Home > First State Bank of Matador > Income and Expense
First State Bank of Matador, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $269,000 | 8,674 |
| Total interest expense | $31,000 | 8,734 |
| Net interest income | $238,000 | 8,616 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $53,000 | 7,908 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $166,000 | 8,747 |
| Salaries and employee benefits | $96,000 | 8,723 |
| Premises and equipment expense | $34,000 | 8,261 |
| Additional noninterest expense | $36,000 | 8,783 |
| Pre-tax net operating income | $125,000 | 7,702 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $26,000 | 5,957 |
| Income before extraordinary items | $100,000 | 7,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $100,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $99,210 | 7,705 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $137,000 | 8,745 |
| Total interest expense | $15,000 | 8,808 |
| Net interest income | $122,000 | 8,684 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,629 |
| Total noninterest expense | $84,000 | 8,813 |
| Salaries and employee benefits | $49,000 | 8,784 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $18,000 | 8,845 |
| Pre-tax net operating income | $74,000 | 7,573 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $65,000 | 7,513 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $65,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $64,130 | 7,497 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 8,774 |
| Total interest expense | $42,000 | 8,850 |
| Net interest income | $428,000 | 8,713 |
| Provision for loan and lease losses | $-21,000 | 8,701 |
| Total noninterest income | $74,000 | 8,367 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $58,000 | 7,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,340 |
| Total noninterest expense | $363,000 | 8,825 |
| Salaries and employee benefits | $211,000 | 8,803 |
| Premises and equipment expense | $70,000 | 8,351 |
| Additional noninterest expense | $82,000 | 8,872 |
| Pre-tax net operating income | $160,000 | 7,908 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $60,000 | 5,928 |
| Income before extraordinary items | $100,000 | 8,096 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $100,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,468 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $100,000 | 8,053 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $349,000 | 8,832 |
| Total interest expense | $31,000 | 8,905 |
| Net interest income | $318,000 | 8,769 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $56,000 | 8,400 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $46,000 | 7,147 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 8,467 |
| Total noninterest expense | $268,000 | 8,867 |
| Salaries and employee benefits | $153,000 | 8,844 |
| Premises and equipment expense | $50,000 | 8,402 |
| Additional noninterest expense | $65,000 | 8,892 |
| Pre-tax net operating income | $106,000 | 8,094 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $82,000 | 8,175 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $82,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $82,000 | 8,128 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $226,000 | 8,904 |
| Total interest expense | $21,000 | 8,957 |
| Net interest income | $205,000 | 8,843 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $37,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $29,000 | 7,223 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $180,000 | 8,926 |
| Salaries and employee benefits | $103,000 | 8,899 |
| Premises and equipment expense | $33,000 | 8,448 |
| Additional noninterest expense | $44,000 | 8,937 |
| Pre-tax net operating income | $62,000 | 8,174 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $52,000 | 8,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $52,000 | 8,160 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $118,000 | 8,946 |
| Total interest expense | $11,000 | 9,003 |
| Net interest income | $107,000 | 8,864 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $94,000 | 8,938 |
| Salaries and employee benefits | $53,000 | 8,927 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $24,000 | 8,953 |
| Pre-tax net operating income | $30,000 | 8,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $25,000 | 8,233 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $25,000 | 8,167 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $475,000 | 8,964 |
| Total interest expense | $58,000 | 9,029 |
| Net interest income | $417,000 | 8,880 |
| Provision for loan and lease losses | $-21,000 | 8,933 |
| Total noninterest income | $78,000 | 8,526 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $60,000 | 7,265 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $369,000 | 9,010 |
| Salaries and employee benefits | $216,000 | 8,970 |
| Premises and equipment expense | $61,000 | 8,613 |
| Additional noninterest expense | $92,000 | 9,033 |
| Pre-tax net operating income | $147,000 | 8,019 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $120,000 | 8,121 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $120,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,760 |
| Cash dividends | $120,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $104,380 | 8,076 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $363,000 | 9,043 |
| Total interest expense | $47,000 | 9,102 |
| Net interest income | $316,000 | 8,960 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $54,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $43,000 | 7,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,647 |
