Home > First State Bank of Fort Benton > Income and Expense
First State Bank of Fort Benton, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,925,000 | 5,660 |
| Total interest expense | $2,528,000 | 5,363 |
| Net interest income | $2,397,000 | 5,858 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $164,000 | 7,697 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $93,000 | 6,705 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $71,000 | 7,088 |
| Total noninterest expense | $1,735,000 | 6,272 |
| Salaries and employee benefits | $930,000 | 6,243 |
| Premises and equipment expense | $121,000 | 7,989 |
| Additional noninterest expense | $684,000 | 5,370 |
| Pre-tax net operating income | $826,000 | 5,407 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $368,000 | 3,893 |
| Income before extraordinary items | $458,000 | 6,264 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $458,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $2,440,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $458,000 | 6,147 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 9,762 |
| Total interest expense | $189,000 | 9,671 |
| Net interest income | $187,000 | 9,779 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $8,000 | 9,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 9,744 |
| Total noninterest expense | $104,000 | 9,880 |
| Salaries and employee benefits | $61,000 | 9,862 |
| Premises and equipment expense | $7,000 | 9,847 |
| Additional noninterest expense | $36,000 | 9,859 |
| Pre-tax net operating income | $91,000 | 8,829 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $85,000 | 6,718 |
| Income before extraordinary items | $6,000 | 9,126 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,000 | 9,109 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,014,000 | 5,564 |
| Total interest expense | $2,384,000 | 5,356 |
| Net interest income | $2,630,000 | 5,631 |
| Provision for loan and lease losses | $129,000 | 4,610 |
| Total noninterest income | $161,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $1,341,000 | 7,193 |
| Salaries and employee benefits | $885,000 | 6,380 |
| Premises and equipment expense | $117,000 | 8,301 |
| Additional noninterest expense | $339,000 | 7,804 |
| Pre-tax net operating income | $1,321,000 | 4,474 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $431,000 | 3,966 |
| Income before extraordinary items | $892,000 | 4,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $892,000 | 4,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $394,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $890,660 | 4,735 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 5,564 |
| Total interest expense | $2,446,000 | 5,441 |
| Net interest income | $2,713,000 | 5,536 |
| Provision for loan and lease losses | $370,000 | 2,196 |
| Total noninterest income | $150,000 | 8,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,853 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $1,309,000 | 7,224 |
| Salaries and employee benefits | $836,000 | 6,529 |
| Premises and equipment expense | $132,000 | 8,031 |
| Additional noninterest expense | $341,000 | 7,740 |
| Pre-tax net operating income | $1,184,000 | 4,927 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $389,000 | 4,501 |
| Income before extraordinary items | $795,000 | 5,205 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $795,000 | 5,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $425,000 | 3,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $795,000 | 5,112 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,015,000 | 5,797 |
| Total interest expense | $2,411,000 | 5,543 |
| Net interest income | $2,604,000 | 5,892 |
| Provision for loan and lease losses | $102,000 | 5,114 |
| Total noninterest income | $170,000 | 8,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,258,000 | 7,482 |
| Salaries and employee benefits | $796,000 | 6,807 |
| Premises and equipment expense | $123,000 | 8,418 |
| Additional noninterest expense | $339,000 | 7,911 |
| Pre-tax net operating income | $1,414,000 | 4,694 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $470,000 | 4,402 |
| Income before extraordinary items | $957,000 | 4,855 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $957,000 | 4,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,868 |
| Cash dividends | $464,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $948,290 | 4,822 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 6,138 |
| Total interest expense | $2,272,000 | 5,900 |
| Net interest income | $2,505,000 | 6,182 |
| Provision for loan and lease losses | $61,000 | 6,063 |
| Total noninterest income | $190,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,281,000 | 7,719 |
| Salaries and employee benefits | $792,000 | 7,018 |
| Premises and equipment expense | $127,000 | 8,603 |
| Additional noninterest expense | $362,000 | 8,238 |
| Pre-tax net operating income | $1,353,000 | 4,701 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $437,000 | 4,603 |
| Income before extraordinary items | $910,000 | 4,840 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $910,000 | 4,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $431,000 | 3,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $914,080 | 4,760 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,434,000 | 6,529 |
| Total interest expense | $2,155,000 | 6,162 |
| Net interest income | $2,279,000 | 6,729 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $195,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,256,000 | 8,013 |
| Salaries and employee benefits | $734,000 | 7,501 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $388,000 | 8,314 |
| Pre-tax net operating income | $1,152,000 | 5,413 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $365,000 | 5,275 |
| Income before extraordinary items | $787,000 | 5,510 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $787,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $337,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $787,000 | 5,492 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,767,000 | 6,980 |
| Total interest expense | $1,561,000 | 6,719 |
| Net interest income | $2,206,000 | 7,078 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,240,000 | 8,464 |
| Salaries and employee benefits | $696,000 | 7,913 |
| Premises and equipment expense | $133,000 | 9,004 |
| Additional noninterest expense | $411,000 | 8,718 |
| Pre-tax net operating income | $1,135,000 | 5,447 |
| Securities gains (losses) | $-12,000 | 9,966 |
| Applicable income taxes | $356,000 | 5,207 |
| Income before extraordinary items | $767,000 | 5,516 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $767,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $775,160 | 5,552 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,441,000 | 7,617 |
| Total interest expense | $1,450,000 | 7,375 |
| Net interest income | $1,991,000 | 7,706 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $215,000 | 8,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,318 |
| Total noninterest expense | $1,145,000 | 9,131 |
| Salaries and employee benefits | $621,000 | 8,626 |
| Premises and equipment expense | $112,000 | 10,057 |
| Additional noninterest expense | $412,000 | 9,132 |
| Pre-tax net operating income | $989,000 | 5,923 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $329,000 | 5,745 |
| Income before extraordinary items | $660,000 | 6,353 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $660,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $339,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $660,000 | 6,119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 7,840 |
| Total interest expense | $1,672,000 | 7,970 |
| Net interest income | $2,076,000 | 7,555 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $198,000 | 9,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $1,094,000 | 9,538 |
| Salaries and employee benefits | $619,000 | 8,652 |
| Premises and equipment expense | $92,000 | 11,034 |
| Additional noninterest expense | $383,000 | 9,787 |
| Pre-tax net operating income | $1,108,000 | 5,230 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $731,000 | 5,735 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $731,000 | 5,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $314,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $719,300 | 5,469 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.