Home > First State Bank of Fertile > Income and Expense
First State Bank of Fertile, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $917,000 | 5,913 |
| Total interest expense | $57,000 | 5,949 |
| Net interest income | $860,000 | 5,891 |
| Provision for loan and lease losses | $15,000 | 3,904 |
| Total noninterest income | $58,000 | 5,903 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $45,000 | 5,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 5,914 |
| Total noninterest expense | $876,000 | 5,743 |
| Salaries and employee benefits | $522,000 | 5,654 |
| Premises and equipment expense | $39,000 | 6,103 |
| Additional noninterest expense | $315,000 | 5,640 |
| Pre-tax net operating income | $27,000 | 5,884 |
| Securities gains (losses) | $-7,000 | 5,973 |
| Applicable income taxes | $1,000 | 4,417 |
| Income before extraordinary items | $19,000 | 5,934 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 5,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $19,000 | 5,937 |
| Net charge-offs | $10,000 | 3,647 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $25,650 | 5,888 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $611,000 | 5,978 |
| Total interest expense | $39,000 | 6,001 |
| Net interest income | $572,000 | 5,948 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $38,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $29,000 | 5,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 5,963 |
| Total noninterest expense | $533,000 | 5,878 |
| Salaries and employee benefits | $347,000 | 5,713 |
| Premises and equipment expense | $28,000 | 6,134 |
| Additional noninterest expense | $158,000 | 5,923 |
| Pre-tax net operating income | $77,000 | 5,715 |
| Securities gains (losses) | $-7,000 | 6,079 |
| Applicable income taxes | $1,000 | 4,408 |
| Income before extraordinary items | $69,000 | 5,761 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $69,000 | 5,762 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $69,000 | 5,763 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $75,930 | 5,690 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 6,027 |
| Total interest expense | $19,000 | 6,067 |
| Net interest income | $289,000 | 5,996 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $17,000 | 6,067 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $13,000 | 5,482 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 6,064 |
| Total noninterest expense | $268,000 | 5,936 |
| Salaries and employee benefits | $174,000 | 5,761 |
| Premises and equipment expense | $15,000 | 6,160 |
| Additional noninterest expense | $79,000 | 5,995 |
| Pre-tax net operating income | $38,000 | 5,716 |
| Securities gains (losses) | $-7,000 | 6,219 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $30,000 | 5,803 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $30,000 | 5,804 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $30,000 | 5,804 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $36,790 | 5,685 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 6,086 |
| Total interest expense | $85,000 | 6,140 |
| Net interest income | $1,211,000 | 6,046 |
| Provision for loan and lease losses | $191,000 | 2,540 |
| Total noninterest income | $88,000 | 6,050 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $67,000 | 5,436 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,000 | 6,026 |
| Total noninterest expense | $1,129,000 | 5,983 |
| Salaries and employee benefits | $791,000 | 5,705 |
| Premises and equipment expense | $48,000 | 6,357 |
| Additional noninterest expense | $290,000 | 6,151 |
| Pre-tax net operating income | $-21,000 | 6,107 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $-22,000 | 6,129 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-22,000 | 6,128 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-22,000 | 6,129 |
| Net charge-offs | $142,000 | 2,832 |
| Cash dividends | $142,000 | 3,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-22,000 | 6,113 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $968,000 | 6,161 |
| Total interest expense | $65,000 | 6,205 |
| Net interest income | $903,000 | 6,126 |
| Provision for loan and lease losses | $6,000 | 4,262 |
| Total noninterest income | $69,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $52,000 | 5,478 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $17,000 | 6,092 |
| Total noninterest expense | $834,000 | 6,050 |
| Salaries and employee benefits | $583,000 | 5,769 |
| Premises and equipment expense | $39,000 | 6,400 |
| Additional noninterest expense | $212,000 | 6,231 |
| Pre-tax net operating income | $132,000 | 5,805 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $131,000 | 5,798 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 5,797 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $131,000 | 5,798 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $142,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $131,000 | 5,767 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $639,000 | 6,215 |
| Total interest expense | $44,000 | 6,253 |
| Net interest income | $595,000 | 6,182 |
| Provision for loan and lease losses | $6,000 | 4,008 |
| Total noninterest income | $46,000 | 6,158 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $34,000 | 5,518 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,000 | 6,143 |
| Total noninterest expense | $555,000 | 6,101 |
| Salaries and employee benefits | $388,000 | 5,805 |
| Premises and equipment expense | $27,000 | 6,447 |
| Additional noninterest expense | $140,000 | 6,284 |
| Pre-tax net operating income | $80,000 | 5,861 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $79,000 | 5,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $79,000 | 5,848 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $79,000 | 5,849 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $124,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $79,000 | 5,809 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $317,000 | 6,282 |
| Total interest expense | $22,000 | 6,326 |
| Net interest income | $295,000 | 6,250 |
| Provision for loan and lease losses | $6,000 | 3,525 |
| Total noninterest income | $23,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $7,000 | 6,110 |
| Total noninterest expense | $271,000 | 6,194 |
| Salaries and employee benefits | $192,000 | 5,891 |
| Premises and equipment expense | $14,000 | 6,494 |
| Additional noninterest expense | $65,000 | 6,399 |
