Home > First State Bank of Covington, Tennessee > Assets and Liabilities
First State Bank of Covington, Tennessee, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 65 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $118,136,000 | 3,810 |
| Cash and due from depository institutions | $5,169,000 | 2,746 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $17,240,000 | 5,326 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $92,046,000 | 3,149 |
| Loan loss allowance | $1,444,000 | 2,477 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,033,000 | 3,961 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,648,000 | 4,555 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,136,000 | 3,810 |
| Total liabilities | $108,919,000 | 3,731 |
| Total deposits | $106,398,000 | 3,525 |
| Interest-bearing deposits | $87,176,000 | 3,684 |
| Deposits held in domestic offices | $106,398,000 | 3,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,485,000 | 2,755 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,036,000 | 3,182 |
| Total equity capital | $9,217,000 | 4,546 |
| Total bank equity capital | $9,217,000 | 4,546 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,434,000 | 2,510 |
| Surplus | $2,563,000 | 4,757 |
| Undivided profits | $5,220,000 | 4,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $203,000 | 5,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $565,000 | 4,108 |
| Earning assets | $109,286,000 | 3,779 |
| Long-term assets (5+ years) | $9,845,000 | 4,873 |
| Average Assets, year-to-date | $127,192,200 | 3,461 |
| Average Assets, quarterly | $120,329,000 | 3,715 |
| Volatile liabilities | $11,910,000 | 4,969 |
| Insider loans | $949,000 | 3,865 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,627,000 | 4,411 |
| Tier 1 (core) risk-based capital | $9,289,000 | 4,526 |
| Tier 2 risk-based capital | $1,063,570 | 2,975 |
| Total risk weighted assets | $84,704,870 | 3,446 |
| Total unused commitments | $7,627,000 | 4,415 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities | ||
| Total Assets: | $140,927,000 | 3,202 |
| Cash and due from depository institutions | $2,157,000 | 2,650 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $19,049,000 | 4,981 |
| Federal funds sold & reverse repurchase agreements | $14,083,000 | 1,171 |
| Net loans & leases | $101,139,000 | 2,733 |
| Loan loss allowance | $1,442,000 | 2,407 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,262,000 | 3,509 |
| Other real estate owned | $145,000 | 2,650 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,092,000 | 3,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,927,000 | 3,202 |
| Total liabilities | $126,762,000 | 3,199 |
| Total deposits | $123,052,000 | 3,078 |
| Interest-bearing deposits | $102,460,000 | 3,140 |
| Deposits held in domestic offices | $123,052,000 | 3,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,000,000 | 3,227 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,710,000 | 2,256 |
| Total equity capital | $14,165,000 | 3,158 |
| Total bank equity capital | $14,165,000 | 3,158 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,434,000 | 2,487 |
| Surplus | $2,566,000 | 4,648 |
| Undivided profits | $10,165,000 | 2,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $631,000 | 3,688 |
| Earning assets | $134,271,000 | 3,095 |
| Long-term assets (5+ years) | $22,806,000 | 2,893 |
| Average Assets, year-to-date | $140,760,600 | 3,040 |
| Average Assets, quarterly | $141,351,000 | 3,137 |
| Volatile liabilities | $15,523,000 | 3,695 |
| Insider loans | $1,735,000 | 2,371 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,401,000 | 3,770 |
| Tier 1 (core) risk-based capital | $13,871,000 | 3,076 |
| Tier 2 risk-based capital | $1,188,510 | 2,588 |
| Total risk weighted assets | $94,827,210 | 2,959 |
| Total unused commitments | $9,401,000 | 3,777 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $141,265,000 | 3,142 |
| Cash and due from depository institutions | $4,621,000 | 2,648 |
| Interest-bearing balances | $24,000 | 5,782 |
| Securities | $31,576,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,149 |
| Net loans & leases | $97,042,000 | 2,838 |
| Loan loss allowance | $1,022,000 | 3,295 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,439,000 | 3,227 |
| Other real estate owned | $35,000 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,452,000 | 4,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,265,000 | 3,142 |
| Total liabilities | $126,977,000 | 3,139 |
| Total deposits | $116,440,000 | 3,205 |
| Interest-bearing deposits | $98,223,000 | 3,247 |
| Deposits held in domestic offices | $116,440,000 | 3,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,455,000 | 1,437 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,082,000 | 3,348 |
| Total equity capital | $14,288,000 | 3,101 |
| Total bank equity capital | $14,288,000 | 3,101 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,434,000 | 2,513 |
| Surplus | $2,566,000 | 4,632 |
| Undivided profits | $10,288,000 | 2,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $93,000 | 7,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $707,000 | 3,322 |
