Home > First State Bank of Alexandria > Income and Expense
First State Bank of Alexandria, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 4,396 |
| Total interest expense | $735,000 | 4,563 |
| Net interest income | $3,329,000 | 4,267 |
| Provision for loan and lease losses | $190,000 | 4,206 |
| Total noninterest income | $314,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $154,000 | 4,353 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $160,000 | 4,426 |
| Total noninterest expense | $2,152,000 | 5,007 |
| Salaries and employee benefits | $1,080,000 | 5,062 |
| Premises and equipment expense | $286,000 | 4,729 |
| Additional noninterest expense | $786,000 | 4,815 |
| Pre-tax net operating income | $1,301,000 | 2,844 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $502,000 | 1,736 |
| Income before extraordinary items | $799,000 | 3,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $799,000 | 3,523 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $799,000 | 3,523 |
| Net charge-offs | $119,000 | 4,255 |
| Cash dividends | $650,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 989 |
| Net operating income | $799,000 | 3,403 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 4,403 |
| Total interest expense | $517,000 | 4,538 |
| Net interest income | $2,231,000 | 4,263 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $148,000 | 5,332 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $1,465,000 | 5,007 |
| Salaries and employee benefits | $729,000 | 5,067 |
| Premises and equipment expense | $193,000 | 4,745 |
| Additional noninterest expense | $543,000 | 4,789 |
| Pre-tax net operating income | $764,000 | 3,025 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $293,000 | 1,826 |
| Income before extraordinary items | $471,000 | 3,701 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $471,000 | 3,701 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $471,000 | 3,702 |
| Net charge-offs | $98,000 | 3,861 |
| Cash dividends | $450,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $471,000 | 3,592 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 4,375 |
| Total interest expense | $271,000 | 4,549 |
| Net interest income | $1,128,000 | 4,228 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 4,679 |
| Total noninterest expense | $752,000 | 4,971 |
| Salaries and employee benefits | $383,000 | 4,973 |
| Premises and equipment expense | $100,000 | 4,697 |
| Additional noninterest expense | $269,000 | 4,805 |
| Pre-tax net operating income | $365,000 | 3,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $140,000 | 1,858 |
| Income before extraordinary items | $225,000 | 3,771 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $225,000 | 3,771 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $225,000 | 3,771 |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $225,000 | 3,713 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,807,000 | 4,415 |
| Total interest expense | $1,508,000 | 4,252 |
| Net interest income | $4,299,000 | 4,362 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $505,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $226,000 | 4,192 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $279,000 | 4,059 |
| Total noninterest expense | $3,031,000 | 4,995 |
| Salaries and employee benefits | $1,393,000 | 5,266 |
| Premises and equipment expense | $430,000 | 4,572 |
| Additional noninterest expense | $1,208,000 | 4,589 |
| Pre-tax net operating income | $1,533,000 | 2,691 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $589,000 | 1,738 |
| Income before extraordinary items | $944,000 | 3,325 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $944,000 | 3,322 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $944,000 | 3,325 |
| Net charge-offs | $261,000 | 4,479 |
| Cash dividends | $1,000,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,178 |
| Net operating income | $944,000 | 3,197 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 4,472 |
| Total interest expense | $1,169,000 | 4,315 |
| Net interest income | $3,215,000 | 4,428 |
| Provision for loan and lease losses | $195,000 | 4,919 |
| Total noninterest income | $528,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $173,000 | 4,224 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $355,000 | 3,281 |
| Total noninterest expense | $2,290,000 | 4,990 |
| Salaries and employee benefits | $1,052,000 | 5,283 |
| Premises and equipment expense | $328,000 | 4,609 |
| Additional noninterest expense | $910,000 | 4,564 |
| Pre-tax net operating income | $1,258,000 | 2,691 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $487,000 | 1,703 |
| Income before extraordinary items | $771,000 | 3,340 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $771,000 | 3,338 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $771,000 | 3,340 |
| Net charge-offs | $207,000 | 4,197 |
| Cash dividends | $750,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,097 |
| Net operating income | $771,000 | 3,209 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 4,479 |
| Total interest expense | $785,000 | 4,401 |
| Net interest income | $2,178,000 | 4,389 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $255,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $141,000 | 4,077 |
| Total noninterest expense | $1,479,000 | 5,102 |
| Salaries and employee benefits | $690,000 | 5,357 |
| Premises and equipment expense | $223,000 | 4,580 |
| Additional noninterest expense | $566,000 | 4,752 |
| Pre-tax net operating income | $834,000 | 2,718 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $324,000 | 1,662 |
| Income before extraordinary items | $510,000 | 3,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $510,000 | 3,373 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $510,000 | 3,375 |
