Home > First State Bank of Audubon > Income and Expense
First State Bank of Audubon, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $118,000 | 8,793 |
| Total interest expense | $39,000 | 8,620 |
| Net interest income | $79,000 | 8,821 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $25,000 | 7,991 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $106,000 | 8,714 |
| Salaries and employee benefits | $59,000 | 8,710 |
| Premises and equipment expense | $16,000 | 8,389 |
| Additional noninterest expense | $31,000 | 8,683 |
| Pre-tax net operating income | $-2,000 | 8,441 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $-5,000 | 8,470 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-5,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-5,000 | 8,445 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $86,000 | 8,926 |
| Total interest expense | $26,000 | 8,873 |
| Net interest income | $60,000 | 8,930 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $19,000 | 8,785 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $15,000 | 7,722 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,722 |
| Total noninterest expense | $84,000 | 8,960 |
| Salaries and employee benefits | $42,000 | 8,948 |
| Premises and equipment expense | $10,000 | 8,917 |
| Additional noninterest expense | $32,000 | 8,950 |
| Pre-tax net operating income | $-5,000 | 8,405 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-5,000 | 8,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,000 | 8,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,405 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-5,000 | 8,408 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $370,000 | 8,811 |
| Total interest expense | $110,000 | 8,674 |
| Net interest income | $260,000 | 8,834 |
| Provision for loan and lease losses | $-35,000 | 8,822 |
| Total noninterest income | $88,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $343,000 | 8,750 |
| Salaries and employee benefits | $180,000 | 8,769 |
| Premises and equipment expense | $51,000 | 8,385 |
| Additional noninterest expense | $112,000 | 8,606 |
| Pre-tax net operating income | $40,000 | 8,338 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $40,000 | 8,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $40,000 | 8,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,290 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $40,000 | 8,313 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,879 |
| Total interest expense | $72,000 | 8,745 |
| Net interest income | $170,000 | 8,898 |
| Provision for loan and lease losses | $-36,000 | 8,913 |
| Total noninterest income | $53,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $36,000 | 6,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $215,000 | 8,839 |
| Salaries and employee benefits | $118,000 | 8,837 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $65,000 | 8,770 |
| Pre-tax net operating income | $44,000 | 8,276 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $44,000 | 8,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,320 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $44,000 | 8,216 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $118,000 | 8,946 |
| Total interest expense | $36,000 | 8,796 |
| Net interest income | $82,000 | 8,953 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $106,000 | 8,885 |
| Salaries and employee benefits | $58,000 | 8,881 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $31,000 | 8,829 |
| Pre-tax net operating income | $0 | 8,545 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $0 | 8,589 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $0 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $0 | 8,537 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $499,000 | 8,948 |
| Total interest expense | $163,000 | 8,833 |
| Net interest income | $336,000 | 8,969 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $107,000 | 8,235 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $81,000 | 6,879 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $26,000 | 8,239 |
| Total noninterest expense | $425,000 | 8,944 |
| Salaries and employee benefits | $258,000 | 8,878 |
| Premises and equipment expense | $59,000 | 8,635 |
| Additional noninterest expense | $108,000 | 8,964 |
| Pre-tax net operating income | $18,000 | 8,476 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $17,000 | 6,861 |
| Income before extraordinary items | $1,000 | 8,624 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,866 |
| Cash dividends | $15,000 | 6,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,000 | 8,535 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $382,000 | 9,025 |
| Total interest expense | $126,000 | 8,924 |
| Net interest income | $256,000 | 9,040 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $87,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $66,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $325,000 | 8,961 |
| Salaries and employee benefits | $198,000 | 8,897 |
| Premises and equipment expense | $46,000 | 8,634 |
| Additional noninterest expense | $81,000 | 9,014 |
| Pre-tax net operating income | $18,000 | 8,572 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $-9,000 | 8,744 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-9,000 | 8,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $15,000 | 5,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-8,360 | 8,653 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $264,000 | 9,058 |
| Total interest expense | $86,000 | 8,962 |
| Net interest income | $178,000 | 9,068 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $40,000 | 6,948 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $221,000 | 8,977 |
| Salaries and employee benefits | $136,000 | 8,901 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $55,000 | 9,030 |
| Pre-tax net operating income | $12,000 | 8,597 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $-15,000 | 8,806 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-15,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $15,000 | 5,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-14,360 | 8,704 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $136,000 | 9,104 |
| Total interest expense | $46,000 | 9,010 |
| Net interest income | $90,000 | 9,110 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $111,000 | 9,018 |
| Salaries and employee benefits | $67,000 | 8,953 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $29,000 | 9,032 |
| Pre-tax net operating income | $3,000 | 8,657 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $26,000 | 5,851 |
| Income before extraordinary items | $-23,000 | 8,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,000 | 8,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $15,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-23,000 | 8,786 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 9,127 |
| Total interest expense | $189,000 | 9,087 |
| Net interest income | $387,000 | 9,102 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $94,000 | 8,475 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $68,000 | 7,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $430,000 | 9,094 |
| Salaries and employee benefits | $256,000 | 9,039 |
| Premises and equipment expense | $53,000 | 8,846 |
| Additional noninterest expense | $121,000 | 9,071 |
| Pre-tax net operating income | $41,000 | 8,505 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $11,000 | 7,271 |
| Income before extraordinary items | $30,000 | 8,625 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $30,000 | 8,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,420 |
| Cash dividends | $19,000 | 6,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $30,000 | 8,546 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 9,381 |
| Total interest expense | $211,000 | 9,377 |
