Home > First State Bank of Altus > Income and Expense
First State Bank of Altus, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 5,679 |
| Total interest expense | $945,000 | 4,871 |
| Net interest income | $1,177,000 | 6,016 |
| Provision for loan and lease losses | $12,700,000 | 393 |
| Total noninterest income | $474,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $360,000 | 2,199 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $114,000 | 4,574 |
| Total noninterest expense | $2,091,000 | 4,267 |
| Salaries and employee benefits | $937,000 | 4,637 |
| Premises and equipment expense | $216,000 | 4,872 |
| Additional noninterest expense | $938,000 | 3,438 |
| Pre-tax net operating income | $-13,140,000 | 7,964 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-13,140,000 | 7,991 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,140,000 | 7,990 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-13,140,000 | 7,991 |
| Net charge-offs | $10,797,000 | 355 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-13,140,000 | 7,989 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 5,184 |
| Total interest expense | $470,000 | 4,998 |
| Net interest income | $820,000 | 5,141 |
| Provision for loan and lease losses | $275,000 | 2,441 |
| Total noninterest income | $205,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $172,000 | 2,214 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $33,000 | 5,480 |
| Total noninterest expense | $1,099,000 | 4,029 |
| Salaries and employee benefits | $488,000 | 4,549 |
| Premises and equipment expense | $115,000 | 4,747 |
| Additional noninterest expense | $496,000 | 3,027 |
| Pre-tax net operating income | $-349,000 | 7,137 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-349,000 | 7,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-349,000 | 7,274 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-349,000 | 7,274 |
| Net charge-offs | $5,000 | 5,094 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-349,000 | 7,230 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,092,000 | 4,884 |
| Total interest expense | $2,896,000 | 4,357 |
| Net interest income | $3,196,000 | 5,239 |
| Provision for loan and lease losses | $5,581,000 | 943 |
| Total noninterest income | $578,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $772,000 | 2,189 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-194,000 | 8,165 |
| Total noninterest expense | $3,342,000 | 4,780 |
| Salaries and employee benefits | $1,192,000 | 6,012 |
| Premises and equipment expense | $412,000 | 5,003 |
| Additional noninterest expense | $1,738,000 | 3,225 |
| Pre-tax net operating income | $-5,149,000 | 7,809 |
| Securities gains (losses) | $60,000 | 1,477 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-5,089,000 | 7,817 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,089,000 | 7,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,898,000 | 1,338 |
| Cash dividends | $225,000 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 456 |
| Net operating income | $-5,149,000 | 7,873 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,882,000 | 4,771 |
| Total interest expense | $2,280,000 | 4,332 |
| Net interest income | $2,602,000 | 5,049 |
| Provision for loan and lease losses | $5,579,000 | 607 |
| Total noninterest income | $309,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $562,000 | 2,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-253,000 | 8,313 |
| Total noninterest expense | $2,339,000 | 4,983 |
| Salaries and employee benefits | $746,000 | 6,453 |
| Premises and equipment expense | $315,000 | 4,978 |
| Additional noninterest expense | $1,278,000 | 3,207 |
| Pre-tax net operating income | $-5,007,000 | 8,130 |
| Securities gains (losses) | $60,000 | 1,302 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-4,947,000 | 8,122 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,947,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,894,000 | 858 |
| Cash dividends | $225,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 379 |
| Net operating income | $-5,007,000 | 8,162 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 4,861 |
| Total interest expense | $1,557,000 | 4,412 |
| Net interest income | $1,668,000 | 5,159 |
| Provision for loan and lease losses | $2,963,000 | 608 |
| Total noninterest income | $166,000 | 5,806 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $364,000 | 2,280 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-198,000 | 8,398 |
| Total noninterest expense | $2,650,000 | 3,408 |
| Salaries and employee benefits | $1,115,000 | 4,169 |
| Premises and equipment expense | $213,000 | 4,963 |
| Additional noninterest expense | $1,322,000 | 2,141 |
| Pre-tax net operating income | $-3,779,000 | 8,262 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-3,779,000 | 8,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,779,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,035,000 | 555 |
| Cash dividends | $225,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-3,779,000 | 8,285 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 4,344 |
| Total interest expense | $816,000 | 4,458 |
| Net interest income | $1,173,000 | 4,163 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $16,000 | 7,860 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $176,000 | 2,306 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-160,000 | 8,463 |
| Total noninterest expense | $956,000 | 4,379 |
