Home > First State Bank and Trust Company of Valdosta > Income and Expense
First State Bank and Trust Company of Valdosta, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,781,000 | 1,190 |
| Total interest expense | $1,266,000 | 1,833 |
| Net interest income | $5,515,000 | 1,017 |
| Provision for loan and lease losses | $826,000 | 1,327 |
| Total noninterest income | $958,000 | 1,275 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $542,000 | 711 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $416,000 | 1,467 |
| Total noninterest expense | $2,351,000 | 2,078 |
| Salaries and employee benefits | $961,000 | 2,562 |
| Premises and equipment expense | $207,000 | 3,041 |
| Additional noninterest expense | $1,183,000 | 1,493 |
| Pre-tax net operating income | $3,296,000 | 403 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,219,000 | 331 |
| Income before extraordinary items | $2,077,000 | 535 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,077,000 | 537 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,077,000 | 537 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $1,572,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $2,077,000 | 517 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $27,132,000 | 1,272 |
| Total interest expense | $6,421,000 | 1,817 |
| Net interest income | $20,711,000 | 1,058 |
| Provision for loan and lease losses | $5,511,000 | 1,321 |
| Total noninterest income | $3,511,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,451,000 | 682 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,060,000 | 2,078 |
| Total noninterest expense | $9,213,000 | 2,160 |
| Salaries and employee benefits | $3,612,000 | 2,707 |
| Premises and equipment expense | $856,000 | 2,944 |
| Additional noninterest expense | $4,745,000 | 1,574 |
| Pre-tax net operating income | $9,498,000 | 452 |
| Securities gains (losses) | $112,000 | 2,047 |
| Applicable income taxes | $3,549,000 | 352 |
| Income before extraordinary items | $6,061,000 | 565 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,061,000 | 565 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $6,061,000 | 566 |
| Net charge-offs | $1,933,000 | 2,071 |
| Cash dividends | $3,302,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 1,050 |
| Net operating income | $5,989,320 | 568 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $20,074,000 | 1,316 |
| Total interest expense | $4,907,000 | 1,859 |
| Net interest income | $15,167,000 | 1,085 |
| Provision for loan and lease losses | $4,550,000 | 1,111 |
| Total noninterest income | $2,624,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,826,000 | 687 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $798,000 | 2,129 |
| Total noninterest expense | $6,885,000 | 2,169 |
| Salaries and employee benefits | $2,706,000 | 2,725 |
| Premises and equipment expense | $652,000 | 2,939 |
| Additional noninterest expense | $3,527,000 | 1,527 |
| Pre-tax net operating income | $6,356,000 | 536 |
| Securities gains (losses) | $112,000 | 1,743 |
| Applicable income taxes | $2,408,000 | 395 |
| Income before extraordinary items | $4,060,000 | 664 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,060,000 | 665 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,060,000 | 666 |
| Net charge-offs | $1,584,000 | 1,717 |
| Cash dividends | $2,202,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 963 |
| Net operating income | $3,988,320 | 674 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,227,000 | 1,347 |
| Total interest expense | $3,313,000 | 1,921 |
| Net interest income | $9,914,000 | 1,111 |
| Provision for loan and lease losses | $2,836,000 | 1,127 |
| Total noninterest income | $1,836,000 | 1,430 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,197,000 | 696 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $639,000 | 1,907 |
| Total noninterest expense | $4,561,000 | 2,204 |
| Salaries and employee benefits | $1,785,000 | 2,791 |
| Premises and equipment expense | $438,000 | 2,962 |
| Additional noninterest expense | $2,338,000 | 1,565 |
| Pre-tax net operating income | $4,353,000 | 507 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,615,000 | 406 |
| Income before extraordinary items | $2,738,000 | 663 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,738,000 | 660 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,738,000 | 664 |
| Net charge-offs | $1,251,000 | 1,478 |
| Cash dividends | $1,101,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 794 |
| Net operating income | $2,738,000 | 651 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 1,393 |
| Total interest expense | $1,715,000 | 1,929 |
| Net interest income | $4,765,000 | 1,158 |
| Provision for loan and lease losses | $185,000 | 2,963 |
| Total noninterest income | $939,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $576,000 | 699 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $363,000 | 1,722 |
| Total noninterest expense | $2,051,000 | 2,369 |
| Salaries and employee benefits | $859,000 | 2,921 |
| Premises and equipment expense | $214,000 | 3,070 |
| Additional noninterest expense | $978,000 | 1,657 |
