Home > First State Bank in Tuscola > Income and Expense
First State Bank in Tuscola, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 6,672 |
| Total interest expense | $28,000 | 6,738 |
| Net interest income | $602,000 | 6,646 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $161,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $124,000 | 4,895 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $37,000 | 6,021 |
| Total noninterest expense | $786,000 | 6,532 |
| Salaries and employee benefits | $377,000 | 6,589 |
| Premises and equipment expense | $35,000 | 6,701 |
| Additional noninterest expense | $374,000 | 6,169 |
| Pre-tax net operating income | $-23,000 | 6,233 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $-2,000 | 6,248 |
| Income before extraordinary items | $-5,000 | 6,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,000 | 6,263 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-5,000 | 6,264 |
| Net charge-offs | $6,000 | 5,197 |
| Cash dividends | $35,000 | 4,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-16,360 | 6,239 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $477,000 | 6,749 |
| Total interest expense | $22,000 | 6,813 |
| Net interest income | $455,000 | 6,723 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $130,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $97,000 | 4,871 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 6,011 |
| Total noninterest expense | $503,000 | 6,668 |
| Salaries and employee benefits | $300,000 | 6,611 |
| Premises and equipment expense | $27,000 | 6,769 |
| Additional noninterest expense | $176,000 | 6,577 |
| Pre-tax net operating income | $82,000 | 6,048 |
| Securities gains (losses) | $17,000 | 2,288 |
| Applicable income taxes | $5,000 | 4,449 |
| Income before extraordinary items | $94,000 | 6,046 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $94,000 | 6,048 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $94,000 | 6,048 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $35,000 | 3,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $77,850 | 6,043 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $314,000 | 6,804 |
| Total interest expense | $15,000 | 6,864 |
| Net interest income | $299,000 | 6,777 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $88,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,044 |
| Total noninterest expense | $320,000 | 6,738 |
| Salaries and employee benefits | $205,000 | 6,649 |
| Premises and equipment expense | $17,000 | 6,825 |
| Additional noninterest expense | $98,000 | 6,716 |
| Pre-tax net operating income | $67,000 | 5,988 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $67,000 | 6,037 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $67,000 | 6,038 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $67,000 | 6,039 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $35,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $67,000 | 5,953 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $155,000 | 6,883 |
| Total interest expense | $8,000 | 6,940 |
| Net interest income | $147,000 | 6,855 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $46,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $175,000 | 6,770 |
| Salaries and employee benefits | $105,000 | 6,690 |
| Premises and equipment expense | $8,000 | 6,893 |
| Additional noninterest expense | $62,000 | 6,663 |
| Pre-tax net operating income | $18,000 | 6,169 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $18,000 | 6,235 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $18,000 | 6,235 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $18,000 | 6,236 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $35,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $18,000 | 6,155 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,938 |
| Total interest expense | $42,000 | 7,003 |
| Net interest income | $632,000 | 6,908 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $289,000 | 5,275 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $134,000 | 4,963 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $155,000 | 4,902 |
| Total noninterest expense | $779,000 | 6,783 |
| Salaries and employee benefits | $416,000 | 6,768 |
| Premises and equipment expense | $43,000 | 6,929 |
| Additional noninterest expense | $320,000 | 6,587 |
| Pre-tax net operating income | $142,000 | 5,827 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $3,000 | 4,573 |
| Income before extraordinary items | $139,000 | 5,953 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $139,000 | 5,948 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $139,000 | 5,951 |
| Net charge-offs | $-39,000 | 6,812 |
| Cash dividends | $121,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $139,000 | 5,796 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,035 |
| Total interest expense | $34,000 | 7,101 |
| Net interest income | $481,000 | 7,005 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $238,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $100,000 | 5,044 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,738 |
| Total noninterest expense | $577,000 | 6,873 |
| Salaries and employee benefits | $326,000 | 6,811 |
| Premises and equipment expense | $27,000 | 7,054 |
| Additional noninterest expense | $224,000 | 6,713 |
| Pre-tax net operating income | $142,000 | 5,888 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $12,000 | 4,334 |
| Income before extraordinary items | $130,000 | 6,004 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $130,000 | 6,003 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $130,000 | 6,003 |
| Net charge-offs | $-39,000 | 6,881 |
| Cash dividends | $85,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $130,000 | 5,866 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 7,092 |
| Total interest expense | $24,000 | 7,163 |