| Salaries and employee benefits | $581,000 | 4,073 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $262,000 | 4,543 |
| Pre-tax net operating income | $232,000 | 4,680 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $232,000 | 4,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $232,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $232,000 | 4,252 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 4,408 |
| Total interest expense | $3,372,000 | 4,443 |
| Net interest income | $4,503,000 | 4,293 |
| Provision for loan and lease losses | $1,000 | 6,828 |
| Total noninterest income | $1,120,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $724,000 | 2,309 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $396,000 | 3,754 |
| Total noninterest expense | $4,115,000 | 4,027 |
| Salaries and employee benefits | $2,558,000 | 3,659 |
| Premises and equipment expense | $448,000 | 4,685 |
| Additional noninterest expense | $1,109,000 | 4,310 |
| Pre-tax net operating income | $1,507,000 | 3,894 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,511,000 | 3,436 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,511,000 | 3,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,573 |
| Cash dividends | $2,452,000 | 1,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,507,000 | 3,424 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 4,428 |
| Total interest expense | $2,501,000 | 4,485 |
| Net interest income | $3,387,000 | 4,308 |
| Provision for loan and lease losses | $1,000 | 6,502 |
| Total noninterest income | $849,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $538,000 | 2,305 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $311,000 | 3,671 |
| Total noninterest expense | $2,801,000 | 4,302 |
| Salaries and employee benefits | $1,675,000 | 4,026 |
| Premises and equipment expense | $340,000 | 4,630 |
| Additional noninterest expense | $786,000 | 4,423 |
| Pre-tax net operating income | $1,434,000 | 3,568 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,438,000 | 3,063 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,438,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $1,592,000 | 1,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,434,000 | 3,050 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 4,466 |
| Total interest expense | $1,651,000 | 4,499 |
| Net interest income | $2,252,000 | 4,345 |
| Provision for loan and lease losses | $1,000 | 6,174 |
| Total noninterest income | $581,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $355,000 | 2,334 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $226,000 | 3,553 |
| Total noninterest expense | $1,844,000 | 4,367 |
| Salaries and employee benefits | $1,087,000 | 4,145 |
| Premises and equipment expense | $249,000 | 4,401 |
| Additional noninterest expense | $508,000 | 4,529 |
| Pre-tax net operating income | $988,000 | 3,559 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $992,000 | 3,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $992,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $1,192,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $988,000 | 3,049 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 4,484 |
| Total interest expense | $813,000 | 4,527 |
| Net interest income | $1,122,000 | 4,354 |
| Provision for loan and lease losses | $-1,000 | 8,375 |
| Total noninterest income | $251,000 | 3,521 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $167,000 | 2,392 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $84,000 | 4,109 |
| Total noninterest expense | $917,000 | 4,388 |
| Salaries and employee benefits | $549,000 | 4,139 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $237,000 | 4,714 |
| Pre-tax net operating income | $457,000 | 3,710 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $461,000 | 3,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $461,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $457,000 | 3,180 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 4,644 |
| Total interest expense | $2,596,000 | 4,725 |
| Net interest income | $4,216,000 | 4,513 |
| Provision for loan and lease losses | $347,000 | 2,545 |
| Total noninterest income | $1,291,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $751,000 | 2,231 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $540,000 | 3,209 |
| Total noninterest expense | $3,563,000 | 4,348 |
| Salaries and employee benefits | $2,108,000 | 4,110 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $1,055,000 | 4,344 |
| Pre-tax net operating income | $1,597,000 | 4,160 |
| Securities gains (losses) | $-3,000 | 6,969 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,594,000 | 3,637 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,594,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,967 |
| Cash dividends | $1,345,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,597,000 | 3,611 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,677,000 | 4,871 |
| Total interest expense | $1,773,000 | 4,891 |
| Net interest income | $2,904,000 | 4,781 |
| Provision for loan and lease losses | $73,000 | 4,614 |
| Total noninterest income | $986,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $565,000 | 2,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $421,000 | 3,132 |
| Total noninterest expense | $2,519,000 | 4,514 |
| Salaries and employee benefits | $1,431,000 | 4,396 |
| Premises and equipment expense | $328,000 | 4,650 |
| Additional noninterest expense | $760,000 | 4,448 |