| Pre-tax net operating income | $3,468,000 | 352 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,309,000 | 291 |
| Income before extraordinary items | $2,159,000 | 451 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,159,000 | 452 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,159,000 | 453 |
| Net charge-offs | $-112,000 | 8,195 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 697 |
| Net operating income | $2,159,000 | 422 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $27,935,000 | 1,390 |
| Total interest expense | $9,874,000 | 1,642 |
| Net interest income | $18,061,000 | 1,229 |
| Provision for loan and lease losses | $3,383,000 | 1,292 |
| Total noninterest income | $3,518,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,181,000 | 810 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,337,000 | 1,738 |
| Total noninterest expense | $7,649,000 | 2,470 |
| Salaries and employee benefits | $3,425,000 | 2,885 |
| Premises and equipment expense | $830,000 | 3,091 |
| Additional noninterest expense | $3,394,000 | 1,806 |
| Pre-tax net operating income | $10,547,000 | 507 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $3,940,000 | 381 |
| Income before extraordinary items | $6,607,000 | 596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,607,000 | 596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,970,000 | 1,005 |
| Cash dividends | $8,775,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $108,000 | 953 |
| Net operating income | $6,607,000 | 642 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $21,279,000 | 1,398 |
| Total interest expense | $7,585,000 | 1,660 |
| Net interest income | $13,694,000 | 1,236 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $2,622,000 | 1,454 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,624,000 | 822 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $998,000 | 1,817 |
| Total noninterest expense | $5,680,000 | 2,483 |
| Salaries and employee benefits | $2,565,000 | 2,917 |
| Premises and equipment expense | $634,000 | 3,053 |
| Additional noninterest expense | $2,481,000 | 1,788 |
| Pre-tax net operating income | $10,511,000 | 485 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $3,967,000 | 376 |
| Income before extraordinary items | $6,544,000 | 556 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,544,000 | 555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $7,228,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 833 |
| Net operating income | $6,544,000 | 584 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $14,321,000 | 1,403 |
| Total interest expense | $5,310,000 | 1,653 |
| Net interest income | $9,011,000 | 1,241 |
| Provision for loan and lease losses | $188,000 | 3,261 |
| Total noninterest income | $1,699,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,067,000 | 808 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $632,000 | 1,930 |
| Total noninterest expense | $3,759,000 | 2,514 |
| Salaries and employee benefits | $1,715,000 | 2,931 |
| Premises and equipment expense | $416,000 | 3,107 |
| Additional noninterest expense | $1,628,000 | 1,781 |
| Pre-tax net operating income | $6,763,000 | 534 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,552,000 | 431 |
| Income before extraordinary items | $4,211,000 | 654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,211,000 | 653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,608 |
| Cash dividends | $4,666,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 679 |
| Net operating income | $4,211,000 | 628 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,401,000 | 1,392 |
| Total interest expense | $2,942,000 | 1,594 |
| Net interest income | $4,459,000 | 1,242 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $858,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $559,000 | 773 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $299,000 | 1,978 |
| Total noninterest expense | $1,902,000 | 2,480 |
| Salaries and employee benefits | $893,000 | 2,851 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $808,000 | 1,760 |
| Pre-tax net operating income | $3,407,000 | 575 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,288,000 | 489 |
| Income before extraordinary items | $2,119,000 | 725 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,119,000 | 726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,732 |
| Cash dividends | $1,559,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 576 |
| Net operating income | $2,119,000 | 689 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,968,000 | 1,244 |
| Total interest expense | $14,872,000 | 1,347 |
| Net interest income | $19,096,000 | 1,167 |
| Provision for loan and lease losses | $57,000 | 5,569 |
| Total noninterest income | $3,543,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,226,000 | 801 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,317,000 | 1,842 |
| Total noninterest expense | $7,254,000 | 2,503 |
| Salaries and employee benefits | $3,555,000 | 2,764 |
| Premises and equipment expense | $840,000 | 2,967 |
| Additional noninterest expense | $2,859,000 | 1,926 |
