Home > First State Bank, Jones, Oklahoma > Income and Expense
First State Bank, Jones, Oklahoma, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $78,000 | 7,995 |
| Total interest expense | $16,000 | 7,969 |
| Net interest income | $62,000 | 7,988 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $21,000 | 7,587 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $18,000 | 6,922 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,000 | 7,342 |
| Total noninterest expense | $68,000 | 8,010 |
| Salaries and employee benefits | $50,000 | 7,993 |
| Premises and equipment expense | $8,000 | 7,973 |
| Additional noninterest expense | $10,000 | 8,010 |
| Pre-tax net operating income | $15,000 | 5,360 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $4,000 | 4,084 |
| Income before extraordinary items | $11,000 | 5,495 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,000 | 5,494 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $11,000 | 5,494 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $11,000 | 5,442 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 7,395 |
| Total interest expense | $277,000 | 7,524 |
| Net interest income | $967,000 | 7,201 |
| Provision for loan and lease losses | $37,000 | 6,711 |
| Total noninterest income | $241,000 | 5,582 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $205,000 | 4,087 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $1,022,000 | 6,995 |
| Salaries and employee benefits | $520,000 | 7,018 |
| Premises and equipment expense | $120,000 | 6,887 |
| Additional noninterest expense | $382,000 | 6,776 |
| Pre-tax net operating income | $149,000 | 5,120 |
| Securities gains (losses) | $25,000 | 2,648 |
| Applicable income taxes | $46,000 | 3,371 |
| Income before extraordinary items | $128,000 | 5,195 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $128,000 | 5,193 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $128,000 | 5,193 |
| Net charge-offs | $30,000 | 6,030 |
| Cash dividends | $84,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $109,500 | 5,205 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 7,418 |
| Total interest expense | $200,000 | 7,567 |
| Net interest income | $657,000 | 7,201 |
| Provision for loan and lease losses | $28,000 | 6,551 |
| Total noninterest income | $162,000 | 5,586 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $140,000 | 4,011 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,000 | 6,709 |
| Total noninterest expense | $690,000 | 7,034 |
| Salaries and employee benefits | $348,000 | 7,077 |
| Premises and equipment expense | $79,000 | 6,963 |
| Additional noninterest expense | $263,000 | 6,754 |
| Pre-tax net operating income | $101,000 | 5,210 |
| Securities gains (losses) | $25,000 | 2,233 |
| Applicable income taxes | $31,000 | 3,458 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $29,000 | 5,364 |
| Cash dividends | $56,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $76,250 | 5,295 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 7,432 |
| Total interest expense | $108,000 | 7,586 |
| Net interest income | $332,000 | 7,203 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $80,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $69,000 | 3,996 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $340,000 | 7,057 |
| Salaries and employee benefits | $173,000 | 7,132 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $127,000 | 6,685 |
| Pre-tax net operating income | $57,000 | 5,532 |
| Securities gains (losses) | $24,000 | 1,606 |
| Applicable income taxes | $16,000 | 3,709 |
| Income before extraordinary items | $65,000 | 5,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $65,000 | 5,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $65,000 | 5,465 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $28,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $45,800 | 5,596 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 7,397 |
| Total interest expense | $617,000 | 7,476 |
| Net interest income | $1,283,000 | 7,269 |
| Provision for loan and lease losses | $46,000 | 6,648 |
| Total noninterest income | $371,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $322,000 | 3,889 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $49,000 | 6,777 |
| Total noninterest expense | $1,308,000 | 7,145 |
| Salaries and employee benefits | $719,000 | 7,111 |
| Premises and equipment expense | $151,000 | 7,134 |
| Additional noninterest expense | $438,000 | 6,892 |
| Pre-tax net operating income | $300,000 | 5,447 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $88,000 | 3,476 |
| Income before extraordinary items | $217,000 | 5,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $217,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $112,000 | 4,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $213,450 | 5,590 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 7,472 |
| Total interest expense | $488,000 | 7,535 |
| Net interest income | $949,000 | 7,346 |
| Provision for loan and lease losses | $41,000 | 6,079 |
| Total noninterest income | $286,000 | 5,457 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $248,000 | 3,864 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $38,000 | 6,880 |
| Total noninterest expense | $956,000 | 7,184 |
| Salaries and employee benefits | $508,000 | 7,223 |
| Premises and equipment expense | $120,000 | 7,093 |
| Additional noninterest expense | $328,000 | 6,875 |
| Pre-tax net operating income | $238,000 | 5,892 |
| Securities gains (losses) | $5,000 | 2,631 |
| Applicable income taxes | $76,000 | 3,821 |
