First State Bank and Trust Company, Inc., Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$9,266,0001,332
Total interest expense$2,869,0001,468
Net interest income$6,397,0001,283
Provision for loan and lease losses$1,100,000378
Total noninterest income$801,0001,494
Gross Fiduciary activities income$1,000893
Service charges on deposit accounts$259,000980
Trading account gains and feesNANA
Additional Noninterest Income$541,0001,432
Total noninterest expense$3,741,0001,603
Salaries and employee benefits$1,909,0001,732
Premises and equipment expense$420,0001,461
Additional noninterest expense$541,0001,432
Pre-tax net operating income$2,357,0001,296
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$2,357,0001,120
Extraordinary gains, net$047
Net income$2,357,0001,137
Minority interest net income$065
Net income of bank and minority interests.$2,357,0001,120
Net charge-offs$453,000435
Cash dividends$5,500,000267
Sale, conversion, retirement of capital stock, net$0467
Net operating income$2,357,0001,134
2024-12-31 (YTD Data)Rank
Total interest income$36,639,0001,334
Total interest expense$12,920,0001,401
Net interest income$23,719,0001,289
Provision for loan and lease losses$1,275,000806
Total noninterest income$3,598,0001,425
Gross Fiduciary activities income$5,000930
Service charges on deposit accounts$1,057,000977
Trading account gains and feesNANA
Additional Noninterest Income$2,536,0001,358
Total noninterest expense$14,490,0001,616
Salaries and employee benefits$7,213,0001,776
Premises and equipment expense$1,697,0001,410
Additional noninterest expense$2,536,0001,358
Pre-tax net operating income$11,552,0001,043
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$11,552,000896
Extraordinary gains, net$053
Net income$11,552,000903
Minority interest net income$090
Net income of bank and minority interests.$11,552,000896
Net charge-offs$1,216,000628
Cash dividends$5,530,000793
Sale, conversion, retirement of capital stock, net$0564
Net operating income$11,552,000904
2024-09-30 (YTD Data)Rank
Total interest income$27,104,0001,343
Total interest expense$9,527,0001,422
Net interest income$17,577,0001,285
Provision for loan and lease losses$625,000954
Total noninterest income$2,575,0001,465
Gross Fiduciary activities income$5,000897
Service charges on deposit accounts$790,000970
Trading account gains and feesNANA
Additional Noninterest Income$1,780,0001,420
Total noninterest expense$10,810,0001,600
Salaries and employee benefits$5,506,0001,735
Premises and equipment expense$1,255,0001,419
Additional noninterest expense$1,780,0001,420
Pre-tax net operating income$8,717,0001,023
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$8,717,000876
Extraordinary gains, net$051
Net income$8,717,000889
Minority interest net income$082
Net income of bank and minority interests.$8,717,000878
Net charge-offs$422,000779
Cash dividends$3,400,000840
Sale, conversion, retirement of capital stock, net$0527
Net operating income$8,717,000876
2024-06-30 (YTD Data)Rank
Total interest income$17,583,0001,357
Total interest expense$5,949,0001,463
Net interest income$11,634,0001,288
Provision for loan and lease losses$375,000972
Total noninterest income$1,822,0001,410
Gross Fiduciary activities income$4,000895
Service charges on deposit accounts$514,000975
Trading account gains and feesNANA
Additional Noninterest Income$1,304,0001,328
Total noninterest expense$7,253,0001,589
Salaries and employee benefits$3,662,0001,748
Premises and equipment expense$818,0001,438
Additional noninterest expense$1,304,0001,328
Pre-tax net operating income$5,828,0001,010
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$5,828,000871
Extraordinary gains, net$052
Net income$5,828,000882
Minority interest net income$084
Net income of bank and minority interests.$5,828,000873
Net charge-offs$381,000625
Cash dividends$1,800,000990
Sale, conversion, retirement of capital stock, net$0496
Net operating income$5,828,000872
2024-03-31 (YTD Data)Rank
Total interest income$8,656,0001,356
Total interest expense$2,863,0001,483
Net interest income$5,793,0001,292
Provision for loan and lease losses$150,000959
Total noninterest income$540,0001,845
Gross Fiduciary activities income$1,000860
Service charges on deposit accounts$275,000933
Trading account gains and feesNANA
Additional Noninterest Income$264,0002,105
Total noninterest expense$3,674,0001,576
Salaries and employee benefits$1,819,0001,759
Premises and equipment expense$399,0001,469
Additional noninterest expense$264,0002,105
Pre-tax net operating income$2,509,0001,112
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$2,509,000988
Extraordinary gains, net$051
Net income$2,509,0001,000
Minority interest net income$072
Net income of bank and minority interests.$2,509,000988
Net charge-offs$63,000865
Cash dividends$700,0001,049
Sale, conversion, retirement of capital stock, net$0434
Net operating income$2,509,000987
2023-12-31 (YTD Data)Rank
Total interest income$30,808,0001,373
Total interest expense$8,911,0001,407
Net interest income$21,897,0001,335
Provision for loan and lease losses$600,0001,141
Total noninterest income$3,581,0001,459
Gross Fiduciary activities income$5,000895
Service charges on deposit accounts$822,0001,169
Trading account gains and feesNANA
Additional Noninterest Income$2,754,0001,335
Total noninterest expense$14,329,0001,590
Salaries and employee benefits$7,149,0001,737
Premises and equipment expense$1,625,0001,441
Additional noninterest expense$2,754,0001,335
Pre-tax net operating income$10,549,0001,113
Securities gains (losses)$-55,0003,674
Applicable income taxes$03,369
Income before extraordinary items$10,494,000968
Extraordinary gains, net$054
Net income$10,494,000982
Minority interest net income$088
Net income of bank and minority interests.$10,494,000971
Net charge-offs$450,000801
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,549,000983
2023-09-30 (YTD Data)Rank
Total interest income$22,142,0001,384
Total interest expense$5,780,0001,441
Net interest income$16,362,0001,347
Provision for loan and lease losses$450,0001,058
Total noninterest income$2,395,0001,574
Gross Fiduciary activities income$4,000865
Service charges on deposit accounts$611,0001,167
Trading account gains and feesNANA
Additional Noninterest Income$1,780,0001,456
Total noninterest expense$10,525,0001,600
Salaries and employee benefits$5,246,0001,769
Premises and equipment expense$1,229,0001,433
Additional noninterest expense$1,780,0001,456
Pre-tax net operating income$7,782,0001,164
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,782,0001,028
Extraordinary gains, net$052
Net income$7,782,0001,033
Minority interest net income$081
Net income of bank and minority interests.$7,782,0001,028
Net charge-offs$111,0001,141
Cash dividends$2,500,0001,004
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,782,0001,040
2023-06-30 (YTD Data)Rank
Total interest income$13,996,0001,412
Total interest expense$2,973,0001,575
Net interest income$11,023,0001,346
Provision for loan and lease losses$300,0001,014
Total noninterest income$1,645,0001,473
Gross Fiduciary activities income$2,000870
Service charges on deposit accounts$405,0001,158
Trading account gains and feesNANA
Additional Noninterest Income$1,238,0001,342
Total noninterest expense$7,016,0001,586
Salaries and employee benefits$3,485,0001,769
Premises and equipment expense$825,0001,419
Additional noninterest expense$1,238,0001,341
Pre-tax net operating income$5,352,0001,147
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$5,352,0001,005
Extraordinary gains, net$051
Net income$5,352,0001,018
Minority interest net income$081
Net income of bank and minority interests.$5,352,0001,005
Net charge-offs$19,0001,563
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,352,0001,010
2023-03-31 (YTD Data)Rank
Total interest income$6,629,0001,462
Total interest expense$931,0001,910
Net interest income$5,698,0001,320
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,007,0001,287
Gross Fiduciary activities income$1,000879
Service charges on deposit accounts$214,0001,118
Trading account gains and feesNANA
Additional Noninterest Income$792,0001,143
Total noninterest expense$3,561,0001,585
Salaries and employee benefits$1,806,0001,750
Premises and equipment expense$412,0001,447
Additional noninterest expense$792,0001,143
Pre-tax net operating income$2,994,0001,080
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,994,000942
Extraordinary gains, net$04
Net income$2,994,000941
Minority interest net income$048
Net income of bank and minority interests.$2,994,000941
Net charge-offs$9,0001,398
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,994,000958
2022-12-31 (YTD Data)Rank
Total interest income$21,907,0001,457
Total interest expense$2,040,0001,579
Net interest income$19,867,0001,443
Provision for loan and lease losses$430,0001,312
Total noninterest income$3,299,0001,544
Gross Fiduciary activities income$6,000923
Service charges on deposit accounts$913,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$2,380,0001,469
Total noninterest expense$13,131,0001,655
Salaries and employee benefits$7,035,0001,747
Premises and equipment expense$1,395,0001,608
Additional noninterest expense$2,380,0001,469
Pre-tax net operating income$9,605,0001,309
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$9,605,0001,129
Extraordinary gains, net$05
Net income$9,605,0001,127
Minority interest net income$063
Net income of bank and minority interests.$9,605,0001,129
Net charge-offs$446,000631
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,605,0001,154
2022-09-30 (YTD Data)Rank
Total interest income$15,743,0001,453
Total interest expense$1,138,0001,612
Net interest income$14,605,0001,443
Provision for loan and lease losses$280,0001,262
Total noninterest income$2,575,0001,530
Gross Fiduciary activities income$5,000900
Service charges on deposit accounts$705,0001,079
Trading account gains and feesNANA
Additional Noninterest Income$1,865,0001,446
Total noninterest expense$9,714,0001,662
Salaries and employee benefits$5,241,0001,743
Premises and equipment expense$1,027,0001,648
Additional noninterest expense$1,865,0001,446
Pre-tax net operating income$7,186,0001,303
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$7,186,0001,126
Extraordinary gains, net$04
Net income$7,186,0001,125
Minority interest net income$057
Net income of bank and minority interests.$7,186,0001,126
Net charge-offs$435,000480
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,186,0001,154
2022-06-30 (YTD Data)Rank
Total interest income$9,940,0001,479
Total interest expense$533,0001,878
Net interest income$9,407,0001,453
Provision for loan and lease losses$150,0001,272
Total noninterest income$1,752,0001,496
Gross Fiduciary activities income$3,000863
Service charges on deposit accounts$456,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$1,293,0001,441
Total noninterest expense$6,328,0001,678
Salaries and employee benefits$3,440,0001,763
Premises and equipment expense$674,0001,676
Additional noninterest expense$2,214,0001,486
Pre-tax net operating income$4,681,0001,256
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,681,0001,095
Extraordinary gains, net$04
Net income$4,681,0001,094
Minority interest net income$060
Net income of bank and minority interests.$4,681,0001,095
Net charge-offs$328,000417
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,681,0001,122
2022-03-31 (YTD Data)Rank
Total interest income$4,679,0001,515
Total interest expense$250,0001,915
Net interest income$4,429,0001,486
Provision for loan and lease losses$60,0001,235
Total noninterest income$733,0001,667
Gross Fiduciary activities income$1,000862
Service charges on deposit accounts$226,0001,088
Trading account gains and feesNANA
Additional Noninterest Income$506,0001,660
Total noninterest expense$3,113,0001,705
Salaries and employee benefits$1,744,0001,740
Premises and equipment expense$318,0001,766
Additional noninterest expense$1,051,0001,513
Pre-tax net operating income$1,989,0001,354
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,989,0001,196
