Home > First State Bank of Joplin > Income and Expense
First State Bank of Joplin, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 3,708 |
| Total interest expense | $353,000 | 5,360 |
| Net interest income | $4,505,000 | 3,424 |
| Provision for loan and lease losses | $-62,000 | 6,997 |
| Total noninterest income | $1,229,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $460,000 | 2,137 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $769,000 | 2,322 |
| Total noninterest expense | $4,087,000 | 3,283 |
| Salaries and employee benefits | $2,427,000 | 2,991 |
| Premises and equipment expense | $486,000 | 3,233 |
| Additional noninterest expense | $1,174,000 | 3,715 |
| Pre-tax net operating income | $1,709,000 | 2,653 |
| Securities gains (losses) | $465,000 | 790 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,174,000 | 1,957 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,174,000 | 1,956 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,174,000 | 1,958 |
| Net charge-offs | $2,000 | 5,642 |
| Cash dividends | $1,300,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,709,000 | 2,278 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 3,697 |
| Total interest expense | $243,000 | 5,399 |
| Net interest income | $3,056,000 | 3,390 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $819,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $309,000 | 2,102 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $510,000 | 2,302 |
| Total noninterest expense | $2,754,000 | 3,283 |
| Salaries and employee benefits | $1,638,000 | 2,967 |
| Premises and equipment expense | $311,000 | 3,340 |
| Additional noninterest expense | $805,000 | 3,647 |
| Pre-tax net operating income | $1,113,000 | 2,652 |
| Securities gains (losses) | $404,000 | 687 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,517,000 | 1,862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,517,000 | 1,861 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,517,000 | 1,862 |
| Net charge-offs | $3,000 | 5,275 |
| Cash dividends | $900,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,113,000 | 2,278 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 3,709 |
| Total interest expense | $126,000 | 5,433 |
| Net interest income | $1,540,000 | 3,386 |
| Provision for loan and lease losses | $8,000 | 4,929 |
| Total noninterest income | $405,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $151,000 | 2,135 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $254,000 | 2,326 |
| Total noninterest expense | $1,362,000 | 3,312 |
| Salaries and employee benefits | $827,000 | 2,952 |
| Premises and equipment expense | $164,000 | 3,233 |
| Additional noninterest expense | $371,000 | 3,821 |
| Pre-tax net operating income | $575,000 | 2,598 |
| Securities gains (losses) | $99,000 | 916 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $674,000 | 2,063 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $674,000 | 2,064 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $674,000 | 2,065 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $575,000 | 2,225 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,184,000 | 3,606 |
| Total interest expense | $655,000 | 5,343 |
| Net interest income | $6,529,000 | 3,241 |
| Provision for loan and lease losses | $75,000 | 5,574 |
| Total noninterest income | $1,693,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $481,000 | 2,652 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,212,000 | 1,890 |
| Total noninterest expense | $5,341,000 | 3,357 |
| Salaries and employee benefits | $3,146,000 | 2,994 |
| Premises and equipment expense | $731,000 | 3,093 |
| Additional noninterest expense | $1,464,000 | 3,918 |
| Pre-tax net operating income | $2,806,000 | 1,953 |
| Securities gains (losses) | $189,000 | 1,507 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,995,000 | 1,619 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,995,000 | 1,620 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,995,000 | 1,620 |
| Net charge-offs | $41,000 | 5,579 |
| Cash dividends | $2,325,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,806,000 | 1,631 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,462,000 | 3,611 |
| Total interest expense | $516,000 | 5,352 |
| Net interest income | $4,946,000 | 3,235 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $1,154,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $343,000 | 2,761 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $811,000 | 2,019 |
| Total noninterest expense | $3,972,000 | 3,389 |
| Salaries and employee benefits | $2,362,000 | 3,003 |
| Premises and equipment expense | $558,000 | 3,083 |
| Additional noninterest expense | $1,052,000 | 4,036 |
| Pre-tax net operating income | $2,053,000 | 2,045 |
| Securities gains (losses) | $173,000 | 1,311 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,226,000 | 1,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,226,000 | 1,688 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,226,000 | 1,688 |
| Net charge-offs | $6,000 | 5,901 |
| Cash dividends | $1,225,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,053,000 | 1,722 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,654,000 | 3,634 |
| Total interest expense | $369,000 | 5,313 |
| Net interest income | $3,285,000 | 3,260 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $734,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $235,000 | 2,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $499,000 | 2,100 |
| Total noninterest expense | $2,649,000 | 3,432 |
| Salaries and employee benefits | $1,563,000 | 3,039 |
| Premises and equipment expense | $388,000 | 3,023 |
| Additional noninterest expense | $698,000 | 4,118 |
| Pre-tax net operating income | $1,245,000 | 2,171 |
| Securities gains (losses) | $173,000 | 803 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,418,000 | 1,700 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,418,000 | 1,700 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,418,000 | 1,700 |
