Home > First State Bank of Beardstown, Illinois > Assets and Liabilities
First State Bank of Beardstown, Illinois, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 28 | 4,846 |
| Assets and Liabilities | ||
| Total Assets: | $57,183,000 | 6,545 |
| Cash and due from depository institutions | $4,201,000 | 4,846 |
| Interest-bearing balances | $2,376,000 | 4,096 |
| Securities | $22,037,000 | 4,204 |
| Federal funds sold & reverse repurchase agreements | $2,832,000 | 2,526 |
| Net loans & leases | $23,931,000 | 7,053 |
| Loan loss allowance | $482,000 | 6,248 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $928,000 | 5,753 |
| Other real estate owned | $808,000 | 4,846 |
| Goodwill and other intangibles | $1,385,000 | 1,488 |
| All other assets | $1,061,000 | 6,414 |
| Life insurance assets | $73,000 | 3,771 |
| Total liabilities and capital | $57,183,000 | 6,545 |
| Total liabilities | $50,751,000 | 6,505 |
| Total deposits | $46,364,000 | 6,545 |
| Interest-bearing deposits | $37,571,000 | 6,624 |
| Deposits held in domestic offices | $46,364,000 | 6,545 |
| % insured | 98.55% | 555 |
| Federal funds purchased & repurchase agreements | $22,000 | 2,850 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $4,250,000 | 3,990 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $115,000 | 7,523 |
| Total equity capital | $6,432,000 | 6,511 |
| Total bank equity capital | $6,432,000 | 6,511 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $400,000 | 4,256 |
| Surplus | $2,585,000 | 5,144 |
| Undivided profits | $3,447,000 | 5,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 4,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $508,000 | 457 |
| Income earned, not collected on loans | $450,000 | 5,912 |
| Earning assets | $51,176,000 | 6,590 |
| Long-term assets (5+ years) | $25,819,000 | 3,657 |
| Average Assets, year-to-date | $56,741,750 | 6,515 |
| Average Assets, quarterly | $56,737,500 | 6,536 |
| Volatile liabilities | $9,755,000 | 6,370 |
| Insider loans | $196,000 | 6,296 |
| FHLB advances | $4,250,000 | 3,851 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,489,000 | 6,635 |
| Tier 1 (core) risk-based capital | $4,703,000 | 7,015 |
| Tier 2 risk-based capital | $385,000 | 6,402 |
| Total risk weighted assets | $30,688,000 | 6,853 |
| Total unused commitments | $2,489,000 | 6,639 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 28 | 4,888 |
| Assets and Liabilities | ||
| Total Assets: | $56,292,000 | 6,606 |
| Cash and due from depository institutions | $5,878,000 | 4,888 |
| Interest-bearing balances | $3,946,000 | 3,121 |
| Securities | $21,145,000 | 4,302 |
| Federal funds sold & reverse repurchase agreements | $1,801,000 | 3,409 |
| Net loans & leases | $23,307,000 | 7,133 |
| Loan loss allowance | $487,000 | 6,244 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $938,000 | 5,804 |
| Other real estate owned | $808,000 | 4,888 |
| Goodwill and other intangibles | $1,385,000 | 1,508 |
| All other assets | $1,030,000 | 6,498 |
| Life insurance assets | $68,000 | 3,813 |
| Total liabilities and capital | $56,292,000 | 6,606 |
| Total liabilities | $50,055,000 | 6,553 |
| Total deposits | $45,632,000 | 6,609 |
| Interest-bearing deposits | $36,539,000 | 6,722 |
| Deposits held in domestic offices | $45,632,000 | 6,607 |
| % insured | 89.43% | 1,038 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $4,250,000 | 4,079 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $173,000 | 7,189 |
| Total equity capital | $6,237,000 | 6,590 |
| Total bank equity capital | $6,237,000 | 6,590 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $400,000 | 4,310 |
| Surplus | $2,585,000 | 5,188 |
| Undivided profits | $3,252,000 | 5,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,403,000 | 4,235 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $508,000 | 452 |
| Income earned, not collected on loans | $387,000 | 6,237 |
| Earning assets | $50,199,000 | 6,662 |
| Long-term assets (5+ years) | $27,207,000 | 3,528 |
| Average Assets, year-to-date | $56,594,670 | 6,569 |
| Average Assets, quarterly | $56,373,500 | 6,598 |
| Volatile liabilities | $9,512,000 | 6,426 |
| Insider loans | $198,000 | 6,343 |
| FHLB advances | $4,250,000 | 3,930 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,311,000 | 5,637 |
| Tier 1 (core) risk-based capital | $4,783,000 | 7,035 |
| Tier 2 risk-based capital | $373,000 | 6,464 |
| Total risk weighted assets | $29,698,000 | 6,946 |
| Total unused commitments | $5,311,000 | 5,641 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 27 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $56,455,000 | 6,632 |
| Cash and due from depository institutions | $9,228,000 | 5,035 |
| Interest-bearing balances | $7,809,000 | 1,933 |
| Securities | $18,305,000 | 4,638 |
| Federal funds sold & reverse repurchase agreements | $837,000 | 4,623 |
| Net loans & leases | $23,907,000 | 7,101 |
| Loan loss allowance | $527,000 | 6,070 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $964,000 | 5,812 |
| Other real estate owned | $836,000 | 5,035 |
| Goodwill and other intangibles | $1,385,000 | 1,523 |
| All other assets | $993,000 | 6,601 |
| Life insurance assets | $68,000 | 3,839 |
| Total liabilities and capital | $56,455,000 | 6,632 |
| Total liabilities | $49,962,000 | 6,585 |
| Total deposits | $45,403,000 | 6,659 |
| Interest-bearing deposits | $36,484,000 | 6,735 |
| Deposits held in domestic offices | $45,403,000 | 6,659 |
| % insured | 89.70% | 1,048 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $4,250,000 | 4,144 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $309,000 | 6,232 |
| Total equity capital | $6,493,000 | 6,582 |
| Total bank equity capital | $6,493,000 | 6,581 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 4,334 |
| Surplus | $2,585,000 | 5,218 |
| Undivided profits | $3,508,000 | 5,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,591,000 | 3,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $501,000 | 416 |
| Income earned, not collected on loans | $299,000 | 6,820 |
| Earning assets | $50,858,000 | 6,653 |
| Long-term assets (5+ years) | $25,173,000 | 3,648 |
| Average Assets, year-to-date | $56,746,000 | 6,592 |
| Average Assets, quarterly | $56,746,000 | 6,592 |
| Volatile liabilities | $4,558,000 | 7,354 |
| Insider loans | $223,000 | 6,289 |
| FHLB advances | $4,250,000 | 4,003 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,318,000 | 5,714 |
| Tier 1 (core) risk-based capital | $4,736,000 | 7,123 |
| Tier 2 risk-based capital | $366,000 | 6,523 |
| Total risk weighted assets | $29,124,000 | 6,989 |
| Total unused commitments | $5,318,000 | 5,717 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 26 | 5,169 |
| Assets and Liabilities | ||
| Total Assets: | $57,037,000 | 6,614 |
| Cash and due from depository institutions | $6,094,000 | 5,169 |
| Interest-bearing balances | $3,831,000 | 2,209 |
| Securities | $22,505,000 | 4,148 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 4,562 |
| Net loans & leases | $25,733,000 | 7,058 |
| Loan loss allowance | $518,000 | 6,078 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $968,000 | 5,843 |
| Other real estate owned | $0 | 5,169 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,287,000 | 6,159 |
| Life insurance assets | $68,000 | 3,863 |
| Total liabilities and capital | $57,037,000 | 6,614 |
| Total liabilities | $51,938,000 | 6,513 |
| Total deposits | $46,180,000 | 6,604 |
| Interest-bearing deposits | $37,441,000 | 6,642 |
| Deposits held in domestic offices | $46,180,000 | 6,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,384,000 | 4,064 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $374,000 | 5,943 |
| Total equity capital | $5,099,000 | 7,119 |
| Total bank equity capital | $5,099,000 | 7,119 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,362 |
| Surplus | $1,200,000 | 6,305 |
| Undivided profits | $3,499,000 | 5,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,293,000 | 3,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $501,000 | 386 |
| Income earned, not collected on loans | $618,000 | 5,144 |
| Earning assets | $52,519,000 | 6,595 |
| Long-term assets (5+ years) | $28,305,000 | 3,362 |
| Average Assets, year-to-date | $54,877,400 | 6,584 |
| Average Assets, quarterly | $57,180,500 | 6,568 |
| Volatile liabilities | $4,511,000 | 7,406 |
| Insider loans | $316,000 | 6,088 |
| FHLB advances | $5,384,000 | 3,937 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,588,000 | 5,647 |
| Tier 1 (core) risk-based capital | $4,640,000 | 7,221 |
| Tier 2 risk-based capital | $362,000 | 6,562 |
| Total risk weighted assets | $28,787,000 | 7,059 |
| Total unused commitments | $5,588,000 | 5,648 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 26 | 5,229 |
| Assets and Liabilities | ||
| Total Assets: | $57,324,000 | 6,581 |
| Cash and due from depository institutions | $2,469,000 | 5,229 |
| Interest-bearing balances | $1,206,000 | 2,816 |
| Securities | $22,223,000 | 4,112 |
| Federal funds sold & reverse repurchase agreements | $3,810,000 | 2,711 |
| Net loans & leases | $26,714,000 | 7,012 |
| Loan loss allowance | $464,000 | 6,275 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $975,000 | 5,858 |
| Other real estate owned | $0 | 5,229 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,133,000 | 6,500 |
