Home > First State Bank, Lake Lillian, Minnesota > Income and Expense
First State Bank, Lake Lillian, Minnesota, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 6,241 |
| Total interest expense | $166,000 | 8,401 |
| Net interest income | $2,401,000 | 5,305 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $103,000 | 7,650 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 5,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 8,551 |
| Total noninterest expense | $1,290,000 | 6,533 |
| Salaries and employee benefits | $262,000 | 8,351 |
| Premises and equipment expense | $96,000 | 7,530 |
| Additional noninterest expense | $932,000 | 3,704 |
| Pre-tax net operating income | $1,214,000 | 4,282 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $1,213,000 | 3,633 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,213,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $1,590,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,213,000 | 3,603 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 6,180 |
| Total interest expense | $109,000 | 8,402 |
| Net interest income | $1,607,000 | 5,276 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $73,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $68,000 | 5,783 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $846,000 | 6,593 |
| Salaries and employee benefits | $179,000 | 8,317 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $596,000 | 3,825 |
| Pre-tax net operating income | $834,000 | 4,189 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $833,000 | 3,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $833,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,377,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $833,000 | 3,501 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,298 |
| Total interest expense | $45,000 | 8,550 |
| Net interest income | $780,000 | 5,397 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $32,000 | 5,874 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $370,000 | 6,981 |
| Salaries and employee benefits | $85,000 | 8,456 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $254,000 | 4,317 |
| Pre-tax net operating income | $445,000 | 3,999 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $444,000 | 3,346 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $444,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $1,199,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $444,000 | 3,311 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 6,058 |
| Total interest expense | $149,000 | 8,614 |
| Net interest income | $3,250,000 | 5,158 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $194,000 | 7,201 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $167,000 | 5,592 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $1,385,000 | 7,097 |
| Salaries and employee benefits | $431,000 | 8,199 |
| Premises and equipment expense | $137,000 | 7,477 |
| Additional noninterest expense | $817,000 | 5,017 |
| Pre-tax net operating income | $2,029,000 | 3,467 |
| Securities gains (losses) | $-19,000 | 8,377 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $2,009,000 | 2,911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,009,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $1,846,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,028,000 | 2,813 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 6,020 |
| Total interest expense | $108,000 | 8,685 |
| Net interest income | $2,475,000 | 5,091 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $155,000 | 7,129 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $133,000 | 5,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $964,000 | 7,256 |
| Salaries and employee benefits | $280,000 | 8,381 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $586,000 | 5,114 |
| Pre-tax net operating income | $1,662,000 | 3,345 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $1,661,000 | 2,720 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,661,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,894 |
| Cash dividends | $1,696,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,661,000 | 2,661 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 6,044 |
| Total interest expense | $73,000 | 8,737 |
| Net interest income | $1,640,000 | 5,113 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $108,000 | 7,087 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $95,000 | 5,380 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,126 |
| Total noninterest expense | $660,000 | 7,252 |
| Salaries and employee benefits | $192,000 | 8,397 |
| Premises and equipment expense | $69,000 | 7,486 |
| Additional noninterest expense | $399,000 | 5,068 |
| Pre-tax net operating income | $1,085,000 | 3,342 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,084,000 | 2,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,084,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $1,430,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,084,000 | 2,667 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 6,070 |
| Total interest expense | $37,000 | 8,783 |
| Net interest income | $820,000 | 5,123 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $327,000 | 7,297 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $547,000 | 3,299 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $546,000 | 2,730 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $546,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $1,190,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $546,000 | 2,633 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 6,583 |
| Total interest expense | $170,000 | 8,811 |
| Net interest income | $2,776,000 | 5,554 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $189,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $175,000 | 5,547 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $1,308,000 | 7,249 |
| Salaries and employee benefits | $389,000 | 8,454 |
| Premises and equipment expense | $141,000 | 7,527 |
| Additional noninterest expense | $778,000 | 5,142 |
