Home > First State Bank of Mineral Wells > Income and Expense
First State Bank of Mineral Wells, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 4,738 |
| Total interest expense | $139,000 | 5,678 |
| Net interest income | $1,822,000 | 4,538 |
| Provision for loan and lease losses | $4,000 | 4,691 |
| Total noninterest income | $393,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $224,000 | 2,580 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $169,000 | 4,043 |
| Total noninterest expense | $1,554,000 | 4,560 |
| Salaries and employee benefits | $770,000 | 4,737 |
| Premises and equipment expense | $264,000 | 3,656 |
| Additional noninterest expense | $520,000 | 4,546 |
| Pre-tax net operating income | $657,000 | 3,675 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $657,000 | 3,435 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $657,000 | 3,436 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $657,000 | 3,438 |
| Net charge-offs | $9,000 | 4,369 |
| Cash dividends | $750,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $657,000 | 3,345 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 4,728 |
| Total interest expense | $71,000 | 5,729 |
| Net interest income | $926,000 | 4,517 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $214,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $118,000 | 2,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,815 |
| Total noninterest expense | $824,000 | 4,471 |
| Salaries and employee benefits | $393,000 | 4,728 |
| Premises and equipment expense | $143,000 | 3,500 |
| Additional noninterest expense | $288,000 | 4,313 |
| Pre-tax net operating income | $316,000 | 3,709 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $316,000 | 3,482 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $316,000 | 3,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $316,000 | 3,484 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $300,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $316,000 | 3,381 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 4,682 |
| Total interest expense | $365,000 | 5,693 |
| Net interest income | $3,925,000 | 4,455 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,548,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $549,000 | 2,304 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $999,000 | 2,369 |
| Total noninterest expense | $3,745,000 | 4,219 |
| Salaries and employee benefits | $1,824,000 | 4,369 |
| Premises and equipment expense | $561,000 | 3,549 |
| Additional noninterest expense | $1,360,000 | 4,024 |
| Pre-tax net operating income | $1,728,000 | 3,089 |
| Securities gains (losses) | $14,000 | 3,286 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,742,000 | 2,858 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,742,000 | 2,861 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,742,000 | 2,860 |
| Net charge-offs | $16,000 | 5,477 |
| Cash dividends | $710,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,728,000 | 2,750 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,752 |
| Total interest expense | $285,000 | 5,765 |
| Net interest income | $2,959,000 | 4,511 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,316,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $409,000 | 2,348 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $907,000 | 2,117 |
| Total noninterest expense | $2,775,000 | 4,260 |
| Salaries and employee benefits | $1,378,000 | 4,360 |
| Premises and equipment expense | $423,000 | 3,581 |
| Additional noninterest expense | $974,000 | 4,166 |
| Pre-tax net operating income | $1,500,000 | 2,888 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,514,000 | 2,628 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,514,000 | 2,629 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,514,000 | 2,629 |
| Net charge-offs | $20,000 | 5,058 |
| Cash dividends | $710,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,500,000 | 2,525 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 4,764 |
| Total interest expense | $191,000 | 5,855 |
| Net interest income | $1,996,000 | 4,496 |
| Provision for loan and lease losses | $4,000 | 5,527 |
| Total noninterest income | $869,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $266,000 | 2,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $603,000 | 2,102 |
| Total noninterest expense | $1,874,000 | 4,244 |
| Salaries and employee benefits | $921,000 | 4,380 |
| Premises and equipment expense | $284,000 | 3,562 |
| Additional noninterest expense | $669,000 | 4,113 |
| Pre-tax net operating income | $987,000 | 2,880 |
| Securities gains (losses) | $14,000 | 2,626 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,001,000 | 2,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,001,000 | 2,627 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,001,000 | 2,627 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $310,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $987,000 | 2,504 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 4,775 |
| Total interest expense | $92,000 | 6,011 |
| Net interest income | $1,018,000 | 4,467 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $533,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $134,000 | 2,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $399,000 | 1,758 |
| Total noninterest expense | $973,000 | 4,171 |
| Salaries and employee benefits | $467,000 | 4,375 |
| Premises and equipment expense | $145,000 | 3,546 |
| Additional noninterest expense | $361,000 | 3,897 |
| Pre-tax net operating income | $578,000 | 2,591 |
| Securities gains (losses) | $13,000 | 1,721 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $591,000 | 2,284 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $591,000 | 2,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $591,000 | 2,287 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $578,000 | 2,218 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 4,857 |