| Life insurance assets | $68,000 | 3,883 |
| Total liabilities and capital | $57,324,000 | 6,581 |
| Total liabilities | $51,554,000 | 6,500 |
| Total deposits | $44,703,000 | 6,638 |
| Interest-bearing deposits | $35,723,000 | 6,722 |
| Deposits held in domestic offices | $44,703,000 | 6,637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,516,000 | 3,821 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $335,000 | 6,343 |
| Total equity capital | $5,770,000 | 6,938 |
| Total bank equity capital | $5,770,000 | 6,938 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $400,000 | 4,400 |
| Surplus | $1,200,000 | 6,340 |
| Undivided profits | $4,170,000 | 4,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,430,000 | 2,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $501,000 | 372 |
| Income earned, not collected on loans | $517,000 | 5,834 |
| Earning assets | $53,953,000 | 6,518 |
| Long-term assets (5+ years) | $30,113,000 | 3,206 |
| Average Assets, year-to-date | $54,337,500 | 6,635 |
| Average Assets, quarterly | $55,874,500 | 6,613 |
| Volatile liabilities | $6,616,000 | 6,941 |
| Insider loans | $294,000 | 6,147 |
| FHLB advances | $6,516,000 | 3,678 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $2,056,000 | 7,121 |
| Tier 1 (core) risk-based capital | $5,971,000 | 6,792 |
| Tier 2 risk-based capital | $371,000 | 6,477 |
| Total risk weighted assets | $29,548,000 | 7,020 |
| Total unused commitments | $2,056,000 | 7,121 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 27 | 5,178 |
| Assets and Liabilities | ||
| Total Assets: | $54,425,000 | 6,714 |
| Cash and due from depository institutions | $2,203,000 | 5,178 |
| Interest-bearing balances | $826,000 | 3,101 |
| Securities | $20,746,000 | 4,341 |
| Federal funds sold & reverse repurchase agreements | $3,363,000 | 2,959 |
| Net loans & leases | $26,011,000 | 7,073 |
| Loan loss allowance | $462,000 | 6,241 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,003,000 | 5,857 |
| Other real estate owned | $0 | 5,178 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,099,000 | 6,520 |
| Life insurance assets | $68,000 | 3,909 |
| Total liabilities and capital | $54,425,000 | 6,714 |
| Total liabilities | $48,988,000 | 6,628 |
| Total deposits | $42,000,000 | 6,778 |
| Interest-bearing deposits | $32,313,000 | 6,950 |
| Deposits held in domestic offices | $42,000,000 | 6,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,648,000 | 3,665 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $340,000 | 6,285 |
| Total equity capital | $5,437,000 | 7,078 |
| Total bank equity capital | $5,437,000 | 7,078 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $400,000 | 4,437 |
| Surplus | $1,200,000 | 6,378 |
| Undivided profits | $3,837,000 | 5,077 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $503,000 | 346 |
| Income earned, not collected on loans | $462,000 | 6,089 |
| Earning assets | $50,946,000 | 6,659 |
| Long-term assets (5+ years) | $27,693,000 | 3,346 |
| Average Assets, year-to-date | $53,342,000 | 6,701 |
| Average Assets, quarterly | $54,311,500 | 6,697 |
| Volatile liabilities | $6,037,000 | 7,091 |
| Insider loans | $288,000 | 6,160 |
| FHLB advances | $6,648,000 | 3,533 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $2,521,000 | 6,982 |
| Tier 1 (core) risk-based capital | $5,934,000 | 6,850 |
| Tier 2 risk-based capital | $357,000 | 6,565 |
| Total risk weighted assets | $28,435,000 | 7,103 |
| Total unused commitments | $2,521,000 | 6,982 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 28 | 5,090 |
| Assets and Liabilities | ||
| Total Assets: | $54,198,000 | 6,724 |
| Cash and due from depository institutions | $2,428,000 | 5,090 |
| Interest-bearing balances | $1,139,000 | 2,877 |
| Securities | $17,932,000 | 4,699 |
| Federal funds sold & reverse repurchase agreements | $5,685,000 | 2,905 |
| Net loans & leases | $26,075,000 | 7,040 |
| Loan loss allowance | $465,000 | 6,202 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,034,000 | 5,835 |
| Other real estate owned | $0 | 5,090 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,044,000 | 6,532 |
| Life insurance assets | $68,000 | 3,930 |
| Total liabilities and capital | $54,198,000 | 6,724 |
| Total liabilities | $48,124,000 | 6,669 |
| Total deposits | $41,050,000 | 6,849 |
| Interest-bearing deposits | $31,295,000 | 7,028 |
| Deposits held in domestic offices | $41,050,000 | 6,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $6,779,000 | 3,407 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $295,000 | 6,740 |
| Total equity capital | $6,074,000 | 6,915 |
| Total bank equity capital | $6,074,000 | 6,915 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $400,000 | 4,450 |
| Surplus | $1,200,000 | 6,393 |
| Undivided profits | $4,474,000 | 4,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,346,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $496,000 | 332 |
| Income earned, not collected on loans | $375,000 | 6,575 |
| Earning assets | $50,831,000 | 6,672 |
| Long-term assets (5+ years) | $24,788,000 | 3,454 |
| Average Assets, year-to-date | $52,800,500 | 6,748 |
| Average Assets, quarterly | $52,800,500 | 6,748 |
| Volatile liabilities | $5,333,000 | 7,230 |
| Insider loans | $267,000 | 6,240 |
| FHLB advances | $6,779,000 | 3,291 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $3,438,000 | 6,675 |
| Tier 1 (core) risk-based capital | $5,834,000 | 6,898 |
| Tier 2 risk-based capital | $407,000 | 6,257 |
| Total risk weighted assets | $32,531,000 | 6,837 |
| Total unused commitments | $3,438,000 | 6,676 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 27 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $51,403,000 | 6,824 |
| Cash and due from depository institutions | $2,278,000 | 5,204 |
| Interest-bearing balances | $644,000 | 2,939 |
| Securities | $18,290,000 | 4,684 |
| Federal funds sold & reverse repurchase agreements | $1,108,000 | 4,883 |
| Net loans & leases | $27,444,000 | 6,983 |
| Loan loss allowance | $493,000 | 6,063 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,061,000 | 5,793 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,222,000 | 6,277 |
| Life insurance assets | $68,000 | 3,937 |
| Total liabilities and capital | $51,403,000 | 6,824 |
| Total liabilities | $45,716,000 | 6,748 |
| Total deposits | $38,466,000 | 6,952 |
| Interest-bearing deposits | $29,817,000 | 7,088 |
| Deposits held in domestic offices | $38,466,000 | 6,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,909,000 | 3,229 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $341,000 | 6,458 |
| Total equity capital | $5,687,000 | 7,030 |
| Total bank equity capital | $5,687,000 | 7,030 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,473 |
| Surplus | $1,200,000 | 6,405 |
| Undivided profits | $4,087,000 | 5,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,445,000 | 2,719 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $496,000 | 328 |
| Income earned, not collected on loans | $553,000 | 5,828 |
| Earning assets | $47,486,000 | 6,797 |
| Long-term assets (5+ years) | $24,498,000 | 3,275 |
| Average Assets, year-to-date | $48,347,200 | 6,856 |
| Average Assets, quarterly | $50,390,000 | 6,845 |
| Volatile liabilities | $1,576,000 | 8,166 |
| Insider loans | $296,000 | 6,176 |
| FHLB advances | $6,909,000 | 3,112 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $2,206,000 | 7,123 |
| Tier 1 (core) risk-based capital | $5,668,000 | 6,964 |
| Tier 2 risk-based capital | $373,000 | 6,456 |
| Total risk weighted assets | $29,717,000 | 7,009 |
| Total unused commitments | $2,206,000 | 7,123 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 27 | 5,223 |
| Assets and Liabilities | ||
| Total Assets: | $49,377,000 | 6,905 |
| Cash and due from depository institutions | $2,329,000 | 5,223 |
| Interest-bearing balances | $1,034,000 | 2,380 |
| Securities | $16,995,000 | 4,890 |
| Federal funds sold & reverse repurchase agreements | $1,318,000 | 4,691 |
| Net loans & leases | $26,319,000 | 7,071 |
| Loan loss allowance | $493,000 | 6,062 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,099,000 | 5,754 |
| Other real estate owned | $144,000 | 5,223 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,173,000 | 6,490 |
| Life insurance assets | $68,000 | 3,907 |
| Total liabilities and capital | $49,377,000 | 6,905 |
| Total liabilities | $43,742,000 | 6,836 |
| Total deposits | $36,361,000 | 7,066 |
| Interest-bearing deposits | $28,258,000 | 7,178 |
| Deposits held in domestic offices | $36,361,000 | 7,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $7,038,000 | 3,050 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $343,000 | 6,614 |
| Total equity capital | $5,635,000 | 7,046 |
| Total bank equity capital | $5,635,000 | 7,046 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,468 |
| Surplus | $1,200,000 | 6,404 |
| Undivided profits | $4,035,000 | 5,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 2,750 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $496,000 | 323 |
| Income earned, not collected on loans | $530,000 | 6,176 |
| Earning assets | $45,666,000 | 6,869 |
| Long-term assets (5+ years) | $21,061,000 | 3,453 |
| Average Assets, year-to-date | $47,583,250 | 6,910 |
| Average Assets, quarterly | $48,195,000 | 6,928 |
| Volatile liabilities | $2,878,000 | 7,888 |