| Pre-tax net operating income | $1,632,000 | 3,899 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $4,000 | 7,246 |
| Income before extraordinary items | $1,620,000 | 3,360 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,620,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,435 |
| Cash dividends | $1,489,000 | 1,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,628,000 | 3,195 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 6,850 |
| Total interest expense | $131,000 | 8,907 |
| Net interest income | $1,948,000 | 5,793 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $163,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $147,000 | 5,359 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $935,000 | 7,363 |
| Salaries and employee benefits | $254,000 | 8,642 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $582,000 | 5,122 |
| Pre-tax net operating income | $1,176,000 | 4,134 |
| Securities gains (losses) | $-8,000 | 8,920 |
| Applicable income taxes | $4,000 | 7,286 |
| Income before extraordinary items | $1,164,000 | 3,581 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,164,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,291 |
| Cash dividends | $1,348,000 | 1,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,172,000 | 3,391 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,362,000 | 6,943 |
| Total interest expense | $89,000 | 8,953 |
| Net interest income | $1,273,000 | 5,869 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $111,000 | 7,204 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $106,000 | 5,131 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $628,000 | 7,373 |
| Salaries and employee benefits | $179,000 | 8,593 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $392,000 | 5,079 |
| Pre-tax net operating income | $756,000 | 4,215 |
| Securities gains (losses) | $-8,000 | 9,027 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $744,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $744,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,223 |
| Cash dividends | $1,158,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $751,920 | 3,479 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 7,094 |
| Total interest expense | $47,000 | 9,000 |
| Net interest income | $606,000 | 6,032 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $31,000 | 8,103 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $305,000 | 7,476 |
| Salaries and employee benefits | $91,000 | 8,622 |
| Premises and equipment expense | $27,000 | 8,005 |
| Additional noninterest expense | $187,000 | 5,211 |
| Pre-tax net operating income | $332,000 | 4,526 |
| Securities gains (losses) | $-8,000 | 9,142 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $323,000 | 4,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $323,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $820,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $331,000 | 3,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 6,981 |
| Total interest expense | $231,000 | 9,019 |
| Net interest income | $2,643,000 | 5,723 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $158,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $144,000 | 5,906 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $1,249,000 | 7,363 |
| Salaries and employee benefits | $379,000 | 8,586 |
| Premises and equipment expense | $94,000 | 8,249 |
| Additional noninterest expense | $776,000 | 5,040 |
| Pre-tax net operating income | $1,552,000 | 4,028 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $18,000 | 7,092 |
| Income before extraordinary items | $1,534,000 | 3,437 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,534,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,624 |
| Cash dividends | $1,341,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,534,000 | 3,328 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 6,421 |
| Total interest expense | $393,000 | 9,169 |
| Net interest income | $3,532,000 | 4,526 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $187,000 | 7,430 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $155,000 | 5,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $32,000 | 8,285 |
| Total noninterest expense | $2,239,000 | 5,323 |
| Salaries and employee benefits | $338,000 | 8,907 |
| Premises and equipment expense | $44,000 | 9,231 |
| Additional noninterest expense | $1,857,000 | 2,408 |
| Pre-tax net operating income | $1,480,000 | 3,899 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $14,000 | 7,470 |
| Income before extraordinary items | $1,466,000 | 3,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,466,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $1,498,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,466,000 | 3,175 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 6,407 |
| Total interest expense | $419,000 | 9,383 |
| Net interest income | $3,685,000 | 4,448 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $217,000 | 7,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 5,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $2,508,000 | 4,844 |
| Salaries and employee benefits | $331,000 | 9,102 |
| Premises and equipment expense | $33,000 | 9,633 |
| Additional noninterest expense | $2,144,000 | 2,023 |
| Pre-tax net operating income | $1,394,000 | 4,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $139,000 | 6,052 |
| Income before extraordinary items | $1,255,000 | 3,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,255,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $396,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,255,000 | 3,726 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 7,310 |
| Total interest expense | $395,000 | 9,659 |
| Net interest income | $2,661,000 | 5,586 |
| Provision for loan and lease losses | $34,000 | 7,136 |
| Total noninterest income | $228,000 | 7,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $1,887,000 | 5,893 |
| Salaries and employee benefits | $351,000 | 9,185 |
| Premises and equipment expense | $-9,000 | 10,215 |
