Home > First State Bank of Canadian > Income and Expense
First State Bank of Canadian, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 4,571 |
| Total interest expense | $656,000 | 5,684 |
| Net interest income | $3,575,000 | 4,142 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $368,000 | 4,681 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $256,000 | 3,458 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $112,000 | 5,057 |
| Total noninterest expense | $1,827,000 | 5,595 |
| Salaries and employee benefits | $869,000 | 5,791 |
| Premises and equipment expense | $133,000 | 6,484 |
| Additional noninterest expense | $825,000 | 4,838 |
| Pre-tax net operating income | $2,116,000 | 1,814 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,116,000 | 1,565 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,116,000 | 1,568 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,116,000 | 1,568 |
| Net charge-offs | $15,000 | 6,116 |
| Cash dividends | $1,700,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,116,000 | 1,498 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,839,000 | 4,596 |
| Total interest expense | $443,000 | 5,749 |
| Net interest income | $2,396,000 | 4,129 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $226,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $167,000 | 3,501 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $1,251,000 | 5,553 |
| Salaries and employee benefits | $582,000 | 5,814 |
| Premises and equipment expense | $85,000 | 6,585 |
| Additional noninterest expense | $584,000 | 4,654 |
| Pre-tax net operating income | $1,371,000 | 1,846 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,371,000 | 1,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,371,000 | 1,598 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,371,000 | 1,598 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $1,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,371,000 | 1,525 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,619 |
| Total interest expense | $220,000 | 5,886 |
| Net interest income | $1,220,000 | 4,109 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $78,000 | 3,626 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 5,201 |
| Total noninterest expense | $630,000 | 5,618 |
| Salaries and employee benefits | $295,000 | 5,857 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $295,000 | 4,630 |
| Pre-tax net operating income | $704,000 | 1,816 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $704,000 | 1,550 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $704,000 | 1,552 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $704,000 | 1,552 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $704,000 | 1,492 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,864,000 | 4,690 |
| Total interest expense | $912,000 | 6,219 |
| Net interest income | $4,952,000 | 3,970 |
| Provision for loan and lease losses | $529,000 | 4,456 |
| Total noninterest income | $535,000 | 4,614 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $390,000 | 3,379 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $145,000 | 5,150 |
| Total noninterest expense | $2,371,000 | 5,815 |
| Salaries and employee benefits | $1,061,000 | 6,111 |
| Premises and equipment expense | $148,000 | 6,958 |
| Additional noninterest expense | $1,162,000 | 4,829 |
| Pre-tax net operating income | $2,587,000 | 1,528 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,587,000 | 1,300 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,587,000 | 1,298 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,587,000 | 1,299 |
| Net charge-offs | $633,000 | 3,486 |
| Cash dividends | $3,080,000 | 560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,587,000 | 1,272 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 4,740 |
| Total interest expense | $693,000 | 6,335 |
| Net interest income | $3,713,000 | 3,975 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $402,000 | 4,665 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $301,000 | 3,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $101,000 | 5,385 |
| Total noninterest expense | $1,797,000 | 5,813 |
| Salaries and employee benefits | $806,000 | 6,117 |
| Premises and equipment expense | $113,000 | 6,983 |
| Additional noninterest expense | $878,000 | 4,790 |
| Pre-tax net operating income | $2,318,000 | 1,387 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,318,000 | 1,166 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,318,000 | 1,166 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,318,000 | 1,166 |
| Net charge-offs | $17,000 | 6,315 |
| Cash dividends | $1,070,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,318,000 | 1,148 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 4,720 |
| Total interest expense | $470,000 | 6,401 |
| Net interest income | $2,511,000 | 3,930 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $245,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $186,000 | 3,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $1,209,000 | 5,836 |
| Salaries and employee benefits | $531,000 | 6,207 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $615,000 | 4,655 |
| Pre-tax net operating income | $1,547,000 | 1,481 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,547,000 | 1,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,547,000 | 1,215 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,547,000 | 1,216 |
| Net charge-offs | $17,000 | 5,715 |
| Cash dividends | $570,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,547,000 | 1,186 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 4,711 |
| Total interest expense | $248,000 | 6,395 |
| Net interest income | $1,276,000 | 3,876 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $119,000 | 4,894 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $32,000 | 5,513 |
| Total noninterest expense | $589,000 | 5,870 |
| Salaries and employee benefits | $261,000 | 6,302 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $297,000 | 4,442 |
| Pre-tax net operating income | $806,000 | 1,584 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $806,000 | 1,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $806,000 | 1,360 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $806,000 | 1,360 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $806,000 | 1,286 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,312,000 | 4,794 |