| Earning assets | $132,742,000 | 3,074 |
| Long-term assets (5+ years) | $19,607,000 | 2,823 |
| Average Assets, year-to-date | $135,661,000 | 3,114 |
| Average Assets, quarterly | $139,059,500 | 3,144 |
| Volatile liabilities | $15,215,000 | 3,722 |
| Insider loans | $1,459,000 | 2,685 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,892,000 | 4,004 |
| Tier 1 (core) risk-based capital | $14,100,000 | 3,012 |
| Tier 2 risk-based capital | $1,022,000 | 2,865 |
| Total risk weighted assets | $92,449,500 | 2,987 |
| Total unused commitments | $7,892,000 | 4,006 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $134,032,000 | 3,367 |
| Cash and due from depository institutions | $5,647,000 | 2,873 |
| Interest-bearing balances | $96,000 | 5,002 |
| Securities | $36,319,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 3,188 |
| Net loans & leases | $84,011,000 | 3,246 |
| Loan loss allowance | $965,000 | 3,626 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,660,000 | 2,915 |
| Other real estate owned | $115,000 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,380,000 | 4,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,032,000 | 3,367 |
| Total liabilities | $120,848,000 | 3,369 |
| Total deposits | $110,126,000 | 3,457 |
| Interest-bearing deposits | $94,260,000 | 3,462 |
| Deposits held in domestic offices | $110,126,000 | 3,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $9,827,000 | 1,358 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $895,000 | 3,840 |
| Total equity capital | $13,184,000 | 3,361 |
| Total bank equity capital | $13,184,000 | 3,361 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,434,000 | 2,674 |
| Surplus | $2,566,000 | 4,699 |
| Undivided profits | $9,184,000 | 2,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $92,000 | 8,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $684,000 | 3,376 |
| Earning assets | $124,326,000 | 3,338 |
| Long-term assets (5+ years) | $19,310,000 | 2,738 |
| Average Assets, year-to-date | $130,663,400 | 3,317 |
| Average Assets, quarterly | $132,641,000 | 3,365 |
| Volatile liabilities | $9,184,000 | 5,129 |
| Insider loans | $891,000 | 3,935 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,506,000 | 4,862 |
| Tier 1 (core) risk-based capital | $12,982,000 | 3,302 |
| Tier 2 risk-based capital | $965,000 | 3,074 |
| Total risk weighted assets | $82,119,200 | 3,346 |
| Total unused commitments | $5,506,000 | 4,874 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 65 | 2,981 |
| Assets and Liabilities | ||
| Total Assets: | $130,154,000 | 3,463 |
| Cash and due from depository institutions | $5,689,000 | 2,981 |
| Interest-bearing balances | $98,000 | 5,312 |
| Securities | $38,180,000 | 3,306 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,578 |
| Net loans & leases | $72,768,000 | 3,615 |
| Loan loss allowance | $981,000 | 3,608 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,915,000 | 2,616 |
| Other real estate owned | $0 | 2,981 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,402,000 | 4,938 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,154,000 | 3,463 |
| Total liabilities | $118,082,000 | 3,442 |
| Total deposits | $109,452,000 | 3,501 |
| Interest-bearing deposits | $94,168,000 | 3,488 |
| Deposits held in domestic offices | $109,452,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,734,000 | 1,349 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $896,000 | 3,982 |
| Total equity capital | $12,072,000 | 3,652 |
| Total bank equity capital | $12,072,000 | 3,652 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,434,000 | 2,764 |
| Surplus | $2,566,000 | 4,689 |
| Undivided profits | $8,072,000 | 3,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 8,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $580,000 | 4,124 |
| Earning assets | $120,246,000 | 3,434 |
| Long-term assets (5+ years) | $19,437,000 | 2,549 |
| Average Assets, year-to-date | $127,945,600 | 3,392 |
| Average Assets, quarterly | $126,909,500 | 3,495 |
| Volatile liabilities | $9,581,000 | 4,691 |
| Insider loans | $829,000 | 4,198 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,250,000 | 4,380 |
| Tier 1 (core) risk-based capital | $11,711,000 | 3,632 |
| Tier 2 risk-based capital | $926,770 | 3,127 |
| Total risk weighted assets | $74,033,270 | 3,568 |
| Total unused commitments | $6,250,000 | 4,392 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 63 | 3,222 |
| Assets and Liabilities | ||
| Total Assets: | $131,908,000 | 3,374 |
| Cash and due from depository institutions | $4,977,000 | 3,222 |
| Interest-bearing balances | $18,000 | 6,520 |
| Securities | $49,664,000 | 2,634 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 1,733 |
| Net loans & leases | $66,433,000 | 3,850 |
| Loan loss allowance | $857,000 | 4,102 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,159,000 | 2,347 |
| Other real estate owned | $450,000 | 3,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,975,000 | 3,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,908,000 | 3,374 |
| Total liabilities | $121,776,000 | 3,331 |