| Additional noninterest expense | $1,545,000 | 2,795 |
| Pre-tax net operating income | $968,000 | 5,405 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $98,000 | 6,945 |
| Income before extraordinary items | $865,000 | 4,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $865,000 | 4,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,427 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $869,500 | 4,799 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 8,504 |
| Total interest expense | $391,000 | 9,902 |
| Net interest income | $1,760,000 | 7,143 |
| Provision for loan and lease losses | $32,000 | 7,261 |
| Total noninterest income | $220,000 | 7,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $1,325,000 | 7,175 |
| Salaries and employee benefits | $340,000 | 9,356 |
| Premises and equipment expense | $-7,000 | 10,459 |
| Additional noninterest expense | $992,000 | 3,992 |
| Pre-tax net operating income | $623,000 | 6,800 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $103,000 | 7,481 |
| Income before extraordinary items | $520,000 | 6,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $520,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $258,000 | 4,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $520,000 | 6,374 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 9,439 |
| Total interest expense | $370,000 | 10,391 |
| Net interest income | $1,318,000 | 8,430 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $248,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,011 |
| Total noninterest expense | $1,122,000 | 7,937 |
| Salaries and employee benefits | $331,000 | 9,727 |
| Premises and equipment expense | $13,000 | 10,829 |
| Additional noninterest expense | $778,000 | 4,826 |
| Pre-tax net operating income | $444,000 | 8,218 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $296,000 | 8,408 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $296,000 | 8,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $328,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $296,000 | 8,365 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,389,000 | 10,265 |
| Total interest expense | $338,000 | 11,006 |
| Net interest income | $1,051,000 | 9,413 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $370,000 | 6,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,844 |
| Total noninterest expense | $927,000 | 8,977 |
| Salaries and employee benefits | $311,000 | 10,266 |
| Premises and equipment expense | $46,000 | 10,757 |
| Additional noninterest expense | $570,000 | 6,547 |
| Pre-tax net operating income | $494,000 | 7,970 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $160,000 | 7,726 |
| Income before extraordinary items | $334,000 | 8,122 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $334,000 | 8,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,158 |
| Cash dividends | $270,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $334,000 | 8,063 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 10,836 |
| Total interest expense | $323,000 | 11,528 |
| Net interest income | $979,000 | 10,000 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $362,000 | 6,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,310 |
| Total noninterest expense | $918,000 | 9,295 |
| Salaries and employee benefits | $304,000 | 10,711 |
| Premises and equipment expense | $40,000 | 11,383 |
| Additional noninterest expense | $574,000 | 6,696 |
| Pre-tax net operating income | $417,000 | 8,959 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $146,000 | 8,329 |
| Income before extraordinary items | $271,000 | 9,214 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $271,000 | 9,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,995 |
| Cash dividends | $115,000 | 6,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $271,000 | 9,183 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 11,652 |
| Total interest expense | $265,000 | 12,160 |
| Net interest income | $769,000 | 11,154 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $337,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $667,000 | 10,840 |
| Salaries and employee benefits | $292,000 | 11,282 |
| Premises and equipment expense | $-17,000 | 12,602 |
| Additional noninterest expense | $392,000 | 8,903 |
| Pre-tax net operating income | $249,000 | 10,497 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $134,000 | 8,630 |
| Income before extraordinary items | $115,000 | 11,219 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $115,000 | 11,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,167 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $115,000 | 11,266 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 12,269 |
| Total interest expense | $282,000 | 12,743 |
| Net interest income | $728,000 | 11,759 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $308,000 | 7,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $606,000 | 11,623 |
| Salaries and employee benefits | $266,000 | 12,017 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $295,000 | 10,515 |
| Pre-tax net operating income | $405,000 | 9,372 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $248,000 | 10,067 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $248,000 | 10,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $248,000 | 9,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 12,763 |
| Total interest expense | $352,000 | 13,348 |
| Net interest income | $778,000 | 11,997 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $324,000 | 7,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $638,000 | 11,834 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $434,000 | 8,930 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $194,000 | 7,674 |
| Income before extraordinary items | $240,000 | 10,044 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $240,000 | 10,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 5,843 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $240,000 | 9,685 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.