| Total interest expense | $1,688,000 | 5,715 |
| Net interest income | $4,624,000 | 4,161 |
| Provision for loan and lease losses | $419,000 | 4,075 |
| Total noninterest income | $477,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $362,000 | 3,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $115,000 | 5,727 |
| Total noninterest expense | $1,837,000 | 6,443 |
| Salaries and employee benefits | $988,000 | 6,440 |
| Premises and equipment expense | $122,000 | 7,404 |
| Additional noninterest expense | $727,000 | 5,719 |
| Pre-tax net operating income | $2,845,000 | 1,892 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,845,000 | 1,441 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,845,000 | 1,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,900 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,845,000 | 1,537 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 4,858 |
| Total interest expense | $1,366,000 | 5,660 |
| Net interest income | $3,384,000 | 4,242 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $370,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $286,000 | 3,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $84,000 | 5,892 |
| Total noninterest expense | $1,383,000 | 6,421 |
| Salaries and employee benefits | $750,000 | 6,436 |
| Premises and equipment expense | $93,000 | 7,435 |
| Additional noninterest expense | $540,000 | 5,703 |
| Pre-tax net operating income | $2,371,000 | 2,022 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,371,000 | 1,531 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,371,000 | 1,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,316 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,371,000 | 1,617 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 4,891 |
| Total interest expense | $994,000 | 5,592 |
| Net interest income | $2,200,000 | 4,315 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $252,000 | 4,981 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $195,000 | 3,536 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $57,000 | 5,938 |
| Total noninterest expense | $927,000 | 6,456 |
| Salaries and employee benefits | $505,000 | 6,467 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $361,000 | 5,702 |
| Pre-tax net operating income | $1,525,000 | 2,161 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,525,000 | 1,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,525,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $275,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,525,000 | 1,746 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 4,839 |
| Total interest expense | $565,000 | 5,451 |
| Net interest income | $1,118,000 | 4,287 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $123,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $97,000 | 3,525 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $459,000 | 6,520 |
| Salaries and employee benefits | $252,000 | 6,499 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $782,000 | 2,198 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $782,000 | 1,850 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $782,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $275,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $782,000 | 1,783 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 4,415 |
| Total interest expense | $2,739,000 | 5,028 |
| Net interest income | $5,121,000 | 3,919 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $532,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $361,000 | 3,724 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $171,000 | 5,356 |
| Total noninterest expense | $1,796,000 | 6,480 |
| Salaries and employee benefits | $922,000 | 6,628 |
| Premises and equipment expense | $164,000 | 7,113 |
| Additional noninterest expense | $710,000 | 5,694 |
| Pre-tax net operating income | $3,857,000 | 2,043 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $3,857,000 | 1,647 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,857,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,985 |
| Cash dividends | $3,771,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,857,000 | 1,637 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,972,000 | 4,387 |
| Total interest expense | $2,129,000 | 4,953 |
| Net interest income | $3,843,000 | 3,931 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $342,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 3,724 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $72,000 | 6,310 |
| Total noninterest expense | $1,383,000 | 6,401 |
| Salaries and employee benefits | $723,000 | 6,519 |
| Premises and equipment expense | $138,000 | 6,883 |
| Additional noninterest expense | $522,000 | 5,700 |
| Pre-tax net operating income | $2,802,000 | 2,235 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,802,000 | 1,802 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,802,000 | 1,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,838 |
| Cash dividends | $3,771,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,802,000 | 1,788 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 4,378 |
| Total interest expense | $1,491,000 | 4,817 |
| Net interest income | $2,531,000 | 3,992 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $221,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $190,000 | 3,613 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $31,000 | 6,942 |
| Total noninterest expense | $909,000 | 6,497 |
| Salaries and employee benefits | $485,000 | 6,559 |
| Premises and equipment expense | $105,000 | 6,671 |
| Additional noninterest expense | $319,000 | 5,954 |
| Pre-tax net operating income | $1,843,000 | 2,306 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,843,000 | 1,881 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,843,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,767 |
| Cash dividends | $3,563,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,843,000 | 1,859 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,994,000 | 4,408 |
