Home > First State Bank of Dix > Income and Expense
First State Bank of Dix, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,381,000 | 6,611 |
| Total interest expense | $278,000 | 6,422 |
| Net interest income | $1,103,000 | 6,607 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $179,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $51,000 | 6,049 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $128,000 | 4,770 |
| Total noninterest expense | $992,000 | 6,523 |
| Salaries and employee benefits | $459,000 | 6,693 |
| Premises and equipment expense | $137,000 | 6,190 |
| Additional noninterest expense | $396,000 | 6,229 |
| Pre-tax net operating income | $140,000 | 5,668 |
| Securities gains (losses) | $41,000 | 2,444 |
| Applicable income taxes | $61,000 | 3,520 |
| Income before extraordinary items | $120,000 | 5,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $120,000 | 5,824 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $120,000 | 5,824 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $92,940 | 5,814 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 6,700 |
| Total interest expense | $186,000 | 6,515 |
| Net interest income | $715,000 | 6,694 |
| Provision for loan and lease losses | $95,000 | 4,453 |
| Total noninterest income | $118,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,816 |
| Total noninterest expense | $674,000 | 6,578 |
| Salaries and employee benefits | $315,000 | 6,717 |
| Premises and equipment expense | $90,000 | 6,266 |
| Additional noninterest expense | $269,000 | 6,282 |
| Pre-tax net operating income | $64,000 | 5,863 |
| Securities gains (losses) | $41,000 | 1,708 |
| Applicable income taxes | $25,000 | 3,735 |
| Income before extraordinary items | $80,000 | 5,820 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,819 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $80,000 | 5,820 |
| Net charge-offs | $38,000 | 4,675 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $48,840 | 5,941 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 6,739 |
| Total interest expense | $93,000 | 6,600 |
| Net interest income | $361,000 | 6,710 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $57,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $15,000 | 6,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $341,000 | 6,614 |
| Salaries and employee benefits | $167,000 | 6,657 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $130,000 | 6,392 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $13,000 | 3,664 |
| Income before extraordinary items | $39,000 | 5,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $39,000 | 5,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $39,000 | 5,864 |
| Net charge-offs | $34,000 | 3,663 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $39,000 | 5,833 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 6,766 |
| Total interest expense | $455,000 | 6,655 |
| Net interest income | $1,463,000 | 6,751 |
| Provision for loan and lease losses | $130,000 | 5,773 |
| Total noninterest income | $194,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $128,000 | 5,150 |
| Total noninterest expense | $1,228,000 | 6,831 |
| Salaries and employee benefits | $583,000 | 6,963 |
| Premises and equipment expense | $163,000 | 6,520 |
| Additional noninterest expense | $482,000 | 6,575 |
| Pre-tax net operating income | $299,000 | 4,902 |
| Securities gains (losses) | $67,000 | 2,472 |
| Applicable income taxes | $80,000 | 3,389 |
| Income before extraordinary items | $286,000 | 4,990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $286,000 | 4,993 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $286,000 | 4,993 |
| Net charge-offs | $207,000 | 4,733 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $233,740 | 5,025 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 6,884 |
| Total interest expense | $353,000 | 6,747 |
| Net interest income | $1,081,000 | 6,869 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $99,000 | 6,552 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $16,000 | 6,702 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $83,000 | 5,436 |
| Total noninterest expense | $896,000 | 6,931 |
| Salaries and employee benefits | $443,000 | 7,005 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $357,000 | 6,644 |
| Pre-tax net operating income | $194,000 | 5,278 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $62,000 | 3,444 |
| Income before extraordinary items | $176,000 | 5,402 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $176,000 | 5,404 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $176,000 | 5,405 |
| Net charge-offs | $118,000 | 4,745 |
| Cash dividends | $75,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $143,440 | 5,375 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 7,021 |
| Total interest expense | $239,000 | 6,806 |
| Net interest income | $661,000 | 7,013 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $102,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $11,000 | 6,744 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 4,777 |
| Total noninterest expense | $593,000 | 6,997 |
| Salaries and employee benefits | $299,000 | 7,036 |
| Premises and equipment expense | $63,000 | 6,957 |
| Additional noninterest expense | $231,000 | 6,716 |
| Pre-tax net operating income | $130,000 | 5,325 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $43,000 | 3,388 |
| Income before extraordinary items | $119,000 | 5,422 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,424 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $119,000 | 5,424 |
