Home > First State Bank of Higginsville/Odessa > Income and Expense
First State Bank of Higginsville/Odessa, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,611,000 | 8,237 |
| Total interest expense | $1,190,000 | 8,144 |
| Net interest income | $1,421,000 | 8,184 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $228,000 | 7,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,049 |
| Total noninterest expense | $1,034,000 | 8,230 |
| Salaries and employee benefits | $511,000 | 8,523 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $368,000 | 7,644 |
| Pre-tax net operating income | $615,000 | 7,348 |
| Securities gains (losses) | $46,000 | 1,392 |
| Applicable income taxes | $193,000 | 6,975 |
| Income before extraordinary items | $468,000 | 7,181 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $468,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $435,340 | 7,354 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 8,993 |
| Total interest expense | $1,090,000 | 8,728 |
| Net interest income | $1,199,000 | 9,030 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $209,000 | 8,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $936,000 | 8,940 |
| Salaries and employee benefits | $463,000 | 9,159 |
| Premises and equipment expense | $135,000 | 8,405 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $472,000 | 8,106 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $160,000 | 7,726 |
| Income before extraordinary items | $312,000 | 8,324 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $312,000 | 8,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $312,000 | 8,262 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 9,605 |
| Total interest expense | $942,000 | 9,454 |
| Net interest income | $1,127,000 | 9,551 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,076 |
| Total noninterest expense | $868,000 | 9,483 |
| Salaries and employee benefits | $416,000 | 9,828 |
| Premises and equipment expense | $111,000 | 9,279 |
| Additional noninterest expense | $341,000 | 8,784 |
| Pre-tax net operating income | $430,000 | 8,871 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $138,000 | 8,483 |
| Income before extraordinary items | $292,000 | 9,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $292,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,145 |
| Cash dividends | $72,000 | 7,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $292,000 | 8,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 10,372 |
| Total interest expense | $637,000 | 10,423 |
| Net interest income | $1,052,000 | 10,233 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $154,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $850,000 | 9,999 |
| Salaries and employee benefits | $390,000 | 10,371 |
| Premises and equipment expense | $115,000 | 9,543 |
| Additional noninterest expense | $345,000 | 9,412 |
| Pre-tax net operating income | $338,000 | 9,841 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $103,000 | 9,288 |
| Income before extraordinary items | $235,000 | 9,865 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $235,000 | 9,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $81,000 | 7,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $235,000 | 9,929 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,581,000 | 11,033 |
| Total interest expense | $567,000 | 11,327 |
| Net interest income | $1,014,000 | 10,734 |
| Provision for loan and lease losses | $66,000 | 6,760 |
| Total noninterest income | $143,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $783,000 | 10,748 |
| Salaries and employee benefits | $376,000 | 10,885 |
| Premises and equipment expense | $98,000 | 10,504 |
| Additional noninterest expense | $309,000 | 10,334 |
| Pre-tax net operating income | $308,000 | 10,170 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $98,000 | 9,793 |
| Income before extraordinary items | $210,000 | 10,530 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $210,000 | 10,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $37,000 | 8,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $210,000 | 10,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 11,503 |
| Total interest expense | $760,000 | 11,518 |
| Net interest income | $947,000 | 11,309 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $715,000 | 11,440 |
| Salaries and employee benefits | $343,000 | 11,517 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $279,000 | 11,138 |
| Pre-tax net operating income | $351,000 | 9,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $233,000 | 10,134 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $233,000 | 10,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $36,000 | 8,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $233,000 | 9,783 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.