| Pre-tax net operating income | $15,328,000 | 582 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $5,758,000 | 484 |
| Income before extraordinary items | $9,569,000 | 685 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,569,000 | 683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 2,057 |
| Cash dividends | $6,237,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 706 |
| Net operating income | $9,569,640 | 677 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,700,000 | 1,229 |
| Total interest expense | $11,427,000 | 1,308 |
| Net interest income | $14,273,000 | 1,176 |
| Provision for loan and lease losses | $154,000 | 3,440 |
| Total noninterest income | $2,605,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,632,000 | 800 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $973,000 | 1,863 |
| Total noninterest expense | $5,467,000 | 2,483 |
| Salaries and employee benefits | $2,727,000 | 2,702 |
| Premises and equipment expense | $621,000 | 2,987 |
| Additional noninterest expense | $2,119,000 | 1,906 |
| Pre-tax net operating income | $11,257,000 | 637 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $4,269,000 | 529 |
| Income before extraordinary items | $6,987,000 | 745 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,987,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $375,000 | 1,317 |
| Cash dividends | $4,601,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 595 |
| Net operating income | $6,987,640 | 737 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,050,000 | 1,254 |
| Total interest expense | $7,593,000 | 1,318 |
| Net interest income | $9,457,000 | 1,205 |
| Provision for loan and lease losses | $595,000 | 897 |
| Total noninterest income | $1,684,000 | 1,534 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,055,000 | 840 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $629,000 | 1,920 |
| Total noninterest expense | $3,645,000 | 2,510 |
| Salaries and employee benefits | $1,821,000 | 2,729 |
| Premises and equipment expense | $427,000 | 2,933 |
| Additional noninterest expense | $1,397,000 | 1,931 |
| Pre-tax net operating income | $6,901,000 | 715 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $2,613,000 | 583 |
| Income before extraordinary items | $4,287,000 | 848 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,287,000 | 848 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 664 |
| Cash dividends | $2,965,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $159,000 | 497 |
| Net operating income | $4,287,640 | 839 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 1,238 |
| Total interest expense | $3,774,000 | 1,319 |
| Net interest income | $4,787,000 | 1,174 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $825,000 | 1,528 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $517,000 | 826 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $308,000 | 1,918 |
| Total noninterest expense | $1,850,000 | 2,471 |
| Salaries and employee benefits | $921,000 | 2,733 |
| Premises and equipment expense | $224,000 | 2,845 |
| Additional noninterest expense | $705,000 | 1,892 |
| Pre-tax net operating income | $3,512,000 | 700 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,331,000 | 584 |
| Income before extraordinary items | $2,181,000 | 822 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,181,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,847 |
| Cash dividends | $1,328,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 318 |
| Net operating income | $2,181,000 | 814 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,163,000 | 1,261 |
| Total interest expense | $12,609,000 | 1,334 |
| Net interest income | $18,554,000 | 1,215 |
| Provision for loan and lease losses | $400,000 | 2,257 |
| Total noninterest income | $3,392,000 | 1,458 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,108,000 | 835 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,284,000 | 1,864 |
| Total noninterest expense | $7,153,000 | 2,470 |
| Salaries and employee benefits | $3,752,000 | 2,585 |
| Premises and equipment expense | $751,000 | 3,155 |
| Additional noninterest expense | $2,650,000 | 2,001 |
| Pre-tax net operating income | $14,393,000 | 712 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $5,440,000 | 597 |
| Income before extraordinary items | $8,953,000 | 830 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,953,000 | 829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 751 |
| Cash dividends | $3,071,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 776 |
| Net operating income | $8,953,000 | 821 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $22,583,000 | 1,307 |
| Total interest expense | $8,903,000 | 1,369 |
| Net interest income | $13,680,000 | 1,256 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $2,562,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,591,000 | 829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $971,000 | 1,860 |
| Total noninterest expense | $5,274,000 | 2,497 |
| Salaries and employee benefits | $2,744,000 | 2,643 |
| Premises and equipment expense | $559,000 | 3,176 |
| Additional noninterest expense | $1,971,000 | 1,978 |