| Net charge-offs | $-5,000 | 7,369 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $95,640 | 5,447 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,137 |
| Total interest expense | $124,000 | 6,875 |
| Net interest income | $321,000 | 7,123 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $53,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $48,000 | 4,761 |
| Total noninterest expense | $300,000 | 7,082 |
| Salaries and employee benefits | $154,000 | 7,074 |
| Premises and equipment expense | $38,000 | 6,814 |
| Additional noninterest expense | $108,000 | 6,894 |
| Pre-tax net operating income | $69,000 | 5,427 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $65,000 | 5,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $65,000 | 5,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $65,000 | 5,469 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $49,880 | 5,611 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 7,116 |
| Total interest expense | $672,000 | 6,749 |
| Net interest income | $1,246,000 | 7,187 |
| Provision for loan and lease losses | $170,000 | 5,951 |
| Total noninterest income | $270,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $75,000 | 6,093 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $195,000 | 4,680 |
| Total noninterest expense | $1,212,000 | 7,127 |
| Salaries and employee benefits | $635,000 | 7,116 |
| Premises and equipment expense | $78,000 | 7,572 |
| Additional noninterest expense | $499,000 | 6,787 |
| Pre-tax net operating income | $134,000 | 4,983 |
| Securities gains (losses) | $105,000 | 2,100 |
| Applicable income taxes | $49,000 | 3,272 |
| Income before extraordinary items | $190,000 | 4,837 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $190,000 | 4,839 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $190,000 | 4,839 |
| Net charge-offs | $119,000 | 5,539 |
| Cash dividends | $205,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $107,050 | 5,067 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 7,155 |
| Total interest expense | $505,000 | 6,862 |
| Net interest income | $976,000 | 7,184 |
| Provision for loan and lease losses | $150,000 | 5,500 |
| Total noninterest income | $197,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $134,000 | 4,957 |
| Total noninterest expense | $861,000 | 7,265 |
| Salaries and employee benefits | $478,000 | 7,152 |
| Premises and equipment expense | $90,000 | 7,254 |
| Additional noninterest expense | $293,000 | 7,148 |
| Pre-tax net operating income | $162,000 | 5,074 |
| Securities gains (losses) | $86,000 | 1,944 |
| Applicable income taxes | $33,000 | 3,562 |
| Income before extraordinary items | $215,000 | 4,777 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $215,000 | 4,777 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $215,000 | 4,778 |
| Net charge-offs | $135,000 | 4,746 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $140,180 | 5,078 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 7,208 |
| Total interest expense | $348,000 | 6,930 |
| Net interest income | $658,000 | 7,198 |
| Provision for loan and lease losses | $100,000 | 5,300 |
| Total noninterest income | $151,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $109,000 | 4,644 |
| Total noninterest expense | $575,000 | 7,318 |
| Salaries and employee benefits | $322,000 | 7,217 |
| Premises and equipment expense | $66,000 | 7,201 |
| Additional noninterest expense | $187,000 | 7,264 |
| Pre-tax net operating income | $134,000 | 5,019 |
| Securities gains (losses) | $63,000 | 1,760 |
| Applicable income taxes | $29,000 | 3,509 |
| Income before extraordinary items | $168,000 | 4,743 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $168,000 | 4,740 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $168,000 | 4,740 |
| Net charge-offs | $95,000 | 4,299 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $114,450 | 5,010 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,209 |
| Total interest expense | $176,000 | 6,998 |
| Net interest income | $342,000 | 7,152 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $279,000 | 7,375 |
| Salaries and employee benefits | $165,000 | 7,208 |
| Premises and equipment expense | $33,000 | 7,236 |
| Additional noninterest expense | $81,000 | 7,370 |
| Pre-tax net operating income | $61,000 | 5,477 |
| Securities gains (losses) | $36,000 | 1,437 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $88,000 | 3,010 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $52,680 | 5,477 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 7,205 |
| Total interest expense | $900,000 | 6,957 |
| Net interest income | $1,271,000 | 7,275 |
| Provision for loan and lease losses | $180,000 | 5,334 |
| Total noninterest income | $214,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 5,996 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $121,000 | 5,664 |
| Total noninterest expense | $1,173,000 | 7,302 |
| Salaries and employee benefits | $603,000 | 7,401 |
| Premises and equipment expense | $119,000 | 7,435 |
| Additional noninterest expense | $451,000 | 6,840 |
| Pre-tax net operating income | $132,000 | 5,933 |
| Securities gains (losses) | $18,000 | 2,241 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $137,000 | 5,726 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $137,000 | 5,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 4,784 |
| Cash dividends | $126,000 | 4,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $120,620 | 5,941 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,632,000 | 7,281 |
| Total interest expense | $697,000 | 7,015 |