Extraordinary gains, net$04
Net income$1,989,0001,196
Minority interest net income$050
Net income of bank and minority interests.$1,989,0001,196
Net charge-offs$-15,0004,054
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,989,0001,208
2021-12-31 (YTD Data)Rank
Total interest income$18,302,0001,588
Total interest expense$1,119,0002,054
Net interest income$17,183,0001,548
Provision for loan and lease losses$240,0001,589
Total noninterest income$3,431,0001,645
Gross Fiduciary activities income$7,000887
Service charges on deposit accounts$837,0001,099
Trading account gains and feesNANA
Additional Noninterest Income$2,587,0001,630
Total noninterest expense$12,614,0001,682
Salaries and employee benefits$7,067,0001,707
Premises and equipment expense$1,270,0001,756
Additional noninterest expense$4,277,0001,516
Pre-tax net operating income$7,760,0001,524
Securities gains (losses)$-1,0004,253
Applicable income taxes$03,710
Income before extraordinary items$7,759,0001,369
Extraordinary gains, net$010
Net income$7,759,0001,369
Minority interest net income$074
Net income of bank and minority interests.$7,759,0001,369
Net charge-offs$194,0001,036
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,760,0001,353
2021-09-30 (YTD Data)Rank
Total interest income$13,504,0001,644
Total interest expense$872,0002,078
Net interest income$12,632,0001,602
Provision for loan and lease losses$180,0001,539
Total noninterest income$2,637,0001,668
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$604,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$2,029,0001,653
Total noninterest expense$9,275,0001,710
Salaries and employee benefits$5,210,0001,727
Premises and equipment expense$930,0001,806
Additional noninterest expense$3,135,0001,540
Pre-tax net operating income$5,814,0001,590
Securities gains (losses)$-1,0004,431
Applicable income taxes$03,719
Income before extraordinary items$5,813,0001,446
Extraordinary gains, net$08
Net income$5,813,0001,445
Minority interest net income$069
Net income of bank and minority interests.$5,813,0001,446
Net charge-offs$146,000923
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,814,0001,419
2021-06-30 (YTD Data)Rank
Total interest income$8,476,0001,718
Total interest expense$615,0002,069
Net interest income$7,861,0001,676
Provision for loan and lease losses$120,0001,537
Total noninterest income$1,833,0001,605
Gross Fiduciary activities income$3,000879
Service charges on deposit accounts$382,0001,142
Trading account gains and feesNANA
Additional Noninterest Income$1,448,0001,544
Total noninterest expense$6,099,0001,713
Salaries and employee benefits$3,444,0001,735
Premises and equipment expense$606,0001,836
Additional noninterest expense$2,049,0001,543
Pre-tax net operating income$3,475,0001,684
Securities gains (losses)$-1,0004,500
Applicable income taxes$03,702
Income before extraordinary items$3,474,0001,552
Extraordinary gains, net$06
Net income$3,474,0001,552
Minority interest net income$067
Net income of bank and minority interests.$3,474,0001,552
Net charge-offs$188,000670
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,475,0001,519
2021-03-31 (YTD Data)Rank
Total interest income$4,058,0001,785
Total interest expense$336,0002,021
Net interest income$3,722,0001,737
Provision for loan and lease losses$60,0001,591
Total noninterest income$1,028,0001,492
Gross Fiduciary activities income$3,000848
Service charges on deposit accounts$193,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$832,0001,435
Total noninterest expense$3,002,0001,722
Salaries and employee benefits$1,692,0001,749
Premises and equipment expense$294,0001,869
Additional noninterest expense$1,016,0001,529
Pre-tax net operating income$1,688,0001,716
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,688,0001,584
Extraordinary gains, net$03
Net income$1,688,0001,584
Minority interest net income$055
Net income of bank and minority interests.$1,688,0001,584
Net charge-offs$181,000456
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,688,0001,538
2020-12-31 (YTD Data)Rank
Total interest income$17,618,0001,667
Total interest expense$2,019,0001,970
Net interest income$15,599,0001,599
Provision for loan and lease losses$150,0003,250
Total noninterest income$3,126,0001,695
Gross Fiduciary activities income$6,000923
Service charges on deposit accounts$887,0001,054
Trading account gains and feesNANA
Additional Noninterest Income$2,233,0001,692
Total noninterest expense$11,405,0001,763
Salaries and employee benefits$6,594,0001,759
Premises and equipment expense$1,192,0001,810
Additional noninterest expense$3,619,0001,660
Pre-tax net operating income$7,170,0001,357
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$7,170,0001,240
Extraordinary gains, net$04
Net income$7,170,0001,241
Minority interest net income$072
Net income of bank and minority interests.$7,170,0001,241
Net charge-offs$265,0001,362
Cash dividends$4,458,000844
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,170,0001,204
2020-09-30 (YTD Data)Rank
Total interest income$12,941,0001,700
Total interest expense$1,623,0001,960
Net interest income$11,318,0001,630
Provision for loan and lease losses$04,239
Total noninterest income$2,216,0001,691
Gross Fiduciary activities income$5,000901
Service charges on deposit accounts$666,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$1,545,0001,713
Total noninterest expense$8,466,0001,763
Salaries and employee benefits$4,924,0001,748
Premises and equipment expense$890,0001,810
Additional noninterest expense$2,652,0001,665
Pre-tax net operating income$5,068,0001,374
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,068,0001,252
Extraordinary gains, net$04
Net income$5,068,0001,252
Minority interest net income$065
Net income of bank and minority interests.$5,068,0001,252
Net charge-offs$200,0001,264
Cash dividends$3,148,000785
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,068,0001,217
2020-06-30 (YTD Data)Rank
Total interest income$8,366,0001,759
Total interest expense$1,154,0001,974
Net interest income$7,212,0001,697
Provision for loan and lease losses$04,134
Total noninterest income$1,585,0001,563
Gross Fiduciary activities income$2,000908
Service charges on deposit accounts$445,0001,059
Trading account gains and feesNANA
Additional Noninterest Income$1,138,0001,543
Total noninterest expense$5,646,0001,760
Salaries and employee benefits$3,305,0001,738
Premises and equipment expense$579,0001,838
Additional noninterest expense$1,762,0001,665
Pre-tax net operating income$3,151,0001,389
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,151,0001,257
Extraordinary gains, net$04
Net income$3,151,0001,257
Minority interest net income$065
Net income of bank and minority interests.$3,151,0001,257
Net charge-offs$135,0001,204
Cash dividends$2,058,000779
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,151,0001,223
2020-03-31 (YTD Data)Rank
Total interest income$4,142,0001,767
Total interest expense$630,0001,981
Net interest income$3,512,0001,708
Provision for loan and lease losses$03,711
Total noninterest income$943,0001,343
Gross Fiduciary activities income$2,000874
Service charges on deposit accounts$271,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$670,0001,265
Total noninterest expense$2,798,0001,777
Salaries and employee benefits$1,621,0001,775
Premises and equipment expense$295,0001,832
Additional noninterest expense$882,0001,687
Pre-tax net operating income$1,657,0001,230
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,657,0001,093
Extraordinary gains, net$04
Net income$1,657,0001,091
Minority interest net income$056
Net income of bank and minority interests.$1,657,0001,093
Net charge-offs$48,0001,223
Cash dividends$988,000845
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,657,0001,072
2019-12-31 (YTD Data)Rank
Total interest income$17,281,0001,713
Total interest expense$2,749,0001,915
Net interest income$14,532,0001,646
Provision for loan and lease losses$03,973
Total noninterest income$2,917,0001,596
Gross Fiduciary activities income$8,000936
Service charges on deposit accounts$1,109,0001,055
Trading account gains and feesNANA
Additional Noninterest Income$1,800,0001,634
Total noninterest expense$11,331,0001,733
Salaries and employee benefits$6,525,0001,726
Premises and equipment expense$1,185,0001,814
Additional noninterest expense$3,621,0001,634
Pre-tax net operating income$6,118,0001,504
Securities gains (losses)$10,0001,888
Applicable income taxes$03,859
Income before extraordinary items$6,128,0001,362
Extraordinary gains, net$011
Net income$6,128,0001,365
Minority interest net income$076
Net income of bank and minority interests.$6,128,0001,365
Net charge-offs$239,0001,529
Cash dividends$3,759,0001,020
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,118,0001,332
2019-09-30 (YTD Data)Rank
Total interest income$12,844,0001,748
Total interest expense$2,035,0001,950
Net interest income$10,809,0001,674
Provision for loan and lease losses$03,836
Total noninterest income$2,154,0001,602
Gross Fiduciary activities income$4,000936
Service charges on deposit accounts$823,0001,065
Trading account gains and feesNANA
Additional Noninterest Income$1,327,0001,640
Total noninterest expense$8,385,0001,752
Salaries and employee benefits$4,843,0001,748
Premises and equipment expense$881,0001,842
Additional noninterest expense$2,661,0001,655
Pre-tax net operating income$4,578,0001,556
Securities gains (losses)$10,0001,653
Applicable income taxes$03,902
Income before extraordinary items$4,588,0001,389
Extraordinary gains, net$011
Net income$4,588,0001,389
Minority interest net income$072
Net income of bank and minority interests.$4,588,0001,391
Net charge-offs$200,0001,296
Cash dividends$2,611,000976
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,578,0001,362
2019-06-30 (YTD Data)Rank
Total interest income$8,302,0001,798
Total interest expense$1,232,0002,060
Net interest income$7,070,0001,710
Provision for loan and lease losses$03,685
Total noninterest income$1,407,0001,592
Gross Fiduciary activities income$4,000918
Service charges on deposit accounts$530,0001,087
Trading account gains and feesNANA
Additional Noninterest Income$873,0001,615
Total noninterest expense$5,571,0001,766
Salaries and employee benefits$3,215,0001,753
Premises and equipment expense$578,0001,865
Additional noninterest expense$1,778,0001,668
Pre-tax net operating income$2,906,0001,586
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,906,0001,424
Extraordinary gains, net$011
Net income$2,906,0001,424
Minority interest net income$069
Net income of bank and minority interests.$2,906,0001,424
Net charge-offs$199,000990
Cash dividends$1,511,0001,089
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,906,0001,399
2019-03-31 (YTD Data)Rank
Total interest income$4,041,0001,842
Total interest expense$535,0002,211
Net interest income$3,506,0001,728
Provision for loan and lease losses$03,406
Total noninterest income$654,0001,636
Gross Fiduciary activities income$2,000906
Service charges on deposit accounts$252,0001,123
Trading account gains and feesNANA
Additional Noninterest Income$400,0001,668
Total noninterest expense$2,773,0001,778
Salaries and employee benefits$1,604,0001,767
Premises and equipment expense$273,0001,966
Additional noninterest expense$896,0001,662
Pre-tax net operating income$1,387,0001,621
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,387,0001,439
Extraordinary gains, net$05
Net income$1,387,0001,438
Minority interest net income$052
Net income of bank and minority interests.$1,387,0001,438
Net charge-offs$111,000845
Cash dividends$723,0001,056
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,387,0001,415
2018-12-31 (YTD Data)Rank
Total interest income$15,778,0001,790
Total interest expense$1,853,0002,031
Net interest income$13,925,0001,717
Provision for loan and lease losses$250,0002,131
Total noninterest income$3,295,0001,439
Gross Fiduciary activities income$10,000946
Service charges on deposit accounts$1,122,0001,058
Trading account gains and feesNANA
