First State Bank and Trust Company, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$5,274,0002,034
Total interest expense$2,474,0001,652
Net interest income$2,800,0002,321
Provision for loan and lease losses$25,0002,263
Total noninterest income$692,0001,630
Gross Fiduciary activities income$5,000847
Service charges on deposit accounts$211,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$476,0001,548
Total noninterest expense$2,556,0002,087
Salaries and employee benefits$1,499,0002,037
Premises and equipment expense$159,0002,657
Additional noninterest expense$476,0001,548
Pre-tax net operating income$911,0002,340
Securities gains (losses)$0665
Applicable income taxes$215,0001,549
Income before extraordinary items$696,0002,463
Extraordinary gains, net$047
Net income$696,0002,491
Minority interest net income$065
Net income of bank and minority interests.$696,0002,463
Net charge-offs$24,0001,348
Cash dividends$430,0001,453
Sale, conversion, retirement of capital stock, net$0467
Net operating income$696,0002,475
2024-12-31 (YTD Data)Rank
Total interest income$21,688,0001,954
Total interest expense$11,549,0001,522
Net interest income$10,139,0002,387
Provision for loan and lease losses$210,0002,022
Total noninterest income$3,070,0001,581
Gross Fiduciary activities income$116,000751
Service charges on deposit accounts$878,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$2,076,0001,542
Total noninterest expense$10,176,0002,075
Salaries and employee benefits$6,027,0002,003
Premises and equipment expense$642,0002,628
Additional noninterest expense$2,076,0001,542
Pre-tax net operating income$2,823,0002,501
Securities gains (losses)$0940
Applicable income taxes$500,0001,836
Income before extraordinary items$2,323,0002,564
Extraordinary gains, net$053
Net income$2,323,0002,589
Minority interest net income$090
Net income of bank and minority interests.$2,323,0002,564
Net charge-offs$489,000930
Cash dividends$2,530,0001,414
Sale, conversion, retirement of capital stock, net$0564
Net operating income$2,323,0002,571
2024-09-30 (YTD Data)Rank
Total interest income$16,325,0001,941
Total interest expense$8,827,0001,502
Net interest income$7,498,0002,392
Provision for loan and lease losses$160,0001,877
Total noninterest income$2,150,0001,637
Gross Fiduciary activities income$44,000800
Service charges on deposit accounts$662,0001,112
Trading account gains and feesNANA
Additional Noninterest Income$1,444,0001,603
Total noninterest expense$7,580,0002,061
Salaries and employee benefits$4,508,0001,993
Premises and equipment expense$475,0002,640
Additional noninterest expense$1,444,0001,603
Pre-tax net operating income$1,908,0002,623
Securities gains (losses)$0930
Applicable income taxes$339,0001,933
Income before extraordinary items$1,569,0002,686
Extraordinary gains, net$051
Net income$1,569,0002,716
Minority interest net income$082
Net income of bank and minority interests.$1,569,0002,688
Net charge-offs$45,0001,780
Cash dividends$1,215,0001,593
Sale, conversion, retirement of capital stock, net$0527
Net operating income$1,569,0002,689
2024-06-30 (YTD Data)Rank
Total interest income$10,878,0001,928
Total interest expense$5,863,0001,476
Net interest income$5,015,0002,380
Provision for loan and lease losses$85,0001,968
Total noninterest income$1,395,0001,649
Gross Fiduciary activities income$24,000813
Service charges on deposit accounts$434,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$937,0001,614
Total noninterest expense$5,068,0002,049
Salaries and employee benefits$3,029,0001,985
Premises and equipment expense$313,0002,642
Additional noninterest expense$937,0001,614
Pre-tax net operating income$1,257,0002,622
Securities gains (losses)$0628
Applicable income taxes$216,0001,939
Income before extraordinary items$1,041,0002,676
Extraordinary gains, net$052
Net income$1,041,0002,710
Minority interest net income$084
Net income of bank and minority interests.$1,041,0002,679
Net charge-offs$24,0001,708
Cash dividends$785,0001,636
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,041,0002,679
2024-03-31 (YTD Data)Rank
Total interest income$5,457,0001,911
Total interest expense$2,885,0001,472
Net interest income$2,572,0002,331
Provision for loan and lease losses$30,0001,896
Total noninterest income$690,0001,623
Gross Fiduciary activities income$5,000809
Service charges on deposit accounts$222,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$463,0001,579
Total noninterest expense$2,510,0002,070
Salaries and employee benefits$1,555,0001,962
Premises and equipment expense$155,0002,663
Additional noninterest expense$463,0001,579
Pre-tax net operating income$722,0002,411
Securities gains (losses)$0689
Applicable income taxes$128,0001,791
Income before extraordinary items$594,0002,488
Extraordinary gains, net$051
Net income$594,0002,517
Minority interest net income$072
Net income of bank and minority interests.$594,0002,488
Net charge-offs$8,0001,601
Cash dividends$415,0001,393
Sale, conversion, retirement of capital stock, net$0434
Net operating income$594,0002,484
2023-12-31 (YTD Data)Rank
Total interest income$20,796,0001,835
Total interest expense$9,671,0001,324
Net interest income$11,125,0002,232
Provision for loan and lease losses$03,275
Total noninterest income$2,789,0001,699
Gross Fiduciary activities income$114,000712
Service charges on deposit accounts$892,0001,093
Trading account gains and feesNANA
Additional Noninterest Income$1,783,0001,719
Total noninterest expense$9,436,0002,112
Salaries and employee benefits$5,533,0002,056
Premises and equipment expense$615,0002,672
Additional noninterest expense$1,783,0001,719
Pre-tax net operating income$4,478,0002,045
Securities gains (losses)$0988
Applicable income taxes$873,0001,518
Income before extraordinary items$3,605,0002,116
Extraordinary gains, net$054
Net income$3,605,0002,140
Minority interest net income$088
Net income of bank and minority interests.$3,605,0002,119
Net charge-offs$50,0001,802
Cash dividends$3,601,0001,023
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,605,0002,147
2023-09-30 (YTD Data)Rank
Total interest income$15,474,0001,813
Total interest expense$6,980,0001,271
Net interest income$8,494,0002,210
Provision for loan and lease losses$03,085
Total noninterest income$2,057,0001,710
Gross Fiduciary activities income$54,000738
Service charges on deposit accounts$663,0001,091
Trading account gains and feesNANA
Additional Noninterest Income$1,340,0001,717
Total noninterest expense$7,039,0002,111
Salaries and employee benefits$4,133,0002,062
Premises and equipment expense$465,0002,656
Additional noninterest expense$1,340,0001,717
Pre-tax net operating income$3,512,0002,046
Securities gains (losses)$0849
Applicable income taxes$585,0001,638
Income before extraordinary items$2,927,0002,083
Extraordinary gains, net$052
Net income$2,927,0002,103
Minority interest net income$081
Net income of bank and minority interests.$2,927,0002,085
Net charge-offs$20,0001,896
Cash dividends$761,0001,916
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,927,0002,112
2023-06-30 (YTD Data)Rank
Total interest income$10,254,0001,797
Total interest expense$4,369,0001,235
Net interest income$5,885,0002,167
Provision for loan and lease losses$02,940
Total noninterest income$1,355,0001,655
Gross Fiduciary activities income$27,000747
Service charges on deposit accounts$428,0001,105
Trading account gains and feesNANA
Additional Noninterest Income$900,0001,630
Total noninterest expense$4,928,0002,055
Salaries and employee benefits$3,000,0001,958
Premises and equipment expense$305,0002,686
Additional noninterest expense$900,0001,628
Pre-tax net operating income$2,312,0002,064
Securities gains (losses)$0938
Applicable income taxes$401,0001,645
Income before extraordinary items$1,911,0002,116
Extraordinary gains, net$051
Net income$1,911,0002,141
Minority interest net income$081
Net income of bank and minority interests.$1,911,0002,116
Net charge-offs$44,0001,224
Cash dividends$661,0001,723
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,911,0002,131
2023-03-31 (YTD Data)Rank
Total interest income$5,126,0001,773
Total interest expense$2,001,0001,185
Net interest income$3,125,0002,102
Provision for loan and lease losses$02,612
Total noninterest income$680,0001,646
Gross Fiduciary activities income$11,000788
Service charges on deposit accounts$211,0001,135
Trading account gains and feesNANA
Additional Noninterest Income$458,0001,597
Total noninterest expense$2,510,0002,062
