Home > First State Bank of Canadian > Income and Expense
First State Bank of Canadian, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 7,715 |
| Total interest expense | $1,224,000 | 8,510 |
| Net interest income | $2,150,000 | 6,983 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $151,000 | 9,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 10,706 |
| Total noninterest expense | $1,378,000 | 7,649 |
| Salaries and employee benefits | $812,000 | 7,046 |
| Premises and equipment expense | $206,000 | 7,074 |
| Additional noninterest expense | $360,000 | 8,596 |
| Pre-tax net operating income | $863,000 | 6,582 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $201,000 | 7,387 |
| Income before extraordinary items | $662,000 | 6,224 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $662,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $662,000 | 6,209 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,301,000 | 7,616 |
| Total interest expense | $1,048,000 | 8,489 |
| Net interest income | $2,253,000 | 6,967 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $134,000 | 10,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,845 |
| Total noninterest expense | $1,375,000 | 7,989 |
| Salaries and employee benefits | $768,000 | 7,397 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $412,000 | 8,705 |
| Pre-tax net operating income | $982,000 | 6,039 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $771,000 | 5,501 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $771,000 | 5,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,341 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $771,000 | 5,572 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 8,383 |
| Total interest expense | $1,085,000 | 8,746 |
| Net interest income | $1,887,000 | 7,986 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $148,000 | 10,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $1,379,000 | 8,248 |
| Salaries and employee benefits | $736,000 | 7,738 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $479,000 | 8,437 |
| Pre-tax net operating income | $656,000 | 7,598 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $538,000 | 7,244 |
| Extraordinary gains, net | $-10,000 | 12,314 |
| Net income | $528,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,185 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $538,000 | 6,985 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 8,715 |
| Total interest expense | $1,402,000 | 8,843 |
| Net interest income | $1,750,000 | 8,502 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $133,000 | 10,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 12,330 |
| Total noninterest expense | $1,299,000 | 8,666 |
| Salaries and employee benefits | $728,000 | 7,786 |
| Premises and equipment expense | $141,000 | 9,376 |
| Additional noninterest expense | $430,000 | 9,206 |
| Pre-tax net operating income | $584,000 | 7,840 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $88,000 | 10,227 |
| Income before extraordinary items | $496,000 | 7,369 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $496,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $496,000 | 6,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.