| Total interest expense | $429,000 | 6,106 |
| Net interest income | $4,043,000 | 4,507 |
| Provision for loan and lease losses | $129,000 | 5,100 |
| Total noninterest income | $1,105,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $606,000 | 2,220 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $499,000 | 3,133 |
| Total noninterest expense | $3,725,000 | 4,318 |
| Salaries and employee benefits | $1,840,000 | 4,379 |
| Premises and equipment expense | $595,000 | 3,593 |
| Additional noninterest expense | $1,290,000 | 4,253 |
| Pre-tax net operating income | $1,294,000 | 3,273 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,294,000 | 3,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,294,000 | 3,074 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,294,000 | 3,074 |
| Net charge-offs | $79,000 | 5,175 |
| Cash dividends | $500,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,294,000 | 2,971 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 4,945 |
| Total interest expense | $334,000 | 6,149 |
| Net interest income | $2,989,000 | 4,571 |
| Provision for loan and lease losses | $119,000 | 4,793 |
| Total noninterest income | $863,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $463,000 | 2,200 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $400,000 | 3,043 |
| Total noninterest expense | $2,788,000 | 4,330 |
| Salaries and employee benefits | $1,388,000 | 4,366 |
| Premises and equipment expense | $417,000 | 3,812 |
| Additional noninterest expense | $983,000 | 4,220 |
| Pre-tax net operating income | $945,000 | 3,428 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $945,000 | 3,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $945,000 | 3,185 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $945,000 | 3,185 |
| Net charge-offs | $58,000 | 4,871 |
| Cash dividends | $350,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $945,000 | 3,075 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 5,071 |
| Total interest expense | $229,000 | 6,217 |
| Net interest income | $1,915,000 | 4,708 |
| Provision for loan and lease losses | $81,000 | 4,635 |
| Total noninterest income | $592,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $304,000 | 2,208 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $288,000 | 2,936 |
| Total noninterest expense | $1,872,000 | 4,348 |
| Salaries and employee benefits | $920,000 | 4,422 |
| Premises and equipment expense | $288,000 | 3,759 |
| Additional noninterest expense | $664,000 | 4,239 |
| Pre-tax net operating income | $554,000 | 3,612 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $554,000 | 3,366 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $554,000 | 3,367 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $554,000 | 3,367 |
| Net charge-offs | $43,000 | 4,564 |
| Cash dividends | $225,000 | 2,189 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $554,000 | 3,273 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,046,000 | 5,151 |
| Total interest expense | $122,000 | 6,204 |
| Net interest income | $924,000 | 4,788 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $313,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $154,000 | 2,159 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,799 |
| Total noninterest expense | $956,000 | 4,311 |
| Salaries and employee benefits | $457,000 | 4,470 |
| Premises and equipment expense | $137,000 | 3,939 |
| Additional noninterest expense | $362,000 | 3,998 |
| Pre-tax net operating income | $221,000 | 4,063 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $221,000 | 3,806 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $221,000 | 3,806 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $221,000 | 3,806 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $221,000 | 3,758 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 5,645 |
| Total interest expense | $523,000 | 6,460 |
| Net interest income | $3,089,000 | 5,277 |
| Provision for loan and lease losses | $95,000 | 6,073 |
| Total noninterest income | $749,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $506,000 | 2,619 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $243,000 | 4,293 |
| Total noninterest expense | $2,740,000 | 5,270 |
| Salaries and employee benefits | $1,395,000 | 5,262 |
| Premises and equipment expense | $372,000 | 4,924 |
| Additional noninterest expense | $973,000 | 5,165 |
| Pre-tax net operating income | $1,003,000 | 3,374 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,003,000 | 3,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,003,000 | 3,225 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,003,000 | 3,228 |
| Net charge-offs | $70,000 | 5,701 |
| Cash dividends | $425,000 | 2,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,003,000 | 3,096 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 5,731 |
| Total interest expense | $400,000 | 6,569 |
| Net interest income | $2,328,000 | 5,336 |
| Provision for loan and lease losses | $95,000 | 5,724 |
| Total noninterest income | $559,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $369,000 | 2,740 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $190,000 | 4,253 |
| Total noninterest expense | $2,024,000 | 5,333 |
| Salaries and employee benefits | $1,028,000 | 5,345 |
| Premises and equipment expense | $282,000 | 4,975 |
| Additional noninterest expense | $714,000 | 5,214 |
| Pre-tax net operating income | $768,000 | 3,534 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $768,000 | 3,344 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $768,000 | 3,342 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $768,000 | 3,344 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $425,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $768,000 | 3,212 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 5,773 |