Salaries and employee benefits$1,568,0001,933
Premises and equipment expense$152,0002,732
Additional noninterest expense$458,0001,597
Pre-tax net operating income$1,295,0001,972
Securities gains (losses)$0950
Applicable income taxes$208,0001,638
Income before extraordinary items$1,087,0001,988
Extraordinary gains, net$04
Net income$1,087,0001,987
Minority interest net income$048
Net income of bank and minority interests.$1,087,0001,988
Net charge-offs$63,000725
Cash dividends$461,0001,301
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,087,0002,009
2022-12-31 (YTD Data)Rank
Total interest income$17,460,0001,734
Total interest expense$2,966,0001,189
Net interest income$14,494,0001,834
Provision for loan and lease losses$37,0002,636
Total noninterest income$3,054,0001,614
Gross Fiduciary activities income$114,000751
Service charges on deposit accounts$900,0001,099
Trading account gains and feesNANA
Additional Noninterest Income$2,040,0001,608
Total noninterest expense$9,734,0002,052
Salaries and employee benefits$5,971,0001,965
Premises and equipment expense$637,0002,631
Additional noninterest expense$2,040,0001,608
Pre-tax net operating income$7,777,0001,515
Securities gains (losses)$-237,0004,149
Applicable income taxes$1,251,0001,394
Income before extraordinary items$6,289,0001,577
Extraordinary gains, net$05
Net income$6,289,0001,575
Minority interest net income$063
Net income of bank and minority interests.$6,289,0001,576
Net charge-offs$246,000839
Cash dividends$5,311,000742
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,485,7101,565
2022-09-30 (YTD Data)Rank
Total interest income$12,617,0001,736
Total interest expense$1,533,0001,295
Net interest income$11,084,0001,784
Provision for loan and lease losses$37,0002,395
Total noninterest income$2,316,0001,625
Gross Fiduciary activities income$34,000798
Service charges on deposit accounts$665,0001,124
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,568
Total noninterest expense$7,255,0002,054
Salaries and employee benefits$4,474,0001,952
Premises and equipment expense$488,0002,603
Additional noninterest expense$1,617,0001,568
Pre-tax net operating income$6,108,0001,469
Securities gains (losses)$0740
Applicable income taxes$968,0001,367
Income before extraordinary items$5,140,0001,450
Extraordinary gains, net$04
Net income$5,140,0001,449
Minority interest net income$057
Net income of bank and minority interests.$5,140,0001,450
Net charge-offs$260,000618
Cash dividends$911,0001,743
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,140,0001,481
2022-06-30 (YTD Data)Rank
Total interest income$8,243,0001,719
Total interest expense$773,0001,394
Net interest income$7,470,0001,751
Provision for loan and lease losses$37,0002,032
Total noninterest income$1,336,0001,758
Gross Fiduciary activities income$30,000747
Service charges on deposit accounts$436,0001,121
Trading account gains and feesNANA
Additional Noninterest Income$870,0001,814
Total noninterest expense$4,852,0002,032
Salaries and employee benefits$2,998,0001,941
Premises and equipment expense$322,0002,618
Additional noninterest expense$1,532,0001,971
Pre-tax net operating income$3,917,0001,433
Securities gains (losses)$0687
Applicable income taxes$605,0001,341
Income before extraordinary items$3,312,0001,412
Extraordinary gains, net$04
Net income$3,312,0001,411
Minority interest net income$060
Net income of bank and minority interests.$3,312,0001,412
Net charge-offs$115,000687
Cash dividends$611,0001,719
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,312,0001,448
2022-03-31 (YTD Data)Rank
Total interest income$4,056,0001,708
Total interest expense$371,0001,396
Net interest income$3,685,0001,736
Provision for loan and lease losses$02,285
Total noninterest income$652,0001,786
Gross Fiduciary activities income$5,000798
Service charges on deposit accounts$210,0001,150
Trading account gains and feesNANA
Additional Noninterest Income$437,0001,821
Total noninterest expense$2,399,0002,035
Salaries and employee benefits$1,511,0001,927
Premises and equipment expense$155,0002,679
Additional noninterest expense$733,0002,024
Pre-tax net operating income$1,938,0001,378
Securities gains (losses)$0623
Applicable income taxes$303,0001,302
Income before extraordinary items$1,635,0001,370
Extraordinary gains, net$04
Net income$1,635,0001,370
Minority interest net income$050
Net income of bank and minority interests.$1,635,0001,370
Net charge-offs$-11,0003,948
Cash dividends$461,0001,235
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,635,0001,383
2021-12-31 (YTD Data)Rank
Total interest income$15,788,0001,792
Total interest expense$1,748,0001,480
Net interest income$14,040,0001,817
Provision for loan and lease losses$300,0001,389
Total noninterest income$2,650,0001,941
Gross Fiduciary activities income$98,000725
Service charges on deposit accounts$835,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$1,717,0002,068
Total noninterest expense$9,414,0002,050
Salaries and employee benefits$5,861,0001,966
Premises and equipment expense$678,0002,557
Additional noninterest expense$2,875,0002,038
Pre-tax net operating income$6,976,0001,641
Securities gains (losses)$02,062
Applicable income taxes$1,054,0001,568
Income before extraordinary items$5,922,0001,671
Extraordinary gains, net$010
Net income$5,922,0001,670
Minority interest net income$074
Net income of bank and minority interests.$5,922,0001,671
Net charge-offs$205,0001,012
Cash dividends$5,140,000775
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,922,0001,645
2021-09-30 (YTD Data)Rank
Total interest income$11,771,0001,823
Total interest expense$1,380,0001,499
Net interest income$10,391,0001,868
Provision for loan and lease losses$60,0002,261
Total noninterest income$1,944,0002,009
Gross Fiduciary activities income$45,000746
Service charges on deposit accounts$606,0001,126
Trading account gains and feesNANA
Additional Noninterest Income$1,293,0002,112
Total noninterest expense$7,127,0002,055
Salaries and employee benefits$4,461,0001,950
Premises and equipment expense$509,0002,580
Additional noninterest expense$2,157,0002,051
Pre-tax net operating income$5,148,0001,716
Securities gains (losses)$02,015
Applicable income taxes$762,0001,676
Income before extraordinary items$4,386,0001,754
Extraordinary gains, net$08
Net income$4,386,0001,753
Minority interest net income$069
Net income of bank and minority interests.$4,386,0001,754
Net charge-offs$-15,0003,787
Cash dividends$1,290,0001,518
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,386,0001,728
2021-06-30 (YTD Data)Rank
Total interest income$7,744,0001,839
Total interest expense$972,0001,494
Net interest income$6,772,0001,877
Provision for loan and lease losses$10,0002,695
Total noninterest income$1,284,0001,962
Gross Fiduciary activities income$29,000748
Service charges on deposit accounts$386,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$869,0002,069
Total noninterest expense$4,783,0002,043
Salaries and employee benefits$2,988,0001,937
Premises and equipment expense$336,0002,586
Additional noninterest expense$1,459,0002,013
Pre-tax net operating income$3,263,0001,755
Securities gains (losses)$01,818
Applicable income taxes$466,0001,709
Income before extraordinary items$2,797,0001,791
Extraordinary gains, net$06
Net income$2,797,0001,791
Minority interest net income$067
Net income of bank and minority interests.$2,797,0001,791
Net charge-offs$-15,0003,945
Cash dividends$865,0001,502
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,797,0001,762
2021-03-31 (YTD Data)Rank
Total interest income$3,780,0001,871
Total interest expense$498,0001,526
Net interest income$3,282,0001,893
Provision for loan and lease losses$02,741
Total noninterest income$637,0001,982
Gross Fiduciary activities income$13,000764
Service charges on deposit accounts$202,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$422,0002,097
Total noninterest expense$2,385,0002,025
Salaries and employee benefits$1,487,0001,923
Premises and equipment expense$171,0002,573
Additional noninterest expense$727,0001,980
Pre-tax net operating income$1,534,0001,847
Securities gains (losses)$01,392
Applicable income taxes$195,0001,827
Income before extraordinary items$1,339,0001,851
Extraordinary gains, net$03
Net income$1,339,0001,850
Minority interest net income$055
Net income of bank and minority interests.$1,339,0001,851
Net charge-offs$4,0001,577
Cash dividends$475,0001,246