| Net charge-offs | $-15,000 | 7,543 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,035 |
| Net operating income | $510,000 | 3,265 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 4,552 |
| Total interest expense | $394,000 | 4,512 |
| Net interest income | $1,080,000 | 4,443 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $132,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $76,000 | 4,003 |
| Total noninterest expense | $711,000 | 5,260 |
| Salaries and employee benefits | $342,000 | 5,429 |
| Premises and equipment expense | $113,000 | 4,622 |
| Additional noninterest expense | $256,000 | 5,049 |
| Pre-tax net operating income | $426,000 | 2,726 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $166,000 | 1,623 |
| Income before extraordinary items | $260,000 | 3,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $260,000 | 3,404 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $260,000 | 3,406 |
| Net charge-offs | $-14,000 | 7,570 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $260,000 | 3,289 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,216,000 | 4,512 |
| Total interest expense | $1,856,000 | 4,670 |
| Net interest income | $4,360,000 | 4,319 |
| Provision for loan and lease losses | $185,000 | 5,860 |
| Total noninterest income | $382,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $285,000 | 3,975 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $2,790,000 | 5,385 |
| Salaries and employee benefits | $1,443,000 | 5,312 |
| Premises and equipment expense | $412,000 | 4,915 |
| Additional noninterest expense | $935,000 | 5,426 |
| Pre-tax net operating income | $1,767,000 | 2,114 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $711,000 | 1,228 |
| Income before extraordinary items | $1,056,000 | 2,684 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,056,000 | 2,683 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,056,000 | 2,684 |
| Net charge-offs | $156,000 | 5,287 |
| Cash dividends | $825,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,280 |
| Net operating income | $1,056,000 | 2,639 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 4,540 |
| Total interest expense | $1,437,000 | 4,721 |
| Net interest income | $3,279,000 | 4,321 |
| Provision for loan and lease losses | $120,000 | 5,761 |
| Total noninterest income | $296,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $215,000 | 3,982 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $81,000 | 5,662 |
| Total noninterest expense | $2,159,000 | 5,314 |
| Salaries and employee benefits | $1,138,000 | 5,197 |
| Premises and equipment expense | $316,000 | 4,898 |
| Additional noninterest expense | $705,000 | 5,392 |
| Pre-tax net operating income | $1,296,000 | 2,307 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $524,000 | 1,358 |
| Income before extraordinary items | $772,000 | 2,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $772,000 | 2,921 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $772,000 | 2,924 |
| Net charge-offs | $47,000 | 5,731 |
| Cash dividends | $675,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,175 |
| Net operating income | $772,000 | 2,862 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 4,569 |
| Total interest expense | $987,000 | 4,761 |
| Net interest income | $2,167,000 | 4,350 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $213,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $69,000 | 5,381 |
| Total noninterest expense | $1,465,000 | 5,307 |
| Salaries and employee benefits | $790,000 | 5,134 |
| Premises and equipment expense | $208,000 | 4,971 |
| Additional noninterest expense | $467,000 | 5,428 |
| Pre-tax net operating income | $840,000 | 2,428 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $341,000 | 1,411 |
| Income before extraordinary items | $499,000 | 3,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $499,000 | 3,093 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $499,000 | 3,094 |
| Net charge-offs | $48,000 | 4,953 |
| Cash dividends | $525,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,136 |
| Net operating income | $499,000 | 2,994 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,554,000 | 4,649 |
| Total interest expense | $511,000 | 4,783 |
| Net interest income | $1,043,000 | 4,452 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $60,000 | 4,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $694,000 | 5,416 |
| Salaries and employee benefits | $381,000 | 5,298 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $203,000 | 5,566 |
| Pre-tax net operating income | $384,000 | 2,878 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $157,000 | 1,701 |
| Income before extraordinary items | $227,000 | 3,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 3,645 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $227,000 | 3,646 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,009 |
| Net operating income | $227,000 | 3,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 4,659 |
| Total interest expense | $2,313,000 | 4,945 |
| Net interest income | $4,286,000 | 4,362 |
| Provision for loan and lease losses | $113,000 | 5,905 |
| Total noninterest income | $379,000 | 5,378 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $291,000 | 4,070 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $88,000 | 6,092 |
| Total noninterest expense | $2,761,000 | 5,366 |
| Salaries and employee benefits | $1,449,000 | 5,439 |
| Premises and equipment expense | $392,000 | 5,136 |
| Additional noninterest expense | $920,000 | 5,083 |
| Pre-tax net operating income | $1,791,000 | 2,682 |
| Securities gains (losses) | $47,000 | 1,652 |
| Applicable income taxes | $751,000 | 1,454 |
| Income before extraordinary items | $1,087,000 | 3,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,087,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,033 |