| Total interest expense | $272,000 | 6,636 |
| Net interest income | $1,551,000 | 5,351 |
| Provision for loan and lease losses | $95,000 | 5,214 |
| Total noninterest income | $380,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $235,000 | 2,836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 4,024 |
| Total noninterest expense | $1,354,000 | 5,341 |
| Salaries and employee benefits | $702,000 | 5,304 |
| Premises and equipment expense | $188,000 | 5,023 |
| Additional noninterest expense | $464,000 | 5,298 |
| Pre-tax net operating income | $482,000 | 3,687 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $482,000 | 3,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $482,000 | 3,473 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $482,000 | 3,475 |
| Net charge-offs | $23,000 | 5,442 |
| Cash dividends | $325,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $482,000 | 3,361 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,816 |
| Total interest expense | $131,000 | 6,802 |
| Net interest income | $788,000 | 5,339 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $190,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $73,000 | 4,060 |
| Total noninterest expense | $681,000 | 5,378 |
| Salaries and employee benefits | $358,000 | 5,283 |
| Premises and equipment expense | $91,000 | 5,158 |
| Additional noninterest expense | $232,000 | 5,316 |
| Pre-tax net operating income | $222,000 | 3,879 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $222,000 | 3,693 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $222,000 | 3,690 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $222,000 | 3,692 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $222,000 | 3,566 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 5,795 |
| Total interest expense | $574,000 | 6,969 |
| Net interest income | $3,291,000 | 5,137 |
| Provision for loan and lease losses | $315,000 | 5,195 |
| Total noninterest income | $747,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $525,000 | 2,790 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $222,000 | 4,467 |
| Total noninterest expense | $2,938,000 | 5,252 |
| Salaries and employee benefits | $1,416,000 | 5,366 |
| Premises and equipment expense | $422,000 | 4,844 |
| Additional noninterest expense | $1,100,000 | 4,971 |
| Pre-tax net operating income | $785,000 | 3,379 |
| Securities gains (losses) | $23,000 | 2,986 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $808,000 | 3,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $808,000 | 3,137 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $808,000 | 3,137 |
| Net charge-offs | $104,000 | 5,655 |
| Cash dividends | $275,000 | 3,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $785,000 | 3,115 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 5,864 |
| Total interest expense | $442,000 | 7,054 |
| Net interest income | $2,447,000 | 5,165 |
| Provision for loan and lease losses | $174,000 | 5,356 |
| Total noninterest income | $523,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $391,000 | 2,809 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $132,000 | 4,981 |
| Total noninterest expense | $2,188,000 | 5,267 |
| Salaries and employee benefits | $1,035,000 | 5,473 |
| Premises and equipment expense | $320,000 | 4,856 |
| Additional noninterest expense | $833,000 | 4,956 |
| Pre-tax net operating income | $608,000 | 3,578 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $610,000 | 3,362 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $610,000 | 3,360 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $610,000 | 3,362 |
| Net charge-offs | $43,000 | 5,787 |
| Cash dividends | $175,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $608,000 | 3,277 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 5,948 |
| Total interest expense | $309,000 | 7,098 |
| Net interest income | $1,598,000 | 5,230 |
| Provision for loan and lease losses | $79,000 | 5,600 |
| Total noninterest income | $283,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $297,000 | 2,549 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-14,000 | 7,843 |
| Total noninterest expense | $1,373,000 | 5,480 |
| Salaries and employee benefits | $633,000 | 5,789 |
| Premises and equipment expense | $204,000 | 5,020 |
| Additional noninterest expense | $536,000 | 5,051 |
| Pre-tax net operating income | $429,000 | 3,566 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $429,000 | 3,365 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $429,000 | 3,360 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $429,000 | 3,363 |
| Net charge-offs | $-12,000 | 7,928 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $429,000 | 3,249 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 6,002 |
| Total interest expense | $169,000 | 7,057 |
| Net interest income | $782,000 | 5,282 |
| Provision for loan and lease losses | $40,000 | 5,160 |
| Total noninterest income | $174,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $132,000 | 2,709 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $710,000 | 5,348 |
| Salaries and employee benefits | $366,000 | 5,415 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $206,000 | 3,990 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $206,000 | 3,812 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 3,812 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $206,000 | 3,813 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $206,000 | 3,660 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 6,010 |
| Total interest expense | $811,000 | 7,114 |
| Net interest income | $3,192,000 | 5,247 |