| Net interest income | $327,000 | 7,054 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $192,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $66,000 | 5,076 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,328 |
| Total noninterest expense | $385,000 | 6,929 |
| Salaries and employee benefits | $217,000 | 6,873 |
| Premises and equipment expense | $17,000 | 7,121 |
| Additional noninterest expense | $151,000 | 6,761 |
| Pre-tax net operating income | $134,000 | 5,684 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $122,000 | 5,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $122,000 | 5,818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $122,000 | 5,818 |
| Net charge-offs | $-39,000 | 6,933 |
| Cash dividends | $85,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $122,000 | 5,637 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 7,146 |
| Total interest expense | $13,000 | 7,215 |
| Net interest income | $165,000 | 7,111 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $147,000 | 4,277 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 3,533 |
| Total noninterest expense | $196,000 | 6,970 |
| Salaries and employee benefits | $108,000 | 6,937 |
| Premises and equipment expense | $9,000 | 7,152 |
| Additional noninterest expense | $79,000 | 6,759 |
| Pre-tax net operating income | $116,000 | 5,239 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $93,000 | 5,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,457 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $85,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $93,000 | 5,298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $715,000 | 7,208 |
| Total interest expense | $75,000 | 7,254 |
| Net interest income | $640,000 | 7,179 |
| Provision for loan and lease losses | $2,000 | 6,472 |
| Total noninterest income | $182,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $134,000 | 5,077 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $48,000 | 5,944 |
| Total noninterest expense | $729,000 | 7,091 |
| Salaries and employee benefits | $398,000 | 7,062 |
| Premises and equipment expense | $40,000 | 7,222 |
| Additional noninterest expense | $291,000 | 6,885 |
| Pre-tax net operating income | $91,000 | 5,800 |
| Securities gains (losses) | $15,000 | 3,193 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $106,000 | 5,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $106,000 | 5,855 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $106,000 | 5,855 |
| Net charge-offs | $-8,000 | 6,992 |
| Cash dividends | $110,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $91,000 | 5,792 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $537,000 | 7,282 |
| Total interest expense | $59,000 | 7,319 |
| Net interest income | $478,000 | 7,250 |
| Provision for loan and lease losses | $2,000 | 6,362 |
| Total noninterest income | $128,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $97,000 | 5,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $31,000 | 6,149 |
| Total noninterest expense | $551,000 | 7,139 |
| Salaries and employee benefits | $305,000 | 7,088 |
| Premises and equipment expense | $32,000 | 7,278 |
| Additional noninterest expense | $214,000 | 6,955 |
| Pre-tax net operating income | $53,000 | 5,982 |
| Securities gains (losses) | $14,000 | 2,938 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $67,000 | 6,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 6,017 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $67,000 | 6,017 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $110,000 | 3,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $53,000 | 5,970 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $362,000 | 7,347 |
| Total interest expense | $40,000 | 7,390 |
| Net interest income | $322,000 | 7,312 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $84,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $64,000 | 5,170 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,250 |
| Total noninterest expense | $369,000 | 7,207 |
| Salaries and employee benefits | $202,000 | 7,159 |
| Premises and equipment expense | $23,000 | 7,323 |
| Additional noninterest expense | $144,000 | 7,023 |
| Pre-tax net operating income | $35,000 | 6,014 |
| Securities gains (losses) | $14,000 | 2,241 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $49,000 | 6,016 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 6,015 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $49,000 | 6,016 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $110,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $35,000 | 6,021 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $183,000 | 7,398 |
| Total interest expense | $21,000 | 7,452 |
| Net interest income | $162,000 | 7,360 |
| Provision for loan and lease losses | $2,000 | 5,755 |
| Total noninterest income | $42,000 | 6,140 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 6,371 |
| Total noninterest expense | $185,000 | 7,258 |
| Salaries and employee benefits | $100,000 | 7,215 |
| Premises and equipment expense | $14,000 | 7,313 |
| Additional noninterest expense | $71,000 | 7,076 |
| Pre-tax net operating income | $17,000 | 6,125 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $17,000 | 6,159 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $17,000 | 6,158 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $17,000 | 6,122 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 7,438 |
| Total interest expense | $102,000 | 7,518 |
| Net interest income | $725,000 | 7,370 |
| Provision for loan and lease losses | $8,000 | 6,962 |
| Total noninterest income | $197,000 | 5,975 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 5,086 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $62,000 | 5,920 |
| Total noninterest expense | $772,000 | 7,319 |
| Salaries and employee benefits | $428,000 | 7,270 |
| Premises and equipment expense | $40,000 | 7,506 |