Additional Noninterest Income$2,163,0001,425
Total noninterest expense$11,309,0001,711
Salaries and employee benefits$6,378,0001,725
Premises and equipment expense$1,023,0002,016
Additional noninterest expense$3,908,0001,532
Pre-tax net operating income$5,661,0001,605
Securities gains (losses)$-24,0004,648
Applicable income taxes$03,978
Income before extraordinary items$5,637,0001,433
Extraordinary gains, net$06
Net income$5,637,0001,433
Minority interest net income$072
Net income of bank and minority interests.$5,637,0001,432
Net charge-offs$239,0001,488
Cash dividends$2,580,0001,226
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,661,0001,417
2018-09-30 (YTD Data)Rank
Total interest income$11,677,0001,792
Total interest expense$1,263,0002,088
Net interest income$10,414,0001,723
Provision for loan and lease losses$225,0001,851
Total noninterest income$2,002,0001,686
Gross Fiduciary activities income$7,000934
Service charges on deposit accounts$835,0001,069
Trading account gains and feesNANA
Additional Noninterest Income$1,160,0001,774
Total noninterest expense$8,364,0001,729
Salaries and employee benefits$4,785,0001,725
Premises and equipment expense$736,0002,078
Additional noninterest expense$2,843,0001,572
Pre-tax net operating income$3,827,0001,778
Securities gains (losses)$-3,0004,544
Applicable income taxes$04,032
Income before extraordinary items$3,824,0001,577
Extraordinary gains, net$05
Net income$3,824,0001,576
Minority interest net income$066
Net income of bank and minority interests.$3,824,0001,576
Net charge-offs$208,0001,223
Cash dividends$2,322,000950
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,827,0001,562
2018-06-30 (YTD Data)Rank
Total interest income$7,583,0001,813
Total interest expense$696,0002,298
Net interest income$6,887,0001,733
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,330,0001,692
Gross Fiduciary activities income$5,000939
Service charges on deposit accounts$541,0001,097
Trading account gains and feesNANA
Additional Noninterest Income$784,0001,756
Total noninterest expense$5,501,0001,762
Salaries and employee benefits$3,208,0001,736
Premises and equipment expense$469,0002,165
Additional noninterest expense$1,824,0001,625
Pre-tax net operating income$2,566,0001,731
Securities gains (losses)$3,000768
Applicable income taxes$04,018
Income before extraordinary items$2,569,0001,545
Extraordinary gains, net$06
Net income$2,569,0001,544
Minority interest net income$065
Net income of bank and minority interests.$2,569,0001,544
Net charge-offs$93,0001,359
Cash dividends$1,957,000793
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,566,0001,527
2018-03-31 (YTD Data)Rank
Total interest income$3,730,0001,822
Total interest expense$325,0002,332
Net interest income$3,405,0001,751
Provision for loan and lease losses$75,0001,680
Total noninterest income$663,0001,685
Gross Fiduciary activities income$3,000913
Service charges on deposit accounts$272,0001,099
Trading account gains and feesNANA
Additional Noninterest Income$388,0001,742
Total noninterest expense$2,718,0001,803
Salaries and employee benefits$1,569,0001,777
Premises and equipment expense$228,0002,236
Additional noninterest expense$921,0001,615
Pre-tax net operating income$1,275,0001,700
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,275,0001,506
Extraordinary gains, net$07
Net income$1,275,0001,506
Minority interest net income$052
Net income of bank and minority interests.$1,275,0001,506
Net charge-offs$91,000898
Cash dividends$1,060,000675
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,275,0001,495
2017-12-31 (YTD Data)Rank
Total interest income$14,901,0001,776
Total interest expense$1,303,0002,133
Net interest income$13,598,0001,713
Provision for loan and lease losses$300,0001,956
Total noninterest income$3,012,0001,585
Gross Fiduciary activities income$8,000993
Service charges on deposit accounts$1,214,000999
Trading account gains and feesNANA
Additional Noninterest Income$1,790,0001,638
Total noninterest expense$10,957,0001,752
Salaries and employee benefits$6,565,0001,687
Premises and equipment expense$1,018,0002,080
Additional noninterest expense$3,374,0001,765
Pre-tax net operating income$5,353,0001,619
Securities gains (losses)$1,0002,108
Applicable income taxes$04,135
Income before extraordinary items$5,354,0001,281
Extraordinary gains, net$09
Net income$5,354,0001,281
Minority interest net income$076
Net income of bank and minority interests.$5,354,0001,281
Net charge-offs$262,0001,587
Cash dividends$4,245,000783
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,353,0001,268
2017-09-30 (YTD Data)Rank
Total interest income$11,058,0001,797
Total interest expense$968,0002,125
Net interest income$10,090,0001,727
Provision for loan and lease losses$225,0001,898
Total noninterest income$2,293,0001,587
Gross Fiduciary activities income$6,000977
Service charges on deposit accounts$915,000997
Trading account gains and feesNANA
Additional Noninterest Income$1,372,0001,629
Total noninterest expense$8,343,0001,719
Salaries and employee benefits$5,047,0001,656
Premises and equipment expense$780,0002,052
Additional noninterest expense$2,516,0001,768
Pre-tax net operating income$3,815,0001,711
Securities gains (losses)$10,0001,621
Applicable income taxes$04,172
Income before extraordinary items$3,825,0001,427
Extraordinary gains, net$09
Net income$3,825,0001,425
Minority interest net income$071
Net income of bank and minority interests.$3,825,0001,427
Net charge-offs$227,0001,308
Cash dividends$3,315,000712
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,815,0001,408
2017-06-30 (YTD Data)Rank
Total interest income$7,177,0001,825
Total interest expense$587,0002,234
Net interest income$6,590,0001,755
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,601,0001,518
Gross Fiduciary activities income$4,000986
Service charges on deposit accounts$588,0001,018
Trading account gains and feesNANA
Additional Noninterest Income$1,009,0001,529
Total noninterest expense$5,560,0001,729
Salaries and employee benefits$3,448,0001,622
Premises and equipment expense$515,0002,075
Additional noninterest expense$1,597,0001,839
Pre-tax net operating income$2,481,0001,713
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,481,0001,440
Extraordinary gains, net$011
Net income$2,481,0001,440
Minority interest net income$071
Net income of bank and minority interests.$2,481,0001,441
Net charge-offs$130,0001,334
Cash dividends$2,615,000605
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,481,0001,419
2017-03-31 (YTD Data)Rank
Total interest income$3,528,0001,844
Total interest expense$284,0002,262
Net interest income$3,244,0001,773
Provision for loan and lease losses$75,0001,685
Total noninterest income$877,0001,421
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$296,0001,009
Trading account gains and feesNANA
Additional Noninterest Income$581,0001,386
Total noninterest expense$2,803,0001,736
Salaries and employee benefits$1,779,0001,578
Premises and equipment expense$260,0002,083
Additional noninterest expense$764,0001,910
Pre-tax net operating income$1,243,0001,675
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,243,0001,427
Extraordinary gains, net$08
Net income$1,243,0001,427
Minority interest net income$055
Net income of bank and minority interests.$1,243,0001,427
Net charge-offs$70,0001,126
Cash dividends$1,530,000503
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,243,0001,409
2016-12-31 (YTD Data)Rank
Total interest income$14,630,0001,733
Total interest expense$1,170,0002,175
Net interest income$13,460,0001,669
Provision for loan and lease losses$300,0001,988
Total noninterest income$3,045,0001,633
Gross Fiduciary activities income$10,0001,016
Service charges on deposit accounts$1,300,000952
Trading account gains and fees$0170
Additional Noninterest Income$1,735,0001,720
Total noninterest expense$11,096,0001,727
Salaries and employee benefits$6,809,0001,588
Premises and equipment expense$1,074,0002,026
Additional noninterest expense$3,213,0001,857
Pre-tax net operating income$5,109,0001,594
Securities gains (losses)$-8,0005,623
Applicable income taxes$04,278
Income before extraordinary items$5,101,0001,363
Extraordinary gains, net$05
Net income$5,101,0001,361
Minority interest net income$082
Net income of bank and minority interests.$5,101,0001,362
Net charge-offs$213,0001,858
Cash dividends$4,507,000730
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,109,0001,330
2016-09-30 (YTD Data)Rank
Total interest income$10,991,0001,734
Total interest expense$885,0002,166
Net interest income$10,106,0001,665
Provision for loan and lease losses$225,0001,908
Total noninterest income$2,380,0001,582
Gross Fiduciary activities income$6,0001,010
Service charges on deposit accounts$970,000948
Trading account gains and fees$0169
Additional Noninterest Income$1,404,0001,654
Total noninterest expense$8,316,0001,736
Salaries and employee benefits$5,117,0001,586
Premises and equipment expense$801,0002,045
Additional noninterest expense$2,398,0001,865
Pre-tax net operating income$3,945,0001,573
Securities gains (losses)$-8,0005,790
Applicable income taxes$04,325
Income before extraordinary items$3,937,0001,351
Extraordinary gains, net$05
Net income$3,937,0001,351
Minority interest net income$071
Net income of bank and minority interests.$3,937,0001,351
Net charge-offs$140,0001,755
Cash dividends$3,882,000622
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,945,0001,309
2016-06-30 (YTD Data)Rank
Total interest income$7,218,0001,764
Total interest expense$588,0002,168
Net interest income$6,630,0001,703
Provision for loan and lease losses$150,0001,887
Total noninterest income$1,640,0001,515
Gross Fiduciary activities income$3,0001,028
Service charges on deposit accounts$623,000967
Trading account gains and fees$0157
Additional Noninterest Income$1,014,0001,534
Total noninterest expense$5,593,0001,725
Salaries and employee benefits$3,424,0001,585
Premises and equipment expense$533,0002,049
Additional noninterest expense$1,636,0001,834
Pre-tax net operating income$2,527,0001,622
Securities gains (losses)$-8,0005,884
Applicable income taxes$04,338
Income before extraordinary items$2,519,0001,391
Extraordinary gains, net$016
Net income$2,519,0001,389
Minority interest net income$071
Net income of bank and minority interests.$2,519,0001,391
Net charge-offs$86,0001,761
Cash dividends$2,832,000590
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,527,0001,348
2016-03-31 (YTD Data)Rank
Total interest income$3,577,0001,783
Total interest expense$293,0002,175
Net interest income$3,284,0001,712
Provision for loan and lease losses$75,0001,741
Total noninterest income$929,0001,377
Gross Fiduciary activities income$2,000992
Service charges on deposit accounts$303,000994
Trading account gains and fees$0142
Additional Noninterest Income$624,0001,315
Total noninterest expense$2,774,0001,739
Salaries and employee benefits$1,706,0001,598
Premises and equipment expense$274,0002,007
Additional noninterest expense$794,0001,872
Pre-tax net operating income$1,364,0001,492
Securities gains (losses)$-8,0005,967
Applicable income taxes$04,259
Income before extraordinary items$1,356,0001,277
Extraordinary gains, net$012
Net income$1,356,0001,278
Minority interest net income$062
Net income of bank and minority interests.$1,356,0001,278
Net charge-offs$106,000978
Cash dividends$1,700,000492
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,364,0001,235
2015-12-31 (YTD Data)Rank
Total interest income$14,717,0001,682
Total interest expense$1,173,0002,156
Net interest income$13,544,0001,620
Provision for loan and lease losses$225,0002,207
Total noninterest income$2,710,0001,719
Gross Fiduciary activities income$14,0001,016
Service charges on deposit accounts$1,316,000953
Trading account gains and fees$0159
Additional Noninterest Income$1,380,0001,957
Total noninterest expense$11,079,0001,711
Salaries and employee benefits$6,774,0001,551
Premises and equipment expense$1,167,0001,933
Additional noninterest expense$3,138,0001,925
Pre-tax net operating income$4,950,0001,580
