Home > First State Bank and Trust Company of Valdosta > Assets and Liabilities
First State Bank and Trust Company of Valdosta, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 68 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $578,096,000 | 1,209 |
| Cash and due from depository institutions | $6,368,000 | 2,368 |
| Interest-bearing balances | $520,000 | 5,805 |
| Securities | $84,735,000 | 1,533 |
| Federal funds sold & reverse repurchase agreements | $32,729,000 | 251 |
| Net loans & leases | $434,101,000 | 1,055 |
| Loan loss allowance | $8,277,000 | 1,031 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,610,000 | 1,301 |
| Other real estate owned | $982,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,571,000 | 2,097 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $578,096,000 | 1,209 |
| Total liabilities | $530,286,000 | 1,181 |
| Total deposits | $503,267,000 | 1,118 |
| Interest-bearing deposits | $416,711,000 | 1,179 |
| Deposits held in domestic offices | $503,267,000 | 1,116 |
| % insured | 76.94% | 6,720 |
| Federal funds purchased & repurchase agreements | $9,810,000 | 1,014 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,209,000 | 1,956 |
| Total equity capital | $47,810,000 | 1,420 |
| Total bank equity capital | $47,810,000 | 1,420 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,000,000 | 2,649 |
| Surplus | $36,765,000 | 945 |
| Undivided profits | $10,045,000 | 2,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,135,000 | 3,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,383,000 | 1,314 |
| Earning assets | $552,085,000 | 1,143 |
| Long-term assets (5+ years) | $113,813,000 | 1,211 |
| Average Assets, year-to-date | $569,067,500 | 1,226 |
| Average Assets, quarterly | $569,067,500 | 1,226 |
| Volatile liabilities | $123,499,000 | 1,206 |
| Insider loans | $22,115,000 | 254 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $49,394,000 | 1,341 |
| Tier 1 (core) risk-based capital | $46,142,000 | 1,372 |
| Tier 2 risk-based capital | $5,652,000 | 1,063 |
| Total risk weighted assets | $449,495,000 | 1,089 |
| Total unused commitments | $49,394,000 | 1,343 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 67 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $560,039,000 | 1,243 |
| Cash and due from depository institutions | $2,948,000 | 2,418 |
| Interest-bearing balances | $444,000 | 5,714 |
| Securities | $77,707,000 | 1,634 |
| Federal funds sold & reverse repurchase agreements | $20,937,000 | 384 |
| Net loans & leases | $436,768,000 | 1,068 |
| Loan loss allowance | $7,491,000 | 1,145 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $9,446,000 | 1,341 |
| Other real estate owned | $1,039,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $11,194,000 | 1,915 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $560,039,000 | 1,243 |
| Total liabilities | $512,850,000 | 1,230 |
| Total deposits | $487,989,000 | 1,149 |
| Interest-bearing deposits | $409,890,000 | 1,191 |
| Deposits held in domestic offices | $487,989,000 | 1,147 |
| % insured | 78.43% | 6,537 |
| Federal funds purchased & repurchase agreements | $7,943,000 | 1,175 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,918,000 | 2,205 |
| Total equity capital | $47,189,000 | 1,414 |
| Total bank equity capital | $47,189,000 | 1,414 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,000,000 | 2,691 |
| Surplus | $36,749,000 | 939 |
| Undivided profits | $9,440,000 | 3,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,237,000 | 2,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,588,000 | 1,244 |
| Earning assets | $535,856,000 | 1,182 |
| Long-term assets (5+ years) | $113,064,000 | 1,222 |
| Average Assets, year-to-date | $554,510,800 | 1,253 |
| Average Assets, quarterly | $569,703,500 | 1,227 |
| Volatile liabilities | $116,560,000 | 1,271 |
| Insider loans | $21,244,000 | 277 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $60,011,000 | 1,150 |
| Tier 1 (core) risk-based capital | $45,620,000 | 1,366 |
| Tier 2 risk-based capital | $5,612,000 | 1,099 |
| Total risk weighted assets | $447,036,000 | 1,129 |
| Total unused commitments | $60,011,000 | 1,151 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 66 | 2,472 |
| Assets and Liabilities | ||
| Total Assets: | $579,368,000 | 1,223 |
| Cash and due from depository institutions | $14,750,000 | 2,472 |
| Interest-bearing balances | $8,422,000 | 2,284 |
| Securities | $76,841,000 | 1,645 |
| Federal funds sold & reverse repurchase agreements | $18,672,000 | 481 |
| Net loans & leases | $451,892,000 | 1,065 |
| Loan loss allowance | $6,879,000 | 1,157 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $9,447,000 | 1,340 |
| Other real estate owned | $716,000 | 2,472 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $7,050,000 | 2,448 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $579,368,000 | 1,223 |
| Total liabilities | $532,669,000 | 1,193 |
| Total deposits | $507,428,000 | 1,102 |
| Interest-bearing deposits | $438,062,000 | 1,115 |
| Deposits held in domestic offices | $507,428,000 | 1,099 |
| % insured | 81.35% | 6,257 |
| Federal funds purchased & repurchase agreements | $7,759,000 | 1,235 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,482,000 | 1,971 |
| Total equity capital | $46,699,000 | 1,483 |
| Total bank equity capital | $46,699,000 | 1,482 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,000,000 | 2,726 |
| Surplus | $36,738,000 | 921 |
| Undivided profits | $8,961,000 | 3,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,534,000 | 2,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 983 |
| Income earned, not collected on loans | $2,620,000 | 1,321 |
| Earning assets | $555,827,000 | 1,165 |
| Long-term assets (5+ years) | $120,724,000 | 1,139 |
| Average Assets, year-to-date | $553,128,750 | 1,262 |
| Average Assets, quarterly | $571,360,000 | 1,236 |
| Volatile liabilities | $111,815,000 | 1,369 |
| Insider loans | $22,590,000 | 254 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $65,298,000 | 1,144 |
| Tier 1 (core) risk-based capital | $44,709,000 | 1,425 |
| Tier 2 risk-based capital | $5,780,000 | 1,063 |
| Total risk weighted assets | $461,297,000 | 1,117 |
| Total unused commitments | $65,298,000 | 1,147 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 68 | 2,443 |
| Assets and Liabilities | ||
| Total Assets: | $563,352,000 | 1,265 |
| Cash and due from depository institutions | $14,083,000 | 2,443 |
| Interest-bearing balances | $4,836,000 | 2,819 |
| Securities | $77,556,000 | 1,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $452,437,000 | 1,085 |
| Loan loss allowance | $5,498,000 | 1,384 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $9,536,000 | 1,349 |
| Other real estate owned | $1,430,000 | 2,443 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $8,310,000 | 2,187 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $563,352,000 | 1,265 |
| Total liabilities | $517,195,000 | 1,250 |
| Total deposits | $482,526,000 | 1,169 |
| Interest-bearing deposits | $407,526,000 | 1,215 |
| Deposits held in domestic offices | $482,526,000 | 1,166 |
| % insured | 69.34% | 6,165 |
| Federal funds purchased & repurchase agreements | $16,945,000 | 817 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,724,000 | 1,866 |
| Total equity capital | $46,157,000 | 1,488 |
| Total bank equity capital | $46,157,000 | 1,488 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,000,000 | 2,766 |
| Surplus | $36,749,000 | 930 |
| Undivided profits | $8,408,000 | 3,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,323,000 | 2,829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,826,000 | 1,188 |
| Earning assets | $534,829,000 | 1,228 |
| Long-term assets (5+ years) | $99,002,000 | 1,355 |
| Average Assets, year-to-date | $544,382,330 | 1,301 |
| Average Assets, quarterly | $552,717,500 | 1,291 |
| Volatile liabilities | $101,646,000 | 1,518 |
| Insider loans | $22,948,000 | 261 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $60,894,000 | 1,250 |
| Tier 1 (core) risk-based capital | $44,498,000 | 1,450 |
| Tier 2 risk-based capital | $5,500,000 | 1,121 |
| Total risk weighted assets | $464,848,000 | 1,137 |
| Total unused commitments | $60,894,000 | 1,252 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 67 | 2,487 |
| Assets and Liabilities | ||
| Total Assets: | $542,083,000 | 1,322 |
| Cash and due from depository institutions | $6,856,000 | 2,487 |
| Interest-bearing balances | $21,000 | 6,839 |
| Securities | $73,698,000 | 1,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $444,613,000 | 1,112 |
| Loan loss allowance | $4,210,000 | 1,646 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $9,619,000 | 1,348 |
| Other real estate owned | $1,731,000 | 2,487 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,566,000 | 2,890 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $542,083,000 | 1,322 |
| Total liabilities | $495,190,000 | 1,305 |
| Total deposits | $429,143,000 | 1,324 |
| Interest-bearing deposits | $358,189,000 | 1,385 |
| Deposits held in domestic offices | $429,143,000 | 1,320 |
| % insured | 66.22% | 6,619 |
| Federal funds purchased & repurchase agreements | $40,810,000 | 489 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $22,000,000 | 1,932 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,237,000 | 1,607 |
| Total equity capital | $46,893,000 | 1,481 |
| Total bank equity capital | $46,893,000 | 1,481 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 2,787 |
| Surplus | $36,721,000 | 925 |
| Undivided profits | $9,172,000 | 3,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,253,000 | 2,043 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,486,000 | 1,391 |
| Earning assets | $518,332,000 | 1,262 |
| Long-term assets (5+ years) | $92,308,000 | 1,429 |
| Average Assets, year-to-date | $534,897,500 | 1,324 |