| Pre-tax net operating income | $41,000 | 5,829 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $40,000 | 5,811 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 5,813 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $40,000 | 5,814 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $115,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $40,000 | 5,778 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 6,336 |
| Total interest expense | $105,000 | 6,396 |
| Net interest income | $1,202,000 | 6,296 |
| Provision for loan and lease losses | $5,000 | 4,999 |
| Total noninterest income | $85,000 | 6,280 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $67,000 | 5,718 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $18,000 | 6,253 |
| Total noninterest expense | $1,129,000 | 6,231 |
| Salaries and employee benefits | $780,000 | 5,949 |
| Premises and equipment expense | $52,000 | 6,616 |
| Additional noninterest expense | $297,000 | 6,371 |
| Pre-tax net operating income | $153,000 | 5,830 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $153,000 | 5,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 5,848 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $153,000 | 5,848 |
| Net charge-offs | $31,000 | 4,626 |
| Cash dividends | $162,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $153,000 | 5,790 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 6,409 |
| Total interest expense | $81,000 | 6,468 |
| Net interest income | $896,000 | 6,362 |
| Provision for loan and lease losses | $5,000 | 4,832 |
| Total noninterest income | $65,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $51,000 | 5,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $14,000 | 6,343 |
| Total noninterest expense | $839,000 | 6,277 |
| Salaries and employee benefits | $589,000 | 5,962 |
| Premises and equipment expense | $39,000 | 6,686 |
| Additional noninterest expense | $211,000 | 6,460 |
| Pre-tax net operating income | $117,000 | 5,941 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $117,000 | 5,949 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $117,000 | 5,951 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $117,000 | 5,951 |
| Net charge-offs | $33,000 | 4,129 |
| Cash dividends | $145,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $117,000 | 5,889 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $655,000 | 6,446 |
| Total interest expense | $55,000 | 6,519 |
| Net interest income | $600,000 | 6,387 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $42,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $33,000 | 5,799 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,388 |
| Total noninterest expense | $565,000 | 6,304 |
| Salaries and employee benefits | $393,000 | 5,996 |
| Premises and equipment expense | $26,000 | 6,726 |
| Additional noninterest expense | $146,000 | 6,459 |
| Pre-tax net operating income | $77,000 | 5,942 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $77,000 | 5,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 5,985 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $77,000 | 5,986 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $139,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $77,000 | 5,893 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $336,000 | 6,480 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $307,000 | 6,422 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $19,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $279,000 | 6,383 |
| Salaries and employee benefits | $197,000 | 6,041 |
| Premises and equipment expense | $14,000 | 6,744 |
| Additional noninterest expense | $68,000 | 6,599 |
| Pre-tax net operating income | $47,000 | 5,881 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $47,000 | 5,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $47,000 | 5,896 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $47,000 | 5,896 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $139,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $47,000 | 5,813 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 6,544 |
| Total interest expense | $143,000 | 6,642 |
| Net interest income | $1,263,000 | 6,478 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $74,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $59,000 | 6,075 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $15,000 | 6,343 |
| Total noninterest expense | $1,115,000 | 6,476 |
| Salaries and employee benefits | $782,000 | 6,129 |
| Premises and equipment expense | $64,000 | 6,799 |
| Additional noninterest expense | $269,000 | 6,695 |
| Pre-tax net operating income | $222,000 | 5,622 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $222,000 | 5,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $222,000 | 5,716 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $222,000 | 5,717 |
| Net charge-offs | $6,000 | 5,713 |
| Cash dividends | $197,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $222,000 | 5,540 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 6,655 |
| Total interest expense | $111,000 | 6,744 |
| Net interest income | $939,000 | 6,589 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $55,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $44,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $11,000 | 6,470 |
| Total noninterest expense | $838,000 | 6,542 |
| Salaries and employee benefits | $587,000 | 6,152 |
| Premises and equipment expense | $48,000 | 6,881 |
| Additional noninterest expense | $203,000 | 6,780 |
| Pre-tax net operating income | $156,000 | 5,838 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $156,000 | 5,906 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $156,000 | 5,905 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $156,000 | 5,905 |
| Net charge-offs | $1,000 | 5,692 |
| Cash dividends | $169,000 | 3,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $156,000 | 5,742 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $690,000 | 6,716 |
| Total interest expense | $76,000 | 6,808 |
| Net interest income | $614,000 | 6,660 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $35,000 | 6,673 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $28,000 | 6,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $554,000 | 6,603 |
| Salaries and employee benefits | $391,000 | 6,209 |
| Premises and equipment expense | $31,000 | 6,936 |
| Additional noninterest expense | $132,000 | 6,850 |
| Pre-tax net operating income | $95,000 | 5,898 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $95,000 | 5,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,971 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $95,000 | 5,971 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $151,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $95,000 | 5,821 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $338,000 | 6,786 |