| Provision for loan and lease losses | $169,000 | 5,431 |
| Total noninterest income | $717,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $557,000 | 2,785 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $160,000 | 5,205 |
| Total noninterest expense | $2,814,000 | 5,324 |
| Salaries and employee benefits | $1,485,000 | 5,364 |
| Premises and equipment expense | $422,000 | 4,944 |
| Additional noninterest expense | $907,000 | 5,125 |
| Pre-tax net operating income | $926,000 | 3,900 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $926,000 | 3,427 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $926,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 5,054 |
| Cash dividends | $655,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $926,000 | 3,580 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 6,105 |
| Total interest expense | $627,000 | 7,176 |
| Net interest income | $2,336,000 | 5,350 |
| Provision for loan and lease losses | $67,000 | 5,615 |
| Total noninterest income | $572,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $418,000 | 2,806 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $154,000 | 4,897 |
| Total noninterest expense | $2,030,000 | 5,414 |
| Salaries and employee benefits | $1,159,000 | 5,274 |
| Premises and equipment expense | $307,000 | 5,042 |
| Additional noninterest expense | $564,000 | 5,589 |
| Pre-tax net operating income | $811,000 | 4,083 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $811,000 | 3,538 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $811,000 | 3,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,764 |
| Cash dividends | $520,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $811,000 | 3,680 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 6,212 |
| Total interest expense | $431,000 | 7,239 |
| Net interest income | $1,503,000 | 5,467 |
| Provision for loan and lease losses | $33,000 | 5,541 |
| Total noninterest income | $392,000 | 4,054 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $286,000 | 2,738 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $106,000 | 4,955 |
| Total noninterest expense | $1,301,000 | 5,567 |
| Salaries and employee benefits | $741,000 | 5,438 |
| Premises and equipment expense | $197,000 | 5,192 |
| Additional noninterest expense | $363,000 | 5,688 |
| Pre-tax net operating income | $561,000 | 4,159 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $561,000 | 3,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,590 |
| Cash dividends | $340,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $561,000 | 3,725 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 6,264 |
| Total interest expense | $218,000 | 7,357 |
| Net interest income | $761,000 | 5,447 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $189,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $141,000 | 2,748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 5,134 |
| Total noninterest expense | $607,000 | 5,779 |
| Salaries and employee benefits | $361,000 | 5,548 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $152,000 | 6,154 |
| Pre-tax net operating income | $331,000 | 3,932 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $331,000 | 3,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $331,000 | 3,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $331,000 | 3,498 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,951,000 | 6,247 |
| Total interest expense | $935,000 | 7,270 |
| Net interest income | $3,016,000 | 5,487 |
| Provision for loan and lease losses | $48,000 | 5,712 |
| Total noninterest income | $860,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $629,000 | 2,579 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $2,462,000 | 5,650 |
| Salaries and employee benefits | $1,398,000 | 5,513 |
| Premises and equipment expense | $346,000 | 5,435 |
| Additional noninterest expense | $718,000 | 5,665 |
| Pre-tax net operating income | $1,366,000 | 4,077 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,366,000 | 3,637 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,366,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,283 |
| Cash dividends | $766,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,366,000 | 3,628 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 6,299 |
| Total interest expense | $705,000 | 7,297 |
| Net interest income | $2,239,000 | 5,549 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $611,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $462,000 | 2,606 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $1,778,000 | 5,734 |
| Salaries and employee benefits | $991,000 | 5,670 |
| Premises and equipment expense | $274,000 | 5,280 |
| Additional noninterest expense | $513,000 | 5,743 |
| Pre-tax net operating income | $1,027,000 | 4,291 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,027,000 | 3,832 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,027,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $446,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,027,000 | 3,818 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 6,373 |
| Total interest expense | $469,000 | 7,319 |
| Net interest income | $1,466,000 | 5,628 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $408,000 | 3,996 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $301,000 | 2,646 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $1,162,000 | 5,822 |
| Salaries and employee benefits | $638,000 | 5,822 |
| Premises and equipment expense | $182,000 | 5,314 |
| Additional noninterest expense | $342,000 | 5,752 |
| Pre-tax net operating income | $682,000 | 4,373 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $682,000 | 3,880 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $682,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $286,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $682,000 | 3,872 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $943,000 | 6,433 |