| Insider loans | $334,000 | 6,034 |
| FHLB advances | $7,038,000 | 2,916 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $2,217,000 | 7,137 |
| Tier 1 (core) risk-based capital | $5,812,000 | 6,929 |
| Tier 2 risk-based capital | $374,000 | 6,484 |
| Total risk weighted assets | $29,949,000 | 7,008 |
| Total unused commitments | $2,217,000 | 7,140 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 27 | 5,263 |
| Assets and Liabilities | ||
| Total Assets: | $47,013,000 | 7,032 |
| Cash and due from depository institutions | $1,878,000 | 5,263 |
| Interest-bearing balances | $445,000 | 3,185 |
| Securities | $16,777,000 | 4,913 |
| Federal funds sold & reverse repurchase agreements | $33,000 | 6,236 |
| Net loans & leases | $26,025,000 | 7,097 |
| Loan loss allowance | $464,000 | 6,218 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,118,000 | 5,752 |
| Other real estate owned | $144,000 | 5,263 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,038,000 | 6,682 |
| Life insurance assets | $68,000 | 3,936 |
| Total liabilities and capital | $47,013,000 | 7,032 |
| Total liabilities | $41,807,000 | 6,939 |
| Total deposits | $34,323,000 | 7,226 |
| Interest-bearing deposits | $26,379,000 | 7,342 |
| Deposits held in domestic offices | $34,323,000 | 7,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,165,000 | 2,946 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $319,000 | 6,594 |
| Total equity capital | $5,206,000 | 7,180 |
| Total bank equity capital | $5,206,000 | 7,180 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $400,000 | 4,495 |
| Surplus | $1,200,000 | 6,427 |
| Undivided profits | $3,606,000 | 5,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $489,000 | 331 |
| Income earned, not collected on loans | $384,000 | 6,774 |
| Earning assets | $43,280,000 | 6,998 |
| Long-term assets (5+ years) | $18,884,000 | 3,591 |
| Average Assets, year-to-date | $46,985,330 | 6,988 |
| Average Assets, quarterly | $46,885,500 | 7,016 |
| Volatile liabilities | $3,562,000 | 7,705 |
| Insider loans | $372,000 | 5,913 |
| FHLB advances | $7,165,000 | 2,812 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $1,693,000 | 7,458 |
| Tier 1 (core) risk-based capital | $5,648,000 | 7,004 |
| Tier 2 risk-based capital | $355,000 | 6,598 |
| Total risk weighted assets | $28,310,000 | 7,122 |
| Total unused commitments | $1,693,000 | 7,463 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 26 | 5,362 |
| Assets and Liabilities | ||
| Total Assets: | $46,758,000 | 7,055 |
| Cash and due from depository institutions | $2,155,000 | 5,362 |
| Interest-bearing balances | $935,000 | 2,610 |
| Securities | $17,392,000 | 4,866 |
| Federal funds sold & reverse repurchase agreements | $418,000 | 6,364 |
| Net loans & leases | $24,545,000 | 7,167 |
| Loan loss allowance | $465,000 | 6,211 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,074,000 | 5,806 |
| Other real estate owned | $144,000 | 5,362 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,030,000 | 6,639 |
| Life insurance assets | $68,000 | 3,952 |
| Total liabilities and capital | $46,758,000 | 7,055 |
| Total liabilities | $41,098,000 | 7,007 |
| Total deposits | $35,277,000 | 7,196 |
| Interest-bearing deposits | $27,657,000 | 7,274 |
| Deposits held in domestic offices | $35,277,000 | 7,194 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $5,543,000 | 3,170 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $278,000 | 6,814 |
| Total equity capital | $5,660,000 | 7,046 |
| Total bank equity capital | $5,660,000 | 7,046 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $400,000 | 4,500 |
| Surplus | $1,200,000 | 6,432 |
| Undivided profits | $4,060,000 | 5,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $662,000 | 3,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $489,000 | 319 |
| Income earned, not collected on loans | $350,000 | 6,898 |
| Earning assets | $43,290,000 | 7,030 |
| Long-term assets (5+ years) | $18,375,000 | 3,593 |
| Average Assets, year-to-date | $46,971,500 | 7,026 |
| Average Assets, quarterly | $46,971,500 | 7,026 |
| Volatile liabilities | $1,868,000 | 8,117 |
| Insider loans | $367,000 | 5,912 |
| FHLB advances | $5,543,000 | 3,040 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $2,331,000 | 7,183 |
| Tier 1 (core) risk-based capital | $5,722,000 | 6,967 |
| Tier 2 risk-based capital | $338,000 | 6,692 |
| Total risk weighted assets | $26,938,000 | 7,188 |
| Total unused commitments | $2,331,000 | 7,184 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 27 | 5,256 |
| Assets and Liabilities | ||
| Total Assets: | $47,185,000 | 7,029 |
| Cash and due from depository institutions | $2,022,000 | 5,256 |
| Interest-bearing balances | $524,000 | 3,110 |
| Securities | $17,264,000 | 4,952 |
| Federal funds sold & reverse repurchase agreements | $46,000 | 6,312 |
| Net loans & leases | $25,546,000 | 7,126 |
| Loan loss allowance | $463,000 | 6,223 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,058,000 | 5,818 |
| Other real estate owned | $0 | 5,256 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,249,000 | 6,262 |
| Life insurance assets | $68,000 | 3,947 |
| Total liabilities and capital | $47,185,000 | 7,029 |
| Total liabilities | $41,812,000 | 6,969 |
| Total deposits | $33,385,000 | 7,293 |
| Interest-bearing deposits | $26,207,000 | 7,363 |
| Deposits held in domestic offices | $33,385,000 | 7,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,069,000 | 2,800 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $358,000 | 6,270 |
| Total equity capital | $5,373,000 | 7,121 |
| Total bank equity capital | $5,373,000 | 7,121 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $400,000 | 4,517 |
| Surplus | $1,200,000 | 6,430 |
| Undivided profits | $3,773,000 | 5,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $770,000 | 3,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 986 |
| Income earned, not collected on loans | $541,000 | 5,924 |
| Earning assets | $43,380,000 | 7,008 |
| Long-term assets (5+ years) | $19,870,000 | 3,388 |
| Average Assets, year-to-date | $46,679,400 | 6,941 |
| Average Assets, quarterly | $46,972,000 | 6,995 |
| Volatile liabilities | $7,668,000 | 6,690 |
| Insider loans | $412,000 | 5,787 |
| FHLB advances | $8,069,000 | 2,687 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $2,043,000 | 7,240 |
| Tier 1 (core) risk-based capital | $5,672,000 | 6,949 |
| Tier 2 risk-based capital | $344,000 | 6,679 |
| Total risk weighted assets | $27,393,000 | 7,172 |
| Total unused commitments | $2,043,000 | 7,242 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 26 | 5,407 |
| Assets and Liabilities | ||
| Total Assets: | $46,759,000 | 7,056 |
| Cash and due from depository institutions | $2,229,000 | 5,407 |
| Interest-bearing balances | $1,067,000 | 2,349 |
| Securities | $17,057,000 | 5,016 |
| Federal funds sold & reverse repurchase agreements | $191,000 | 5,666 |
| Net loans & leases | $25,060,000 | 7,202 |
| Loan loss allowance | $592,000 | 5,628 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,018,000 | 5,902 |
| Other real estate owned | $0 | 5,407 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,204,000 | 6,387 |
| Life insurance assets | $68,000 | 3,930 |
| Total liabilities and capital | $46,759,000 | 7,056 |
| Total liabilities | $41,399,000 | 7,004 |
| Total deposits | $33,192,000 | 7,292 |
| Interest-bearing deposits | $25,976,000 | 7,392 |
| Deposits held in domestic offices | $33,192,000 | 7,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,694,000 | 3,039 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $513,000 | 5,530 |
| Total equity capital | $5,360,000 | 7,132 |
| Total bank equity capital | $5,360,000 | 7,132 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,547 |
| Surplus | $1,200,000 | 6,451 |
| Undivided profits | $3,760,000 | 5,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,025 |
| Income earned, not collected on loans | $541,000 | 5,975 |
| Earning assets | $43,375,000 | 7,014 |
| Long-term assets (5+ years) | $20,163,000 | 3,327 |
| Average Assets, year-to-date | $46,553,000 | 6,986 |
| Average Assets, quarterly | $46,546,000 | 7,040 |
| Volatile liabilities | $7,725,000 | 6,715 |
| Insider loans | $425,000 | 5,776 |
| FHLB advances | $7,694,000 | 2,905 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $2,285,000 | 7,153 |
| Tier 1 (core) risk-based capital | $5,729,000 | 6,949 |
| Tier 2 risk-based capital | $340,000 | 6,727 |
| Total risk weighted assets | $26,978,000 | 7,236 |
| Total unused commitments | $2,285,000 | 7,154 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 27 | 5,311 |
| Assets and Liabilities | ||
| Total Assets: | $46,333,000 | 7,074 |
| Cash and due from depository institutions | $1,965,000 | 5,311 |
| Interest-bearing balances | $490,000 | 3,147 |
| Securities | $16,573,000 | 5,086 |
| Federal funds sold & reverse repurchase agreements | $470,000 | 5,131 |
| Net loans & leases | $25,281,000 | 7,182 |
| Loan loss allowance | $603,000 | 5,582 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,016,000 | 5,886 |
| Other real estate owned | $0 | 5,311 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,028,000 | 6,680 |
| Life insurance assets | $65,000 | 3,922 |
| Total liabilities and capital | $46,333,000 | 7,074 |
| Total liabilities | $41,389,000 | 7,015 |