| Total noninterest expense | $272,000 | 9,062 |
| Salaries and employee benefits | $157,000 | 9,027 |
| Premises and equipment expense | $41,000 | 8,727 |
| Additional noninterest expense | $74,000 | 9,053 |
| Pre-tax net operating income | $98,000 | 8,241 |
| Securities gains (losses) | $22,000 | 2,902 |
| Applicable income taxes | $29,000 | 6,592 |
| Income before extraordinary items | $91,000 | 8,277 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $91,000 | 8,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $74,280 | 8,276 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $241,000 | 9,087 |
| Total interest expense | $34,000 | 9,148 |
| Net interest income | $207,000 | 9,001 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $26,000 | 7,472 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $176,000 | 9,102 |
| Salaries and employee benefits | $104,000 | 9,064 |
| Premises and equipment expense | $24,000 | 8,843 |
| Additional noninterest expense | $48,000 | 9,082 |
| Pre-tax net operating income | $67,000 | 8,250 |
| Securities gains (losses) | $16,000 | 2,719 |
| Applicable income taxes | $15,000 | 6,772 |
| Income before extraordinary items | $68,000 | 8,245 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $68,000 | 8,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $54,880 | 8,254 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $134,000 | 9,109 |
| Total interest expense | $17,000 | 9,187 |
| Net interest income | $117,000 | 8,997 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $90,000 | 9,133 |
| Salaries and employee benefits | $52,000 | 9,101 |
| Premises and equipment expense | $12,000 | 8,854 |
| Additional noninterest expense | $26,000 | 9,083 |
| Pre-tax net operating income | $43,000 | 8,097 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $37,000 | 8,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $37,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $37,000 | 8,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $483,000 | 9,175 |
| Total interest expense | $91,000 | 9,203 |
| Net interest income | $392,000 | 9,096 |
| Provision for loan and lease losses | $-21,000 | 9,200 |
| Total noninterest income | $69,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $48,000 | 7,564 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,496 |
| Total noninterest expense | $347,000 | 9,197 |
| Salaries and employee benefits | $208,000 | 9,148 |
| Premises and equipment expense | $45,000 | 8,977 |
| Additional noninterest expense | $94,000 | 9,190 |
| Pre-tax net operating income | $135,000 | 8,172 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $106,000 | 8,300 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $106,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,917 |
| Cash dividends | $106,000 | 5,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $96,640 | 8,266 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 9,377 |
| Total interest expense | $161,000 | 9,421 |
| Net interest income | $446,000 | 9,266 |
| Provision for loan and lease losses | $-21,000 | 9,466 |
| Total noninterest income | $70,000 | 8,910 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $43,000 | 7,739 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $352,000 | 9,430 |
| Salaries and employee benefits | $206,000 | 9,388 |
| Premises and equipment expense | $54,000 | 9,063 |
| Additional noninterest expense | $92,000 | 9,422 |
| Pre-tax net operating income | $185,000 | 7,953 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $56,000 | 6,605 |
| Income before extraordinary items | $152,000 | 8,020 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $152,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,220 |
| Cash dividends | $52,000 | 6,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $135,210 | 8,014 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $701,000 | 9,592 |
| Total interest expense | $192,000 | 9,668 |
| Net interest income | $509,000 | 9,444 |
| Provision for loan and lease losses | $-21,000 | 9,728 |
| Total noninterest income | $61,000 | 9,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 7,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $352,000 | 9,682 |
| Salaries and employee benefits | $204,000 | 9,623 |
| Premises and equipment expense | $53,000 | 9,309 |
| Additional noninterest expense | $95,000 | 9,668 |
| Pre-tax net operating income | $239,000 | 8,188 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $89,000 | 6,663 |
| Income before extraordinary items | $150,000 | 8,419 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $150,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,421 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $150,000 | 8,419 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 9,896 |
| Total interest expense | $159,000 | 9,990 |
| Net interest income | $465,000 | 9,739 |
| Provision for loan and lease losses | $147,000 | 4,324 |
| Total noninterest income | $73,000 | 9,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $358,000 | 9,967 |
| Salaries and employee benefits | $199,000 | 9,924 |
| Premises and equipment expense | $59,000 | 9,453 |
| Additional noninterest expense | $100,000 | 9,923 |
| Pre-tax net operating income | $33,000 | 9,296 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-17,000 | 9,703 |
| Income before extraordinary items | $50,000 | 9,238 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $50,000 | 9,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $50,000 | 9,210 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $659,000 | 10,123 |