| Pre-tax net operating income | $10,718,000 | 750 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $4,034,000 | 634 |
| Income before extraordinary items | $6,684,000 | 873 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,684,000 | 872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $820,000 | 549 |
| Cash dividends | $1,742,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 639 |
| Net operating income | $6,684,000 | 860 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,291,000 | 1,345 |
| Total interest expense | $5,415,000 | 1,432 |
| Net interest income | $8,876,000 | 1,292 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $1,706,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,045,000 | 833 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $661,000 | 1,839 |
| Total noninterest expense | $3,446,000 | 2,564 |
| Salaries and employee benefits | $1,783,000 | 2,704 |
| Premises and equipment expense | $363,000 | 3,231 |
| Additional noninterest expense | $1,300,000 | 2,022 |
| Pre-tax net operating income | $6,986,000 | 771 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,643,000 | 651 |
| Income before extraordinary items | $4,343,000 | 897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,343,000 | 898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $731,000 | 427 |
| Cash dividends | $1,710,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,343,000 | 878 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 1,384 |
| Total interest expense | $2,423,000 | 1,518 |
| Net interest income | $4,387,000 | 1,303 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $785,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $489,000 | 860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $296,000 | 1,961 |
| Total noninterest expense | $1,666,000 | 2,641 |
| Salaries and employee benefits | $865,000 | 2,784 |
| Premises and equipment expense | $179,000 | 3,284 |
| Additional noninterest expense | $622,000 | 2,089 |
| Pre-tax net operating income | $3,356,000 | 780 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,277,000 | 663 |
| Income before extraordinary items | $2,079,000 | 908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,079,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 608 |
| Cash dividends | $381,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,079,000 | 890 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,247,000 | 1,435 |
| Total interest expense | $7,246,000 | 1,564 |
| Net interest income | $16,001,000 | 1,369 |
| Provision for loan and lease losses | $-149,000 | 8,661 |
| Total noninterest income | $3,426,000 | 1,444 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,095,000 | 828 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,331,000 | 1,815 |
| Total noninterest expense | $6,164,000 | 2,681 |
| Salaries and employee benefits | $2,873,000 | 3,090 |
| Premises and equipment expense | $696,000 | 3,243 |
| Additional noninterest expense | $2,595,000 | 1,952 |
| Pre-tax net operating income | $13,412,000 | 737 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,097,000 | 629 |
| Income before extraordinary items | $8,315,000 | 867 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $8,315,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,469 |
| Cash dividends | $4,200,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $8,315,000 | 854 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,882,000 | 1,445 |
| Total interest expense | $5,176,000 | 1,550 |
| Net interest income | $11,706,000 | 1,377 |
| Provision for loan and lease losses | $-224,000 | 8,754 |
| Total noninterest income | $2,567,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,566,000 | 828 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,001,000 | 1,816 |
| Total noninterest expense | $4,455,000 | 2,753 |
| Salaries and employee benefits | $2,097,000 | 3,136 |
| Premises and equipment expense | $518,000 | 3,267 |
| Additional noninterest expense | $1,840,000 | 2,025 |
| Pre-tax net operating income | $10,042,000 | 737 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,818,000 | 637 |
| Income before extraordinary items | $6,224,000 | 864 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,224,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $2,582,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,224,000 | 846 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,808,000 | 1,454 |
| Total interest expense | $3,233,000 | 1,554 |
| Net interest income | $7,575,000 | 1,396 |
| Provision for loan and lease losses | $-400,000 | 8,793 |
| Total noninterest income | $1,639,000 | 1,482 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,006,000 | 845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $633,000 | 1,860 |
| Total noninterest expense | $2,993,000 | 2,698 |
| Salaries and employee benefits | $1,434,000 | 3,044 |
| Premises and equipment expense | $341,000 | 3,265 |
| Additional noninterest expense | $1,218,000 | 2,020 |
| Pre-tax net operating income | $6,621,000 | 737 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,516,000 | 641 |