| Net interest income | $935,000 | 7,366 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $151,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $56,000 | 6,303 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $95,000 | 5,713 |
| Total noninterest expense | $898,000 | 7,284 |
| Salaries and employee benefits | $451,000 | 7,438 |
| Premises and equipment expense | $92,000 | 7,447 |
| Additional noninterest expense | $355,000 | 6,730 |
| Pre-tax net operating income | $68,000 | 6,525 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $-7,000 | 7,287 |
| Income before extraordinary items | $91,000 | 6,228 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $91,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,799 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $75,000 | 6,448 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 7,331 |
| Total interest expense | $481,000 | 7,072 |
| Net interest income | $622,000 | 7,408 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $63,000 | 5,798 |
| Total noninterest expense | $525,000 | 7,549 |
| Salaries and employee benefits | $301,000 | 7,507 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $163,000 | 7,381 |
| Pre-tax net operating income | $137,000 | 6,188 |
| Securities gains (losses) | $16,000 | 2,191 |
| Applicable income taxes | $18,000 | 4,723 |
| Income before extraordinary items | $135,000 | 6,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $135,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,469 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $120,920 | 6,139 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $568,000 | 7,362 |
| Total interest expense | $248,000 | 7,156 |
| Net interest income | $320,000 | 7,408 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $52,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $269,000 | 7,542 |
| Salaries and employee benefits | $149,000 | 7,560 |
| Premises and equipment expense | $32,000 | 7,475 |
| Additional noninterest expense | $88,000 | 7,268 |
| Pre-tax net operating income | $83,000 | 6,214 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $82,000 | 6,093 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $82,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,724 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $68,720 | 6,206 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,306,000 | 7,334 |
| Total interest expense | $1,222,000 | 6,836 |
| Net interest income | $1,084,000 | 7,637 |
| Provision for loan and lease losses | $68,000 | 5,379 |
| Total noninterest income | $195,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $74,000 | 6,383 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $121,000 | 5,921 |
| Total noninterest expense | $1,067,000 | 7,557 |
| Salaries and employee benefits | $617,000 | 7,493 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $345,000 | 7,326 |
| Pre-tax net operating income | $144,000 | 7,023 |
| Securities gains (losses) | $-14,000 | 7,650 |
| Applicable income taxes | $6,000 | 5,740 |
| Income before extraordinary items | $124,000 | 7,058 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $124,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,314 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $137,300 | 6,982 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 7,401 |
| Total interest expense | $924,000 | 6,835 |
| Net interest income | $776,000 | 7,751 |
| Provision for loan and lease losses | $53,000 | 4,995 |
| Total noninterest income | $142,000 | 6,860 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,545 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $789,000 | 7,556 |
| Salaries and employee benefits | $466,000 | 7,457 |
| Premises and equipment expense | $78,000 | 7,692 |
| Additional noninterest expense | $245,000 | 7,400 |
| Pre-tax net operating income | $76,000 | 7,398 |
| Securities gains (losses) | $-17,000 | 7,911 |
| Applicable income taxes | $-2,000 | 7,973 |
| Income before extraordinary items | $61,000 | 7,441 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $61,000 | 7,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $78,000 | 7,347 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,496 |
| Total interest expense | $602,000 | 6,898 |
| Net interest income | $498,000 | 7,872 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $95,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $62,000 | 5,942 |
| Total noninterest expense | $518,000 | 7,631 |
| Salaries and employee benefits | $307,000 | 7,533 |
| Premises and equipment expense | $52,000 | 7,734 |
| Additional noninterest expense | $159,000 | 7,475 |
| Pre-tax net operating income | $60,000 | 7,469 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $58,000 | 7,430 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $58,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $58,000 | 7,419 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 7,554 |
| Total interest expense | $293,000 | 6,962 |
| Net interest income | $248,000 | 7,925 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $48,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $32,000 | 5,872 |
| Total noninterest expense | $259,000 | 7,677 |
| Salaries and employee benefits | $154,000 | 7,564 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $78,000 | 7,522 |
| Pre-tax net operating income | $34,000 | 7,497 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $33,000 | 7,419 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $33,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $33,000 | 7,406 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 7,569 |