| Income before extraordinary items | $167,000 | 5,858 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $167,000 | 5,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,992 |
| Cash dividends | $84,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $163,550 | 6,047 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,554 |
| Total interest expense | $338,000 | 7,596 |
| Net interest income | $609,000 | 7,429 |
| Provision for loan and lease losses | $26,000 | 5,799 |
| Total noninterest income | $192,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $165,000 | 3,872 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $640,000 | 7,234 |
| Salaries and employee benefits | $342,000 | 7,272 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $218,000 | 6,913 |
| Pre-tax net operating income | $135,000 | 6,198 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $61,000 | 3,888 |
| Income before extraordinary items | $78,000 | 6,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 6,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $56,000 | 4,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $75,440 | 6,459 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,678 |
| Total interest expense | $171,000 | 7,682 |
| Net interest income | $291,000 | 7,544 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $89,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $323,000 | 7,262 |
| Salaries and employee benefits | $170,000 | 7,320 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $111,000 | 6,884 |
| Pre-tax net operating income | $46,000 | 6,660 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $46,000 | 3,650 |
| Income before extraordinary items | $4,000 | 7,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $28,000 | 3,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,440 | 7,170 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 7,696 |
| Total interest expense | $659,000 | 7,725 |
| Net interest income | $1,142,000 | 7,573 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $344,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $292,000 | 4,132 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $52,000 | 7,060 |
| Total noninterest expense | $1,247,000 | 7,287 |
| Salaries and employee benefits | $697,000 | 7,258 |
| Premises and equipment expense | $156,000 | 7,182 |
| Additional noninterest expense | $394,000 | 7,071 |
| Pre-tax net operating income | $203,000 | 6,861 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $203,000 | 6,781 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $203,000 | 6,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,454 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $203,000 | 6,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 7,738 |
| Total interest expense | $495,000 | 7,764 |
| Net interest income | $855,000 | 7,628 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $253,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $216,000 | 4,172 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 7,140 |
| Total noninterest expense | $905,000 | 7,334 |
| Salaries and employee benefits | $497,000 | 7,343 |
| Premises and equipment expense | $117,000 | 7,179 |
| Additional noninterest expense | $291,000 | 7,096 |
| Pre-tax net operating income | $176,000 | 7,057 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $176,000 | 6,931 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $176,000 | 6,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $92,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $176,000 | 6,914 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $902,000 | 7,790 |
| Total interest expense | $333,000 | 7,788 |
| Net interest income | $569,000 | 7,681 |
| Provision for loan and lease losses | $21,000 | 5,289 |
| Total noninterest income | $164,000 | 5,971 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $140,000 | 4,239 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $24,000 | 7,211 |
| Total noninterest expense | $603,000 | 7,382 |
| Salaries and employee benefits | $327,000 | 7,410 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $196,000 | 7,115 |
| Pre-tax net operating income | $109,000 | 7,187 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-19,000 | 8,196 |
| Income before extraordinary items | $128,000 | 6,915 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $128,000 | 6,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $56,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $128,000 | 6,897 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $446,000 | 7,833 |
| Total interest expense | $166,000 | 7,825 |
| Net interest income | $280,000 | 7,746 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $76,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $67,000 | 4,285 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $304,000 | 7,399 |
| Salaries and employee benefits | $162,000 | 7,476 |
| Premises and equipment expense | $40,000 | 7,184 |
| Additional noninterest expense | $102,000 | 7,049 |
| Pre-tax net operating income | $43,000 | 7,371 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-19,000 | 8,302 |
| Income before extraordinary items | $62,000 | 6,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $28,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $62,000 | 6,968 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 7,822 |
| Total interest expense | $533,000 | 7,858 |
| Net interest income | $1,102,000 | 7,699 |
| Provision for loan and lease losses | $30,000 | 6,013 |