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,339,0001,818
2020-12-31 (YTD Data)Rank
Total interest income$16,479,0001,756
Total interest expense$2,720,0001,614
Net interest income$13,759,0001,777
Provision for loan and lease losses$1,109,0001,499
Total noninterest income$2,319,0001,952
Gross Fiduciary activities income$87,000735
Service charges on deposit accounts$882,0001,060
Trading account gains and feesNANA
Additional Noninterest Income$1,350,0002,174
Total noninterest expense$9,115,0002,082
Salaries and employee benefits$5,565,0002,004
Premises and equipment expense$697,0002,527
Additional noninterest expense$2,853,0002,001
Pre-tax net operating income$5,854,0001,592
Securities gains (losses)$20,0002,111
Applicable income taxes$839,0001,574
Income before extraordinary items$5,035,0001,631
Extraordinary gains, net$04
Net income$5,035,0001,631
Minority interest net income$072
Net income of bank and minority interests.$5,035,0001,631
Net charge-offs$503,000968
Cash dividends$4,880,000784
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,017,8001,586
2020-09-30 (YTD Data)Rank
Total interest income$12,586,0001,737
Total interest expense$2,178,0001,610
Net interest income$10,408,0001,753
Provision for loan and lease losses$844,0001,507
Total noninterest income$1,693,0001,950
Gross Fiduciary activities income$32,000773
Service charges on deposit accounts$648,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$1,013,0002,133
Total noninterest expense$6,808,0002,066
Salaries and employee benefits$4,172,0001,986
Premises and equipment expense$520,0002,539
Additional noninterest expense$2,116,0001,986
Pre-tax net operating income$4,449,0001,542
Securities gains (losses)$20,0001,917
Applicable income taxes$609,0001,587
Income before extraordinary items$3,860,0001,556
Extraordinary gains, net$04
Net income$3,860,0001,556
Minority interest net income$065
Net income of bank and minority interests.$3,860,0001,557
Net charge-offs$528,000731
Cash dividends$1,280,0001,470
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,842,8001,523
2020-06-30 (YTD Data)Rank
Total interest income$8,673,0001,708
Total interest expense$1,572,0001,590
Net interest income$7,101,0001,718
Provision for loan and lease losses$472,0001,662
Total noninterest income$1,109,0001,912
Gross Fiduciary activities income$23,000775
Service charges on deposit accounts$425,0001,096
Trading account gains and feesNANA
Additional Noninterest Income$661,0002,076
Total noninterest expense$4,629,0002,034
Salaries and employee benefits$2,900,0001,924
Premises and equipment expense$341,0002,557
Additional noninterest expense$1,388,0002,006
Pre-tax net operating income$3,109,0001,402
Securities gains (losses)$11,0001,847
Applicable income taxes$423,0001,481
Income before extraordinary items$2,697,0001,442
Extraordinary gains, net$04
Net income$2,697,0001,442
Minority interest net income$065
Net income of bank and minority interests.$2,697,0001,442
Net charge-offs$121,0001,265
Cash dividends$820,0001,505
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,687,5401,403
2020-03-31 (YTD Data)Rank
Total interest income$4,436,0001,670
Total interest expense$864,0001,602
Net interest income$3,572,0001,675
Provision for loan and lease losses$75,0002,175
Total noninterest income$594,0001,765
Gross Fiduciary activities income$10,000799
Service charges on deposit accounts$250,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$334,0001,894
Total noninterest expense$2,362,0002,030
Salaries and employee benefits$1,470,0001,911
Premises and equipment expense$169,0002,594
Additional noninterest expense$723,0001,982
Pre-tax net operating income$1,729,0001,184
Securities gains (losses)$01,705
Applicable income taxes$252,0001,217
Income before extraordinary items$1,477,0001,201
Extraordinary gains, net$04
Net income$1,477,0001,200
Minority interest net income$056
Net income of bank and minority interests.$1,477,0001,201
Net charge-offs$23,0001,537
Cash dividends$470,0001,341
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,477,0001,181
2019-12-31 (YTD Data)Rank
Total interest income$18,157,0001,646
Total interest expense$4,518,0001,345
Net interest income$13,639,0001,744
Provision for loan and lease losses$346,0001,827
Total noninterest income$2,422,0001,781
Gross Fiduciary activities income$56,000784
Service charges on deposit accounts$1,062,0001,093
Trading account gains and feesNANA
Additional Noninterest Income$1,304,0001,955
Total noninterest expense$9,091,0002,059
Salaries and employee benefits$5,707,0001,916
Premises and equipment expense$642,0002,693
Additional noninterest expense$2,742,0002,068
Pre-tax net operating income$6,624,0001,427
Securities gains (losses)$-17,0004,886
Applicable income taxes$1,051,0001,392
Income before extraordinary items$5,556,0001,461
Extraordinary gains, net$011
Net income$5,556,0001,463
Minority interest net income$076
Net income of bank and minority interests.$5,556,0001,463
Net charge-offs$231,0001,558
Cash dividends$4,711,000838
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,570,2801,426
2019-09-30 (YTD Data)Rank
Total interest income$13,774,0001,648
Total interest expense$3,539,0001,317
Net interest income$10,235,0001,764
Provision for loan and lease losses$300,0001,600
Total noninterest income$1,814,0001,777
Gross Fiduciary activities income$48,000769
Service charges on deposit accounts$780,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$986,0001,936
Total noninterest expense$6,757,0002,078
Salaries and employee benefits$4,307,0001,905
Premises and equipment expense$484,0002,700
Additional noninterest expense$1,966,0002,141
Pre-tax net operating income$4,992,0001,442
Securities gains (losses)$-17,0004,977
Applicable income taxes$755,0001,467
Income before extraordinary items$4,220,0001,481
Extraordinary gains, net$011
Net income$4,220,0001,482
Minority interest net income$072
Net income of bank and minority interests.$4,220,0001,483
Net charge-offs$70,0001,998
Cash dividends$1,161,0001,658
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,234,4501,447
2019-06-30 (YTD Data)Rank
Total interest income$9,202,0001,642
Total interest expense$2,372,0001,282
Net interest income$6,830,0001,765
Provision for loan and lease losses$225,0001,465
Total noninterest income$1,167,0001,794
Gross Fiduciary activities income$21,000805
Service charges on deposit accounts$494,0001,146
Trading account gains and feesNANA
Additional Noninterest Income$652,0001,924
Total noninterest expense$4,582,0002,057
Salaries and employee benefits$2,889,0001,908
Premises and equipment expense$321,0002,714
Additional noninterest expense$1,372,0002,081
Pre-tax net operating income$3,190,0001,470
Securities gains (losses)$-17,0005,037
Applicable income taxes$475,0001,486
Income before extraordinary items$2,698,0001,505
Extraordinary gains, net$011
Net income$2,698,0001,505
Minority interest net income$069
Net income of bank and minority interests.$2,698,0001,505
Net charge-offs$5,0002,814
Cash dividends$961,0001,488
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,712,4501,467
2019-03-31 (YTD Data)Rank
Total interest income$4,589,0001,650
Total interest expense$1,162,0001,272
Net interest income$3,427,0001,763
Provision for loan and lease losses$100,0001,466
Total noninterest income$592,0001,743
Gross Fiduciary activities income$16,000776
Service charges on deposit accounts$243,0001,155
Trading account gains and feesNANA
Additional Noninterest Income$333,0001,859
Total noninterest expense$2,277,0002,073
Salaries and employee benefits$1,452,0001,911
Premises and equipment expense$163,0002,704
Additional noninterest expense$662,0002,117
Pre-tax net operating income$1,642,0001,414
Securities gains (losses)$01,087
Applicable income taxes$250,0001,412
Income before extraordinary items$1,392,0001,434
Extraordinary gains, net$05
Net income$1,392,0001,432
Minority interest net income$052
Net income of bank and minority interests.$1,392,0001,433
Net charge-offs$14,0001,843
Cash dividends$461,0001,404
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,392,0001,410
2018-12-31 (YTD Data)Rank
Total interest income$17,112,0001,661
Total interest expense$3,362,0001,305
Net interest income$13,750,0001,735
Provision for loan and lease losses$182,0002,454
Total noninterest income$2,671,0001,674
Gross Fiduciary activities income$76,000787
Service charges on deposit accounts$1,079,0001,104
Trading account gains and feesNANA
Additional Noninterest Income$1,516,0001,786