| Pre-tax net operating income | $1,298,000 | 4,108 |
| Securities gains (losses) | $-3,000 | 7,275 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,295,000 | 3,550 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,295,000 | 3,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $1,345,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,298,000 | 3,529 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,033 |
| Total interest expense | $1,073,000 | 5,039 |
| Net interest income | $1,859,000 | 4,926 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $613,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $380,000 | 2,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 3,448 |
| Total noninterest expense | $1,669,000 | 4,549 |
| Salaries and employee benefits | $964,000 | 4,373 |
| Premises and equipment expense | $215,000 | 4,718 |
| Additional noninterest expense | $490,000 | 4,551 |
| Pre-tax net operating income | $804,000 | 4,322 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $804,000 | 3,739 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $804,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $804,000 | 3,734 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 5,246 |
| Total interest expense | $469,000 | 5,289 |
| Net interest income | $880,000 | 5,104 |
| Provision for loan and lease losses | $-1,000 | 8,498 |
| Total noninterest income | $325,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 2,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $149,000 | 2,973 |
| Total noninterest expense | $815,000 | 4,630 |
| Salaries and employee benefits | $485,000 | 4,373 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $391,000 | 4,331 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $390,000 | 3,756 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 3,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $390,000 | 3,742 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 5,000 |
| Total interest expense | $1,668,000 | 4,969 |
| Net interest income | $3,573,000 | 4,958 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $1,130,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $729,000 | 2,274 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $401,000 | 3,775 |
| Total noninterest expense | $3,383,000 | 4,407 |
| Salaries and employee benefits | $1,998,000 | 4,126 |
| Premises and equipment expense | $439,000 | 4,576 |
| Additional noninterest expense | $946,000 | 4,600 |
| Pre-tax net operating income | $1,315,000 | 4,695 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,315,000 | 4,119 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,315,000 | 4,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,584 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,315,000 | 4,089 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 5,009 |
| Total interest expense | $1,247,000 | 4,837 |
| Net interest income | $2,646,000 | 5,006 |
| Provision for loan and lease losses | $1,000 | 6,883 |
| Total noninterest income | $845,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $543,000 | 2,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $302,000 | 3,780 |
| Total noninterest expense | $2,540,000 | 4,364 |
| Salaries and employee benefits | $1,489,000 | 4,123 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $748,000 | 4,416 |
| Pre-tax net operating income | $950,000 | 4,903 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $950,000 | 4,312 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $950,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,597 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $950,000 | 4,256 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 4,925 |
| Total interest expense | $831,000 | 4,679 |
| Net interest income | $1,775,000 | 4,979 |
| Provision for loan and lease losses | $-1,000 | 8,586 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $360,000 | 2,249 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $175,000 | 3,997 |
| Total noninterest expense | $1,739,000 | 4,255 |
| Salaries and employee benefits | $1,020,000 | 4,014 |
| Premises and equipment expense | $208,000 | 4,682 |
| Additional noninterest expense | $511,000 | 4,300 |
| Pre-tax net operating income | $572,000 | 5,119 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $572,000 | 4,548 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $572,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $572,000 | 4,490 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,327,000 | 4,854 |
| Total interest expense | $415,000 | 4,566 |
| Net interest income | $912,000 | 4,914 |
| Provision for loan and lease losses | $-2,000 | 8,682 |
| Total noninterest income | $254,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $164,000 | 2,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,957 |
| Total noninterest expense | $865,000 | 4,292 |
| Salaries and employee benefits | $553,000 | 3,794 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $213,000 | 4,873 |
| Pre-tax net operating income | $303,000 | 4,967 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $303,000 | 4,352 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $303,000 | 4,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $303,000 | 4,308 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 5,141 |
| Total interest expense | $1,238,000 | 5,034 |
| Net interest income | $3,307,000 | 5,099 |
| Provision for loan and lease losses | $47,000 | 6,024 |