Securities gains (losses)$-13,0005,892
Applicable income taxes$04,402
Income before extraordinary items$4,937,0001,370
Extraordinary gains, net$023
Net income$4,937,0001,369
Minority interest net income$081
Net income of bank and minority interests.$4,937,0001,370
Net charge-offs$430,0001,298
Cash dividends$3,725,000840
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,950,0001,340
2015-09-30 (YTD Data)Rank
Total interest income$10,973,0001,706
Total interest expense$877,0002,182
Net interest income$10,096,0001,644
Provision for loan and lease losses$225,0001,803
Total noninterest income$2,064,0001,714
Gross Fiduciary activities income$11,000997
Service charges on deposit accounts$975,000971
Trading account gains and fees$0153
Additional Noninterest Income$1,078,0001,924
Total noninterest expense$8,189,0001,744
Salaries and employee benefits$5,104,0001,554
Premises and equipment expense$865,0001,977
Additional noninterest expense$2,220,0002,016
Pre-tax net operating income$3,746,0001,606
Securities gains (losses)$-20,0006,064
Applicable income taxes$04,489
Income before extraordinary items$3,726,0001,367
Extraordinary gains, net$021
Net income$3,726,0001,367
Minority interest net income$078
Net income of bank and minority interests.$3,726,0001,367
Net charge-offs$364,0001,081
Cash dividends$2,950,000735
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,746,0001,333
2015-06-30 (YTD Data)Rank
Total interest income$7,165,0001,747
Total interest expense$572,0002,229
Net interest income$6,593,0001,681
Provision for loan and lease losses$150,0001,756
Total noninterest income$1,350,0001,740
Gross Fiduciary activities income$9,000987
Service charges on deposit accounts$627,000983
Trading account gains and fees$0157
Additional Noninterest Income$714,0001,938
Total noninterest expense$5,493,0001,745
Salaries and employee benefits$3,416,0001,561
Premises and equipment expense$537,0002,105
Additional noninterest expense$1,540,0001,959
Pre-tax net operating income$2,300,0001,692
Securities gains (losses)$-20,0006,182
Applicable income taxes$04,497
Income before extraordinary items$2,280,0001,457
Extraordinary gains, net$022
Net income$2,280,0001,456
Minority interest net income$075
Net income of bank and minority interests.$2,280,0001,458
Net charge-offs$331,000851
Cash dividends$2,475,000603
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,300,0001,406
2015-03-31 (YTD Data)Rank
Total interest income$3,531,0001,764
Total interest expense$283,0002,270
Net interest income$3,248,0001,698
Provision for loan and lease losses$75,0001,675
Total noninterest income$676,0001,710
Gross Fiduciary activities income$7,000956
Service charges on deposit accounts$303,000994
Trading account gains and fees$0152
Additional Noninterest Income$366,0001,874
Total noninterest expense$2,729,0001,757
Salaries and employee benefits$1,689,0001,589
Premises and equipment expense$267,0002,136
Additional noninterest expense$773,0001,933
Pre-tax net operating income$1,120,0001,682
Securities gains (losses)$-20,0006,299
Applicable income taxes$04,400
Income before extraordinary items$1,100,0001,459
Extraordinary gains, net$013
Net income$1,100,0001,461
Minority interest net income$064
Net income of bank and minority interests.$1,100,0001,461
Net charge-offs$79,0001,265
Cash dividends$525,0001,064
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,120,0001,405
2014-12-31 (YTD Data)Rank
Total interest income$14,612,0001,714
Total interest expense$1,071,0002,474
Net interest income$13,541,0001,636
Provision for loan and lease losses$300,0001,975
Total noninterest income$2,508,0001,793
Gross Fiduciary activities income$13,0001,052
Service charges on deposit accounts$1,156,0001,144
Trading account gains and fees$0180
Additional Noninterest Income$1,339,0001,911
Total noninterest expense$10,888,0001,754
Salaries and employee benefits$6,625,0001,577
Premises and equipment expense$1,191,0001,930
Additional noninterest expense$3,072,0001,999
Pre-tax net operating income$4,861,0001,561
Securities gains (losses)$8,0002,740
Applicable income taxes$04,531
Income before extraordinary items$4,869,0001,334
Extraordinary gains, net$017
Net income$4,869,0001,334
Minority interest net income$084
Net income of bank and minority interests.$4,869,0001,333
Net charge-offs$299,0002,019
Cash dividends$2,842,000970
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,861,0001,307
2014-09-30 (YTD Data)Rank
Total interest income$10,860,0001,738
Total interest expense$776,0002,560
Net interest income$10,084,0001,651
Provision for loan and lease losses$225,0001,923
Total noninterest income$1,852,0001,832
Gross Fiduciary activities income$12,0001,018
Service charges on deposit accounts$836,0001,189
Trading account gains and fees$0174
Additional Noninterest Income$1,004,0001,924
Total noninterest expense$8,085,0001,771
Salaries and employee benefits$4,930,0001,581
Premises and equipment expense$894,0001,942
Additional noninterest expense$2,261,0002,020
Pre-tax net operating income$3,626,0001,582
Securities gains (losses)$3,0002,680
Applicable income taxes$04,583
Income before extraordinary items$3,629,0001,336
Extraordinary gains, net$015
Net income$3,629,0001,335
Minority interest net income$081
Net income of bank and minority interests.$3,629,0001,336
Net charge-offs$232,0001,843
Cash dividends$2,611,000754
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,626,0001,314
2014-06-30 (YTD Data)Rank
Total interest income$7,055,0001,781
Total interest expense$491,0002,662
Net interest income$6,564,0001,678
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,214,0001,830
Gross Fiduciary activities income$8,0001,022
Service charges on deposit accounts$540,0001,201
Trading account gains and fees$0172
Additional Noninterest Income$666,0001,914
Total noninterest expense$5,387,0001,761
Salaries and employee benefits$3,250,0001,594
Premises and equipment expense$591,0001,975
Additional noninterest expense$1,546,0001,974
Pre-tax net operating income$2,241,0001,654
Securities gains (losses)$8,0002,026
Applicable income taxes$04,568
Income before extraordinary items$2,249,0001,390
Extraordinary gains, net$020
Net income$2,249,0001,390
Minority interest net income$080
Net income of bank and minority interests.$2,249,0001,392
Net charge-offs$141,0001,889
Cash dividends$2,045,000632
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,241,0001,371
2014-03-31 (YTD Data)Rank
Total interest income$3,466,0001,801
Total interest expense$237,0002,786
Net interest income$3,229,0001,691
Provision for loan and lease losses$75,0001,807
Total noninterest income$623,0001,749
Gross Fiduciary activities income$6,000993
Service charges on deposit accounts$268,0001,196
Trading account gains and fees$0147
Additional Noninterest Income$349,0001,820
Total noninterest expense$2,675,0001,774
Salaries and employee benefits$1,583,0001,643
Premises and equipment expense$294,0002,017
Additional noninterest expense$798,0001,893
Pre-tax net operating income$1,102,0001,624
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,102,0001,377
Extraordinary gains, net$016
Net income$1,102,0001,380
Minority interest net income$066
Net income of bank and minority interests.$1,102,0001,379
Net charge-offs$12,0002,752
Cash dividends$500,0001,008
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,102,0001,350
2013-12-31 (YTD Data)Rank
Total interest income$14,242,0001,752
Total interest expense$1,040,0002,859
Net interest income$13,202,0001,636
Provision for loan and lease losses$350,0002,264
Total noninterest income$2,771,0001,708
Gross Fiduciary activities income$42,000960
Service charges on deposit accounts$1,172,0001,179
Trading account gains and fees$0184
Additional Noninterest Income$1,557,0001,801
Total noninterest expense$10,565,0001,809
Salaries and employee benefits$6,554,0001,583
Premises and equipment expense$1,234,0001,868
Additional noninterest expense$2,777,0002,250
Pre-tax net operating income$5,058,0001,413
Securities gains (losses)$14,0002,505
Applicable income taxes$1,385,0001,183
Income before extraordinary items$3,687,0001,609
Extraordinary gains, net$029
Net income$3,687,0001,612
Minority interest net income$090
Net income of bank and minority interests.$3,687,0001,613
Net charge-offs$195,0003,045
Cash dividends$1,751,0001,328
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,676,7801,574
2013-09-30 (YTD Data)Rank
Total interest income$10,626,0001,770
Total interest expense$792,0002,903
Net interest income$9,834,0001,652
Provision for loan and lease losses$350,0001,917
Total noninterest income$1,949,0001,822
Gross Fiduciary activities income$38,000931
Service charges on deposit accounts$856,0001,202
Trading account gains and fees$0180
Additional Noninterest Income$1,055,0001,972
Total noninterest expense$7,911,0001,814
Salaries and employee benefits$4,965,0001,575
Premises and equipment expense$931,0001,865
Additional noninterest expense$2,015,0002,289
Pre-tax net operating income$3,522,0001,531
Securities gains (losses)$14,0002,364
Applicable income taxes$1,385,000994
Income before extraordinary items$2,151,0002,000
Extraordinary gains, net$025
Net income$2,151,0002,007
Minority interest net income$084
Net income of bank and minority interests.$2,151,0002,006
Net charge-offs$53,0003,810
Cash dividends$1,260,0001,223
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,142,0401,950
2013-06-30 (YTD Data)Rank
Total interest income$7,195,0001,737
Total interest expense$527,0002,957
Net interest income$6,668,0001,615
Provision for loan and lease losses$275,0001,759
Total noninterest income$1,056,0002,154
Gross Fiduciary activities income$33,000918
Service charges on deposit accounts$534,0001,260
Trading account gains and fees$0157
Additional Noninterest Income$489,0002,501
Total noninterest expense$5,274,0001,814
Salaries and employee benefits$3,322,0001,570
Premises and equipment expense$633,0001,839
Additional noninterest expense$1,319,0002,325
Pre-tax net operating income$2,175,0001,604
Securities gains (losses)$02,791
Applicable income taxes$1,385,000720
Income before extraordinary items$790,0003,092
Extraordinary gains, net$022
Net income$790,0003,094
Minority interest net income$082
Net income of bank and minority interests.$790,0003,095
Net charge-offs$41,0003,522
Cash dividends$1,210,000924
Sale, conversion, retirement of capital stock, net$0838
Net operating income$790,0003,005
2013-03-31 (YTD Data)Rank
Total interest income$3,553,0001,775
Total interest expense$269,0002,984
Net interest income$3,284,0001,645
Provision for loan and lease losses$200,0001,346
Total noninterest income$524,0002,166
Gross Fiduciary activities income$33,000843
Service charges on deposit accounts$255,0001,309
Trading account gains and fees$0148
Additional Noninterest Income$236,0002,540
Total noninterest expense$2,589,0001,863
Salaries and employee benefits$1,670,0001,576
Premises and equipment expense$306,0001,933
Additional noninterest expense$613,0002,492
Pre-tax net operating income$1,019,0001,676
Securities gains (losses)$01,966
Applicable income taxes$1,385,000446
Income before extraordinary items$-366,0006,840
Extraordinary gains, net$010
Net income$-366,0006,841
Minority interest net income$076
Net income of bank and minority interests.$-366,0006,841
Net charge-offs$15,0003,259
Cash dividends$560,000861
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-366,0006,825
2012-12-31 (YTD Data)Rank
Total interest income$14,947,0001,771
Total interest expense$1,471,0002,764
Net interest income$13,476,0001,637
Provision for loan and lease losses$825,0002,024
Total noninterest income$2,490,0001,877
Gross Fiduciary activities income$99,000883
Service charges on deposit accounts$1,178,0001,206
Trading account gains and fees$0166
Additional Noninterest Income$1,213,0002,125
Total noninterest expense$10,670,0001,796
Salaries and employee benefits$6,929,0001,475
Premises and equipment expense$1,265,0001,856
Additional noninterest expense$2,476,0002,590
Pre-tax net operating income$4,471,0001,516
Securities gains (losses)$03,810