| Additional noninterest expense | $304,000 | 7,101 |
| Pre-tax net operating income | $142,000 | 5,359 |
| Securities gains (losses) | $32,000 | 2,903 |
| Applicable income taxes | $12,000 | 4,176 |
| Income before extraordinary items | $162,000 | 5,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $162,000 | 5,411 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $162,000 | 5,413 |
| Net charge-offs | $39,000 | 6,059 |
| Cash dividends | $130,000 | 3,577 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $132,240 | 5,373 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $628,000 | 7,542 |
| Total interest expense | $79,000 | 7,625 |
| Net interest income | $549,000 | 7,475 |
| Provision for loan and lease losses | $4,000 | 6,940 |
| Total noninterest income | $145,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $99,000 | 5,197 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $589,000 | 7,376 |
| Salaries and employee benefits | $342,000 | 7,299 |
| Premises and equipment expense | $30,000 | 7,607 |
| Additional noninterest expense | $217,000 | 7,226 |
| Pre-tax net operating income | $101,000 | 5,612 |
| Securities gains (losses) | $32,000 | 2,694 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $124,000 | 5,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $124,000 | 5,629 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $124,000 | 5,629 |
| Net charge-offs | $39,000 | 5,687 |
| Cash dividends | $130,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $94,240 | 5,602 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $422,000 | 7,609 |
| Total interest expense | $54,000 | 7,696 |
| Net interest income | $368,000 | 7,525 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $99,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $65,000 | 5,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 6,017 |
| Total noninterest expense | $396,000 | 7,430 |
| Salaries and employee benefits | $227,000 | 7,356 |
| Premises and equipment expense | $20,000 | 7,669 |
| Additional noninterest expense | $149,000 | 7,252 |
| Pre-tax net operating income | $71,000 | 5,680 |
| Securities gains (losses) | $32,000 | 2,144 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $95,000 | 5,569 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $95,000 | 5,572 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $95,000 | 5,571 |
| Net charge-offs | $38,000 | 5,106 |
| Cash dividends | $130,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $65,560 | 5,664 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $216,000 | 7,700 |
| Total interest expense | $28,000 | 7,801 |
| Net interest income | $188,000 | 7,607 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $197,000 | 7,527 |
| Salaries and employee benefits | $114,000 | 7,445 |
| Premises and equipment expense | $10,000 | 7,757 |
| Additional noninterest expense | $73,000 | 7,359 |
| Pre-tax net operating income | $31,000 | 5,908 |
| Securities gains (losses) | $32,000 | 1,332 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $58,000 | 5,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 5,583 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $58,000 | 5,582 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $130,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $28,560 | 5,899 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $972,000 | 7,722 |
| Total interest expense | $136,000 | 7,865 |
| Net interest income | $836,000 | 7,590 |
| Provision for loan and lease losses | $2,000 | 7,408 |
| Total noninterest income | $170,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $124,000 | 5,450 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $46,000 | 6,453 |
| Total noninterest expense | $747,000 | 7,673 |
| Salaries and employee benefits | $420,000 | 7,597 |
| Premises and equipment expense | $42,000 | 7,839 |
| Additional noninterest expense | $285,000 | 7,481 |
| Pre-tax net operating income | $257,000 | 4,639 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $72,000 | 3,069 |
| Income before extraordinary items | $185,000 | 4,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $185,000 | 4,858 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $185,000 | 4,858 |
| Net charge-offs | $-21,000 | 7,907 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $185,000 | 4,793 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 7,804 |
| Total interest expense | $106,000 | 7,952 |
| Net interest income | $632,000 | 7,660 |
| Provision for loan and lease losses | $2,000 | 7,259 |
| Total noninterest income | $121,000 | 6,612 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $92,000 | 5,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $562,000 | 7,729 |
| Salaries and employee benefits | $331,000 | 7,609 |
| Premises and equipment expense | $31,000 | 7,919 |
| Additional noninterest expense | $200,000 | 7,591 |
| Pre-tax net operating income | $189,000 | 4,966 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $62,000 | 3,194 |
| Income before extraordinary items | $127,000 | 5,197 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $127,000 | 5,195 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $127,000 | 5,195 |
| Net charge-offs | $-21,000 | 7,945 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $127,000 | 5,140 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $507,000 | 7,876 |
| Total interest expense | $73,000 | 8,040 |
| Net interest income | $434,000 | 7,692 |
| Provision for loan and lease losses | $2,000 | 7,120 |
| Total noninterest income | $78,000 | 6,718 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $59,000 | 5,550 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $19,000 | 6,847 |
| Total noninterest expense | $369,000 | 7,808 |
| Salaries and employee benefits | $220,000 | 7,699 |
| Premises and equipment expense | $20,000 | 8,006 |
| Additional noninterest expense | $129,000 | 7,674 |
