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First State Bank Langdon, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$5,107,000	5,659
Total interest expense	$2,670,000	5,335
Net interest income	$2,437,000	5,908
Provision for loan and lease losses	$260,000	3,149
Total noninterest income	$123,000	8,253
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$51,000	7,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	7,129
Total noninterest expense	$1,599,000	6,488
Salaries and employee benefits	$943,000	6,152
Premises and equipment expense	$194,000	6,868
Additional noninterest expense	$462,000	6,692
Pre-tax net operating income	$701,000	6,218
Securities gains (losses)	$-5,000	7,961
Applicable income taxes	$49,000	7,256
Income before extraordinary items	$647,000	5,634
Extraordinary gains, net	$0	38
Net income	$647,000	5,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,014
Cash dividends	$630,000	3,100
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$651,650	5,625
1999-12-31 (YTD Data)		Rank
Total interest income	$4,772,000	5,734
Total interest expense	$2,473,000	5,225
Net interest income	$2,299,000	6,100
Provision for loan and lease losses	$145,000	4,342
Total noninterest income	$133,000	8,339
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	7,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	6,986
Total noninterest expense	$1,520,000	6,723
Salaries and employee benefits	$886,000	6,374
Premises and equipment expense	$176,000	7,199
Additional noninterest expense	$458,000	6,833
Pre-tax net operating income	$767,000	6,057
Securities gains (losses)	$8,000	1,870
Applicable income taxes	$259,000	5,121
Income before extraordinary items	$516,000	6,321
Extraordinary gains, net	$0	35
Net income	$516,000	6,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$194,000	2,444
Cash dividends	$150,000	5,619
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$510,640	6,348
1998-12-31 (YTD Data)		Rank
Total interest income	$4,937,000	5,725
Total interest expense	$2,512,000	5,348
Net interest income	$2,425,000	5,956
Provision for loan and lease losses	$360,000	2,235
Total noninterest income	$141,000	8,365
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	7,990
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	6,894
Total noninterest expense	$1,417,000	6,914
Salaries and employee benefits	$861,000	6,404
Premises and equipment expense	$158,000	7,480
Additional noninterest expense	$398,000	7,234
Pre-tax net operating income	$789,000	6,139
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$225,000	5,892
Income before extraordinary items	$567,000	6,223
Extraordinary gains, net	$0	32
Net income	$567,000	6,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$290,000	1,905
Cash dividends	$600,000	3,104
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$564,840	6,123
1997-12-31 (YTD Data)		Rank
Total interest income	$4,971,000	5,827
Total interest expense	$2,599,000	5,264
Net interest income	$2,372,000	6,257
Provision for loan and lease losses	$325,000	2,444
Total noninterest income	$159,000	8,440
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	8,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$100,000	6,788
Total noninterest expense	$1,331,000	7,231
Salaries and employee benefits	$807,000	6,749
Premises and equipment expense	$157,000	7,652
Additional noninterest expense	$367,000	7,648
Pre-tax net operating income	$875,000	6,233
Securities gains (losses)	$5,000	2,787
Applicable income taxes	$255,000	6,207
Income before extraordinary items	$625,000	6,231
Extraordinary gains, net	$0	44
Net income	$625,000	6,232
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$130,000	3,290
Cash dividends	$275,000	4,748
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$621,450	6,187
1996-12-31 (YTD Data)		Rank
Total interest income	$4,706,000	6,196
Total interest expense	$2,466,000	5,563
Net interest income	$2,240,000	6,682
Provision for loan and lease losses	$233,000	3,098
Total noninterest income	$140,000	9,172
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$43,000	9,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	7,219
Total noninterest expense	$1,219,000	7,934
Salaries and employee benefits	$745,000	7,279
Premises and equipment expense	$138,000	8,337
Additional noninterest expense	$336,000	8,505
Pre-tax net operating income	$928,000	5,995
Securities gains (losses)	$-4,000	9,823
Applicable income taxes	$262,000	6,289
Income before extraordinary items	$662,000	5,931
Extraordinary gains, net	$0	53
Net income	$662,000	5,933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	4,343
Cash dividends	$400,000	3,860
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$664,880	5,864
1995-12-31 (YTD Data)		Rank
Total interest income	$4,381,000	6,586
Total interest expense	$2,355,000	5,802
Net interest income	$2,026,000	7,243
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$137,000	9,537
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	9,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	7,568
Total noninterest expense	$1,173,000	8,301
Salaries and employee benefits	$685,000	7,815
Premises and equipment expense	$132,000	8,739
Additional noninterest expense	$356,000	8,641
Pre-tax net operating income	$930,000	6,280
Securities gains (losses)	$-36,000	10,960
Applicable income taxes	$241,000	6,773
Income before extraordinary items	$653,000	6,286
Extraordinary gains, net	$0	65
Net income	$653,000	6,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,707
Cash dividends	$450,000	3,566
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$679,280	6,095
1994-12-31 (YTD Data)		Rank
Total interest income	$3,880,000	6,852
Total interest expense	$1,908,000	5,818
Net interest income	$1,972,000	7,635
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$145,000	9,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	9,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,636
Total noninterest expense	$1,186,000	8,658
Salaries and employee benefits	$643,000	8,320
Premises and equipment expense	$133,000	9,004
Additional noninterest expense	$410,000	8,730
Pre-tax net operating income	$871,000	6,536
Securities gains (losses)	$-22,000	10,411
Applicable income taxes	$225,000	6,938
Income before extraordinary items	$624,000	6,367
Extraordinary gains, net	$0	249
Net income	$624,000	6,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,783
Cash dividends	$350,000	4,074
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$640,060	6,349
1993-12-31 (YTD Data)		Rank
Total interest income	$3,749,000	7,194
Total interest expense	$1,754,000	6,472
Net interest income	$1,995,000	7,690
Provision for loan and lease losses	$45,000	7,729
Total noninterest income	$141,000	10,393
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	10,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$92,000	8,143
Total noninterest expense	$1,135,000	9,183
Salaries and employee benefits	$630,000	8,551
Premises and equipment expense	$140,000	9,169
Additional noninterest expense	$365,000	9,662
Pre-tax net operating income	$956,000	6,083
Securities gains (losses)	$-25,000	12,965
Applicable income taxes	$274,000	6,421
Income before extraordinary items	$657,000	6,380
Extraordinary gains, net	$18,000	2,745
Net income	$675,000	6,435
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$100,000	4,557
Cash dividends	$325,000	4,161
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$674,750	6,028
1992-12-31 (YTD Data)		Rank
Total interest income	$3,934,000	7,601
Total interest expense	$2,003,000	7,101
Net interest income	$1,931,000	7,943
Provision for loan and lease losses	$24,000	10,335
Total noninterest income	$117,000	11,273
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	10,402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	9,328
Total noninterest expense	$1,089,000	9,571
Salaries and employee benefits	$587,000	8,926
Premises and equipment expense	$140,000	9,399
Additional noninterest expense	$362,000	10,049
Pre-tax net operating income	$935,000	5,922
Securities gains (losses)	$15,000	5,962
Applicable income taxes	$313,000	5,758
Income before extraordinary items	$637,000	6,315
Extraordinary gains, net	$0	1,422
Net income	$637,000	6,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	12,939
Cash dividends	$275,000	4,239
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$626,950	6,030

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.