| Cash dividends | $1,290,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,325 |
| Net operating income | $1,056,920 | 3,331 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 4,708 |
| Total interest expense | $1,779,000 | 5,000 |
| Net interest income | $3,222,000 | 4,389 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $290,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $217,000 | 4,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $73,000 | 6,081 |
| Total noninterest expense | $2,015,000 | 5,430 |
| Salaries and employee benefits | $1,081,000 | 5,464 |
| Premises and equipment expense | $294,000 | 5,163 |
| Additional noninterest expense | $640,000 | 5,237 |
| Pre-tax net operating income | $1,384,000 | 3,010 |
| Securities gains (losses) | $47,000 | 1,472 |
| Applicable income taxes | $588,000 | 1,706 |
| Income before extraordinary items | $843,000 | 3,462 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $843,000 | 3,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,348 |
| Cash dividends | $1,290,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $812,920 | 3,676 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,774 |
| Total interest expense | $1,210,000 | 5,092 |
| Net interest income | $2,119,000 | 4,424 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $202,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $142,000 | 4,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $60,000 | 5,860 |
| Total noninterest expense | $1,308,000 | 5,543 |
| Salaries and employee benefits | $703,000 | 5,589 |
| Premises and equipment expense | $190,000 | 5,284 |
| Additional noninterest expense | $415,000 | 5,313 |
| Pre-tax net operating income | $938,000 | 3,079 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $406,000 | 1,853 |
| Income before extraordinary items | $573,000 | 3,740 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $573,000 | 3,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $1,290,000 | 1,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $546,760 | 3,782 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 4,844 |
| Total interest expense | $643,000 | 5,103 |
| Net interest income | $1,038,000 | 4,494 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,761 |
| Total noninterest expense | $633,000 | 5,660 |
| Salaries and employee benefits | $329,000 | 5,829 |
| Premises and equipment expense | $94,000 | 5,338 |
| Additional noninterest expense | $210,000 | 5,226 |
| Pre-tax net operating income | $474,000 | 3,184 |
| Securities gains (losses) | $41,000 | 1,188 |
| Applicable income taxes | $214,000 | 1,883 |
| Income before extraordinary items | $301,000 | 3,791 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $301,000 | 3,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,076 |
| Cash dividends | $1,290,000 | 592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $274,760 | 3,914 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,923,000 | 4,762 |
| Total interest expense | $2,868,000 | 4,916 |
| Net interest income | $4,055,000 | 4,586 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $376,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $273,000 | 4,284 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $103,000 | 6,164 |
| Total noninterest expense | $2,284,000 | 5,850 |
| Salaries and employee benefits | $1,252,000 | 5,853 |
| Premises and equipment expense | $341,000 | 5,480 |
| Additional noninterest expense | $691,000 | 5,775 |
| Pre-tax net operating income | $2,132,000 | 3,180 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $841,000 | 2,072 |
| Income before extraordinary items | $1,291,000 | 3,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,291,000 | 3,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,141 |
| Cash dividends | $240,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,291,000 | 3,775 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 4,795 |
| Total interest expense | $2,132,000 | 4,950 |
| Net interest income | $3,046,000 | 4,598 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $273,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $190,000 | 4,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $83,000 | 6,099 |
| Total noninterest expense | $1,656,000 | 5,918 |
| Salaries and employee benefits | $928,000 | 5,869 |
| Premises and equipment expense | $261,000 | 5,421 |
| Additional noninterest expense | $467,000 | 5,992 |
| Pre-tax net operating income | $1,663,000 | 3,245 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $684,000 | 2,116 |
| Income before extraordinary items | $979,000 | 3,938 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $979,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,603 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $979,000 | 3,922 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 4,840 |
| Total interest expense | $1,396,000 | 5,004 |
| Net interest income | $2,017,000 | 4,639 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $182,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $57,000 | 6,076 |
| Total noninterest expense | $1,091,000 | 5,996 |
| Salaries and employee benefits | $642,000 | 5,802 |
| Premises and equipment expense | $174,000 | 5,447 |
| Additional noninterest expense | $275,000 | 6,349 |
| Pre-tax net operating income | $1,108,000 | 3,296 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $453,000 | 2,204 |
| Income before extraordinary items | $655,000 | 3,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $655,000 | 3,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,510 |
| Cash dividends | $240,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $655,000 | 3,965 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,664,000 | 4,917 |
| Total interest expense | $701,000 | 4,972 |
