Home > First State Bank of Hope > Income and Expense
First State Bank of Hope, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 8,422 |
| Total interest expense | $142,000 | 8,213 |
| Net interest income | $324,000 | 8,453 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $26,000 | 8,459 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,000 | 8,501 |
| Total noninterest expense | $203,000 | 8,676 |
| Salaries and employee benefits | $122,000 | 8,626 |
| Premises and equipment expense | $16,000 | 8,662 |
| Additional noninterest expense | $65,000 | 8,590 |
| Pre-tax net operating income | $147,000 | 7,561 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $42,000 | 5,656 |
| Income before extraordinary items | $105,000 | 7,699 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $105,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $65,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $105,000 | 7,654 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $229,000 | 8,513 |
| Total interest expense | $70,000 | 8,259 |
| Net interest income | $159,000 | 8,554 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,675 |
| Total noninterest expense | $93,000 | 8,776 |
| Salaries and employee benefits | $61,000 | 8,683 |
| Premises and equipment expense | $8,000 | 8,706 |
| Additional noninterest expense | $24,000 | 8,782 |
| Pre-tax net operating income | $79,000 | 7,504 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $56,000 | 7,665 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $56,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $65,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $56,000 | 7,633 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,412 |
| Total interest expense | $307,000 | 8,066 |
| Net interest income | $670,000 | 8,475 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $74,000 | 8,367 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $65,000 | 7,039 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,000 | 8,564 |
| Total noninterest expense | $396,000 | 8,798 |
| Salaries and employee benefits | $255,000 | 8,710 |
| Premises and equipment expense | $36,000 | 8,755 |
| Additional noninterest expense | $105,000 | 8,804 |
| Pre-tax net operating income | $348,000 | 7,279 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $98,000 | 5,524 |
| Income before extraordinary items | $250,000 | 7,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $250,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $175,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $250,000 | 7,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,485 |
| Total interest expense | $223,000 | 8,144 |
| Net interest income | $486,000 | 8,543 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $52,000 | 8,460 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $49,000 | 7,079 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,783 |
| Total noninterest expense | $272,000 | 8,860 |
| Salaries and employee benefits | $162,000 | 8,819 |
| Premises and equipment expense | $25,000 | 8,805 |
| Additional noninterest expense | $85,000 | 8,797 |
| Pre-tax net operating income | $266,000 | 7,392 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $59,000 | 5,842 |
| Income before extraordinary items | $207,000 | 7,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $207,000 | 7,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $95,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $207,000 | 7,368 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $441,000 | 8,609 |
| Total interest expense | $147,000 | 8,219 |
| Net interest income | $294,000 | 8,661 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $30,000 | 7,195 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,000 | 8,825 |
| Total noninterest expense | $179,000 | 8,927 |
| Salaries and employee benefits | $109,000 | 8,872 |
| Premises and equipment expense | $17,000 | 8,845 |
| Additional noninterest expense | $53,000 | 8,886 |
| Pre-tax net operating income | $147,000 | 7,563 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $41,000 | 5,802 |
| Income before extraordinary items | $106,000 | 7,719 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 7,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $95,000 | 4,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $106,000 | 7,651 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $220,000 | 8,653 |
| Total interest expense | $76,000 | 8,251 |
| Net interest income | $144,000 | 8,716 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $15,000 | 8,621 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $14,000 | 7,243 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $85,000 | 8,977 |
| Salaries and employee benefits | $55,000 | 8,906 |
| Premises and equipment expense | $8,000 | 8,874 |
| Additional noninterest expense | $22,000 | 8,979 |
| Pre-tax net operating income | $76,000 | 7,524 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $19,000 | 5,825 |
| Income before extraordinary items | $57,000 | 7,638 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $57,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $95,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $57,000 | 7,564 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 8,656 |
| Total interest expense | $315,000 | 8,416 |
| Net interest income | $605,000 | 8,687 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $79,000 | 8,516 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $72,000 | 7,052 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $404,000 | 8,978 |
| Salaries and employee benefits | $249,000 | 8,904 |
| Premises and equipment expense | $32,000 | 8,986 |
| Additional noninterest expense | $123,000 | 8,904 |
| Pre-tax net operating income | $280,000 | 7,507 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $64,000 | 6,112 |
