Home > First State Bank of Goltry > Income and Expense
First State Bank of Goltry, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 12,983 |
| Total interest expense | $223,000 | 12,925 |
| Net interest income | $340,000 | 12,928 |
| Provision for loan and lease losses | $33,000 | 8,295 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $258,000 | 13,085 |
| Salaries and employee benefits | $145,000 | 13,005 |
| Premises and equipment expense | $32,000 | 12,790 |
| Additional noninterest expense | $81,000 | 13,078 |
| Pre-tax net operating income | $120,000 | 11,719 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $86,000 | 11,942 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $96,000 | 11,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $36,000 | 8,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $86,000 | 11,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 13,599 |
| Total interest expense | $269,000 | 13,558 |
| Net interest income | $342,000 | 13,532 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $219,000 | 13,769 |
| Salaries and employee benefits | $111,000 | 13,748 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $78,000 | 13,703 |
| Pre-tax net operating income | $150,000 | 11,532 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $106,000 | 11,864 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $106,000 | 11,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $53,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $106,000 | 11,566 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.