| Net charge-offs | $11,000 | 5,313 |
| Cash dividends | $775,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,245,000 | 1,828 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,655 |
| Total interest expense | $191,000 | 5,344 |
| Net interest income | $1,633,000 | 3,263 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $366,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $124,000 | 2,555 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $242,000 | 2,195 |
| Total noninterest expense | $1,346,000 | 3,382 |
| Salaries and employee benefits | $798,000 | 3,013 |
| Premises and equipment expense | $196,000 | 3,043 |
| Additional noninterest expense | $352,000 | 4,074 |
| Pre-tax net operating income | $578,000 | 2,292 |
| Securities gains (losses) | $-2,000 | 7,028 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $576,000 | 1,982 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $576,000 | 1,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $576,000 | 1,982 |
| Net charge-offs | $52,000 | 3,315 |
| Cash dividends | $375,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $578,000 | 1,929 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,910,000 | 3,588 |
| Total interest expense | $1,072,000 | 5,068 |
| Net interest income | $6,838,000 | 3,125 |
| Provision for loan and lease losses | $497,000 | 4,144 |
| Total noninterest income | $1,295,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $512,000 | 2,601 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $783,000 | 2,528 |
| Total noninterest expense | $5,399,000 | 3,388 |
| Salaries and employee benefits | $2,992,000 | 3,129 |
| Premises and equipment expense | $788,000 | 3,012 |
| Additional noninterest expense | $1,619,000 | 3,802 |
| Pre-tax net operating income | $2,237,000 | 2,049 |
| Securities gains (losses) | $716,000 | 657 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,953,000 | 1,419 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,953,000 | 1,422 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,953,000 | 1,423 |
| Net charge-offs | $6,000 | 6,661 |
| Cash dividends | $2,175,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,237,000 | 1,762 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 3,620 |
| Total interest expense | $851,000 | 5,095 |
| Net interest income | $5,152,000 | 3,158 |
| Provision for loan and lease losses | $428,000 | 3,803 |
| Total noninterest income | $1,008,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $383,000 | 2,666 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $625,000 | 2,423 |
| Total noninterest expense | $4,108,000 | 3,343 |
| Salaries and employee benefits | $2,292,000 | 3,082 |
| Premises and equipment expense | $601,000 | 3,025 |
| Additional noninterest expense | $1,215,000 | 3,772 |
| Pre-tax net operating income | $1,624,000 | 2,235 |
| Securities gains (losses) | $606,000 | 627 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,230,000 | 1,492 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,230,000 | 1,495 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,230,000 | 1,495 |
| Net charge-offs | $-71,000 | 7,671 |
| Cash dividends | $1,525,000 | 706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,624,000 | 1,915 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 3,615 |
| Total interest expense | $604,000 | 5,060 |
| Net interest income | $3,448,000 | 3,141 |
| Provision for loan and lease losses | $328,000 | 3,476 |
| Total noninterest income | $726,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $248,000 | 2,732 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $478,000 | 2,150 |
| Total noninterest expense | $2,751,000 | 3,337 |
| Salaries and employee benefits | $1,521,000 | 3,112 |
| Premises and equipment expense | $417,000 | 2,961 |
| Additional noninterest expense | $813,000 | 3,753 |
| Pre-tax net operating income | $1,095,000 | 2,202 |
| Securities gains (losses) | $289,000 | 737 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,384,000 | 1,579 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,384,000 | 1,579 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,384,000 | 1,579 |
| Net charge-offs | $-24,000 | 7,615 |
| Cash dividends | $1,050,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,095,000 | 1,863 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,064,000 | 3,629 |
| Total interest expense | $320,000 | 5,034 |
| Net interest income | $1,744,000 | 3,142 |
| Provision for loan and lease losses | $253,000 | 2,653 |
| Total noninterest income | $344,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 2,244 |
| Total noninterest expense | $1,334,000 | 3,463 |
| Salaries and employee benefits | $765,000 | 3,132 |
| Premises and equipment expense | $220,000 | 2,891 |
| Additional noninterest expense | $349,000 | 4,161 |
| Pre-tax net operating income | $501,000 | 2,411 |
| Securities gains (losses) | $178,000 | 557 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $679,000 | 1,608 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $679,000 | 1,610 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $679,000 | 1,610 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $700,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $501,000 | 2,049 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,827,000 | 3,562 |
| Total interest expense | $1,794,000 | 4,747 |
| Net interest income | $7,033,000 | 3,056 |
| Provision for loan and lease losses | $1,238,000 | 3,170 |
| Total noninterest income | $1,479,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $559,000 | 2,667 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $920,000 | 2,250 |
| Total noninterest expense | $5,228,000 | 3,543 |
| Salaries and employee benefits | $2,899,000 | 3,279 |
| Premises and equipment expense | $799,000 | 3,127 |
| Additional noninterest expense | $1,530,000 | 4,023 |
