Home > First State Bank of Colfax > Income and Expense
First State Bank of Colfax, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 4,690 |
| Total interest expense | $232,000 | 4,610 |
| Net interest income | $1,525,000 | 4,657 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $61,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $25,000 | 4,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,793 |
| Total noninterest expense | $570,000 | 5,108 |
| Salaries and employee benefits | $395,000 | 5,016 |
| Premises and equipment expense | $34,000 | 5,145 |
| Additional noninterest expense | $141,000 | 5,152 |
| Pre-tax net operating income | $1,016,000 | 3,602 |
| Securities gains (losses) | $-2,000 | 4,702 |
| Applicable income taxes | $51,000 | 3,254 |
| Income before extraordinary items | $963,000 | 3,557 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $963,000 | 3,557 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $963,000 | 3,557 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $964,900 | 3,522 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 4,726 |
| Total interest expense | $151,000 | 4,645 |
| Net interest income | $1,023,000 | 4,688 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $39,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $17,000 | 4,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,850 |
| Total noninterest expense | $389,000 | 5,151 |
| Salaries and employee benefits | $264,000 | 5,059 |
| Premises and equipment expense | $24,000 | 5,172 |
| Additional noninterest expense | $101,000 | 5,175 |
| Pre-tax net operating income | $673,000 | 3,621 |
| Securities gains (losses) | $-1,000 | 4,660 |
| Applicable income taxes | $34,000 | 3,264 |
| Income before extraordinary items | $638,000 | 3,555 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $638,000 | 3,554 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $638,000 | 3,554 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $638,950 | 3,530 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $581,000 | 4,774 |
| Total interest expense | $76,000 | 4,659 |
| Net interest income | $505,000 | 4,744 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $18,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,944 |
| Total noninterest expense | $196,000 | 5,208 |
| Salaries and employee benefits | $137,000 | 5,096 |
| Premises and equipment expense | $12,000 | 5,230 |
| Additional noninterest expense | $47,000 | 5,250 |
| Pre-tax net operating income | $327,000 | 3,656 |
| Securities gains (losses) | $-2,000 | 4,901 |
| Applicable income taxes | $16,000 | 3,244 |
| Income before extraordinary items | $309,000 | 3,588 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $309,000 | 3,587 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $309,000 | 3,587 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $310,900 | 3,573 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 4,704 |
| Total interest expense | $336,000 | 4,381 |
| Net interest income | $2,115,000 | 4,721 |
| Provision for loan and lease losses | $-200,000 | 5,217 |
| Total noninterest income | $219,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $37,000 | 4,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,165 |
| Total noninterest expense | $838,000 | 5,221 |
| Salaries and employee benefits | $587,000 | 5,108 |
| Premises and equipment expense | $47,000 | 5,293 |
| Additional noninterest expense | $204,000 | 5,284 |
| Pre-tax net operating income | $1,696,000 | 3,350 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $81,000 | 3,193 |
| Income before extraordinary items | $1,615,000 | 3,260 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,615,000 | 3,259 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,615,000 | 3,259 |
| Net charge-offs | $-23,000 | 4,709 |
| Cash dividends | $100,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,615,000 | 3,258 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,843,000 | 4,748 |
| Total interest expense | $248,000 | 4,384 |
| Net interest income | $1,595,000 | 4,767 |
| Provision for loan and lease losses | $-200,000 | 5,325 |
| Total noninterest income | $194,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $29,000 | 4,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 4,023 |
| Total noninterest expense | $585,000 | 5,303 |
| Salaries and employee benefits | $432,000 | 5,167 |
| Premises and equipment expense | $22,000 | 5,411 |
| Additional noninterest expense | $131,000 | 5,381 |
| Pre-tax net operating income | $1,404,000 | 3,278 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $66,000 | 3,218 |
| Income before extraordinary items | $1,338,000 | 3,163 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,338,000 | 3,161 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,338,000 | 3,162 |
| Net charge-offs | $-22,000 | 4,688 |
| Cash dividends | $100,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,338,000 | 3,155 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,243,000 | 4,772 |
| Total interest expense | $166,000 | 4,353 |
| Net interest income | $1,077,000 | 4,791 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $158,000 | 4,342 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $19,000 | 4,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,813 |
| Total noninterest expense | $389,000 | 5,363 |
| Salaries and employee benefits | $302,000 | 5,196 |
| Premises and equipment expense | $12,000 | 5,494 |
| Additional noninterest expense | $75,000 | 5,465 |
| Pre-tax net operating income | $846,000 | 3,400 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $38,000 | 3,266 |
| Income before extraordinary items | $808,000 | 3,272 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $808,000 | 3,271 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $808,000 | 3,271 |
| Net charge-offs | $-22,000 | 4,776 |
| Cash dividends | $100,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $808,000 | 3,266 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $611,000 | 4,834 |
| Total interest expense | $82,000 | 4,353 |
| Net interest income | $529,000 | 4,858 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $47,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $10,000 | 4,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,406 |
| Total noninterest expense | $202,000 | 5,409 |
| Salaries and employee benefits | $162,000 | 5,197 |
| Premises and equipment expense | $8,000 | 5,516 |
| Additional noninterest expense | $32,000 | 5,550 |
| Pre-tax net operating income | $374,000 | 3,537 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $18,000 | 3,283 |
| Income before extraordinary items | $356,000 | 3,430 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $356,000 | 3,429 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $356,000 | 3,430 |
| Net charge-offs | $-19,000 | 4,967 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $356,000 | 3,424 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 4,862 |
| Total interest expense | $297,000 | 4,418 |
| Net interest income | $2,120,000 | 4,873 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $99,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $47,000 | 5,000 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 5,113 |
| Total noninterest expense | $795,000 | 5,488 |
| Salaries and employee benefits | $594,000 | 5,319 |
| Premises and equipment expense | $19,000 | 5,640 |
| Additional noninterest expense | $182,000 | 5,564 |
| Pre-tax net operating income | $1,424,000 | 3,596 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $73,000 | 3,416 |
| Income before extraordinary items | $1,351,000 | 3,306 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,351,000 | 3,304 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,351,000 | 3,306 |
| Net charge-offs | $-52,000 | 5,149 |
| Cash dividends | $750,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,351,000 | 3,279 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 4,910 |
| Total interest expense | $226,000 | 4,420 |
| Net interest income | $1,591,000 | 4,925 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $74,000 | 5,346 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $36,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 5,187 |
| Total noninterest expense | $576,000 | 5,546 |
| Salaries and employee benefits | $436,000 | 5,380 |
| Premises and equipment expense | $13,000 | 5,714 |
| Additional noninterest expense | $127,000 | 5,644 |
| Pre-tax net operating income | $1,089,000 | 3,629 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $56,000 | 3,422 |
| Income before extraordinary items | $1,033,000 | 3,491 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,033,000 | 3,491 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,033,000 | 3,491 |