| Net interest income | $963,000 | 4,787 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $87,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $508,000 | 6,245 |
| Salaries and employee benefits | $304,000 | 6,001 |
| Premises and equipment expense | $93,000 | 5,263 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $542,000 | 3,338 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $221,000 | 2,269 |
| Income before extraordinary items | $321,000 | 4,017 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $321,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $240,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $321,000 | 3,996 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 8,209 |
| Total interest expense | $437,000 | 8,020 |
| Net interest income | $669,000 | 8,244 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $66,000 | 8,074 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $41,000 | 7,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,832 |
| Total noninterest expense | $319,000 | 8,599 |
| Salaries and employee benefits | $178,000 | 8,574 |
| Premises and equipment expense | $99,000 | 7,811 |
| Additional noninterest expense | $42,000 | 8,654 |
| Pre-tax net operating income | $416,000 | 6,742 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $174,000 | 4,449 |
| Income before extraordinary items | $242,000 | 7,124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $242,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $242,000 | 7,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 4,893 |
| Total interest expense | $1,773,000 | 4,891 |
| Net interest income | $2,872,000 | 4,828 |
| Provision for loan and lease losses | $-501,000 | 8,675 |
| Total noninterest income | $276,000 | 5,803 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $196,000 | 4,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $1,202,000 | 6,738 |
| Salaries and employee benefits | $800,000 | 6,236 |
| Premises and equipment expense | $167,000 | 6,509 |
| Additional noninterest expense | $235,000 | 7,511 |
| Pre-tax net operating income | $2,447,000 | 2,701 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $916,000 | 1,995 |
| Income before extraordinary items | $1,531,000 | 3,158 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,531,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-356,000 | 8,684 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,531,000 | 3,150 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,983,000 | 4,968 |
| Total interest expense | $1,139,000 | 4,888 |
| Net interest income | $1,844,000 | 4,956 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $187,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 4,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $793,000 | 6,799 |
| Salaries and employee benefits | $505,000 | 6,412 |
| Premises and equipment expense | $120,000 | 6,349 |
| Additional noninterest expense | $168,000 | 7,420 |
| Pre-tax net operating income | $1,143,000 | 3,474 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $442,000 | 2,474 |
| Income before extraordinary items | $701,000 | 4,065 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 4,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,062 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $701,000 | 4,052 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,444,000 | 5,013 |
| Total interest expense | $532,000 | 4,942 |
| Net interest income | $912,000 | 4,986 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $96,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $404,000 | 6,751 |
| Salaries and employee benefits | $257,000 | 6,382 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $84,000 | 7,422 |
| Pre-tax net operating income | $549,000 | 3,540 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $220,000 | 2,473 |
| Income before extraordinary items | $329,000 | 4,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $329,000 | 4,161 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 4,934 |
| Total interest expense | $1,677,000 | 4,956 |
| Net interest income | $3,691,000 | 4,864 |
| Provision for loan and lease losses | $230,000 | 3,342 |
| Total noninterest income | $348,000 | 6,030 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $265,000 | 4,451 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $83,000 | 6,696 |
| Total noninterest expense | $1,728,000 | 6,518 |
| Salaries and employee benefits | $1,034,000 | 6,252 |
| Premises and equipment expense | $286,000 | 5,865 |
| Additional noninterest expense | $408,000 | 7,055 |
| Pre-tax net operating income | $2,081,000 | 3,589 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $773,000 | 2,661 |
| Income before extraordinary items | $1,308,000 | 4,131 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,308,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,551 |
| Cash dividends | $125,000 | 5,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,308,000 | 4,104 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 4,974 |
| Total interest expense | $1,180,000 | 4,978 |
| Net interest income | $2,748,000 | 4,901 |
| Provision for loan and lease losses | $155,000 | 3,419 |
| Total noninterest income | $252,000 | 6,128 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $195,000 | 4,515 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,861 |
| Total noninterest expense | $1,265,000 | 6,591 |
| Salaries and employee benefits | $774,000 | 6,240 |
| Premises and equipment expense | $220,000 | 5,802 |
| Additional noninterest expense | $271,000 | 7,311 |
| Pre-tax net operating income | $1,580,000 | 3,611 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $666,000 | 2,464 |
| Income before extraordinary items | $914,000 | 4,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $914,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,485 |