| Total noninterest income | $1,208,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $799,000 | 2,144 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,670 |
| Total noninterest expense | $3,390,000 | 4,284 |
| Salaries and employee benefits | $1,947,000 | 4,085 |
| Premises and equipment expense | $458,000 | 4,356 |
| Additional noninterest expense | $985,000 | 4,401 |
| Pre-tax net operating income | $1,078,000 | 5,044 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,079,000 | 4,493 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,079,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,315 |
| Cash dividends | $510,000 | 3,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,078,000 | 4,424 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 5,213 |
| Total interest expense | $874,000 | 5,172 |
| Net interest income | $2,444,000 | 5,131 |
| Provision for loan and lease losses | $13,000 | 6,615 |
| Total noninterest income | $932,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $620,000 | 2,103 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $312,000 | 3,661 |
| Total noninterest expense | $2,508,000 | 4,285 |
| Salaries and employee benefits | $1,487,000 | 3,976 |
| Premises and equipment expense | $329,000 | 4,482 |
| Additional noninterest expense | $692,000 | 4,569 |
| Pre-tax net operating income | $855,000 | 5,019 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $856,000 | 4,421 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $856,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,698 |
| Cash dividends | $510,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $855,000 | 4,355 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 5,246 |
| Total interest expense | $573,000 | 5,248 |
| Net interest income | $1,625,000 | 5,146 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $678,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $414,000 | 2,090 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $264,000 | 3,211 |
| Total noninterest expense | $1,673,000 | 4,315 |
| Salaries and employee benefits | $1,000,000 | 3,981 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $461,000 | 4,600 |
| Pre-tax net operating income | $620,000 | 4,749 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $620,000 | 4,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $620,000 | 4,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $510,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $620,000 | 4,071 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 5,224 |
| Total interest expense | $286,000 | 5,312 |
| Net interest income | $826,000 | 5,100 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $371,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $193,000 | 2,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $178,000 | 2,660 |
| Total noninterest expense | $807,000 | 4,442 |
| Salaries and employee benefits | $508,000 | 3,954 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $390,000 | 4,148 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $390,000 | 3,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $390,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,212 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $390,000 | 3,462 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 5,387 |
| Total interest expense | $1,155,000 | 5,699 |
| Net interest income | $3,149,000 | 5,147 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $1,568,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $565,000 | 2,818 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,003,000 | 2,383 |
| Total noninterest expense | $3,325,000 | 4,296 |
| Salaries and employee benefits | $2,036,000 | 3,866 |
| Premises and equipment expense | $413,000 | 4,630 |
| Additional noninterest expense | $876,000 | 4,727 |
| Pre-tax net operating income | $1,317,000 | 4,446 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,321,000 | 3,871 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,321,000 | 3,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,705 |
| Cash dividends | $850,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,317,000 | 3,713 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 5,459 |
| Total interest expense | $870,000 | 5,827 |
| Net interest income | $2,353,000 | 5,186 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $1,053,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $382,000 | 3,055 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $671,000 | 2,638 |
| Total noninterest expense | $2,354,000 | 4,460 |
| Salaries and employee benefits | $1,469,000 | 3,987 |
| Premises and equipment expense | $251,000 | 5,318 |
| Additional noninterest expense | $634,000 | 4,821 |
| Pre-tax net operating income | $977,000 | 4,604 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $981,000 | 4,031 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $981,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,752 |
| Cash dividends | $350,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $977,000 | 3,870 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 5,498 |
| Total interest expense | $596,000 | 5,863 |
| Net interest income | $1,558,000 | 5,219 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $654,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $245,000 | 3,117 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $409,000 | 2,766 |
| Total noninterest expense | $1,595,000 | 4,394 |
| Salaries and employee benefits | $994,000 | 3,933 |