| Total noninterest income | $319,000 | 6,052 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $270,000 | 4,330 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $49,000 | 7,272 |
| Total noninterest expense | $1,185,000 | 7,411 |
| Salaries and employee benefits | $680,000 | 7,340 |
| Premises and equipment expense | $122,000 | 7,568 |
| Additional noninterest expense | $383,000 | 7,157 |
| Pre-tax net operating income | $206,000 | 7,385 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-5,000 | 8,168 |
| Income before extraordinary items | $211,000 | 7,229 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $211,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $112,000 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $211,000 | 7,219 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,230,000 | 7,873 |
| Total interest expense | $391,000 | 7,902 |
| Net interest income | $839,000 | 7,752 |
| Provision for loan and lease losses | $24,000 | 5,878 |
| Total noninterest income | $240,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $202,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $863,000 | 7,475 |
| Salaries and employee benefits | $484,000 | 7,441 |
| Premises and equipment expense | $85,000 | 7,673 |
| Additional noninterest expense | $294,000 | 7,125 |
| Pre-tax net operating income | $192,000 | 7,445 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-19,000 | 8,440 |
| Income before extraordinary items | $211,000 | 7,166 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $211,000 | 7,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $84,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $211,000 | 7,157 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $807,000 | 7,915 |
| Total interest expense | $249,000 | 7,938 |
| Net interest income | $558,000 | 7,804 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $148,000 | 6,256 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $131,000 | 4,411 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $577,000 | 7,510 |
| Salaries and employee benefits | $324,000 | 7,478 |
| Premises and equipment expense | $44,000 | 7,973 |
| Additional noninterest expense | $209,000 | 7,003 |
| Pre-tax net operating income | $114,000 | 7,604 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-23,000 | 8,530 |
| Income before extraordinary items | $137,000 | 7,251 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $137,000 | 7,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $56,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $137,000 | 7,266 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $395,000 | 7,946 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $277,000 | 7,840 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $70,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $285,000 | 7,538 |
| Salaries and employee benefits | $160,000 | 7,514 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $107,000 | 6,942 |
| Pre-tax net operating income | $56,000 | 7,619 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-30,000 | 8,606 |
| Income before extraordinary items | $86,000 | 6,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $28,000 | 3,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $86,000 | 6,953 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 7,963 |
| Total interest expense | $317,000 | 8,141 |
| Net interest income | $1,120,000 | 7,785 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $293,000 | 6,372 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $266,000 | 4,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 7,945 |
| Total noninterest expense | $1,078,000 | 7,606 |
| Salaries and employee benefits | $637,000 | 7,491 |
| Premises and equipment expense | $59,000 | 8,359 |
| Additional noninterest expense | $382,000 | 7,178 |
| Pre-tax net operating income | $305,000 | 7,361 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $106,000 | 5,329 |
| Income before extraordinary items | $199,000 | 7,593 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $199,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $112,000 | 5,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $199,000 | 7,560 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,070,000 | 7,990 |
| Total interest expense | $219,000 | 8,214 |
| Net interest income | $851,000 | 7,809 |
| Provision for loan and lease losses | $21,000 | 6,120 |
| Total noninterest income | $211,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $191,000 | 4,565 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $794,000 | 7,628 |
| Salaries and employee benefits | $456,000 | 7,561 |
| Premises and equipment expense | $46,000 | 8,335 |
| Additional noninterest expense | $292,000 | 7,151 |
| Pre-tax net operating income | $247,000 | 7,434 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $81,000 | 5,423 |
| Income before extraordinary items | $166,000 | 7,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $166,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $84,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $166,000 | 7,596 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $703,000 | 8,014 |
| Total interest expense | $135,000 | 8,249 |
| Net interest income | $568,000 | 7,822 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $133,000 | 6,569 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $120,000 | 4,652 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $13,000 | 7,996 |
| Total noninterest expense | $530,000 | 7,630 |
| Salaries and employee benefits | $302,000 | 7,595 |
| Premises and equipment expense | $29,000 | 8,382 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $156,000 | 7,508 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $55,000 | 5,432 |