| Cash dividends | $125,000 | 4,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $914,000 | 4,377 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 5,007 |
| Total interest expense | $736,000 | 5,001 |
| Net interest income | $1,809,000 | 4,927 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $171,000 | 6,080 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $126,000 | 4,551 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $45,000 | 6,573 |
| Total noninterest expense | $839,000 | 6,617 |
| Salaries and employee benefits | $504,000 | 6,316 |
| Premises and equipment expense | $165,000 | 5,436 |
| Additional noninterest expense | $170,000 | 7,402 |
| Pre-tax net operating income | $1,041,000 | 3,609 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $444,000 | 2,443 |
| Income before extraordinary items | $597,000 | 4,424 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $597,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-73,000 | 8,583 |
| Cash dividends | $125,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $597,000 | 4,374 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,239,000 | 5,084 |
| Total interest expense | $351,000 | 5,053 |
| Net interest income | $888,000 | 5,007 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $85,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $415,000 | 6,683 |
| Salaries and employee benefits | $245,000 | 6,442 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $85,000 | 7,462 |
| Pre-tax net operating income | $503,000 | 3,661 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $222,000 | 2,433 |
| Income before extraordinary items | $281,000 | 4,552 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $281,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,076 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $281,000 | 4,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,911,000 | 4,906 |
| Total interest expense | $1,297,000 | 4,902 |
| Net interest income | $3,614,000 | 4,809 |
| Provision for loan and lease losses | $220,000 | 3,536 |
| Total noninterest income | $346,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $271,000 | 4,556 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,883 |
| Total noninterest expense | $1,734,000 | 6,475 |
| Salaries and employee benefits | $1,017,000 | 6,224 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $365,000 | 7,321 |
| Pre-tax net operating income | $2,006,000 | 3,495 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $848,000 | 2,432 |
| Income before extraordinary items | $1,158,000 | 4,297 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,158,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 2,054 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,158,000 | 4,226 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 4,926 |
| Total interest expense | $961,000 | 4,894 |
| Net interest income | $2,684,000 | 4,819 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $256,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $203,000 | 4,598 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 6,981 |
| Total noninterest expense | $1,212,000 | 6,649 |
| Salaries and employee benefits | $736,000 | 6,304 |
| Premises and equipment expense | $226,000 | 5,632 |
| Additional noninterest expense | $250,000 | 7,495 |
| Pre-tax net operating income | $1,583,000 | 3,457 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $626,000 | 2,491 |
| Income before extraordinary items | $957,000 | 4,116 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $957,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $125,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $957,000 | 4,049 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 5,011 |
| Total interest expense | $632,000 | 4,949 |
| Net interest income | $1,744,000 | 4,895 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $172,000 | 6,163 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $136,000 | 4,574 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $36,000 | 6,981 |
| Total noninterest expense | $788,000 | 6,762 |
| Salaries and employee benefits | $478,000 | 6,442 |
| Premises and equipment expense | $151,000 | 5,643 |
| Additional noninterest expense | $159,000 | 7,625 |
| Pre-tax net operating income | $1,038,000 | 3,447 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $414,000 | 2,503 |
| Income before extraordinary items | $624,000 | 4,136 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 2,667 |
| Cash dividends | $125,000 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $624,000 | 4,050 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 5,055 |
| Total interest expense | $311,000 | 5,061 |
| Net interest income | $869,000 | 4,912 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $398,000 | 6,775 |
| Salaries and employee benefits | $229,000 | 6,615 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $84,000 | 7,525 |
| Pre-tax net operating income | $516,000 | 3,436 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $207,000 | 2,523 |
| Income before extraordinary items | $309,000 | 4,187 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $309,000 | 4,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $309,000 | 4,064 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 5,089 |
| Total interest expense | $1,254,000 | 5,418 |
| Net interest income | $3,473,000 | 4,826 |
| Provision for loan and lease losses | $160,000 | 4,471 |
| Total noninterest income | $329,000 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $213,000 | 5,125 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $116,000 | 6,281 |
| Total noninterest expense | $1,652,000 | 6,607 |
| Salaries and employee benefits | $1,000,000 | 6,263 |
| Premises and equipment expense | $274,000 | 5,930 |
| Additional noninterest expense | $378,000 | 7,284 |
| Pre-tax net operating income | $1,990,000 | 3,409 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $706,000 | 2,783 |