Applicable income taxes$1,310,0001,212
Income before extraordinary items$3,161,0001,772
Extraordinary gains, net$029
Net income$3,161,0001,771
Minority interest net income$093
Net income of bank and minority interests.$3,161,0001,772
Net charge-offs$450,0002,785
Cash dividends$2,230,0001,125
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,161,0001,669
2012-09-30 (YTD Data)Rank
Total interest income$11,276,0001,785
Total interest expense$1,156,0002,763
Net interest income$10,120,0001,654
Provision for loan and lease losses$825,0001,671
Total noninterest income$1,904,0001,852
Gross Fiduciary activities income$84,000865
Service charges on deposit accounts$873,0001,229
Trading account gains and fees$0157
Additional Noninterest Income$947,0002,062
Total noninterest expense$7,485,0001,918
Salaries and employee benefits$4,813,0001,570
Premises and equipment expense$946,0001,882
Additional noninterest expense$1,726,0002,772
Pre-tax net operating income$3,714,0001,420
Securities gains (losses)$03,575
Applicable income taxes$1,119,0001,127
Income before extraordinary items$2,595,0001,694
Extraordinary gains, net$020
Net income$2,595,0001,693
Minority interest net income$086
Net income of bank and minority interests.$2,595,0001,695
Net charge-offs$454,0002,317
Cash dividends$1,980,000798
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,595,0001,590
2012-06-30 (YTD Data)Rank
Total interest income$7,425,0001,810
Total interest expense$784,0002,819
Net interest income$6,641,0001,671
Provision for loan and lease losses$450,0001,913
Total noninterest income$1,280,0001,829
Gross Fiduciary activities income$63,000854
Service charges on deposit accounts$557,0001,267
Trading account gains and fees$0153
Additional Noninterest Income$660,0001,986
Total noninterest expense$5,076,0001,887
Salaries and employee benefits$3,222,0001,562
Premises and equipment expense$617,0001,918
Additional noninterest expense$1,237,0002,609
Pre-tax net operating income$2,395,0001,455
Securities gains (losses)$03,178
Applicable income taxes$645,0001,254
Income before extraordinary items$1,750,0001,665
Extraordinary gains, net$019
Net income$1,750,0001,662
Minority interest net income$084
Net income of bank and minority interests.$1,750,0001,665
Net charge-offs$459,0001,867
Cash dividends$350,0001,976
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,750,0001,583
2012-03-31 (YTD Data)Rank
Total interest income$3,703,0001,835
Total interest expense$402,0002,857
Net interest income$3,301,0001,677
Provision for loan and lease losses$150,0002,302
Total noninterest income$726,0001,645
Gross Fiduciary activities income$63,000748
Service charges on deposit accounts$270,0001,303
Trading account gains and fees$0148
Additional Noninterest Income$393,0001,781
Total noninterest expense$2,458,0001,952
Salaries and employee benefits$1,597,0001,581
Premises and equipment expense$314,0001,900
Additional noninterest expense$547,0002,875
Pre-tax net operating income$1,419,0001,237
Securities gains (losses)$02,210
Applicable income taxes$462,000951
Income before extraordinary items$957,0001,526
Extraordinary gains, net$019
Net income$957,0001,527
Minority interest net income$078
Net income of bank and minority interests.$957,0001,527
Net charge-offs$269,0001,588
Cash dividends$200,0001,565
Sale, conversion, retirement of capital stock, net$0861
Net operating income$957,0001,432
2011-12-31 (YTD Data)Rank
Total interest income$15,170,0001,857
Total interest expense$1,891,0002,886
Net interest income$13,279,0001,687
Provision for loan and lease losses$935,0002,514
Total noninterest income$2,349,0001,797
Gross Fiduciary activities income$34,000964
Service charges on deposit accounts$1,238,0001,186
Trading account gains and fees$0146
Additional Noninterest Income$1,077,0002,039
Total noninterest expense$10,129,0001,889
Salaries and employee benefits$6,443,0001,532
Premises and equipment expense$1,268,0001,953
Additional noninterest expense$2,418,0002,653
Pre-tax net operating income$4,564,0001,284
Securities gains (losses)$03,838
Applicable income taxes$1,379,0001,057
Income before extraordinary items$3,185,0001,526
Extraordinary gains, net$029
Net income$3,185,0001,526
Minority interest net income$096
Net income of bank and minority interests.$3,185,0001,526
Net charge-offs$607,0002,942
Cash dividends$2,025,000941
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,185,0001,461
2011-09-30 (YTD Data)Rank
Total interest income$11,246,0001,900
Total interest expense$1,478,0002,904
Net interest income$9,768,0001,723
Provision for loan and lease losses$765,0002,326
Total noninterest income$1,748,0001,790
Gross Fiduciary activities income$19,000983
Service charges on deposit accounts$929,0001,192
Trading account gains and fees$0145
Additional Noninterest Income$800,0002,037
Total noninterest expense$7,123,0002,022
Salaries and employee benefits$4,476,0001,641
Premises and equipment expense$913,0002,049
Additional noninterest expense$1,734,0002,768
Pre-tax net operating income$3,628,0001,259
Securities gains (losses)$03,555
Applicable income taxes$1,148,000977
Income before extraordinary items$2,480,0001,536
Extraordinary gains, net$021
Net income$2,480,0001,536
Minority interest net income$087
Net income of bank and minority interests.$2,480,0001,536
Net charge-offs$494,0002,675
Cash dividends$1,275,000954
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,480,0001,450
2011-06-30 (YTD Data)Rank
Total interest income$7,344,0001,956
Total interest expense$1,049,0002,860
Net interest income$6,295,0001,776
Provision for loan and lease losses$510,0002,283
Total noninterest income$1,155,0001,801
Gross Fiduciary activities income$16,000961
Service charges on deposit accounts$606,0001,194
Trading account gains and fees$0153
Additional Noninterest Income$533,0002,011
Total noninterest expense$4,771,0002,025
Salaries and employee benefits$2,998,0001,650
Premises and equipment expense$570,0002,196
Additional noninterest expense$1,203,0002,743
Pre-tax net operating income$2,169,0001,345
Securities gains (losses)$02,914
Applicable income taxes$726,000988
Income before extraordinary items$1,443,0001,675
Extraordinary gains, net$015
Net income$1,443,0001,675
Minority interest net income$089
Net income of bank and minority interests.$1,443,0001,675
Net charge-offs$473,0002,213
Cash dividends$700,0001,112
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,443,0001,610
2011-03-31 (YTD Data)Rank
Total interest income$3,608,0001,991
Total interest expense$559,0002,794
Net interest income$3,049,0001,825
Provision for loan and lease losses$255,0002,143
Total noninterest income$624,0001,700
Gross Fiduciary activities income$11,000935
Service charges on deposit accounts$297,0001,197
Trading account gains and fees$0158
Additional Noninterest Income$316,0001,849
Total noninterest expense$2,370,0002,045
Salaries and employee benefits$1,509,0001,645
Premises and equipment expense$301,0002,131
Additional noninterest expense$560,0002,897
Pre-tax net operating income$1,048,0001,375
Securities gains (losses)$01,772
Applicable income taxes$343,000999
Income before extraordinary items$705,0001,670
Extraordinary gains, net$09
Net income$705,0001,670
Minority interest net income$086
Net income of bank and minority interests.$705,0001,670
Net charge-offs$118,0002,575
Cash dividends$150,0001,610
Sale, conversion, retirement of capital stock, net$0925
Net operating income$705,0001,617
2010-12-31 (YTD Data)Rank
Total interest income$15,651,0001,936
Total interest expense$2,852,0002,705
Net interest income$12,799,0001,732
Provision for loan and lease losses$900,0003,213
Total noninterest income$2,450,0001,788
Gross Fiduciary activities income$132,000827
Service charges on deposit accounts$1,332,0001,128
Trading account gains and fees$0175
Additional Noninterest Income$986,0002,196
Total noninterest expense$9,960,0001,955
Salaries and employee benefits$6,477,0001,518
Premises and equipment expense$1,178,0002,136
Additional noninterest expense$2,305,0002,873
Pre-tax net operating income$4,389,0001,157
Securities gains (losses)$03,793
Applicable income taxes$1,384,000956
Income before extraordinary items$3,005,0001,405
Extraordinary gains, net$029
Net income$3,005,0001,408
Minority interest net income$0111
Net income of bank and minority interests.$3,005,0001,409
Net charge-offs$693,0003,185
Cash dividends$3,650,000454
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,005,0001,356
2010-09-30 (YTD Data)Rank
Total interest income$11,706,0001,983
Total interest expense$2,233,0002,724
Net interest income$9,473,0001,776
Provision for loan and lease losses$815,0002,817
Total noninterest income$1,875,0001,780
Gross Fiduciary activities income$121,000789
Service charges on deposit accounts$990,0001,174
Trading account gains and fees$0165
Additional Noninterest Income$764,0002,131
Total noninterest expense$6,984,0002,067
Salaries and employee benefits$4,463,0001,637
Premises and equipment expense$876,0002,191
Additional noninterest expense$1,645,0002,958
Pre-tax net operating income$3,549,0001,139
Securities gains (losses)$03,651
Applicable income taxes$1,187,000886
Income before extraordinary items$2,362,0001,407
Extraordinary gains, net$023
Net income$2,362,0001,410
Minority interest net income$0110
Net income of bank and minority interests.$2,362,0001,411
Net charge-offs$454,0003,207
Cash dividends$3,150,000347
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,362,0001,353
2010-06-30 (YTD Data)Rank
Total interest income$7,658,0002,035
Total interest expense$1,563,0002,700
Net interest income$6,095,0001,842
Provision for loan and lease losses$210,0004,142
Total noninterest income$1,311,0001,659
Gross Fiduciary activities income$115,000725
Service charges on deposit accounts$635,0001,232
Trading account gains and fees$0152
Additional Noninterest Income$561,0001,954
Total noninterest expense$4,615,0002,101
Salaries and employee benefits$2,948,0001,677
Premises and equipment expense$563,0002,288
Additional noninterest expense$1,104,0002,937
Pre-tax net operating income$2,581,0001,040
Securities gains (losses)$03,184
Applicable income taxes$895,000790
Income before extraordinary items$1,686,0001,309
Extraordinary gains, net$019
Net income$1,686,0001,310
Minority interest net income$0105
Net income of bank and minority interests.$1,686,0001,310
Net charge-offs$274,0003,169
Cash dividends$3,150,000228
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,686,0001,263
2010-03-31 (YTD Data)Rank
Total interest income$3,796,0002,099
Total interest expense$803,0002,754
Net interest income$2,993,0001,900
Provision for loan and lease losses$105,0003,873
Total noninterest income$673,0001,644
Gross Fiduciary activities income$37,000826
Service charges on deposit accounts$304,0001,289
Trading account gains and fees$0175
Additional Noninterest Income$332,0001,722
Total noninterest expense$2,250,0002,169
Salaries and employee benefits$1,461,0001,718
Premises and equipment expense$255,0002,546
Additional noninterest expense$534,0002,996
Pre-tax net operating income$1,311,0001,014
Securities gains (losses)$02,284
Applicable income taxes$485,000723
Income before extraordinary items$826,0001,330
Extraordinary gains, net$016
Net income$826,0001,333
Minority interest net income$091
Net income of bank and minority interests.$826,0001,332
Net charge-offs$200,0002,434
Cash dividends$3,100,000105
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$826,0001,288
2009-12-31 (YTD Data)Rank
Total interest income$15,898,0002,126
Total interest expense$3,983,0002,748
Net interest income$11,915,0001,857
Provision for loan and lease losses$287,0005,337
Total noninterest income$2,053,0002,089
Gross Fiduciary activities income$54,000952
Service charges on deposit accounts$1,399,0001,237
Trading account gains and fees$0211
Additional Noninterest Income$600,0002,902
Total noninterest expense$9,919,0002,041
Salaries and employee benefits$6,237,0001,591
Premises and equipment expense$1,264,0002,117
Additional noninterest expense$2,418,0002,820