| Income before extraordinary items | $101,000 | 7,732 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $101,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $56,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $101,000 | 7,684 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,110 |
| Total interest expense | $64,000 | 8,336 |
| Net interest income | $275,000 | 7,939 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $66,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $243,000 | 7,842 |
| Salaries and employee benefits | $148,000 | 7,695 |
| Premises and equipment expense | $13,000 | 8,500 |
| Additional noninterest expense | $82,000 | 7,524 |
| Pre-tax net operating income | $89,000 | 7,387 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $28,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $61,000 | 7,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 8,075 |
| Total interest expense | $193,000 | 8,489 |
| Net interest income | $1,136,000 | 7,840 |
| Provision for loan and lease losses | $26,000 | 6,546 |
| Total noninterest income | $294,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $262,000 | 4,643 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,915 |
| Total noninterest expense | $995,000 | 7,832 |
| Salaries and employee benefits | $593,000 | 7,689 |
| Premises and equipment expense | $59,000 | 8,493 |
| Additional noninterest expense | $343,000 | 7,448 |
| Pre-tax net operating income | $409,000 | 7,045 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $80,000 | 5,723 |
| Income before extraordinary items | $329,000 | 7,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $329,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $113,000 | 5,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $329,000 | 7,056 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,115 |
| Total interest expense | $142,000 | 8,554 |
| Net interest income | $847,000 | 7,874 |
| Provision for loan and lease losses | $22,000 | 6,263 |
| Total noninterest income | $225,000 | 6,447 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $201,000 | 4,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $713,000 | 7,879 |
| Salaries and employee benefits | $421,000 | 7,754 |
| Premises and equipment expense | $40,000 | 8,582 |
| Additional noninterest expense | $252,000 | 7,475 |
| Pre-tax net operating income | $337,000 | 7,015 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $23,000 | 6,442 |
| Income before extraordinary items | $314,000 | 6,819 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $314,000 | 6,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,455 |
| Cash dividends | $84,000 | 4,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $314,000 | 6,746 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,168 |
| Total interest expense | $94,000 | 8,617 |
| Net interest income | $569,000 | 7,911 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $134,000 | 4,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $467,000 | 7,963 |
| Salaries and employee benefits | $278,000 | 7,832 |
| Premises and equipment expense | $26,000 | 8,632 |
| Additional noninterest expense | $163,000 | 7,566 |
| Pre-tax net operating income | $228,000 | 6,992 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $23,000 | 6,209 |
| Income before extraordinary items | $205,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,447 |
| Cash dividends | $56,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $205,000 | 6,771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,260 |
| Total interest expense | $46,000 | 8,676 |
| Net interest income | $275,000 | 7,996 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $72,000 | 6,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $233,000 | 7,997 |
| Salaries and employee benefits | $137,000 | 7,886 |
| Premises and equipment expense | $13,000 | 8,652 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $100,000 | 7,153 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-9,000 | 8,853 |
| Income before extraordinary items | $109,000 | 6,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 6,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $28,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $109,000 | 6,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 8,294 |
| Total interest expense | $232,000 | 8,658 |
| Net interest income | $1,055,000 | 8,028 |
| Provision for loan and lease losses | $62,000 | 5,950 |
| Total noninterest income | $264,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $254,000 | 4,720 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,000 | 8,762 |
| Total noninterest expense | $974,000 | 7,948 |
| Salaries and employee benefits | $572,000 | 7,814 |
| Premises and equipment expense | $61,000 | 8,613 |
| Additional noninterest expense | $341,000 | 7,508 |
| Pre-tax net operating income | $283,000 | 7,497 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $43,000 | 6,385 |
| Income before extraordinary items | $240,000 | 7,571 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $240,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $263,000 | 4,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $240,000 | 7,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 8,377 |
| Total interest expense | $186,000 | 8,724 |
| Net interest income | $791,000 | 8,099 |
| Provision for loan and lease losses | $60,000 | 5,499 |
| Total noninterest income | $215,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $191,000 | 4,738 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,092 |