| Income before extraordinary items | $1,284,000 | 3,960 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,284,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,718 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,284,000 | 3,790 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 5,124 |
| Total interest expense | $946,000 | 5,545 |
| Net interest income | $2,626,000 | 4,796 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $243,000 | 6,482 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $189,000 | 4,763 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $1,190,000 | 6,723 |
| Salaries and employee benefits | $726,000 | 6,360 |
| Premises and equipment expense | $205,000 | 5,942 |
| Additional noninterest expense | $259,000 | 7,484 |
| Pre-tax net operating income | $1,564,000 | 3,434 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $613,000 | 2,630 |
| Income before extraordinary items | $951,000 | 4,116 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $951,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,854 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $951,000 | 3,936 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 5,184 |
| Total interest expense | $636,000 | 5,648 |
| Net interest income | $1,724,000 | 4,849 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $162,000 | 6,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $121,000 | 4,843 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $41,000 | 6,905 |
| Total noninterest expense | $778,000 | 6,786 |
| Salaries and employee benefits | $467,000 | 6,493 |
| Premises and equipment expense | $139,000 | 5,890 |
| Additional noninterest expense | $172,000 | 7,493 |
| Pre-tax net operating income | $1,028,000 | 3,463 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $405,000 | 2,665 |
| Income before extraordinary items | $623,000 | 4,179 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $623,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 9,014 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $623,000 | 3,983 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 5,252 |
| Total interest expense | $324,000 | 5,705 |
| Net interest income | $841,000 | 4,913 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $57,000 | 4,884 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $400,000 | 6,715 |
| Salaries and employee benefits | $228,000 | 6,579 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $472,000 | 3,636 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $190,000 | 2,786 |
| Income before extraordinary items | $282,000 | 4,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $282,000 | 4,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 9,130 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $282,000 | 4,210 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 5,408 |
| Total interest expense | $1,459,000 | 5,823 |
| Net interest income | $3,204,000 | 5,075 |
| Provision for loan and lease losses | $220,000 | 4,159 |
| Total noninterest income | $328,000 | 6,258 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,976 |
| Total noninterest expense | $1,568,000 | 6,711 |
| Salaries and employee benefits | $901,000 | 6,516 |
| Premises and equipment expense | $276,000 | 5,815 |
| Additional noninterest expense | $391,000 | 7,214 |
| Pre-tax net operating income | $1,744,000 | 3,731 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $654,000 | 2,972 |
| Income before extraordinary items | $1,090,000 | 4,350 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,090,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $90,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,090,000 | 4,244 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 6,151 |
| Total interest expense | $1,767,000 | 6,477 |
| Net interest income | $2,481,000 | 5,744 |
| Provision for loan and lease losses | $171,000 | 4,519 |
| Total noninterest income | $286,000 | 6,539 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $221,000 | 4,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,283,000 | 7,259 |
| Salaries and employee benefits | $724,000 | 7,104 |
| Premises and equipment expense | $236,000 | 6,262 |
| Additional noninterest expense | $323,000 | 7,685 |
| Pre-tax net operating income | $1,313,000 | 4,199 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $551,000 | 3,138 |
| Income before extraordinary items | $762,000 | 5,001 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $762,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 9,422 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $762,000 | 4,890 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 6,778 |
| Total interest expense | $1,621,000 | 6,913 |
| Net interest income | $2,034,000 | 6,512 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $235,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $1,042,000 | 7,896 |
| Salaries and employee benefits | $574,000 | 7,842 |
| Premises and equipment expense | $209,000 | 6,622 |
| Additional noninterest expense | $259,000 | 8,269 |
| Pre-tax net operating income | $1,087,000 | 5,037 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $400,000 | 3,983 |
| Income before extraordinary items | $687,000 | 5,476 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $687,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,477 |
| Cash dividends | $70,000 | 6,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $687,000 | 5,475 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,998,000 | 7,385 |
| Total interest expense | $1,271,000 | 7,471 |
| Net interest income | $1,727,000 | 7,151 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $230,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,882 |
| Total noninterest expense | $953,000 | 8,259 |
| Salaries and employee benefits | $481,000 | 8,453 |