| Total interest expense | $40,000 | 6,862 |
| Net interest income | $298,000 | 6,736 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $16,000 | 6,769 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,590 |
| Total noninterest expense | $274,000 | 6,669 |
| Salaries and employee benefits | $194,000 | 6,265 |
| Premises and equipment expense | $17,000 | 6,946 |
| Additional noninterest expense | $63,000 | 6,917 |
| Pre-tax net operating income | $40,000 | 6,039 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $40,000 | 6,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $40,000 | 6,090 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $40,000 | 6,091 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $130,000 | 1,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $40,000 | 5,957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 6,799 |
| Total interest expense | $182,000 | 6,961 |
| Net interest income | $1,272,000 | 6,713 |
| Provision for loan and lease losses | $53,000 | 5,804 |
| Total noninterest income | $81,000 | 6,569 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $62,000 | 6,122 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $19,000 | 6,398 |
| Total noninterest expense | $1,093,000 | 6,746 |
| Salaries and employee benefits | $754,000 | 6,369 |
| Premises and equipment expense | $62,000 | 7,100 |
| Additional noninterest expense | $277,000 | 6,927 |
| Pre-tax net operating income | $207,000 | 5,488 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $207,000 | 5,535 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $207,000 | 5,537 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $207,000 | 5,537 |
| Net charge-offs | $36,000 | 5,646 |
| Cash dividends | $170,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $207,000 | 5,419 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,102,000 | 6,860 |
| Total interest expense | $140,000 | 7,043 |
| Net interest income | $962,000 | 6,758 |
| Provision for loan and lease losses | $28,000 | 5,855 |
| Total noninterest income | $62,000 | 6,653 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $47,000 | 6,146 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,000 | 6,512 |
| Total noninterest expense | $827,000 | 6,772 |
| Salaries and employee benefits | $555,000 | 6,412 |
| Premises and equipment expense | $48,000 | 7,152 |
| Additional noninterest expense | $224,000 | 6,918 |
| Pre-tax net operating income | $169,000 | 5,591 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $169,000 | 5,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $169,000 | 5,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $169,000 | 5,626 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $170,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $169,000 | 5,492 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $730,000 | 6,928 |
| Total interest expense | $98,000 | 7,104 |
| Net interest income | $632,000 | 6,837 |
| Provision for loan and lease losses | $28,000 | 5,552 |
| Total noninterest income | $43,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 6,553 |
| Total noninterest expense | $547,000 | 6,851 |
| Salaries and employee benefits | $368,000 | 6,482 |
| Premises and equipment expense | $32,000 | 7,216 |
| Additional noninterest expense | $147,000 | 7,005 |
| Pre-tax net operating income | $100,000 | 5,688 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $100,000 | 5,701 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 5,699 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $100,000 | 5,700 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $149,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $100,000 | 5,613 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $365,000 | 6,975 |
| Total interest expense | $51,000 | 7,150 |
| Net interest income | $314,000 | 6,873 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $16,000 | 6,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 6,784 |
| Total noninterest expense | $279,000 | 6,873 |
| Salaries and employee benefits | $183,000 | 6,536 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $80,000 | 6,968 |
| Pre-tax net operating income | $50,000 | 5,765 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 7,118 |
| Total interest expense | $243,000 | 7,213 |
| Net interest income | $1,159,000 | 7,010 |
| Provision for loan and lease losses | $8,000 | 6,962 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 5,856 |
| Total noninterest expense | $1,108,000 | 6,965 |
| Salaries and employee benefits | $747,000 | 6,577 |
| Premises and equipment expense | $66,000 | 7,330 |
| Additional noninterest expense | $295,000 | 7,133 |
| Pre-tax net operating income | $182,000 | 5,246 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $182,000 | 5,348 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $182,000 | 5,348 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $182,000 | 5,350 |
| Net charge-offs | $42,000 | 6,025 |
| Cash dividends | $198,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $182,000 | 5,205 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,036,000 | 7,233 |
| Total interest expense | $187,000 | 7,326 |
| Net interest income | $849,000 | 7,138 |
| Provision for loan and lease losses | $8,000 | 6,891 |
| Total noninterest income | $118,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $63,000 | 5,757 |
| Total noninterest expense | $786,000 | 7,092 |
| Salaries and employee benefits | $516,000 | 6,760 |
| Premises and equipment expense | $51,000 | 7,409 |
| Additional noninterest expense | $219,000 | 7,218 |
| Pre-tax net operating income | $173,000 | 5,356 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $173,000 | 5,417 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $173,000 | 5,420 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $173,000 | 5,420 |
| Net charge-offs | $56,000 | 5,423 |
| Cash dividends | $198,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $173,000 | 5,255 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $687,000 | 7,314 |
| Total interest expense | $127,000 | 7,402 |
| Net interest income | $560,000 | 7,201 |
| Provision for loan and lease losses | $8,000 | 6,692 |
| Total noninterest income | $96,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $37,000 | 5,969 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $513,000 | 7,170 |
| Salaries and employee benefits | $335,000 | 6,859 |
| Premises and equipment expense | $36,000 | 7,436 |