| Income before extraordinary items | $4,105,000 | 849 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,105,000 | 849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,094 |
| Cash dividends | $1,505,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,105,000 | 828 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 1,480 |
| Total interest expense | $1,526,000 | 1,563 |
| Net interest income | $3,693,000 | 1,426 |
| Provision for loan and lease losses | $-500,000 | 8,887 |
| Total noninterest income | $823,000 | 1,459 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $487,000 | 837 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $336,000 | 1,751 |
| Total noninterest expense | $1,535,000 | 2,646 |
| Salaries and employee benefits | $758,000 | 2,901 |
| Premises and equipment expense | $170,000 | 3,306 |
| Additional noninterest expense | $607,000 | 2,016 |
| Pre-tax net operating income | $3,481,000 | 704 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,322,000 | 620 |
| Income before extraordinary items | $2,159,000 | 813 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,159,000 | 814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,912 |
| Cash dividends | $973,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,159,000 | 793 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,450,000 | 1,483 |
| Total interest expense | $4,817,000 | 1,701 |
| Net interest income | $14,633,000 | 1,380 |
| Provision for loan and lease losses | $1,350,000 | 799 |
| Total noninterest income | $3,317,000 | 1,479 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $2,251,000 | 779 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,066,000 | 2,059 |
| Total noninterest expense | $6,435,000 | 2,483 |
| Salaries and employee benefits | $3,474,000 | 2,498 |
| Premises and equipment expense | $648,000 | 3,327 |
| Additional noninterest expense | $2,313,000 | 2,106 |
| Pre-tax net operating income | $10,165,000 | 863 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $3,843,000 | 735 |
| Income before extraordinary items | $6,322,000 | 1,038 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,322,000 | 1,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,743 |
| Cash dividends | $2,838,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,322,000 | 1,007 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,237,000 | 1,505 |
| Total interest expense | $3,386,000 | 1,770 |
| Net interest income | $10,851,000 | 1,379 |
| Provision for loan and lease losses | $900,000 | 852 |
| Total noninterest income | $2,438,000 | 1,510 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,664,000 | 795 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $774,000 | 2,122 |
| Total noninterest expense | $4,848,000 | 2,453 |
| Salaries and employee benefits | $2,652,000 | 2,437 |
| Premises and equipment expense | $470,000 | 3,425 |
| Additional noninterest expense | $1,726,000 | 2,090 |
| Pre-tax net operating income | $7,541,000 | 882 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,851,000 | 752 |
| Income before extraordinary items | $4,690,000 | 1,056 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,690,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,719 |
| Cash dividends | $1,799,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,690,000 | 1,018 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,126,000 | 1,546 |
| Total interest expense | $2,113,000 | 1,871 |
| Net interest income | $7,013,000 | 1,407 |
| Provision for loan and lease losses | $400,000 | 1,225 |
| Total noninterest income | $1,570,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,069,000 | 813 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $501,000 | 2,185 |
| Total noninterest expense | $3,185,000 | 2,497 |
| Salaries and employee benefits | $1,743,000 | 2,466 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $1,135,000 | 2,128 |
| Pre-tax net operating income | $4,998,000 | 873 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,890,000 | 756 |
| Income before extraordinary items | $3,108,000 | 1,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,108,000 | 1,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,165 |
| Cash dividends | $1,799,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,108,000 | 1,018 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 1,570 |
| Total interest expense | $1,068,000 | 1,867 |
| Net interest income | $3,423,000 | 1,459 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $734,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $509,000 | 828 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $225,000 | 2,286 |
| Total noninterest expense | $1,582,000 | 2,524 |
| Salaries and employee benefits | $881,000 | 2,458 |
| Premises and equipment expense | $148,000 | 3,623 |
| Additional noninterest expense | $553,000 | 2,147 |
| Pre-tax net operating income | $2,425,000 | 887 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $917,000 | 784 |
| Income before extraordinary items | $1,508,000 | 1,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,508,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $754,000 | 845 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,508,000 | 1,025 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $16,559,000 | 1,726 |
