Home > First State Bank, Hubbard, Texas > Income and Expense
First State Bank, Hubbard, Texas, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 4,687 |
| Total interest expense | $3,266,000 | 4,415 |
| Net interest income | $3,527,000 | 4,839 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $436,000 | 5,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,649 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,761,000 | 6,571 |
| Salaries and employee benefits | $1,037,000 | 5,870 |
| Premises and equipment expense | $240,000 | 6,502 |
| Additional noninterest expense | $484,000 | 7,392 |
| Pre-tax net operating income | $2,162,000 | 3,260 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $703,000 | 3,223 |
| Income before extraordinary items | $1,459,000 | 3,325 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,459,000 | 3,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 11,680 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,459,000 | 3,302 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 5,005 |
| Total interest expense | $2,384,000 | 4,838 |
| Net interest income | $3,430,000 | 5,021 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $434,000 | 5,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,612 |
| Total noninterest expense | $1,794,000 | 6,701 |
| Salaries and employee benefits | $983,000 | 6,171 |
| Premises and equipment expense | $203,000 | 7,369 |
| Additional noninterest expense | $608,000 | 6,982 |
| Pre-tax net operating income | $1,950,000 | 3,504 |
| Securities gains (losses) | $23,000 | 1,661 |
| Applicable income taxes | $607,000 | 3,484 |
| Income before extraordinary items | $1,366,000 | 3,439 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,366,000 | 3,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,350,130 | 3,511 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,984,000 | 4,967 |
| Total interest expense | $2,411,000 | 4,983 |
| Net interest income | $3,573,000 | 4,871 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $466,000 | 5,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $376,000 | 3,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,752,000 | 7,034 |
| Salaries and employee benefits | $959,000 | 6,364 |
| Premises and equipment expense | $220,000 | 7,289 |
| Additional noninterest expense | $573,000 | 7,573 |
| Pre-tax net operating income | $2,167,000 | 3,059 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $693,000 | 3,148 |
| Income before extraordinary items | $1,474,000 | 3,294 |
| Extraordinary gains, net | $-140,000 | 12,985 |
| Net income | $1,334,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 12,982 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,474,000 | 3,118 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,693,000 | 5,732 |
| Total interest expense | $2,512,000 | 5,971 |
| Net interest income | $3,181,000 | 5,437 |
| Provision for loan and lease losses | $267,000 | 4,437 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,446 |
| Total noninterest expense | $1,686,000 | 7,297 |
| Salaries and employee benefits | $872,000 | 6,793 |
| Premises and equipment expense | $222,000 | 7,346 |
| Additional noninterest expense | $592,000 | 7,583 |
| Pre-tax net operating income | $1,711,000 | 3,599 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $572,000 | 3,563 |
| Income before extraordinary items | $1,202,000 | 3,801 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,202,000 | 3,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 3,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,159,160 | 3,634 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.