| Additional noninterest expense | $142,000 | 7,293 |
| Pre-tax net operating income | $135,000 | 5,290 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $135,000 | 5,313 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 5,314 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $135,000 | 5,314 |
| Net charge-offs | $-7,000 | 7,413 |
| Cash dividends | $91,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $135,000 | 5,170 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 7,421 |
| Total interest expense | $65,000 | 7,500 |
| Net interest income | $274,000 | 7,308 |
| Provision for loan and lease losses | $8,000 | 6,225 |
| Total noninterest income | $24,000 | 6,949 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $254,000 | 7,273 |
| Salaries and employee benefits | $165,000 | 6,974 |
| Premises and equipment expense | $18,000 | 7,509 |
| Additional noninterest expense | $71,000 | 7,380 |
| Pre-tax net operating income | $36,000 | 5,838 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $36,000 | 5,908 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 5,910 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $36,000 | 5,908 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $36,000 | 5,790 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 7,472 |
| Total interest expense | $332,000 | 7,514 |
| Net interest income | $1,073,000 | 7,368 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $89,000 | 7,073 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $76,000 | 6,081 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $13,000 | 7,117 |
| Total noninterest expense | $1,009,000 | 7,375 |
| Salaries and employee benefits | $658,000 | 7,067 |
| Premises and equipment expense | $68,000 | 7,654 |
| Additional noninterest expense | $283,000 | 7,485 |
| Pre-tax net operating income | $123,000 | 5,021 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $123,000 | 5,081 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $123,000 | 5,080 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $123,000 | 5,080 |
| Net charge-offs | $105,000 | 5,649 |
| Cash dividends | $108,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $123,000 | 5,020 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,041,000 | 7,575 |
| Total interest expense | $261,000 | 7,584 |
| Net interest income | $780,000 | 7,463 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $66,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $55,000 | 6,160 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $11,000 | 7,238 |
| Total noninterest expense | $734,000 | 7,448 |
| Salaries and employee benefits | $469,000 | 7,183 |
| Premises and equipment expense | $52,000 | 7,716 |
| Additional noninterest expense | $213,000 | 7,520 |
| Pre-tax net operating income | $112,000 | 5,238 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $112,000 | 5,256 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $112,000 | 5,255 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $112,000 | 5,255 |
| Net charge-offs | $46,000 | 5,745 |
| Cash dividends | $108,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $112,000 | 5,197 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $688,000 | 7,652 |
| Total interest expense | $179,000 | 7,661 |
| Net interest income | $509,000 | 7,537 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $42,000 | 7,315 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,000 | 7,375 |
| Total noninterest expense | $477,000 | 7,549 |
| Salaries and employee benefits | $310,000 | 7,278 |
| Premises and equipment expense | $37,000 | 7,753 |
| Additional noninterest expense | $130,000 | 7,669 |
| Pre-tax net operating income | $74,000 | 5,382 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $74,000 | 5,399 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 5,396 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $74,000 | 5,396 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $92,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $74,000 | 5,311 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $341,000 | 7,717 |
| Total interest expense | $91,000 | 7,728 |
| Net interest income | $250,000 | 7,588 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $20,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $233,000 | 7,602 |
| Salaries and employee benefits | $151,000 | 7,363 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $37,000 | 5,794 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $37,000 | 5,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 5,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $37,000 | 5,725 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 7,561 |
| Total interest expense | $520,000 | 7,633 |
| Net interest income | $1,148,000 | 7,422 |
| Provision for loan and lease losses | $45,000 | 6,657 |
| Total noninterest income | $78,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 6,405 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,000 | 7,639 |
| Total noninterest expense | $964,000 | 7,589 |
| Salaries and employee benefits | $656,000 | 7,268 |
| Premises and equipment expense | $63,000 | 7,942 |
| Additional noninterest expense | $245,000 | 7,696 |
| Pre-tax net operating income | $217,000 | 5,699 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $217,000 | 5,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $217,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $251,000 | 4,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $217,000 | 5,571 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 7,634 |
| Total interest expense | $417,000 | 7,685 |
| Net interest income | $844,000 | 7,518 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $61,000 | 7,617 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $51,000 | 6,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $725,000 | 7,618 |
| Salaries and employee benefits | $493,000 | 7,276 |
| Premises and equipment expense | $46,000 | 8,025 |
| Additional noninterest expense | $186,000 | 7,704 |
| Pre-tax net operating income | $135,000 | 6,272 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $135,000 | 6,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $135,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,309 |
| Cash dividends | $251,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $135,000 | 6,169 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $845,000 | 7,697 |
| Total interest expense | $299,000 | 7,705 |
| Net interest income | $546,000 | 7,592 |
| Provision for loan and lease losses | $27,000 | 5,773 |