| Net charge-offs | $-52,000 | 5,174 |
| Cash dividends | $400,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,033,000 | 3,461 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,941 |
| Total interest expense | $148,000 | 4,443 |
| Net interest income | $1,063,000 | 4,954 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $27,000 | 5,564 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $24,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 5,617 |
| Total noninterest expense | $393,000 | 5,583 |
| Salaries and employee benefits | $305,000 | 5,397 |
| Premises and equipment expense | $4,000 | 5,768 |
| Additional noninterest expense | $84,000 | 5,691 |
| Pre-tax net operating income | $697,000 | 3,654 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $36,000 | 3,441 |
| Income before extraordinary items | $661,000 | 3,513 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $661,000 | 3,512 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $661,000 | 3,513 |
| Net charge-offs | $-27,000 | 5,100 |
| Cash dividends | $400,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $661,000 | 3,491 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $587,000 | 5,012 |
| Total interest expense | $75,000 | 4,419 |
| Net interest income | $512,000 | 5,032 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $5,000 | 5,753 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $11,000 | 5,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-6,000 | 5,802 |
| Total noninterest expense | $234,000 | 5,561 |
| Salaries and employee benefits | $170,000 | 5,367 |
| Premises and equipment expense | $13,000 | 5,679 |
| Additional noninterest expense | $51,000 | 5,705 |
| Pre-tax net operating income | $283,000 | 3,920 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $16,000 | 3,449 |
| Income before extraordinary items | $267,000 | 3,786 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $267,000 | 3,785 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $267,000 | 3,786 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $267,000 | 3,771 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 4,913 |
| Total interest expense | $312,000 | 4,404 |
| Net interest income | $2,236,000 | 4,930 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $249,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $43,000 | 5,265 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $206,000 | 4,322 |
| Total noninterest expense | $1,001,000 | 5,588 |
| Salaries and employee benefits | $696,000 | 5,412 |
| Premises and equipment expense | $38,000 | 5,815 |
| Additional noninterest expense | $267,000 | 5,665 |
| Pre-tax net operating income | $1,484,000 | 3,529 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $74,000 | 3,451 |
| Income before extraordinary items | $1,410,000 | 3,382 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,410,000 | 3,380 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,410,000 | 3,381 |
| Net charge-offs | $-105,000 | 5,535 |
| Cash dividends | $475,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,410,000 | 3,337 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,950,000 | 4,938 |
| Total interest expense | $238,000 | 4,417 |
| Net interest income | $1,712,000 | 4,954 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $152,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $33,000 | 5,309 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $119,000 | 4,640 |
| Total noninterest expense | $760,000 | 5,621 |
| Salaries and employee benefits | $514,000 | 5,450 |
| Premises and equipment expense | $33,000 | 5,847 |
| Additional noninterest expense | $213,000 | 5,684 |
| Pre-tax net operating income | $1,104,000 | 3,577 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $55,000 | 3,524 |
| Income before extraordinary items | $1,049,000 | 3,415 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,049,000 | 3,413 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,049,000 | 3,415 |
| Net charge-offs | $-2,000 | 4,547 |
| Cash dividends | $75,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,049,000 | 3,359 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,978 |
| Total interest expense | $159,000 | 4,440 |
| Net interest income | $1,155,000 | 4,984 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $116,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $21,000 | 5,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 4,470 |
| Total noninterest expense | $493,000 | 5,710 |
| Salaries and employee benefits | $333,000 | 5,545 |
| Premises and equipment expense | $18,000 | 5,954 |
| Additional noninterest expense | $142,000 | 5,757 |
| Pre-tax net operating income | $778,000 | 3,501 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $38,000 | 3,527 |
| Income before extraordinary items | $740,000 | 3,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $740,000 | 3,331 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $740,000 | 3,331 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $740,000 | 3,269 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $623,000 | 5,088 |
| Total interest expense | $83,000 | 4,425 |
| Net interest income | $540,000 | 5,127 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $87,000 | 4,556 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $77,000 | 3,910 |
| Total noninterest expense | $264,000 | 5,713 |
| Salaries and employee benefits | $186,000 | 5,480 |
| Premises and equipment expense | $9,000 | 6,005 |
| Additional noninterest expense | $69,000 | 5,834 |
| Pre-tax net operating income | $363,000 | 3,567 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $16,000 | 3,578 |
| Income before extraordinary items | $347,000 | 3,381 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $347,000 | 3,379 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $347,000 | 3,379 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $347,000 | 3,316 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 5,060 |
| Total interest expense | $324,000 | 4,490 |
| Net interest income | $2,240,000 | 5,073 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $248,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $50,000 | 5,400 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $198,000 | 4,467 |
| Total noninterest expense | $1,184,000 | 5,673 |
| Salaries and employee benefits | $691,000 | 5,609 |
| Premises and equipment expense | $72,000 | 5,901 |
| Additional noninterest expense | $421,000 | 5,572 |
| Pre-tax net operating income | $1,204,000 | 3,835 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $67,000 | 3,520 |
| Income before extraordinary items | $1,137,000 | 3,720 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,137,000 | 3,720 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,137,000 | 3,721 |
| Net charge-offs | $1,045,000 | 658 |
| Cash dividends | $200,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,137,000 | 3,664 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 5,112 |
| Total interest expense | $248,000 | 4,520 |
| Net interest income | $1,687,000 | 5,135 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $192,000 | 5,021 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $37,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $155,000 | 4,450 |
| Total noninterest expense | $880,000 | 5,737 |
| Salaries and employee benefits | $494,000 | 5,706 |
| Premises and equipment expense | $60,000 | 5,931 |
| Additional noninterest expense | $326,000 | 5,601 |
| Pre-tax net operating income | $899,000 | 3,907 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $51,000 | 3,627 |
| Income before extraordinary items | $848,000 | 3,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $848,000 | 3,783 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $848,000 | 3,784 |
| Net charge-offs | $1,046,000 | 486 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $848,000 | 3,734 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 5,129 |
| Total interest expense | $172,000 | 4,498 |
| Net interest income | $1,140,000 | 5,147 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $123,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $24,000 | 5,536 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,534 |
| Total noninterest expense | $571,000 | 5,819 |
| Salaries and employee benefits | $318,000 | 5,790 |
| Premises and equipment expense | $51,000 | 5,844 |
| Additional noninterest expense | $202,000 | 5,727 |
| Pre-tax net operating income | $592,000 | 3,911 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $34,000 | 3,643 |
| Income before extraordinary items | $558,000 | 3,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $558,000 | 3,793 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $558,000 | 3,795 |