| Pre-tax net operating income | $2,046,000 | 1,880 |
| Securities gains (losses) | $717,000 | 671 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,763,000 | 1,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,763,000 | 1,198 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,763,000 | 1,197 |
| Net charge-offs | $326,000 | 4,380 |
| Cash dividends | $2,050,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,046,000 | 1,587 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,718,000 | 3,570 |
| Total interest expense | $1,428,000 | 4,735 |
| Net interest income | $5,290,000 | 3,042 |
| Provision for loan and lease losses | $1,006,000 | 2,768 |
| Total noninterest income | $1,099,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $422,000 | 2,660 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $677,000 | 2,337 |
| Total noninterest expense | $3,997,000 | 3,499 |
| Salaries and employee benefits | $2,167,000 | 3,324 |
| Premises and equipment expense | $606,000 | 3,132 |
| Additional noninterest expense | $1,224,000 | 3,825 |
| Pre-tax net operating income | $1,386,000 | 2,189 |
| Securities gains (losses) | $548,000 | 651 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,934,000 | 1,375 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,934,000 | 1,373 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,934,000 | 1,375 |
| Net charge-offs | $142,000 | 4,684 |
| Cash dividends | $1,100,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,386,000 | 1,871 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,494,000 | 3,590 |
| Total interest expense | $1,025,000 | 4,664 |
| Net interest income | $3,469,000 | 3,070 |
| Provision for loan and lease losses | $560,000 | 2,809 |
| Total noninterest income | $718,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $275,000 | 2,679 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $443,000 | 2,402 |
| Total noninterest expense | $2,690,000 | 3,507 |
| Salaries and employee benefits | $1,423,000 | 3,386 |
| Premises and equipment expense | $414,000 | 3,088 |
| Additional noninterest expense | $853,000 | 3,702 |
| Pre-tax net operating income | $937,000 | 2,232 |
| Securities gains (losses) | $248,000 | 882 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,185,000 | 1,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,185,000 | 1,569 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,185,000 | 1,571 |
| Net charge-offs | $94,000 | 4,310 |
| Cash dividends | $650,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $937,000 | 1,891 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 3,613 |
| Total interest expense | $549,000 | 4,585 |
| Net interest income | $1,708,000 | 3,098 |
| Provision for loan and lease losses | $330,000 | 2,194 |
| Total noninterest income | $375,000 | 2,621 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $139,000 | 2,617 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $236,000 | 2,276 |
| Total noninterest expense | $1,357,000 | 3,408 |
| Salaries and employee benefits | $705,000 | 3,441 |
| Premises and equipment expense | $212,000 | 3,094 |
| Additional noninterest expense | $440,000 | 3,325 |
| Pre-tax net operating income | $396,000 | 2,822 |
| Securities gains (losses) | $165,000 | 751 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $561,000 | 1,918 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $561,000 | 1,920 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $561,000 | 1,920 |
| Net charge-offs | $91,000 | 2,975 |
| Cash dividends | $325,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $396,000 | 2,444 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,069,000 | 3,507 |
| Total interest expense | $2,719,000 | 4,524 |
| Net interest income | $7,350,000 | 2,909 |
| Provision for loan and lease losses | $731,000 | 3,174 |
| Total noninterest income | $1,482,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $640,000 | 2,518 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $842,000 | 2,394 |
| Total noninterest expense | $5,583,000 | 3,280 |
| Salaries and employee benefits | $3,204,000 | 3,074 |
| Premises and equipment expense | $918,000 | 2,827 |
| Additional noninterest expense | $1,461,000 | 3,690 |
| Pre-tax net operating income | $2,518,000 | 2,071 |
| Securities gains (losses) | $77,000 | 1,316 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,595,000 | 1,563 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,595,000 | 1,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $722,000 | 2,329 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,518,000 | 1,715 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,669,000 | 3,524 |
| Total interest expense | $2,106,000 | 4,558 |
| Net interest income | $5,563,000 | 2,920 |
| Provision for loan and lease losses | $481,000 | 2,783 |
| Total noninterest income | $1,110,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $478,000 | 2,540 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $632,000 | 2,460 |
| Total noninterest expense | $4,249,000 | 3,222 |
| Salaries and employee benefits | $2,448,000 | 3,052 |
| Premises and equipment expense | $713,000 | 2,759 |
| Additional noninterest expense | $1,088,000 | 3,644 |
| Pre-tax net operating income | $1,943,000 | 2,360 |
| Securities gains (losses) | $52,000 | 1,390 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,995,000 | 1,781 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,995,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $628,000 | 1,711 |
| Cash dividends | $1,250,000 | 1,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,943,000 | 1,921 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,118,000 | 3,586 |
| Total interest expense | $1,473,000 | 4,552 |
| Net interest income | $3,645,000 | 2,952 |
| Provision for loan and lease losses | $170,000 | 3,411 |
| Total noninterest income | $722,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $319,000 | 2,509 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $403,000 | 2,578 |