| Pre-tax net operating income | $141,000 | 4,984 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $49,000 | 3,169 |
| Income before extraordinary items | $92,000 | 5,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 5,272 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $92,000 | 5,272 |
| Net charge-offs | $-22,000 | 8,014 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $92,000 | 5,186 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $258,000 | 7,924 |
| Total interest expense | $39,000 | 8,085 |
| Net interest income | $219,000 | 7,710 |
| Provision for loan and lease losses | $1,000 | 6,705 |
| Total noninterest income | $37,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $184,000 | 7,828 |
| Salaries and employee benefits | $110,000 | 7,743 |
| Premises and equipment expense | $10,000 | 8,040 |
| Additional noninterest expense | $64,000 | 7,632 |
| Pre-tax net operating income | $71,000 | 5,370 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $27,000 | 3,369 |
| Income before extraordinary items | $44,000 | 5,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $44,000 | 5,784 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $44,000 | 5,784 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $44,000 | 5,616 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 7,939 |
| Total interest expense | $236,000 | 8,067 |
| Net interest income | $835,000 | 7,781 |
| Provision for loan and lease losses | $42,000 | 6,690 |
| Total noninterest income | $174,000 | 6,683 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $130,000 | 5,544 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $44,000 | 6,882 |
| Total noninterest expense | $709,000 | 7,915 |
| Salaries and employee benefits | $406,000 | 7,879 |
| Premises and equipment expense | $49,000 | 8,059 |
| Additional noninterest expense | $254,000 | 7,654 |
| Pre-tax net operating income | $258,000 | 5,570 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $89,000 | 3,473 |
| Income before extraordinary items | $169,000 | 5,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $169,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,880 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $169,000 | 5,760 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $810,000 | 8,034 |
| Total interest expense | $193,000 | 8,126 |
| Net interest income | $617,000 | 7,858 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $123,000 | 6,873 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $97,000 | 5,586 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $539,000 | 7,935 |
| Salaries and employee benefits | $321,000 | 7,867 |
| Premises and equipment expense | $39,000 | 8,094 |
| Additional noninterest expense | $179,000 | 7,742 |
| Pre-tax net operating income | $179,000 | 6,114 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $54,000 | 4,059 |
| Income before extraordinary items | $125,000 | 6,051 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $125,000 | 6,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,019 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $125,000 | 6,211 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $542,000 | 8,098 |
| Total interest expense | $142,000 | 8,175 |
| Net interest income | $400,000 | 7,934 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $79,000 | 6,971 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $62,000 | 5,653 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $359,000 | 7,991 |
| Salaries and employee benefits | $214,000 | 7,926 |
| Premises and equipment expense | $26,000 | 8,152 |
| Additional noninterest expense | $119,000 | 7,800 |
| Pre-tax net operating income | $117,000 | 6,309 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $34,000 | 4,347 |
| Income before extraordinary items | $83,000 | 6,463 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $83,000 | 6,400 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 8,138 |
| Total interest expense | $80,000 | 8,203 |
| Net interest income | $198,000 | 7,991 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $40,000 | 6,960 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $177,000 | 8,048 |
| Salaries and employee benefits | $107,000 | 7,965 |
| Premises and equipment expense | $11,000 | 8,240 |
| Additional noninterest expense | $59,000 | 7,828 |
| Pre-tax net operating income | $59,000 | 6,494 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $42,000 | 6,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $42,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $42,000 | 6,598 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 8,117 |
| Total interest expense | $400,000 | 8,094 |
| Net interest income | $732,000 | 8,055 |
| Provision for loan and lease losses | $10,000 | 6,581 |
| Total noninterest income | $197,000 | 6,762 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $153,000 | 5,385 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $44,000 | 7,220 |
| Total noninterest expense | $690,000 | 8,106 |
| Salaries and employee benefits | $404,000 | 8,051 |
| Premises and equipment expense | $50,000 | 8,249 |
| Additional noninterest expense | $236,000 | 7,853 |
| Pre-tax net operating income | $229,000 | 6,794 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $72,000 | 4,705 |
| Income before extraordinary items | $157,000 | 6,936 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $157,000 | 6,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,321 |
| Cash dividends | $125,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $157,000 | 6,913 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $840,000 | 8,182 |
| Total interest expense | $304,000 | 8,141 |
| Net interest income | $536,000 | 8,130 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $149,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 5,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $524,000 | 8,060 |