| Total deposits | $33,610,000 | 7,292 |
| Interest-bearing deposits | $26,020,000 | 7,416 |
| Deposits held in domestic offices | $33,610,000 | 7,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $472,000 | 3,318 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,819,000 | 3,250 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $488,000 | 5,324 |
| Total equity capital | $4,944,000 | 7,243 |
| Total bank equity capital | $4,944,000 | 7,243 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $400,000 | 4,544 |
| Surplus | $1,200,000 | 6,450 |
| Undivided profits | $3,344,000 | 5,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 2,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $391,000 | 6,557 |
| Earning assets | $42,814,000 | 7,054 |
| Long-term assets (5+ years) | $19,652,000 | 3,366 |
| Average Assets, year-to-date | $46,484,330 | 7,024 |
| Average Assets, quarterly | $46,291,500 | 7,046 |
| Volatile liabilities | $7,133,000 | 6,842 |
| Insider loans | $419,000 | 5,783 |
| FHLB advances | $6,819,000 | 3,105 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $2,795,000 | 6,997 |
| Tier 1 (core) risk-based capital | $5,646,000 | 6,951 |
| Tier 2 risk-based capital | $355,000 | 6,630 |
| Total risk weighted assets | $28,160,000 | 7,150 |
| Total unused commitments | $2,795,000 | 6,997 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 27 | 5,292 |
| Assets and Liabilities | ||
| Total Assets: | $46,250,000 | 7,071 |
| Cash and due from depository institutions | $1,837,000 | 5,292 |
| Interest-bearing balances | $414,000 | 3,423 |
| Securities | $18,066,000 | 4,888 |
| Federal funds sold & reverse repurchase agreements | $117,000 | 6,114 |
| Net loans & leases | $24,077,000 | 7,225 |
| Loan loss allowance | $603,000 | 5,565 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,029,000 | 5,831 |
| Other real estate owned | $0 | 5,292 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,124,000 | 6,380 |
| Life insurance assets | $65,000 | 3,883 |
| Total liabilities and capital | $46,250,000 | 7,071 |
| Total liabilities | $41,040,000 | 7,051 |
| Total deposits | $34,180,000 | 7,276 |
| Interest-bearing deposits | $25,924,000 | 7,447 |
| Deposits held in domestic offices | $34,180,000 | 7,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $840,000 | 2,717 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,542,000 | 3,408 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $478,000 | 5,278 |
| Total equity capital | $5,210,000 | 7,112 |
| Total bank equity capital | $5,210,000 | 7,112 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,532 |
| Surplus | $1,200,000 | 6,423 |
| Undivided profits | $3,610,000 | 5,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $387,000 | 6,433 |
| Earning assets | $42,674,000 | 7,068 |
| Long-term assets (5+ years) | $19,703,000 | 3,340 |
| Average Assets, year-to-date | $46,560,000 | 7,039 |
| Average Assets, quarterly | $46,560,000 | 7,039 |
| Volatile liabilities | $3,807,000 | 7,654 |
| Insider loans | $437,000 | 5,693 |
| FHLB advances | $5,542,000 | 3,279 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $3,036,000 | 6,902 |
| Tier 1 (core) risk-based capital | $5,434,000 | 6,990 |
| Tier 2 risk-based capital | $331,000 | 6,762 |
| Total risk weighted assets | $26,245,000 | 7,265 |
| Total unused commitments | $3,036,000 | 6,904 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $46,870,000 | 7,083 |
| Cash and due from depository institutions | $2,484,000 | 5,301 |
| Interest-bearing balances | $751,000 | 2,927 |
| Securities | $17,119,000 | 5,041 |
| Federal funds sold & reverse repurchase agreements | $152,000 | 5,850 |
| Net loans & leases | $24,605,000 | 7,211 |
| Loan loss allowance | $602,000 | 5,554 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,044,000 | 5,806 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,466,000 | 5,849 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $46,870,000 | 7,083 |
| Total liabilities | $41,558,000 | 7,065 |
| Total deposits | $34,859,000 | 7,277 |
| Interest-bearing deposits | $26,323,000 | 7,432 |
| Deposits held in domestic offices | $34,859,000 | 7,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,965,000 | 3,429 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $734,000 | 4,174 |
| Total equity capital | $5,312,000 | 7,068 |
| Total bank equity capital | $5,312,000 | 7,068 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $400,000 | 4,553 |
| Surplus | $1,200,000 | 6,432 |
| Undivided profits | $3,712,000 | 5,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $676,000 | 3,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $554,000 | 5,436 |
| Earning assets | $42,627,000 | 7,084 |
| Long-term assets (5+ years) | $20,644,000 | 3,249 |
| Average Assets, year-to-date | $47,358,400 | 6,973 |
| Average Assets, quarterly | $46,985,500 | 7,058 |
| Volatile liabilities | $4,192,000 | 7,559 |
| Insider loans | $374,000 | 5,890 |
| FHLB advances | $5,965,000 | 3,283 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,365,000 | 6,674 |
| Tier 1 (core) risk-based capital | $5,573,000 | 6,920 |
| Tier 2 risk-based capital | $334,000 | 6,776 |
| Total risk weighted assets | $26,462,000 | 7,259 |
| Total unused commitments | $3,365,000 | 6,675 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 34 | 4,520 |
| Assets and Liabilities | ||
| Total Assets: | $47,101,000 | 7,074 |
| Cash and due from depository institutions | $2,610,000 | 4,520 |
| Interest-bearing balances | $1,013,000 | 2,689 |
| Securities | $17,030,000 | 5,042 |
| Federal funds sold & reverse repurchase agreements | $524,000 | 5,116 |
| Net loans & leases | $24,600,000 | 7,253 |
| Loan loss allowance | $604,000 | 5,565 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,083,000 | 5,723 |
| Other real estate owned | $49,000 | 4,520 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,205,000 | 6,264 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $47,101,000 | 7,074 |
| Total liabilities | $41,409,000 | 7,068 |
| Total deposits | $34,496,000 | 7,288 |
| Interest-bearing deposits | $26,167,000 | 7,454 |
| Deposits held in domestic offices | $34,496,000 | 7,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,586,000 | 3,308 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $327,000 | 6,233 |
| Total equity capital | $5,692,000 | 6,920 |
| Total bank equity capital | $5,692,000 | 6,920 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,555 |
| Surplus | $1,200,000 | 6,421 |
| Undivided profits | $4,092,000 | 5,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $480,000 | 5,879 |
| Earning assets | $43,167,000 | 7,061 |
| Long-term assets (5+ years) | $21,724,000 | 3,157 |
| Average Assets, year-to-date | $47,480,500 | 6,983 |
| Average Assets, quarterly | $46,736,000 | 7,060 |
| Volatile liabilities | $5,190,000 | 7,303 |
| Insider loans | $405,000 | 5,784 |
| FHLB advances | $6,586,000 | 3,154 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $3,046,000 | 6,763 |
| Tier 1 (core) risk-based capital | $5,777,000 | 6,836 |
| Tier 2 risk-based capital | $343,000 | 6,735 |
| Total risk weighted assets | $27,149,000 | 7,235 |
| Total unused commitments | $3,046,000 | 6,764 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 30 | 4,929 |
| Assets and Liabilities | ||
| Total Assets: | $46,371,000 | 7,077 |
| Cash and due from depository institutions | $2,782,000 | 4,929 |
| Interest-bearing balances | $1,263,000 | 2,462 |
| Securities | $16,754,000 | 5,143 |
| Federal funds sold & reverse repurchase agreements | $251,000 | 5,291 |
| Net loans & leases | $24,388,000 | 7,233 |
| Loan loss allowance | $599,000 | 5,517 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,111,000 | 5,634 |
| Other real estate owned | $49,000 | 4,929 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,036,000 | 6,462 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $46,371,000 | 7,077 |
| Total liabilities | $40,708,000 | 7,079 |
| Total deposits | $34,975,000 | 7,239 |
| Interest-bearing deposits | $27,427,000 | 7,363 |
| Deposits held in domestic offices | $34,975,000 | 7,238 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,408,000 | 3,518 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $325,000 | 5,979 |
| Total equity capital | $5,663,000 | 6,901 |
| Total bank equity capital | $5,663,000 | 6,901 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,549 |
| Surplus | $1,200,000 | 6,405 |
| Undivided profits | $4,063,000 | 5,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $348,000 | 6,561 |
| Earning assets | $42,656,000 | 7,070 |
| Long-term assets (5+ years) | $22,013,000 | 3,166 |
| Average Assets, year-to-date | $47,607,000 | 6,983 |
| Average Assets, quarterly | $46,604,500 | 7,042 |
| Volatile liabilities | $2,296,000 | 8,127 |
| Insider loans | $341,000 | 6,047 |
| FHLB advances | $5,408,000 | 3,373 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $3,148,000 | 6,775 |
| Tier 1 (core) risk-based capital | $5,714,000 | 6,800 |
| Tier 2 risk-based capital | $341,000 | 6,741 |
| Total risk weighted assets | $27,010,000 | 7,207 |
| Total unused commitments | $3,148,000 | 6,775 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 31 | 4,822 |
| Assets and Liabilities | ||
| Total Assets: | $46,838,000 | 7,091 |
| Cash and due from depository institutions | $1,639,000 | 4,822 |
| Interest-bearing balances | $7,000 | 6,554 |