| Total noninterest expense | $2,884,000 | 3,180 |
| Salaries and employee benefits | $1,672,000 | 3,005 |
| Premises and equipment expense | $490,000 | 2,688 |
| Additional noninterest expense | $722,000 | 3,631 |
| Pre-tax net operating income | $1,313,000 | 2,453 |
| Securities gains (losses) | $52,000 | 1,417 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,365,000 | 1,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,365,000 | 1,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,114 |
| Cash dividends | $950,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,313,000 | 1,982 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 3,631 |
| Total interest expense | $800,000 | 4,510 |
| Net interest income | $1,787,000 | 3,004 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $350,000 | 2,832 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $157,000 | 2,520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $193,000 | 2,630 |
| Total noninterest expense | $1,502,000 | 3,060 |
| Salaries and employee benefits | $870,000 | 2,923 |
| Premises and equipment expense | $249,000 | 2,673 |
| Additional noninterest expense | $383,000 | 3,430 |
| Pre-tax net operating income | $635,000 | 2,594 |
| Securities gains (losses) | $52,000 | 1,064 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $687,000 | 2,067 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $687,000 | 2,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $635,000 | 2,133 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,371,000 | 3,688 |
| Total interest expense | $3,114,000 | 4,684 |
| Net interest income | $7,257,000 | 3,000 |
| Provision for loan and lease losses | $110,000 | 4,771 |
| Total noninterest income | $1,451,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $691,000 | 2,390 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $760,000 | 2,626 |
| Total noninterest expense | $5,524,000 | 3,181 |
| Salaries and employee benefits | $3,308,000 | 2,977 |
| Premises and equipment expense | $967,000 | 2,647 |
| Additional noninterest expense | $1,249,000 | 3,960 |
| Pre-tax net operating income | $3,074,000 | 2,415 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,076,000 | 2,004 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,076,000 | 2,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,470 |
| Cash dividends | $2,900,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,074,000 | 1,986 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,760,000 | 3,693 |
| Total interest expense | $2,322,000 | 4,714 |
| Net interest income | $5,438,000 | 3,008 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $1,113,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $516,000 | 2,382 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $597,000 | 2,570 |
| Total noninterest expense | $4,199,000 | 3,107 |
| Salaries and employee benefits | $2,556,000 | 2,855 |
| Premises and equipment expense | $723,000 | 2,644 |
| Additional noninterest expense | $920,000 | 3,950 |
| Pre-tax net operating income | $2,312,000 | 2,564 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,314,000 | 2,115 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,314,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,364 |
| Cash dividends | $2,100,000 | 1,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,312,000 | 2,099 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 3,742 |
| Total interest expense | $1,476,000 | 4,840 |
| Net interest income | $3,602,000 | 3,051 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $793,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $343,000 | 2,395 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $450,000 | 2,407 |
| Total noninterest expense | $2,817,000 | 3,115 |
| Salaries and employee benefits | $1,721,000 | 2,873 |
| Premises and equipment expense | $483,000 | 2,662 |
| Additional noninterest expense | $613,000 | 3,959 |
| Pre-tax net operating income | $1,578,000 | 2,592 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,580,000 | 2,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,580,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $1,300,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,578,000 | 2,108 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 3,806 |
| Total interest expense | $719,000 | 4,900 |
| Net interest income | $1,754,000 | 3,114 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $378,000 | 2,665 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $171,000 | 2,345 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $207,000 | 2,496 |
| Total noninterest expense | $1,429,000 | 3,098 |
| Salaries and employee benefits | $878,000 | 2,846 |
| Premises and equipment expense | $249,000 | 2,597 |
| Additional noninterest expense | $302,000 | 3,952 |
| Pre-tax net operating income | $703,000 | 2,794 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $703,000 | 2,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $703,000 | 2,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,538 |
| Cash dividends | $600,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $703,000 | 2,298 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,975,000 | 3,575 |
| Total interest expense | $2,867,000 | 4,434 |
| Net interest income | $7,108,000 | 3,063 |
| Provision for loan and lease losses | $104,000 | 4,671 |
| Total noninterest income | $1,641,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $681,000 | 2,433 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $960,000 | 2,298 |
| Total noninterest expense | $5,737,000 | 2,979 |
| Salaries and employee benefits | $3,306,000 | 2,874 |
| Premises and equipment expense | $1,000,000 | 2,475 |
| Additional noninterest expense | $1,431,000 | 3,414 |
| Pre-tax net operating income | $2,908,000 | 2,830 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,903,000 | 2,332 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,903,000 | 2,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,558 |