Total noninterest expense$9,027,0002,059
Salaries and employee benefits$5,607,0001,912
Premises and equipment expense$669,0002,652
Additional noninterest expense$2,751,0002,061
Pre-tax net operating income$7,212,0001,315
Securities gains (losses)$01,125
Applicable income taxes$1,096,0001,302
Income before extraordinary items$6,116,0001,339
Extraordinary gains, net$06
Net income$6,116,0001,337
Minority interest net income$072
Net income of bank and minority interests.$6,116,0001,338
Net charge-offs$-7,0004,456
Cash dividends$5,121,000716
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,116,0001,331
2018-09-30 (YTD Data)Rank
Total interest income$12,622,0001,670
Total interest expense$2,312,0001,328
Net interest income$10,310,0001,733
Provision for loan and lease losses$150,0002,253
Total noninterest income$2,005,0001,685
Gross Fiduciary activities income$55,000789
Service charges on deposit accounts$814,0001,098
Trading account gains and feesNANA
Additional Noninterest Income$1,136,0001,797
Total noninterest expense$6,684,0002,076
Salaries and employee benefits$4,162,0001,925
Premises and equipment expense$502,0002,661
Additional noninterest expense$2,020,0002,106
Pre-tax net operating income$5,481,0001,317
Securities gains (losses)$01,118
Applicable income taxes$843,0001,318
Income before extraordinary items$4,638,0001,338
Extraordinary gains, net$05
Net income$4,638,0001,337
Minority interest net income$066
Net income of bank and minority interests.$4,638,0001,337
Net charge-offs$-90,0005,090
Cash dividends$1,421,0001,358
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,638,0001,324
2018-06-30 (YTD Data)Rank
Total interest income$8,174,0001,695
Total interest expense$1,325,0001,431
Net interest income$6,849,0001,744
Provision for loan and lease losses$150,0001,766
Total noninterest income$1,307,0001,713
Gross Fiduciary activities income$27,000807
Service charges on deposit accounts$540,0001,099
Trading account gains and feesNANA
Additional Noninterest Income$740,0001,819
Total noninterest expense$4,471,0002,083
Salaries and employee benefits$2,786,0001,923
Premises and equipment expense$331,0002,698
Additional noninterest expense$1,354,0002,112
Pre-tax net operating income$3,535,0001,330
Securities gains (losses)$0961
Applicable income taxes$529,0001,367
Income before extraordinary items$3,006,0001,358
Extraordinary gains, net$06
Net income$3,006,0001,357
Minority interest net income$065
Net income of bank and minority interests.$3,006,0001,357
Net charge-offs$-48,0005,008
Cash dividends$921,0001,389
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,006,0001,349
2018-03-31 (YTD Data)Rank
Total interest income$3,969,0001,720
Total interest expense$523,0001,647
Net interest income$3,446,0001,730
Provision for loan and lease losses$50,0002,055
Total noninterest income$690,0001,638
Gross Fiduciary activities income$16,000807
Service charges on deposit accounts$285,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$389,0001,739
Total noninterest expense$2,243,0002,097
Salaries and employee benefits$1,397,0001,955
Premises and equipment expense$161,0002,779
Additional noninterest expense$685,0002,072
Pre-tax net operating income$1,843,0001,267
Securities gains (losses)$0735
Applicable income taxes$279,0001,287
Income before extraordinary items$1,564,0001,291
Extraordinary gains, net$07
Net income$1,564,0001,291
Minority interest net income$052
Net income of bank and minority interests.$1,564,0001,291
Net charge-offs$4,0002,263
Cash dividends$461,0001,268
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,564,0001,283
2017-12-31 (YTD Data)Rank
Total interest income$16,020,0001,657
Total interest expense$1,538,0001,878
Net interest income$14,482,0001,622
Provision for loan and lease losses$243,0002,178
Total noninterest income$2,262,0001,888
Gross Fiduciary activities income$66,000826
Service charges on deposit accounts$1,152,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$1,044,0002,239
Total noninterest expense$9,118,0002,055
Salaries and employee benefits$5,763,0001,873
Premises and equipment expense$672,0002,720
Additional noninterest expense$2,683,0002,136
Pre-tax net operating income$7,383,0001,257
Securities gains (losses)$-221,0005,523
Applicable income taxes$1,939,0001,296
Income before extraordinary items$5,223,0001,304
Extraordinary gains, net$09
Net income$5,223,0001,304
Minority interest net income$076
Net income of bank and minority interests.$5,223,0001,304
Net charge-offs$707,000875
Cash dividends$3,130,000989
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,384,3301,262
2017-09-30 (YTD Data)Rank
Total interest income$12,026,0001,654
Total interest expense$1,076,0001,969
Net interest income$10,950,0001,600
Provision for loan and lease losses$25,0003,603
Total noninterest income$1,664,0001,931
Gross Fiduciary activities income$50,000821
Service charges on deposit accounts$861,0001,060
Trading account gains and feesNANA
Additional Noninterest Income$753,0002,314
Total noninterest expense$6,198,0002,225
Salaries and employee benefits$3,761,0002,095
Premises and equipment expense$508,0002,739
Additional noninterest expense$1,929,0002,201
Pre-tax net operating income$6,391,0001,145
Securities gains (losses)$12,0001,539
Applicable income taxes$1,612,0001,062
Income before extraordinary items$4,791,0001,205
Extraordinary gains, net$09
Net income$4,791,0001,205
Minority interest net income$071
Net income of bank and minority interests.$4,791,0001,205
Net charge-offs$159,0001,561
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,782,0001,183
2017-06-30 (YTD Data)Rank
Total interest income$8,010,0001,644
Total interest expense$665,0002,036
Net interest income$7,345,0001,573
Provision for loan and lease losses$03,871
Total noninterest income$1,168,0001,858
Gross Fiduciary activities income$33,000828
Service charges on deposit accounts$559,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$576,0002,156
Total noninterest expense$4,135,0002,233
Salaries and employee benefits$2,512,0002,101
Premises and equipment expense$332,0002,779
Additional noninterest expense$1,291,0002,188
Pre-tax net operating income$4,378,0001,108
Securities gains (losses)$12,0001,188
Applicable income taxes$1,117,0001,029
Income before extraordinary items$3,273,0001,164
Extraordinary gains, net$011
Net income$3,273,0001,164
Minority interest net income$071
Net income of bank and minority interests.$3,273,0001,164
Net charge-offs$87,0001,624
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,264,0001,148
2017-03-31 (YTD Data)Rank
Total interest income$4,004,0001,621
Total interest expense$313,0002,100
Net interest income$3,691,0001,556
Provision for loan and lease losses$03,537
Total noninterest income$600,0001,820
Gross Fiduciary activities income$16,000836
Service charges on deposit accounts$284,0001,051
Trading account gains and feesNANA
Additional Noninterest Income$300,0002,101
Total noninterest expense$2,056,0002,255
Salaries and employee benefits$1,241,0002,149
Premises and equipment expense$166,0002,821
Additional noninterest expense$649,0002,170
Pre-tax net operating income$2,235,0001,063
Securities gains (losses)$01,153
Applicable income taxes$573,000984
Income before extraordinary items$1,662,0001,128
Extraordinary gains, net$08
Net income$1,662,0001,127
Minority interest net income$055
Net income of bank and minority interests.$1,662,0001,128
Net charge-offs$23,0001,807
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,662,0001,107
2016-12-31 (YTD Data)Rank
Total interest income$16,459,0001,541
Total interest expense$1,339,0001,960
Net interest income$15,120,0001,487
Provision for loan and lease losses$493,0001,492
Total noninterest income$2,481,0001,864
Gross Fiduciary activities income$65,000846
Service charges on deposit accounts$1,339,000926
Trading account gains and fees$0170
Additional Noninterest Income$1,077,0002,311
Total noninterest expense$9,631,0001,969
Salaries and employee benefits$5,796,0001,844
Premises and equipment expense$647,0002,880
Additional noninterest expense$3,188,0001,872
Pre-tax net operating income$7,477,0001,170
Securities gains (losses)$74,0001,565
Applicable income taxes$1,810,0001,121
Income before extraordinary items$5,741,0001,239
Extraordinary gains, net$05
Net income$5,741,0001,238
Minority interest net income$082
Net income of bank and minority interests.$5,741,0001,238
Net charge-offs$449,0001,163
Cash dividends$5,646,000601