| Total interest expense | $231,000 | 7,368 |
| Net interest income | $712,000 | 5,718 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $150,000 | 2,602 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $594,000 | 5,779 |
| Salaries and employee benefits | $334,000 | 5,749 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $289,000 | 4,737 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $289,000 | 4,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $289,000 | 4,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $289,000 | 4,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 6,411 |
| Total interest expense | $778,000 | 7,373 |
| Net interest income | $2,745,000 | 5,776 |
| Provision for loan and lease losses | $51,000 | 5,552 |
| Total noninterest income | $873,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $658,000 | 2,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $215,000 | 4,978 |
| Total noninterest expense | $2,316,000 | 5,723 |
| Salaries and employee benefits | $1,315,000 | 5,623 |
| Premises and equipment expense | $328,000 | 5,512 |
| Additional noninterest expense | $673,000 | 5,752 |
| Pre-tax net operating income | $1,251,000 | 4,699 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,251,000 | 4,189 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,251,000 | 4,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,037 |
| Cash dividends | $624,000 | 3,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,251,000 | 4,164 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 6,488 |
| Total interest expense | $557,000 | 7,440 |
| Net interest income | $2,025,000 | 5,864 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $653,000 | 3,856 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $501,000 | 2,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 5,098 |
| Total noninterest expense | $1,694,000 | 5,784 |
| Salaries and employee benefits | $944,000 | 5,724 |
| Premises and equipment expense | $270,000 | 5,254 |
| Additional noninterest expense | $480,000 | 5,880 |
| Pre-tax net operating income | $948,000 | 4,832 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $948,000 | 4,297 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $948,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,158 |
| Cash dividends | $408,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $948,000 | 4,280 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 6,568 |
| Total interest expense | $351,000 | 7,487 |
| Net interest income | $1,302,000 | 6,002 |
| Provision for loan and lease losses | $21,000 | 5,479 |
| Total noninterest income | $436,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $334,000 | 2,442 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,085 |
| Total noninterest expense | $1,114,000 | 5,849 |
| Salaries and employee benefits | $613,000 | 5,839 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $322,000 | 5,862 |
| Pre-tax net operating income | $603,000 | 4,980 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $603,000 | 4,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $603,000 | 4,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,680 |
| Cash dividends | $256,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $603,000 | 4,426 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 6,584 |
| Total interest expense | $168,000 | 7,520 |
| Net interest income | $649,000 | 6,037 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $208,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $166,000 | 2,388 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $42,000 | 5,444 |
| Total noninterest expense | $565,000 | 5,803 |
| Salaries and employee benefits | $322,000 | 5,713 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $152,000 | 6,015 |
| Pre-tax net operating income | $282,000 | 5,107 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $282,000 | 4,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $282,000 | 4,562 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 6,630 |
| Total interest expense | $574,000 | 7,394 |
| Net interest income | $2,383,000 | 6,166 |
| Provision for loan and lease losses | $23,000 | 6,436 |
| Total noninterest income | $978,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $761,000 | 2,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 5,007 |
| Total noninterest expense | $2,171,000 | 5,820 |
| Salaries and employee benefits | $1,193,000 | 5,817 |
| Premises and equipment expense | $357,000 | 5,221 |
| Additional noninterest expense | $621,000 | 5,951 |
| Pre-tax net operating income | $1,167,000 | 4,964 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,167,000 | 4,418 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,167,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,212 |
| Cash dividends | $600,000 | 3,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,167,000 | 4,378 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 6,685 |
| Total interest expense | $411,000 | 7,432 |
| Net interest income | $1,748,000 | 6,267 |
| Provision for loan and lease losses | $17,000 | 6,278 |
| Total noninterest income | $756,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $581,000 | 2,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,897 |
| Total noninterest expense | $1,586,000 | 5,878 |
| Salaries and employee benefits | $889,000 | 5,808 |
| Premises and equipment expense | $259,000 | 5,326 |
| Additional noninterest expense | $438,000 | 6,099 |
| Pre-tax net operating income | $901,000 | 5,028 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $901,000 | 4,453 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $901,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $240,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $901,000 | 4,417 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,382,000 | 6,743 |