| Total interest expense | $919,000 | 7,095 |
| Net interest income | $1,055,000 | 7,764 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $146,000 | 7,342 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $54,000 | 6,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 6,472 |
| Total noninterest expense | $1,013,000 | 7,684 |
| Salaries and employee benefits | $582,000 | 7,642 |
| Premises and equipment expense | $215,000 | 6,577 |
| Additional noninterest expense | $216,000 | 8,023 |
| Pre-tax net operating income | $140,000 | 7,587 |
| Securities gains (losses) | $-9,000 | 7,249 |
| Applicable income taxes | $7,000 | 6,250 |
| Income before extraordinary items | $124,000 | 7,582 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $124,000 | 7,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $132,550 | 7,551 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 7,672 |
| Total interest expense | $639,000 | 7,218 |
| Net interest income | $791,000 | 7,846 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $108,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $47,000 | 6,787 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $61,000 | 6,658 |
| Total noninterest expense | $759,000 | 7,694 |
| Salaries and employee benefits | $434,000 | 7,642 |
| Premises and equipment expense | $164,000 | 6,553 |
| Additional noninterest expense | $161,000 | 8,065 |
| Pre-tax net operating income | $100,000 | 7,806 |
| Securities gains (losses) | $-12,000 | 7,658 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $79,000 | 7,831 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $79,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $89,800 | 7,784 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,742 |
| Total interest expense | $400,000 | 7,277 |
| Net interest income | $519,000 | 7,910 |
| Provision for loan and lease losses | $7,000 | 6,120 |
| Total noninterest income | $66,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,037 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 6,634 |
| Total noninterest expense | $502,000 | 7,738 |
| Salaries and employee benefits | $286,000 | 7,716 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $108,000 | 8,070 |
| Pre-tax net operating income | $76,000 | 7,821 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $12,000 | 6,049 |
| Income before extraordinary items | $52,000 | 7,885 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $61,720 | 7,833 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,812 |
| Total interest expense | $194,000 | 7,276 |
| Net interest income | $248,000 | 7,986 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $22,000 | 6,566 |
| Total noninterest expense | $243,000 | 7,797 |
| Salaries and employee benefits | $139,000 | 7,767 |
| Premises and equipment expense | $53,000 | 6,629 |
| Additional noninterest expense | $51,000 | 8,144 |
| Pre-tax net operating income | $35,000 | 7,869 |
| Securities gains (losses) | $-12,000 | 8,270 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $19,000 | 7,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $28,960 | 7,864 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 7,910 |
| Total interest expense | $664,000 | 7,147 |
| Net interest income | $825,000 | 8,180 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $144,000 | 7,552 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $59,000 | 6,939 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $85,000 | 6,655 |
| Total noninterest expense | $960,000 | 7,817 |
| Salaries and employee benefits | $563,000 | 7,738 |
| Premises and equipment expense | $194,000 | 6,778 |
| Additional noninterest expense | $203,000 | 8,212 |
| Pre-tax net operating income | $-226,000 | 8,398 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $-78,000 | 8,588 |
| Income before extraordinary items | $-150,000 | 8,396 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-150,000 | 8,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 2,863 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-148,680 | 8,373 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 8,015 |
| Total interest expense | $476,000 | 7,176 |
| Net interest income | $574,000 | 8,313 |
| Provision for loan and lease losses | $220,000 | 2,803 |
| Total noninterest income | $98,000 | 7,702 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,929 |
| Total noninterest expense | $717,000 | 7,807 |
| Salaries and employee benefits | $426,000 | 7,689 |
| Premises and equipment expense | $142,000 | 6,840 |
| Additional noninterest expense | $149,000 | 8,226 |
| Pre-tax net operating income | $-265,000 | 8,515 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $-92,000 | 8,714 |
| Income before extraordinary items | $-175,000 | 8,508 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-175,000 | 8,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,113 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-173,680 | 8,477 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 8,102 |
| Total interest expense | $302,000 | 7,174 |
| Net interest income | $356,000 | 8,385 |
| Provision for loan and lease losses | $158,000 | 2,559 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $25,000 | 7,119 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $484,000 | 7,791 |
| Salaries and employee benefits | $286,000 | 7,691 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $102,000 | 8,179 |
| Pre-tax net operating income | $-221,000 | 8,568 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-76,000 | 8,732 |
