Home > First State Bank of Chicago > Income and Expense
First State Bank of Chicago, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,578,000 | 2,168 |
| Total interest expense | $7,689,000 | 2,035 |
| Net interest income | $7,889,000 | 2,284 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $525,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $415,000 | 3,245 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $4,593,000 | 2,926 |
| Salaries and employee benefits | $2,437,000 | 2,744 |
| Premises and equipment expense | $598,000 | 3,209 |
| Additional noninterest expense | $1,558,000 | 2,995 |
| Pre-tax net operating income | $3,731,000 | 1,972 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,141,000 | 2,114 |
| Income before extraordinary items | $2,590,000 | 1,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,590,000 | 1,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 11,786 |
| Cash dividends | $2,335,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,590,000 | 1,918 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,314,000 | 2,295 |
| Total interest expense | $5,601,000 | 2,222 |
| Net interest income | $7,713,000 | 2,336 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $541,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $433,000 | 3,148 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $4,553,000 | 3,026 |
| Salaries and employee benefits | $2,210,000 | 2,998 |
| Premises and equipment expense | $563,000 | 3,455 |
| Additional noninterest expense | $1,780,000 | 2,861 |
| Pre-tax net operating income | $3,576,000 | 1,997 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $1,040,000 | 2,147 |
| Income before extraordinary items | $2,539,000 | 1,918 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,539,000 | 1,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 12,214 |
| Cash dividends | $1,680,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,536,870 | 1,919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,161,000 | 2,346 |
| Total interest expense | $5,848,000 | 2,222 |
| Net interest income | $7,313,000 | 2,446 |
| Provision for loan and lease losses | $-1,250,000 | 13,231 |
| Total noninterest income | $591,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $451,000 | 3,070 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $4,405,000 | 3,185 |
| Salaries and employee benefits | $2,100,000 | 3,124 |
| Premises and equipment expense | $582,000 | 3,421 |
| Additional noninterest expense | $1,723,000 | 3,096 |
| Pre-tax net operating income | $4,749,000 | 1,481 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,471,000 | 1,589 |
| Income before extraordinary items | $3,278,000 | 1,558 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,278,000 | 1,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,084,000 | 13,264 |
| Cash dividends | $2,322,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,278,000 | 1,467 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,855,000 | 2,362 |
| Total interest expense | $7,343,000 | 2,303 |
| Net interest income | $7,512,000 | 2,413 |
| Provision for loan and lease losses | $1,275,000 | 1,573 |
| Total noninterest income | $674,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $520,000 | 2,663 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $154,000 | 6,548 |
| Total noninterest expense | $4,411,000 | 3,220 |
| Salaries and employee benefits | $2,167,000 | 2,970 |
| Premises and equipment expense | $608,000 | 3,312 |
| Additional noninterest expense | $1,636,000 | 3,345 |
| Pre-tax net operating income | $2,500,000 | 2,491 |
| Securities gains (losses) | $978,000 | 661 |
| Applicable income taxes | $922,000 | 2,267 |
| Income before extraordinary items | $2,556,000 | 1,783 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,556,000 | 1,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 1,995 |
| Cash dividends | $1,571,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,842,060 | 2,308 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.