Pre-tax net operating income$3,762,0001,094
Securities gains (losses)$03,754
Applicable income taxes$1,093,000898
Income before extraordinary items$2,669,0001,246
Extraordinary gains, net$034
Net income$2,669,0001,246
Minority interest net income$0115
Net income of bank and minority interests.$2,669,0001,245
Net charge-offs$414,0004,034
Cash dividends$1,375,0001,282
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,669,0001,234
2009-09-30 (YTD Data)Rank
Total interest income$12,033,0002,151
Total interest expense$3,153,0002,734
Net interest income$8,880,0001,864
Provision for loan and lease losses$287,0004,651
Total noninterest income$1,488,0002,183
Gross Fiduciary activities income$41,000938
Service charges on deposit accounts$1,041,0001,238
Trading account gains and fees$0212
Additional Noninterest Income$406,0003,152
Total noninterest expense$7,378,0002,043
Salaries and employee benefits$4,582,0001,636
Premises and equipment expense$911,0002,218
Additional noninterest expense$1,885,0002,697
Pre-tax net operating income$2,703,0001,208
Securities gains (losses)$03,497
Applicable income taxes$882,000924
Income before extraordinary items$1,821,0001,479
Extraordinary gains, net$027
Net income$1,821,0001,477
Minority interest net income$0118
Net income of bank and minority interests.$1,821,0001,479
Net charge-offs$138,0004,717
Cash dividends$875,0001,411
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,821,0001,437
2009-06-30 (YTD Data)Rank
Total interest income$8,082,0002,171
Total interest expense$2,252,0002,685
Net interest income$5,830,0001,887
Provision for loan and lease losses$287,0003,812
Total noninterest income$892,0002,358
Gross Fiduciary activities income$39,000902
Service charges on deposit accounts$661,0001,287
Trading account gains and fees$0193
Additional Noninterest Income$192,0003,707
Total noninterest expense$4,943,0002,054
Salaries and employee benefits$3,079,0001,660
Premises and equipment expense$605,0002,254
Additional noninterest expense$1,259,0002,713
Pre-tax net operating income$1,492,0001,532
Securities gains (losses)$03,136
Applicable income taxes$509,0001,073
Income before extraordinary items$983,0001,870
Extraordinary gains, net$021
Net income$983,0001,867
Minority interest net income$0112
Net income of bank and minority interests.$983,0001,869
Net charge-offs$14,0005,830
Cash dividends$425,0001,812
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$983,0001,816
2009-03-31 (YTD Data)Rank
Total interest income$4,199,0002,117
Total interest expense$1,224,0002,583
Net interest income$2,975,0001,862
Provision for loan and lease losses$170,0003,065
Total noninterest income$488,0002,183
Gross Fiduciary activities income$31,000848
Service charges on deposit accounts$312,0001,321
Trading account gains and fees$0171
Additional Noninterest Income$145,0003,022
Total noninterest expense$2,483,0002,003
Salaries and employee benefits$1,666,0001,563
Premises and equipment expense$299,0002,305
Additional noninterest expense$518,0002,920
Pre-tax net operating income$810,0001,575
Securities gains (losses)$02,434
Applicable income taxes$314,0001,015
Income before extraordinary items$496,0002,156
Extraordinary gains, net$015
Net income$496,0002,155
Minority interest net income$0102
Net income of bank and minority interests.$496,0002,157
Net charge-offs$-63,0008,155
Cash dividends$150,0001,916
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$496,0002,015
2008-12-31 (YTD Data)Rank
Total interest income$19,015,0002,000
Total interest expense$6,952,0002,213
Net interest income$12,063,0001,848
Provision for loan and lease losses$615,0003,455
Total noninterest income$2,527,0001,790
Gross Fiduciary activities income$56,000960
Service charges on deposit accounts$1,658,0001,075
Trading account gains and fees$0154
Additional Noninterest Income$813,0002,437
Total noninterest expense$9,879,0001,952
Salaries and employee benefits$6,360,0001,617
Premises and equipment expense$1,314,0002,059
Additional noninterest expense$2,205,0002,616
Pre-tax net operating income$4,096,0001,334
Securities gains (losses)$03,220
Applicable income taxes$1,279,000979
Income before extraordinary items$2,817,0001,455
Extraordinary gains, net$039
Net income$2,817,0001,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$742,0002,291
Cash dividends$1,350,0001,871
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,817,0001,551
2008-09-30 (YTD Data)Rank
Total interest income$14,520,0002,008
Total interest expense$5,468,0002,213
Net interest income$9,052,0001,869
Provision for loan and lease losses$465,0002,832
Total noninterest income$1,921,0001,827
Gross Fiduciary activities income$42,000959
Service charges on deposit accounts$1,272,0001,067
Trading account gains and fees$0148
Additional Noninterest Income$607,0002,518
Total noninterest expense$7,477,0001,923
Salaries and employee benefits$4,893,0001,603
Premises and equipment expense$935,0002,178
Additional noninterest expense$1,649,0002,553
Pre-tax net operating income$3,031,0001,604
Securities gains (losses)$03,106
Applicable income taxes$983,0001,168
Income before extraordinary items$2,048,0001,740
Extraordinary gains, net$031
Net income$2,048,0001,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$570,0001,816
Cash dividends$900,0001,947
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,048,0001,838
2008-06-30 (YTD Data)Rank
Total interest income$9,804,0002,019
Total interest expense$3,813,0002,205
Net interest income$5,991,0001,872
Provision for loan and lease losses$315,0002,462
Total noninterest income$1,310,0001,816
Gross Fiduciary activities income$38,000941
Service charges on deposit accounts$830,0001,062
Trading account gains and fees$0149
Additional Noninterest Income$442,0002,431
Total noninterest expense$4,978,0001,927
Salaries and employee benefits$3,265,0001,610
Premises and equipment expense$619,0002,183
Additional noninterest expense$1,094,0002,534
Pre-tax net operating income$2,008,0001,688
Securities gains (losses)$03,233
Applicable income taxes$671,0001,273
Income before extraordinary items$1,337,0001,989
Extraordinary gains, net$021
Net income$1,337,0001,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,829
Cash dividends$750,0001,770
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,337,0001,947
2008-03-31 (YTD Data)Rank
Total interest income$5,037,0002,021
Total interest expense$2,036,0002,214
Net interest income$3,001,0001,863
Provision for loan and lease losses$165,0002,024
Total noninterest income$673,0001,802
Gross Fiduciary activities income$32,000882
Service charges on deposit accounts$405,0001,075
Trading account gains and fees$0158
Additional Noninterest Income$236,0002,310
Total noninterest expense$2,485,0001,920
Salaries and employee benefits$1,624,0001,625
Premises and equipment expense$313,0002,172
Additional noninterest expense$548,0002,507
Pre-tax net operating income$1,024,0001,746
Securities gains (losses)$02,688
Applicable income taxes$353,0001,306
Income before extraordinary items$671,0002,096
Extraordinary gains, net$015
Net income$671,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,000936
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$671,0002,034
2007-12-31 (YTD Data)Rank
Total interest income$21,566,0001,960
Total interest expense$9,298,0002,055
Net interest income$12,268,0001,849
Provision for loan and lease losses$325,0003,050
Total noninterest income$2,525,0001,875
Gross Fiduciary activities income$128,000879
Service charges on deposit accounts$1,767,0001,013
Trading account gains and fees$0178
Additional Noninterest Income$630,0002,931
Total noninterest expense$9,884,0001,870
Salaries and employee benefits$6,213,0001,620
Premises and equipment expense$1,380,0001,891
Additional noninterest expense$2,291,0002,357
Pre-tax net operating income$4,584,0001,775
Securities gains (losses)$-108,0008,165
Applicable income taxes$1,303,0001,561
Income before extraordinary items$3,173,0001,947
Extraordinary gains, net$039
Net income$3,173,0001,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,669
Cash dividends$2,750,0001,276
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,249,6801,895
2007-09-30 (YTD Data)Rank
Total interest income$16,239,0001,952
Total interest expense$7,037,0002,034
Net interest income$9,202,0001,851
Provision for loan and lease losses$325,0002,190
Total noninterest income$1,717,0002,016
Gross Fiduciary activities income$40,000996
Service charges on deposit accounts$1,268,0001,038
Trading account gains and fees$0184
Additional Noninterest Income$409,0003,163
Total noninterest expense$6,972,0001,976
Salaries and employee benefits$4,319,0001,744
Premises and equipment expense$1,025,0001,902
Additional noninterest expense$1,628,0002,432
Pre-tax net operating income$3,622,0001,806
Securities gains (losses)$-108,0008,304
Applicable income taxes$1,106,0001,533
Income before extraordinary items$2,408,0002,063
Extraordinary gains, net$033
Net income$2,408,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,567
Cash dividends$2,450,0001,042
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,482,5202,005
2007-06-30 (YTD Data)Rank
Total interest income$10,682,0001,990
Total interest expense$4,555,0002,091
Net interest income$6,127,0001,879
Provision for loan and lease losses$130,0002,852
Total noninterest income$1,086,0002,105
Gross Fiduciary activities income$38,000971
Service charges on deposit accounts$773,0001,143
Trading account gains and fees$0168
Additional Noninterest Income$275,0003,170
Total noninterest expense$4,626,0001,999
Salaries and employee benefits$2,910,0001,763
Premises and equipment expense$657,0001,981
Additional noninterest expense$1,059,0002,502
Pre-tax net operating income$2,457,0001,835
Securities gains (losses)$-108,0008,412
Applicable income taxes$766,0001,541
Income before extraordinary items$1,583,0002,121
Extraordinary gains, net$029
Net income$1,583,0002,120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0001,486
Cash dividends$1,200,0001,328
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,655,3602,039
2007-03-31 (YTD Data)Rank
Total interest income$5,305,0001,999
Total interest expense$2,264,0002,094
Net interest income$3,041,0001,894
Provision for loan and lease losses$05,779
Total noninterest income$512,0002,178
Gross Fiduciary activities income$31,000902
Service charges on deposit accounts$315,0001,361
Trading account gains and fees$0195
Additional Noninterest Income$166,0002,847
Total noninterest expense$2,251,0002,051
Salaries and employee benefits$1,436,0001,797
Premises and equipment expense$312,0002,089
Additional noninterest expense$503,0002,602
Pre-tax net operating income$1,302,0001,755
Securities gains (losses)$-108,0008,563
Applicable income taxes$386,0001,564
Income before extraordinary items$808,0002,052
Extraordinary gains, net$022
Net income$808,0002,052
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$881,4401,900
2006-12-31 (YTD Data)Rank
Total interest income$19,587,0002,024
Total interest expense$7,219,0002,228
Net interest income$12,368,0001,871
Provision for loan and lease losses$765,0001,317
Total noninterest income$1,978,0002,248
Gross Fiduciary activities income$63,000997
Service charges on deposit accounts$1,338,0001,337
Trading account gains and fees$0130
Additional Noninterest Income$577,0003,091
Total noninterest expense$9,452,0001,887
Salaries and employee benefits$6,103,0001,612
Premises and equipment expense$1,388,0001,817
Additional noninterest expense$1,961,0002,610
Pre-tax net operating income$4,129,0002,209
Securities gains (losses)$01,687
Applicable income taxes$1,253,0001,904
Income before extraordinary items$2,876,0002,347
Extraordinary gains, net$051
Net income$2,876,0002,348
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$889,000757
Cash dividends$4,935,000726
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,876,0002,328
2006-09-30 (YTD Data)Rank
Total interest income$14,413,0002,047
Total interest expense$5,171,0002,255
Net interest income$9,242,0001,894
Provision for loan and lease losses$765,000978
Total noninterest income$1,429,0002,309