| Premises and equipment expense | $162,000 | 5,400 |
| Additional noninterest expense | $439,000 | 4,680 |
| Pre-tax net operating income | $542,000 | 5,109 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $542,000 | 4,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $542,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,999 |
| Cash dividends | $240,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $542,000 | 4,367 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 5,530 |
| Total interest expense | $308,000 | 5,862 |
| Net interest income | $766,000 | 5,248 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $209,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $118,000 | 3,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $91,000 | 4,102 |
| Total noninterest expense | $783,000 | 4,432 |
| Salaries and employee benefits | $516,000 | 3,810 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $192,000 | 5,935 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $192,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $120,000 | 2,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $192,000 | 5,233 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 5,477 |
| Total interest expense | $1,495,000 | 5,725 |
| Net interest income | $3,084,000 | 5,197 |
| Provision for loan and lease losses | $222,000 | 4,145 |
| Total noninterest income | $953,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $510,000 | 2,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 3,504 |
| Total noninterest expense | $3,016,000 | 4,439 |
| Salaries and employee benefits | $1,840,000 | 4,009 |
| Premises and equipment expense | $331,000 | 5,261 |
| Additional noninterest expense | $845,000 | 4,747 |
| Pre-tax net operating income | $799,000 | 5,777 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $799,000 | 5,220 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $799,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,746 |
| Cash dividends | $440,000 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $799,000 | 5,075 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,279,000 | 5,437 |
| Total interest expense | $2,429,000 | 5,482 |
| Net interest income | $2,850,000 | 5,262 |
| Provision for loan and lease losses | $235,000 | 3,803 |
| Total noninterest income | $1,004,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $578,000 | 2,503 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $426,000 | 3,410 |
| Total noninterest expense | $2,952,000 | 4,386 |
| Salaries and employee benefits | $1,748,000 | 4,001 |
| Premises and equipment expense | $348,000 | 5,049 |
| Additional noninterest expense | $856,000 | 4,571 |
| Pre-tax net operating income | $667,000 | 5,934 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $49,000 | 6,731 |
| Income before extraordinary items | $618,000 | 5,540 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $618,000 | 5,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,922 |
| Cash dividends | $518,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $618,000 | 5,408 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 5,343 |
| Total interest expense | $2,631,000 | 5,388 |
| Net interest income | $2,935,000 | 5,231 |
| Provision for loan and lease losses | $260,000 | 3,149 |
| Total noninterest income | $1,012,000 | 3,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $396,000 | 3,369 |
| Total noninterest expense | $2,824,000 | 4,438 |
| Salaries and employee benefits | $1,668,000 | 4,015 |
| Premises and equipment expense | $344,000 | 4,991 |
| Additional noninterest expense | $812,000 | 4,683 |
| Pre-tax net operating income | $863,000 | 5,660 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $49,000 | 7,256 |
| Income before extraordinary items | $808,000 | 5,023 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $808,000 | 5,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $690,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $813,640 | 4,990 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 5,259 |
| Total interest expense | $2,413,000 | 5,318 |
| Net interest income | $3,050,000 | 5,108 |
| Provision for loan and lease losses | $140,000 | 4,418 |
| Total noninterest income | $987,000 | 3,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $633,000 | 2,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 3,678 |
| Total noninterest expense | $2,546,000 | 4,815 |
| Salaries and employee benefits | $1,514,000 | 4,304 |
| Premises and equipment expense | $279,000 | 5,696 |
| Additional noninterest expense | $753,000 | 4,999 |
| Pre-tax net operating income | $1,351,000 | 4,405 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $3,000 | 8,654 |
| Income before extraordinary items | $1,353,000 | 3,519 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,353,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $1,270,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,348,000 | 3,496 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,283,000 | 5,462 |
| Total interest expense | $2,362,000 | 5,587 |
| Net interest income | $2,921,000 | 5,229 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $943,000 | 3,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $664,000 | 1,917 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,174 |
| Total noninterest expense | $2,421,000 | 4,879 |
| Salaries and employee benefits | $1,371,000 | 4,558 |
| Premises and equipment expense | $300,000 | 5,381 |