| Total noninterest income | $40,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $487,000 | 7,667 |
| Salaries and employee benefits | $330,000 | 7,343 |
| Premises and equipment expense | $32,000 | 8,048 |
| Additional noninterest expense | $125,000 | 7,749 |
| Pre-tax net operating income | $72,000 | 6,558 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $72,000 | 6,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 6,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $236,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $72,000 | 6,478 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $429,000 | 7,768 |
| Total interest expense | $158,000 | 7,759 |
| Net interest income | $271,000 | 7,648 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $21,000 | 7,662 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $18,000 | 6,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $244,000 | 7,689 |
| Salaries and employee benefits | $162,000 | 7,404 |
| Premises and equipment expense | $17,000 | 8,041 |
| Additional noninterest expense | $65,000 | 7,717 |
| Pre-tax net operating income | $48,000 | 6,641 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $48,000 | 6,608 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $48,000 | 6,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $236,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $48,000 | 6,510 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 7,711 |
| Total interest expense | $637,000 | 7,752 |
| Net interest income | $1,141,000 | 7,574 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $71,000 | 7,834 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $57,000 | 6,638 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,000 | 7,960 |
| Total noninterest expense | $930,000 | 7,744 |
| Salaries and employee benefits | $636,000 | 7,442 |
| Premises and equipment expense | $55,000 | 8,199 |
| Additional noninterest expense | $239,000 | 7,834 |
| Pre-tax net operating income | $242,000 | 6,760 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $242,000 | 6,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $242,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $307,000 | 4,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $242,000 | 6,622 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 7,753 |
| Total interest expense | $472,000 | 7,813 |
| Net interest income | $857,000 | 7,627 |
| Provision for loan and lease losses | $40,000 | 5,310 |
| Total noninterest income | $52,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $41,000 | 6,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $706,000 | 7,719 |
| Salaries and employee benefits | $479,000 | 7,409 |
| Premises and equipment expense | $41,000 | 8,202 |
| Additional noninterest expense | $186,000 | 7,764 |
| Pre-tax net operating income | $163,000 | 7,095 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $163,000 | 6,982 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $163,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $307,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $163,000 | 6,965 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,818 |
| Total interest expense | $308,000 | 7,876 |
| Net interest income | $574,000 | 7,667 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $36,000 | 7,942 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $29,000 | 6,696 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,000 | 8,056 |
| Total noninterest expense | $469,000 | 7,779 |
| Salaries and employee benefits | $314,000 | 7,485 |
| Premises and equipment expense | $28,000 | 8,238 |
| Additional noninterest expense | $127,000 | 7,771 |
| Pre-tax net operating income | $101,000 | 7,237 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $101,000 | 7,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $101,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $290,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $101,000 | 7,101 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $437,000 | 7,866 |
| Total interest expense | $147,000 | 7,951 |
| Net interest income | $290,000 | 7,688 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $230,000 | 7,829 |
| Salaries and employee benefits | $157,000 | 7,531 |
| Premises and equipment expense | $16,000 | 8,178 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $80,000 | 6,918 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $80,000 | 6,711 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $80,000 | 6,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $236,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $80,000 | 6,694 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 7,807 |
| Total interest expense | $501,000 | 7,915 |
| Net interest income | $1,156,000 | 7,637 |
| Provision for loan and lease losses | $28,000 | 6,088 |
| Total noninterest income | $95,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $79,000 | 6,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 8,092 |
| Total noninterest expense | $920,000 | 7,836 |
| Salaries and employee benefits | $611,000 | 7,567 |
| Premises and equipment expense | $57,000 | 8,285 |
| Additional noninterest expense | $252,000 | 7,841 |
| Pre-tax net operating income | $303,000 | 7,108 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $303,000 | 6,902 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $303,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,321 |
| Cash dividends | $302,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $303,000 | 6,904 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 7,878 |
| Total interest expense | $360,000 | 7,990 |
| Net interest income | $867,000 | 7,713 |
| Provision for loan and lease losses | $28,000 | 5,719 |
| Total noninterest income | $71,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $59,000 | 6,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,141 |
| Total noninterest expense | $685,000 | 7,848 |
| Salaries and employee benefits | $458,000 | 7,552 |
| Premises and equipment expense | $43,000 | 8,334 |
| Additional noninterest expense | $184,000 | 7,900 |
| Pre-tax net operating income | $225,000 | 7,315 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $225,000 | 7,085 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $225,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $302,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $225,000 | 7,087 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,920 |
| Total interest expense | $230,000 | 8,022 |
| Net interest income | $571,000 | 7,784 |
| Provision for loan and lease losses | $28,000 | 5,259 |