| Total interest expense | $741,000 | 4,815 |
| Net interest income | $1,253,000 | 4,022 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $105,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $90,000 | 3,661 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $456,000 | 6,518 |
| Salaries and employee benefits | $243,000 | 6,598 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $159,000 | 5,944 |
| Pre-tax net operating income | $902,000 | 2,342 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $902,000 | 1,862 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $902,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $3,563,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $902,000 | 1,856 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 4,519 |
| Total interest expense | $2,054,000 | 5,327 |
| Net interest income | $5,050,000 | 3,974 |
| Provision for loan and lease losses | $159,000 | 3,970 |
| Total noninterest income | $650,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $421,000 | 3,423 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $229,000 | 4,862 |
| Total noninterest expense | $1,818,000 | 6,414 |
| Salaries and employee benefits | $924,000 | 6,591 |
| Premises and equipment expense | $263,000 | 6,076 |
| Additional noninterest expense | $631,000 | 5,917 |
| Pre-tax net operating income | $3,723,000 | 2,369 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,723,000 | 1,907 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,723,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,238 |
| Cash dividends | $2,747,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,723,000 | 1,894 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 4,558 |
| Total interest expense | $1,478,000 | 5,376 |
| Net interest income | $3,777,000 | 4,005 |
| Provision for loan and lease losses | $159,000 | 3,319 |
| Total noninterest income | $536,000 | 4,320 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $319,000 | 3,432 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $1,358,000 | 6,427 |
| Salaries and employee benefits | $694,000 | 6,587 |
| Premises and equipment expense | $204,000 | 6,013 |
| Additional noninterest expense | $460,000 | 6,006 |
| Pre-tax net operating income | $2,796,000 | 2,440 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,796,000 | 1,950 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,796,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $1,100,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,796,000 | 1,934 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 4,505 |
| Total interest expense | $975,000 | 5,288 |
| Net interest income | $2,526,000 | 4,018 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $251,000 | 5,140 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $206,000 | 3,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 6,526 |
| Total noninterest expense | $903,000 | 6,463 |
| Salaries and employee benefits | $460,000 | 6,635 |
| Premises and equipment expense | $139,000 | 5,966 |
| Additional noninterest expense | $304,000 | 6,035 |
| Pre-tax net operating income | $1,874,000 | 2,434 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,874,000 | 1,943 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,874,000 | 1,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,874,000 | 1,929 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 4,600 |
| Total interest expense | $454,000 | 5,375 |
| Net interest income | $1,218,000 | 4,119 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $117,000 | 5,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $98,000 | 3,520 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $450,000 | 6,480 |
| Salaries and employee benefits | $228,000 | 6,676 |
| Premises and equipment expense | $67,000 | 6,079 |
| Additional noninterest expense | $155,000 | 5,960 |
| Pre-tax net operating income | $885,000 | 2,499 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $885,000 | 2,001 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $885,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $885,000 | 1,985 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 5,074 |
| Total interest expense | $1,187,000 | 5,831 |
| Net interest income | $3,949,000 | 4,663 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $405,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $407,000 | 3,513 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-2,000 | 8,788 |
| Total noninterest expense | $1,765,000 | 6,454 |
| Salaries and employee benefits | $902,000 | 6,637 |
| Premises and equipment expense | $249,000 | 6,219 |
| Additional noninterest expense | $614,000 | 5,989 |
| Pre-tax net operating income | $2,589,000 | 3,099 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,589,000 | 2,530 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,589,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $1,773,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,589,000 | 2,502 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 5,139 |
| Total interest expense | $861,000 | 5,825 |
| Net interest income | $2,863,000 | 4,778 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $298,000 | 5,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $312,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-14,000 | 8,835 |
| Total noninterest expense | $1,312,000 | 6,479 |
| Salaries and employee benefits | $670,000 | 6,659 |
| Premises and equipment expense | $188,000 | 6,184 |
| Additional noninterest expense | $454,000 | 5,994 |
| Pre-tax net operating income | $1,849,000 | 3,239 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,849,000 | 2,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,849,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,204 |
| Cash dividends | $1,573,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,849,000 | 2,604 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,410,000 | 5,180 |
| Total interest expense | $545,000 | 5,818 |
| Net interest income | $1,865,000 | 4,826 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $183,000 | 5,936 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $210,000 | 3,396 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-27,000 | 8,856 |
| Total noninterest expense | $867,000 | 6,508 |