| Net charge-offs | $1,046,000 | 337 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $558,000 | 3,735 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $682,000 | 5,113 |
| Total interest expense | $92,000 | 4,438 |
| Net interest income | $590,000 | 5,133 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $50,000 | 5,310 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $12,000 | 5,557 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $38,000 | 4,805 |
| Total noninterest expense | $275,000 | 5,911 |
| Salaries and employee benefits | $145,000 | 5,931 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $101,000 | 5,772 |
| Pre-tax net operating income | $365,000 | 3,542 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $21,000 | 3,502 |
| Income before extraordinary items | $344,000 | 3,400 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $344,000 | 3,403 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $344,000 | 3,403 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $344,000 | 3,316 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 5,188 |
| Total interest expense | $512,000 | 3,969 |
| Net interest income | $2,214,000 | 5,301 |
| Provision for loan and lease losses | $75,000 | 3,450 |
| Total noninterest income | $159,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $56,000 | 5,598 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 5,222 |
| Total noninterest expense | $1,067,000 | 6,040 |
| Salaries and employee benefits | $599,000 | 6,009 |
| Premises and equipment expense | $58,000 | 6,297 |
| Additional noninterest expense | $410,000 | 5,863 |
| Pre-tax net operating income | $1,231,000 | 3,806 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $68,000 | 3,591 |
| Income before extraordinary items | $1,163,000 | 3,694 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,163,000 | 3,694 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,163,000 | 3,696 |
| Net charge-offs | $304,000 | 1,999 |
| Cash dividends | $120,000 | 3,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,163,000 | 3,644 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,174 |
| Total interest expense | $390,000 | 4,005 |
| Net interest income | $1,765,000 | 5,264 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $99,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $57,000 | 5,535 |
| Total noninterest expense | $701,000 | 6,200 |
| Salaries and employee benefits | $431,000 | 6,090 |
| Premises and equipment expense | $47,000 | 6,336 |
| Additional noninterest expense | $223,000 | 6,193 |
| Pre-tax net operating income | $1,163,000 | 3,495 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $66,000 | 3,520 |
| Income before extraordinary items | $1,097,000 | 3,319 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,097,000 | 3,319 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,097,000 | 3,320 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $70,000 | 3,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,097,000 | 3,282 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 5,194 |
| Total interest expense | $260,000 | 4,046 |
| Net interest income | $1,180,000 | 5,290 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $53,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $26,000 | 5,821 |
| Total noninterest expense | $466,000 | 6,261 |
| Salaries and employee benefits | $287,000 | 6,143 |
| Premises and equipment expense | $30,000 | 6,405 |
| Additional noninterest expense | $149,000 | 6,241 |
| Pre-tax net operating income | $767,000 | 3,460 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $39,000 | 3,568 |
| Income before extraordinary items | $728,000 | 3,266 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $728,000 | 3,272 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $728,000 | 3,272 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $50,000 | 3,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $728,000 | 3,222 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 5,315 |
| Total interest expense | $132,000 | 4,059 |
| Net interest income | $559,000 | 5,417 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $29,000 | 6,017 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $226,000 | 6,354 |
| Salaries and employee benefits | $144,000 | 6,203 |
| Premises and equipment expense | $15,000 | 6,477 |
| Additional noninterest expense | $67,000 | 6,375 |
| Pre-tax net operating income | $362,000 | 3,479 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $18,000 | 3,565 |
| Income before extraordinary items | $344,000 | 3,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $344,000 | 3,287 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $344,000 | 3,287 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $344,000 | 3,249 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,834,000 | 5,325 |
| Total interest expense | $572,000 | 4,172 |
| Net interest income | $2,262,000 | 5,439 |
| Provision for loan and lease losses | $200,000 | 2,943 |
| Total noninterest income | $250,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $46,000 | 6,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $204,000 | 4,591 |
| Total noninterest expense | $985,000 | 6,355 |
| Salaries and employee benefits | $623,000 | 6,209 |
| Premises and equipment expense | $62,000 | 6,555 |
| Additional noninterest expense | $300,000 | 6,356 |
| Pre-tax net operating income | $1,327,000 | 3,599 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $65,000 | 3,645 |
| Income before extraordinary items | $1,262,000 | 3,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,262,000 | 3,451 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,262,000 | 3,453 |
| Net charge-offs | $50,000 | 4,351 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,262,000 | 3,408 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 5,382 |
| Total interest expense | $435,000 | 4,236 |
| Net interest income | $1,688,000 | 5,502 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $221,000 | 5,239 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $34,000 | 6,125 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $187,000 | 4,390 |
| Total noninterest expense | $723,000 | 6,421 |
| Salaries and employee benefits | $445,000 | 6,296 |
| Premises and equipment expense | $47,000 | 6,604 |
| Additional noninterest expense | $231,000 | 6,375 |
| Pre-tax net operating income | $986,000 | 3,709 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $48,000 | 3,744 |
| Income before extraordinary items | $938,000 | 3,544 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $938,000 | 3,546 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $938,000 | 3,548 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $120,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $938,000 | 3,461 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 5,382 |
| Total interest expense | $295,000 | 4,265 |
| Net interest income | $1,140,000 | 5,507 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $65,000 | 6,114 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $43,000 | 5,621 |
| Total noninterest expense | $488,000 | 6,456 |
| Salaries and employee benefits | $297,000 | 6,340 |
| Premises and equipment expense | $31,000 | 6,647 |
| Additional noninterest expense | $160,000 | 6,380 |
| Pre-tax net operating income | $717,000 | 3,538 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $39,000 | 3,624 |
| Income before extraordinary items | $678,000 | 3,383 |
| Extraordinary gains, net | $-4,000 | 6,932 |
| Net income | $674,000 | 3,390 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $674,000 | 3,392 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $80,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $678,000 | 3,286 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 5,440 |
| Total interest expense | $149,000 | 4,322 |
| Net interest income | $564,000 | 5,559 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $34,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $11,000 | 6,179 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,562 |
| Total noninterest expense | $298,000 | 6,328 |
| Salaries and employee benefits | $159,000 | 6,309 |
| Premises and equipment expense | $12,000 | 6,808 |
| Additional noninterest expense | $127,000 | 5,937 |
| Pre-tax net operating income | $300,000 | 3,810 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $18,000 | 3,669 |
| Income before extraordinary items | $282,000 | 3,683 |
| Extraordinary gains, net | $-5,000 | 7,014 |
| Net income | $277,000 | 3,718 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $277,000 | 3,720 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $40,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $282,000 | 3,584 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,183,000 | 5,363 |
