Home > First State Bank, Grapeland, Texas > Income and Expense
First State Bank, Grapeland, Texas, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 6,162 |
| Total interest expense | $1,304,000 | 4,705 |
| Net interest income | $1,333,000 | 6,961 |
| Provision for loan and lease losses | $192,000 | 3,029 |
| Total noninterest income | $295,000 | 5,799 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $1,266,000 | 6,588 |
| Salaries and employee benefits | $648,000 | 6,736 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $459,000 | 5,956 |
| Pre-tax net operating income | $170,000 | 7,749 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $170,000 | 7,602 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $170,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,393 |
| Cash dividends | $297,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $170,000 | 7,570 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,726,000 | 6,164 |
| Total interest expense | $816,000 | 4,724 |
| Net interest income | $910,000 | 6,907 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $185,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $158,000 | 4,037 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $829,000 | 6,649 |
| Salaries and employee benefits | $444,000 | 6,676 |
| Premises and equipment expense | $97,000 | 6,763 |
| Additional noninterest expense | $288,000 | 6,123 |
| Pre-tax net operating income | $206,000 | 7,185 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $206,000 | 6,900 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $162,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $206,000 | 6,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,303 |
| Total interest expense | $351,000 | 5,053 |
| Net interest income | $473,000 | 6,848 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $81,000 | 3,899 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $417,000 | 6,672 |
| Salaries and employee benefits | $238,000 | 6,517 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $135,000 | 6,349 |
| Pre-tax net operating income | $118,000 | 6,982 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $118,000 | 6,602 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $118,000 | 6,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $126,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $118,000 | 6,566 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 6,423 |
| Total interest expense | $1,402,000 | 4,698 |
| Net interest income | $1,590,000 | 7,194 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $347,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $311,000 | 4,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $1,553,000 | 6,789 |
| Salaries and employee benefits | $819,000 | 6,860 |
| Premises and equipment expense | $159,000 | 7,226 |
| Additional noninterest expense | $575,000 | 6,127 |
| Pre-tax net operating income | $304,000 | 7,423 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $304,000 | 7,210 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $304,000 | 7,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $144,000 | 5,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $304,000 | 7,157 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 6,477 |
| Total interest expense | $1,038,000 | 4,691 |
| Net interest income | $1,179,000 | 7,237 |
| Provision for loan and lease losses | $55,000 | 5,258 |
| Total noninterest income | $262,000 | 6,113 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $228,000 | 4,313 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $34,000 | 7,563 |
| Total noninterest expense | $1,181,000 | 6,720 |
| Salaries and employee benefits | $614,000 | 6,839 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $446,000 | 5,961 |
| Pre-tax net operating income | $205,000 | 7,674 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $205,000 | 7,451 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $205,000 | 7,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $144,000 | 4,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $205,000 | 7,390 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 6,520 |
| Total interest expense | $697,000 | 4,685 |
| Net interest income | $775,000 | 7,294 |
| Provision for loan and lease losses | $2,000 | 6,819 |
| Total noninterest income | $161,000 | 6,311 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $137,000 | 4,559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,531 |
| Total noninterest expense | $787,000 | 6,764 |
| Salaries and employee benefits | $411,000 | 6,882 |
| Premises and equipment expense | $78,000 | 7,274 |
| Additional noninterest expense | $298,000 | 5,994 |
| Pre-tax net operating income | $147,000 | 7,563 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $147,000 | 7,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $72,000 | 4,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $147,000 | 7,284 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $746,000 | 6,505 |
| Total interest expense | $322,000 | 4,957 |
| Net interest income | $424,000 | 7,129 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $75,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $15,000 | 7,252 |
| Total noninterest expense | $376,000 | 6,927 |
| Salaries and employee benefits | $213,000 | 6,818 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $121,000 | 6,841 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $121,000 | 6,382 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 6,787 |
| Total interest expense | $1,391,000 | 5,114 |
| Net interest income | $1,371,000 | 7,542 |
| Provision for loan and lease losses | $118,000 | 5,079 |
| Total noninterest income | $295,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $250,000 | 4,758 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,331,000 | 7,207 |
| Salaries and employee benefits | $687,000 | 7,354 |