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,684,7601,219
2016-09-30 (YTD Data)Rank
Total interest income$12,465,0001,526
Total interest expense$1,026,0001,941
Net interest income$11,439,0001,473
Provision for loan and lease losses$100,0002,703
Total noninterest income$1,868,0001,855
Gross Fiduciary activities income$42,000855
Service charges on deposit accounts$1,018,000918
Trading account gains and fees$0169
Additional Noninterest Income$808,0002,311
Total noninterest expense$6,566,0002,130
Salaries and employee benefits$3,725,0002,086
Premises and equipment expense$483,0002,902
Additional noninterest expense$2,358,0001,894
Pre-tax net operating income$6,641,0001,027
Securities gains (losses)$74,0001,475
Applicable income taxes$1,717,000979
Income before extraordinary items$4,998,0001,121
Extraordinary gains, net$05
Net income$4,998,0001,120
Minority interest net income$071
Net income of bank and minority interests.$4,998,0001,121
Net charge-offs$283,0001,190
Cash dividends$961,0001,705
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,943,2401,102
2016-06-30 (YTD Data)Rank
Total interest income$8,385,0001,517
Total interest expense$684,0001,940
Net interest income$7,701,0001,473
Provision for loan and lease losses$04,017
Total noninterest income$1,236,0001,855
Gross Fiduciary activities income$27,000871
Service charges on deposit accounts$664,000929
Trading account gains and fees$0157
Additional Noninterest Income$545,0002,272
Total noninterest expense$4,378,0002,137
Salaries and employee benefits$2,486,0002,100
Premises and equipment expense$327,0002,881
Additional noninterest expense$1,565,0001,902
Pre-tax net operating income$4,559,000994
Securities gains (losses)$74,0001,163
Applicable income taxes$1,196,000941
Income before extraordinary items$3,437,0001,071
Extraordinary gains, net$016
Net income$3,437,0001,069
Minority interest net income$071
Net income of bank and minority interests.$3,437,0001,070
Net charge-offs$142,0001,363
Cash dividends$961,0001,367
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,382,2401,063
2016-03-31 (YTD Data)Rank
Total interest income$4,245,0001,492
Total interest expense$344,0001,932
Net interest income$3,901,0001,449
Provision for loan and lease losses$03,656
Total noninterest income$610,0001,831
Gross Fiduciary activities income$10,000893
Service charges on deposit accounts$331,000930
Trading account gains and fees$0142
Additional Noninterest Income$269,0002,237
Total noninterest expense$2,195,0002,140
Salaries and employee benefits$1,240,0002,117
Premises and equipment expense$164,0002,899
Additional noninterest expense$791,0001,876
Pre-tax net operating income$2,316,000959
Securities gains (losses)$74,000653
Applicable income taxes$624,000889
Income before extraordinary items$1,766,0001,020
Extraordinary gains, net$012
Net income$1,766,0001,021
Minority interest net income$062
Net income of bank and minority interests.$1,766,0001,021
Net charge-offs$92,0001,070
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,711,2401,022
2015-12-31 (YTD Data)Rank
Total interest income$16,933,0001,458
Total interest expense$1,237,0002,067
Net interest income$15,696,0001,412
Provision for loan and lease losses$492,0001,382
Total noninterest income$2,383,0001,879
Gross Fiduciary activities income$76,000851
Service charges on deposit accounts$1,145,0001,086
Trading account gains and fees$0159
Additional Noninterest Income$1,162,0002,187
Total noninterest expense$8,846,0002,116
Salaries and employee benefits$5,547,0001,881
Premises and equipment expense$665,0002,903
Additional noninterest expense$2,634,0002,234
Pre-tax net operating income$8,741,000998
Securities gains (losses)$-5,0005,798
Applicable income taxes$2,266,000921
Income before extraordinary items$6,470,0001,091
Extraordinary gains, net$023
Net income$6,470,0001,091
Minority interest net income$081
Net income of bank and minority interests.$6,470,0001,091
Net charge-offs$77,0002,887
Cash dividends$2,806,0001,042
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,473,7001,066
2015-09-30 (YTD Data)Rank
Total interest income$12,664,0001,475
Total interest expense$921,0002,099
Net interest income$11,743,0001,430
Provision for loan and lease losses$225,0001,803
Total noninterest income$1,791,0001,903
Gross Fiduciary activities income$43,000879
Service charges on deposit accounts$853,0001,102
Trading account gains and fees$0153
Additional Noninterest Income$895,0002,170
Total noninterest expense$5,971,0002,304
Salaries and employee benefits$3,575,0002,144
Premises and equipment expense$494,0002,975
Additional noninterest expense$1,902,0002,309
Pre-tax net operating income$7,338,000920
Securities gains (losses)$03,031
Applicable income taxes$1,989,000851
Income before extraordinary items$5,349,000991
Extraordinary gains, net$021
Net income$5,349,000991
Minority interest net income$078
Net income of bank and minority interests.$5,349,000991
Net charge-offs$-13,0005,227
Cash dividends$1,426,0001,269
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,349,000968
2015-06-30 (YTD Data)Rank
Total interest income$8,390,0001,481
Total interest expense$618,0002,105
Net interest income$7,772,0001,448
Provision for loan and lease losses$04,069
Total noninterest income$1,182,0001,933
Gross Fiduciary activities income$29,000891
Service charges on deposit accounts$550,0001,115
Trading account gains and fees$0157
Additional Noninterest Income$603,0002,173
Total noninterest expense$3,934,0002,332
Salaries and employee benefits$2,366,0002,173
Premises and equipment expense$324,0003,007
Additional noninterest expense$1,244,0002,361
Pre-tax net operating income$5,020,000890
Securities gains (losses)$02,636
Applicable income taxes$1,381,000820
Income before extraordinary items$3,639,000975
Extraordinary gains, net$022
Net income$3,639,000975
Minority interest net income$075
Net income of bank and minority interests.$3,639,000975
Net charge-offs$-136,0005,987
Cash dividends$926,0001,320
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,639,000949
2015-03-31 (YTD Data)Rank
Total interest income$4,224,0001,477
Total interest expense$312,0002,102
Net interest income$3,912,0001,431
Provision for loan and lease losses$03,703
Total noninterest income$596,0001,882
Gross Fiduciary activities income$14,000897
Service charges on deposit accounts$263,0001,146
Trading account gains and fees$0152
Additional Noninterest Income$319,0002,038
Total noninterest expense$1,999,0002,308
Salaries and employee benefits$1,188,0002,173
Premises and equipment expense$164,0003,020
Additional noninterest expense$647,0002,263
Pre-tax net operating income$2,509,000863
Securities gains (losses)$02,027
Applicable income taxes$692,000809
Income before extraordinary items$1,817,000943
Extraordinary gains, net$013
Net income$1,817,000944
Minority interest net income$064
Net income of bank and minority interests.$1,817,000944
Net charge-offs$-82,0006,075
Cash dividends$461,0001,187
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,817,000907
2014-12-31 (YTD Data)Rank
Total interest income$16,654,0001,494
Total interest expense$1,228,0002,214
Net interest income$15,426,0001,437
Provision for loan and lease losses$385,0001,713
Total noninterest income$2,421,0001,846
Gross Fiduciary activities income$65,000902
Service charges on deposit accounts$1,200,0001,101
Trading account gains and fees$0180
Additional Noninterest Income$1,156,0002,130
Total noninterest expense$8,736,0002,159
Salaries and employee benefits$5,285,0001,943
Premises and equipment expense$622,0003,140
Additional noninterest expense$2,829,0002,148
Pre-tax net operating income$8,726,000948
Securities gains (losses)$03,259
Applicable income taxes$2,311,000881
Income before extraordinary items$6,415,0001,031
Extraordinary gains, net$017
Net income$6,415,0001,030
Minority interest net income$084
Net income of bank and minority interests.$6,415,0001,030
Net charge-offs$203,0002,439
Cash dividends$2,782,000985
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,415,0001,011
2014-09-30 (YTD Data)Rank
Total interest income$12,419,0001,516
Total interest expense$939,0002,218
Net interest income$11,480,0001,455
Provision for loan and lease losses$160,0002,313
Total noninterest income$1,801,0001,861
Gross Fiduciary activities income$42,000916
Service charges on deposit accounts$898,0001,114
Trading account gains and fees$0174
Additional Noninterest Income$861,0002,150
Total noninterest expense$5,757,0002,398