| Total interest expense | $4,368,000 | 2,038 |
| Net interest income | $12,191,000 | 1,596 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $2,768,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,943,000 | 884 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $825,000 | 2,684 |
| Total noninterest expense | $6,234,000 | 2,511 |
| Salaries and employee benefits | $3,270,000 | 2,559 |
| Premises and equipment expense | $601,000 | 3,513 |
| Additional noninterest expense | $2,363,000 | 2,039 |
| Pre-tax net operating income | $8,275,000 | 1,006 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,114,000 | 889 |
| Income before extraordinary items | $5,161,000 | 1,244 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,161,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,458 |
| Cash dividends | $3,015,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 743 |
| Net operating income | $5,161,000 | 1,175 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $12,261,000 | 1,771 |
| Total interest expense | $3,308,000 | 2,101 |
| Net interest income | $8,953,000 | 1,636 |
| Provision for loan and lease losses | $570,000 | 1,481 |
| Total noninterest income | $2,037,000 | 1,865 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,419,000 | 918 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $618,000 | 2,794 |
| Total noninterest expense | $4,663,000 | 2,530 |
| Salaries and employee benefits | $2,427,000 | 2,596 |
| Premises and equipment expense | $452,000 | 3,511 |
| Additional noninterest expense | $1,784,000 | 2,006 |
| Pre-tax net operating income | $5,757,000 | 1,122 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,160,000 | 1,000 |
| Income before extraordinary items | $3,597,000 | 1,385 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,597,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,715 |
| Cash dividends | $2,186,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,597,000 | 1,308 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,076,000 | 1,800 |
| Total interest expense | $2,226,000 | 2,152 |
| Net interest income | $5,850,000 | 1,668 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $1,317,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $937,000 | 913 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $380,000 | 2,875 |
| Total noninterest expense | $3,044,000 | 2,559 |
| Salaries and employee benefits | $1,551,000 | 2,704 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $1,192,000 | 2,007 |
| Pre-tax net operating income | $3,723,000 | 1,150 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,395,000 | 1,050 |
| Income before extraordinary items | $2,328,000 | 1,421 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,328,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $1,357,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,328,000 | 1,326 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 1,836 |
| Total interest expense | $1,088,000 | 2,242 |
| Net interest income | $2,910,000 | 1,674 |
| Provision for loan and lease losses | $185,000 | 1,457 |
| Total noninterest income | $639,000 | 1,904 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $462,000 | 890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 2,931 |
| Total noninterest expense | $1,509,000 | 2,565 |
| Salaries and employee benefits | $782,000 | 2,672 |
| Premises and equipment expense | $152,000 | 3,453 |
| Additional noninterest expense | $575,000 | 2,049 |
| Pre-tax net operating income | $1,855,000 | 1,166 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $695,000 | 1,064 |
| Income before extraordinary items | $1,160,000 | 1,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,160,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,160,000 | 1,320 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,364,000 | 1,885 |
| Total interest expense | $4,591,000 | 2,423 |
| Net interest income | $11,773,000 | 1,646 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $2,718,000 | 1,677 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,859,000 | 867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $859,000 | 2,393 |
| Total noninterest expense | $6,031,000 | 2,445 |
| Salaries and employee benefits | $3,071,000 | 2,567 |
| Premises and equipment expense | $584,000 | 3,485 |
| Additional noninterest expense | $2,376,000 | 1,950 |
| Pre-tax net operating income | $8,070,000 | 1,050 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,016,000 | 917 |
| Income before extraordinary items | $5,054,000 | 1,243 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,054,000 | 1,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,839 |
| Cash dividends | $4,159,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 757 |
| Net operating income | $5,054,000 | 1,191 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,220,000 | 1,881 |
| Total interest expense | $7,726,000 | 2,083 |
| Net interest income | $10,494,000 | 1,704 |
| Provision for loan and lease losses | $295,000 | 3,263 |