| Premises and equipment expense | $194,000 | 6,910 |
| Additional noninterest expense | $278,000 | 8,318 |
| Pre-tax net operating income | $874,000 | 5,675 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $333,000 | 4,589 |
| Income before extraordinary items | $542,000 | 6,202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $542,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,042 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $541,360 | 6,191 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 7,734 |
| Total interest expense | $1,215,000 | 7,872 |
| Net interest income | $1,609,000 | 7,453 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $229,000 | 7,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 5,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $816,000 | 8,726 |
| Salaries and employee benefits | $408,000 | 8,920 |
| Premises and equipment expense | $195,000 | 6,798 |
| Additional noninterest expense | $213,000 | 8,983 |
| Pre-tax net operating income | $962,000 | 5,537 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $587,000 | 6,115 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $587,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $60,000 | 6,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $587,000 | 6,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 8,268 |
| Total interest expense | $1,094,000 | 8,424 |
| Net interest income | $1,488,000 | 8,008 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $214,000 | 7,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,480 |
| Total noninterest expense | $746,000 | 9,234 |
| Salaries and employee benefits | $354,000 | 9,565 |
| Premises and equipment expense | $174,000 | 7,310 |
| Additional noninterest expense | $218,000 | 9,190 |
| Pre-tax net operating income | $896,000 | 6,166 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $294,000 | 5,783 |
| Income before extraordinary items | $602,000 | 6,361 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $602,000 | 6,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $602,000 | 6,307 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 9,084 |
| Total interest expense | $936,000 | 9,220 |
| Net interest income | $1,275,000 | 8,833 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $197,000 | 8,278 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 9,496 |
| Total noninterest expense | $672,000 | 9,906 |
| Salaries and employee benefits | $322,000 | 10,155 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $171,000 | 10,282 |
| Pre-tax net operating income | $752,000 | 6,690 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $275,000 | 6,111 |
| Income before extraordinary items | $477,000 | 7,060 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $477,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $477,000 | 6,998 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 10,066 |
| Total interest expense | $748,000 | 10,128 |
| Net interest income | $1,015,000 | 9,899 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $201,000 | 8,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $615,000 | 10,511 |
| Salaries and employee benefits | $288,000 | 10,853 |
| Premises and equipment expense | $152,000 | 8,217 |
| Additional noninterest expense | $175,000 | 10,756 |
| Pre-tax net operating income | $559,000 | 8,130 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $238,000 | 6,833 |
| Income before extraordinary items | $321,000 | 8,731 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $321,000 | 8,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $40,000 | 7,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $321,000 | 8,699 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 10,998 |
| Total interest expense | $522,000 | 10,997 |
| Net interest income | $849,000 | 10,885 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $143,000 | 9,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $527,000 | 11,470 |
| Salaries and employee benefits | $258,000 | 11,597 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $147,000 | 11,821 |
| Pre-tax net operating income | $427,000 | 9,143 |
| Securities gains (losses) | $-34,000 | 10,758 |
| Applicable income taxes | $155,000 | 8,217 |
| Income before extraordinary items | $238,000 | 9,832 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $238,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $259,760 | 9,651 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 11,789 |
| Total interest expense | $460,000 | 11,892 |
| Net interest income | $787,000 | 11,546 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $138,000 | 10,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,117 |
| Total noninterest expense | $477,000 | 12,279 |
| Salaries and employee benefits | $218,000 | 12,481 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $400,000 | 9,417 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $250,000 | 10,045 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $250,000 | 10,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $15,000 | 8,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $250,000 | 9,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 12,465 |
| Total interest expense | $541,000 | 12,567 |
| Net interest income | $727,000 | 12,200 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $122,000 | 11,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $434,000 | 12,997 |
| Salaries and employee benefits | $188,000 | 13,267 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $141,000 | 13,080 |
| Pre-tax net operating income | $358,000 | 9,606 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $137,000 | 8,960 |
| Income before extraordinary items | $221,000 | 10,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $221,000 | 9,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.