Salaries and employee benefits$3,443,0002,218
Premises and equipment expense$440,0003,322
Additional noninterest expense$1,874,0002,400
Pre-tax net operating income$7,364,000855
Securities gains (losses)$02,980
Applicable income taxes$2,016,000799
Income before extraordinary items$5,348,000930
Extraordinary gains, net$015
Net income$5,348,000929
Minority interest net income$081
Net income of bank and minority interests.$5,348,000929
Net charge-offs$75,0002,948
Cash dividends$1,382,0001,233
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,348,000907
2014-06-30 (YTD Data)Rank
Total interest income$8,212,0001,524
Total interest expense$660,0002,152
Net interest income$7,552,0001,461
Provision for loan and lease losses$04,196
Total noninterest income$1,177,0001,868
Gross Fiduciary activities income$15,000972
Service charges on deposit accounts$590,0001,106
Trading account gains and fees$0172
Additional Noninterest Income$572,0002,127
Total noninterest expense$3,830,0002,413
Salaries and employee benefits$2,303,0002,212
Premises and equipment expense$293,0003,344
Additional noninterest expense$1,234,0002,418
Pre-tax net operating income$4,899,000825
Securities gains (losses)$02,580
Applicable income taxes$1,340,000771
Income before extraordinary items$3,559,000907
Extraordinary gains, net$020
Net income$3,559,000907
Minority interest net income$080
Net income of bank and minority interests.$3,559,000907
Net charge-offs$41,0002,951
Cash dividends$921,0001,236
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,559,000889
2014-03-31 (YTD Data)Rank
Total interest income$4,054,0001,533
Total interest expense$361,0002,022
Net interest income$3,693,0001,478
Provision for loan and lease losses$03,817
Total noninterest income$586,0001,831
Gross Fiduciary activities income$11,000936
Service charges on deposit accounts$281,0001,145
Trading account gains and fees$0147
Additional Noninterest Income$294,0002,029
Total noninterest expense$1,892,0002,461
Salaries and employee benefits$1,192,0002,158
Premises and equipment expense$139,0003,518
Additional noninterest expense$561,0002,637
Pre-tax net operating income$2,387,000830
Securities gains (losses)$01,715
Applicable income taxes$648,000774
Income before extraordinary items$1,739,000901
Extraordinary gains, net$016
Net income$1,739,000902
Minority interest net income$066
Net income of bank and minority interests.$1,739,000902
Net charge-offs$-32,0006,186
Cash dividends$461,0001,092
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,739,000875
2013-12-31 (YTD Data)Rank
Total interest income$16,135,0001,550
Total interest expense$1,764,0001,910
Net interest income$14,371,0001,513
Provision for loan and lease losses$432,0002,014
Total noninterest income$2,544,0001,827
Gross Fiduciary activities income$61,000925
Service charges on deposit accounts$1,345,0001,031
Trading account gains and fees$0184
Additional Noninterest Income$1,138,0002,200
Total noninterest expense$8,683,0002,169
Salaries and employee benefits$5,777,0001,774
Premises and equipment expense$577,0003,393
Additional noninterest expense$2,329,0002,628
Pre-tax net operating income$7,800,000987
Securities gains (losses)$03,182
Applicable income taxes$2,027,000895
Income before extraordinary items$5,773,0001,074
Extraordinary gains, net$029
Net income$5,773,0001,076
Minority interest net income$090
Net income of bank and minority interests.$5,773,0001,076
Net charge-offs$324,0002,493
Cash dividends$600,0002,536
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,773,0001,045
2013-09-30 (YTD Data)Rank
Total interest income$12,050,0001,568
Total interest expense$1,391,0001,873
Net interest income$10,659,0001,537
Provision for loan and lease losses$286,0002,137
Total noninterest income$1,947,0001,824
Gross Fiduciary activities income$40,000928
Service charges on deposit accounts$1,033,000999
Trading account gains and fees$0180
Additional Noninterest Income$874,0002,235
Total noninterest expense$5,857,0002,394
Salaries and employee benefits$3,756,0002,046
Premises and equipment expense$446,0003,365
Additional noninterest expense$1,655,0002,750
Pre-tax net operating income$6,463,000907
Securities gains (losses)$03,040
Applicable income taxes$1,755,000831
Income before extraordinary items$4,708,000987
Extraordinary gains, net$025
Net income$4,708,000990
Minority interest net income$084
Net income of bank and minority interests.$4,708,000990
Net charge-offs$101,0003,246
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,708,000963
2013-06-30 (YTD Data)Rank
Total interest income$8,051,0001,557
Total interest expense$965,0001,839
Net interest income$7,086,0001,523
Provision for loan and lease losses$235,0001,934
Total noninterest income$1,302,0001,850
Gross Fiduciary activities income$27,000937
Service charges on deposit accounts$687,000981
Trading account gains and fees$0157
Additional Noninterest Income$588,0002,261
Total noninterest expense$3,849,0002,426
Salaries and employee benefits$2,479,0002,065
Premises and equipment expense$293,0003,419
Additional noninterest expense$1,077,0002,795
Pre-tax net operating income$4,304,000882
Securities gains (losses)$02,791
Applicable income taxes$1,165,000828
Income before extraordinary items$3,139,000979
Extraordinary gains, net$022
Net income$3,139,000981
Minority interest net income$082
Net income of bank and minority interests.$3,139,000982
Net charge-offs$83,0002,924
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,139,000935
2013-03-31 (YTD Data)Rank
Total interest income$4,063,0001,559
Total interest expense$512,0001,804
Net interest income$3,551,0001,530
Provision for loan and lease losses$04,409
Total noninterest income$649,0001,848
Gross Fiduciary activities income$13,000939
Service charges on deposit accounts$341,000977
Trading account gains and fees$0148
Additional Noninterest Income$295,0002,243
Total noninterest expense$1,936,0002,444
Salaries and employee benefits$1,255,0002,069
Premises and equipment expense$146,0003,451
Additional noninterest expense$535,0002,825
Pre-tax net operating income$2,264,000830
Securities gains (losses)$01,966
Applicable income taxes$620,000762
Income before extraordinary items$1,644,000924
Extraordinary gains, net$010
Net income$1,644,000925
Minority interest net income$076
Net income of bank and minority interests.$1,644,000926
Net charge-offs$-17,0006,387
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,644,000879
2012-12-31 (YTD Data)Rank
Total interest income$16,743,0001,590
Total interest expense$2,108,0002,052
Net interest income$14,635,0001,498
Provision for loan and lease losses$169,0004,161
Total noninterest income$2,528,0001,856
Gross Fiduciary activities income$52,000963
Service charges on deposit accounts$1,294,0001,101
Trading account gains and fees$0166
Additional Noninterest Income$1,182,0002,161
Total noninterest expense$9,442,0002,025
Salaries and employee benefits$6,519,0001,550
Premises and equipment expense$613,0003,332
Additional noninterest expense$2,310,0002,752
Pre-tax net operating income$7,552,000947
Securities gains (losses)$431,0001,057
Applicable income taxes$2,083,000846
Income before extraordinary items$5,900,0001,018
Extraordinary gains, net$029
Net income$5,900,0001,018
Minority interest net income$093
Net income of bank and minority interests.$5,900,0001,018
Net charge-offs$203,0003,746
Cash dividends$2,240,0001,123
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,581,0601,010
2012-09-30 (YTD Data)Rank
Total interest income$12,671,0001,609
Total interest expense$1,587,0002,120
Net interest income$11,084,0001,501
Provision for loan and lease losses$69,0004,732
Total noninterest income$1,871,0001,879
Gross Fiduciary activities income$35,000969
Service charges on deposit accounts$949,0001,130
Trading account gains and fees$0157
Additional Noninterest Income$887,0002,148
Total noninterest expense$5,833,0002,437
Salaries and employee benefits$3,742,0002,016
Premises and equipment expense$465,0003,348
Additional noninterest expense$1,626,0002,909
Pre-tax net operating income$7,053,000796
Securities gains (losses)$03,575
Applicable income taxes$1,886,000745
Income before extraordinary items$5,167,000890
Extraordinary gains, net$020
Net income$5,167,000888
Minority interest net income$086
Net income of bank and minority interests.$5,167,000890
Net charge-offs$152,0003,579
Cash dividends$860,0001,472
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,167,000820
2012-06-30 (YTD Data)Rank