| Total interest expense | $160,000 | 10,232 |
| Net interest income | $499,000 | 9,922 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $33,000 | 10,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 8,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,678 |
| Total noninterest expense | $356,000 | 10,152 |
| Salaries and employee benefits | $198,000 | 10,115 |
| Premises and equipment expense | $58,000 | 9,619 |
| Additional noninterest expense | $100,000 | 10,125 |
| Pre-tax net operating income | $176,000 | 9,027 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $53,000 | 8,285 |
| Income before extraordinary items | $123,000 | 9,164 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $123,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $123,000 | 6,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $123,000 | 9,094 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 10,624 |
| Total interest expense | $158,000 | 10,720 |
| Net interest income | $464,000 | 10,451 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $34,000 | 10,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $341,000 | 10,613 |
| Salaries and employee benefits | $188,000 | 10,588 |
| Premises and equipment expense | $56,000 | 10,051 |
| Additional noninterest expense | $97,000 | 10,555 |
| Pre-tax net operating income | $157,000 | 9,805 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $47,000 | 9,297 |
| Income before extraordinary items | $110,000 | 9,901 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $110,000 | 9,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $110,000 | 9,858 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 11,219 |
| Total interest expense | $156,000 | 11,276 |
| Net interest income | $407,000 | 11,073 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $37,000 | 11,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $327,000 | 11,158 |
| Salaries and employee benefits | $187,000 | 11,081 |
| Premises and equipment expense | $56,000 | 10,464 |
| Additional noninterest expense | $84,000 | 11,215 |
| Pre-tax net operating income | $117,000 | 10,280 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $29,000 | 10,047 |
| Income before extraordinary items | $88,000 | 10,329 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $88,000 | 10,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $88,000 | 10,280 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $543,000 | 11,758 |
| Total interest expense | $135,000 | 11,834 |
| Net interest income | $408,000 | 11,589 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $39,000 | 11,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $314,000 | 11,678 |
| Salaries and employee benefits | $176,000 | 11,619 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $90,000 | 11,698 |
| Pre-tax net operating income | $133,000 | 10,887 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $37,000 | 10,445 |
| Income before extraordinary items | $96,000 | 10,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $96,000 | 10,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $96,000 | 6,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $96,000 | 10,941 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $555,000 | 12,363 |
| Total interest expense | $122,000 | 12,484 |
| Net interest income | $433,000 | 12,169 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $44,000 | 12,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $335,000 | 12,252 |
| Salaries and employee benefits | $180,000 | 12,200 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $104,000 | 12,264 |
| Pre-tax net operating income | $142,000 | 11,331 |
| Securities gains (losses) | $54,000 | 1,106 |
| Applicable income taxes | $61,000 | 10,200 |
| Income before extraordinary items | $135,000 | 11,000 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $135,000 | 11,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $97,740 | 11,449 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 13,061 |
| Total interest expense | $50,000 | 13,217 |
| Net interest income | $449,000 | 12,689 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $38,000 | 12,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 11,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $333,000 | 12,884 |
| Salaries and employee benefits | $175,000 | 12,822 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $101,000 | 12,925 |
| Pre-tax net operating income | $154,000 | 11,442 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $109,000 | 11,708 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $109,000 | 11,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $109,000 | 11,508 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 13,730 |
| Total interest expense | $29,000 | 13,872 |
| Net interest income | $432,000 | 13,298 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $35,000 | 13,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 11,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,987 |
| Total noninterest expense | $344,000 | 13,420 |
| Salaries and employee benefits | $177,000 | 13,348 |
| Premises and equipment expense | $67,000 | 11,992 |
| Additional noninterest expense | $100,000 | 13,523 |
| Pre-tax net operating income | $123,000 | 11,777 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $39,000 | 11,559 |
| Income before extraordinary items | $84,000 | 12,161 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $84,000 | 12,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $84,000 | 11,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.