| Securities | $18,761,000 | 4,882 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 6,220 |
| Net loans & leases | $24,127,000 | 7,253 |
| Loan loss allowance | $632,000 | 5,412 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,091,000 | 5,705 |
| Other real estate owned | $49,000 | 4,822 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,106,000 | 6,327 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $46,838,000 | 7,091 |
| Total liabilities | $41,298,000 | 7,087 |
| Total deposits | $36,423,000 | 7,221 |
| Interest-bearing deposits | $28,767,000 | 7,336 |
| Deposits held in domestic offices | $36,423,000 | 7,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,528,000 | 3,688 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $347,000 | 5,685 |
| Total equity capital | $5,540,000 | 6,916 |
| Total bank equity capital | $5,540,000 | 6,916 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $400,000 | 4,573 |
| Surplus | $1,200,000 | 6,432 |
| Undivided profits | $3,940,000 | 5,083 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,100,000 | 2,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $371,000 | 6,290 |
| Earning assets | $42,960,000 | 7,087 |
| Long-term assets (5+ years) | $23,258,000 | 3,132 |
| Average Assets, year-to-date | $48,225,000 | 7,021 |
| Average Assets, quarterly | $48,225,000 | 7,021 |
| Volatile liabilities | $1,514,000 | 8,420 |
| Insider loans | $337,000 | 6,063 |
| FHLB advances | $4,528,000 | 3,550 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,897,000 | 6,907 |
| Tier 1 (core) risk-based capital | $5,711,000 | 6,808 |
| Tier 2 risk-based capital | $339,000 | 6,776 |
| Total risk weighted assets | $26,853,000 | 7,236 |
| Total unused commitments | $2,897,000 | 6,910 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 28 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $49,612,000 | 6,995 |
| Cash and due from depository institutions | $2,921,000 | 5,189 |
| Interest-bearing balances | $1,245,000 | 2,545 |
| Securities | $18,668,000 | 4,923 |
| Federal funds sold & reverse repurchase agreements | $393,000 | 5,601 |
| Net loans & leases | $25,450,000 | 7,162 |
| Loan loss allowance | $623,000 | 5,435 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,032,000 | 5,814 |
| Other real estate owned | $49,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,099,000 | 6,323 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $49,612,000 | 6,995 |
| Total liabilities | $43,987,000 | 6,975 |
| Total deposits | $37,781,000 | 7,161 |
| Interest-bearing deposits | $29,712,000 | 7,283 |
| Deposits held in domestic offices | $37,781,000 | 7,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,647,000 | 3,395 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $559,000 | 4,447 |
| Total equity capital | $5,625,000 | 6,920 |
| Total bank equity capital | $5,625,000 | 6,920 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $400,000 | 4,589 |
| Surplus | $1,200,000 | 6,441 |
| Undivided profits | $4,025,000 | 5,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $486,000 | 5,435 |
| Earning assets | $45,756,000 | 6,973 |
| Long-term assets (5+ years) | $24,669,000 | 3,074 |
| Average Assets, year-to-date | $48,999,600 | 6,919 |
| Average Assets, quarterly | $49,765,000 | 6,952 |
| Volatile liabilities | $3,157,000 | 7,856 |
| Insider loans | $325,000 | 6,118 |
| FHLB advances | $5,647,000 | 3,240 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,908,000 | 6,815 |
| Tier 1 (core) risk-based capital | $5,615,000 | 6,839 |
| Tier 2 risk-based capital | $348,000 | 6,747 |
| Total risk weighted assets | $27,618,000 | 7,196 |
| Total unused commitments | $2,908,000 | 6,817 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 27 | 5,323 |
| Assets and Liabilities | ||
| Total Assets: | $49,918,000 | 6,959 |
| Cash and due from depository institutions | $1,538,000 | 5,323 |
| Interest-bearing balances | $327,000 | 3,917 |
| Securities | $19,158,000 | 4,815 |
| Federal funds sold & reverse repurchase agreements | $1,085,000 | 4,441 |
| Net loans & leases | $26,039,000 | 7,123 |
| Loan loss allowance | $627,000 | 5,408 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $934,000 | 6,008 |
| Other real estate owned | $0 | 5,323 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,164,000 | 6,214 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $49,918,000 | 6,959 |
| Total liabilities | $44,369,000 | 6,929 |
| Total deposits | $38,872,000 | 7,069 |
| Interest-bearing deposits | $31,840,000 | 7,130 |
| Deposits held in domestic offices | $38,872,000 | 7,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,015,000 | 3,555 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $482,000 | 5,006 |
| Total equity capital | $5,549,000 | 6,985 |
| Total bank equity capital | $5,549,000 | 6,985 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $400,000 | 4,601 |
| Surplus | $1,200,000 | 6,439 |
| Undivided profits | $3,949,000 | 5,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $518,000 | 5,377 |
| Earning assets | $46,609,000 | 6,907 |
| Long-term assets (5+ years) | $25,550,000 | 3,057 |
| Average Assets, year-to-date | $48,846,500 | 6,958 |
| Average Assets, quarterly | $50,769,500 | 6,882 |
| Volatile liabilities | $2,596,000 | 8,115 |
| Insider loans | $341,000 | 6,068 |
| FHLB advances | $5,015,000 | 3,386 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $2,746,000 | 6,857 |
| Tier 1 (core) risk-based capital | $5,628,000 | 6,834 |
| Tier 2 risk-based capital | $354,000 | 6,697 |
| Total risk weighted assets | $28,036,000 | 7,176 |
| Total unused commitments | $2,746,000 | 6,864 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $51,621,000 | 6,890 |
| Cash and due from depository institutions | $2,077,000 | 5,508 |
| Interest-bearing balances | $503,000 | 3,539 |
| Securities | $19,208,000 | 4,911 |
| Federal funds sold & reverse repurchase agreements | $2,473,000 | 3,159 |
| Net loans & leases | $25,719,000 | 7,137 |
| Loan loss allowance | $650,000 | 5,310 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $953,000 | 5,997 |
| Other real estate owned | $12,000 | 5,508 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,179,000 | 6,147 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $51,621,000 | 6,890 |
| Total liabilities | $46,341,000 | 6,854 |
| Total deposits | $39,678,000 | 7,050 |
| Interest-bearing deposits | $32,432,000 | 7,131 |
| Deposits held in domestic offices | $39,678,000 | 7,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,133,000 | 3,230 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $530,000 | 4,399 |
| Total equity capital | $5,280,000 | 7,023 |
| Total bank equity capital | $5,280,000 | 7,023 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $400,000 | 4,633 |
| Surplus | $1,200,000 | 6,453 |
| Undivided profits | $3,680,000 | 5,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,270,000 | 1,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $367,000 | 6,296 |
| Earning assets | $47,903,000 | 6,843 |
| Long-term assets (5+ years) | $25,715,000 | 3,141 |
| Average Assets, year-to-date | $48,489,330 | 7,026 |
| Average Assets, quarterly | $50,928,500 | 6,900 |
| Volatile liabilities | $3,214,000 | 7,889 |
| Insider loans | $343,000 | 6,081 |
| FHLB advances | $6,133,000 | 3,081 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $3,154,000 | 6,738 |
| Tier 1 (core) risk-based capital | $5,502,000 | 6,863 |
| Tier 2 risk-based capital | $374,000 | 6,581 |
| Total risk weighted assets | $29,621,000 | 7,052 |
| Total unused commitments | $3,154,000 | 6,743 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $50,236,000 | 6,978 |
| Cash and due from depository institutions | $2,594,000 | 5,485 |
| Interest-bearing balances | $1,117,000 | 2,927 |
| Securities | $20,687,000 | 4,683 |
| Federal funds sold & reverse repurchase agreements | $291,000 | 6,409 |
| Net loans & leases | $24,844,000 | 7,193 |
| Loan loss allowance | $644,000 | 5,309 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $956,000 | 5,968 |
| Other real estate owned | $0 | 5,485 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $864,000 | 6,772 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $50,236,000 | 6,978 |
| Total liabilities | $44,312,000 | 6,988 |
| Total deposits | $38,119,000 | 7,182 |
| Interest-bearing deposits | $29,525,000 | 7,389 |
| Deposits held in domestic offices | $38,119,000 | 7,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,750,000 | 3,206 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $443,000 | 5,213 |
| Total equity capital | $5,924,000 | 6,783 |
| Total bank equity capital | $5,924,000 | 6,783 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $400,000 | 4,645 |
| Surplus | $1,200,000 | 6,454 |
| Undivided profits | $4,324,000 | 5,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,682,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $338,000 | 6,486 |
| Earning assets | $46,939,000 | 6,921 |
| Long-term assets (5+ years) | $24,312,000 | 3,192 |
| Average Assets, year-to-date | $46,923,500 | 7,150 |
| Average Assets, quarterly | $46,923,500 | 7,150 |
| Volatile liabilities | $2,958,000 | 7,953 |
| Insider loans | $337,000 | 6,085 |
| FHLB advances | $5,750,000 | 3,075 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,405,000 | 6,629 |
| Tier 1 (core) risk-based capital | $5,719,000 | 6,721 |