| Additional noninterest expense | $750,000 | 4,896 |
| Pre-tax net operating income | $1,403,000 | 4,399 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-43,000 | 10,121 |
| Income before extraordinary items | $1,446,000 | 3,350 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,446,000 | 3,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,222 |
| Cash dividends | $870,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,446,000 | 3,259 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 5,691 |
| Total interest expense | $2,223,000 | 5,836 |
| Net interest income | $2,903,000 | 5,441 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $1,065,000 | 2,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $637,000 | 2,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 3,147 |
| Total noninterest expense | $2,307,000 | 5,091 |
| Salaries and employee benefits | $1,337,000 | 4,675 |
| Premises and equipment expense | $261,000 | 5,909 |
| Additional noninterest expense | $709,000 | 5,170 |
| Pre-tax net operating income | $1,611,000 | 4,213 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $551,000 | 3,937 |
| Income before extraordinary items | $1,060,000 | 4,486 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,060,000 | 4,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $560,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,060,000 | 4,428 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,479,000 | 6,424 |
| Total interest expense | $2,016,000 | 6,375 |
| Net interest income | $2,463,000 | 6,255 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $704,000 | 4,096 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $528,000 | 2,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,526 |
| Total noninterest expense | $1,980,000 | 5,982 |
| Salaries and employee benefits | $1,191,000 | 5,244 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $532,000 | 6,818 |
| Pre-tax net operating income | $1,187,000 | 5,158 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $365,000 | 5,187 |
| Income before extraordinary items | $824,000 | 5,200 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $824,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $822,620 | 5,144 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 7,007 |
| Total interest expense | $1,786,000 | 6,936 |
| Net interest income | $2,208,000 | 6,854 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $552,000 | 4,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $1,771,000 | 6,541 |
| Salaries and employee benefits | $1,054,000 | 5,797 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $517,000 | 7,119 |
| Pre-tax net operating income | $989,000 | 6,041 |
| Securities gains (losses) | $-30,000 | 10,836 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $693,000 | 6,043 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $693,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $714,600 | 5,874 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 6,952 |
| Total interest expense | $1,468,000 | 6,982 |
| Net interest income | $2,322,000 | 6,818 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $519,000 | 5,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $388,000 | 3,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,643 |
| Total noninterest expense | $1,759,000 | 6,802 |
| Salaries and employee benefits | $956,000 | 6,329 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $609,000 | 6,968 |
| Pre-tax net operating income | $1,082,000 | 5,638 |
| Securities gains (losses) | $-31,000 | 10,677 |
| Applicable income taxes | $375,000 | 5,004 |
| Income before extraordinary items | $676,000 | 6,048 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $676,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $290,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $695,840 | 6,004 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 7,004 |
| Total interest expense | $1,481,000 | 7,266 |
| Net interest income | $2,408,000 | 6,726 |
| Provision for loan and lease losses | $318,000 | 2,879 |
| Total noninterest income | $441,000 | 6,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,589,000 | 7,538 |
| Salaries and employee benefits | $892,000 | 6,761 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $560,000 | 7,684 |
| Pre-tax net operating income | $942,000 | 6,155 |
| Securities gains (losses) | $106,000 | 2,422 |
| Applicable income taxes | $456,000 | 4,544 |
| Income before extraordinary items | $592,000 | 6,845 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $592,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $524,160 | 7,104 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 7,411 |
| Total interest expense | $1,856,000 | 7,460 |
| Net interest income | $2,219,000 | 7,203 |
| Provision for loan and lease losses | $350,000 | 3,771 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,532,000 | 7,796 |
| Salaries and employee benefits | $829,000 | 7,068 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $569,000 | 7,779 |
| Pre-tax net operating income | $759,000 | 6,769 |
| Securities gains (losses) | $-21,000 | 13,491 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $504,000 | 7,294 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $504,000 | 7,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 3,122 |
| Cash dividends | $215,000 | 4,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $518,280 | 6,798 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.