| Total interest expense | $670,000 | 4,511 |
| Net interest income | $2,513,000 | 5,447 |
| Provision for loan and lease losses | $1,071,000 | 1,700 |
| Total noninterest income | $160,000 | 5,908 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $59,000 | 6,075 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $101,000 | 5,336 |
| Total noninterest expense | $1,004,000 | 6,579 |
| Salaries and employee benefits | $605,000 | 6,450 |
| Premises and equipment expense | $48,000 | 6,903 |
| Additional noninterest expense | $351,000 | 6,496 |
| Pre-tax net operating income | $598,000 | 4,710 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $37,000 | 3,989 |
| Income before extraordinary items | $561,000 | 4,782 |
| Extraordinary gains, net | $-274,000 | 7,070 |
| Net income | $287,000 | 5,513 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $287,000 | 5,514 |
| Net charge-offs | $431,000 | 2,847 |
| Cash dividends | $447,000 | 2,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $561,000 | 4,606 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 5,452 |
| Total interest expense | $514,000 | 4,584 |
| Net interest income | $1,879,000 | 5,535 |
| Provision for loan and lease losses | $1,071,000 | 1,367 |
| Total noninterest income | $105,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $46,000 | 6,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $59,000 | 5,609 |
| Total noninterest expense | $724,000 | 6,682 |
| Salaries and employee benefits | $441,000 | 6,545 |
| Premises and equipment expense | $36,000 | 6,990 |
| Additional noninterest expense | $247,000 | 6,624 |
| Pre-tax net operating income | $189,000 | 5,712 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $52,000 | 3,766 |
| Income before extraordinary items | $137,000 | 5,978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $137,000 | 5,977 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $137,000 | 5,977 |
| Net charge-offs | $431,000 | 2,369 |
| Cash dividends | $447,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $137,000 | 5,837 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 5,290 |
| Total interest expense | $350,000 | 4,637 |
| Net interest income | $1,402,000 | 5,350 |
| Provision for loan and lease losses | $325,000 | 2,305 |
| Total noninterest income | $66,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,785 |
| Total noninterest expense | $488,000 | 6,725 |
| Salaries and employee benefits | $302,000 | 6,563 |
| Premises and equipment expense | $24,000 | 7,037 |
| Additional noninterest expense | $162,000 | 6,692 |
| Pre-tax net operating income | $655,000 | 3,657 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $36,000 | 3,728 |
| Income before extraordinary items | $619,000 | 3,575 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $619,000 | 3,576 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $619,000 | 3,577 |
| Net charge-offs | $407,000 | 1,985 |
| Cash dividends | $357,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $619,000 | 3,399 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $876,000 | 5,343 |
| Total interest expense | $180,000 | 4,684 |
| Net interest income | $696,000 | 5,411 |
| Provision for loan and lease losses | $146,000 | 2,468 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $263,000 | 6,713 |
| Salaries and employee benefits | $149,000 | 6,634 |
| Premises and equipment expense | $14,000 | 7,031 |
| Additional noninterest expense | $100,000 | 6,506 |
| Pre-tax net operating income | $319,000 | 3,727 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $301,000 | 3,652 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $301,000 | 3,655 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $301,000 | 3,655 |
| Net charge-offs | $146,000 | 2,119 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $301,000 | 3,483 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 5,467 |
| Total interest expense | $820,000 | 4,865 |
| Net interest income | $2,659,000 | 5,527 |
| Provision for loan and lease losses | $360,000 | 3,874 |
| Total noninterest income | $141,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $76,000 | 5,877 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $65,000 | 5,715 |
| Total noninterest expense | $901,000 | 6,939 |
| Salaries and employee benefits | $571,000 | 6,765 |
| Premises and equipment expense | $32,000 | 7,264 |
| Additional noninterest expense | $298,000 | 6,872 |
| Pre-tax net operating income | $1,539,000 | 2,980 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $79,000 | 3,510 |
| Income before extraordinary items | $1,471,000 | 2,805 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,471,000 | 2,807 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,471,000 | 2,807 |
| Net charge-offs | $6,000 | 6,199 |
| Cash dividends | $1,050,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,460,550 | 2,727 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 5,520 |
| Total interest expense | $630,000 | 4,926 |
| Net interest income | $1,976,000 | 5,579 |
| Provision for loan and lease losses | $360,000 | 3,361 |
| Total noninterest income | $98,000 | 6,287 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $43,000 | 5,927 |
| Total noninterest expense | $668,000 | 6,983 |
| Salaries and employee benefits | $416,000 | 6,823 |
| Premises and equipment expense | $37,000 | 7,237 |
| Additional noninterest expense | $215,000 | 6,951 |
| Pre-tax net operating income | $1,046,000 | 3,225 |
| Securities gains (losses) | $11,000 | 3,028 |
| Applicable income taxes | $70,000 | 3,451 |
| Income before extraordinary items | $987,000 | 3,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $987,000 | 3,097 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $987,000 | 3,097 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $850,000 | 1,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $976,770 | 3,009 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 5,511 |
| Total interest expense | $406,000 | 5,111 |
| Net interest income | $1,375,000 | 5,518 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $59,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $35,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $404,000 | 7,142 |
| Salaries and employee benefits | $259,000 | 6,967 |
| Premises and equipment expense | $21,000 | 7,344 |
| Additional noninterest expense | $124,000 | 7,141 |
| Pre-tax net operating income | $1,030,000 | 2,488 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $53,000 | 3,328 |
| Income before extraordinary items | $982,000 | 2,311 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $982,000 | 2,311 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $982,000 | 2,311 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $800,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $977,250 | 2,243 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 5,549 |
| Total interest expense | $196,000 | 5,283 |
| Net interest income | $694,000 | 5,500 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $192,000 | 7,238 |
| Salaries and employee benefits | $130,000 | 7,001 |
| Premises and equipment expense | $12,000 | 7,366 |
| Additional noninterest expense | $50,000 | 7,339 |
| Pre-tax net operating income | $523,000 | 2,474 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $26,000 | 3,280 |
| Income before extraordinary items | $497,000 | 2,272 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $497,000 | 2,271 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $497,000 | 2,272 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $497,000 | 2,219 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,592,000 | 5,657 |
| Total interest expense | $1,008,000 | 5,206 |
| Net interest income | $2,584,000 | 5,702 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $147,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 5,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $56,000 | 6,010 |
| Total noninterest expense | $892,000 | 7,179 |
| Salaries and employee benefits | $627,000 | 6,862 |
| Premises and equipment expense | $48,000 | 7,458 |
| Additional noninterest expense | $217,000 | 7,364 |
| Pre-tax net operating income | $1,839,000 | 2,394 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $93,000 | 3,284 |
| Income before extraordinary items | $1,746,000 | 2,247 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,746,000 | 2,246 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,746,000 | 2,248 |
| Net charge-offs | $3,000 | 6,750 |
| Cash dividends | $2,940,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,746,000 | 2,157 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 5,745 |
| Total interest expense | $759,000 | 5,361 |