| Total noninterest income | $3,341,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,877,000 | 782 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,464,000 | 1,556 |
| Total noninterest expense | $5,948,000 | 2,396 |
| Salaries and employee benefits | $3,376,000 | 2,224 |
| Premises and equipment expense | $566,000 | 3,532 |
| Additional noninterest expense | $2,006,000 | 2,233 |
| Pre-tax net operating income | $7,592,000 | 990 |
| Securities gains (losses) | $82,000 | 1,913 |
| Applicable income taxes | $2,854,000 | 874 |
| Income before extraordinary items | $4,820,000 | 1,131 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,820,000 | 1,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,080 |
| Cash dividends | $3,163,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 640 |
| Net operating income | $4,767,520 | 1,101 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,718,000 | 1,990 |
| Total interest expense | $7,744,000 | 2,193 |
| Net interest income | $9,974,000 | 1,762 |
| Provision for loan and lease losses | $185,000 | 3,897 |
| Total noninterest income | $2,694,000 | 1,488 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,740,000 | 780 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $954,000 | 1,918 |
| Total noninterest expense | $5,696,000 | 2,398 |
| Salaries and employee benefits | $3,207,000 | 2,231 |
| Premises and equipment expense | $655,000 | 3,050 |
| Additional noninterest expense | $1,834,000 | 2,343 |
| Pre-tax net operating income | $6,787,000 | 1,114 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,521,000 | 958 |
| Income before extraordinary items | $4,266,000 | 1,235 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,266,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 9,772 |
| Cash dividends | $2,756,000 | 1,035 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 901 |
| Net operating income | $4,266,000 | 1,229 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,886,000 | 2,189 |
| Total interest expense | $6,038,000 | 2,441 |
| Net interest income | $8,848,000 | 1,988 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $2,896,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,891,000 | 703 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,005,000 | 1,858 |
| Total noninterest expense | $5,680,000 | 2,388 |
| Salaries and employee benefits | $3,339,000 | 2,101 |
| Premises and equipment expense | $661,000 | 3,012 |
| Additional noninterest expense | $1,680,000 | 2,564 |
| Pre-tax net operating income | $5,954,000 | 1,286 |
| Securities gains (losses) | $26,000 | 1,258 |
| Applicable income taxes | $2,208,000 | 1,127 |
| Income before extraordinary items | $3,772,000 | 1,414 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,772,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 9,896 |
| Cash dividends | $4,325,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 898 |
| Net operating income | $3,755,360 | 1,401 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,818,000 | 2,207 |
| Total interest expense | $6,171,000 | 2,456 |
| Net interest income | $8,647,000 | 1,976 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $2,880,000 | 1,386 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $1,759,000 | 697 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,120,000 | 1,711 |
| Total noninterest expense | $5,490,000 | 2,389 |
| Salaries and employee benefits | $3,214,000 | 2,109 |
| Premises and equipment expense | $703,000 | 2,758 |
| Additional noninterest expense | $1,573,000 | 2,651 |
| Pre-tax net operating income | $5,737,000 | 1,308 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,122,000 | 1,191 |
| Income before extraordinary items | $3,615,000 | 1,462 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,615,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,084 |
| Cash dividends | $3,092,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $355,000 | 606 |
| Net operating income | $3,615,000 | 1,401 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,857,000 | 2,360 |
| Total interest expense | $5,588,000 | 2,669 |
| Net interest income | $8,269,000 | 2,104 |
| Provision for loan and lease losses | $395,000 | 2,128 |
| Total noninterest income | $2,562,000 | 1,453 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $1,691,000 | 753 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $870,000 | 1,915 |
| Total noninterest expense | $5,350,000 | 2,409 |
| Salaries and employee benefits | $3,067,000 | 2,159 |
| Premises and equipment expense | $711,000 | 2,699 |
| Additional noninterest expense | $1,572,000 | 2,610 |
| Pre-tax net operating income | $5,086,000 | 1,521 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,847,000 | 1,422 |
| Income before extraordinary items | $3,239,000 | 1,666 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,239,000 | 1,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $629,000 | 1,114 |
| Cash dividends | $2,047,000 | 1,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,239,000 | 1,629 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,123,000 | 2,548 |
| Total interest expense | $5,452,000 | 2,796 |
| Net interest income | $7,671,000 | 2,350 |