| Salaries and employee benefits | $321,000 | 7,966 |
| Premises and equipment expense | $39,000 | 8,224 |
| Additional noninterest expense | $164,000 | 7,924 |
| Pre-tax net operating income | $154,000 | 7,126 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $43,000 | 5,051 |
| Income before extraordinary items | $111,000 | 7,215 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $111,000 | 7,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $125,000 | 4,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $111,000 | 7,199 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $551,000 | 8,262 |
| Total interest expense | $200,000 | 8,201 |
| Net interest income | $351,000 | 8,212 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $101,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $81,000 | 5,338 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $349,000 | 8,103 |
| Salaries and employee benefits | $215,000 | 8,018 |
| Premises and equipment expense | $25,000 | 8,294 |
| Additional noninterest expense | $109,000 | 7,957 |
| Pre-tax net operating income | $100,000 | 7,243 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $21,000 | 5,320 |
| Income before extraordinary items | $79,000 | 7,274 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $79,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $79,000 | 7,268 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $276,000 | 8,311 |
| Total interest expense | $103,000 | 8,224 |
| Net interest income | $173,000 | 8,279 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $50,000 | 6,824 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $40,000 | 5,312 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $172,000 | 8,156 |
| Salaries and employee benefits | $108,000 | 8,052 |
| Premises and equipment expense | $13,000 | 8,301 |
| Additional noninterest expense | $51,000 | 8,070 |
| Pre-tax net operating income | $51,000 | 7,262 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $40,000 | 7,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $40,000 | 7,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $125,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $40,000 | 7,291 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 8,266 |
| Total interest expense | $351,000 | 8,198 |
| Net interest income | $672,000 | 8,238 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $169,000 | 7,162 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $132,000 | 5,746 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $682,000 | 8,195 |
| Salaries and employee benefits | $406,000 | 8,133 |
| Premises and equipment expense | $46,000 | 8,392 |
| Additional noninterest expense | $230,000 | 7,956 |
| Pre-tax net operating income | $159,000 | 7,531 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $42,000 | 5,559 |
| Income before extraordinary items | $117,000 | 7,613 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $117,000 | 7,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $125,000 | 5,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $117,000 | 7,607 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $754,000 | 8,343 |
| Total interest expense | $252,000 | 8,270 |
| Net interest income | $502,000 | 8,313 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $122,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $99,000 | 5,813 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $526,000 | 8,178 |
| Salaries and employee benefits | $322,000 | 8,074 |
| Premises and equipment expense | $36,000 | 8,432 |
| Additional noninterest expense | $168,000 | 8,016 |
| Pre-tax net operating income | $98,000 | 7,817 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $26,000 | 5,840 |
| Income before extraordinary items | $72,000 | 7,862 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $72,000 | 7,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $125,000 | 4,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $72,000 | 7,857 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 8,400 |
| Total interest expense | $164,000 | 8,292 |
| Net interest income | $333,000 | 8,369 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $76,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 5,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $359,000 | 8,182 |
| Salaries and employee benefits | $219,000 | 8,083 |
| Premises and equipment expense | $22,000 | 8,491 |
| Additional noninterest expense | $118,000 | 7,973 |
| Pre-tax net operating income | $50,000 | 7,962 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $33,000 | 8,013 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $33,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $125,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $33,000 | 8,011 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $250,000 | 8,404 |
| Total interest expense | $85,000 | 8,264 |
| Net interest income | $165,000 | 8,406 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $32,000 | 5,806 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $167,000 | 8,276 |
| Salaries and employee benefits | $107,000 | 8,128 |
| Premises and equipment expense | $10,000 | 8,530 |
| Additional noninterest expense | $50,000 | 8,162 |
| Pre-tax net operating income | $38,000 | 7,834 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $29,000 | 7,854 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $29,000 | 7,850 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 8,430 |
| Total interest expense | $235,000 | 8,364 |
| Net interest income | $652,000 | 8,385 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $185,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $144,000 | 5,683 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $671,000 | 8,293 |
| Salaries and employee benefits | $395,000 | 8,223 |
| Premises and equipment expense | $42,000 | 8,563 |
| Additional noninterest expense | $234,000 | 8,015 |