| Total noninterest expense | $702,000 | 8,015 |
| Salaries and employee benefits | $406,000 | 7,905 |
| Premises and equipment expense | $46,000 | 8,634 |
| Additional noninterest expense | $250,000 | 7,558 |
| Pre-tax net operating income | $244,000 | 7,473 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $28,000 | 6,613 |
| Income before extraordinary items | $216,000 | 7,488 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $216,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,038 |
| Cash dividends | $234,000 | 3,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $216,000 | 7,331 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $664,000 | 8,403 |
| Total interest expense | $133,000 | 8,747 |
| Net interest income | $531,000 | 8,125 |
| Provision for loan and lease losses | $43,000 | 5,377 |
| Total noninterest income | $142,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $475,000 | 8,001 |
| Salaries and employee benefits | $273,000 | 7,911 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $172,000 | 7,493 |
| Pre-tax net operating income | $155,000 | 7,566 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $19,000 | 6,636 |
| Income before extraordinary items | $136,000 | 7,595 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $136,000 | 7,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,344 |
| Cash dividends | $206,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $136,000 | 7,407 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,432 |
| Total interest expense | $69,000 | 8,796 |
| Net interest income | $270,000 | 8,132 |
| Provision for loan and lease losses | $19,000 | 5,348 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 4,635 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $233,000 | 8,072 |
| Salaries and employee benefits | $136,000 | 7,948 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $88,000 | 7,397 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $75,000 | 7,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $178,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,000 | 7,239 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,481,000 | 8,407 |
| Total interest expense | $372,000 | 8,728 |
| Net interest income | $1,109,000 | 8,105 |
| Provision for loan and lease losses | $88,000 | 5,953 |
| Total noninterest income | $333,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $258,000 | 4,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,976 |
| Total noninterest expense | $934,000 | 8,074 |
| Salaries and employee benefits | $576,000 | 7,815 |
| Premises and equipment expense | $56,000 | 8,806 |
| Additional noninterest expense | $302,000 | 7,787 |
| Pre-tax net operating income | $420,000 | 7,077 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $378,000 | 6,942 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $378,000 | 6,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,513 |
| Cash dividends | $113,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $378,000 | 6,818 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 8,622 |
| Total interest expense | $614,000 | 8,800 |
| Net interest income | $1,000,000 | 8,285 |
| Provision for loan and lease losses | $16,000 | 7,702 |
| Total noninterest income | $378,000 | 5,834 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $271,000 | 4,431 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $107,000 | 6,284 |
| Total noninterest expense | $966,000 | 8,050 |
| Salaries and employee benefits | $609,000 | 7,623 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $310,000 | 7,778 |
| Pre-tax net operating income | $396,000 | 7,007 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $89,000 | 6,140 |
| Income before extraordinary items | $307,000 | 7,085 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $307,000 | 7,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,333 |
| Cash dividends | $113,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $307,000 | 6,975 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 8,789 |
| Total interest expense | $652,000 | 8,946 |
| Net interest income | $992,000 | 8,499 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $363,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 6,893 |
| Total noninterest expense | $883,000 | 8,346 |
| Salaries and employee benefits | $516,000 | 8,170 |
| Premises and equipment expense | $48,000 | 9,403 |
| Additional noninterest expense | $319,000 | 7,796 |
| Pre-tax net operating income | $424,000 | 7,346 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $117,000 | 6,315 |
| Income before extraordinary items | $307,000 | 7,428 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $307,000 | 7,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $103,000 | 5,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $307,000 | 7,431 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 8,943 |
| Total interest expense | $600,000 | 9,206 |
| Net interest income | $998,000 | 8,638 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $346,000 | 6,040 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $812,000 | 8,689 |
| Salaries and employee benefits | $466,000 | 8,527 |
| Premises and equipment expense | $43,000 | 9,778 |
| Additional noninterest expense | $303,000 | 8,090 |
| Pre-tax net operating income | $482,000 | 7,223 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $121,000 | 6,636 |
| Income before extraordinary items | $361,000 | 7,223 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $361,000 | 7,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,481 |