| Average Assets, quarterly | $534,897,500 | 1,324 |
| Volatile liabilities | $132,781,000 | 1,162 |
| Insider loans | $22,398,000 | 275 |
| FHLB advances | $22,000,000 | 1,826 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $63,261,000 | 1,266 |
| Tier 1 (core) risk-based capital | $44,993,000 | 1,445 |
| Tier 2 risk-based capital | $4,212,000 | 1,403 |
| Total risk weighted assets | $470,751,000 | 1,122 |
| Total unused commitments | $63,261,000 | 1,269 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 71 | 2,392 |
| Assets and Liabilities | ||
| Total Assets: | $527,712,000 | 1,331 |
| Cash and due from depository institutions | $10,174,000 | 2,392 |
| Interest-bearing balances | $29,000 | 6,428 |
| Securities | $76,343,000 | 1,599 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $423,894,000 | 1,181 |
| Loan loss allowance | $3,913,000 | 1,713 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $10,020,000 | 1,295 |
| Other real estate owned | $0 | 2,392 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $7,281,000 | 2,414 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $527,712,000 | 1,331 |
| Total liabilities | $483,056,000 | 1,323 |
| Total deposits | $407,915,000 | 1,348 |
| Interest-bearing deposits | $329,966,000 | 1,466 |
| Deposits held in domestic offices | $407,915,000 | 1,345 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,348,000 | 606 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $42,000,000 | 1,343 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,793,000 | 2,499 |
| Total equity capital | $44,656,000 | 1,525 |
| Total bank equity capital | $44,656,000 | 1,525 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,802 |
| Surplus | $36,696,000 | 894 |
| Undivided profits | $6,960,000 | 3,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,405,000 | 2,042 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,490,000 | 1,465 |
| Earning assets | $500,266,000 | 1,286 |
| Long-term assets (5+ years) | $95,651,000 | 1,357 |
| Average Assets, year-to-date | $495,721,200 | 1,367 |
| Average Assets, quarterly | $518,288,000 | 1,340 |
| Volatile liabilities | $103,916,000 | 1,466 |
| Insider loans | $19,840,000 | 328 |
| FHLB advances | $42,000,000 | 1,244 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $67,372,000 | 1,236 |
| Tier 1 (core) risk-based capital | $42,809,000 | 1,496 |
| Tier 2 risk-based capital | $3,943,000 | 1,473 |
| Total risk weighted assets | $458,118,000 | 1,142 |
| Total unused commitments | $67,372,000 | 1,237 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 72 | 2,369 |
| Assets and Liabilities | ||
| Total Assets: | $508,864,000 | 1,359 |
| Cash and due from depository institutions | $11,263,000 | 2,369 |
| Interest-bearing balances | $266,000 | 4,229 |
| Securities | $75,734,000 | 1,563 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $404,345,000 | 1,224 |
| Loan loss allowance | $3,622,000 | 1,670 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,108,000 | 1,276 |
| Other real estate owned | $64,000 | 2,369 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,350,000 | 2,393 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $508,864,000 | 1,359 |
| Total liabilities | $465,209,000 | 1,343 |
| Total deposits | $414,178,000 | 1,304 |
| Interest-bearing deposits | $393,348,000 | 1,190 |
| Deposits held in domestic offices | $414,178,000 | 1,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,573,000 | 1,558 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $42,000,000 | 1,353 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,458,000 | 1,955 |
| Total equity capital | $43,655,000 | 1,558 |
| Total bank equity capital | $43,655,000 | 1,558 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000,000 | 2,830 |
| Surplus | $35,838,000 | 898 |
| Undivided profits | $6,817,000 | 3,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $184,000 | 6,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,753,000 | 1,394 |
| Earning assets | $480,345,000 | 1,327 |
| Long-term assets (5+ years) | $90,833,000 | 1,388 |
| Average Assets, year-to-date | $487,723,500 | 1,397 |
| Average Assets, quarterly | $509,253,500 | 1,351 |
| Volatile liabilities | $67,845,000 | 2,067 |
| Insider loans | $20,971,000 | 292 |
| FHLB advances | $42,000,000 | 1,268 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $79,884,000 | 1,149 |
| Tier 1 (core) risk-based capital | $43,434,000 | 1,491 |
| Tier 2 risk-based capital | $3,620,000 | 1,552 |
| Total risk weighted assets | $443,651,000 | 1,176 |
| Total unused commitments | $79,884,000 | 1,151 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $509,643,000 | 1,350 |
| Cash and due from depository institutions | $13,622,000 | 2,368 |
| Interest-bearing balances | $48,000 | 5,695 |
| Securities | $67,231,000 | 1,772 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $410,809,000 | 1,188 |
| Loan loss allowance | $3,685,000 | 1,587 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,166,000 | 1,262 |
| Other real estate owned | $63,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,752,000 | 2,268 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $509,643,000 | 1,350 |
| Total liabilities | $465,872,000 | 1,334 |
| Total deposits | $383,383,000 | 1,400 |
| Interest-bearing deposits | $355,849,000 | 1,308 |
| Deposits held in domestic offices | $383,383,000 | 1,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,388,000 | 649 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $47,000,000 | 1,225 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,101,000 | 2,225 |
| Total equity capital | $43,771,000 | 1,570 |
| Total bank equity capital | $43,771,000 | 1,570 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000,000 | 2,852 |
| Surplus | $35,823,000 | 886 |
| Undivided profits | $6,948,000 | 3,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,723 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,858,000 | 1,288 |
| Earning assets | $478,088,000 | 1,315 |
| Long-term assets (5+ years) | $74,172,000 | 1,643 |
| Average Assets, year-to-date | $480,676,670 | 1,423 |
| Average Assets, quarterly | $491,172,000 | 1,403 |
| Volatile liabilities | $75,412,000 | 1,880 |
| Insider loans | $22,068,000 | 288 |
| FHLB advances | $47,000,000 | 1,144 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $75,429,000 | 1,231 |
| Tier 1 (core) risk-based capital | $43,651,000 | 1,492 |
| Tier 2 risk-based capital | $3,684,000 | 1,491 |
| Total risk weighted assets | $448,711,000 | 1,153 |
| Total unused commitments | $75,429,000 | 1,231 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 77 | 2,249 |
| Assets and Liabilities | ||
| Total Assets: | $472,701,000 | 1,479 |
| Cash and due from depository institutions | $10,437,000 | 2,249 |
| Interest-bearing balances | $1,760,000 | 2,495 |
| Securities | $47,453,000 | 2,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $397,093,000 | 1,208 |
| Loan loss allowance | $3,514,000 | 1,613 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,242,000 | 1,233 |
| Other real estate owned | $64,000 | 2,249 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $7,412,000 | 2,286 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $472,701,000 | 1,479 |
| Total liabilities | $427,211,000 | 1,469 |
| Total deposits | $328,589,000 | 1,645 |
| Interest-bearing deposits | $303,845,000 | 1,564 |
| Deposits held in domestic offices | $328,589,000 | 1,641 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,656,000 | 501 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $47,000,000 | 1,142 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,966,000 | 1,835 |
| Total equity capital | $45,490,000 | 1,542 |
| Total bank equity capital | $45,490,000 | 1,542 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000,000 | 2,858 |
| Surplus | $35,788,000 | 890 |
| Undivided profits | $8,702,000 | 3,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,244,000 | 1,156 |
| Earning assets | $446,306,000 | 1,416 |
| Long-term assets (5+ years) | $32,577,000 | 2,941 |
| Average Assets, year-to-date | $466,193,500 | 1,478 |
| Average Assets, quarterly | $466,193,500 | 1,478 |
| Volatile liabilities | $98,112,000 | 1,477 |
| Insider loans | $21,340,000 | 284 |
| FHLB advances | $47,000,000 | 1,068 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $83,149,000 | 1,183 |
| Tier 1 (core) risk-based capital | $44,628,000 | 1,457 |
| Tier 2 risk-based capital | $3,512,000 | 1,521 |
| Total risk weighted assets | $427,338,000 | 1,186 |
| Total unused commitments | $83,149,000 | 1,184 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 76 | 2,275 |
| Assets and Liabilities | ||
| Total Assets: | $459,686,000 | 1,492 |
| Cash and due from depository institutions | $9,967,000 | 2,275 |
| Interest-bearing balances | $1,227,000 | 2,351 |
| Securities | $43,195,000 | 2,605 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $390,340,000 | 1,214 |
| Loan loss allowance | $3,500,000 | 1,588 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,224,000 | 1,561 |
| Other real estate owned | $0 | 2,275 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $7,960,000 | 2,181 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $459,686,000 | 1,492 |
| Total liabilities | $415,336,000 | 1,484 |
| Total deposits | $341,244,000 | 1,577 |
| Interest-bearing deposits | $317,410,000 | 1,465 |
| Deposits held in domestic offices | $341,244,000 | 1,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,693,000 | 764 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $47,000,000 | 1,070 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,399,000 | 2,140 |
| Total equity capital | $44,350,000 | 1,567 |
| Total bank equity capital | $44,350,000 | 1,567 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,860 |
| Surplus | $27,755,000 | 1,113 |
| Undivided profits | $15,595,000 | 2,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,665,000 | 1,104 |
