Home > First State Bank of Florida > Income and Expense
First State Bank of Florida, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 4,421 |
| Total interest expense | $3,778,000 | 3,874 |
| Net interest income | $3,477,000 | 4,903 |
| Provision for loan and lease losses | $387,000 | 1,908 |
| Total noninterest income | $731,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,971 |
| Total noninterest expense | $2,885,000 | 4,431 |
| Salaries and employee benefits | $1,171,000 | 5,321 |
| Premises and equipment expense | $862,000 | 2,321 |
| Additional noninterest expense | $852,000 | 4,983 |
| Pre-tax net operating income | $936,000 | 6,259 |
| Securities gains (losses) | $82,000 | 1,051 |
| Applicable income taxes | $400,000 | 4,957 |
| Income before extraordinary items | $618,000 | 6,507 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $618,000 | 6,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,817 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $565,520 | 6,796 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,722,000 | 5,931 |
| Total interest expense | $1,937,000 | 5,752 |
| Net interest income | $2,785,000 | 5,940 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $419,000 | 5,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $2,987,000 | 4,430 |
| Salaries and employee benefits | $1,245,000 | 5,078 |
| Premises and equipment expense | $757,000 | 2,646 |
| Additional noninterest expense | $985,000 | 4,764 |
| Pre-tax net operating income | $7,000 | 12,050 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $7,000 | 12,016 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,000 | 12,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,218 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $954,000 | 446 |
| Net operating income | $7,000 | 12,048 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 7,667 |
| Total interest expense | $1,411,000 | 7,504 |
| Net interest income | $1,995,000 | 7,690 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $482,000 | 5,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,544 |
| Total noninterest expense | $2,324,000 | 5,614 |
| Salaries and employee benefits | $1,031,000 | 5,963 |
| Premises and equipment expense | $532,000 | 3,672 |
| Additional noninterest expense | $761,000 | 6,170 |
| Pre-tax net operating income | $63,000 | 12,101 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $94,000 | 11,851 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $94,000 | 11,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 593 |
| Net operating income | $61,660 | 12,015 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,404,000 | 8,317 |
| Total interest expense | $1,678,000 | 7,954 |
| Net interest income | $1,726,000 | 8,578 |
| Provision for loan and lease losses | $131,000 | 6,478 |
| Total noninterest income | $363,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,715,000 | 7,224 |
| Salaries and employee benefits | $741,000 | 7,672 |
| Premises and equipment expense | $383,000 | 4,960 |
| Additional noninterest expense | $591,000 | 7,594 |
| Pre-tax net operating income | $243,000 | 10,676 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $176,000 | 10,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $176,000 | 11,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $165,120 | 10,726 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.