| Total deposits | $108,938,000 | 3,492 |
| Interest-bearing deposits | $92,908,000 | 3,505 |
| Deposits held in domestic offices | $108,938,000 | 3,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,928,000 | 2,025 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,314,000 | 1,368 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $596,000 | 4,598 |
| Total equity capital | $10,132,000 | 3,987 |
| Total bank equity capital | $10,132,000 | 3,987 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,434,000 | 2,862 |
| Surplus | $2,566,000 | 4,649 |
| Undivided profits | $6,132,000 | 3,589 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 10,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $451,000 | 4,647 |
| Earning assets | $121,365,000 | 3,362 |
| Long-term assets (5+ years) | $20,068,000 | 2,541 |
| Average Assets, year-to-date | $121,495,200 | 3,563 |
| Average Assets, quarterly | $126,036,000 | 3,499 |
| Volatile liabilities | $12,141,000 | 3,778 |
| Insider loans | $996,000 | 3,723 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,369,000 | 4,712 |
| Tier 1 (core) risk-based capital | $10,575,000 | 3,900 |
| Tier 2 risk-based capital | $857,000 | 3,338 |
| Total risk weighted assets | $69,584,900 | 3,685 |
| Total unused commitments | $5,369,000 | 4,720 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $117,284,000 | 3,859 |
| Cash and due from depository institutions | $5,583,000 | 3,382 |
| Interest-bearing balances | $361,000 | 4,837 |
| Securities | $37,881,000 | 3,640 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,843 |
| Net loans & leases | $64,078,000 | 3,904 |
| Loan loss allowance | $884,000 | 4,127 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,280,000 | 2,234 |
| Other real estate owned | $59,000 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,453,000 | 4,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,284,000 | 3,859 |
| Total liabilities | $106,994,000 | 3,832 |
| Total deposits | $97,895,000 | 3,974 |
| Interest-bearing deposits | $86,122,000 | 3,922 |
| Deposits held in domestic offices | $97,895,000 | 3,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $8,344,000 | 1,182 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $755,000 | 3,904 |
| Total equity capital | $10,290,000 | 3,966 |
| Total bank equity capital | $10,290,000 | 3,966 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,434,000 | 2,938 |
| Surplus | $2,566,000 | 4,611 |
| Undivided profits | $6,290,000 | 3,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 11,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $450,000 | 4,159 |
| Earning assets | $107,270,000 | 3,866 |
| Long-term assets (5+ years) | $26,533,000 | 2,111 |
| Average Assets, year-to-date | $112,131,600 | 3,892 |
| Average Assets, quarterly | $115,069,500 | 3,880 |
| Volatile liabilities | $15,443,000 | 2,940 |
| Insider loans | $1,774,000 | 2,305 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,144,000 | 4,801 |
| Tier 1 (core) risk-based capital | $9,665,000 | 4,135 |
| Tier 2 risk-based capital | $829,320 | 3,429 |
| Total risk weighted assets | $66,290,720 | 3,830 |
| Total unused commitments | $5,144,000 | 4,823 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 62 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $110,646,000 | 4,129 |
| Cash and due from depository institutions | $5,845,000 | 3,453 |
| Interest-bearing balances | $1,485,000 | 3,174 |
| Securities | $35,311,000 | 3,863 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 2,705 |
| Net loans & leases | $59,808,000 | 4,179 |
| Loan loss allowance | $833,000 | 4,345 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,907,000 | 3,769 |
| Other real estate owned | $239,000 | 3,453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,411,000 | 4,827 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,646,000 | 4,129 |
| Total liabilities | $102,144,000 | 4,107 |
| Total deposits | $94,860,000 | 4,204 |
| Interest-bearing deposits | $82,704,000 | 4,237 |
| Deposits held in domestic offices | $94,860,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,664,000 | 1,153 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $620,000 | 4,910 |
| Total equity capital | $8,502,000 | 4,539 |
| Total bank equity capital | $8,502,000 | 4,539 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,434,000 | 3,050 |
| Surplus | $2,566,000 | 4,536 |
| Undivided profits | $4,502,000 | 4,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 12,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $875,000 | 2,262 |
| Earning assets | $102,729,000 | 4,074 |
| Long-term assets (5+ years) | $25,612,000 | 2,140 |
| Average Assets, year-to-date | $104,913,000 | 4,243 |
| Average Assets, quarterly | $108,073,000 | 4,191 |
| Volatile liabilities | $12,224,000 | 3,532 |
| Insider loans | $182,000 | 4,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,583,000 | 4,863 |
| Tier 1 (core) risk-based capital | $8,502,000 | 4,468 |
| Tier 2 risk-based capital | $767,130 | 3,666 |
| Total risk weighted assets | $61,189,230 | 4,155 |
| Total unused commitments | $4,583,000 | 4,891 |
| Derivatives | $0 | 651 |