| Income before extraordinary items | $-145,000 | 8,544 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-145,000 | 8,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,589 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-145,000 | 8,520 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,261 |
| Total interest expense | $138,000 | 7,318 |
| Net interest income | $166,000 | 8,518 |
| Provision for loan and lease losses | $148,000 | 1,498 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $243,000 | 7,842 |
| Salaries and employee benefits | $143,000 | 7,751 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $51,000 | 8,248 |
| Pre-tax net operating income | $-196,000 | 8,722 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-196,000 | 8,747 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-196,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,003 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-196,000 | 8,730 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 8,357 |
| Total interest expense | $360,000 | 7,842 |
| Net interest income | $688,000 | 8,456 |
| Provision for loan and lease losses | $9,000 | 7,075 |
| Total noninterest income | $68,000 | 8,420 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $35,000 | 7,494 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,887 |
| Total noninterest expense | $780,000 | 8,195 |
| Salaries and employee benefits | $465,000 | 8,088 |
| Premises and equipment expense | $128,000 | 7,609 |
| Additional noninterest expense | $187,000 | 8,380 |
| Pre-tax net operating income | $-33,000 | 8,435 |
| Securities gains (losses) | $53,000 | 1,691 |
| Applicable income taxes | $3,000 | 7,000 |
| Income before extraordinary items | $17,000 | 8,386 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $17,000 | 8,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,894 |
| Cash dividends | $38,000 | 5,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-28,050 | 8,439 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $771,000 | 8,423 |
| Total interest expense | $260,000 | 7,922 |
| Net interest income | $511,000 | 8,502 |
| Provision for loan and lease losses | $9,000 | 6,765 |
| Total noninterest income | $50,000 | 8,476 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $25,000 | 7,565 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $571,000 | 8,225 |
| Salaries and employee benefits | $334,000 | 8,142 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $132,000 | 8,449 |
| Pre-tax net operating income | $-19,000 | 8,511 |
| Securities gains (losses) | $53,000 | 1,616 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $16,000 | 8,453 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $16,000 | 8,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $29,000 | 5,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-17,920 | 8,503 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $511,000 | 8,474 |
| Total interest expense | $171,000 | 8,006 |
| Net interest income | $340,000 | 8,558 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $364,000 | 8,330 |
| Salaries and employee benefits | $212,000 | 8,266 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $85,000 | 8,527 |
| Pre-tax net operating income | $2,000 | 8,500 |
| Securities gains (losses) | $47,000 | 1,505 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $31,000 | 8,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $19,000 | 4,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $920 | 8,515 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 8,525 |
| Total interest expense | $86,000 | 8,072 |
| Net interest income | $170,000 | 8,596 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $178,000 | 8,398 |
| Salaries and employee benefits | $104,000 | 8,340 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $41,000 | 8,609 |
| Pre-tax net operating income | $1,000 | 8,530 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $-2,000 | 8,796 |
| Income before extraordinary items | $5,000 | 8,530 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $10,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,000 | 8,497 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 8,507 |
| Total interest expense | $379,000 | 8,180 |
| Net interest income | $709,000 | 8,552 |
| Provision for loan and lease losses | $20,000 | 7,057 |
| Total noninterest income | $47,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $30,000 | 7,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $17,000 | 8,524 |
| Total noninterest expense | $584,000 | 8,690 |
| Salaries and employee benefits | $314,000 | 8,722 |
| Premises and equipment expense | $125,000 | 7,733 |
| Additional noninterest expense | $145,000 | 8,782 |
| Pre-tax net operating income | $152,000 | 7,991 |
| Securities gains (losses) | $7,000 | 3,771 |
| Applicable income taxes | $28,000 | 6,648 |
| Income before extraordinary items | $131,000 | 8,082 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $131,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $38,000 | 6,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $125,260 | 7,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $829,000 | 8,585 |
| Total interest expense | $288,000 | 8,294 |
| Net interest income | $541,000 | 8,597 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $35,000 | 8,890 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $23,000 | 7,775 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,000 | 8,600 |
| Total noninterest expense | $415,000 | 8,774 |
| Salaries and employee benefits | $225,000 | 8,786 |
| Premises and equipment expense | $85,000 | 7,908 |
| Additional noninterest expense | $105,000 | 8,854 |