| Total noninterest income | $42,000 | 8,023 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,726 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $460,000 | 7,864 |
| Salaries and employee benefits | $304,000 | 7,601 |
| Premises and equipment expense | $30,000 | 8,317 |
| Additional noninterest expense | $126,000 | 7,876 |
| Pre-tax net operating income | $125,000 | 7,536 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $125,000 | 7,346 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $125,000 | 7,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $268,000 | 3,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $125,000 | 7,347 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,955 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $282,000 | 7,820 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $18,000 | 8,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $233,000 | 7,858 |
| Salaries and employee benefits | $152,000 | 7,606 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $64,000 | 7,843 |
| Pre-tax net operating income | $57,000 | 7,609 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $57,000 | 7,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 7,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $215,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $57,000 | 7,422 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,891 |
| Total interest expense | $360,000 | 8,018 |
| Net interest income | $1,146,000 | 7,744 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $69,000 | 8,259 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $52,000 | 7,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,000 | 8,210 |
| Total noninterest expense | $895,000 | 7,923 |
| Salaries and employee benefits | $583,000 | 7,673 |
| Premises and equipment expense | $62,000 | 8,319 |
| Additional noninterest expense | $250,000 | 7,925 |
| Pre-tax net operating income | $320,000 | 7,323 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $305,000 | 7,164 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $305,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $210,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $319,000 | 7,078 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 7,924 |
| Total interest expense | $261,000 | 8,049 |
| Net interest income | $857,000 | 7,799 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $51,000 | 8,302 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $40,000 | 7,082 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $667,000 | 7,924 |
| Salaries and employee benefits | $434,000 | 7,656 |
| Premises and equipment expense | $49,000 | 8,275 |
| Additional noninterest expense | $184,000 | 7,950 |
| Pre-tax net operating income | $241,000 | 7,471 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $240,000 | 7,242 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $240,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $209,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $240,000 | 7,202 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $732,000 | 7,950 |
| Total interest expense | $169,000 | 8,037 |
| Net interest income | $563,000 | 7,833 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $26,000 | 7,089 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $8,000 | 8,279 |
| Total noninterest expense | $448,000 | 7,911 |
| Salaries and employee benefits | $288,000 | 7,679 |
| Premises and equipment expense | $33,000 | 8,288 |
| Additional noninterest expense | $127,000 | 7,890 |
| Pre-tax net operating income | $149,000 | 7,548 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $149,000 | 7,359 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $149,000 | 7,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $176,000 | 3,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $149,000 | 7,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,030 |
| Total interest expense | $82,000 | 8,086 |
| Net interest income | $278,000 | 7,920 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $16,000 | 8,407 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $235,000 | 7,913 |
| Salaries and employee benefits | $145,000 | 7,726 |
| Premises and equipment expense | $19,000 | 8,223 |
| Additional noninterest expense | $71,000 | 7,777 |
| Pre-tax net operating income | $59,000 | 7,779 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $123,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 7,967 |
| Total interest expense | $331,000 | 7,954 |
| Net interest income | $1,115,000 | 7,867 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $65,000 | 8,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $51,000 | 7,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $864,000 | 8,039 |
| Salaries and employee benefits | $565,000 | 7,793 |
| Premises and equipment expense | $61,000 | 8,469 |
| Additional noninterest expense | $238,000 | 8,065 |
| Pre-tax net operating income | $296,000 | 7,453 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $286,000 | 7,288 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $286,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,038 |
| Cash dividends | $239,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $295,000 | 7,196 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 8,011 |
| Total interest expense | $249,000 | 7,980 |
| Net interest income | $825,000 | 7,919 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $50,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $38,000 | 7,324 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $646,000 | 8,055 |
| Salaries and employee benefits | $425,000 | 7,737 |
| Premises and equipment expense | $46,000 | 8,464 |
| Additional noninterest expense | $175,000 | 8,097 |
| Pre-tax net operating income | $209,000 | 7,653 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $208,000 | 7,427 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $208,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,697 |
| Cash dividends | $239,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $208,000 | 7,363 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 8,095 |
| Total interest expense | $168,000 | 8,036 |
| Net interest income | $534,000 | 8,005 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $33,000 | 8,539 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $25,000 | 7,362 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,431 |
| Total noninterest expense | $424,000 | 8,124 |
| Salaries and employee benefits | $283,000 | 7,797 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $109,000 | 8,237 |