| Salaries and employee benefits | $449,000 | 6,643 |
| Premises and equipment expense | $123,000 | 6,229 |
| Additional noninterest expense | $295,000 | 6,052 |
| Pre-tax net operating income | $1,181,000 | 3,285 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,181,000 | 2,680 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,181,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,046 |
| Cash dividends | $773,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,181,000 | 2,643 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,420 |
| Total interest expense | $234,000 | 6,144 |
| Net interest income | $875,000 | 5,044 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $102,000 | 3,402 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $435,000 | 6,531 |
| Salaries and employee benefits | $226,000 | 6,677 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $145,000 | 6,118 |
| Pre-tax net operating income | $558,000 | 3,397 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $558,000 | 2,772 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $558,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,262 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $558,000 | 2,720 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 5,871 |
| Total interest expense | $590,000 | 6,980 |
| Net interest income | $3,031,000 | 5,380 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $439,000 | 5,592 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $384,000 | 3,735 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,823,000 | 6,325 |
| Salaries and employee benefits | $873,000 | 6,713 |
| Premises and equipment expense | $339,000 | 5,321 |
| Additional noninterest expense | $611,000 | 5,913 |
| Pre-tax net operating income | $1,647,000 | 4,016 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,647,000 | 3,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,647,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,647,000 | 3,334 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 5,966 |
| Total interest expense | $417,000 | 7,114 |
| Net interest income | $2,207,000 | 5,457 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $327,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $292,000 | 3,729 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,347,000 | 6,326 |
| Salaries and employee benefits | $644,000 | 6,716 |
| Premises and equipment expense | $251,000 | 5,329 |
| Additional noninterest expense | $452,000 | 5,924 |
| Pre-tax net operating income | $1,187,000 | 4,178 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,187,000 | 3,572 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,187,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,187,000 | 3,499 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 5,989 |
| Total interest expense | $278,000 | 7,154 |
| Net interest income | $1,462,000 | 5,483 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $222,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $197,000 | 3,684 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $915,000 | 6,306 |
| Salaries and employee benefits | $429,000 | 6,766 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $317,000 | 5,812 |
| Pre-tax net operating income | $769,000 | 4,211 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $769,000 | 3,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $769,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $769,000 | 3,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 6,060 |
| Total interest expense | $142,000 | 7,164 |
| Net interest income | $717,000 | 5,544 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $100,000 | 3,583 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $462,000 | 6,312 |
| Salaries and employee benefits | $217,000 | 6,761 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $162,000 | 5,766 |
| Pre-tax net operating income | $370,000 | 4,284 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $370,000 | 3,722 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $370,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $370,000 | 3,597 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 6,023 |
| Total interest expense | $856,000 | 6,539 |
| Net interest income | $2,665,000 | 5,684 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $465,000 | 5,611 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $407,000 | 3,605 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,885,000 | 6,188 |
| Salaries and employee benefits | $871,000 | 6,686 |
| Premises and equipment expense | $321,000 | 5,459 |
| Additional noninterest expense | $693,000 | 5,528 |
| Pre-tax net operating income | $1,245,000 | 4,590 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,245,000 | 4,034 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,245,000 | 4,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $1,685,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,245,000 | 3,858 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 6,049 |
| Total interest expense | $718,000 | 6,393 |
| Net interest income | $1,967,000 | 5,766 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $355,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $307,000 | 3,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,275 |
| Total noninterest expense | $1,408,000 | 6,157 |
| Salaries and employee benefits | $650,000 | 6,695 |
| Premises and equipment expense | $250,000 | 5,331 |
| Additional noninterest expense | $508,000 | 5,584 |
| Pre-tax net operating income | $914,000 | 4,791 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $914,000 | 4,245 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $914,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,005 |
| Cash dividends | $870,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $914,000 | 4,064 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 5,945 |
| Total interest expense | $541,000 | 6,153 |
| Net interest income | $1,334,000 | 5,699 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $215,000 | 5,841 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $198,000 | 3,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $938,000 | 6,193 |
| Salaries and employee benefits | $437,000 | 6,700 |
| Premises and equipment expense | $167,000 | 5,295 |