| Pre-tax net operating income | $166,000 | 7,789 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $46,000 | 5,917 |
| Income before extraordinary items | $120,000 | 7,897 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $120,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $100,000 | 5,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $120,000 | 7,864 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,475 |
| Total interest expense | $160,000 | 8,425 |
| Net interest income | $487,000 | 8,434 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $136,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $110,000 | 5,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,789 |
| Total noninterest expense | $510,000 | 8,268 |
| Salaries and employee benefits | $312,000 | 8,135 |
| Premises and equipment expense | $32,000 | 8,544 |
| Additional noninterest expense | $166,000 | 8,096 |
| Pre-tax net operating income | $113,000 | 7,965 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $90,000 | 8,017 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $90,000 | 8,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $90,000 | 7,981 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $430,000 | 8,490 |
| Total interest expense | $100,000 | 8,442 |
| Net interest income | $330,000 | 8,440 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $91,000 | 7,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $72,000 | 5,681 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $343,000 | 8,256 |
| Salaries and employee benefits | $210,000 | 8,127 |
| Premises and equipment expense | $21,000 | 8,548 |
| Additional noninterest expense | $112,000 | 8,070 |
| Pre-tax net operating income | $78,000 | 7,975 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $63,000 | 8,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $63,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $63,000 | 7,980 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $209,000 | 8,582 |
| Total interest expense | $47,000 | 8,530 |
| Net interest income | $162,000 | 8,533 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $47,000 | 7,174 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $174,000 | 8,313 |
| Salaries and employee benefits | $105,000 | 8,204 |
| Premises and equipment expense | $10,000 | 8,622 |
| Additional noninterest expense | $59,000 | 8,074 |
| Pre-tax net operating income | $35,000 | 8,092 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $26,000 | 8,160 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $26,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $26,000 | 8,134 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $850,000 | 8,524 |
| Total interest expense | $153,000 | 8,608 |
| Net interest income | $697,000 | 8,442 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $188,000 | 7,251 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $152,000 | 5,752 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $674,000 | 8,365 |
| Salaries and employee benefits | $392,000 | 8,330 |
| Premises and equipment expense | $43,000 | 8,686 |
| Additional noninterest expense | $239,000 | 8,060 |
| Pre-tax net operating income | $211,000 | 7,747 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $65,000 | 5,865 |
| Income before extraordinary items | $146,000 | 7,902 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $146,000 | 7,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $20,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $146,000 | 7,854 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,566 |
| Total interest expense | $111,000 | 8,668 |
| Net interest income | $533,000 | 8,460 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $140,000 | 7,309 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $115,000 | 5,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $520,000 | 8,339 |
| Salaries and employee benefits | $311,000 | 8,247 |
| Premises and equipment expense | $33,000 | 8,685 |
| Additional noninterest expense | $176,000 | 8,083 |
| Pre-tax net operating income | $153,000 | 7,899 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $47,000 | 6,002 |
| Income before extraordinary items | $106,000 | 8,036 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $106,000 | 8,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $20,000 | 5,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $106,000 | 7,983 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,614 |
| Total interest expense | $74,000 | 8,729 |
| Net interest income | $361,000 | 8,497 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $94,000 | 7,344 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $78,000 | 5,773 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $342,000 | 8,422 |
| Salaries and employee benefits | $207,000 | 8,301 |
| Premises and equipment expense | $20,000 | 8,782 |
| Additional noninterest expense | $115,000 | 8,149 |
| Pre-tax net operating income | $113,000 | 7,816 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $34,000 | 5,952 |
| Income before extraordinary items | $79,000 | 7,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $20,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,000 | 7,923 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,666 |
| Total interest expense | $37,000 | 8,783 |
| Net interest income | $180,000 | 8,535 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $172,000 | 8,449 |
| Salaries and employee benefits | $103,000 | 8,352 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $58,000 | 8,204 |
| Pre-tax net operating income | $55,000 | 7,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $39,000 | 7,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $20,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $39,000 | 7,920 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 8,679 |
| Total interest expense | $181,000 | 8,791 |
| Net interest income | $708,000 | 8,554 |