| Net interest income | $1,951,000 | 5,765 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $105,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $71,000 | 5,642 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $34,000 | 6,327 |
| Total noninterest expense | $687,000 | 7,243 |
| Salaries and employee benefits | $478,000 | 6,890 |
| Premises and equipment expense | $41,000 | 7,514 |
| Additional noninterest expense | $168,000 | 7,417 |
| Pre-tax net operating income | $1,369,000 | 2,557 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $69,000 | 3,362 |
| Income before extraordinary items | $1,300,000 | 2,403 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,300,000 | 2,400 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,300,000 | 2,404 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $1,440,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,300,000 | 2,285 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 5,779 |
| Total interest expense | $544,000 | 5,280 |
| Net interest income | $1,272,000 | 5,836 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $63,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $47,000 | 5,677 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $16,000 | 6,606 |
| Total noninterest expense | $446,000 | 7,321 |
| Salaries and employee benefits | $319,000 | 6,942 |
| Premises and equipment expense | $27,000 | 7,578 |
| Additional noninterest expense | $100,000 | 7,565 |
| Pre-tax net operating income | $889,000 | 2,606 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $45,000 | 3,354 |
| Income before extraordinary items | $844,000 | 2,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $844,000 | 2,412 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $844,000 | 2,415 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $1,190,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $844,000 | 2,313 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $911,000 | 5,839 |
| Total interest expense | $286,000 | 5,296 |
| Net interest income | $625,000 | 5,916 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $35,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $26,000 | 5,562 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $230,000 | 7,392 |
| Salaries and employee benefits | $162,000 | 7,003 |
| Premises and equipment expense | $13,000 | 7,672 |
| Additional noninterest expense | $55,000 | 7,602 |
| Pre-tax net operating income | $430,000 | 2,704 |
| Securities gains (losses) | $-3,000 | 7,423 |
| Applicable income taxes | $22,000 | 3,391 |
| Income before extraordinary items | $405,000 | 2,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 2,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $405,000 | 2,531 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $407,850 | 2,425 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 5,857 |
| Total interest expense | $1,333,000 | 5,425 |
| Net interest income | $2,428,000 | 5,905 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $169,000 | 6,446 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $104,000 | 5,700 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $65,000 | 6,115 |
| Total noninterest expense | $949,000 | 7,442 |
| Salaries and employee benefits | $633,000 | 7,124 |
| Premises and equipment expense | $53,000 | 7,763 |
| Additional noninterest expense | $263,000 | 7,553 |
| Pre-tax net operating income | $1,648,000 | 2,225 |
| Securities gains (losses) | $-31,000 | 7,110 |
| Applicable income taxes | $83,000 | 2,981 |
| Income before extraordinary items | $1,534,000 | 2,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,534,000 | 2,072 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,534,000 | 2,074 |
| Net charge-offs | $62,000 | 6,077 |
| Cash dividends | $940,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,563,450 | 2,014 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 5,948 |
| Total interest expense | $1,033,000 | 5,479 |
| Net interest income | $1,752,000 | 6,022 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $111,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $79,000 | 5,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $740,000 | 7,439 |
| Salaries and employee benefits | $485,000 | 7,131 |
| Premises and equipment expense | $40,000 | 7,838 |
| Additional noninterest expense | $215,000 | 7,511 |
| Pre-tax net operating income | $1,123,000 | 2,537 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $57,000 | 3,247 |
| Income before extraordinary items | $1,066,000 | 2,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,066,000 | 2,374 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,066,000 | 2,377 |
| Net charge-offs | $45,000 | 5,758 |
| Cash dividends | $790,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,066,000 | 2,325 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 5,952 |
| Total interest expense | $712,000 | 5,532 |
| Net interest income | $1,194,000 | 5,977 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $67,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $50,000 | 5,799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $469,000 | 7,572 |
| Salaries and employee benefits | $321,000 | 7,221 |
| Premises and equipment expense | $26,000 | 7,931 |
| Additional noninterest expense | $122,000 | 7,726 |
| Pre-tax net operating income | $792,000 | 2,533 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $40,000 | 3,306 |
| Income before extraordinary items | $752,000 | 2,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $752,000 | 2,337 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $752,000 | 2,340 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $690,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $752,000 | 2,278 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 6,021 |
| Total interest expense | $366,000 | 5,571 |
| Net interest income | $578,000 | 6,066 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $22,000 | 5,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $221,000 | 7,663 |
| Salaries and employee benefits | $147,000 | 7,402 |
| Premises and equipment expense | $14,000 | 7,930 |
| Additional noninterest expense | $60,000 | 7,705 |
| Pre-tax net operating income | $387,000 | 2,858 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $367,000 | 2,739 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $367,000 | 2,737 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $367,000 | 2,740 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $367,000 | 2,601 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 6,111 |
| Total interest expense | $1,804,000 | 5,566 |
| Net interest income | $2,012,000 | 6,403 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $181,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 5,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $77,000 | 6,261 |
| Total noninterest expense | $917,000 | 7,644 |
| Salaries and employee benefits | $681,000 | 7,206 |
| Premises and equipment expense | $58,000 | 7,987 |
| Additional noninterest expense | $178,000 | 7,968 |
| Pre-tax net operating income | $1,276,000 | 3,305 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $64,000 | 3,710 |
| Income before extraordinary items | $1,214,000 | 2,890 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,214,000 | 2,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $358,000 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,212,100 | 3,042 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 6,178 |
| Total interest expense | $1,389,000 | 5,626 |
| Net interest income | $1,477,000 | 6,498 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $138,000 | 6,710 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $77,000 | 5,898 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 6,335 |
| Total noninterest expense | $671,000 | 7,711 |
| Salaries and employee benefits | $499,000 | 7,255 |
| Premises and equipment expense | $44,000 | 8,051 |
| Additional noninterest expense | $128,000 | 8,042 |
| Pre-tax net operating income | $944,000 | 3,791 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $47,000 | 4,136 |
| Income before extraordinary items | $899,000 | 3,315 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $899,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $258,000 | 3,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $897,100 | 3,456 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 6,246 |
| Total interest expense | $953,000 | 5,702 |
| Net interest income | $951,000 | 6,588 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $66,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $50,000 | 5,955 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $433,000 | 7,812 |
| Salaries and employee benefits | $322,000 | 7,376 |