| Provision for loan and lease losses | $775,000 | 1,228 |
| Total noninterest income | $2,530,000 | 1,539 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,769,000 | 751 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $761,000 | 2,173 |
| Total noninterest expense | $5,088,000 | 2,685 |
| Salaries and employee benefits | $2,849,000 | 2,340 |
| Premises and equipment expense | $695,000 | 2,821 |
| Additional noninterest expense | $1,544,000 | 3,051 |
| Pre-tax net operating income | $4,338,000 | 1,667 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,533,000 | 1,569 |
| Income before extraordinary items | $2,805,000 | 1,765 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,805,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,532 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 810 |
| Net operating income | $2,805,000 | 1,730 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,423,000 | 2,490 |
| Total interest expense | $5,575,000 | 2,749 |
| Net interest income | $7,848,000 | 2,293 |
| Provision for loan and lease losses | $3,037,000 | 441 |
| Total noninterest income | $2,307,000 | 1,634 |
| Gross Fiduciary activities income | $7,000 | 1,492 |
| Service charges on deposit accounts | $1,713,000 | 779 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $587,000 | 2,575 |
| Total noninterest expense | $4,744,000 | 2,850 |
| Salaries and employee benefits | $2,402,000 | 2,779 |
| Premises and equipment expense | $665,000 | 2,940 |
| Additional noninterest expense | $1,677,000 | 2,778 |
| Pre-tax net operating income | $2,374,000 | 2,995 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $745,000 | 3,061 |
| Income before extraordinary items | $1,629,000 | 3,010 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,629,000 | 3,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,142,000 | 438 |
| Cash dividends | $5,105,000 | 623 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,629,000 | 2,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,400,000 | 2,658 |
| Total interest expense | $4,208,000 | 2,903 |
| Net interest income | $7,192,000 | 2,513 |
| Provision for loan and lease losses | $770,000 | 1,130 |
| Total noninterest income | $2,340,000 | 1,637 |
| Gross Fiduciary activities income | $17,000 | 1,435 |
| Service charges on deposit accounts | $1,742,000 | 766 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $581,000 | 2,649 |
| Total noninterest expense | $5,255,000 | 2,648 |
| Salaries and employee benefits | $2,756,000 | 2,430 |
| Premises and equipment expense | $681,000 | 2,884 |
| Additional noninterest expense | $1,818,000 | 2,803 |
| Pre-tax net operating income | $3,507,000 | 2,035 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $1,179,000 | 1,904 |
| Income before extraordinary items | $2,337,000 | 2,092 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,337,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $612,000 | 1,198 |
| Cash dividends | $3,470,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,331,060 | 2,117 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,689,000 | 2,899 |
| Total interest expense | $4,241,000 | 3,006 |
| Net interest income | $6,448,000 | 2,808 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $2,336,000 | 1,768 |
| Gross Fiduciary activities income | $55,000 | 1,324 |
| Service charges on deposit accounts | $1,719,000 | 766 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $562,000 | 3,011 |
| Total noninterest expense | $5,291,000 | 2,706 |
| Salaries and employee benefits | $2,820,000 | 2,360 |
| Premises and equipment expense | $685,000 | 2,943 |
| Additional noninterest expense | $1,786,000 | 3,002 |
| Pre-tax net operating income | $2,893,000 | 2,379 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $927,000 | 2,448 |
| Income before extraordinary items | $1,974,000 | 2,555 |
| Extraordinary gains, net | $64,000 | 1,977 |
| Net income | $2,038,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 2,311 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,968,560 | 2,413 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,151,000 | 2,883 |
| Total interest expense | $6,761,000 | 2,497 |
| Net interest income | $5,390,000 | 3,384 |
| Provision for loan and lease losses | $725,000 | 2,306 |
| Total noninterest income | $2,122,000 | 1,855 |
| Gross Fiduciary activities income | $49,000 | 1,365 |
| Service charges on deposit accounts | $1,690,000 | 781 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $383,000 | 3,813 |
| Total noninterest expense | $5,113,000 | 2,801 |
| Salaries and employee benefits | $2,751,000 | 2,354 |
| Premises and equipment expense | $712,000 | 2,876 |
| Additional noninterest expense | $1,650,000 | 3,316 |
| Pre-tax net operating income | $1,674,000 | 3,670 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $397,000 | 4,820 |
| Income before extraordinary items | $1,278,000 | 3,596 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,278,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 2,692 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,277,240 | 3,333 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.