| Income before extraordinary items | $216,000 | 7,696 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $216,000 | 7,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,615 |
| Cash dividends | $135,000 | 5,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $216,000 | 7,557 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $704,000 | 8,724 |
| Total interest expense | $239,000 | 8,510 |
| Net interest income | $465,000 | 8,739 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $57,000 | 8,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $51,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $261,000 | 9,080 |
| Salaries and employee benefits | $157,000 | 9,027 |
| Premises and equipment expense | $23,000 | 9,031 |
| Additional noninterest expense | $81,000 | 9,014 |
| Pre-tax net operating income | $261,000 | 7,381 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $50,000 | 6,201 |
| Income before extraordinary items | $211,000 | 7,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $211,000 | 7,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,498 |
| Cash dividends | $135,000 | 4,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $211,000 | 7,364 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $483,000 | 8,746 |
| Total interest expense | $162,000 | 8,572 |
| Net interest income | $321,000 | 8,744 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $36,000 | 8,676 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $33,000 | 7,215 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $175,000 | 9,107 |
| Salaries and employee benefits | $105,000 | 9,059 |
| Premises and equipment expense | $16,000 | 9,035 |
| Additional noninterest expense | $54,000 | 9,041 |
| Pre-tax net operating income | $182,000 | 7,367 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $149,000 | 7,460 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $149,000 | 7,274 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 8,827 |
| Total interest expense | $83,000 | 8,633 |
| Net interest income | $153,000 | 8,828 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $81,000 | 9,177 |
| Salaries and employee benefits | $51,000 | 9,108 |
| Premises and equipment expense | $7,000 | 9,093 |
| Additional noninterest expense | $23,000 | 9,133 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $81,000 | 7,262 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $81,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $81,000 | 7,110 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $976,000 | 8,877 |
| Total interest expense | $416,000 | 8,614 |
| Net interest income | $560,000 | 8,942 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $65,000 | 8,809 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $377,000 | 9,164 |
| Salaries and employee benefits | $240,000 | 9,077 |
| Premises and equipment expense | $35,000 | 9,116 |
| Additional noninterest expense | $102,000 | 9,159 |
| Pre-tax net operating income | $248,000 | 7,758 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $78,000 | 6,185 |
| Income before extraordinary items | $170,000 | 7,992 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $170,000 | 7,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $145,000 | 5,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $170,000 | 7,887 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 9,040 |
| Total interest expense | $525,000 | 8,973 |
| Net interest income | $616,000 | 9,011 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $58,000 | 9,070 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $53,000 | 7,544 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,000 | 9,318 |
| Total noninterest expense | $417,000 | 9,334 |
| Salaries and employee benefits | $241,000 | 9,278 |
| Premises and equipment expense | $33,000 | 9,376 |
| Additional noninterest expense | $143,000 | 9,108 |
| Pre-tax net operating income | $257,000 | 7,606 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $77,000 | 6,310 |
| Income before extraordinary items | $180,000 | 7,866 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $180,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $135,000 | 5,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $180,000 | 7,748 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 9,264 |
| Total interest expense | $568,000 | 9,112 |
| Net interest income | $592,000 | 9,307 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $55,000 | 9,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $404,000 | 9,593 |
| Salaries and employee benefits | $240,000 | 9,496 |
| Premises and equipment expense | $32,000 | 9,646 |
| Additional noninterest expense | $132,000 | 9,399 |
| Pre-tax net operating income | $243,000 | 8,167 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $72,000 | 6,900 |
| Income before extraordinary items | $171,000 | 8,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $171,000 | 8,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $43,000 | 6,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $171,000 | 8,275 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 9,516 |
| Total interest expense | $494,000 | 9,454 |
| Net interest income | $608,000 | 9,498 |
| Provision for loan and lease losses | $-50,000 | 10,055 |
| Total noninterest income | $48,000 | 9,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 7,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $392,000 | 9,892 |
| Salaries and employee benefits | $229,000 | 9,799 |
| Premises and equipment expense | $33,000 | 9,932 |
| Additional noninterest expense | $130,000 | 9,705 |
| Pre-tax net operating income | $314,000 | 8,019 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $98,000 | 6,945 |
| Income before extraordinary items | $216,000 | 8,175 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $216,000 | 8,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,568 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $216,000 | 8,147 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 9,747 |