| Cash dividends | $319,000 | 4,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $361,000 | 7,195 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 9,189 |
| Total interest expense | $596,000 | 9,488 |
| Net interest income | $983,000 | 8,835 |
| Provision for loan and lease losses | $54,000 | 6,469 |
| Total noninterest income | $347,000 | 6,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $815,000 | 8,736 |
| Salaries and employee benefits | $474,000 | 8,520 |
| Premises and equipment expense | $49,000 | 9,838 |
| Additional noninterest expense | $292,000 | 8,197 |
| Pre-tax net operating income | $461,000 | 7,579 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $141,000 | 6,963 |
| Income before extraordinary items | $320,000 | 7,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $320,000 | 7,630 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,542,000 | 9,615 |
| Total interest expense | $606,000 | 9,814 |
| Net interest income | $936,000 | 9,340 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $327,000 | 6,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,730 |
| Total noninterest expense | $805,000 | 9,016 |
| Salaries and employee benefits | $454,000 | 8,924 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $282,000 | 8,504 |
| Pre-tax net operating income | $421,000 | 8,330 |
| Securities gains (losses) | $-18,000 | 10,323 |
| Applicable income taxes | $106,000 | 8,305 |
| Income before extraordinary items | $297,000 | 8,399 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $297,000 | 8,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,011 |
| Cash dividends | $75,000 | 6,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $310,320 | 8,261 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 10,149 |
| Total interest expense | $599,000 | 10,276 |
| Net interest income | $875,000 | 9,895 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $764,000 | 9,570 |
| Salaries and employee benefits | $434,000 | 9,365 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $268,000 | 9,203 |
| Pre-tax net operating income | $382,000 | 8,619 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $106,000 | 8,649 |
| Income before extraordinary items | $279,000 | 8,599 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $279,000 | 8,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $276,840 | 8,557 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 10,576 |
| Total interest expense | $622,000 | 10,594 |
| Net interest income | $847,000 | 10,392 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $315,000 | 6,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $705,000 | 10,172 |
| Salaries and employee benefits | $419,000 | 9,806 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $251,000 | 9,808 |
| Pre-tax net operating income | $427,000 | 8,889 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $128,000 | 8,661 |
| Income before extraordinary items | $298,000 | 8,966 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $298,000 | 8,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,645 |
| Cash dividends | $98,000 | 6,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $298,700 | 8,926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 11,034 |
| Total interest expense | $475,000 | 11,206 |
| Net interest income | $876,000 | 10,801 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $284,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,574 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,738 |
| Total noninterest expense | $703,000 | 10,690 |
| Salaries and employee benefits | $379,000 | 10,473 |
| Premises and equipment expense | $36,000 | 12,088 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $410,000 | 9,285 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $146,000 | 8,391 |
| Income before extraordinary items | $266,000 | 9,532 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $266,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $135,000 | 6,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $264,700 | 9,603 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 11,438 |
| Total interest expense | $476,000 | 11,800 |
| Net interest income | $926,000 | 11,055 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $310,000 | 7,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $700,000 | 11,170 |
| Salaries and employee benefits | $368,000 | 10,965 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $303,000 | 10,412 |
| Pre-tax net operating income | $463,000 | 8,919 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $149,000 | 8,674 |
| Income before extraordinary items | $320,000 | 9,232 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $320,000 | 9,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $315,920 | 9,038 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 11,800 |
| Total interest expense | $616,000 | 12,223 |
| Net interest income | $956,000 | 11,273 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $261,000 | 8,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $657,000 | 11,753 |
| Salaries and employee benefits | $348,000 | 11,460 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $274,000 | 11,213 |
| Pre-tax net operating income | $470,000 | 8,637 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $357,000 | 8,651 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $357,000 | 8,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 6,088 |
| Cash dividends | $203,000 | 4,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $334,280 | 8,523 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.