| Cash dividends | $2,350,000 | 1,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,908,000 | 2,309 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,162,000 | 4,109 |
| Total interest expense | $1,718,000 | 4,974 |
| Net interest income | $4,444,000 | 3,575 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $1,144,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $410,000 | 2,899 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $734,000 | 2,267 |
| Total noninterest expense | $3,774,000 | 3,330 |
| Salaries and employee benefits | $2,214,000 | 3,168 |
| Premises and equipment expense | $670,000 | 2,746 |
| Additional noninterest expense | $890,000 | 3,951 |
| Pre-tax net operating income | $1,789,000 | 3,355 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,784,000 | 2,811 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,784,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $1,475,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,789,000 | 2,790 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,043,000 | 4,092 |
| Total interest expense | $1,131,000 | 4,900 |
| Net interest income | $2,912,000 | 3,624 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $825,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $263,000 | 2,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $562,000 | 2,052 |
| Total noninterest expense | $2,513,000 | 3,332 |
| Salaries and employee benefits | $1,480,000 | 3,159 |
| Premises and equipment expense | $428,000 | 2,824 |
| Additional noninterest expense | $605,000 | 3,894 |
| Pre-tax net operating income | $1,209,000 | 3,347 |
| Securities gains (losses) | $-5,000 | 7,694 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,204,000 | 2,787 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,204,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $975,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,209,000 | 2,769 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 4,128 |
| Total interest expense | $537,000 | 4,915 |
| Net interest income | $1,434,000 | 3,660 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $336,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 2,842 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $202,000 | 2,477 |
| Total noninterest expense | $1,218,000 | 3,422 |
| Salaries and employee benefits | $710,000 | 3,294 |
| Premises and equipment expense | $213,000 | 2,850 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $547,000 | 3,545 |
| Securities gains (losses) | $-5,000 | 8,100 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $542,000 | 2,963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $475,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $547,000 | 2,926 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 4,100 |
| Total interest expense | $1,463,000 | 5,282 |
| Net interest income | $5,655,000 | 3,597 |
| Provision for loan and lease losses | $1,000 | 7,102 |
| Total noninterest income | $1,208,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $572,000 | 2,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $636,000 | 2,952 |
| Total noninterest expense | $4,474,000 | 3,557 |
| Salaries and employee benefits | $2,487,000 | 3,500 |
| Premises and equipment expense | $895,000 | 2,616 |
| Additional noninterest expense | $1,092,000 | 4,132 |
| Pre-tax net operating income | $2,388,000 | 3,249 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,387,000 | 2,692 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,387,000 | 2,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $1,850,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,388,000 | 2,657 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,145,000 | 4,154 |
| Total interest expense | $1,013,000 | 5,399 |
| Net interest income | $4,132,000 | 3,662 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $923,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $430,000 | 2,751 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $493,000 | 2,917 |
| Total noninterest expense | $3,421,000 | 3,463 |
| Salaries and employee benefits | $1,904,000 | 3,424 |
| Premises and equipment expense | $682,000 | 2,559 |
| Additional noninterest expense | $835,000 | 4,051 |
| Pre-tax net operating income | $1,633,000 | 3,534 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,632,000 | 2,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,632,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $1,350,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,633,000 | 2,884 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 4,188 |
| Total interest expense | $626,000 | 5,451 |
| Net interest income | $2,693,000 | 3,699 |
| Provision for loan and lease losses | $1,000 | 6,595 |
| Total noninterest income | $621,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $274,000 | 2,801 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $2,250,000 | 3,479 |
| Salaries and employee benefits | $1,258,000 | 3,421 |
| Premises and equipment expense | $454,000 | 2,553 |
| Additional noninterest expense | $538,000 | 4,122 |
| Pre-tax net operating income | $1,063,000 | 3,559 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,062,000 | 2,949 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,062,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,063,000 | 2,909 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 4,280 |
| Total interest expense | $290,000 | 5,571 |
| Net interest income | $1,310,000 | 3,779 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $272,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $128,000 | 2,879 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $144,000 | 3,044 |
| Total noninterest expense | $1,099,000 | 3,566 |
| Salaries and employee benefits | $606,000 | 3,543 |
| Premises and equipment expense | $232,000 | 2,518 |
| Additional noninterest expense | $261,000 | 4,224 |