| Earning assets | $434,762,000 | 1,435 |
| Long-term assets (5+ years) | $25,252,000 | 3,222 |
| Average Assets, year-to-date | $459,865,000 | 1,407 |
| Average Assets, quarterly | $458,352,500 | 1,474 |
| Volatile liabilities | $77,855,000 | 1,801 |
| Insider loans | $20,915,000 | 286 |
| FHLB advances | $47,000,000 | 994 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $83,521,000 | 1,191 |
| Tier 1 (core) risk-based capital | $44,037,000 | 1,472 |
| Tier 2 risk-based capital | $3,498,000 | 1,526 |
| Total risk weighted assets | $414,391,000 | 1,224 |
| Total unused commitments | $83,521,000 | 1,192 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 77 | 2,250 |
| Assets and Liabilities | ||
| Total Assets: | $457,019,000 | 1,459 |
| Cash and due from depository institutions | $9,181,000 | 2,250 |
| Interest-bearing balances | $8,000 | 6,264 |
| Securities | $41,093,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $390,120,000 | 1,196 |
| Loan loss allowance | $3,580,000 | 1,502 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,300,000 | 1,521 |
| Other real estate owned | $0 | 2,250 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,325,000 | 2,070 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $457,019,000 | 1,459 |
| Total liabilities | $413,887,000 | 1,446 |
| Total deposits | $324,111,000 | 1,637 |
| Interest-bearing deposits | $302,835,000 | 1,524 |
| Deposits held in domestic offices | $324,111,000 | 1,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,245,000 | 542 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $47,000,000 | 987 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,531,000 | 2,062 |
| Total equity capital | $43,132,000 | 1,586 |
| Total bank equity capital | $43,132,000 | 1,586 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,840 |
| Surplus | $27,716,000 | 1,094 |
| Undivided profits | $14,416,000 | 2,376 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,714,000 | 1,152 |
| Earning assets | $431,221,000 | 1,405 |
| Long-term assets (5+ years) | $22,746,000 | 3,311 |
| Average Assets, year-to-date | $459,909,750 | 1,404 |
| Average Assets, quarterly | $458,146,500 | 1,438 |
| Volatile liabilities | $92,507,000 | 1,527 |
| Insider loans | $21,102,000 | 281 |
| FHLB advances | $47,000,000 | 912 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $91,240,000 | 1,125 |
| Tier 1 (core) risk-based capital | $43,052,000 | 1,491 |
| Tier 2 risk-based capital | $3,580,000 | 1,466 |
| Total risk weighted assets | $408,811,000 | 1,211 |
| Total unused commitments | $91,240,000 | 1,126 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 76 | 2,310 |
| Assets and Liabilities | ||
| Total Assets: | $459,274,000 | 1,452 |
| Cash and due from depository institutions | $8,716,000 | 2,310 |
| Interest-bearing balances | $6,000 | 6,349 |
| Securities | $43,160,000 | 2,589 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $389,598,000 | 1,192 |
| Loan loss allowance | $3,840,000 | 1,387 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,376,000 | 1,491 |
| Other real estate owned | $161,000 | 2,310 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $9,263,000 | 1,900 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $459,274,000 | 1,452 |
| Total liabilities | $417,634,000 | 1,428 |
| Total deposits | $346,835,000 | 1,550 |
| Interest-bearing deposits | $307,911,000 | 1,514 |
| Deposits held in domestic offices | $346,835,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,160,000 | 804 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $47,000,000 | 927 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,639,000 | 1,907 |
| Total equity capital | $41,640,000 | 1,637 |
| Total bank equity capital | $41,640,000 | 1,637 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000,000 | 2,842 |
| Surplus | $27,676,000 | 1,098 |
| Undivided profits | $12,964,000 | 2,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $532,000 | 4,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,105,000 | 967 |
| Earning assets | $432,764,000 | 1,404 |
| Long-term assets (5+ years) | $21,824,000 | 3,308 |
| Average Assets, year-to-date | $460,873,330 | 1,426 |
| Average Assets, quarterly | $461,959,000 | 1,433 |
| Volatile liabilities | $74,094,000 | 1,829 |
| Insider loans | $19,822,000 | 308 |
| FHLB advances | $47,000,000 | 850 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $72,306,000 | 1,377 |
| Tier 1 (core) risk-based capital | $41,948,000 | 1,535 |
| Tier 2 risk-based capital | $3,840,000 | 1,376 |
| Total risk weighted assets | $411,473,000 | 1,211 |
| Total unused commitments | $72,306,000 | 1,377 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 75 | 2,327 |
| Assets and Liabilities | ||
| Total Assets: | $464,644,000 | 1,429 |
| Cash and due from depository institutions | $13,779,000 | 2,327 |
| Interest-bearing balances | $104,000 | 4,659 |
| Securities | $44,788,000 | 2,526 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $388,859,000 | 1,177 |
| Loan loss allowance | $4,062,000 | 1,303 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,457,000 | 1,458 |
| Other real estate owned | $0 | 2,327 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $8,761,000 | 1,916 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $464,644,000 | 1,429 |
| Total liabilities | $423,272,000 | 1,397 |
| Total deposits | $363,714,000 | 1,470 |
| Interest-bearing deposits | $326,170,000 | 1,398 |
| Deposits held in domestic offices | $363,714,000 | 1,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,554,000 | 903 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $40,000,000 | 993 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,004,000 | 1,393 |
| Total equity capital | $41,372,000 | 1,654 |
| Total bank equity capital | $41,372,000 | 1,654 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $27,636,000 | 1,081 |
| Undivided profits | $12,736,000 | 2,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $281,000 | 4,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,393,000 | 870 |
| Earning assets | $433,751,000 | 1,402 |
| Long-term assets (5+ years) | $20,982,000 | 3,321 |
| Average Assets, year-to-date | $461,673,000 | 1,427 |
| Average Assets, quarterly | $461,673,000 | 1,427 |
| Volatile liabilities | $66,014,000 | 1,994 |
| Insider loans | $23,069,000 | 239 |
| FHLB advances | $40,000,000 | 920 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $78,918,000 | 1,295 |
| Tier 1 (core) risk-based capital | $41,438,000 | 1,542 |
| Tier 2 risk-based capital | $4,062,000 | 1,302 |
| Total risk weighted assets | $417,963,000 | 1,166 |
| Total unused commitments | $78,918,000 | 1,295 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 79 | 2,218 |
| Assets and Liabilities | ||
| Total Assets: | $458,702,000 | 1,430 |
| Cash and due from depository institutions | $10,759,000 | 2,218 |
| Interest-bearing balances | $106,000 | 4,647 |
| Securities | $39,006,000 | 2,866 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $393,504,000 | 1,145 |
| Loan loss allowance | $3,802,000 | 1,375 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,462,000 | 1,430 |
| Other real estate owned | $0 | 2,218 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,971,000 | 2,344 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $458,702,000 | 1,430 |
| Total liabilities | $418,398,000 | 1,406 |
| Total deposits | $375,893,000 | 1,383 |
| Interest-bearing deposits | $296,226,000 | 1,545 |
| Deposits held in domestic offices | $375,893,000 | 1,379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,838,000 | 582 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,667,000 | 1,477 |
| Total equity capital | $40,304,000 | 1,658 |
| Total bank equity capital | $40,304,000 | 1,658 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000,000 | 2,834 |
| Surplus | $23,518,000 | 1,194 |
| Undivided profits | $15,786,000 | 2,150 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,943,000 | 994 |
| Earning assets | $432,616,000 | 1,390 |
| Long-term assets (5+ years) | $16,833,000 | 3,721 |
| Average Assets, year-to-date | $430,601,800 | 1,457 |
| Average Assets, quarterly | $453,399,000 | 1,431 |
| Volatile liabilities | $84,978,000 | 1,728 |
| Insider loans | $20,990,000 | 271 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $112,821,000 | 929 |
| Tier 1 (core) risk-based capital | $40,468,000 | 1,564 |
| Tier 2 risk-based capital | $3,802,000 | 1,365 |
| Total risk weighted assets | $425,095,000 | 1,118 |
| Total unused commitments | $112,821,000 | 929 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 79 | 2,230 |
| Assets and Liabilities | ||
| Total Assets: | $448,096,000 | 1,453 |
| Cash and due from depository institutions | $7,936,000 | 2,230 |
| Interest-bearing balances | $106,000 | 4,651 |
| Securities | $40,553,000 | 2,790 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $384,771,000 | 1,159 |
| Loan loss allowance | $3,737,000 | 1,402 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,284,000 | 1,436 |
| Other real estate owned | $0 | 2,230 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,552,000 | 2,439 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $448,096,000 | 1,453 |
| Total liabilities | $408,836,000 | 1,432 |
| Total deposits | $363,307,000 | 1,420 |
| Interest-bearing deposits | $290,240,000 | 1,547 |
| Deposits held in domestic offices | $363,307,000 | 1,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $38,161,000 | 558 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,368,000 | 1,256 |
| Total equity capital | $39,260,000 | 1,685 |
| Total bank equity capital | $39,260,000 | 1,685 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $23,484,000 | 1,195 |
| Undivided profits | $14,776,000 | 2,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $164,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,718,000 | 1,038 |
