Home > First State Bank of Calumet City > Income and Expense
First State Bank of Calumet City, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,424,000 | 2,687 |
| Total interest expense | $6,315,000 | 2,437 |
| Net interest income | $6,109,000 | 2,906 |
| Provision for loan and lease losses | $1,650,000 | 667 |
| Total noninterest income | $693,000 | 4,119 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $476,000 | 2,851 |
| Trading account gains and fees | $6,000 | 452 |
| Additional Noninterest Income | $211,000 | 4,973 |
| Total noninterest expense | $3,141,000 | 4,117 |
| Salaries and employee benefits | $1,508,000 | 4,262 |
| Premises and equipment expense | $453,000 | 4,092 |
| Additional noninterest expense | $1,180,000 | 3,791 |
| Pre-tax net operating income | $2,011,000 | 3,480 |
| Securities gains (losses) | $6,000 | 2,714 |
| Applicable income taxes | $685,000 | 3,293 |
| Income before extraordinary items | $1,332,000 | 3,595 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,332,000 | 3,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $999,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,328,040 | 3,583 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 4,105 |
| Total interest expense | $3,467,000 | 3,481 |
| Net interest income | $3,758,000 | 4,630 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $614,000 | 4,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,329 |
| Total noninterest expense | $3,525,000 | 3,818 |
| Salaries and employee benefits | $1,260,000 | 5,028 |
| Premises and equipment expense | $1,293,000 | 1,597 |
| Additional noninterest expense | $972,000 | 4,826 |
| Pre-tax net operating income | $847,000 | 6,641 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $227,000 | 6,901 |
| Income before extraordinary items | $587,000 | 6,645 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $587,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,760 | 6,516 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,498,000 | 4,615 |
| Total interest expense | $2,228,000 | 5,321 |
| Net interest income | $4,270,000 | 4,146 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $533,000 | 5,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $2,639,000 | 5,030 |
| Salaries and employee benefits | $1,156,000 | 5,405 |
| Premises and equipment expense | $620,000 | 3,223 |
| Additional noninterest expense | $863,000 | 5,567 |
| Pre-tax net operating income | $2,056,000 | 3,230 |
| Securities gains (losses) | $-43,000 | 13,064 |
| Applicable income taxes | $685,000 | 3,184 |
| Income before extraordinary items | $1,328,000 | 3,639 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,328,000 | 3,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 7,032 |
| Cash dividends | $2,400,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,356,380 | 3,370 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,290,000 | 3,394 |
| Total interest expense | $5,323,000 | 3,111 |
| Net interest income | $4,967,000 | 3,659 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $379,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,250 |
| Total noninterest expense | $2,554,000 | 5,207 |
| Salaries and employee benefits | $1,207,000 | 5,131 |
| Premises and equipment expense | $545,000 | 3,675 |
| Additional noninterest expense | $802,000 | 6,062 |
| Pre-tax net operating income | $2,492,000 | 2,501 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $893,000 | 2,341 |
| Income before extraordinary items | $1,613,000 | 2,849 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,613,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $750,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,604,040 | 2,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.