Home > First State Bank of Donalsonville > Income and Expense
First State Bank of Donalsonville, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,613,000 | 4,611 |
| Total interest expense | $4,167,000 | 3,673 |
| Net interest income | $2,446,000 | 5,785 |
| Provision for loan and lease losses | $331,000 | 3,012 |
| Total noninterest income | $478,000 | 5,187 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $404,000 | 3,367 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $74,000 | 7,023 |
| Total noninterest expense | $2,241,000 | 5,316 |
| Salaries and employee benefits | $905,000 | 6,347 |
| Premises and equipment expense | $390,000 | 4,674 |
| Additional noninterest expense | $946,000 | 4,252 |
| Pre-tax net operating income | $352,000 | 7,178 |
| Securities gains (losses) | $-5,000 | 9,212 |
| Applicable income taxes | $136,000 | 5,603 |
| Income before extraordinary items | $211,000 | 7,646 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $211,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,805 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $214,200 | 7,508 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,045,000 | 4,566 |
| Total interest expense | $4,334,000 | 3,738 |
| Net interest income | $2,711,000 | 5,527 |
| Provision for loan and lease losses | $357,000 | 2,539 |
| Total noninterest income | $459,000 | 5,129 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $389,000 | 3,316 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $2,354,000 | 5,065 |
| Salaries and employee benefits | $883,000 | 6,369 |
| Premises and equipment expense | $396,000 | 4,539 |
| Additional noninterest expense | $1,075,000 | 3,769 |
| Pre-tax net operating income | $459,000 | 7,201 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $165,000 | 5,765 |
| Income before extraordinary items | $289,000 | 7,540 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $289,000 | 7,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $503,000 | 1,241 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $292,200 | 7,524 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,820 |
| Total interest expense | $5,123,000 | 2,850 |
| Net interest income | $3,080,000 | 5,052 |
| Provision for loan and lease losses | $1,459,000 | 718 |
| Total noninterest income | $474,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $365,000 | 3,454 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $109,000 | 6,428 |
| Total noninterest expense | $2,719,000 | 4,572 |
| Salaries and employee benefits | $1,004,000 | 5,871 |
| Premises and equipment expense | $356,000 | 4,912 |
| Additional noninterest expense | $1,359,000 | 3,103 |
| Pre-tax net operating income | $-624,000 | 9,931 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-179,000 | 10,014 |
| Income before extraordinary items | $-445,000 | 9,872 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-445,000 | 9,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,419,000 | 560 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-445,000 | 9,851 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,325,000 | 3,796 |
| Total interest expense | $5,327,000 | 2,827 |
| Net interest income | $2,998,000 | 5,135 |
| Provision for loan and lease losses | $1,042,000 | 939 |
| Total noninterest income | $725,000 | 3,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,672 |
| Total noninterest expense | $2,663,000 | 4,552 |
| Salaries and employee benefits | $1,091,000 | 5,437 |
| Premises and equipment expense | $423,000 | 4,229 |
| Additional noninterest expense | $1,149,000 | 3,494 |
| Pre-tax net operating income | $18,000 | 9,733 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $206,000 | 6,123 |
| Income before extraordinary items | $-183,000 | 10,033 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-183,000 | 10,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $762,000 | 920 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-186,200 | 10,002 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 4,291 |
| Total interest expense | $4,392,000 | 3,363 |
| Net interest income | $3,017,000 | 5,280 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $438,000 | 5,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $2,567,000 | 4,685 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $449,000 | 4,049 |
| Additional noninterest expense | $996,000 | 3,924 |
| Pre-tax net operating income | $888,000 | 6,187 |
| Securities gains (losses) | $50,000 | 1,344 |
| Applicable income taxes | $300,000 | 5,716 |
| Income before extraordinary items | $638,000 | 6,171 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $638,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,643 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $604,000 | 6,290 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 5,384 |
| Total interest expense | $3,417,000 | 4,272 |
| Net interest income | $2,264,000 | 6,630 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $511,000 | 5,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $511,000 | 2,873 |
| Total noninterest expense | $2,297,000 | 5,349 |
| Salaries and employee benefits | $960,000 | 6,174 |
| Premises and equipment expense | $385,000 | 4,676 |
| Additional noninterest expense | $952,000 | 4,588 |
| Pre-tax net operating income | $478,000 | 8,069 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $86,000 | 9,001 |
| Income before extraordinary items | $393,000 | 7,676 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $393,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $1,627,000 | 1,484 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 853 |
| Net operating income | $392,180 | 7,631 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,975,000 | 6,010 |
| Total interest expense | $3,121,000 | 4,581 |
| Net interest income | $1,854,000 | 7,637 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $496,000 | 5,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $496,000 | 2,892 |
| Total noninterest expense | $1,888,000 | 6,258 |
| Salaries and employee benefits | $967,000 | 6,221 |
| Premises and equipment expense | $371,000 | 4,819 |
| Additional noninterest expense | $550,000 | 6,874 |
| Pre-tax net operating income | $462,000 | 8,676 |
| Securities gains (losses) | $43,000 | 1,415 |
| Applicable income taxes | $32,000 | 10,549 |
| Income before extraordinary items | $473,000 | 7,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $473,000 | 7,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $87,000 | 7,085 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $432,580 | 7,761 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 6,416 |
| Total interest expense | $2,405,000 | 4,808 |
| Net interest income | $1,845,000 | 7,928 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $445,000 | 5,726 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $445,000 | 3,191 |
| Total noninterest expense | $1,524,000 | 7,530 |
| Salaries and employee benefits | $792,000 | 7,251 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $437,000 | 8,460 |
| Pre-tax net operating income | $766,000 | 7,049 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $161,000 | 8,089 |
| Income before extraordinary items | $633,000 | 6,315 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $633,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $87,000 | 7,197 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 964 |
| Net operating income | $610,600 | 6,519 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,287,000 | 6,533 |
| Total interest expense | $2,254,000 | 5,263 |
| Net interest income | $2,033,000 | 7,573 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $308,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $308,000 | 4,405 |
| Total noninterest expense | $1,410,000 | 8,147 |
| Salaries and employee benefits | $755,000 | 7,614 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $350,000 | 9,838 |
| Pre-tax net operating income | $931,000 | 6,208 |
| Securities gains (losses) | $163,000 | 1,907 |
| Applicable income taxes | $277,000 | 6,387 |
| Income before extraordinary items | $817,000 | 5,478 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $817,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $694,750 | 5,878 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 6,902 |
| Total interest expense | $2,580,000 | 5,834 |
| Net interest income | $1,919,000 | 7,980 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $299,000 | 7,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $1,338,000 | 8,529 |
| Salaries and employee benefits | $655,000 | 8,348 |
| Premises and equipment expense | $264,000 | 6,542 |
| Additional noninterest expense | $419,000 | 9,344 |
| Pre-tax net operating income | $880,000 | 6,200 |
| Securities gains (losses) | $135,000 | 2,548 |
| Applicable income taxes | $244,000 | 6,757 |
| Income before extraordinary items | $771,000 | 5,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $771,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 13,477 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $668,400 | 5,765 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.