Gross Fiduciary activities income$49,000991
Service charges on deposit accounts$988,0001,357
Trading account gains and fees$0126
Additional Noninterest Income$392,0003,255
Total noninterest expense$6,745,0001,958
Salaries and employee benefits$4,274,0001,722
Premises and equipment expense$1,004,0001,883
Additional noninterest expense$1,467,0002,614
Pre-tax net operating income$3,161,0002,233
Securities gains (losses)$01,388
Applicable income taxes$1,006,0001,880
Income before extraordinary items$2,155,0002,425
Extraordinary gains, net$045
Net income$2,155,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,000676
Cash dividends$4,435,000584
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,155,0002,415
2006-06-30 (YTD Data)Rank
Total interest income$9,415,0002,045
Total interest expense$3,304,0002,249
Net interest income$6,111,0001,909
Provision for loan and lease losses$510,000952
Total noninterest income$1,001,0002,225
Gross Fiduciary activities income$47,000959
Service charges on deposit accounts$645,0001,369
Trading account gains and fees$0126
Additional Noninterest Income$309,0002,961
Total noninterest expense$4,502,0001,967
Salaries and employee benefits$2,859,0001,714
Premises and equipment expense$643,0001,963
Additional noninterest expense$1,000,0002,565
Pre-tax net operating income$2,100,0002,224
Securities gains (losses)$01,185
Applicable income taxes$666,0001,913
Income before extraordinary items$1,434,0002,428
Extraordinary gains, net$039
Net income$1,434,0002,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$226,0001,013
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,434,0002,411
2006-03-31 (YTD Data)Rank
Total interest income$4,569,0002,059
Total interest expense$1,588,0002,217
Net interest income$2,981,0001,947
Provision for loan and lease losses$255,000903
Total noninterest income$499,0002,197
Gross Fiduciary activities income$38,000873
Service charges on deposit accounts$316,0001,365
Trading account gains and fees$0115
Additional Noninterest Income$145,0003,030
Total noninterest expense$2,249,0001,973
Salaries and employee benefits$1,411,0001,737
Premises and equipment expense$310,0002,031
Additional noninterest expense$528,0002,429
Pre-tax net operating income$976,0002,319
Securities gains (losses)$0955
Applicable income taxes$333,0001,885
Income before extraordinary items$643,0002,609
Extraordinary gains, net$021
Net income$643,0002,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0002,876
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$643,0002,589
2005-12-31 (YTD Data)Rank
Total interest income$17,107,0001,960
Total interest expense$4,877,0002,248
Net interest income$12,230,0001,792
Provision for loan and lease losses$1,665,000646
Total noninterest income$2,106,0002,129
Gross Fiduciary activities income$52,0001,042
Service charges on deposit accounts$1,508,0001,180
Trading account gains and fees$0138
Additional Noninterest Income$546,0003,224
Total noninterest expense$9,174,0001,849
Salaries and employee benefits$5,759,0001,622
Premises and equipment expense$1,274,0001,898
Additional noninterest expense$2,141,0002,336
Pre-tax net operating income$3,497,0002,455
Securities gains (losses)$6,0001,641
Applicable income taxes$1,155,0002,056
Income before extraordinary items$2,348,0002,721
Extraordinary gains, net$046
Net income$2,348,0002,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,278,000562
Cash dividends$1,075,0002,323
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,343,9802,691
2005-09-30 (YTD Data)Rank
Total interest income$10,044,0002,405
Total interest expense$2,885,0002,614
Net interest income$7,159,0002,287
Provision for loan and lease losses$565,0001,260
Total noninterest income$1,140,0002,678
Gross Fiduciary activities income$40,0001,028
Service charges on deposit accounts$780,0001,653
Trading account gains and fees$0126
Additional Noninterest Income$320,0003,688
Total noninterest expense$5,267,0002,355
Salaries and employee benefits$3,312,0002,062
Premises and equipment expense$745,0002,360
Additional noninterest expense$1,210,0003,019
Pre-tax net operating income$2,467,0002,595
Securities gains (losses)$6,0001,641
Applicable income taxes$807,0002,193
Income before extraordinary items$1,666,0002,883
Extraordinary gains, net$035
Net income$1,666,0002,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$410,000996
Cash dividends$925,0001,908
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,661,9802,846
2005-06-30 (YTD Data)Rank
Total interest income$6,537,0002,406
Total interest expense$1,774,0002,659
Net interest income$4,763,0002,275
Provision for loan and lease losses$380,0001,233
Total noninterest income$767,0002,615
Gross Fiduciary activities income$39,000974
Service charges on deposit accounts$506,0001,667
Trading account gains and fees$0116
Additional Noninterest Income$222,0003,588
Total noninterest expense$3,361,0002,435
Salaries and employee benefits$2,122,0002,134
Premises and equipment expense$472,0002,458
Additional noninterest expense$767,0003,129
Pre-tax net operating income$1,789,0002,387
Securities gains (losses)$5,0001,582
Applicable income taxes$584,0002,048
Income before extraordinary items$1,210,0002,630
Extraordinary gains, net$030
Net income$1,210,0002,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$236,0001,081
Cash dividends$550,0002,062
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,206,6502,600
2005-03-31 (YTD Data)Rank
Total interest income$3,163,0002,445
Total interest expense$835,0002,685
Net interest income$2,328,0002,308
Provision for loan and lease losses$230,000994
Total noninterest income$386,0002,554
Gross Fiduciary activities income$34,000889
Service charges on deposit accounts$236,0001,714
Trading account gains and fees$0115
Additional Noninterest Income$116,0003,465
Total noninterest expense$1,656,0002,476
Salaries and employee benefits$1,006,0002,260
Premises and equipment expense$234,0002,501
Additional noninterest expense$416,0002,918
Pre-tax net operating income$828,0002,504
Securities gains (losses)$5,0001,192
Applicable income taxes$306,0001,946
Income before extraordinary items$527,0002,924
Extraordinary gains, net$024
Net income$527,0002,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,138
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$523,8002,895
2004-12-31 (YTD Data)Rank
Total interest income$12,561,0002,285
Total interest expense$3,421,0002,353
Net interest income$9,140,0002,236
Provision for loan and lease losses$1,119,000948
Total noninterest income$1,507,0002,678
Gross Fiduciary activities income$70,0001,008
Service charges on deposit accounts$1,008,0001,746
Trading account gains and fees$0138
Additional Noninterest Income$429,0003,589
Total noninterest expense$6,358,0002,506
Salaries and employee benefits$4,162,0002,096
Premises and equipment expense$840,0002,671
Additional noninterest expense$1,356,0003,397
Pre-tax net operating income$3,170,0002,468
Securities gains (losses)$03,819
Applicable income taxes$1,025,0002,117
Income before extraordinary items$2,145,0002,750
Extraordinary gains, net$034
Net income$2,145,0002,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,070,000733
Cash dividends$625,0003,147
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,145,0002,687
2004-09-30 (YTD Data)Rank
Total interest income$7,464,0002,803
Total interest expense$2,127,0002,713
Net interest income$5,337,0002,817
Provision for loan and lease losses$560,0001,307
Total noninterest income$877,0003,201
Gross Fiduciary activities income$58,000987
Service charges on deposit accounts$552,0002,305
Trading account gains and fees$0134
Additional Noninterest Income$267,0003,945
Total noninterest expense$3,542,0003,274
Salaries and employee benefits$2,347,0002,725
Premises and equipment expense$494,0003,287
Additional noninterest expense$701,0004,523
Pre-tax net operating income$2,112,0002,750
Securities gains (losses)$03,710
Applicable income taxes$704,0002,300
Income before extraordinary items$1,408,0003,128
Extraordinary gains, net$026
Net income$1,408,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$728,000715
Cash dividends$375,0003,116
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,408,0003,058
2004-06-30 (YTD Data)Rank
Total interest income$4,856,0002,862
Total interest expense$1,381,0002,755
Net interest income$3,475,0002,871
Provision for loan and lease losses$180,0002,366
Total noninterest income$587,0003,218
Gross Fiduciary activities income$49,000952
Service charges on deposit accounts$349,0002,397
Trading account gains and fees$0130
Additional Noninterest Income$189,0003,848
Total noninterest expense$2,280,0003,384
Salaries and employee benefits$1,511,0002,812
Premises and equipment expense$315,0003,411
Additional noninterest expense$454,0004,648
Pre-tax net operating income$1,602,0002,444
Securities gains (losses)$03,413
Applicable income taxes$470,0002,297
Income before extraordinary items$1,132,0002,651
Extraordinary gains, net$021
Net income$1,132,0002,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0002,262
Cash dividends$275,0003,017
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,132,0002,581
2004-03-31 (YTD Data)Rank
Total interest income$2,389,0002,920
Total interest expense$703,0002,740
Net interest income$1,686,0002,948
Provision for loan and lease losses$90,0002,254
Total noninterest income$298,0003,123
Gross Fiduciary activities income$40,000853
Service charges on deposit accounts$149,0002,692
Trading account gains and fees$0121
Additional Noninterest Income$109,0003,531
Total noninterest expense$1,137,0003,391
Salaries and employee benefits$747,0002,849
Premises and equipment expense$155,0003,497
Additional noninterest expense$235,0004,516
Pre-tax net operating income$757,0002,539
Securities gains (losses)$02,934
Applicable income taxes$232,0002,306
Income before extraordinary items$525,0002,822
Extraordinary gains, net$016
Net income$525,0002,822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0001,973
Cash dividends$50,0003,361
Sale, conversion, retirement of capital stock, net$0464
Net operating income$525,0002,726
2003-12-31 (YTD Data)Rank
Total interest income$9,812,0002,881
Total interest expense$2,892,0002,966
Net interest income$6,920,0002,782
Provision for loan and lease losses$320,0003,013
Total noninterest income$1,113,0003,479
Gross Fiduciary activities income$74,0001,014
Service charges on deposit accounts$649,0002,527
Trading account gains and fees$0160
Additional Noninterest Income$390,0004,025
Total noninterest expense$5,123,0002,989
Salaries and employee benefits$3,434,0002,453
Premises and equipment expense$658,0003,250
Additional noninterest expense$1,031,0004,175
Pre-tax net operating income$2,590,0002,812
Securities gains (losses)$04,500
Applicable income taxes$827,0002,486
Income before extraordinary items$1,763,0003,149
Extraordinary gains, net$054
Net income$1,763,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,718
Cash dividends$421,0003,842
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,763,0003,005
2003-09-30 (YTD Data)Rank
Total interest income$7,360,0002,921
Total interest expense$2,173,0003,058
Net interest income$5,187,0002,805
Provision for loan and lease losses$230,0003,018
Total noninterest income$826,0003,568
Gross Fiduciary activities income$62,000995
Service charges on deposit accounts$483,0002,557
Trading account gains and fees$0153
Additional Noninterest Income$281,0004,146
Total noninterest expense$3,560,0003,181
Salaries and employee benefits$2,267,0002,756
Premises and equipment expense$513,0003,151
Additional noninterest expense$780,0004,136
Pre-tax net operating income$2,223,0002,623
Securities gains (losses)$04,204
Applicable income taxes$685,0002,424
Income before extraordinary items$1,538,0002,909
Extraordinary gains, net$040
Net income$1,538,0002,909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,725
Cash dividends$200,0004,010
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,538,0002,768
2003-06-30 (YTD Data)Rank
Total interest income$4,850,0002,981