| Pre-tax net operating income | $143,000 | 7,605 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $142,000 | 7,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $216,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $142,000 | 7,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,119 |
| Total interest expense | $85,000 | 8,087 |
| Net interest income | $268,000 | 8,036 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $12,000 | 7,382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $212,000 | 8,155 |
| Salaries and employee benefits | $141,000 | 7,838 |
| Premises and equipment expense | $16,000 | 8,479 |
| Additional noninterest expense | $55,000 | 8,277 |
| Pre-tax net operating income | $72,000 | 7,574 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $72,000 | 7,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $72,000 | 7,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $72,000 | 7,295 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 8,073 |
| Total interest expense | $398,000 | 8,112 |
| Net interest income | $1,103,000 | 7,957 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $65,000 | 8,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $51,000 | 7,419 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $829,000 | 8,219 |
| Salaries and employee benefits | $551,000 | 7,892 |
| Premises and equipment expense | $59,000 | 8,635 |
| Additional noninterest expense | $219,000 | 8,314 |
| Pre-tax net operating income | $324,000 | 7,339 |
| Securities gains (losses) | $-20,000 | 8,870 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $304,000 | 7,266 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $304,000 | 7,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $291,000 | 4,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $324,000 | 7,024 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 8,164 |
| Total interest expense | $309,000 | 8,196 |
| Net interest income | $820,000 | 8,042 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $48,000 | 8,744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $38,000 | 7,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 8,693 |
| Total noninterest expense | $624,000 | 8,221 |
| Salaries and employee benefits | $411,000 | 7,881 |
| Premises and equipment expense | $46,000 | 8,634 |
| Additional noninterest expense | $167,000 | 8,293 |
| Pre-tax net operating income | $229,000 | 7,569 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $229,000 | 7,396 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $229,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $279,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $229,000 | 7,239 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $747,000 | 8,227 |
| Total interest expense | $211,000 | 8,266 |
| Net interest income | $536,000 | 8,108 |
| Provision for loan and lease losses | $10,000 | 6,790 |
| Total noninterest income | $31,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $7,000 | 8,670 |
| Total noninterest expense | $411,000 | 8,245 |
| Salaries and employee benefits | $273,000 | 7,911 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $107,000 | 8,348 |
| Pre-tax net operating income | $146,000 | 7,631 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $146,000 | 7,487 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $146,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,535 |
| Cash dividends | $254,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $146,000 | 7,302 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $372,000 | 8,284 |
| Total interest expense | $107,000 | 8,337 |
| Net interest income | $265,000 | 8,160 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $15,000 | 8,812 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $11,000 | 7,586 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,000 | 8,607 |
| Total noninterest expense | $203,000 | 8,313 |
| Salaries and employee benefits | $134,000 | 7,974 |
| Premises and equipment expense | $18,000 | 8,517 |
| Additional noninterest expense | $51,000 | 8,461 |
| Pre-tax net operating income | $77,000 | 7,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $77,000 | 7,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 7,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $215,000 | 2,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $77,000 | 7,204 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 8,174 |
| Total interest expense | $540,000 | 8,275 |
| Net interest income | $1,153,000 | 8,028 |
| Provision for loan and lease losses | $27,000 | 7,284 |
| Total noninterest income | $59,000 | 8,888 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $44,000 | 7,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,719 |
| Total noninterest expense | $815,000 | 8,320 |
| Salaries and employee benefits | $533,000 | 8,001 |
| Premises and equipment expense | $60,000 | 8,752 |
| Additional noninterest expense | $222,000 | 8,395 |
| Pre-tax net operating income | $370,000 | 7,289 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $370,000 | 6,983 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $370,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $185,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $370,000 | 6,858 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 8,391 |
| Total interest expense | $809,000 | 8,413 |
| Net interest income | $1,021,000 | 8,242 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $72,000 | 8,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $52,000 | 7,559 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $743,000 | 8,582 |
| Salaries and employee benefits | $506,000 | 8,148 |
| Premises and equipment expense | $44,000 | 9,231 |
| Additional noninterest expense | $193,000 | 8,715 |
| Pre-tax net operating income | $338,000 | 7,243 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-32,000 | 9,096 |
| Income before extraordinary items | $370,000 | 6,737 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $370,000 | 6,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $234,000 | 4,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $370,000 | 6,607 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 8,629 |
| Total interest expense | $760,000 | 8,728 |
| Net interest income | $1,037,000 | 8,409 |
| Provision for loan and lease losses | $33,000 | 7,143 |
| Total noninterest income | $60,000 | 9,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $744,000 | 8,716 |
| Salaries and employee benefits | $473,000 | 8,384 |
| Premises and equipment expense | $75,000 | 8,889 |
| Additional noninterest expense | $196,000 | 8,822 |