| Premises and equipment expense | $29,000 | 8,097 |
| Additional noninterest expense | $82,000 | 8,122 |
| Pre-tax net operating income | $584,000 | 4,077 |
| Securities gains (losses) | $2,000 | 2,957 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $563,000 | 3,767 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $563,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $181,000 | 3,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $561,080 | 3,724 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 6,346 |
| Total interest expense | $503,000 | 5,748 |
| Net interest income | $445,000 | 6,779 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $32,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $24,000 | 5,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $202,000 | 7,925 |
| Salaries and employee benefits | $150,000 | 7,552 |
| Premises and equipment expense | $15,000 | 8,114 |
| Additional noninterest expense | $37,000 | 8,220 |
| Pre-tax net operating income | $275,000 | 4,347 |
| Securities gains (losses) | $2,000 | 2,447 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $269,000 | 4,048 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $269,000 | 4,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $267,060 | 3,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 6,394 |
| Total interest expense | $1,869,000 | 5,971 |
| Net interest income | $1,848,000 | 6,694 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $158,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $66,000 | 6,774 |
| Total noninterest expense | $933,000 | 7,740 |
| Salaries and employee benefits | $693,000 | 7,268 |
| Premises and equipment expense | $64,000 | 8,126 |
| Additional noninterest expense | $176,000 | 8,139 |
| Pre-tax net operating income | $1,073,000 | 4,595 |
| Securities gains (losses) | $9,000 | 1,380 |
| Applicable income taxes | $54,000 | 4,887 |
| Income before extraordinary items | $1,028,000 | 4,249 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,028,000 | 4,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $200,000 | 4,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,019,450 | 4,265 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 6,453 |
| Total interest expense | $1,367,000 | 6,062 |
| Net interest income | $1,385,000 | 6,736 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $109,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 7,030 |
| Total noninterest expense | $644,000 | 7,831 |
| Salaries and employee benefits | $464,000 | 7,462 |
| Premises and equipment expense | $50,000 | 8,093 |
| Additional noninterest expense | $130,000 | 8,124 |
| Pre-tax net operating income | $850,000 | 4,710 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $42,000 | 5,069 |
| Income before extraordinary items | $817,000 | 4,308 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $817,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $808,450 | 4,315 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 6,522 |
| Total interest expense | $900,000 | 6,102 |
| Net interest income | $910,000 | 6,801 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $72,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $42,000 | 6,312 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $419,000 | 7,909 |
| Salaries and employee benefits | $314,000 | 7,485 |
| Premises and equipment expense | $30,000 | 8,201 |
| Additional noninterest expense | $75,000 | 8,288 |
| Pre-tax net operating income | $563,000 | 4,816 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $28,000 | 5,160 |
| Income before extraordinary items | $542,000 | 4,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $542,000 | 4,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $535,350 | 4,410 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,597 |
| Total interest expense | $442,000 | 6,157 |
| Net interest income | $445,000 | 6,874 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $218,000 | 7,909 |
| Salaries and employee benefits | $159,000 | 7,503 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $41,000 | 8,258 |
| Pre-tax net operating income | $266,000 | 4,919 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $257,000 | 4,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $257,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $253,200 | 4,511 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 6,510 |
| Total interest expense | $1,563,000 | 6,015 |
| Net interest income | $1,801,000 | 6,798 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $143,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $95,000 | 6,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 7,298 |
| Total noninterest expense | $904,000 | 7,858 |
| Salaries and employee benefits | $665,000 | 7,386 |
| Premises and equipment expense | $73,000 | 8,113 |
| Additional noninterest expense | $166,000 | 8,284 |
| Pre-tax net operating income | $1,040,000 | 5,106 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $999,000 | 4,728 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $999,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,587 |
| Cash dividends | $220,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $988,550 | 4,741 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 6,566 |
| Total interest expense | $1,136,000 | 6,037 |
| Net interest income | $1,354,000 | 6,875 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $110,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $74,000 | 6,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $627,000 | 7,974 |
| Salaries and employee benefits | $420,000 | 7,694 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $135,000 | 8,251 |
| Pre-tax net operating income | $837,000 | 5,142 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $42,000 | 5,539 |
| Income before extraordinary items | $799,000 | 4,698 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $799,000 | 4,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $795,200 | 4,702 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 6,595 |
| Total interest expense | $730,000 | 6,048 |
| Net interest income | $906,000 | 6,903 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,410 |
| Total noninterest expense | $424,000 | 7,975 |
| Salaries and employee benefits | $294,000 | 7,662 |
| Premises and equipment expense | $39,000 | 8,105 |
| Additional noninterest expense | $91,000 | 8,255 |
| Pre-tax net operating income | $555,000 | 5,179 |
| Securities gains (losses) | $4,000 | 883 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $531,000 | 4,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $527,200 | 4,741 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,646 |
| Total interest expense | $330,000 | 6,178 |
| Net interest income | $468,000 | 6,848 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,377 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $203,000 | 8,054 |
| Salaries and employee benefits | $150,000 | 7,630 |
| Premises and equipment expense | $13,000 | 8,407 |
| Additional noninterest expense | $40,000 | 8,386 |
| Pre-tax net operating income | $299,000 | 4,987 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $287,000 | 4,529 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $284,150 | 4,542 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 6,517 |
| Total interest expense | $1,160,000 | 5,908 |
| Net interest income | $1,941,000 | 6,702 |
| Provision for loan and lease losses | $35,000 | 6,101 |
| Total noninterest income | $164,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $102,000 | 6,267 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,122 |
| Total noninterest expense | $858,000 | 7,978 |
| Salaries and employee benefits | $639,000 | 7,480 |
| Premises and equipment expense | $59,000 | 8,359 |
| Additional noninterest expense | $160,000 | 8,441 |
| Pre-tax net operating income | $1,212,000 | 4,884 |
| Securities gains (losses) | $90,000 | 733 |
| Applicable income taxes | $61,000 | 5,733 |
| Income before extraordinary items | $1,241,000 | 4,260 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,241,000 | 4,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $365,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,155,500 | 4,402 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,314,000 | 6,528 |
| Total interest expense | $854,000 | 5,846 |
| Net interest income | $1,460,000 | 6,730 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $121,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 7,221 |
| Total noninterest expense | $598,000 | 8,072 |
| Salaries and employee benefits | $430,000 | 7,668 |
| Premises and equipment expense | $42,000 | 8,401 |
| Additional noninterest expense | $126,000 | 8,404 |
| Pre-tax net operating income | $983,000 | 4,813 |