| Earning assets | $425,430,000 | 1,405 |
| Long-term assets (5+ years) | $12,600,000 | 4,209 |
| Average Assets, year-to-date | $423,576,750 | 1,491 |
| Average Assets, quarterly | $441,691,500 | 1,454 |
| Volatile liabilities | $82,312,000 | 1,762 |
| Insider loans | $21,613,000 | 256 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $88,234,000 | 1,156 |
| Tier 1 (core) risk-based capital | $39,495,000 | 1,601 |
| Tier 2 risk-based capital | $3,737,000 | 1,393 |
| Total risk weighted assets | $412,457,000 | 1,147 |
| Total unused commitments | $88,234,000 | 1,157 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 79 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $435,287,000 | 1,480 |
| Cash and due from depository institutions | $11,160,000 | 2,232 |
| Interest-bearing balances | $103,000 | 4,745 |
| Securities | $39,305,000 | 2,861 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $369,831,000 | 1,204 |
| Loan loss allowance | $3,726,000 | 1,378 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,918,000 | 1,476 |
| Other real estate owned | $0 | 2,232 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,073,000 | 2,274 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $435,287,000 | 1,480 |
| Total liabilities | $398,703,000 | 1,451 |
| Total deposits | $345,288,000 | 1,500 |
| Interest-bearing deposits | $270,651,000 | 1,625 |
| Deposits held in domestic offices | $345,288,000 | 1,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,356,000 | 539 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,000,000 | 2,993 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,059,000 | 1,241 |
| Total equity capital | $36,584,000 | 1,738 |
| Total bank equity capital | $36,584,000 | 1,738 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000,000 | 2,841 |
| Surplus | $23,443,000 | 1,176 |
| Undivided profits | $12,141,000 | 2,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 5,941 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,786,000 | 921 |
| Earning assets | $409,239,000 | 1,440 |
| Long-term assets (5+ years) | $10,553,000 | 4,516 |
| Average Assets, year-to-date | $415,403,670 | 1,517 |
| Average Assets, quarterly | $422,689,500 | 1,513 |
| Volatile liabilities | $88,089,000 | 1,657 |
| Insider loans | $23,623,000 | 228 |
| FHLB advances | $8,000,000 | 2,854 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $86,720,000 | 1,171 |
| Tier 1 (core) risk-based capital | $37,144,000 | 1,657 |
| Tier 2 risk-based capital | $3,726,000 | 1,361 |
| Total risk weighted assets | $404,656,000 | 1,153 |
| Total unused commitments | $86,720,000 | 1,171 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $410,092,000 | 1,555 |
| Cash and due from depository institutions | $9,049,000 | 2,313 |
| Interest-bearing balances | $101,000 | 4,883 |
| Securities | $39,554,000 | 2,883 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $346,457,000 | 1,250 |
| Loan loss allowance | $4,253,000 | 1,195 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,684,000 | 1,471 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,348,000 | 2,165 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $410,092,000 | 1,555 |
| Total liabilities | $374,394,000 | 1,531 |
| Total deposits | $307,467,000 | 1,666 |
| Interest-bearing deposits | $265,105,000 | 1,650 |
| Deposits held in domestic offices | $307,467,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,662,000 | 523 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,500,000 | 1,551 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,765,000 | 1,310 |
| Total equity capital | $35,698,000 | 1,756 |
| Total bank equity capital | $35,698,000 | 1,756 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $23,415,000 | 1,138 |
| Undivided profits | $11,283,000 | 2,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,859,000 | 1,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,291,000 | 1,012 |
| Earning assets | $386,112,000 | 1,515 |
| Long-term assets (5+ years) | $6,839,000 | 5,258 |
| Average Assets, year-to-date | $405,462,000 | 1,561 |
| Average Assets, quarterly | $405,462,000 | 1,561 |
| Volatile liabilities | $101,690,000 | 1,377 |
| Insider loans | $23,445,000 | 229 |
| FHLB advances | $23,500,000 | 1,468 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $71,865,000 | 1,346 |
| Tier 1 (core) risk-based capital | $36,180,000 | 1,665 |
| Tier 2 risk-based capital | $4,253,000 | 1,169 |
| Total risk weighted assets | $381,192,000 | 1,179 |
| Total unused commitments | $71,865,000 | 1,346 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 75 | 2,326 |
| Assets and Liabilities | ||
| Total Assets: | $400,832,000 | 1,583 |
| Cash and due from depository institutions | $9,247,000 | 2,326 |
| Interest-bearing balances | $103,000 | 4,889 |
| Securities | $37,036,000 | 3,006 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $339,838,000 | 1,243 |
| Loan loss allowance | $4,307,000 | 1,150 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,436,000 | 1,511 |
| Other real estate owned | $0 | 2,326 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,275,000 | 2,176 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $400,832,000 | 1,583 |
| Total liabilities | $366,803,000 | 1,543 |
| Total deposits | $288,274,000 | 1,733 |
| Interest-bearing deposits | $210,239,000 | 2,021 |
| Deposits held in domestic offices | $288,274,000 | 1,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,502,000 | 457 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,500,000 | 1,587 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,527,000 | 1,371 |
| Total equity capital | $34,029,000 | 1,823 |
| Total bank equity capital | $34,029,000 | 1,823 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $23,334,000 | 1,121 |
| Undivided profits | $9,695,000 | 3,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,063,000 | 1,083 |
| Earning assets | $376,977,000 | 1,525 |
| Long-term assets (5+ years) | $6,964,000 | 5,257 |
| Average Assets, year-to-date | $385,226,200 | 1,578 |
| Average Assets, quarterly | $389,451,000 | 1,610 |
| Volatile liabilities | $144,886,000 | 1,003 |
| Insider loans | $22,560,000 | 226 |
| FHLB advances | $23,500,000 | 1,484 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $82,774,000 | 1,164 |
| Tier 1 (core) risk-based capital | $34,402,000 | 1,725 |
| Tier 2 risk-based capital | $4,307,000 | 1,127 |
| Total risk weighted assets | $377,441,000 | 1,173 |
| Total unused commitments | $82,774,000 | 1,164 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 75 | 2,309 |
| Assets and Liabilities | ||
| Total Assets: | $378,070,000 | 1,644 |
| Cash and due from depository institutions | $7,150,000 | 2,309 |
| Interest-bearing balances | $102,000 | 4,978 |
| Securities | $32,389,000 | 3,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $324,303,000 | 1,286 |
| Loan loss allowance | $4,327,000 | 1,124 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,400,000 | 1,474 |
| Other real estate owned | $0 | 2,309 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,828,000 | 2,216 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $378,070,000 | 1,644 |
| Total liabilities | $344,743,000 | 1,631 |
| Total deposits | $289,731,000 | 1,698 |
| Interest-bearing deposits | $211,872,000 | 1,953 |
| Deposits held in domestic offices | $289,731,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,702,000 | 824 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $33,500,000 | 1,231 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,810,000 | 1,250 |
| Total equity capital | $33,327,000 | 1,839 |
| Total bank equity capital | $33,327,000 | 1,839 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $23,050,000 | 1,092 |
| Undivided profits | $9,277,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,489,000 | 1,282 |
| Earning assets | $356,794,000 | 1,589 |
| Long-term assets (5+ years) | $5,233,000 | 5,782 |
| Average Assets, year-to-date | $381,324,750 | 1,581 |
| Average Assets, quarterly | $382,054,000 | 1,620 |
| Volatile liabilities | $119,398,000 | 1,126 |
| Insider loans | $22,419,000 | 219 |
| FHLB advances | $33,500,000 | 1,145 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $86,271,000 | 1,123 |
| Tier 1 (core) risk-based capital | $33,646,000 | 1,722 |
| Tier 2 risk-based capital | $4,327,000 | 1,091 |
| Total risk weighted assets | $354,064,000 | 1,239 |
| Total unused commitments | $86,271,000 | 1,124 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $386,038,000 | 1,592 |
| Cash and due from depository institutions | $10,491,000 | 2,210 |
| Interest-bearing balances | $104,000 | 4,928 |
| Securities | $31,666,000 | 3,441 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $329,896,000 | 1,220 |
| Loan loss allowance | $4,111,000 | 1,163 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,378,000 | 1,444 |
| Other real estate owned | $0 | 2,210 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,607,000 | 2,190 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $386,038,000 | 1,592 |
| Total liabilities | $353,632,000 | 1,554 |
| Total deposits | $301,573,000 | 1,589 |
| Interest-bearing deposits | $226,177,000 | 1,792 |
| Deposits held in domestic offices | $301,573,000 | 1,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,418,000 | 1,111 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,500,000 | 1,132 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,141,000 | 1,365 |
| Total equity capital | $32,406,000 | 1,851 |
| Total bank equity capital | $32,406,000 | 1,851 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $20,448,000 | 1,182 |
| Undivided profits | $10,958,000 | 2,796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $87,000 | 831 |
| Income earned, not collected on loans | $2,186,000 | 1,358 |
| Earning assets | $361,666,000 | 1,544 |
| Long-term assets (5+ years) | $5,875,000 | 5,649 |