| Additional noninterest expense | $334,000 | 5,624 |
| Pre-tax net operating income | $611,000 | 4,786 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $611,000 | 4,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $611,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,247 |
| Cash dividends | $870,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $611,000 | 4,040 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 5,941 |
| Total interest expense | $283,000 | 6,127 |
| Net interest income | $665,000 | 5,699 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $99,000 | 3,577 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $470,000 | 6,207 |
| Salaries and employee benefits | $216,000 | 6,738 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $304,000 | 4,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $304,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,354 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $304,000 | 4,018 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 6,024 |
| Total interest expense | $1,220,000 | 6,379 |
| Net interest income | $2,637,000 | 5,731 |
| Provision for loan and lease losses | $808,000 | 1,616 |
| Total noninterest income | $421,000 | 5,649 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $387,000 | 3,610 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 8,065 |
| Total noninterest expense | $1,996,000 | 5,872 |
| Salaries and employee benefits | $819,000 | 6,818 |
| Premises and equipment expense | $341,000 | 5,172 |
| Additional noninterest expense | $836,000 | 4,779 |
| Pre-tax net operating income | $254,000 | 7,736 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $254,000 | 7,541 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $254,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,359 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $254,000 | 7,447 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 5,685 |
| Total interest expense | $2,012,000 | 6,072 |
| Net interest income | $2,888,000 | 5,207 |
| Provision for loan and lease losses | $290,000 | 3,289 |
| Total noninterest income | $418,000 | 5,566 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $391,000 | 3,475 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $27,000 | 8,456 |
| Total noninterest expense | $1,813,000 | 6,104 |
| Salaries and employee benefits | $789,000 | 6,830 |
| Premises and equipment expense | $340,000 | 5,136 |
| Additional noninterest expense | $684,000 | 5,370 |
| Pre-tax net operating income | $1,203,000 | 4,414 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,203,000 | 3,801 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,203,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,056 |
| Cash dividends | $1,151,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,203,000 | 3,680 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 5,675 |
| Total interest expense | $2,149,000 | 6,055 |
| Net interest income | $2,929,000 | 5,238 |
| Provision for loan and lease losses | $41,000 | 6,834 |
| Total noninterest income | $441,000 | 5,250 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $385,000 | 3,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,603 |
| Total noninterest expense | $1,703,000 | 6,266 |
| Salaries and employee benefits | $770,000 | 6,880 |
| Premises and equipment expense | $287,000 | 5,563 |
| Additional noninterest expense | $646,000 | 5,496 |
| Pre-tax net operating income | $1,626,000 | 3,846 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,626,000 | 3,040 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,626,000 | 3,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $715,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,626,000 | 3,036 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 7,601 |
| Total interest expense | $1,023,000 | 8,124 |
| Net interest income | $1,782,000 | 7,038 |
| Provision for loan and lease losses | $115,000 | 4,942 |
| Total noninterest income | $272,000 | 6,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,255 |
| Total noninterest expense | $1,179,000 | 7,617 |
| Salaries and employee benefits | $509,000 | 8,301 |
| Premises and equipment expense | $174,000 | 7,248 |
| Additional noninterest expense | $496,000 | 6,555 |
| Pre-tax net operating income | $760,000 | 6,085 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $760,000 | 5,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $760,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $471,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $2,100,000 | 425 |
| Net operating income | $760,000 | 5,202 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 8,278 |
| Total interest expense | $865,000 | 8,777 |
| Net interest income | $1,461,000 | 7,773 |
| Provision for loan and lease losses | $33,000 | 7,242 |
| Total noninterest income | $216,000 | 7,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $987,000 | 8,151 |
| Salaries and employee benefits | $421,000 | 8,835 |
| Premises and equipment expense | $147,000 | 7,718 |
| Additional noninterest expense | $419,000 | 7,061 |
| Pre-tax net operating income | $657,000 | 6,649 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $657,000 | 5,786 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $657,000 | 5,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $455,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $657,000 | 5,677 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 10,852 |
| Total interest expense | $66,000 | 10,808 |
| Net interest income | $94,000 | 10,858 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $9,000 | 10,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,520 |
| Total noninterest expense | $63,000 | 10,905 |
| Salaries and employee benefits | $31,000 | 10,892 |
| Premises and equipment expense | $8,000 | 10,859 |
| Additional noninterest expense | $24,000 | 10,899 |
| Pre-tax net operating income | $40,000 | 10,273 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $40,000 | 10,287 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $40,000 | 10,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,250,000 | 240 |
| Net operating income | $40,000 | 10,250 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.