| Securities gains (losses) | $90,000 | 689 |
| Applicable income taxes | $49,000 | 5,807 |
| Income before extraordinary items | $1,024,000 | 4,091 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,024,000 | 4,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $270,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $938,500 | 4,292 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 6,535 |
| Total interest expense | $546,000 | 5,814 |
| Net interest income | $973,000 | 6,732 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $79,000 | 7,428 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $29,000 | 7,234 |
| Total noninterest expense | $394,000 | 8,094 |
| Salaries and employee benefits | $275,000 | 7,742 |
| Premises and equipment expense | $31,000 | 8,342 |
| Additional noninterest expense | $88,000 | 8,332 |
| Pre-tax net operating income | $658,000 | 4,773 |
| Securities gains (losses) | $90,000 | 607 |
| Applicable income taxes | $33,000 | 5,805 |
| Income before extraordinary items | $715,000 | 3,936 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $715,000 | 3,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $180,000 | 3,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $628,600 | 4,242 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $743,000 | 6,593 |
| Total interest expense | $259,000 | 5,873 |
| Net interest income | $484,000 | 6,792 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $201,000 | 8,149 |
| Salaries and employee benefits | $141,000 | 7,775 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $43,000 | 8,438 |
| Pre-tax net operating income | $325,000 | 4,792 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $309,000 | 4,285 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $309,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $309,000 | 4,238 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 6,495 |
| Total interest expense | $941,000 | 5,832 |
| Net interest income | $1,992,000 | 6,640 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $266,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $78,000 | 6,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $188,000 | 5,230 |
| Total noninterest expense | $789,000 | 8,176 |
| Salaries and employee benefits | $618,000 | 7,593 |
| Premises and equipment expense | $61,000 | 8,469 |
| Additional noninterest expense | $110,000 | 8,782 |
| Pre-tax net operating income | $1,469,000 | 4,300 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $65,000 | 5,865 |
| Income before extraordinary items | $1,406,000 | 3,795 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,406,000 | 3,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,577 |
| Cash dividends | $968,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,404,080 | 3,742 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 6,514 |
| Total interest expense | $707,000 | 5,792 |
| Net interest income | $1,485,000 | 6,652 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $129,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 6,524 |
| Total noninterest expense | $552,000 | 8,270 |
| Salaries and employee benefits | $422,000 | 7,750 |
| Premises and equipment expense | $40,000 | 8,582 |
| Additional noninterest expense | $90,000 | 8,770 |
| Pre-tax net operating income | $1,062,000 | 4,467 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $53,000 | 5,923 |
| Income before extraordinary items | $1,011,000 | 3,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,011,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,534 |
| Cash dividends | $330,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,009,100 | 3,907 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,569 |
| Total interest expense | $478,000 | 5,776 |
| Net interest income | $972,000 | 6,737 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $95,000 | 7,328 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $362,000 | 8,336 |
| Salaries and employee benefits | $287,000 | 7,773 |
| Premises and equipment expense | $22,000 | 8,731 |
| Additional noninterest expense | $53,000 | 8,886 |
| Pre-tax net operating income | $705,000 | 4,435 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $34,000 | 5,952 |
| Income before extraordinary items | $676,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $240,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $671,250 | 3,871 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,544 |
| Total interest expense | $247,000 | 5,741 |
| Net interest income | $490,000 | 6,745 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $167,000 | 8,487 |
| Salaries and employee benefits | $145,000 | 7,771 |
| Premises and equipment expense | $5,000 | 8,973 |
| Additional noninterest expense | $17,000 | 9,037 |
| Pre-tax net operating income | $355,000 | 4,394 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $337,000 | 3,948 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $337,000 | 3,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $337,000 | 3,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 6,508 |
| Total interest expense | $1,043,000 | 5,995 |
| Net interest income | $1,966,000 | 6,640 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $145,000 | 7,861 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $794,000 | 8,288 |
| Salaries and employee benefits | $541,000 | 7,935 |
| Premises and equipment expense | $81,000 | 8,327 |
| Additional noninterest expense | $172,000 | 8,618 |
| Pre-tax net operating income | $1,317,000 | 4,446 |
| Securities gains (losses) | $113,000 | 1,785 |
| Applicable income taxes | $102,000 | 5,702 |
| Income before extraordinary items | $1,328,000 | 3,858 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,328,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,222,910 | 3,911 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 6,557 |
| Total interest expense | $800,000 | 6,076 |
| Net interest income | $1,477,000 | 6,683 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $112,000 | 7,876 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $75,000 | 6,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $570,000 | 8,355 |
| Salaries and employee benefits | $373,000 | 8,086 |
| Premises and equipment expense | $64,000 | 8,298 |
| Additional noninterest expense | $133,000 | 8,600 |
| Pre-tax net operating income | $1,019,000 | 4,498 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $78,000 | 5,828 |
| Income before extraordinary items | $942,000 | 4,140 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $942,000 | 4,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $525,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $941,080 | 3,964 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 6,573 |
| Total interest expense | $550,000 | 6,105 |
| Net interest income | $983,000 | 6,682 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $75,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $51,000 | 6,554 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $362,000 | 8,437 |
| Salaries and employee benefits | $237,000 | 8,194 |
| Premises and equipment expense | $42,000 | 8,327 |
| Additional noninterest expense | $83,000 | 8,698 |
| Pre-tax net operating income | $696,000 | 4,441 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $53,000 | 5,859 |
| Income before extraordinary items | $644,000 | 4,089 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $644,000 | 4,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $450,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $643,080 | 3,907 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,531 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $498,000 | 6,659 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 7,351 |
| Total noninterest expense | $174,000 | 8,537 |
| Salaries and employee benefits | $122,000 | 8,162 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $28,000 | 9,056 |
| Pre-tax net operating income | $363,000 | 4,298 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $346,000 | 3,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $346,000 | 3,650 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 6,344 |
| Total interest expense | $1,365,000 | 6,030 |
| Net interest income | $2,130,000 | 6,432 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $125,000 | 8,116 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $97,000 | 6,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,159,000 | 7,571 |
| Salaries and employee benefits | $475,000 | 8,238 |
| Premises and equipment expense | $71,000 | 8,586 |
| Additional noninterest expense | $613,000 | 5,845 |
| Pre-tax net operating income | $1,046,000 | 5,088 |
| Securities gains (losses) | $-34,000 | 9,044 |
| Applicable income taxes | $87,000 | 6,093 |