Total interest income$8,549,0001,600
Total interest expense$1,113,0002,098
Net interest income$7,436,0001,503
Provision for loan and lease losses$05,619
Total noninterest income$1,245,0001,866
Gross Fiduciary activities income$23,000975
Service charges on deposit accounts$612,0001,148
Trading account gains and fees$0153
Additional Noninterest Income$610,0002,086
Total noninterest expense$3,842,0002,462
Salaries and employee benefits$2,500,0002,007
Premises and equipment expense$302,0003,425
Additional noninterest expense$1,040,0003,027
Pre-tax net operating income$4,839,000764
Securities gains (losses)$03,178
Applicable income taxes$1,301,000718
Income before extraordinary items$3,538,000853
Extraordinary gains, net$019
Net income$3,538,000851
Minority interest net income$084
Net income of bank and minority interests.$3,538,000853
Net charge-offs$107,0003,344
Cash dividends$860,0001,106
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,538,000790
2012-03-31 (YTD Data)Rank
Total interest income$4,293,0001,606
Total interest expense$586,0002,079
Net interest income$3,707,0001,510
Provision for loan and lease losses$05,254
Total noninterest income$644,0001,818
Gross Fiduciary activities income$11,000973
Service charges on deposit accounts$301,0001,174
Trading account gains and fees$0148
Additional Noninterest Income$332,0001,970
Total noninterest expense$1,960,0002,417
Salaries and employee benefits$1,326,0001,894
Premises and equipment expense$146,0003,532
Additional noninterest expense$488,0003,150
Pre-tax net operating income$2,391,000768
Securities gains (losses)$02,210
Applicable income taxes$640,000713
Income before extraordinary items$1,751,000856
Extraordinary gains, net$019
Net income$1,751,000856
Minority interest net income$078
Net income of bank and minority interests.$1,751,000857
Net charge-offs$36,0003,280
Cash dividends$400,0001,024
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,751,000800
2011-12-31 (YTD Data)Rank
Total interest income$17,457,0001,626
Total interest expense$2,651,0002,173
Net interest income$14,806,0001,509
Provision for loan and lease losses$85,0005,494
Total noninterest income$2,337,0001,806
Gross Fiduciary activities income$59,000901
Service charges on deposit accounts$1,273,0001,153
Trading account gains and fees$0146
Additional Noninterest Income$1,005,0002,129
Total noninterest expense$8,054,0002,349
Salaries and employee benefits$5,268,0001,855
Premises and equipment expense$622,0003,492
Additional noninterest expense$2,164,0002,917
Pre-tax net operating income$9,004,000688
Securities gains (losses)$-1,0006,712
Applicable income taxes$2,376,000688
Income before extraordinary items$6,627,000759
Extraordinary gains, net$029
Net income$6,627,000757
Minority interest net income$096
Net income of bank and minority interests.$6,627,000759
Net charge-offs$69,0005,272
Cash dividends$2,251,000871
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,627,740727
2011-09-30 (YTD Data)Rank
Total interest income$13,146,0001,633
Total interest expense$2,047,0002,200
Net interest income$11,099,0001,513
Provision for loan and lease losses$125,0004,726
Total noninterest income$1,739,0001,799
Gross Fiduciary activities income$40,000901
Service charges on deposit accounts$951,0001,165
Trading account gains and fees$0145
Additional Noninterest Income$748,0002,136
Total noninterest expense$5,494,0002,566
Salaries and employee benefits$3,467,0002,095
Premises and equipment expense$479,0003,458
Additional noninterest expense$1,548,0003,066
Pre-tax net operating income$7,219,000670
Securities gains (losses)$-1,0006,834
Applicable income taxes$1,937,000635
Income before extraordinary items$5,281,000739
Extraordinary gains, net$021
Net income$5,281,000738
Minority interest net income$087
Net income of bank and minority interests.$5,281,000739
Net charge-offs$-4,0006,858
Cash dividends$1,351,000909
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,281,730707
2011-06-30 (YTD Data)Rank
Total interest income$8,786,0001,648
Total interest expense$1,443,0002,175
Net interest income$7,343,0001,522
Provision for loan and lease losses$06,217
Total noninterest income$1,196,0001,742
Gross Fiduciary activities income$29,000903
Service charges on deposit accounts$626,0001,162
Trading account gains and fees$0153
Additional Noninterest Income$541,0001,993
Total noninterest expense$3,666,0002,581
Salaries and employee benefits$2,297,0002,131
Premises and equipment expense$506,0002,420
Additional noninterest expense$863,0003,555
Pre-tax net operating income$4,873,000655
Securities gains (losses)$1,0002,791
Applicable income taxes$1,312,000608
Income before extraordinary items$3,562,000726
Extraordinary gains, net$015
Net income$3,562,000725
Minority interest net income$089
Net income of bank and minority interests.$3,562,000726
Net charge-offs$-23,0007,182
Cash dividends$901,000884
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,561,270692
2011-03-31 (YTD Data)Rank
Total interest income$4,384,0001,662
Total interest expense$754,0002,169
Net interest income$3,630,0001,528
Provision for loan and lease losses$05,840
Total noninterest income$590,0001,769
Gross Fiduciary activities income$18,000891
Service charges on deposit accounts$297,0001,197
Trading account gains and fees$0158
Additional Noninterest Income$275,0002,024
Total noninterest expense$1,820,0002,611
Salaries and employee benefits$1,138,0002,166
Premises and equipment expense$241,0002,560
Additional noninterest expense$441,0003,508
Pre-tax net operating income$2,400,000667
Securities gains (losses)$1,0001,662
Applicable income taxes$633,000609
Income before extraordinary items$1,768,000731
Extraordinary gains, net$09
Net income$1,768,000731
Minority interest net income$086
Net income of bank and minority interests.$1,768,000731
Net charge-offs$-45,0007,340
Cash dividends$461,000800
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,767,260713
2010-12-31 (YTD Data)Rank
Total interest income$17,679,0001,712
Total interest expense$3,252,0002,423
Net interest income$14,427,0001,552
Provision for loan and lease losses$196,0005,370
Total noninterest income$2,300,0001,882
Gross Fiduciary activities income$70,000926
Service charges on deposit accounts$1,355,0001,108
Trading account gains and fees$0175
Additional Noninterest Income$875,0002,373
Total noninterest expense$7,799,0002,475
Salaries and employee benefits$4,985,0001,947
Premises and equipment expense$628,0003,603
Additional noninterest expense$2,186,0002,998
Pre-tax net operating income$8,732,000617
Securities gains (losses)$-242,0007,334
Applicable income taxes$2,321,000657
Income before extraordinary items$6,169,000722
Extraordinary gains, net$029
Net income$6,169,000721
Minority interest net income$0111
Net income of bank and minority interests.$6,169,000723
Net charge-offs$246,0004,538
Cash dividends$1,050,0001,416
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,345,660678
2010-09-30 (YTD Data)Rank
Total interest income$13,383,0001,726
Total interest expense$2,473,0002,502
Net interest income$10,910,0001,553
Provision for loan and lease losses$06,977
Total noninterest income$1,707,0001,907
Gross Fiduciary activities income$54,000914
Service charges on deposit accounts$1,006,0001,151
Trading account gains and fees$0165
Additional Noninterest Income$647,0002,380
Total noninterest expense$5,234,0002,734
Salaries and employee benefits$3,265,0002,226
Premises and equipment expense$455,0003,745
Additional noninterest expense$1,514,0003,194
Pre-tax net operating income$7,383,000577
Securities gains (losses)$-227,0007,508
Applicable income taxes$1,890,000618
Income before extraordinary items$5,266,000664
Extraordinary gains, net$023
Net income$5,266,000661
Minority interest net income$0110
Net income of bank and minority interests.$5,266,000664
Net charge-offs$42,0005,637
Cash dividends$150,0002,918
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,433,980610
2010-06-30 (YTD Data)Rank
Total interest income$9,035,0001,735
Total interest expense$1,725,0002,484
Net interest income$7,310,0001,550
Provision for loan and lease losses$06,857
Total noninterest income$1,159,0001,820
Gross Fiduciary activities income$46,000884
Service charges on deposit accounts$678,0001,156
Trading account gains and fees$0152
Additional Noninterest Income$435,0002,294
Total noninterest expense$3,584,0002,675
Salaries and employee benefits$2,242,0002,174
Premises and equipment expense$301,0003,786