| Average Assets, year-to-date | $382,409,670 | 1,565 |
| Average Assets, quarterly | $380,739,500 | 1,588 |
| Volatile liabilities | $124,471,000 | 1,053 |
| Insider loans | $22,218,000 | 210 |
| FHLB advances | $38,500,000 | 1,048 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $71,410,000 | 1,244 |
| Tier 1 (core) risk-based capital | $32,601,000 | 1,726 |
| Tier 2 risk-based capital | $4,111,000 | 1,131 |
| Total risk weighted assets | $352,914,000 | 1,209 |
| Total unused commitments | $71,410,000 | 1,244 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 78 | 2,181 |
| Assets and Liabilities | ||
| Total Assets: | $375,441,000 | 1,610 |
| Cash and due from depository institutions | $7,557,000 | 2,181 |
| Interest-bearing balances | $252,000 | 4,127 |
| Securities | $31,447,000 | 3,496 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $322,659,000 | 1,222 |
| Loan loss allowance | $4,008,000 | 1,182 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,141,000 | 1,470 |
| Other real estate owned | $0 | 2,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,637,000 | 2,173 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $375,441,000 | 1,610 |
| Total liabilities | $344,629,000 | 1,576 |
| Total deposits | $286,627,000 | 1,662 |
| Interest-bearing deposits | $216,592,000 | 1,860 |
| Deposits held in domestic offices | $286,627,000 | 1,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000,000 | 853 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $38,500,000 | 1,090 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,502,000 | 1,249 |
| Total equity capital | $30,812,000 | 1,887 |
| Total bank equity capital | $30,812,000 | 1,887 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $20,435,000 | 1,140 |
| Undivided profits | $9,377,000 | 3,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $288,000 | 4,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 631 |
| Income earned, not collected on loans | $2,141,000 | 1,351 |
| Earning assets | $354,358,000 | 1,563 |
| Long-term assets (5+ years) | $7,018,000 | 5,417 |
| Average Assets, year-to-date | $380,595,500 | 1,574 |
| Average Assets, quarterly | $380,595,500 | 1,574 |
| Volatile liabilities | $112,893,000 | 1,098 |
| Insider loans | $22,286,000 | 200 |
| FHLB advances | $38,500,000 | 1,009 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $58,738,000 | 1,443 |
| Tier 1 (core) risk-based capital | $31,174,000 | 1,768 |
| Tier 2 risk-based capital | $4,008,000 | 1,145 |
| Total risk weighted assets | $339,730,000 | 1,222 |
| Total unused commitments | $58,738,000 | 1,443 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 78 | 2,184 |
| Assets and Liabilities | ||
| Total Assets: | $385,750,000 | 1,551 |
| Cash and due from depository institutions | $11,087,000 | 2,184 |
| Interest-bearing balances | $101,000 | 5,055 |
| Securities | $31,875,000 | 3,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $329,482,000 | 1,188 |
| Loan loss allowance | $4,548,000 | 1,036 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,426,000 | 1,392 |
| Other real estate owned | $0 | 2,184 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,880,000 | 2,351 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $385,750,000 | 1,551 |
| Total liabilities | $355,956,000 | 1,507 |
| Total deposits | $298,321,000 | 1,583 |
| Interest-bearing deposits | $226,852,000 | 1,758 |
| Deposits held in domestic offices | $298,321,000 | 1,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,176,000 | 679 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $31,000,000 | 1,275 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,459,000 | 1,613 |
| Total equity capital | $29,794,000 | 1,950 |
| Total bank equity capital | $29,794,000 | 1,950 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $20,365,000 | 1,133 |
| Undivided profits | $8,429,000 | 3,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,948,000 | 1,481 |
| Earning assets | $361,458,000 | 1,507 |
| Long-term assets (5+ years) | $14,475,000 | 4,127 |
| Average Assets, year-to-date | $357,872,400 | 1,586 |
| Average Assets, quarterly | $379,491,500 | 1,560 |
| Volatile liabilities | $134,180,000 | 937 |
| Insider loans | $22,072,000 | 206 |
| FHLB advances | $31,000,000 | 1,181 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $60,023,000 | 1,381 |
| Tier 1 (core) risk-based capital | $29,918,000 | 1,825 |
| Tier 2 risk-based capital | $4,131,000 | 1,103 |
| Total risk weighted assets | $330,085,000 | 1,256 |
| Total unused commitments | $60,023,000 | 1,381 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 78 | 2,180 |
| Assets and Liabilities | ||
| Total Assets: | $373,233,000 | 1,580 |
| Cash and due from depository institutions | $8,820,000 | 2,180 |
| Interest-bearing balances | $101,000 | 5,110 |
| Securities | $28,164,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $324,161,000 | 1,182 |
| Loan loss allowance | $4,171,000 | 1,117 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,481,000 | 1,337 |
| Other real estate owned | $0 | 2,180 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,607,000 | 2,788 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $373,233,000 | 1,580 |
| Total liabilities | $343,883,000 | 1,533 |
| Total deposits | $302,390,000 | 1,523 |
| Interest-bearing deposits | $240,005,000 | 1,641 |
| Deposits held in domestic offices | $302,390,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,563,000 | 959 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $26,000,000 | 1,442 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,930,000 | 1,967 |
| Total equity capital | $29,350,000 | 1,956 |
| Total bank equity capital | $29,350,000 | 1,956 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $20,364,000 | 1,104 |
| Undivided profits | $7,986,000 | 3,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,000 | 7,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,953,000 | 1,515 |
| Earning assets | $352,426,000 | 1,527 |
| Long-term assets (5+ years) | $22,888,000 | 3,280 |
| Average Assets, year-to-date | $350,903,000 | 1,618 |
| Average Assets, quarterly | $364,996,500 | 1,591 |
| Volatile liabilities | $113,750,000 | 1,034 |
| Insider loans | $22,050,000 | 213 |
| FHLB advances | $26,000,000 | 1,339 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $57,854,000 | 1,397 |
| Tier 1 (core) risk-based capital | $29,324,000 | 1,845 |
| Tier 2 risk-based capital | $3,988,000 | 1,125 |
| Total risk weighted assets | $318,862,000 | 1,263 |
| Total unused commitments | $57,854,000 | 1,399 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $356,760,000 | 1,626 |
| Cash and due from depository institutions | $9,938,000 | 2,259 |
| Interest-bearing balances | $155,000 | 4,783 |
| Securities | $27,827,000 | 3,877 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $306,971,000 | 1,210 |
| Loan loss allowance | $3,733,000 | 1,240 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,492,000 | 1,308 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,532,000 | 2,818 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $356,760,000 | 1,626 |
| Total liabilities | $329,202,000 | 1,588 |
| Total deposits | $258,607,000 | 1,777 |
| Interest-bearing deposits | $199,393,000 | 1,942 |
| Deposits held in domestic offices | $258,607,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,745,000 | 485 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,000,000 | 1,408 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,850,000 | 1,880 |
| Total equity capital | $27,558,000 | 1,995 |
| Total bank equity capital | $27,558,000 | 1,995 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $20,364,000 | 1,077 |
| Undivided profits | $6,194,000 | 4,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 7,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,709,000 | 1,618 |
| Earning assets | $334,953,000 | 1,577 |
| Long-term assets (5+ years) | $24,229,000 | 3,255 |
| Average Assets, year-to-date | $343,459,670 | 1,642 |
| Average Assets, quarterly | $346,183,000 | 1,654 |
| Volatile liabilities | $117,444,000 | 981 |
| Insider loans | $18,363,000 | 245 |
| FHLB advances | $26,000,000 | 1,313 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $62,541,000 | 1,303 |
| Tier 1 (core) risk-based capital | $27,743,000 | 1,909 |
| Tier 2 risk-based capital | $3,733,000 | 1,206 |
| Total risk weighted assets | $307,569,000 | 1,285 |
| Total unused commitments | $62,541,000 | 1,304 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 78 | 2,194 |
| Assets and Liabilities | ||
| Total Assets: | $335,606,000 | 1,695 |
| Cash and due from depository institutions | $7,671,000 | 2,194 |
| Interest-bearing balances | $319,000 | 4,183 |
| Securities | $28,484,000 | 3,811 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $287,820,000 | 1,263 |
| Loan loss allowance | $3,522,000 | 1,318 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,556,000 | 1,272 |
| Other real estate owned | $0 | 2,194 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,075,000 | 2,906 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $335,606,000 | 1,695 |
| Total liabilities | $308,450,000 | 1,670 |
| Total deposits | $268,018,000 | 1,697 |
| Interest-bearing deposits | $208,631,000 | 1,858 |
| Deposits held in domestic offices | $268,018,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,134,000 | 714 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $18,000,000 | 1,724 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,298,000 | 1,776 |
| Total equity capital | $27,156,000 | 2,079 |
| Total bank equity capital | $27,156,000 | 2,079 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $18,139,000 | 1,174 |
| Undivided profits | $8,017,000 | 3,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,675,000 | 1,654 |
| Earning assets | $316,623,000 | 1,658 |
| Long-term assets (5+ years) | $20,207,000 | 3,542 |
| Average Assets, year-to-date | $336,809,500 | 1,667 |