| Pre-tax net operating income | $482,000 | 3,778 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $482,000 | 3,133 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $482,000 | 3,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $482,000 | 3,094 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,132,000 | 4,193 |
| Total interest expense | $1,109,000 | 5,361 |
| Net interest income | $5,023,000 | 3,793 |
| Provision for loan and lease losses | $169,000 | 4,047 |
| Total noninterest income | $895,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $642,000 | 2,561 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $253,000 | 4,613 |
| Total noninterest expense | $4,042,000 | 3,711 |
| Salaries and employee benefits | $2,237,000 | 3,653 |
| Premises and equipment expense | $768,000 | 2,894 |
| Additional noninterest expense | $1,037,000 | 4,213 |
| Pre-tax net operating income | $1,707,000 | 3,913 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,707,000 | 3,308 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,707,000 | 3,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 3,989 |
| Cash dividends | $1,675,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,707,000 | 3,237 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 4,205 |
| Total interest expense | $830,000 | 5,347 |
| Net interest income | $3,716,000 | 3,816 |
| Provision for loan and lease losses | $142,000 | 3,646 |
| Total noninterest income | $775,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $490,000 | 2,542 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $2,960,000 | 3,756 |
| Salaries and employee benefits | $1,610,000 | 3,745 |
| Premises and equipment expense | $565,000 | 2,932 |
| Additional noninterest expense | $785,000 | 4,142 |
| Pre-tax net operating income | $1,389,000 | 3,771 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,389,000 | 3,162 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,389,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $1,225,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,389,000 | 3,082 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 4,216 |
| Total interest expense | $550,000 | 5,382 |
| Net interest income | $2,481,000 | 3,806 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $527,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $323,000 | 2,553 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $204,000 | 3,694 |
| Total noninterest expense | $1,922,000 | 3,860 |
| Salaries and employee benefits | $1,047,000 | 3,841 |
| Premises and equipment expense | $369,000 | 2,991 |
| Additional noninterest expense | $506,000 | 4,279 |
| Pre-tax net operating income | $1,011,000 | 3,508 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,011,000 | 2,907 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,011,000 | 2,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $775,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,011,000 | 2,824 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,225 |
| Total interest expense | $274,000 | 5,449 |
| Net interest income | $1,244,000 | 3,780 |
| Provision for loan and lease losses | $65,000 | 2,836 |
| Total noninterest income | $264,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $157,000 | 2,581 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $107,000 | 3,564 |
| Total noninterest expense | $945,000 | 3,934 |
| Salaries and employee benefits | $511,000 | 3,936 |
| Premises and equipment expense | $176,000 | 3,144 |
| Additional noninterest expense | $258,000 | 4,212 |
| Pre-tax net operating income | $498,000 | 3,534 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $498,000 | 2,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $498,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $325,000 | 1,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $498,000 | 2,851 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,107,000 | 4,265 |
| Total interest expense | $1,373,000 | 5,153 |
| Net interest income | $4,734,000 | 3,841 |
| Provision for loan and lease losses | $580,000 | 1,932 |
| Total noninterest income | $1,256,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $637,000 | 2,577 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $619,000 | 3,192 |
| Total noninterest expense | $4,115,000 | 3,630 |
| Salaries and employee benefits | $1,898,000 | 4,094 |
| Premises and equipment expense | $767,000 | 2,861 |
| Additional noninterest expense | $1,450,000 | 3,181 |
| Pre-tax net operating income | $1,295,000 | 4,491 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,305,000 | 3,904 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,305,000 | 3,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,530 |
| Cash dividends | $900,000 | 2,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,295,000 | 3,770 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 4,264 |
| Total interest expense | $1,087,000 | 5,119 |
| Net interest income | $3,563,000 | 3,849 |
| Provision for loan and lease losses | $460,000 | 1,778 |
| Total noninterest income | $997,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $472,000 | 2,613 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $525,000 | 3,043 |
| Total noninterest expense | $3,127,000 | 3,577 |
| Salaries and employee benefits | $1,411,000 | 4,129 |
| Premises and equipment expense | $546,000 | 2,994 |
| Additional noninterest expense | $1,170,000 | 2,955 |
| Pre-tax net operating income | $973,000 | 4,621 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $973,000 | 4,049 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $973,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,474 |
| Cash dividends | $775,000 | 2,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $973,000 | 3,880 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 4,264 |
| Total interest expense | $797,000 | 4,933 |
| Net interest income | $2,341,000 | 3,899 |
| Provision for loan and lease losses | $200,000 | 2,502 |
