Income before extraordinary items | $91,000 | 9,393 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $91,000 | 9,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $88,000 | 6,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $91,000 | 9,329 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 10,588 |
| Total interest expense | $237,000 | 10,617 |
| Net interest income | $440,000 | 10,504 |
| Provision for loan and lease losses | $-12,000 | 10,622 |
| Total noninterest income | $78,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $349,000 | 10,592 |
| Salaries and employee benefits | $224,000 | 10,420 |
| Premises and equipment expense | $32,000 | 10,586 |
| Additional noninterest expense | $93,000 | 10,590 |
| Pre-tax net operating income | $181,000 | 9,680 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $64,000 | 9,013 |
| Income before extraordinary items | $117,000 | 9,859 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $117,000 | 9,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,052 |
| Cash dividends | $72,000 | 6,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $117,000 | 9,813 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $633,000 | 11,167 |
| Total interest expense | $218,000 | 11,209 |
| Net interest income | $415,000 | 11,066 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $135,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,444 |
| Total noninterest expense | $372,000 | 11,057 |
| Salaries and employee benefits | $233,000 | 10,819 |
| Premises and equipment expense | $34,000 | 11,051 |
| Additional noninterest expense | $105,000 | 11,042 |
| Pre-tax net operating income | $143,000 | 10,127 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $48,000 | 9,729 |
| Income before extraordinary items | $95,000 | 10,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $95,000 | 10,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $66,000 | 7,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $95,000 | 10,214 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 11,700 |
| Total interest expense | $208,000 | 11,737 |
| Net interest income | $415,000 | 11,574 |
| Provision for loan and lease losses | $1,000 | 8,909 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $358,000 | 11,575 |
| Salaries and employee benefits | $228,000 | 11,317 |
| Premises and equipment expense | $28,000 | 11,660 |
| Additional noninterest expense | $102,000 | 11,596 |
| Pre-tax net operating income | $125,000 | 10,939 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $37,000 | 10,445 |
| Income before extraordinary items | $88,000 | 11,035 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $88,000 | 11,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $72,000 | 7,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $88,000 | 11,014 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 12,367 |
| Total interest expense | $152,000 | 12,437 |
| Net interest income | $400,000 | 12,225 |
| Provision for loan and lease losses | $-5,000 | 11,718 |
| Total noninterest income | $73,000 | 11,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $354,000 | 12,199 |
| Salaries and employee benefits | $233,000 | 11,814 |
| Premises and equipment expense | $23,000 | 12,384 |
| Additional noninterest expense | $98,000 | 12,307 |
| Pre-tax net operating income | $124,000 | 11,457 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $28,000 | 10,970 |
| Income before extraordinary items | $96,000 | 11,420 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $96,000 | 11,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,012 |
| Cash dividends | $58,000 | 7,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $96,000 | 11,462 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $566,000 | 12,982 |
| Total interest expense | $167,000 | 13,078 |
| Net interest income | $399,000 | 12,816 |
| Provision for loan and lease losses | $-3,000 | 12,440 |
| Total noninterest income | $50,000 | 12,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $339,000 | 12,861 |
| Salaries and employee benefits | $221,000 | 12,448 |
| Premises and equipment expense | $26,000 | 12,948 |
| Additional noninterest expense | $92,000 | 13,010 |
| Pre-tax net operating income | $113,000 | 11,770 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $77,000 | 12,038 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $77,000 | 12,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $77,000 | 11,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 13,621 |
| Total interest expense | $204,000 | 13,707 |
| Net interest income | $388,000 | 13,415 |
| Provision for loan and lease losses | $22,000 | 10,490 |
| Total noninterest income | $53,000 | 13,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 13,545 |
| Total noninterest expense | $329,000 | 13,476 |
| Salaries and employee benefits | $203,000 | 13,128 |
| Premises and equipment expense | $14,000 | 13,787 |
| Additional noninterest expense | $112,000 | 13,408 |
| Pre-tax net operating income | $90,000 | 12,121 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $23,000 | 12,027 |
| Income before extraordinary items | $67,000 | 12,381 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $67,000 | 12,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $67,000 | 12,093 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.