| Average Assets, quarterly | $336,809,500 | 1,667 |
| Volatile liabilities | $103,869,000 | 1,067 |
| Insider loans | $19,136,000 | 224 |
| FHLB advances | $18,000,000 | 1,621 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $59,816,000 | 1,308 |
| Tier 1 (core) risk-based capital | $26,963,000 | 1,949 |
| Tier 2 risk-based capital | $3,522,000 | 1,270 |
| Total risk weighted assets | $284,504,000 | 1,371 |
| Total unused commitments | $59,816,000 | 1,312 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 79 | 2,174 |
| Assets and Liabilities | ||
| Total Assets: | $338,013,000 | 1,672 |
| Cash and due from depository institutions | $12,958,000 | 2,174 |
| Interest-bearing balances | $136,000 | 4,931 |
| Securities | $28,393,000 | 3,868 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $285,830,000 | 1,252 |
| Loan loss allowance | $3,378,000 | 1,367 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,983,000 | 1,377 |
| Other real estate owned | $15,000 | 2,174 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,834,000 | 3,027 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,013,000 | 1,672 |
| Total liabilities | $311,709,000 | 1,645 |
| Total deposits | $254,880,000 | 1,774 |
| Interest-bearing deposits | $198,150,000 | 1,944 |
| Deposits held in domestic offices | $254,880,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,103,000 | 536 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,740 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,726,000 | 2,068 |
| Total equity capital | $26,304,000 | 2,100 |
| Total bank equity capital | $26,304,000 | 2,100 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $18,139,000 | 1,150 |
| Undivided profits | $7,165,000 | 3,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 5,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,457,000 | 2,032 |
| Earning assets | $314,359,000 | 1,648 |
| Long-term assets (5+ years) | $22,708,000 | 3,328 |
| Average Assets, year-to-date | $312,681,000 | 1,732 |
| Average Assets, quarterly | $325,297,500 | 1,716 |
| Volatile liabilities | $119,476,000 | 932 |
| Insider loans | $18,710,000 | 230 |
| FHLB advances | $18,000,000 | 1,630 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $55,078,000 | 1,344 |
| Tier 1 (core) risk-based capital | $26,209,000 | 1,988 |
| Tier 2 risk-based capital | $3,378,000 | 1,312 |
| Total risk weighted assets | $282,779,000 | 1,366 |
| Total unused commitments | $55,078,000 | 1,345 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 81 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $312,582,000 | 1,802 |
| Cash and due from depository institutions | $9,181,000 | 2,151 |
| Interest-bearing balances | $102,000 | 5,258 |
| Securities | $26,605,000 | 3,966 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $265,813,000 | 1,351 |
| Loan loss allowance | $3,605,000 | 1,296 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,002,000 | 1,357 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,981,000 | 2,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,582,000 | 1,802 |
| Total liabilities | $287,023,000 | 1,771 |
| Total deposits | $244,470,000 | 1,851 |
| Interest-bearing deposits | $186,137,000 | 2,086 |
| Deposits held in domestic offices | $244,470,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,698,000 | 676 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $18,000,000 | 1,685 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,855,000 | 2,032 |
| Total equity capital | $25,559,000 | 2,163 |
| Total bank equity capital | $25,559,000 | 2,163 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $18,097,000 | 1,137 |
| Undivided profits | $6,462,000 | 4,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,514,000 | 2,057 |
| Earning assets | $292,520,000 | 1,768 |
| Long-term assets (5+ years) | $21,104,000 | 3,503 |
| Average Assets, year-to-date | $306,348,000 | 1,783 |
| Average Assets, quarterly | $315,822,000 | 1,774 |
| Volatile liabilities | $96,331,000 | 1,102 |
| Insider loans | $18,779,000 | 231 |
| FHLB advances | $18,000,000 | 1,569 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $50,549,000 | 1,438 |
| Tier 1 (core) risk-based capital | $25,432,000 | 2,054 |
| Tier 2 risk-based capital | $3,415,000 | 1,289 |
| Total risk weighted assets | $273,006,000 | 1,408 |
| Total unused commitments | $50,549,000 | 1,444 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 79 | 2,203 |
| Assets and Liabilities | ||
| Total Assets: | $319,062,000 | 1,757 |
| Cash and due from depository institutions | $12,704,000 | 2,203 |
| Interest-bearing balances | $102,000 | 5,325 |
| Securities | $26,489,000 | 3,890 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $268,970,000 | 1,312 |
| Loan loss allowance | $3,432,000 | 1,331 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,036,000 | 1,322 |
| Other real estate owned | $40,000 | 2,203 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,823,000 | 2,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,062,000 | 1,757 |
| Total liabilities | $293,829,000 | 1,717 |
| Total deposits | $244,708,000 | 1,838 |
| Interest-bearing deposits | $190,930,000 | 2,011 |
| Deposits held in domestic offices | $244,708,000 | 1,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,223,000 | 628 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,000,000 | 1,432 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,898,000 | 2,090 |
| Total equity capital | $25,233,000 | 2,186 |
| Total bank equity capital | $25,233,000 | 2,186 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $18,097,000 | 1,117 |
| Undivided profits | $6,136,000 | 4,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 5,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,598,000 | 1,841 |
| Earning assets | $295,561,000 | 1,732 |
| Long-term assets (5+ years) | $21,940,000 | 3,268 |
| Average Assets, year-to-date | $304,270,000 | 1,799 |
| Average Assets, quarterly | $311,841,000 | 1,775 |
| Volatile liabilities | $107,884,000 | 983 |
| Insider loans | $18,654,000 | 237 |
| FHLB advances | $23,000,000 | 1,321 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $41,282,000 | 1,660 |
| Tier 1 (core) risk-based capital | $24,992,000 | 2,053 |
| Tier 2 risk-based capital | $3,419,000 | 1,237 |
| Total risk weighted assets | $273,523,000 | 1,379 |
| Total unused commitments | $41,282,000 | 1,668 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 78 | 2,207 |
| Assets and Liabilities | ||
| Total Assets: | $304,620,000 | 1,800 |
| Cash and due from depository institutions | $10,822,000 | 2,207 |
| Interest-bearing balances | $101,000 | 5,221 |
| Securities | $25,391,000 | 3,972 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $256,862,000 | 1,356 |
| Loan loss allowance | $3,252,000 | 1,381 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,060,000 | 1,298 |
| Other real estate owned | $109,000 | 2,207 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,376,000 | 2,624 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,620,000 | 1,800 |
| Total liabilities | $280,540,000 | 1,758 |
| Total deposits | $242,636,000 | 1,811 |
| Interest-bearing deposits | $193,252,000 | 1,976 |
| Deposits held in domestic offices | $242,636,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,594,000 | 888 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $23,000,000 | 1,381 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,310,000 | 1,841 |
| Total equity capital | $24,080,000 | 2,224 |
| Total bank equity capital | $24,080,000 | 2,224 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $16,997,000 | 1,151 |
| Undivided profits | $6,083,000 | 4,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $562,000 | 4,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,611,000 | 1,855 |
| Earning assets | $282,354,000 | 1,782 |
| Long-term assets (5+ years) | $21,545,000 | 3,238 |
| Average Assets, year-to-date | $296,874,000 | 1,829 |
| Average Assets, quarterly | $296,874,000 | 1,829 |
| Volatile liabilities | $94,202,000 | 1,088 |
| Insider loans | $17,163,000 | 257 |
| FHLB advances | $23,000,000 | 1,278 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $40,572,000 | 1,644 |
| Tier 1 (core) risk-based capital | $23,831,000 | 2,109 |
| Tier 2 risk-based capital | $3,252,000 | 1,283 |
| Total risk weighted assets | $262,671,000 | 1,398 |
| Total unused commitments | $40,572,000 | 1,654 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 80 | 2,150 |
| Assets and Liabilities | ||
| Total Assets: | $289,128,000 | 1,860 |
| Cash and due from depository institutions | $10,636,000 | 2,150 |
| Interest-bearing balances | $103,000 | 5,102 |
| Securities | $26,724,000 | 3,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $241,456,000 | 1,430 |
| Loan loss allowance | $3,071,000 | 1,431 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,096,000 | 1,276 |
| Other real estate owned | $148,000 | 2,150 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,068,000 | 3,401 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,128,000 | 1,860 |
| Total liabilities | $266,711,000 | 1,820 |
| Total deposits | $203,176,000 | 2,139 |
| Interest-bearing deposits | $157,709,000 | 2,354 |
| Deposits held in domestic offices | $203,176,000 | 2,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,577,000 | 477 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $23,000,000 | 1,390 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $958,000 | 3,486 |
| Total equity capital | $22,417,000 | 2,358 |
| Total bank equity capital | $22,417,000 | 2,358 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $16,197,000 | 1,188 |
| Undivided profits | $5,220,000 | 4,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,552,000 | 2,028 |
| Earning assets | $268,283,000 | 1,826 |
| Long-term assets (5+ years) | $20,835,000 | 3,244 |
| Average Assets, year-to-date | $270,597,000 | 1,886 |