| Total noninterest income | $363,000 | 4,486 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $310,000 | 2,575 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $53,000 | 6,477 |
| Total noninterest expense | $1,862,000 | 3,896 |
| Salaries and employee benefits | $975,000 | 3,998 |
| Premises and equipment expense | $340,000 | 3,159 |
| Additional noninterest expense | $547,000 | 3,973 |
| Pre-tax net operating income | $642,000 | 4,655 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $642,000 | 4,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $642,000 | 4,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $306,000 | 1,232 |
| Cash dividends | $625,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $642,000 | 3,914 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 4,273 |
| Total interest expense | $423,000 | 4,870 |
| Net interest income | $1,155,000 | 3,941 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $229,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $143,000 | 2,678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $941,000 | 3,845 |
| Salaries and employee benefits | $506,000 | 3,859 |
| Premises and equipment expense | $165,000 | 3,224 |
| Additional noninterest expense | $270,000 | 3,973 |
| Pre-tax net operating income | $443,000 | 3,794 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $443,000 | 3,213 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $443,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $443,000 | 3,055 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 4,103 |
| Total interest expense | $2,016,000 | 4,769 |
| Net interest income | $4,878,000 | 3,739 |
| Provision for loan and lease losses | $147,000 | 4,990 |
| Total noninterest income | $942,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $626,000 | 2,490 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $316,000 | 4,145 |
| Total noninterest expense | $3,631,000 | 3,834 |
| Salaries and employee benefits | $1,947,000 | 3,826 |
| Premises and equipment expense | $676,000 | 3,091 |
| Additional noninterest expense | $1,008,000 | 4,153 |
| Pre-tax net operating income | $2,042,000 | 3,374 |
| Securities gains (losses) | $113,000 | 1,621 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,155,000 | 2,649 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,155,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $1,650,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,042,000 | 2,663 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,333,000 | 3,881 |
| Total interest expense | $3,199,000 | 4,493 |
| Net interest income | $5,134,000 | 3,364 |
| Provision for loan and lease losses | $160,000 | 4,638 |
| Total noninterest income | $991,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $574,000 | 2,521 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $417,000 | 3,450 |
| Total noninterest expense | $3,595,000 | 3,743 |
| Salaries and employee benefits | $1,883,000 | 3,764 |
| Premises and equipment expense | $651,000 | 3,134 |
| Additional noninterest expense | $1,061,000 | 3,869 |
| Pre-tax net operating income | $2,370,000 | 2,786 |
| Securities gains (losses) | $-35,000 | 9,414 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,335,000 | 2,219 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,335,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,638 |
| Cash dividends | $1,625,000 | 1,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,370,000 | 2,122 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 3,853 |
| Total interest expense | $3,500,000 | 4,384 |
| Net interest income | $5,192,000 | 3,356 |
| Provision for loan and lease losses | $511,000 | 1,833 |
| Total noninterest income | $921,000 | 3,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $626,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,960 |
| Total noninterest expense | $3,560,000 | 3,652 |
| Salaries and employee benefits | $1,775,000 | 3,823 |
| Premises and equipment expense | $616,000 | 3,192 |
| Additional noninterest expense | $1,169,000 | 3,514 |
| Pre-tax net operating income | $2,042,000 | 3,271 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $37,000 | 7,461 |
| Income before extraordinary items | $1,994,000 | 2,578 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,994,000 | 2,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $619,000 | 1,062 |
| Cash dividends | $1,527,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,004,780 | 2,560 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,665,000 | 4,087 |
| Total interest expense | $2,824,000 | 4,819 |
| Net interest income | $4,841,000 | 3,549 |
| Provision for loan and lease losses | $88,000 | 5,519 |
| Total noninterest income | $777,000 | 3,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,365 |
| Total noninterest expense | $3,169,000 | 4,034 |
| Salaries and employee benefits | $1,608,000 | 4,109 |
| Premises and equipment expense | $548,000 | 3,501 |
| Additional noninterest expense | $1,013,000 | 3,986 |
| Pre-tax net operating income | $2,361,000 | 2,925 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $868,000 | 2,461 |
| Income before extraordinary items | $1,492,000 | 3,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,492,000 | 3,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,715 |
| Cash dividends | $844,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,492,640 | 3,221 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,609,000 | 4,112 |
| Total interest expense | $3,050,000 | 4,665 |
| Net interest income | $4,559,000 | 3,691 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $704,000 | 3,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,040 |
| Total noninterest expense | $3,009,000 | 4,106 |
| Salaries and employee benefits | $1,494,000 | 4,248 |
| Premises and equipment expense | $499,000 | 3,707 |
| Additional noninterest expense | $1,016,000 | 3,906 |