| Income before extraordinary items | $925,000 | 4,804 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $925,000 | 4,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $650,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $955,940 | 4,594 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 6,688 |
| Total interest expense | $1,948,000 | 6,174 |
| Net interest income | $1,641,000 | 7,080 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $129,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $39,000 | 8,049 |
| Total noninterest expense | $914,000 | 8,180 |
| Salaries and employee benefits | $499,000 | 8,183 |
| Premises and equipment expense | $65,000 | 8,882 |
| Additional noninterest expense | $350,000 | 7,515 |
| Pre-tax net operating income | $851,000 | 5,333 |
| Securities gains (losses) | $-39,000 | 9,424 |
| Applicable income taxes | $83,000 | 6,223 |
| Income before extraordinary items | $729,000 | 5,129 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $729,000 | 5,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $555,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $764,100 | 4,885 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 6,977 |
| Total interest expense | $1,948,000 | 6,350 |
| Net interest income | $1,502,000 | 7,467 |
| Provision for loan and lease losses | $21,000 | 7,573 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 6,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,167 |
| Total noninterest expense | $751,000 | 8,696 |
| Salaries and employee benefits | $442,000 | 8,535 |
| Premises and equipment expense | $79,000 | 8,802 |
| Additional noninterest expense | $230,000 | 8,507 |
| Pre-tax net operating income | $855,000 | 5,682 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $126,000 | 6,216 |
| Income before extraordinary items | $729,000 | 5,312 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $729,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $575,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $729,000 | 5,314 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 7,393 |
| Total interest expense | $1,576,000 | 6,779 |
| Net interest income | $1,416,000 | 7,750 |
| Provision for loan and lease losses | $66,000 | 6,005 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,007 |
| Total noninterest expense | $709,000 | 9,008 |
| Salaries and employee benefits | $402,000 | 8,873 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $215,000 | 8,890 |
| Pre-tax net operating income | $742,000 | 6,161 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $197,000 | 5,744 |
| Income before extraordinary items | $545,000 | 6,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $545,000 | 6,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,270 |
| Cash dividends | $150,000 | 5,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $545,000 | 6,169 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,859,000 | 7,686 |
| Total interest expense | $1,479,000 | 7,234 |
| Net interest income | $1,380,000 | 7,950 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $107,000 | 8,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 7,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $586,000 | 9,489 |
| Salaries and employee benefits | $400,000 | 8,971 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $101,000 | 10,121 |
| Pre-tax net operating income | $851,000 | 5,900 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $225,000 | 5,892 |
| Income before extraordinary items | $628,000 | 5,916 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $628,000 | 5,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $626,520 | 5,827 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 8,111 |
| Total interest expense | $1,344,000 | 7,731 |
| Net interest income | $1,370,000 | 8,307 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $117,000 | 9,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,825 |
| Total noninterest expense | $592,000 | 9,780 |
| Salaries and employee benefits | $420,000 | 9,138 |
| Premises and equipment expense | $78,000 | 9,482 |
| Additional noninterest expense | $94,000 | 10,583 |
| Pre-tax net operating income | $895,000 | 6,170 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $242,000 | 6,338 |
| Income before extraordinary items | $653,000 | 6,102 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $653,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $385,000 | 4,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $653,000 | 6,056 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 8,740 |
| Total interest expense | $1,184,000 | 8,424 |
| Net interest income | $1,275,000 | 8,833 |
| Provision for loan and lease losses | $-164,000 | 11,316 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,600 |
| Total noninterest expense | $577,000 | 10,267 |
| Salaries and employee benefits | $389,000 | 9,679 |
| Premises and equipment expense | $93,000 | 9,472 |
| Additional noninterest expense | $95,000 | 11,123 |
| Pre-tax net operating income | $977,000 | 5,830 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $277,000 | 6,092 |
| Income before extraordinary items | $694,000 | 5,784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $694,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-164,000 | 11,311 |
| Cash dividends | $515,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $698,260 | 5,708 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 9,146 |
| Total interest expense | $1,051,000 | 9,078 |
| Net interest income | $1,326,000 | 8,997 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $124,000 | 9,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 8,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $547,000 | 10,812 |
| Salaries and employee benefits | $342,000 | 10,392 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $128,000 | 11,335 |
| Pre-tax net operating income | $894,000 | 6,450 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $264,000 | 6,459 |
| Income before extraordinary items | $631,000 | 6,426 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $631,000 | 6,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $835,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $630,290 | 6,415 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 9,286 |
| Total interest expense | $921,000 | 9,033 |
| Net interest income | $1,366,000 | 9,258 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $97,000 | 10,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,408 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $572,000 | 11,258 |
| Salaries and employee benefits | $334,000 | 10,901 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $150,000 | 11,795 |
| Pre-tax net operating income | $882,000 | 6,482 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $255,000 | 6,452 |
| Income before extraordinary items | $628,000 | 6,343 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $628,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $285,000 | 4,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $627,290 | 6,430 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 9,738 |
| Total interest expense | $840,000 | 9,838 |
| Net interest income | $1,382,000 | 9,472 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $85,000 | 11,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 10,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $557,000 | 11,869 |
| Salaries and employee benefits | $296,000 | 11,690 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $152,000 | 12,398 |
| Pre-tax net operating income | $910,000 | 6,304 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $298,000 | 6,108 |
| Income before extraordinary items | $620,000 | 6,633 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $620,000 | 6,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $415,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $614,560 | 6,423 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 10,261 |
| Total interest expense | $1,095,000 | 10,000 |
| Net interest income | $1,225,000 | 10,238 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 11,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $556,000 | 12,324 |
| Salaries and employee benefits | $289,000 | 12,140 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $161,000 | 12,768 |
| Pre-tax net operating income | $761,000 | 6,764 |
| Securities gains (losses) | $47,000 | 4,236 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $546,000 | 6,950 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $546,000 | 7,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 8,392 |
| Cash dividends | $380,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $514,040 | 6,831 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.