| Average Assets, quarterly | $287,381,500 | 1,850 |
| Volatile liabilities | $99,255,000 | 1,037 |
| Insider loans | $18,248,000 | 219 |
| FHLB advances | $23,000,000 | 1,269 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $39,817,000 | 1,586 |
| Tier 1 (core) risk-based capital | $22,121,000 | 2,239 |
| Tier 2 risk-based capital | $3,071,000 | 1,331 |
| Total risk weighted assets | $247,043,000 | 1,472 |
| Total unused commitments | $39,817,000 | 1,591 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 88 | 1,948 |
| Assets and Liabilities | ||
| Total Assets: | $260,282,000 | 1,955 |
| Cash and due from depository institutions | $14,316,000 | 1,948 |
| Interest-bearing balances | $129,000 | 4,840 |
| Securities | $28,987,000 | 3,430 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $209,554,000 | 1,583 |
| Loan loss allowance | $2,905,000 | 1,422 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,210,000 | 2,135 |
| Other real estate owned | $0 | 1,948 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,215,000 | 3,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,282,000 | 1,955 |
| Total liabilities | $240,264,000 | 1,903 |
| Total deposits | $196,543,000 | 2,097 |
| Interest-bearing deposits | $153,928,000 | 2,294 |
| Deposits held in domestic offices | $196,543,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,057,000 | 706 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,664,000 | 2,342 |
| Total equity capital | $20,018,000 | 2,460 |
| Total bank equity capital | $20,018,000 | 2,460 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $14,664,000 | 1,244 |
| Undivided profits | $4,354,000 | 4,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $110,000 | 6,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,750,000 | 1,899 |
| Earning assets | $238,670,000 | 1,947 |
| Long-term assets (5+ years) | $22,450,000 | 3,059 |
| Average Assets, year-to-date | $243,659,200 | 2,008 |
| Average Assets, quarterly | $256,141,500 | 1,961 |
| Volatile liabilities | $77,705,000 | 1,226 |
| Insider loans | $10,515,000 | 403 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $50,375,000 | 1,254 |
| Tier 1 (core) risk-based capital | $19,693,000 | 2,380 |
| Tier 2 risk-based capital | $2,662,000 | 1,433 |
| Total risk weighted assets | $212,731,000 | 1,608 |
| Total unused commitments | $50,375,000 | 1,259 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 94 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $225,183,000 | 2,160 |
| Cash and due from depository institutions | $8,491,000 | 1,768 |
| Interest-bearing balances | $66,000 | 5,169 |
| Securities | $27,386,000 | 3,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $182,895,000 | 1,736 |
| Loan loss allowance | $2,601,000 | 1,486 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,748,000 | 2,340 |
| Other real estate owned | $151,000 | 1,768 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,512,000 | 3,309 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,183,000 | 2,160 |
| Total liabilities | $208,406,000 | 2,099 |
| Total deposits | $183,723,000 | 2,144 |
| Interest-bearing deposits | $143,365,000 | 2,355 |
| Deposits held in domestic offices | $183,723,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,564,000 | 913 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,024 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,119,000 | 3,297 |
| Total equity capital | $16,777,000 | 2,779 |
| Total bank equity capital | $16,777,000 | 2,779 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $11,417,000 | 1,469 |
| Undivided profits | $4,360,000 | 4,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 7,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $18,000 | 1,235 |
| Income earned, not collected on loans | $2,021,000 | 1,229 |
| Earning assets | $210,347,000 | 2,134 |
| Long-term assets (5+ years) | $27,945,000 | 2,533 |
| Average Assets, year-to-date | $209,418,200 | 2,201 |
| Average Assets, quarterly | $222,730,000 | 2,155 |
| Volatile liabilities | $50,096,000 | 1,745 |
| Insider loans | $9,815,000 | 441 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $41,700,000 | 1,340 |
| Tier 1 (core) risk-based capital | $16,790,000 | 2,673 |
| Tier 2 risk-based capital | $2,258,380 | 1,604 |
| Total risk weighted assets | $180,327,980 | 1,799 |
| Total unused commitments | $41,700,000 | 1,341 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 95 | 1,785 |
| Assets and Liabilities | ||
| Total Assets: | $194,387,000 | 2,443 |
| Cash and due from depository institutions | $9,440,000 | 1,785 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $24,820,000 | 4,163 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $155,017,000 | 1,933 |
| Loan loss allowance | $2,297,000 | 1,619 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,937,000 | 2,898 |
| Other real estate owned | $11,000 | 1,785 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,162,000 | 3,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,387,000 | 2,443 |
| Total liabilities | $179,596,000 | 2,392 |
| Total deposits | $166,505,000 | 2,290 |
| Interest-bearing deposits | $127,201,000 | 2,574 |
| Deposits held in domestic offices | $166,505,000 | 2,286 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,022,000 | 1,088 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,069,000 | 3,102 |
| Total equity capital | $14,791,000 | 2,999 |
| Total bank equity capital | $14,791,000 | 2,999 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $11,409,000 | 1,451 |
| Undivided profits | $2,382,000 | 6,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,406,000 | 1,549 |
| Earning assets | $179,837,000 | 2,412 |
| Long-term assets (5+ years) | $18,456,000 | 3,491 |
| Average Assets, year-to-date | $187,707,600 | 2,402 |
| Average Assets, quarterly | $187,179,000 | 2,488 |
| Volatile liabilities | $36,470,000 | 2,168 |
| Insider loans | $8,198,000 | 538 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $532,000 | 910 |
| Unused loan commitments | $26,214,000 | 1,919 |
| Tier 1 (core) risk-based capital | $15,271,000 | 2,876 |
| Tier 2 risk-based capital | $1,949,180 | 1,743 |
| Total risk weighted assets | $155,586,680 | 1,968 |
| Total unused commitments | $26,214,000 | 1,923 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 96 | 1,777 |
| Assets and Liabilities | ||
| Total Assets: | $188,518,000 | 2,436 |
| Cash and due from depository institutions | $10,474,000 | 1,777 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,507,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $4,375,000 | 3,766 |
| Net loans & leases | $138,204,000 | 2,019 |
| Loan loss allowance | $2,138,000 | 1,655 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,092,000 | 2,619 |
| Other real estate owned | $105,000 | 1,777 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,761,000 | 3,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,518,000 | 2,436 |
| Total liabilities | $172,572,000 | 2,403 |
| Total deposits | $167,553,000 | 2,278 |
| Interest-bearing deposits | $129,308,000 | 2,510 |
| Deposits held in domestic offices | $167,553,000 | 2,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,983,000 | 1,557 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,036,000 | 3,418 |
| Total equity capital | $15,946,000 | 2,817 |
| Total bank equity capital | $15,946,000 | 2,817 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $10,380,000 | 1,493 |
| Undivided profits | $4,566,000 | 4,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,361,000 | 1,585 |
| Earning assets | $173,086,000 | 2,429 |
| Long-term assets (5+ years) | $13,696,000 | 3,990 |
| Average Assets, year-to-date | $179,645,400 | 2,417 |
| Average Assets, quarterly | $185,226,000 | 2,430 |
| Volatile liabilities | $29,878,000 | 2,153 |
| Insider loans | $6,900,000 | 602 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,262,000 | 980 |
| Unused loan commitments | $24,486,000 | 1,916 |
| Tier 1 (core) risk-based capital | $15,794,000 | 2,707 |
| Tier 2 risk-based capital | $1,759,830 | 1,809 |
| Total risk weighted assets | $139,825,130 | 2,029 |
| Total unused commitments | $24,486,000 | 1,923 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 100 | 1,764 |
| Assets and Liabilities | ||
| Total Assets: | $170,119,000 | 2,632 |
| Cash and due from depository institutions | $9,917,000 | 1,764 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $22,538,000 | 4,519 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,504 |
| Net loans & leases | $123,265,000 | 2,264 |
| Loan loss allowance | $2,092,000 | 1,719 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,214,000 | 2,466 |
| Other real estate owned | $0 | 1,764 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,085,000 | 3,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,119,000 | 2,632 |
| Total liabilities | $155,125,000 | 2,602 |
| Total deposits | $151,817,000 | 2,472 |
| Interest-bearing deposits | $120,107,000 | 2,666 |
| Deposits held in domestic offices | $151,817,000 | 2,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,784,000 | 2,223 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,524,000 | 2,517 |
| Total equity capital | $14,994,000 | 2,952 |
| Total bank equity capital | $14,994,000 | 2,952 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $10,024,000 | 1,531 |
| Undivided profits | $3,970,000 | 5,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,108,000 | 2,048 |
| Earning assets | $154,903,000 | 2,647 |
| Long-term assets (5+ years) | $12,096,000 | 3,857 |
| Average Assets, year-to-date | $165,022,000 | 2,587 |
| Average Assets, quarterly | $167,787,000 | 2,629 |
| Volatile liabilities | $27,571,000 | 2,291 |
| Insider loans | $4,357,000 | 948 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $14,461,000 | 2,682 |
| Tier 1 (core) risk-based capital | $14,916,000 | 2,852 |
| Tier 2 risk-based capital | $1,595,320 | 1,890 |