| Total interest expense | $260,000 | 7,443 |
| Net interest income | $1,122,000 | 6,367 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $511,000 | 3,460 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $385,000 | 2,131 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $126,000 | 4,694 |
| Total noninterest expense | $1,043,000 | 5,918 |
| Salaries and employee benefits | $568,000 | 5,933 |
| Premises and equipment expense | $172,000 | 5,325 |
| Additional noninterest expense | $303,000 | 5,967 |
| Pre-tax net operating income | $579,000 | 5,090 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $579,000 | 4,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $579,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $240,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $579,000 | 4,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $670,000 | 6,839 |
| Total interest expense | $123,000 | 7,523 |
| Net interest income | $547,000 | 6,463 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $265,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $493,000 | 6,157 |
| Salaries and employee benefits | $259,000 | 6,258 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $152,000 | 5,961 |
| Pre-tax net operating income | $315,000 | 4,865 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $315,000 | 4,227 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $315,000 | 4,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $315,000 | 4,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 6,856 |
| Total interest expense | $460,000 | 7,454 |
| Net interest income | $2,074,000 | 6,521 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $828,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $686,000 | 2,415 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $142,000 | 5,787 |
| Total noninterest expense | $2,097,000 | 5,858 |
| Salaries and employee benefits | $1,129,000 | 5,894 |
| Premises and equipment expense | $350,000 | 5,212 |
| Additional noninterest expense | $618,000 | 5,888 |
| Pre-tax net operating income | $770,000 | 5,882 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $770,000 | 5,350 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $770,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $392,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $770,000 | 5,273 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 6,916 |
| Total interest expense | $334,000 | 7,536 |
| Net interest income | $1,526,000 | 6,584 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $582,000 | 4,161 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $483,000 | 2,578 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $99,000 | 5,932 |
| Total noninterest expense | $1,443,000 | 6,092 |
| Salaries and employee benefits | $766,000 | 6,165 |
| Premises and equipment expense | $257,000 | 5,261 |
| Additional noninterest expense | $420,000 | 6,165 |
| Pre-tax net operating income | $641,000 | 5,724 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $641,000 | 5,190 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $641,000 | 5,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $176,000 | 4,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $641,000 | 5,105 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 7,004 |
| Total interest expense | $216,000 | 7,646 |
| Net interest income | $996,000 | 6,671 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $346,000 | 4,454 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $287,000 | 2,815 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $967,000 | 6,109 |
| Salaries and employee benefits | $521,000 | 6,145 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $277,000 | 6,221 |
| Pre-tax net operating income | $369,000 | 6,061 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $369,000 | 5,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $176,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $369,000 | 5,440 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,074 |
| Total interest expense | $109,000 | 7,695 |
| Net interest income | $491,000 | 6,740 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $171,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $138,000 | 2,841 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $33,000 | 5,928 |
| Total noninterest expense | $469,000 | 6,261 |
| Salaries and employee benefits | $242,000 | 6,445 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $141,000 | 6,189 |
| Pre-tax net operating income | $187,000 | 5,983 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $187,000 | 5,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $187,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $187,000 | 5,384 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 7,116 |
| Total interest expense | $468,000 | 7,852 |
| Net interest income | $1,962,000 | 6,648 |
| Provision for loan and lease losses | $-230,000 | 9,095 |
| Total noninterest income | $660,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $551,000 | 2,874 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $2,143,000 | 5,760 |
| Salaries and employee benefits | $1,094,000 | 5,951 |
| Premises and equipment expense | $347,000 | 5,198 |
| Additional noninterest expense | $702,000 | 5,491 |
| Pre-tax net operating income | $709,000 | 5,985 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $709,000 | 5,552 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $709,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 9,098 |
| Cash dividends | $361,000 | 4,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $709,000 | 5,388 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 7,201 |
| Total interest expense | $355,000 | 7,989 |