| Premises and equipment expense | $129,000 | 7,681 |
| Additional noninterest expense | $515,000 | 6,465 |
| Pre-tax net operating income | $217,000 | 7,767 |
| Securities gains (losses) | $209,000 | 1,315 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $426,000 | 6,681 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $426,000 | 6,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,889 |
| Cash dividends | $171,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $217,000 | 7,551 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 6,960 |
| Total interest expense | $1,072,000 | 5,174 |
| Net interest income | $921,000 | 7,839 |
| Provision for loan and lease losses | $154,000 | 3,870 |
| Total noninterest income | $221,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $187,000 | 4,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $987,000 | 7,237 |
| Salaries and employee benefits | $507,000 | 7,360 |
| Premises and equipment expense | $98,000 | 7,671 |
| Additional noninterest expense | $382,000 | 6,466 |
| Pre-tax net operating income | $1,000 | 8,626 |
| Securities gains (losses) | $209,000 | 1,202 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $210,000 | 7,533 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $210,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,593 |
| Cash dividends | $81,000 | 4,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,000 | 8,630 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 7,006 |
| Total interest expense | $754,000 | 5,113 |
| Net interest income | $572,000 | 7,988 |
| Provision for loan and lease losses | $92,000 | 4,005 |
| Total noninterest income | $151,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $124,000 | 4,770 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,000 | 7,458 |
| Total noninterest expense | $630,000 | 7,365 |
| Salaries and employee benefits | $333,000 | 7,416 |
| Premises and equipment expense | $66,000 | 7,663 |
| Additional noninterest expense | $231,000 | 6,761 |
| Pre-tax net operating income | $1,000 | 8,653 |
| Securities gains (losses) | $146,000 | 1,241 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $147,000 | 7,481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $147,000 | 7,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $36,000 | 4,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,000 | 8,645 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,056 |
| Total interest expense | $409,000 | 4,974 |
| Net interest income | $254,000 | 8,223 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $80,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $59,000 | 4,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $293,000 | 7,574 |
| Salaries and employee benefits | $167,000 | 7,447 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $95,000 | 7,280 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $48,000 | 1,413 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,790,000 | 7,058 |
| Total interest expense | $1,581,000 | 5,560 |
| Net interest income | $1,209,000 | 7,920 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $91,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $229,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-138,000 | 9,336 |
| Total noninterest expense | $1,452,000 | 6,945 |
| Salaries and employee benefits | $736,000 | 7,131 |
| Premises and equipment expense | $185,000 | 6,974 |
| Additional noninterest expense | $531,000 | 6,335 |
| Pre-tax net operating income | $-177,000 | 8,820 |
| Securities gains (losses) | $424,000 | 729 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $247,000 | 7,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $247,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $216,000 | 4,799 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 700 |
| Net operating income | $-177,000 | 8,840 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 6,704 |
| Total interest expense | $2,342,000 | 5,598 |
| Net interest income | $1,238,000 | 7,806 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $173,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $212,000 | 5,028 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-39,000 | 9,597 |
| Total noninterest expense | $1,466,000 | 6,874 |
| Salaries and employee benefits | $727,000 | 7,083 |
| Premises and equipment expense | $170,000 | 7,214 |
| Additional noninterest expense | $569,000 | 6,040 |
| Pre-tax net operating income | $-90,000 | 8,854 |
| Securities gains (losses) | $329,000 | 844 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $239,000 | 7,497 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $239,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $190,000 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-90,000 | 8,887 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,375,000 | 7,027 |
| Total interest expense | $1,772,000 | 6,650 |
| Net interest income | $1,603,000 | 7,292 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $290,000 | 6,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $888,000 | 8,329 |
| Salaries and employee benefits | $440,000 | 8,552 |
| Premises and equipment expense | $61,000 | 9,156 |
| Additional noninterest expense | $387,000 | 7,257 |
| Pre-tax net operating income | $1,004,000 | 5,247 |
| Securities gains (losses) | $-587,000 | 9,720 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $417,000 | 6,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $417,000 | 6,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $410,000 | 3,890 |
| Sale, conversion, retirement of capital stock, net | $1,093,000 | 433 |
| Net operating income | $1,004,000 | 4,378 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 8,473 |
| Total interest expense | $1,001,000 | 8,179 |
| Net interest income | $1,022,000 | 8,579 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $255,000 | 6,899 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,795 |