| Provision for loan and lease losses | $2,000 | 7,605 |
| Total noninterest income | $198,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $169,000 | 5,633 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $691,000 | 8,469 |
| Salaries and employee benefits | $395,000 | 8,429 |
| Premises and equipment expense | $53,000 | 8,720 |
| Additional noninterest expense | $243,000 | 8,132 |
| Pre-tax net operating income | $213,000 | 7,780 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $66,000 | 6,086 |
| Income before extraordinary items | $147,000 | 8,025 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $147,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $225,000 | 4,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $147,000 | 7,903 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 8,753 |
| Total interest expense | $142,000 | 8,873 |
| Net interest income | $533,000 | 8,617 |
| Provision for loan and lease losses | $1,000 | 7,460 |
| Total noninterest income | $145,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $129,000 | 5,623 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $529,000 | 8,458 |
| Salaries and employee benefits | $311,000 | 8,369 |
| Premises and equipment expense | $40,000 | 8,754 |
| Additional noninterest expense | $178,000 | 8,200 |
| Pre-tax net operating income | $148,000 | 7,980 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $41,000 | 6,370 |
| Income before extraordinary items | $107,000 | 8,172 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $107,000 | 8,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $225,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $107,000 | 8,043 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $455,000 | 8,793 |
| Total interest expense | $99,000 | 8,907 |
| Net interest income | $356,000 | 8,648 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $94,000 | 7,500 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $352,000 | 8,482 |
| Salaries and employee benefits | $213,000 | 8,367 |
| Premises and equipment expense | $23,000 | 8,876 |
| Additional noninterest expense | $116,000 | 8,218 |
| Pre-tax net operating income | $96,000 | 8,043 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $69,000 | 8,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $69,000 | 8,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $69,000 | 8,086 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 8,839 |
| Total interest expense | $51,000 | 8,961 |
| Net interest income | $180,000 | 8,694 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $47,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $176,000 | 8,524 |
| Salaries and employee benefits | $108,000 | 8,391 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $49,000 | 8,008 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $31,000 | 8,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 8,832 |
| Total interest expense | $259,000 | 8,969 |
| Net interest income | $764,000 | 8,642 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $186,000 | 7,458 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $162,000 | 5,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 8,403 |
| Total noninterest expense | $694,000 | 8,558 |
| Salaries and employee benefits | $400,000 | 8,512 |
| Premises and equipment expense | $46,000 | 8,965 |
| Additional noninterest expense | $248,000 | 8,184 |
| Pre-tax net operating income | $236,000 | 7,800 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $79,000 | 6,175 |
| Income before extraordinary items | $157,000 | 8,053 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $157,000 | 8,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $125,000 | 5,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $157,000 | 7,951 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 9,023 |
| Total interest expense | $496,000 | 9,019 |
| Net interest income | $661,000 | 8,924 |
| Provision for loan and lease losses | $8,000 | 8,004 |
| Total noninterest income | $185,000 | 7,456 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $160,000 | 5,667 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $654,000 | 8,795 |
| Salaries and employee benefits | $376,000 | 8,719 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $184,000 | 7,959 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $46,000 | 6,773 |
| Income before extraordinary items | $143,000 | 8,076 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $143,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,011 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $139,200 | 7,989 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 9,305 |
| Total interest expense | $505,000 | 9,241 |
| Net interest income | $612,000 | 9,273 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $183,000 | 7,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $623,000 | 9,031 |
| Salaries and employee benefits | $353,000 | 8,978 |
| Premises and equipment expense | $50,000 | 9,363 |
| Additional noninterest expense | $220,000 | 8,601 |
| Pre-tax net operating income | $172,000 | 8,490 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $167,000 | 8,304 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $167,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $167,000 | 8,310 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 9,528 |
| Total interest expense | $447,000 | 9,554 |
| Net interest income | $642,000 | 9,420 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $174,000 | 7,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 5,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,055 |
| Total noninterest expense | $613,000 | 9,284 |
| Salaries and employee benefits | $349,000 | 9,196 |
| Premises and equipment expense | $45,000 | 9,724 |
| Additional noninterest expense | $219,000 | 8,844 |
| Pre-tax net operating income | $190,000 | 8,630 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $17,000 | 8,284 |