| Pre-tax net operating income | $320,000 | 7,818 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $289,000 | 7,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $289,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $340,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $289,000 | 7,545 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 8,772 |
| Total interest expense | $727,000 | 8,884 |
| Net interest income | $1,021,000 | 8,584 |
| Provision for loan and lease losses | $73,000 | 5,834 |
| Total noninterest income | $398,000 | 5,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,665 |
| Total noninterest expense | $677,000 | 9,094 |
| Salaries and employee benefits | $453,000 | 8,604 |
| Premises and equipment expense | $25,000 | 10,037 |
| Additional noninterest expense | $199,000 | 9,033 |
| Pre-tax net operating income | $669,000 | 6,436 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $230,000 | 5,400 |
| Income before extraordinary items | $419,000 | 6,884 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $419,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,147 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $432,000 | 6,779 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,738,000 | 9,012 |
| Total interest expense | $738,000 | 9,094 |
| Net interest income | $1,000,000 | 8,789 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $59,000 | 9,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $641,000 | 9,291 |
| Salaries and employee benefits | $422,000 | 8,826 |
| Premises and equipment expense | $51,000 | 9,797 |
| Additional noninterest expense | $168,000 | 9,485 |
| Pre-tax net operating income | $410,000 | 7,823 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $148,000 | 6,865 |
| Income before extraordinary items | $262,000 | 8,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $262,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $495,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,000 | 8,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 9,380 |
| Total interest expense | $733,000 | 9,456 |
| Net interest income | $999,000 | 9,192 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $62,000 | 10,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $660,000 | 9,522 |
| Salaries and employee benefits | $445,000 | 8,970 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $163,000 | 9,847 |
| Pre-tax net operating income | $371,000 | 8,605 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $243,000 | 8,804 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $243,000 | 8,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $243,000 | 8,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 9,813 |
| Total interest expense | $751,000 | 9,804 |
| Net interest income | $945,000 | 9,711 |
| Provision for loan and lease losses | $10,000 | 8,531 |
| Total noninterest income | $57,000 | 10,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $637,000 | 10,041 |
| Salaries and employee benefits | $421,000 | 9,463 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $168,000 | 10,326 |
| Pre-tax net operating income | $355,000 | 8,778 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $109,000 | 8,610 |
| Income before extraordinary items | $246,000 | 8,877 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $246,000 | 8,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $30,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $246,000 | 8,812 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 10,243 |
| Total interest expense | $762,000 | 10,081 |
| Net interest income | $898,000 | 10,247 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $49,000 | 11,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $624,000 | 10,473 |
| Salaries and employee benefits | $396,000 | 9,976 |
| Premises and equipment expense | $45,000 | 11,233 |
| Additional noninterest expense | $183,000 | 10,646 |
| Pre-tax net operating income | $313,000 | 9,651 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $89,000 | 9,408 |
| Income before extraordinary items | $224,000 | 9,675 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $224,000 | 9,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $35,000 | 8,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $224,000 | 9,643 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 10,586 |
| Total interest expense | $688,000 | 10,167 |
| Net interest income | $883,000 | 10,775 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $49,000 | 11,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $630,000 | 10,976 |
| Salaries and employee benefits | $387,000 | 10,399 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $196,000 | 11,198 |
| Pre-tax net operating income | $297,000 | 10,161 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $83,000 | 9,725 |
| Income before extraordinary items | $214,000 | 10,107 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $214,000 | 10,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $30,000 | 8,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $214,000 | 10,158 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 10,840 |
| Total interest expense | $720,000 | 10,466 |
| Net interest income | $965,000 | 10,907 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $631,000 | 11,480 |
| Salaries and employee benefits | $373,000 | 10,905 |
| Premises and equipment expense | $47,000 | 12,313 |
| Additional noninterest expense | $211,000 | 11,579 |
| Pre-tax net operating income | $377,000 | 9,601 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $126,000 | 9,172 |
| Income before extraordinary items | $256,000 | 9,975 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $280,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $252,650 | 9,765 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 11,213 |
| Total interest expense | $909,000 | 10,823 |
| Net interest income | $931,000 | 11,381 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $48,000 | 13,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 13,144 |
| Total noninterest expense | $633,000 | 11,864 |
| Salaries and employee benefits | $377,000 | 11,128 |
| Premises and equipment expense | $49,000 | 12,719 |
| Additional noninterest expense | $207,000 | 12,147 |
| Pre-tax net operating income | $341,000 | 9,768 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $99,000 | 9,950 |
| Income before extraordinary items | $245,000 | 9,987 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $245,000 | 10,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $242,870 | 9,653 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.