Home > First State Bank and Trust Company in Cordele > Assets and Liabilities
First State Bank and Trust Company in Cordele, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $96,174,000 | 4,466 |
| Cash and due from depository institutions | $3,451,000 | 5,035 |
| Interest-bearing balances | $98,000 | 4,873 |
| Securities | $16,138,000 | 5,724 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,210 |
| Net loans & leases | $72,819,000 | 3,695 |
| Loan loss allowance | $1,410,000 | 2,463 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,304,000 | 5,173 |
| Other real estate owned | $236,000 | 5,035 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,726,000 | 3,976 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,174,000 | 4,466 |
| Total liabilities | $87,330,000 | 4,403 |
| Total deposits | $86,673,000 | 4,209 |
| Interest-bearing deposits | $75,177,000 | 4,181 |
| Deposits held in domestic offices | $86,673,000 | 4,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $657,000 | 4,908 |
| Total equity capital | $8,844,000 | 4,808 |
| Total bank equity capital | $8,844,000 | 4,808 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,000,000 | 5,367 |
| Undivided profits | $5,844,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,541 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $483,000 | 295 |
| Income earned, not collected on loans | $1,034,000 | 2,183 |
| Earning assets | $89,555,000 | 4,427 |
| Long-term assets (5+ years) | $14,390,000 | 3,453 |
| Average Assets, year-to-date | $96,651,400 | 4,287 |
| Average Assets, quarterly | $96,422,000 | 4,416 |
| Volatile liabilities | $17,404,000 | 3,354 |
| Insider loans | $261,000 | 6,933 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,398,000 | 4,988 |
| Tier 1 (core) risk-based capital | $8,569,000 | 4,781 |
| Tier 2 risk-based capital | $898,210 | 3,232 |
| Total risk weighted assets | $71,344,910 | 3,761 |
| Total unused commitments | $5,398,000 | 4,992 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $95,137,000 | 4,614 |
| Cash and due from depository institutions | $4,992,000 | 4,911 |
| Interest-bearing balances | $1,569,000 | 1,885 |
| Securities | $16,076,000 | 6,136 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 6,367 |
| Net loans & leases | $69,936,000 | 3,840 |
| Loan loss allowance | $959,000 | 3,641 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,585,000 | 4,514 |
| Other real estate owned | $10,000 | 4,911 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,513,000 | 4,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,137,000 | 4,614 |
| Total liabilities | $86,436,000 | 4,565 |
| Total deposits | $85,917,000 | 4,369 |
| Interest-bearing deposits | $73,738,000 | 4,385 |
| Deposits held in domestic offices | $85,917,000 | 4,360 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $519,000 | 5,808 |
| Total equity capital | $8,701,000 | 4,879 |
| Total bank equity capital | $8,701,000 | 4,879 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $2,000,000 | 5,450 |
| Undivided profits | $5,701,000 | 4,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 876 |
| Income earned, not collected on loans | $926,000 | 2,438 |
| Earning assets | $88,606,000 | 4,570 |
| Long-term assets (5+ years) | $6,953,000 | 5,076 |
| Average Assets, year-to-date | $94,834,400 | 4,461 |
| Average Assets, quarterly | $95,722,000 | 4,544 |
| Volatile liabilities | $15,144,000 | 3,589 |
| Insider loans | $377,000 | 6,256 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,108,000 | 4,579 |
| Tier 1 (core) risk-based capital | $8,709,000 | 4,776 |
| Tier 2 risk-based capital | $890,290 | 3,326 |
| Total risk weighted assets | $71,154,590 | 3,794 |
| Total unused commitments | $6,108,000 | 4,592 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $95,063,000 | 4,625 |
| Cash and due from depository institutions | $3,071,000 | 5,049 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,684,000 | 5,604 |
| Federal funds sold & reverse repurchase agreements | $4,483,000 | 3,199 |
| Net loans & leases | $64,811,000 | 3,996 |
| Loan loss allowance | $940,000 | 3,732 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,560,000 | 4,539 |
| Other real estate owned | $117,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,337,000 | 5,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,063,000 | 4,625 |
| Total liabilities | $86,944,000 | 4,556 |
| Total deposits | $86,354,000 | 4,374 |
| Interest-bearing deposits | $75,271,000 | 4,326 |
| Deposits held in domestic offices | $86,354,000 | 4,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $590,000 | 5,548 |
| Total equity capital | $8,119,000 | 5,179 |
| Total bank equity capital | $8,119,000 | 5,179 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $5,119,000 | 4,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 4,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $735,000 | 3,200 |
| Earning assets | $88,978,000 | 4,546 |
| Long-term assets (5+ years) | $8,058,000 | 4,584 |
| Average Assets, year-to-date | $87,497,200 | 4,785 |
| Average Assets, quarterly | $91,860,500 | 4,706 |
| Volatile liabilities | $17,421,000 | 2,957 |
| Insider loans | $743,000 | 4,528 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,321,000 | 3,679 |
| Tier 1 (core) risk-based capital | $8,114,000 | 5,028 |
