Home > First State Bank and Trust Company in Cordele > Income and Expense
First State Bank and Trust Company in Cordele, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 3,859 |
| Total interest expense | $3,568,000 | 4,075 |
| Net interest income | $4,689,000 | 3,696 |
| Provision for loan and lease losses | $848,000 | 1,135 |
| Total noninterest income | $835,000 | 3,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $714,000 | 1,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $3,544,000 | 3,564 |
| Salaries and employee benefits | $1,225,000 | 5,007 |
| Premises and equipment expense | $356,000 | 4,828 |
| Additional noninterest expense | $1,963,000 | 2,131 |
| Pre-tax net operating income | $1,132,000 | 5,429 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $272,000 | 6,008 |
| Income before extraordinary items | $860,000 | 5,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $860,000 | 5,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 1,604 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $860,000 | 5,158 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 4,008 |
| Total interest expense | $3,550,000 | 4,141 |
| Net interest income | $4,515,000 | 3,888 |
| Provision for loan and lease losses | $178,000 | 3,741 |
| Total noninterest income | $741,000 | 3,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $624,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,675 |
| Total noninterest expense | $2,870,000 | 4,443 |
| Salaries and employee benefits | $1,217,000 | 5,134 |
| Premises and equipment expense | $309,000 | 5,469 |
| Additional noninterest expense | $1,344,000 | 3,426 |
| Pre-tax net operating income | $2,208,000 | 3,148 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $617,000 | 3,506 |
| Income before extraordinary items | $1,593,000 | 3,014 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,593,000 | 3,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,058 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,591,560 | 2,988 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,781,000 | 4,115 |
| Total interest expense | $3,263,000 | 4,417 |
| Net interest income | $4,518,000 | 3,888 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $646,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $563,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $2,822,000 | 4,511 |
| Salaries and employee benefits | $1,181,000 | 5,282 |
| Premises and equipment expense | $314,000 | 5,437 |
| Additional noninterest expense | $1,327,000 | 3,433 |
| Pre-tax net operating income | $2,192,000 | 3,224 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $609,000 | 3,625 |
| Income before extraordinary items | $1,595,000 | 3,065 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,595,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,152 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,586,360 | 3,060 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,215,000 | 4,712 |
| Total interest expense | $2,239,000 | 5,097 |
| Net interest income | $3,976,000 | 4,410 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $581,000 | 4,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $2,614,000 | 4,959 |
| Salaries and employee benefits | $1,324,000 | 4,803 |
| Premises and equipment expense | $295,000 | 5,794 |
| Additional noninterest expense | $995,000 | 4,727 |
| Pre-tax net operating income | $1,793,000 | 3,756 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $477,000 | 4,197 |
| Income before extraordinary items | $1,316,000 | 3,553 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,316,000 | 3,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,921 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,316,000 | 3,592 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,173 |
| Total interest expense | $2,110,000 | 5,580 |
| Net interest income | $3,602,000 | 4,834 |
| Provision for loan and lease losses | $305,000 | 2,944 |
| Total noninterest income | $912,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,350 |
| Total noninterest expense | $2,394,000 | 5,467 |
| Salaries and employee benefits | $1,246,000 | 5,070 |
| Premises and equipment expense | $271,000 | 6,324 |
| Additional noninterest expense | $877,000 | 5,490 |
| Pre-tax net operating income | $1,815,000 | 3,646 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $486,000 | 4,289 |
| Income before extraordinary items | $1,331,000 | 3,625 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,331,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,529 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,329,540 | 3,441 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 5,762 |
| Total interest expense | $2,402,000 | 6,177 |
| Net interest income | $3,255,000 | 5,330 |
| Provision for loan and lease losses | $213,000 | 5,062 |
| Total noninterest income | $710,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $450,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,843 |
| Total noninterest expense | $2,143,000 | 6,049 |
| Salaries and employee benefits | $1,099,000 | 5,587 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $694,000 | 6,787 |
| Pre-tax net operating income | $1,609,000 | 3,783 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $438,000 | 4,472 |
| Income before extraordinary items | $1,171,000 | 3,893 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,171,000 | 3,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,171,000 | 3,611 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.