| Total interest expense | $518,000 | 9,660 |
| Net interest income | $596,000 | 9,747 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $51,000 | 9,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,240 |
| Total noninterest expense | $391,000 | 10,082 |
| Salaries and employee benefits | $220,000 | 10,017 |
| Premises and equipment expense | $38,000 | 10,066 |
| Additional noninterest expense | $133,000 | 9,822 |
| Pre-tax net operating income | $256,000 | 8,634 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $83,000 | 7,783 |
| Income before extraordinary items | $173,000 | 8,817 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $173,000 | 8,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,867 |
| Cash dividends | $135,000 | 5,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $173,000 | 8,754 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,138,000 | 10,147 |
| Total interest expense | $525,000 | 10,033 |
| Net interest income | $613,000 | 10,155 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $71,000 | 9,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $387,000 | 10,513 |
| Salaries and employee benefits | $216,000 | 10,459 |
| Premises and equipment expense | $37,000 | 10,494 |
| Additional noninterest expense | $134,000 | 10,187 |
| Pre-tax net operating income | $297,000 | 9,013 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $99,000 | 8,414 |
| Income before extraordinary items | $198,000 | 9,175 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $198,000 | 9,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $160,000 | 5,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $198,000 | 9,127 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 10,643 |
| Total interest expense | $525,000 | 10,515 |
| Net interest income | $594,000 | 10,668 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $69,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 10,521 |
| Total noninterest expense | $375,000 | 11,044 |
| Salaries and employee benefits | $207,000 | 10,978 |
| Premises and equipment expense | $38,000 | 10,966 |
| Additional noninterest expense | $130,000 | 10,794 |
| Pre-tax net operating income | $188,000 | 9,863 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $130,000 | 9,966 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $130,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,379 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $130,000 | 9,914 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 11,009 |
| Total interest expense | $558,000 | 10,823 |
| Net interest income | $617,000 | 11,082 |
| Provision for loan and lease losses | $130,000 | 3,931 |
| Total noninterest income | $74,000 | 10,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $386,000 | 11,475 |
| Salaries and employee benefits | $219,000 | 11,374 |
| Premises and equipment expense | $33,000 | 11,548 |
| Additional noninterest expense | $134,000 | 11,263 |
| Pre-tax net operating income | $175,000 | 10,607 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $46,000 | 10,254 |
| Income before extraordinary items | $128,000 | 10,674 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $128,000 | 10,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,457 |
| Cash dividends | $210,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $128,740 | 10,644 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 11,557 |
| Total interest expense | $456,000 | 11,298 |
| Net interest income | $624,000 | 11,631 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $72,000 | 11,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $401,000 | 12,038 |
| Salaries and employee benefits | $209,000 | 12,002 |
| Premises and equipment expense | $35,000 | 12,105 |
| Additional noninterest expense | $157,000 | 11,703 |
| Pre-tax net operating income | $288,000 | 10,214 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $188,000 | 10,421 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $188,000 | 10,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 11,726 |
| Cash dividends | $145,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $189,980 | 10,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 12,101 |
| Total interest expense | $470,000 | 11,831 |
| Net interest income | $618,000 | 12,163 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $67,000 | 12,150 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $384,000 | 12,711 |
| Salaries and employee benefits | $194,000 | 12,693 |
| Premises and equipment expense | $35,000 | 12,695 |
| Additional noninterest expense | $155,000 | 12,350 |
| Pre-tax net operating income | $281,000 | 10,389 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $98,000 | 9,793 |
| Income before extraordinary items | $186,000 | 10,805 |
| Extraordinary gains, net | $-12,000 | 12,346 |
| Net income | $174,000 | 11,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $184,050 | 10,607 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,200,000 | 12,602 |
| Total interest expense | $585,000 | 12,357 |
| Net interest income | $615,000 | 12,659 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $109,000 | 11,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $383,000 | 13,250 |
| Salaries and employee benefits | $204,000 | 13,114 |
| Premises and equipment expense | $33,000 | 13,314 |
| Additional noninterest expense | $146,000 | 13,009 |
| Pre-tax net operating income | $331,000 | 9,862 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $123,000 | 9,281 |
| Income before extraordinary items | $208,000 | 10,494 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $208,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $125,000 | 6,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $208,000 | 10,148 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.