| Total risk weighted assets | $127,129,220 | 2,187 |
| Total unused commitments | $14,461,000 | 2,688 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 98 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $159,407,000 | 2,879 |
| Cash and due from depository institutions | $8,578,000 | 1,902 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,374,000 | 3,967 |
| Federal funds sold & reverse repurchase agreements | $5,025,000 | 2,563 |
| Net loans & leases | $110,626,000 | 2,551 |
| Loan loss allowance | $2,326,000 | 1,660 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,319,000 | 2,387 |
| Other real estate owned | $645,000 | 1,902 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,840,000 | 3,882 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,407,000 | 2,879 |
| Total liabilities | $145,682,000 | 2,856 |
| Total deposits | $143,120,000 | 2,692 |
| Interest-bearing deposits | $113,105,000 | 2,906 |
| Deposits held in domestic offices | $143,120,000 | 2,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,543,000 | 2,456 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,019,000 | 3,470 |
| Total equity capital | $13,725,000 | 3,236 |
| Total bank equity capital | $13,725,000 | 3,236 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $9,023,000 | 1,754 |
| Undivided profits | $3,702,000 | 5,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 7,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,062,000 | 2,108 |
| Earning assets | $145,025,000 | 2,909 |
| Long-term assets (5+ years) | $12,991,000 | 3,591 |
| Average Assets, year-to-date | $157,808,000 | 2,793 |
| Average Assets, quarterly | $156,693,500 | 2,888 |
| Volatile liabilities | $23,358,000 | 2,578 |
| Insider loans | $2,904,000 | 1,506 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $61,000 | 1,471 |
| Unused loan commitments | $9,883,000 | 3,415 |
| Tier 1 (core) risk-based capital | $13,724,000 | 3,140 |
| Tier 2 risk-based capital | $1,452,750 | 2,101 |
| Total risk weighted assets | $115,346,350 | 2,432 |
| Total unused commitments | $9,883,000 | 3,428 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 91 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $157,857,000 | 2,922 |
| Cash and due from depository institutions | $8,397,000 | 2,125 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $22,809,000 | 5,044 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,175 |
| Net loans & leases | $119,441,000 | 2,319 |
| Loan loss allowance | $1,770,000 | 2,152 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,320,000 | 2,321 |
| Other real estate owned | $192,000 | 2,125 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,098,000 | 3,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,857,000 | 2,922 |
| Total liabilities | $146,881,000 | 2,832 |
| Total deposits | $145,059,000 | 2,691 |
| Interest-bearing deposits | $113,618,000 | 2,936 |
| Deposits held in domestic offices | $145,059,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $928,000 | 2,748 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $894,000 | 3,991 |
| Total equity capital | $10,976,000 | 3,975 |
| Total bank equity capital | $10,976,000 | 3,975 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $8,000,000 | 1,939 |
| Undivided profits | $1,976,000 | 7,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,175,000 | 2,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,375,000 | 1,630 |
| Earning assets | $143,850,000 | 2,938 |
| Long-term assets (5+ years) | $6,198,000 | 5,247 |
| Average Assets, year-to-date | $157,651,400 | 2,799 |
| Average Assets, quarterly | $160,902,000 | 2,830 |
| Volatile liabilities | $20,974,000 | 2,536 |
| Insider loans | $3,436,000 | 1,274 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,626,000 | 3,136 |
| Tier 1 (core) risk-based capital | $10,904,000 | 3,889 |
| Tier 2 risk-based capital | $1,535,980 | 1,996 |
| Total risk weighted assets | $122,644,280 | 2,240 |
| Total unused commitments | $10,626,000 | 3,149 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 93 | 2,169 |
| Assets and Liabilities | ||
| Total Assets: | $148,531,000 | 3,040 |
| Cash and due from depository institutions | $8,557,000 | 2,169 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,550,000 | 5,971 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 5,223 |
| Net loans & leases | $113,726,000 | 2,376 |
| Loan loss allowance | $1,875,000 | 2,090 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,259,000 | 2,286 |
| Other real estate owned | $52,000 | 2,169 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,287,000 | 3,414 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,531,000 | 3,040 |
| Total liabilities | $134,487,000 | 3,038 |
| Total deposits | $132,396,000 | 2,874 |
| Interest-bearing deposits | $103,466,000 | 3,150 |
| Deposits held in domestic offices | $132,396,000 | 2,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,018,000 | 3,333 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,073,000 | 2,921 |
| Total equity capital | $14,044,000 | 2,896 |
| Total bank equity capital | $14,044,000 | 2,896 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $8,000,000 | 1,874 |
| Undivided profits | $5,044,000 | 4,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,241,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,307,000 | 1,488 |
| Earning assets | $134,376,000 | 3,061 |
| Long-term assets (5+ years) | $4,375,000 | 6,380 |
| Average Assets, year-to-date | $148,698,200 | 2,963 |
| Average Assets, quarterly | $148,632,000 | 3,015 |
| Volatile liabilities | $19,465,000 | 2,592 |
| Insider loans | $3,962,000 | 1,054 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $110,000 | 1,219 |
| Unused loan commitments | $11,162,000 | 2,903 |
| Tier 1 (core) risk-based capital | $14,380,000 | 2,864 |
| Tier 2 risk-based capital | $1,452,260 | 2,079 |
| Total risk weighted assets | $115,757,660 | 2,306 |
| Total unused commitments | $11,162,000 | 2,914 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 111 | 1,889 |
| Assets and Liabilities | ||
| Total Assets: | $149,714,000 | 3,045 |
| Cash and due from depository institutions | $8,091,000 | 1,889 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,227,000 | 6,090 |
| Federal funds sold & reverse repurchase agreements | $3,625,000 | 3,759 |
| Net loans & leases | $112,591,000 | 2,344 |
| Loan loss allowance | $1,717,000 | 2,337 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,374,000 | 2,167 |
| Other real estate owned | $130,000 | 1,889 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,676,000 | 4,035 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,714,000 | 3,045 |
| Total liabilities | $134,094,000 | 3,101 |
| Total deposits | $132,374,000 | 2,970 |
| Interest-bearing deposits | $105,461,000 | 3,231 |
| Deposits held in domestic offices | $132,374,000 | 2,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $787,000 | 2,963 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $933,000 | 3,303 |
| Total equity capital | $15,620,000 | 2,586 |
| Total bank equity capital | $15,620,000 | 2,586 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $8,000,000 | 1,790 |
| Undivided profits | $6,620,000 | 3,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,911 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,099,000 | 1,571 |
| Earning assets | $136,443,000 | 3,078 |
| Long-term assets (5+ years) | $5,720,000 | 6,036 |
| Average Assets, year-to-date | $147,358,400 | 3,030 |
| Average Assets, quarterly | $147,983,500 | 3,056 |
| Volatile liabilities | $24,948,000 | 2,009 |
| Insider loans | $3,793,000 | 1,085 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,955,000 | 2,892 |
| Tier 1 (core) risk-based capital | $15,513,000 | 2,552 |
| Tier 2 risk-based capital | $1,438,380 | 2,096 |
| Total risk weighted assets | $114,791,880 | 2,305 |
| Total unused commitments | $10,955,000 | 2,913 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 112 | 1,928 |
| Assets and Liabilities | ||
| Total Assets: | $146,589,000 | 3,173 |
| Cash and due from depository institutions | $7,727,000 | 1,928 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $20,712,000 | 5,976 |
| Federal funds sold & reverse repurchase agreements | $3,375,000 | 4,612 |
| Net loans & leases | $109,519,000 | 2,465 |
| Loan loss allowance | $1,450,000 | 2,770 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,263,000 | 2,263 |
| Other real estate owned | $296,000 | 1,928 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,697,000 | 4,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,589,000 | 3,173 |
| Total liabilities | $133,114,000 | 3,204 |
| Total deposits | $130,716,000 | 3,117 |
| Interest-bearing deposits | $107,380,000 | 3,311 |
| Deposits held in domestic offices | $130,716,000 | 3,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,542,000 | 2,236 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $856,000 | 3,728 |
| Total equity capital | $13,475,000 | 2,865 |
| Total bank equity capital | $13,475,000 | 2,865 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $8,000,000 | 1,730 |
| Undivided profits | $4,475,000 | 4,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,104,000 | 3,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,070,000 | 1,823 |
| Earning assets | $133,606,000 | 3,186 |
| Long-term assets (5+ years) | $12,007,000 | 3,832 |
| Average Assets, year-to-date | $159,383,600 | 2,881 |
| Average Assets, quarterly | $145,235,500 | 3,187 |
| Volatile liabilities | $28,333,000 | 1,795 |
| Insider loans | $281,000 | 3,061 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,251,000 | 2,915 |
| Tier 1 (core) risk-based capital | $13,475,000 | 2,813 |
| Tier 2 risk-based capital | $1,399,640 | 2,188 |
| Total risk weighted assets | $111,920,640 | 2,434 |
| Total unused commitments | $10,251,000 | 2,930 |
| Derivatives | $0 | 651 |