| Net interest income | $1,468,000 | 6,699 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $480,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $398,000 | 2,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 6,430 |
| Total noninterest expense | $1,555,000 | 5,855 |
| Salaries and employee benefits | $775,000 | 6,117 |
| Premises and equipment expense | $268,000 | 5,096 |
| Additional noninterest expense | $512,000 | 5,552 |
| Pre-tax net operating income | $373,000 | 6,828 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $373,000 | 6,513 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $373,000 | 6,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-142,000 | 9,133 |
| Cash dividends | $112,000 | 4,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $373,000 | 6,339 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 7,257 |
| Total interest expense | $239,000 | 8,080 |
| Net interest income | $976,000 | 6,709 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $312,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $260,000 | 2,974 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $1,009,000 | 5,958 |
| Salaries and employee benefits | $513,000 | 6,162 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $319,000 | 5,767 |
| Pre-tax net operating income | $259,000 | 6,782 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $259,000 | 6,447 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $259,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 9,170 |
| Cash dividends | $112,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $259,000 | 6,241 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 7,297 |
| Total interest expense | $123,000 | 8,135 |
| Net interest income | $481,000 | 6,761 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $148,000 | 4,922 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $126,000 | 2,979 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $491,000 | 6,059 |
| Salaries and employee benefits | $247,000 | 6,294 |
| Premises and equipment expense | $92,000 | 4,977 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $123,000 | 6,857 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $123,000 | 6,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 7,177 |
| Total interest expense | $647,000 | 7,969 |
| Net interest income | $2,035,000 | 6,574 |
| Provision for loan and lease losses | $386,000 | 2,921 |
| Total noninterest income | $691,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $587,000 | 2,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 6,370 |
| Total noninterest expense | $1,871,000 | 6,109 |
| Salaries and employee benefits | $1,013,000 | 6,100 |
| Premises and equipment expense | $252,000 | 6,109 |
| Additional noninterest expense | $606,000 | 5,889 |
| Pre-tax net operating income | $469,000 | 6,892 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $12,000 | 7,232 |
| Income before extraordinary items | $456,000 | 6,585 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $456,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,326 |
| Cash dividends | $391,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $456,970 | 6,459 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 7,071 |
| Total interest expense | $1,162,000 | 7,683 |
| Net interest income | $2,007,000 | 6,429 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $648,000 | 4,389 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $547,000 | 2,632 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $101,000 | 6,420 |
| Total noninterest expense | $1,837,000 | 6,054 |
| Salaries and employee benefits | $1,013,000 | 5,931 |
| Premises and equipment expense | $245,000 | 6,143 |
| Additional noninterest expense | $579,000 | 5,973 |
| Pre-tax net operating income | $748,000 | 5,658 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $25,000 | 7,184 |
| Income before extraordinary items | $723,000 | 5,144 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $723,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,877 |
| Cash dividends | $348,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $723,000 | 5,034 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,528,000 | 6,894 |
| Total interest expense | $1,243,000 | 7,714 |
| Net interest income | $2,285,000 | 6,139 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $676,000 | 4,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $592,000 | 2,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $1,911,000 | 5,842 |
| Salaries and employee benefits | $957,000 | 6,100 |
| Premises and equipment expense | $210,000 | 6,607 |
| Additional noninterest expense | $744,000 | 4,971 |
| Pre-tax net operating income | $1,044,000 | 5,153 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $388,000 | 4,036 |
| Income before extraordinary items | $656,000 | 5,590 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $656,000 | 5,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $1,178,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $656,000 | 5,600 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 7,073 |
| Total interest expense | $1,218,000 | 7,601 |
| Net interest income | $2,055,000 | 6,542 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $583,000 | 4,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $1,645,000 | 6,427 |
| Salaries and employee benefits | $905,000 | 6,278 |
| Premises and equipment expense | $204,000 | 6,750 |
| Additional noninterest expense | $536,000 | 6,250 |
| Pre-tax net operating income | $948,000 | 5,460 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $257,000 | 5,139 |
| Income before extraordinary items | $692,000 | 5,491 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $692,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $691,270 | 5,464 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 7,302 |