| Pre-tax net operating income | $146,000 | 7,996 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $117,000 | 8,109 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $117,000 | 8,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $29,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $115,420 | 7,991 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $561,000 | 8,615 |
| Total interest expense | $198,000 | 8,348 |
| Net interest income | $363,000 | 8,626 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $22,000 | 8,940 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $270,000 | 8,817 |
| Salaries and employee benefits | $147,000 | 8,829 |
| Premises and equipment expense | $53,000 | 8,017 |
| Additional noninterest expense | $70,000 | 8,865 |
| Pre-tax net operating income | $109,000 | 7,930 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $84,000 | 8,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $84,000 | 8,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $19,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $83,240 | 7,951 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 8,690 |
| Total interest expense | $101,000 | 8,419 |
| Net interest income | $178,000 | 8,702 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $10,000 | 8,992 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $127,000 | 8,918 |
| Salaries and employee benefits | $70,000 | 8,910 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $34,000 | 8,932 |
| Pre-tax net operating income | $58,000 | 7,870 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $14,000 | 6,371 |
| Income before extraordinary items | $44,000 | 8,014 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $10,000 | 3,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $44,000 | 7,863 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 8,718 |
| Total interest expense | $484,000 | 8,425 |
| Net interest income | $671,000 | 8,781 |
| Provision for loan and lease losses | $7,000 | 7,905 |
| Total noninterest income | $49,000 | 8,967 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $30,000 | 7,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $533,000 | 8,923 |
| Salaries and employee benefits | $284,000 | 8,946 |
| Premises and equipment expense | $117,000 | 7,917 |
| Additional noninterest expense | $132,000 | 8,996 |
| Pre-tax net operating income | $180,000 | 8,002 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $41,000 | 6,673 |
| Income before extraordinary items | $146,000 | 8,110 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $146,000 | 8,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,528 |
| Cash dividends | $38,000 | 6,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $140,540 | 8,031 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 8,968 |
| Total interest expense | $636,000 | 8,752 |
| Net interest income | $599,000 | 9,039 |
| Provision for loan and lease losses | $1,000 | 8,207 |
| Total noninterest income | $43,000 | 9,232 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $28,000 | 8,010 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $15,000 | 8,930 |
| Total noninterest expense | $474,000 | 9,231 |
| Salaries and employee benefits | $266,000 | 9,199 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $120,000 | 9,256 |
| Pre-tax net operating income | $167,000 | 8,032 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $35,000 | 6,977 |
| Income before extraordinary items | $140,000 | 8,096 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $140,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,052 |
| Cash dividends | $38,000 | 6,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $133,600 | 8,023 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 9,262 |
| Total interest expense | $583,000 | 9,082 |
| Net interest income | $578,000 | 9,324 |
| Provision for loan and lease losses | $23,000 | 7,535 |
| Total noninterest income | $47,000 | 9,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,181 |
| Total noninterest expense | $444,000 | 9,503 |
| Salaries and employee benefits | $255,000 | 9,447 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $113,000 | 9,545 |
| Pre-tax net operating income | $158,000 | 8,561 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $31,000 | 7,597 |
| Income before extraordinary items | $127,000 | 8,544 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $127,000 | 8,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $38,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $127,000 | 8,543 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 9,512 |
| Total interest expense | $538,000 | 9,358 |
| Net interest income | $565,000 | 9,571 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $47,000 | 9,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $421,000 | 9,831 |
| Salaries and employee benefits | $245,000 | 9,738 |
| Premises and equipment expense | $74,000 | 9,145 |
| Additional noninterest expense | $102,000 | 9,910 |
| Pre-tax net operating income | $101,000 | 9,070 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $22,000 | 8,180 |
| Income before extraordinary items | $77,000 | 9,106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $77,000 | 9,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,094 |
| Cash dividends | $38,000 | 6,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $78,560 | 9,070 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 9,775 |
| Total interest expense | $504,000 | 9,686 |
| Net interest income | $582,000 | 9,776 |
| Provision for loan and lease losses | $28,000 | 7,415 |