| Tier 2 risk-based capital | $352,000 | 6,723 |
| Total risk weighted assets | $27,850,000 | 7,183 |
| Total unused commitments | $3,405,000 | 6,634 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $43,611,000 | 7,349 |
| Cash and due from depository institutions | $1,853,000 | 4,893 |
| Interest-bearing balances | $226,000 | 4,429 |
| Securities | $12,781,000 | 6,041 |
| Federal funds sold & reverse repurchase agreements | $353,000 | 5,793 |
| Net loans & leases | $26,612,000 | 7,076 |
| Loan loss allowance | $457,000 | 6,310 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $970,000 | 5,967 |
| Other real estate owned | $0 | 4,893 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,042,000 | 6,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,611,000 | 7,349 |
| Total liabilities | $38,055,000 | 7,371 |
| Total deposits | $36,139,000 | 7,336 |
| Interest-bearing deposits | $28,843,000 | 7,437 |
| Deposits held in domestic offices | $36,139,000 | 7,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,643 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $416,000 | 5,211 |
| Total equity capital | $5,556,000 | 6,936 |
| Total bank equity capital | $5,556,000 | 6,936 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $400,000 | 4,684 |
| Surplus | $1,200,000 | 6,464 |
| Undivided profits | $3,956,000 | 5,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,852,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $473,000 | 5,544 |
| Earning assets | $39,972,000 | 7,319 |
| Long-term assets (5+ years) | $17,755,000 | 3,828 |
| Average Assets, year-to-date | $44,639,400 | 7,210 |
| Average Assets, quarterly | $43,563,500 | 7,336 |
| Volatile liabilities | $2,639,000 | 8,154 |
| Insider loans | $301,000 | 6,281 |
| FHLB advances | $1,500,000 | 4,453 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $2,507,000 | 7,022 |
| Tier 1 (core) risk-based capital | $5,422,000 | 6,862 |
| Tier 2 risk-based capital | $346,000 | 6,783 |
| Total risk weighted assets | $27,558,000 | 7,232 |
| Total unused commitments | $2,507,000 | 7,025 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 30 | 5,029 |
| Assets and Liabilities | ||
| Total Assets: | $43,516,000 | 7,372 |
| Cash and due from depository institutions | $1,642,000 | 5,029 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $12,810,000 | 5,957 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 6,080 |
| Net loans & leases | $26,706,000 | 7,121 |
| Loan loss allowance | $450,000 | 6,382 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $984,000 | 5,937 |
| Other real estate owned | $0 | 5,029 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $974,000 | 6,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,516,000 | 7,372 |
| Total liabilities | $37,984,000 | 7,402 |
| Total deposits | $36,172,000 | 7,358 |
| Interest-bearing deposits | $29,879,000 | 7,396 |
| Deposits held in domestic offices | $36,172,000 | 7,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,500,000 | 4,612 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $312,000 | 6,329 |
| Total equity capital | $5,532,000 | 6,951 |
| Total bank equity capital | $5,532,000 | 6,951 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $400,000 | 4,717 |
| Surplus | $1,200,000 | 6,476 |
| Undivided profits | $3,932,000 | 5,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,974,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $509,000 | 5,465 |
| Earning assets | $39,916,000 | 7,343 |
| Long-term assets (5+ years) | $17,425,000 | 3,880 |
| Average Assets, year-to-date | $44,896,500 | 7,237 |
| Average Assets, quarterly | $43,990,500 | 7,326 |
| Volatile liabilities | $2,744,000 | 8,179 |
| Insider loans | $302,000 | 6,309 |
| FHLB advances | $1,500,000 | 4,404 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $2,564,000 | 7,004 |
| Tier 1 (core) risk-based capital | $5,390,000 | 6,888 |
| Tier 2 risk-based capital | $343,000 | 6,847 |
| Total risk weighted assets | $27,387,000 | 7,293 |
| Total unused commitments | $2,564,000 | 7,010 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 32 | 4,829 |
| Assets and Liabilities | ||
| Total Assets: | $44,465,000 | 7,331 |
| Cash and due from depository institutions | $1,299,000 | 4,829 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $14,162,000 | 5,645 |
| Federal funds sold & reverse repurchase agreements | $1,345,000 | 5,412 |
| Net loans & leases | $25,792,000 | 7,201 |
| Loan loss allowance | $442,000 | 6,419 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $908,000 | 6,072 |
| Other real estate owned | $0 | 4,829 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $959,000 | 6,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,465,000 | 7,331 |
| Total liabilities | $38,918,000 | 7,354 |
| Total deposits | $37,034,000 | 7,308 |
| Interest-bearing deposits | $30,234,000 | 7,402 |
| Deposits held in domestic offices | $37,034,000 | 7,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,500,000 | 4,591 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $384,000 | 5,841 |
| Total equity capital | $5,547,000 | 6,956 |
| Total bank equity capital | $5,547,000 | 6,956 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $400,000 | 4,728 |
| Surplus | $1,200,000 | 6,475 |
| Undivided profits | $3,947,000 | 5,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $687,000 | 3,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $419,000 | 5,979 |
| Earning assets | $41,299,000 | 7,278 |
| Long-term assets (5+ years) | $16,643,000 | 3,845 |
| Average Assets, year-to-date | $45,356,670 | 7,241 |
| Average Assets, quarterly | $44,882,000 | 7,281 |
| Volatile liabilities | $2,592,000 | 8,277 |
| Insider loans | $297,000 | 6,322 |
| FHLB advances | $1,500,000 | 4,360 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $2,362,000 | 7,139 |
| Tier 1 (core) risk-based capital | $5,295,000 | 6,912 |
| Tier 2 risk-based capital | $336,000 | 6,864 |
| Total risk weighted assets | $26,801,000 | 7,348 |
| Total unused commitments | $2,362,000 | 7,150 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $45,299,000 | 7,287 |
| Cash and due from depository institutions | $1,384,000 | 4,788 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $14,672,000 | 5,543 |
| Federal funds sold & reverse repurchase agreements | $1,526,000 | 5,715 |
| Net loans & leases | $25,861,000 | 7,175 |
| Loan loss allowance | $422,000 | 6,511 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $936,000 | 6,013 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $920,000 | 6,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,299,000 | 7,287 |
| Total liabilities | $39,835,000 | 7,293 |
| Total deposits | $37,973,000 | 7,250 |
| Interest-bearing deposits | $31,541,000 | 7,307 |
| Deposits held in domestic offices | $37,973,000 | 7,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $1,500,000 | 4,495 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $362,000 | 6,057 |
| Total equity capital | $5,464,000 | 6,940 |
| Total bank equity capital | $5,464,000 | 6,940 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $400,000 | 4,744 |
| Surplus | $1,200,000 | 6,478 |
| Undivided profits | $3,864,000 | 5,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $407,000 | 6,104 |
| Earning assets | $42,059,000 | 7,218 |
| Long-term assets (5+ years) | $16,805,000 | 3,761 |
| Average Assets, year-to-date | $45,802,500 | 7,213 |
| Average Assets, quarterly | $45,802,500 | 7,213 |
| Volatile liabilities | $3,219,000 | 7,989 |
| Insider loans | $297,000 | 6,338 |
| FHLB advances | $1,500,000 | 4,298 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,801,000 | 6,834 |
| Tier 1 (core) risk-based capital | $5,276,000 | 6,873 |
| Tier 2 risk-based capital | $344,000 | 6,789 |
| Total risk weighted assets | $27,435,000 | 7,284 |
| Total unused commitments | $2,801,000 | 6,850 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 31 | 4,904 |
| Assets and Liabilities | ||
| Total Assets: | $46,306,000 | 7,199 |
| Cash and due from depository institutions | $1,857,000 | 4,904 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $15,433,000 | 5,384 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 5,521 |
| Net loans & leases | $25,596,000 | 7,261 |
| Loan loss allowance | $404,000 | 6,592 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $981,000 | 5,901 |
| Other real estate owned | $0 | 4,904 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,129,000 | 6,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,306,000 | 7,199 |
| Total liabilities | $40,880,000 | 7,217 |
| Total deposits | $38,890,000 | 7,192 |
| Interest-bearing deposits | $32,375,000 | 7,224 |
| Deposits held in domestic offices | $38,890,000 | 7,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,500,000 | 4,578 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $490,000 | 5,278 |
| Total equity capital | $5,426,000 | 6,940 |
| Total bank equity capital | $5,426,000 | 6,940 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $400,000 | 4,752 |
| Surplus | $1,200,000 | 6,470 |
| Undivided profits | $3,826,000 | 5,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 3,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $597,000 | 4,968 |
| Earning assets | $42,339,000 | 7,192 |
| Long-term assets (5+ years) | $14,877,000 | 3,984 |
| Average Assets, year-to-date | $46,368,000 | 7,061 |