| Income before extraordinary items | $173,000 | 8,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $173,000 | 8,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,464 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $173,000 | 8,447 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 9,656 |
| Total interest expense | $530,000 | 9,623 |
| Net interest income | $667,000 | 9,571 |
| Provision for loan and lease losses | $6,000 | 8,399 |
| Total noninterest income | $210,000 | 7,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,535 |
| Total noninterest expense | $609,000 | 9,402 |
| Salaries and employee benefits | $344,000 | 9,330 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $211,000 | 9,008 |
| Pre-tax net operating income | $262,000 | 8,598 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $78,000 | 7,853 |
| Income before extraordinary items | $184,000 | 8,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $184,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,124 |
| Cash dividends | $150,000 | 5,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $184,000 | 8,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 9,956 |
| Total interest expense | $598,000 | 9,830 |
| Net interest income | $679,000 | 9,995 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $166,000 | 8,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $597,000 | 9,762 |
| Salaries and employee benefits | $337,000 | 9,683 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $201,000 | 9,402 |
| Pre-tax net operating income | $230,000 | 9,404 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $73,000 | 8,861 |
| Income before extraordinary items | $157,000 | 9,524 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $157,000 | 9,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $157,000 | 9,480 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 10,397 |
| Total interest expense | $597,000 | 10,284 |
| Net interest income | $694,000 | 10,402 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $175,000 | 8,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $654,000 | 9,977 |
| Salaries and employee benefits | $395,000 | 9,636 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $199,000 | 9,944 |
| Pre-tax net operating income | $195,000 | 9,815 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $58,000 | 9,552 |
| Income before extraordinary items | $137,000 | 9,916 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $137,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $90,000 | 6,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $137,000 | 9,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,233,000 | 10,939 |
| Total interest expense | $522,000 | 10,946 |
| Net interest income | $711,000 | 10,805 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,511 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $633,000 | 10,439 |
| Salaries and employee benefits | $365,000 | 10,216 |
| Premises and equipment expense | $52,000 | 11,019 |
| Additional noninterest expense | $216,000 | 10,236 |
| Pre-tax net operating income | $241,000 | 10,186 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $75,000 | 9,683 |
| Income before extraordinary items | $166,000 | 10,300 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $166,000 | 10,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $135,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $166,000 | 10,276 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 11,585 |
| Total interest expense | $402,000 | 11,573 |
| Net interest income | $664,000 | 11,512 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $168,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $640,000 | 10,944 |
| Salaries and employee benefits | $367,000 | 10,578 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $218,000 | 10,917 |
| Pre-tax net operating income | $192,000 | 10,955 |
| Securities gains (losses) | $15,000 | 1,966 |
| Applicable income taxes | $42,000 | 10,655 |
| Income before extraordinary items | $165,000 | 10,663 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $165,000 | 10,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,113 |
| Cash dividends | $140,000 | 6,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $153,000 | 10,832 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 12,075 |
| Total interest expense | $416,000 | 12,148 |
| Net interest income | $690,000 | 11,918 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $166,000 | 9,890 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,745 |
| Total noninterest expense | $650,000 | 11,379 |
| Salaries and employee benefits | $379,000 | 10,848 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $230,000 | 11,318 |
| Pre-tax net operating income | $206,000 | 10,979 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $191,000 | 10,753 |
| Extraordinary gains, net | $16,000 | 2,794 |
| Net income | $207,000 | 10,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $190,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $173,360 | 10,741 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 12,403 |
| Total interest expense | $557,000 | 12,499 |
| Net interest income | $742,000 | 12,146 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $159,000 | 10,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $649,000 | 11,782 |
| Salaries and employee benefits | $369,000 | 11,230 |
| Premises and equipment expense | $40,000 | 13,061 |
| Additional noninterest expense | $240,000 | 11,675 |
| Pre-tax net operating income | $252,000 | 10,583 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $221,000 | 10,307 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $221,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $220,000 | 4,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $196,040 | 10,314 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.