| Total noninterest income | $55,000 | 9,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 8,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,064 |
| Total noninterest expense | $441,000 | 9,947 |
| Salaries and employee benefits | $250,000 | 9,878 |
| Premises and equipment expense | $79,000 | 9,163 |
| Additional noninterest expense | $112,000 | 10,032 |
| Pre-tax net operating income | $168,000 | 9,077 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $19,000 | 8,905 |
| Income before extraordinary items | $160,000 | 8,909 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $160,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,732 |
| Cash dividends | $38,000 | 7,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $150,210 | 8,911 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 10,277 |
| Total interest expense | $485,000 | 10,130 |
| Net interest income | $544,000 | 10,294 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $41,000 | 10,427 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $406,000 | 10,453 |
| Salaries and employee benefits | $235,000 | 10,369 |
| Premises and equipment expense | $85,000 | 9,322 |
| Additional noninterest expense | $86,000 | 10,647 |
| Pre-tax net operating income | $155,000 | 9,818 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $19,000 | 9,739 |
| Income before extraordinary items | $139,000 | 9,684 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $139,000 | 9,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $38,000 | 7,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $136,360 | 9,665 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 10,804 |
| Total interest expense | $461,000 | 10,714 |
| Net interest income | $545,000 | 10,785 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $46,000 | 10,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $447,000 | 10,805 |
| Salaries and employee benefits | $250,000 | 10,717 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $84,000 | 11,215 |
| Pre-tax net operating income | $129,000 | 10,215 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $22,000 | 10,165 |
| Income before extraordinary items | $118,000 | 10,064 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $118,000 | 10,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $38,000 | 7,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $108,760 | 10,097 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $945,000 | 11,368 |
| Total interest expense | $404,000 | 11,316 |
| Net interest income | $541,000 | 11,300 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $51,000 | 11,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 9,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $447,000 | 11,249 |
| Salaries and employee benefits | $234,000 | 11,275 |
| Premises and equipment expense | $114,000 | 9,208 |
| Additional noninterest expense | $99,000 | 11,621 |
| Pre-tax net operating income | $136,000 | 10,862 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $33,000 | 10,533 |
| Income before extraordinary items | $112,000 | 10,821 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $112,000 | 10,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $38,000 | 8,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $105,070 | 10,863 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 11,974 |
| Total interest expense | $319,000 | 11,960 |
| Net interest income | $541,000 | 11,884 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $47,000 | 11,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 11,499 |
| Total noninterest expense | $424,000 | 11,939 |
| Salaries and employee benefits | $227,000 | 11,865 |
| Premises and equipment expense | $86,000 | 10,464 |
| Additional noninterest expense | $111,000 | 12,201 |
| Pre-tax net operating income | $153,000 | 11,244 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $66,000 | 10,095 |
| Income before extraordinary items | $87,000 | 11,503 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $87,000 | 11,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $38,000 | 8,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $87,000 | 11,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $900,000 | 12,506 |
| Total interest expense | $362,000 | 12,391 |
| Net interest income | $538,000 | 12,436 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 10,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $397,000 | 12,665 |
| Salaries and employee benefits | $225,000 | 12,412 |
| Premises and equipment expense | $65,000 | 11,682 |
| Additional noninterest expense | $107,000 | 12,874 |
| Pre-tax net operating income | $167,000 | 11,340 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $38,000 | 8,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,300 | 11,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 12,969 |
| Total interest expense | $504,000 | 12,742 |
| Net interest income | $526,000 | 12,983 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $49,000 | 13,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $425,000 | 13,044 |
| Salaries and employee benefits | $211,000 | 13,035 |
| Premises and equipment expense | $94,000 | 10,953 |
| Additional noninterest expense | $120,000 | 13,325 |
| Pre-tax net operating income | $120,000 | 11,810 |
| Securities gains (losses) | $99,000 | 3,013 |
| Applicable income taxes | $68,000 | 10,772 |
| Income before extraordinary items | $151,000 | 11,258 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $151,000 | 11,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $38,000 | 8,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $82,690 | 11,882 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.