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First State Bank of Cosmos, Income and Expense

1994-12-31 (YTD Data)Rank
Total interest income$526,00012,393
Total interest expense$165,00012,415
Net interest income$361,00012,307
Provision for loan and lease losses$17,0007,997
Total noninterest income$52,00011,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,00010,006
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,029
Total noninterest expense$341,00012,238
Salaries and employee benefits$240,00011,755
Premises and equipment expense$42,00011,924
Additional noninterest expense$59,00012,519
Pre-tax net operating income$55,00011,890
Securities gains (losses)$03,600
Applicable income taxes$13,00011,303
Income before extraordinary items$42,00011,866
Extraordinary gains, net$0249
Net income$42,00011,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,355
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$42,00011,903
1993-12-31 (YTD Data)Rank
Total interest income$515,00013,047
Total interest expense$175,00013,060
Net interest income$340,00012,928
Provision for loan and lease losses$81,0006,293
Total noninterest income$50,00012,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$41,00010,371
Trading account gains and feesNANA
Additional Noninterest Income$9,00012,819
Total noninterest expense$327,00012,900
Salaries and employee benefits$204,00012,599
Premises and equipment expense$41,00012,502
Additional noninterest expense$82,00013,069
Pre-tax net operating income$-18,00012,486
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-18,00012,570
Extraordinary gains, net$03,149
Net income$-18,00012,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0005,636
Cash dividends$37,0008,299
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-18,00012,448
1992-12-31 (YTD Data)Rank
Total interest income$584,00013,629
Total interest expense$237,00013,630
Net interest income$347,00013,516
Provision for loan and lease losses$21,00010,525
Total noninterest income$44,00013,249
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,00010,838
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$319,00013,509
Salaries and employee benefits$220,00012,931
Premises and equipment expense$37,00013,172
Additional noninterest expense$62,00013,786
Pre-tax net operating income$51,00012,412
Securities gains (losses)$08,369
Applicable income taxes$13,00012,284
Income before extraordinary items$38,00012,656
Extraordinary gains, net$01,422
Net income$38,00012,654
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0008,560
Cash dividends$45,0007,841
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$38,00012,403

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.