| Pre-tax net operating income | $2,163,000 | 3,119 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $716,000 | 2,975 |
| Income before extraordinary items | $1,447,000 | 3,349 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,447,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,269 |
| Cash dividends | $769,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,447,000 | 3,257 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,213,000 | 4,384 |
| Total interest expense | $2,765,000 | 5,026 |
| Net interest income | $4,448,000 | 3,849 |
| Provision for loan and lease losses | $257,000 | 2,893 |
| Total noninterest income | $703,000 | 3,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,621 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,916 |
| Total noninterest expense | $2,622,000 | 4,592 |
| Salaries and employee benefits | $1,350,000 | 4,640 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $844,000 | 4,540 |
| Pre-tax net operating income | $2,272,000 | 3,171 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $780,000 | 2,989 |
| Income before extraordinary items | $1,483,000 | 3,397 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,483,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,446 |
| Cash dividends | $769,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,488,940 | 3,311 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 4,789 |
| Total interest expense | $2,531,000 | 5,460 |
| Net interest income | $4,100,000 | 4,228 |
| Provision for loan and lease losses | $102,000 | 5,039 |
| Total noninterest income | $627,000 | 4,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 2,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,576 |
| Total noninterest expense | $2,700,000 | 4,708 |
| Salaries and employee benefits | $1,355,000 | 4,713 |
| Premises and equipment expense | $354,000 | 4,982 |
| Additional noninterest expense | $991,000 | 4,439 |
| Pre-tax net operating income | $1,925,000 | 3,508 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $689,000 | 3,219 |
| Income before extraordinary items | $1,235,000 | 3,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,235,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $898,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,235,640 | 3,733 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 5,140 |
| Total interest expense | $2,264,000 | 5,951 |
| Net interest income | $3,825,000 | 4,478 |
| Provision for loan and lease losses | $467,000 | 1,668 |
| Total noninterest income | $877,000 | 3,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $429,000 | 3,133 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 3,078 |
| Total noninterest expense | $2,280,000 | 5,402 |
| Salaries and employee benefits | $1,223,000 | 5,126 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $700,000 | 5,844 |
| Pre-tax net operating income | $1,955,000 | 3,567 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $691,000 | 3,271 |
| Income before extraordinary items | $1,250,000 | 3,820 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,250,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,202 |
| Cash dividends | $992,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,258,960 | 3,766 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 5,656 |
| Total interest expense | $1,648,000 | 6,477 |
| Net interest income | $3,371,000 | 5,103 |
| Provision for loan and lease losses | $160,000 | 3,463 |
| Total noninterest income | $680,000 | 4,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 3,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 4,885 |
| Total noninterest expense | $2,319,000 | 5,506 |
| Salaries and employee benefits | $1,159,000 | 5,428 |
| Premises and equipment expense | $398,000 | 4,605 |
| Additional noninterest expense | $762,000 | 5,925 |
| Pre-tax net operating income | $1,572,000 | 4,241 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $547,000 | 3,785 |
| Income before extraordinary items | $1,025,000 | 4,447 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,025,000 | 4,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,648 |
| Cash dividends | $620,000 | 2,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,025,000 | 4,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 6,075 |
| Total interest expense | $1,645,000 | 6,755 |
| Net interest income | $3,072,000 | 5,558 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $611,000 | 4,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,705,000 | 4,918 |
| Salaries and employee benefits | $1,131,000 | 5,503 |
| Premises and equipment expense | $399,000 | 4,723 |
| Additional noninterest expense | $1,175,000 | 4,270 |
| Pre-tax net operating income | $788,000 | 6,879 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $257,000 | 6,681 |
| Income before extraordinary items | $531,000 | 7,298 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $531,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,663 |
| Cash dividends | $223,000 | 5,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $531,000 | 7,039 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 6,637 |
| Total interest expense | $2,067,000 | 6,959 |
| Net interest income | $2,673,000 | 6,264 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $547,000 | 5,293 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $2,202,000 | 5,915 |
| Salaries and employee benefits | $1,069,000 | 5,702 |
| Premises and equipment expense | $381,000 | 4,982 |
| Additional noninterest expense | $752,000 | 6,408 |
| Pre-tax net operating income | $838,000 | 6,391 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $268,000 | 6,393 |
| Income before extraordinary items | $592,000 | 6,634 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $592,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 6,704 |
| Cash dividends | $298,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $576,820 | 6,383 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.