Home > First State Bank of Charlevoix > Assets and Liabilities
First State Bank of Charlevoix, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $47,477,000 | 8,144 |
| Cash and due from depository institutions | $12,910,000 | 8,629 |
| Interest-bearing balances | $10,001,000 | 739 |
| Securities | $5,174,000 | 11,501 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 5,007 |
| Net loans & leases | $23,687,000 | 8,158 |
| Loan loss allowance | $238,000 | 9,807 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,324,000 | 3,130 |
| Other real estate owned | $5,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $377,000 | 10,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,477,000 | 8,144 |
| Total liabilities | $42,448,000 | 8,228 |
| Total deposits | $42,193,000 | 8,092 |
| Interest-bearing deposits | $35,135,000 | 8,256 |
| Deposits held in domestic offices | $42,193,000 | 8,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $255,000 | 8,952 |
| Total equity capital | $5,029,000 | 7,068 |
| Total bank equity capital | $5,029,000 | 7,068 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $175,000 | 9,701 |
| Surplus | $1,825,000 | 5,851 |
| Undivided profits | $3,029,000 | 5,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 11,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $175,000 | 9,324 |
| Earning assets | $41,862,000 | 8,271 |
| Long-term assets (5+ years) | $4,837,000 | 6,610 |
| Average Assets, year-to-date | $45,737,600 | 8,170 |
| Average Assets, quarterly | $47,024,500 | 8,142 |
| Volatile liabilities | $823,000 | 12,144 |
| Insider loans | $69,000 | 6,580 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,794,000 | 6,307 |
| Tier 1 (core) risk-based capital | $5,029,000 | 6,998 |
| Tier 2 risk-based capital | $238,000 | 8,636 |
| Total risk weighted assets | $25,372,400 | 8,193 |
| Total unused commitments | $2,794,000 | 6,335 |
| Derivatives | $0 | 651 |