Total interest expense$1,453,0003,145
Net interest income$3,397,0002,845
Provision for loan and lease losses$150,0003,000
Total noninterest income$580,0003,431
Gross Fiduciary activities income$60,000937
Service charges on deposit accounts$320,0002,524
Trading account gains and fees$0150
Additional Noninterest Income$200,0004,036
Total noninterest expense$2,272,0003,310
Salaries and employee benefits$1,498,0002,782
Premises and equipment expense$271,0003,795
Additional noninterest expense$503,0004,223
Pre-tax net operating income$1,555,0002,515
Securities gains (losses)$03,782
Applicable income taxes$475,0002,392
Income before extraordinary items$1,080,0002,813
Extraordinary gains, net$030
Net income$1,080,0002,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,530
Cash dividends$150,0003,830
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,080,0002,648
2003-03-31 (YTD Data)Rank
Total interest income$2,378,0003,042
Total interest expense$708,0003,292
Net interest income$1,670,0002,876
Provision for loan and lease losses$75,0002,805
Total noninterest income$317,0003,125
Gross Fiduciary activities income$51,000810
Service charges on deposit accounts$157,0002,491
Trading account gains and fees$0134
Additional Noninterest Income$109,0003,778
Total noninterest expense$1,115,0003,353
Salaries and employee benefits$721,0002,881
Premises and equipment expense$129,0003,947
Additional noninterest expense$265,0004,034
Pre-tax net operating income$797,0002,481
Securities gains (losses)$02,891
Applicable income taxes$263,0002,251
Income before extraordinary items$534,0002,805
Extraordinary gains, net$021
Net income$534,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,251
Cash dividends$100,0002,874
Sale, conversion, retirement of capital stock, net$0419
Net operating income$534,0002,660
2002-12-31 (YTD Data)Rank
Total interest income$9,975,0003,026
Total interest expense$3,293,0003,272
Net interest income$6,682,0002,852
Provision for loan and lease losses$300,0003,409
Total noninterest income$1,161,0003,142
Gross Fiduciary activities income$62,0001,074
Service charges on deposit accounts$679,0002,300
Trading account gains and fees$0153
Additional Noninterest Income$420,0003,616
Total noninterest expense$4,432,0003,266
Salaries and employee benefits$2,959,0002,664
Premises and equipment expense$521,0003,817
Additional noninterest expense$952,0004,345
Pre-tax net operating income$3,111,0002,429
Securities gains (losses)$175,0001,260
Applicable income taxes$1,070,0002,107
Income before extraordinary items$2,216,0002,582
Extraordinary gains, net$070
Net income$2,216,0002,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0003,194
Cash dividends$965,0002,328
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,098,7502,609
2001-12-31 (YTD Data)Rank
Total interest income$11,884,0002,859
Total interest expense$6,056,0002,639
Net interest income$5,828,0003,013
Provision for loan and lease losses$300,0003,194
Total noninterest income$1,364,0002,688
Gross Fiduciary activities income$66,0001,081
Service charges on deposit accounts$692,0002,162
Trading account gains and fees$0177
Additional Noninterest Income$606,0002,812
Total noninterest expense$4,154,0003,316
Salaries and employee benefits$2,740,0002,724
Premises and equipment expense$509,0003,815
Additional noninterest expense$905,0004,392
Pre-tax net operating income$2,738,0002,467
Securities gains (losses)$2,0004,242
Applicable income taxes$790,0002,446
Income before extraordinary items$1,950,0002,587
Extraordinary gains, net$0105
Net income$1,950,0002,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,597
Cash dividends$860,0002,514
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,948,5802,515
2000-12-31 (YTD Data)Rank
Total interest income$12,006,0002,899
Total interest expense$6,176,0002,707
Net interest income$5,830,0003,037
Provision for loan and lease losses$300,0002,819
Total noninterest income$828,0003,583
Gross Fiduciary activities income$68,0001,001
Service charges on deposit accounts$522,0002,591
Trading account gains and fees$0180
Additional Noninterest Income$238,0004,393
Total noninterest expense$4,004,0003,327
Salaries and employee benefits$2,596,0002,742
Premises and equipment expense$501,0003,786
Additional noninterest expense$907,0004,307
Pre-tax net operating income$2,354,0002,917
Securities gains (losses)$2,0001,609
Applicable income taxes$749,0002,638
Income before extraordinary items$1,607,0003,073
Extraordinary gains, net$038
Net income$1,607,0003,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,894
Cash dividends$1,555,0001,616
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,605,6403,072
1999-12-31 (YTD Data)Rank
Total interest income$10,870,0002,972
Total interest expense$5,520,0002,678
Net interest income$5,350,0003,238
Provision for loan and lease losses$320,0002,518
Total noninterest income$1,055,0002,967
Gross Fiduciary activities income$71,0001,043
Service charges on deposit accounts$509,0002,593
Trading account gains and fees$0173
Additional Noninterest Income$475,0003,050
Total noninterest expense$3,659,0003,577
Salaries and employee benefits$2,420,0002,892
Premises and equipment expense$407,0004,469
Additional noninterest expense$832,0004,650
Pre-tax net operating income$2,426,0002,860
Securities gains (losses)$-64,0009,852
Applicable income taxes$619,0003,156
Income before extraordinary items$1,743,0002,878
Extraordinary gains, net$035
Net income$1,743,0002,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,183
Cash dividends$546,0003,353
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,790,3602,787
1998-12-31 (YTD Data)Rank
Total interest income$9,673,0003,334
Total interest expense$4,761,0003,141
Net interest income$4,912,0003,458
Provision for loan and lease losses$170,0003,903
Total noninterest income$694,0004,012
Gross Fiduciary activities income$61,0001,084
Service charges on deposit accounts$466,0002,718
Trading account gains and fees$0224
Additional Noninterest Income$167,0005,411
Total noninterest expense$3,293,0003,803
Salaries and employee benefits$2,130,0003,149
Premises and equipment expense$376,0004,640
Additional noninterest expense$787,0004,738
Pre-tax net operating income$2,143,0003,154
Securities gains (losses)$63,0001,575
Applicable income taxes$645,0003,219
Income before extraordinary items$1,561,0003,156
Extraordinary gains, net$032
Net income$1,561,0003,157
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,633
Cash dividends$230,0005,101
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,516,2703,137
1997-12-31 (YTD Data)Rank
Total interest income$9,024,0003,575
Total interest expense$4,516,0003,287
Net interest income$4,508,0003,815
Provision for loan and lease losses$165,0003,914
Total noninterest income$614,0004,352
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$379,0003,376
Trading account gains and feesNANA
Additional Noninterest Income$235,0004,541
Total noninterest expense$3,048,0004,045
Salaries and employee benefits$1,944,0003,401
Premises and equipment expense$405,0004,410
Additional noninterest expense$699,0005,228
Pre-tax net operating income$1,909,0003,691
Securities gains (losses)$-3,0009,416
Applicable income taxes$579,0003,790
Income before extraordinary items$1,327,0003,731
Extraordinary gains, net$044
Net income$1,327,0003,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,443
Cash dividends$130,0006,116
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,329,1003,654
1996-12-31 (YTD Data)Rank
Total interest income$7,503,0004,278
Total interest expense$3,575,0004,110
Net interest income$3,928,0004,400
Provision for loan and lease losses$30,0007,397
Total noninterest income$434,0005,671
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,668
Trading account gains and feesNANA
Additional Noninterest Income$173,0005,561
Total noninterest expense$2,697,0004,714
Salaries and employee benefits$1,661,0003,934
Premises and equipment expense$353,0004,992
Additional noninterest expense$683,0005,836
Pre-tax net operating income$1,635,0004,056
Securities gains (losses)$-4,0009,823
Applicable income taxes$429,0004,671
Income before extraordinary items$1,202,0003,869
Extraordinary gains, net$053
Net income$1,202,0003,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,473
Cash dividends$405,0003,841
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,204,9603,815
1995-12-31 (YTD Data)Rank
Total interest income$6,122,0005,116
Total interest expense$2,860,0004,976
Net interest income$3,262,0005,153
Provision for loan and lease losses$08,958
Total noninterest income$367,0006,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,309
Trading account gains and feesNANA
Additional Noninterest Income$145,0006,088
Total noninterest expense$2,201,0005,558
Salaries and employee benefits$1,273,0004,948
Premises and equipment expense$274,0006,002
Additional noninterest expense$654,0006,170
Pre-tax net operating income$1,428,0004,627
Securities gains (losses)$-42,00011,077
Applicable income taxes$347,0005,477
Income before extraordinary items$1,039,0004,441
Extraordinary gains, net$065
Net income$1,039,0004,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,816
Cash dividends$375,0004,026
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,070,5004,340
1994-12-31 (YTD Data)Rank
Total interest income$5,322,0005,378
Total interest expense$2,169,0005,232
Net interest income$3,153,0005,386
Provision for loan and lease losses$50,0006,087
Total noninterest income$354,0006,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$224,0005,444
Trading account gains and feesNANA
Additional Noninterest Income$130,0006,669
Total noninterest expense$2,020,0006,151
Salaries and employee benefits$1,160,0005,422
Premises and equipment expense$214,0007,153
Additional noninterest expense$646,0006,704
Pre-tax net operating income$1,437,0004,577
Securities gains (losses)$-89,00011,454
Applicable income taxes$282,0006,098
Income before extraordinary items$1,066,0004,289
Extraordinary gains, net$0249
Net income$1,066,0004,290
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$885,0002,119
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,136,3104,098
1993-12-31 (YTD Data)Rank
Total interest income$5,133,0005,646
Total interest expense$2,001,0005,833
Net interest income$3,132,0005,474
Provision for loan and lease losses$70,0006,634
Total noninterest income$480,0005,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,877
Trading account gains and feesNANA
Additional Noninterest Income$275,0004,715
Total noninterest expense$1,985,0006,376
Salaries and employee benefits$1,157,0005,400
Premises and equipment expense$108,00010,198
Additional noninterest expense$720,0006,423
Pre-tax net operating income$1,557,0004,171
Securities gains (losses)$-119,00013,191
Applicable income taxes$311,0005,934
Income before extraordinary items$1,127,0004,236
Extraordinary gains, net$86,0001,716
Net income$1,213,0004,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,00013,005
Cash dividends$940,0001,875
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,219,8203,746
1992-12-31 (YTD Data)Rank
Total interest income$5,506,0005,893
Total interest expense$2,550,0005,893
Net interest income$2,956,0005,786
Provision for loan and lease losses$90,0007,540
Total noninterest income$412,0006,443
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0006,035
Trading account gains and feesNANA
Additional Noninterest Income$214,0005,441
Total noninterest expense$1,836,0006,836
Salaries and employee benefits$1,062,0005,732
Premises and equipment expense$176,0008,414
Additional noninterest expense$598,0007,533
Pre-tax net operating income$1,442,0004,190
Securities gains (losses)$-76,00013,743
Applicable income taxes$239,0006,848
Income before extraordinary items$1,127,0004,035
Extraordinary gains, net$01,422
Net income$1,127,0004,079
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0008,508
Cash dividends$915,0001,674
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,190,0803,558

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.