| Net interest income | $386,000 | 9,321 |
| Provision for loan and lease losses | $10,000 | 7,930 |
| Total noninterest income | $95,000 | 8,590 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,000 | 8,414 |
| Total noninterest expense | $421,000 | 9,325 |
| Salaries and employee benefits | $252,000 | 9,246 |
| Premises and equipment expense | $55,000 | 9,043 |
| Additional noninterest expense | $114,000 | 9,288 |
| Pre-tax net operating income | $50,000 | 8,547 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $11,000 | 7,558 |
| Income before extraordinary items | $39,000 | 8,655 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $39,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $30,000 | 6,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $39,000 | 8,562 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $636,000 | 9,619 |
| Total interest expense | $226,000 | 9,629 |
| Net interest income | $410,000 | 9,569 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $85,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $415,000 | 9,568 |
| Salaries and employee benefits | $249,000 | 9,463 |
| Premises and equipment expense | $57,000 | 9,245 |
| Additional noninterest expense | $109,000 | 9,569 |
| Pre-tax net operating income | $68,000 | 8,915 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $11,000 | 8,049 |
| Income before extraordinary items | $57,000 | 8,937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $57,000 | 8,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $30,000 | 6,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $57,000 | 8,920 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 9,877 |
| Total interest expense | $231,000 | 9,896 |
| Net interest income | $425,000 | 9,791 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,924 |
| Total noninterest expense | $479,000 | 9,684 |
| Salaries and employee benefits | $291,000 | 9,515 |
| Premises and equipment expense | $63,000 | 9,372 |
| Additional noninterest expense | $125,000 | 9,742 |
| Pre-tax net operating income | $85,000 | 9,127 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-9,000 | 9,665 |
| Income before extraordinary items | $94,000 | 9,011 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $94,000 | 9,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $15,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $94,000 | 8,977 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 10,106 |
| Total interest expense | $268,000 | 10,105 |
| Net interest income | $418,000 | 10,054 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $433,000 | 9,969 |
| Salaries and employee benefits | $249,000 | 9,888 |
| Premises and equipment expense | $80,000 | 9,140 |
| Additional noninterest expense | $104,000 | 10,105 |
| Pre-tax net operating income | $71,000 | 9,542 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $19,000 | 8,905 |
| Income before extraordinary items | $52,000 | 9,617 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $52,000 | 9,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $15,000 | 7,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $52,000 | 9,554 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 10,579 |
| Total interest expense | $284,000 | 10,544 |
| Net interest income | $399,000 | 10,552 |
| Provision for loan and lease losses | $5,000 | 8,640 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $428,000 | 10,393 |
| Salaries and employee benefits | $270,000 | 10,147 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $86,000 | 10,647 |
| Pre-tax net operating income | $63,000 | 10,201 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $11,000 | 9,884 |
| Income before extraordinary items | $52,000 | 10,235 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $52,000 | 10,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $15,000 | 7,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $52,000 | 10,201 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $667,000 | 11,141 |
| Total interest expense | $284,000 | 11,107 |
| Net interest income | $383,000 | 11,125 |
| Provision for loan and lease losses | $4,000 | 8,888 |
| Total noninterest income | $86,000 | 10,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,398 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $386,000 | 11,005 |
| Salaries and employee benefits | $232,000 | 10,828 |
| Premises and equipment expense | $63,000 | 10,274 |
| Additional noninterest expense | $91,000 | 11,150 |
| Pre-tax net operating income | $79,000 | 10,476 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $16,000 | 10,270 |
| Income before extraordinary items | $63,000 | 10,504 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $63,000 | 10,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $11,000 | 8,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $63,000 | 10,453 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 11,689 |
| Total interest expense | $236,000 | 11,705 |
| Net interest income | $398,000 | 11,613 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 10,452 |
| Total noninterest expense | $365,000 | 11,550 |
| Salaries and employee benefits | $224,000 | 11,346 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $82,000 | 11,751 |
| Pre-tax net operating income | $118,000 | 10,991 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $34,000 | 10,512 |
| Income before extraordinary items | $84,000 | 11,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $84,000 | 11,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $12,000 | 8,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $84,000 | 11,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 12,300 |
| Total interest expense | $194,000 | 12,349 |
| Net interest income | $415,000 | 12,205 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $122,000 | 10,249 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $382,000 | 12,106 |
| Salaries and employee benefits | $215,000 | 11,958 |
| Premises and equipment expense | $73,000 | 10,875 |
| Additional noninterest expense | $94,000 | 12,342 |
| Pre-tax net operating income | $149,000 | 11,274 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $104,000 | 11,348 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $104,000 | 11,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $12,000 | 8,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $104,000 | 11,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 12,873 |
| Total interest expense | $238,000 | 12,876 |
| Net interest income | $417,000 | 12,768 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $377,000 | 12,735 |
| Salaries and employee benefits | $207,000 | 12,571 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $106,000 | 12,882 |
| Pre-tax net operating income | $115,000 | 11,756 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $29,000 | 11,409 |
| Income before extraordinary items | $86,000 | 11,942 |
| Extraordinary gains, net | $29,000 | 2,505 |
| Net income | $115,000 | 11,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $10,000 | 8,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $86,000 | 11,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 13,461 |
| Total interest expense | $330,000 | 13,401 |
| Net interest income | $392,000 | 13,406 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $353,000 | 13,393 |
| Salaries and employee benefits | $187,000 | 13,277 |
| Premises and equipment expense | $65,000 | 12,061 |
| Additional noninterest expense | $101,000 | 13,517 |
| Pre-tax net operating income | $127,000 | 11,742 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $36,000 | 11,628 |
| Income before extraordinary items | $97,000 | 11,975 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $97,000 | 12,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $9,000 | 8,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $92,620 | 11,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.