| Average Assets, quarterly | $46,487,500 | 7,156 |
| Volatile liabilities | $3,471,000 | 7,943 |
| Insider loans | $378,000 | 5,955 |
| FHLB advances | $1,500,000 | 4,322 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $2,380,000 | 6,986 |
| Tier 1 (core) risk-based capital | $5,155,000 | 6,922 |
| Tier 2 risk-based capital | $350,000 | 6,740 |
| Total risk weighted assets | $27,911,000 | 7,250 |
| Total unused commitments | $2,380,000 | 6,989 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $47,566,000 | 7,084 |
| Cash and due from depository institutions | $2,801,000 | 4,798 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $15,650,000 | 5,257 |
| Federal funds sold & reverse repurchase agreements | $890,000 | 6,020 |
| Net loans & leases | $26,137,000 | 7,225 |
| Loan loss allowance | $390,000 | 6,638 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,068,000 | 5,741 |
| Other real estate owned | $0 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,020,000 | 6,561 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,566,000 | 7,084 |
| Total liabilities | $42,545,000 | 7,065 |
| Total deposits | $41,586,000 | 6,940 |
| Interest-bearing deposits | $33,975,000 | 7,074 |
| Deposits held in domestic offices | $41,586,000 | 6,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $500,000 | 4,987 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $459,000 | 5,669 |
| Total equity capital | $5,021,000 | 7,082 |
| Total bank equity capital | $5,021,000 | 7,082 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $400,000 | 4,856 |
| Surplus | $1,200,000 | 6,551 |
| Undivided profits | $3,421,000 | 5,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $661,000 | 4,928 |
| Earning assets | $42,677,000 | 7,124 |
| Long-term assets (5+ years) | $10,022,000 | 4,792 |
| Average Assets, year-to-date | $47,211,400 | 6,914 |
| Average Assets, quarterly | $47,545,500 | 7,032 |
| Volatile liabilities | $3,429,000 | 8,071 |
| Insider loans | $360,000 | 6,070 |
| FHLB advances | $500,000 | 4,666 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,833,000 | 6,715 |
| Tier 1 (core) risk-based capital | $4,926,000 | 7,017 |
| Tier 2 risk-based capital | $390,000 | 6,323 |
| Total risk weighted assets | $31,754,000 | 6,884 |
| Total unused commitments | $2,833,000 | 6,725 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $47,707,000 | 7,016 |
| Cash and due from depository institutions | $1,332,000 | 4,969 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $16,602,000 | 5,240 |
| Federal funds sold & reverse repurchase agreements | $1,976,000 | 4,284 |
| Net loans & leases | $25,528,000 | 7,248 |
| Loan loss allowance | $287,000 | 7,453 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,175,000 | 5,544 |
| Other real estate owned | $35,000 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,059,000 | 5,977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,707,000 | 7,016 |
| Total liabilities | $43,116,000 | 6,958 |
| Total deposits | $42,611,000 | 6,744 |
| Interest-bearing deposits | $35,694,000 | 6,815 |
| Deposits held in domestic offices | $42,611,000 | 6,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $505,000 | 5,747 |
| Total equity capital | $4,591,000 | 7,401 |
| Total bank equity capital | $4,591,000 | 7,401 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $400,000 | 5,008 |
| Surplus | $1,200,000 | 6,649 |
| Undivided profits | $2,991,000 | 5,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 3,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $444,000 | 5,524 |
| Earning assets | $44,106,000 | 6,973 |
| Long-term assets (5+ years) | $9,825,000 | 4,626 |
| Average Assets, year-to-date | $47,633,400 | 6,831 |
| Average Assets, quarterly | $47,710,000 | 6,966 |
| Volatile liabilities | $4,680,000 | 7,590 |
| Insider loans | $344,000 | 6,254 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,370,000 | 7,024 |
| Tier 1 (core) risk-based capital | $4,669,000 | 7,227 |
| Tier 2 risk-based capital | $287,000 | 7,170 |
| Total risk weighted assets | $28,497,200 | 7,124 |
| Total unused commitments | $2,370,000 | 7,031 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $48,814,000 | 6,995 |
| Cash and due from depository institutions | $1,426,000 | 5,233 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,610,000 | 5,465 |
| Federal funds sold & reverse repurchase agreements | $1,102,000 | 4,756 |
| Net loans & leases | $27,104,000 | 7,113 |
| Loan loss allowance | $315,000 | 7,234 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,295,000 | 5,266 |
| Other real estate owned | $19,000 | 5,233 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,258,000 | 5,456 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,814,000 | 6,995 |
| Total liabilities | $44,704,000 | 6,895 |
| Total deposits | $44,224,000 | 6,709 |
| Interest-bearing deposits | $38,272,000 | 6,638 |
| Deposits held in domestic offices | $44,224,000 | 6,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $480,000 | 5,477 |
| Total equity capital | $4,110,000 | 7,706 |
| Total bank equity capital | $4,110,000 | 7,706 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $400,000 | 5,160 |
| Surplus | $1,200,000 | 6,752 |
| Undivided profits | $2,510,000 | 5,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 2,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $488,000 | 4,657 |
| Earning assets | $44,816,000 | 6,961 |
| Long-term assets (5+ years) | $11,928,000 | 4,473 |
| Average Assets, year-to-date | $48,108,400 | 6,894 |
| Average Assets, quarterly | $48,526,500 | 6,963 |
| Volatile liabilities | $4,573,000 | 7,569 |
| Insider loans | $391,000 | 5,939 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,650,000 | 6,248 |
| Tier 1 (core) risk-based capital | $4,485,000 | 7,422 |
| Tier 2 risk-based capital | $315,000 | 6,890 |
| Total risk weighted assets | $30,393,400 | 6,941 |
| Total unused commitments | $3,650,000 | 6,253 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $48,567,000 | 7,072 |
| Cash and due from depository institutions | $1,284,000 | 5,204 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $16,102,000 | 5,570 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,760 |
| Net loans & leases | $27,601,000 | 6,998 |
| Loan loss allowance | $319,000 | 7,196 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,411,000 | 4,954 |
| Other real estate owned | $0 | 5,204 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $969,000 | 6,011 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,567,000 | 7,072 |
| Total liabilities | $44,150,000 | 6,991 |
| Total deposits | $43,729,000 | 6,847 |
| Interest-bearing deposits | $37,449,000 | 6,798 |
| Deposits held in domestic offices | $43,729,000 | 6,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $421,000 | 6,364 |
| Total equity capital | $4,417,000 | 7,566 |
| Total bank equity capital | $4,417,000 | 7,566 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $400,000 | 5,212 |
| Surplus | $1,200,000 | 6,745 |
| Undivided profits | $2,817,000 | 6,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $358,000 | 4,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $478,000 | 4,771 |
| Earning assets | $44,903,000 | 7,030 |
| Long-term assets (5+ years) | $11,668,000 | 4,357 |
| Average Assets, year-to-date | $48,244,800 | 6,880 |
| Average Assets, quarterly | $48,269,000 | 7,027 |
| Volatile liabilities | $3,916,000 | 7,651 |
| Insider loans | $527,000 | 5,161 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,407,000 | 6,277 |
| Tier 1 (core) risk-based capital | $4,317,000 | 7,503 |
| Tier 2 risk-based capital | $319,000 | 6,782 |
| Total risk weighted assets | $30,362,800 | 6,875 |
| Total unused commitments | $3,407,000 | 6,284 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 32 | 5,269 |
| Assets and Liabilities | ||
| Total Assets: | $48,858,000 | 7,144 |
| Cash and due from depository institutions | $1,430,000 | 5,269 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $15,599,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 6,721 |
| Net loans & leases | $28,601,000 | 7,026 |
| Loan loss allowance | $374,000 | 6,805 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,468,000 | 4,794 |
| Other real estate owned | $0 | 5,269 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $960,000 | 6,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,858,000 | 7,144 |
| Total liabilities | $44,690,000 | 7,023 |
| Total deposits | $44,197,000 | 6,867 |
| Interest-bearing deposits | $38,274,000 | 6,852 |
| Deposits held in domestic offices | $44,197,000 | 6,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $493,000 | 5,956 |
| Total equity capital | $4,168,000 | 7,893 |
| Total bank equity capital | $4,168,000 | 7,893 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $400,000 | 5,430 |
| Surplus | $1,200,000 | 6,886 |
| Undivided profits | $2,568,000 | 6,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 5,734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $426,000 | 5,406 |
| Earning assets | $45,000,000 | 7,126 |
| Long-term assets (5+ years) | $11,564,000 | 3,968 |
| Average Assets, year-to-date | $48,903,000 | 6,945 |
| Average Assets, quarterly | $48,201,500 | 7,142 |
| Volatile liabilities | $4,885,000 | 7,201 |
| Insider loans | $477,000 | 5,549 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,524,000 | 6,930 |