| Total interest expense | $1,187,000 | 7,943 |
| Net interest income | $2,001,000 | 6,675 |
| Provision for loan and lease losses | $61,000 | 6,101 |
| Total noninterest income | $539,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,117 |
| Total noninterest expense | $1,572,000 | 6,495 |
| Salaries and employee benefits | $821,000 | 6,593 |
| Premises and equipment expense | $232,000 | 6,228 |
| Additional noninterest expense | $519,000 | 6,304 |
| Pre-tax net operating income | $907,000 | 5,705 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $243,000 | 5,712 |
| Income before extraordinary items | $665,000 | 5,749 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $665,000 | 5,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,472 |
| Cash dividends | $284,000 | 4,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $664,270 | 5,648 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 7,895 |
| Total interest expense | $1,119,000 | 8,352 |
| Net interest income | $1,774,000 | 7,375 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $538,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $466,000 | 2,809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $1,448,000 | 6,921 |
| Salaries and employee benefits | $738,000 | 7,093 |
| Premises and equipment expense | $231,000 | 6,330 |
| Additional noninterest expense | $479,000 | 6,685 |
| Pre-tax net operating income | $774,000 | 6,663 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $197,000 | 6,916 |
| Income before extraordinary items | $578,000 | 6,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $578,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,696 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $577,250 | 6,437 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 8,352 |
| Total interest expense | $1,063,000 | 8,809 |
| Net interest income | $1,683,000 | 7,829 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $489,000 | 5,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $422,000 | 3,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,459,000 | 7,228 |
| Salaries and employee benefits | $748,000 | 7,259 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $466,000 | 7,338 |
| Pre-tax net operating income | $713,000 | 6,875 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $190,000 | 7,281 |
| Income before extraordinary items | $523,000 | 6,742 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $523,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $596,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $523,000 | 6,688 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 8,662 |
| Total interest expense | $1,082,000 | 8,955 |
| Net interest income | $1,601,000 | 8,253 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $493,000 | 5,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,405,000 | 7,566 |
| Salaries and employee benefits | $696,000 | 7,736 |
| Premises and equipment expense | $195,000 | 7,299 |
| Additional noninterest expense | $514,000 | 7,143 |
| Pre-tax net operating income | $689,000 | 7,382 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $173,000 | 7,875 |
| Income before extraordinary items | $516,000 | 7,130 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $516,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $196,000 | 5,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $516,000 | 7,105 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 8,651 |
| Total interest expense | $973,000 | 8,812 |
| Net interest income | $1,678,000 | 8,363 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $446,000 | 5,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $1,419,000 | 7,854 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $186,000 | 7,731 |
| Additional noninterest expense | $571,000 | 7,251 |
| Pre-tax net operating income | $692,000 | 7,436 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $524,000 | 7,119 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $524,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $218,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $509,200 | 7,270 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 8,921 |
| Total interest expense | $1,034,000 | 8,951 |
| Net interest income | $1,609,000 | 8,771 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $437,000 | 6,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,919 |
| Total noninterest expense | $1,341,000 | 8,370 |
| Salaries and employee benefits | $638,000 | 8,492 |
| Premises and equipment expense | $166,000 | 8,480 |
| Additional noninterest expense | $537,000 | 7,891 |
| Pre-tax net operating income | $705,000 | 7,341 |
| Securities gains (losses) | $170,000 | 1,861 |
| Applicable income taxes | $218,000 | 7,290 |
| Income before extraordinary items | $657,000 | 6,380 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $657,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $452,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $529,500 | 7,051 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 9,029 |
| Total interest expense | $1,282,000 | 9,306 |
| Net interest income | $1,695,000 | 8,669 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $385,000 | 6,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,174,000 | 9,164 |
| Salaries and employee benefits | $555,000 | 9,231 |
| Premises and equipment expense | $131,000 | 9,652 |
| Additional noninterest expense | $488,000 | 8,566 |
| Pre-tax net operating income | $860,000 | 6,288 |
| Securities gains (losses) | $73,000 | 3,512 |
| Applicable income taxes | $285,000 | 6,142 |
| Income before extraordinary items | $648,000 | 6,245 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $648,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $597,630 | 6,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.