| Total noninterest expense | $800,000 | 8,732 |
| Salaries and employee benefits | $408,000 | 8,841 |
| Premises and equipment expense | $53,000 | 9,580 |
| Additional noninterest expense | $339,000 | 7,804 |
| Pre-tax net operating income | $457,000 | 7,344 |
| Securities gains (losses) | $-81,000 | 9,912 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $376,000 | 7,119 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $376,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $355,000 | 4,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $457,000 | 6,637 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 8,688 |
| Total interest expense | $929,000 | 8,615 |
| Net interest income | $1,068,000 | 8,641 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $262,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $752,000 | 8,929 |
| Salaries and employee benefits | $365,000 | 9,188 |
| Premises and equipment expense | $63,000 | 9,508 |
| Additional noninterest expense | $324,000 | 7,900 |
| Pre-tax net operating income | $526,000 | 7,243 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $527,000 | 6,445 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $527,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $546,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $526,000 | 6,340 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 8,981 |
| Total interest expense | $922,000 | 8,898 |
| Net interest income | $1,102,000 | 8,934 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $236,000 | 7,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 9,482 |
| Total noninterest expense | $680,000 | 9,457 |
| Salaries and employee benefits | $331,000 | 9,727 |
| Premises and equipment expense | $52,000 | 10,154 |
| Additional noninterest expense | $297,000 | 8,349 |
| Pre-tax net operating income | $658,000 | 7,170 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $223,000 | 6,590 |
| Income before extraordinary items | $435,000 | 7,405 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $435,000 | 7,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $435,000 | 7,355 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 9,276 |
| Total interest expense | $956,000 | 9,166 |
| Net interest income | $1,123,000 | 9,226 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $281,000 | 7,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $669,000 | 9,914 |
| Salaries and employee benefits | $314,000 | 10,240 |
| Premises and equipment expense | $46,000 | 10,757 |
| Additional noninterest expense | $309,000 | 8,782 |
| Pre-tax net operating income | $705,000 | 6,912 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $240,000 | 6,578 |
| Income before extraordinary items | $466,000 | 7,136 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $466,000 | 7,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $295,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $465,340 | 7,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 9,635 |
| Total interest expense | $888,000 | 9,665 |
| Net interest income | $1,161,000 | 9,450 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $236,000 | 7,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,950 |
| Total noninterest expense | $682,000 | 10,256 |
| Salaries and employee benefits | $321,000 | 10,579 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $311,000 | 9,138 |
| Pre-tax net operating income | $709,000 | 7,279 |
| Securities gains (losses) | $-65,000 | 11,310 |
| Applicable income taxes | $218,000 | 7,121 |
| Income before extraordinary items | $426,000 | 7,833 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $426,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $468,900 | 7,456 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 10,525 |
| Total interest expense | $628,000 | 10,469 |
| Net interest income | $973,000 | 10,481 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $229,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,730 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $667,000 | 10,840 |
| Salaries and employee benefits | $309,000 | 11,122 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $535,000 | 8,420 |
| Securities gains (losses) | $-72,000 | 11,319 |
| Applicable income taxes | $155,000 | 8,217 |
| Income before extraordinary items | $308,000 | 9,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $308,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $356,240 | 8,639 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 11,222 |
| Total interest expense | $683,000 | 10,692 |
| Net interest income | $828,000 | 11,415 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $626,000 | 11,513 |
| Salaries and employee benefits | $296,000 | 11,690 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $287,000 | 10,601 |
| Pre-tax net operating income | $394,000 | 9,456 |
| Securities gains (losses) | $108,000 | 2,386 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $334,000 | 9,095 |
| Extraordinary gains, net | $-13,000 | 12,366 |
| Net income | $321,000 | 9,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 7,819 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $261,640 | 9,651 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 11,140 |
| Total interest expense | $976,000 | 10,512 |
| Net interest income | $902,000 | 11,510 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $616,000 | 11,963 |
| Salaries and employee benefits | $262,000 | 12,472 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $311,000 | 10,684 |
| Pre-tax net operating income | $463,000 | 8,694 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $165,000 | 8,276 |
| Income before extraordinary items | $330,000 | 8,931 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $330,000 | 9,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $308,560 | 8,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.