| Tier 2 risk-based capital | $841,380 | 3,433 |
| Total risk weighted assets | $67,211,980 | 3,918 |
| Total unused commitments | $8,321,000 | 3,692 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $81,102,000 | 5,244 |
| Cash and due from depository institutions | $3,570,000 | 4,658 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,673,000 | 6,176 |
| Federal funds sold & reverse repurchase agreements | $605,000 | 6,448 |
| Net loans & leases | $55,639,000 | 4,484 |
| Loan loss allowance | $925,000 | 3,863 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,414,000 | 4,847 |
| Other real estate owned | $10,000 | 4,658 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,191,000 | 5,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,102,000 | 5,244 |
| Total liabilities | $73,594,000 | 5,250 |
| Total deposits | $73,229,000 | 5,025 |
| Interest-bearing deposits | $62,566,000 | 5,038 |
| Deposits held in domestic offices | $73,229,000 | 5,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $365,000 | 6,470 |
| Total equity capital | $7,508,000 | 5,177 |
| Total bank equity capital | $7,508,000 | 5,177 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $4,508,000 | 4,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $579,000 | 3,607 |
| Earning assets | $74,917,000 | 5,219 |
| Long-term assets (5+ years) | $6,519,000 | 5,294 |
| Average Assets, year-to-date | $77,131,400 | 5,382 |
| Average Assets, quarterly | $79,190,500 | 5,331 |
| Volatile liabilities | $9,049,000 | 4,657 |
| Insider loans | $1,017,000 | 3,665 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,959,000 | 4,010 |
| Tier 1 (core) risk-based capital | $7,519,000 | 5,268 |
| Tier 2 risk-based capital | $716,330 | 3,924 |
| Total risk weighted assets | $57,097,930 | 4,420 |
| Total unused commitments | $6,959,000 | 4,017 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 42 | 4,837 |
| Assets and Liabilities | ||
| Total Assets: | $76,175,000 | 5,661 |
| Cash and due from depository institutions | $3,355,000 | 4,837 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,929,000 | 7,423 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 4,575 |
| Net loans & leases | $52,552,000 | 4,582 |
| Loan loss allowance | $806,000 | 4,442 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,402,000 | 4,926 |
| Other real estate owned | $10,000 | 4,837 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,077,000 | 5,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,175,000 | 5,661 |
| Total liabilities | $68,972,000 | 5,669 |
| Total deposits | $68,582,000 | 5,496 |
| Interest-bearing deposits | $58,643,000 | 5,559 |
| Deposits held in domestic offices | $68,582,000 | 5,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $390,000 | 6,397 |
| Total equity capital | $7,203,000 | 5,476 |
| Total bank equity capital | $7,203,000 | 5,476 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $4,203,000 | 4,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 7,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $480,000 | 3,876 |
| Earning assets | $70,331,000 | 5,634 |
| Long-term assets (5+ years) | $6,266,000 | 5,757 |
| Average Assets, year-to-date | $72,049,000 | 5,782 |
| Average Assets, quarterly | $73,889,000 | 5,754 |
| Volatile liabilities | $9,165,000 | 4,352 |
| Insider loans | $1,037,000 | 3,626 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,447,000 | 5,218 |
| Tier 1 (core) risk-based capital | $7,203,000 | 5,402 |
| Tier 2 risk-based capital | $678,650 | 4,055 |
| Total risk weighted assets | $54,164,350 | 4,571 |
| Total unused commitments | $4,447,000 | 5,240 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $70,082,000 | 6,130 |
| Cash and due from depository institutions | $3,329,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,553,000 | 8,556 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 4,525 |
| Net loans & leases | $49,228,000 | 4,869 |
| Loan loss allowance | $663,000 | 5,223 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,494,000 | 4,675 |
| Other real estate owned | $117,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $911,000 | 6,788 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,082,000 | 6,130 |
| Total liabilities | $63,210,000 | 6,161 |
| Total deposits | $62,827,000 | 6,014 |
| Interest-bearing deposits | $53,632,000 | 6,122 |
| Deposits held in domestic offices | $62,827,000 | 6,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $383,000 | 7,023 |
| Total equity capital | $6,872,000 | 5,469 |
| Total bank equity capital | $6,872,000 | 5,469 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $4,872,000 | 4,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $185,000 | 8,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $454,000 | 4,481 |
| Earning assets | $64,231,000 | 6,113 |
| Long-term assets (5+ years) | $8,098,000 | 4,947 |
| Average Assets, year-to-date | $67,513,200 | 6,175 |
| Average Assets, quarterly | $69,758,500 | 6,112 |
| Volatile liabilities | $7,564,000 | 4,992 |
| Insider loans | $96,000 | 5,815 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,726,000 | 3,216 |
| Tier 1 (core) risk-based capital | $6,872,000 | 5,406 |
| Tier 2 risk-based capital | $633,880 | 4,291 |
| Total risk weighted assets | $50,681,380 | 4,874 |
| Total unused commitments | $8,726,000 | 3,237 |
| Derivatives | $0 | 651 |