| Tier 1 (core) risk-based capital | $4,143,000 | 7,799 |
| Tier 2 risk-based capital | $374,000 | 6,252 |
| Total risk weighted assets | $31,094,600 | 6,851 |
| Total unused commitments | $2,524,000 | 6,937 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $50,502,000 | 7,217 |
| Cash and due from depository institutions | $1,561,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $15,741,000 | 6,240 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 7,075 |
| Net loans & leases | $29,716,000 | 7,015 |
| Loan loss allowance | $380,000 | 6,997 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,450,000 | 4,800 |
| Other real estate owned | $247,000 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,112,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,502,000 | 7,217 |
| Total liabilities | $46,721,000 | 7,084 |
| Total deposits | $46,152,000 | 6,952 |
| Interest-bearing deposits | $39,732,000 | 6,922 |
| Deposits held in domestic offices | $46,152,000 | 6,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $569,000 | 5,451 |
| Total equity capital | $3,781,000 | 8,396 |
| Total bank equity capital | $3,781,000 | 8,396 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $400,000 | 5,765 |
| Surplus | $1,200,000 | 7,091 |
| Undivided profits | $2,181,000 | 7,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $407,000 | 5,584 |
| Earning assets | $46,132,000 | 7,226 |
| Long-term assets (5+ years) | $10,661,000 | 4,063 |
| Average Assets, year-to-date | $48,569,200 | 7,200 |
| Average Assets, quarterly | $50,878,000 | 7,127 |
| Volatile liabilities | $5,473,000 | 6,809 |
| Insider loans | $517,000 | 5,444 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,134,000 | 7,314 |
| Tier 1 (core) risk-based capital | $3,885,000 | 8,193 |
| Tier 2 risk-based capital | $380,000 | 6,321 |
| Total risk weighted assets | $32,706,500 | 6,769 |
| Total unused commitments | $2,134,000 | 7,329 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 35 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $45,303,000 | 7,844 |
| Cash and due from depository institutions | $1,458,000 | 5,283 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $13,707,000 | 7,051 |
| Federal funds sold & reverse repurchase agreements | $285,000 | 8,790 |
| Net loans & leases | $27,229,000 | 7,370 |
| Loan loss allowance | $372,000 | 7,284 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,575,000 | 4,499 |
| Other real estate owned | $242,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $807,000 | 7,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,303,000 | 7,844 |
| Total liabilities | $41,539,000 | 7,720 |
| Total deposits | $41,061,000 | 7,604 |
| Interest-bearing deposits | $36,120,000 | 7,492 |
| Deposits held in domestic offices | $41,061,000 | 7,600 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $478,000 | 6,403 |
| Total equity capital | $3,764,000 | 8,602 |
| Total bank equity capital | $3,764,000 | 8,602 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $400,000 | 6,077 |
| Surplus | $1,200,000 | 7,212 |
| Undivided profits | $2,164,000 | 7,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $638,000 | 3,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $389,000 | 5,936 |
| Earning assets | $41,221,000 | 7,848 |
| Long-term assets (5+ years) | $9,561,000 | 4,136 |
| Average Assets, year-to-date | $43,835,400 | 7,795 |
| Average Assets, quarterly | $44,975,500 | 7,817 |
| Volatile liabilities | $4,055,000 | 7,616 |
| Insider loans | $605,000 | 5,102 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,933,000 | 7,510 |
| Tier 1 (core) risk-based capital | $3,733,000 | 8,527 |
| Tier 2 risk-based capital | $372,000 | 6,494 |
| Total risk weighted assets | $29,768,800 | 7,211 |
| Total unused commitments | $1,933,000 | 7,525 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $42,720,000 | 8,219 |
| Cash and due from depository institutions | $1,026,000 | 5,756 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $15,423,000 | 7,009 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $24,081,000 | 7,975 |
| Loan loss allowance | $316,000 | 8,176 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,180,000 | 5,481 |
| Other real estate owned | $82,000 | 5,756 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $928,000 | 7,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,720,000 | 8,219 |
| Total liabilities | $39,462,000 | 8,106 |
| Total deposits | $37,430,000 | 8,159 |
| Interest-bearing deposits | $32,714,000 | 8,035 |
| Deposits held in domestic offices | $37,430,000 | 8,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,035,000 | 3,321 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $600,000 | 3,587 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $397,000 | 6,118 |
| Total equity capital | $3,258,000 | 9,136 |
| Total bank equity capital | $3,258,000 | 9,136 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $400,000 | 6,431 |
| Surplus | $1,200,000 | 7,357 |
| Undivided profits | $1,658,000 | 7,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $848,000 | 2,989 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $392,000 | 5,286 |
| Earning assets | $39,504,000 | 8,158 |
| Long-term assets (5+ years) | $10,189,000 | 4,076 |
| Average Assets, year-to-date | $40,988,600 | 8,334 |
| Average Assets, quarterly | $42,664,000 | 8,212 |
| Volatile liabilities | $5,278,000 | 6,554 |
| Insider loans | $663,000 | 4,827 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,847,000 | 7,690 |
| Tier 1 (core) risk-based capital | $3,544,000 | 8,855 |
| Tier 2 risk-based capital | $316,000 | 7,274 |
| Total risk weighted assets | $26,567,800 | 7,773 |
| Total unused commitments | $1,847,000 | 7,700 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $39,270,000 | 8,939 |
| Cash and due from depository institutions | $866,000 | 6,405 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,032,000 | 7,386 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $21,054,000 | 8,628 |
| Loan loss allowance | $345,000 | 8,069 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $924,000 | 6,450 |
| Other real estate owned | $98,000 | 6,405 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,096,000 | 5,684 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,270,000 | 8,939 |
| Total liabilities | $36,012,000 | 8,852 |
| Total deposits | $35,596,000 | 8,739 |
| Interest-bearing deposits | $31,306,000 | 8,602 |
| Deposits held in domestic offices | $35,596,000 | 8,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $416,000 | 6,102 |
| Total equity capital | $3,258,000 | 9,395 |
| Total bank equity capital | $3,258,000 | 9,395 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $400,000 | 6,744 |
| Surplus | $1,200,000 | 7,431 |
| Undivided profits | $1,658,000 | 8,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 4,644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $349,000 | 5,302 |
| Earning assets | $36,286,000 | 8,859 |
| Long-term assets (5+ years) | $12,735,000 | 3,712 |
| Average Assets, year-to-date | $38,687,600 | 8,859 |
| Average Assets, quarterly | $39,191,500 | 8,891 |
| Volatile liabilities | $1,145,000 | 11,115 |
| Insider loans | $651,000 | 4,940 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,852,000 | 6,538 |
| Tier 1 (core) risk-based capital | $3,258,000 | 9,337 |
| Tier 2 risk-based capital | $293,270 | 7,702 |
| Total risk weighted assets | $23,410,170 | 8,446 |
| Total unused commitments | $2,852,000 | 6,559 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 31 | 6,386 |
| Assets and Liabilities | ||
| Total Assets: | $38,539,000 | 9,192 |
| Cash and due from depository institutions | $951,000 | 6,386 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,942,000 | 7,366 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 11,095 |
| Net loans & leases | $20,996,000 | 8,692 |
| Loan loss allowance | $306,000 | 8,705 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $530,000 | 8,705 |
| Other real estate owned | $124,000 | 6,386 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $896,000 | 6,850 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,539,000 | 9,192 |
| Total liabilities | $35,647,000 | 9,094 |
| Total deposits | $35,111,000 | 9,017 |
| Interest-bearing deposits | $31,188,000 | 8,844 |
| Deposits held in domestic offices | $35,111,000 | 9,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $536,000 | 5,521 |
| Total equity capital | $2,892,000 | 9,926 |
| Total bank equity capital | $2,892,000 | 9,926 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $400,000 | 7,082 |
| Surplus | $933,000 | 8,669 |
| Undivided profits | $1,559,000 | 8,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $823,000 | 4,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $370,000 | 5,435 |
| Earning assets | $36,038,000 | 9,049 |
| Long-term assets (5+ years) | $11,240,000 | 4,016 |
| Average Assets, year-to-date | $37,147,200 | 9,211 |
| Average Assets, quarterly | $38,247,000 | 9,171 |
| Volatile liabilities | $1,545,000 | 10,728 |
| Insider loans | $143,000 | 4,794 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,094,000 | 7,202 |
| Tier 1 (core) risk-based capital | $2,892,000 | 9,862 |
| Tier 2 risk-based capital | $281,610 | 7,919 |
| Total risk weighted assets | $22,504,410 | 8,780 |
| Total unused commitments | $2,094,000 | 7,232 |
| Derivatives | $0 | 651 |