Additional noninterest expense$1,041,0003,087
Pre-tax net operating income$4,885,000569
Securities gains (losses)$03,184
Applicable income taxes$1,350,000558
Income before extraordinary items$3,535,000639
Extraordinary gains, net$019
Net income$3,535,000640
Minority interest net income$0105
Net income of bank and minority interests.$3,535,000640
Net charge-offs$-9,0007,464
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,535,000613
2010-03-31 (YTD Data)Rank
Total interest income$4,529,0001,771
Total interest expense$883,0002,541
Net interest income$3,646,0001,576
Provision for loan and lease losses$06,552
Total noninterest income$571,0001,839
Gross Fiduciary activities income$7,0001,015
Service charges on deposit accounts$343,0001,138
Trading account gains and fees$0175
Additional Noninterest Income$221,0002,253
Total noninterest expense$1,746,0002,771
Salaries and employee benefits$1,133,0002,179
Premises and equipment expense$144,0003,981
Additional noninterest expense$469,0003,363
Pre-tax net operating income$2,471,000548
Securities gains (losses)$02,284
Applicable income taxes$683,000529
Income before extraordinary items$1,788,000626
Extraordinary gains, net$016
Net income$1,788,000630
Minority interest net income$091
Net income of bank and minority interests.$1,788,000630
Net charge-offs$-39,0007,757
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,788,000609
2009-12-31 (YTD Data)Rank
Total interest income$18,863,0001,814
Total interest expense$4,987,0002,266
Net interest income$13,876,0001,620
Provision for loan and lease losses$787,0003,859
Total noninterest income$2,447,0001,860
Gross Fiduciary activities income$112,000859
Service charges on deposit accounts$1,537,0001,121
Trading account gains and fees$0211
Additional Noninterest Income$798,0002,458
Total noninterest expense$7,929,0002,482
Salaries and employee benefits$4,834,0002,034
Premises and equipment expense$845,0002,975
Additional noninterest expense$2,250,0003,015
Pre-tax net operating income$7,607,000561
Securities gains (losses)$173,0001,669
Applicable income taxes$1,854,000600
Income before extraordinary items$5,926,000574
Extraordinary gains, net$034
Net income$5,926,000573
Minority interest net income$0115
Net income of bank and minority interests.$5,926,000575
Net charge-offs$252,0004,712
Cash dividends$275,0003,323
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,794,520578
2009-09-30 (YTD Data)Rank
Total interest income$14,280,0001,823
Total interest expense$3,998,0002,221
Net interest income$10,282,0001,641
Provision for loan and lease losses$59,0006,432
Total noninterest income$1,789,0001,925
Gross Fiduciary activities income$21,0001,018
Service charges on deposit accounts$1,170,0001,105
Trading account gains and fees$0212
Additional Noninterest Income$598,0002,529
Total noninterest expense$5,653,0002,618
Salaries and employee benefits$3,174,0002,339
Premises and equipment expense$628,0003,043
Additional noninterest expense$1,851,0002,734
Pre-tax net operating income$6,359,000534
Securities gains (losses)$219,0001,228
Applicable income taxes$1,771,000521
Income before extraordinary items$4,807,000561
Extraordinary gains, net$027
Net income$4,807,000563
Minority interest net income$0118
Net income of bank and minority interests.$4,807,000563
Net charge-offs$-24,0007,962
Cash dividends$275,0002,733
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,647,130577
2009-06-30 (YTD Data)Rank
Total interest income$9,677,0001,818
Total interest expense$2,873,0002,175
Net interest income$6,804,0001,657
Provision for loan and lease losses$07,158
Total noninterest income$1,187,0001,925
Gross Fiduciary activities income$13,0001,034
Service charges on deposit accounts$766,0001,108
Trading account gains and fees$0193
Additional Noninterest Income$408,0002,530
Total noninterest expense$3,835,0002,605
Salaries and employee benefits$2,119,0002,390
Premises and equipment expense$417,0003,070
Additional noninterest expense$1,299,0002,643
Pre-tax net operating income$4,156,000532
Securities gains (losses)$03,136
Applicable income taxes$1,104,000557
Income before extraordinary items$3,052,000592
Extraordinary gains, net$021
Net income$3,052,000589
Minority interest net income$0112
Net income of bank and minority interests.$3,052,000592
Net charge-offs$-28,0008,034
Cash dividends$275,0002,309
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,052,000572
2009-03-31 (YTD Data)Rank
Total interest income$4,840,0001,842
Total interest expense$1,518,0002,143
Net interest income$3,322,0001,674
Provision for loan and lease losses$06,744
Total noninterest income$595,0001,891
Gross Fiduciary activities income$7,0001,026
Service charges on deposit accounts$371,0001,125
Trading account gains and fees$0171
Additional Noninterest Income$217,0002,399
Total noninterest expense$1,852,0002,604
Salaries and employee benefits$1,054,0002,422
Premises and equipment expense$212,0003,094
Additional noninterest expense$586,0002,624
Pre-tax net operating income$2,065,000585
Securities gains (losses)$02,434
Applicable income taxes$540,000627
Income before extraordinary items$1,525,000669
Extraordinary gains, net$015
Net income$1,525,000668
Minority interest net income$0102
Net income of bank and minority interests.$1,525,000671
Net charge-offs$-24,0008,030
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,525,000627
2008-12-31 (YTD Data)Rank
Total interest income$18,287,0002,086
Total interest expense$6,573,0002,320
Net interest income$11,714,0001,899
Provision for loan and lease losses$4,0007,286
Total noninterest income$2,466,0001,827
Gross Fiduciary activities income$44,000993
Service charges on deposit accounts$1,606,0001,112
Trading account gains and fees$0154
Additional Noninterest Income$816,0002,433
Total noninterest expense$6,923,0002,715
Salaries and employee benefits$4,849,0002,095
Premises and equipment expense$756,0003,326
Additional noninterest expense$1,318,0003,978
Pre-tax net operating income$7,253,000765
Securities gains (losses)$-24,297,0008,238
Applicable income taxes$-6,404,0008,143
Income before extraordinary items$-10,640,0008,009
Extraordinary gains, net$039
Net income$-10,640,0008,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,675
Cash dividends$860,0002,555
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,910,080889
2008-09-30 (YTD Data)Rank
Total interest income$13,637,0002,140
Total interest expense$4,969,0002,389
Net interest income$8,668,0001,956
Provision for loan and lease losses$06,991
Total noninterest income$1,835,0001,891
Gross Fiduciary activities income$27,0001,013
Service charges on deposit accounts$1,193,0001,144
Trading account gains and fees$0148
Additional Noninterest Income$615,0002,493
Total noninterest expense$4,602,0002,987
Salaries and employee benefits$3,128,0002,438
Premises and equipment expense$564,0003,346
Additional noninterest expense$910,0004,171
Pre-tax net operating income$5,901,000864
Securities gains (losses)$-15,603,0008,313
Applicable income taxes$1,353,000912
Income before extraordinary items$-11,055,0008,224
Extraordinary gains, net$031
Net income$-11,055,0008,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-68,0008,240
Cash dividends$860,0002,022
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,548,000855
2008-06-30 (YTD Data)Rank
Total interest income$9,250,0002,133
Total interest expense$3,494,0002,375
Net interest income$5,756,0001,946
Provision for loan and lease losses$06,671
Total noninterest income$1,208,0001,942
Gross Fiduciary activities income$18,0001,030
Service charges on deposit accounts$785,0001,133
Trading account gains and fees$0149
Additional Noninterest Income$405,0002,569
Total noninterest expense$3,042,0003,020
Salaries and employee benefits$2,064,0002,496
Premises and equipment expense$376,0003,374
Additional noninterest expense$602,0004,183
Pre-tax net operating income$3,922,000903
Securities gains (losses)$03,233
Applicable income taxes$870,0001,050
Income before extraordinary items$3,052,000892
Extraordinary gains, net$021
Net income$3,052,000892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,184
Cash dividends$860,0001,606
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,052,000876
2008-03-31 (YTD Data)Rank
Total interest income$4,764,0002,127
Total interest expense$1,868,0002,380
Net interest income$2,896,0001,924
Provision for loan and lease losses$06,080
Total noninterest income$616,0001,913
Gross Fiduciary activities income$8,0001,052
Service charges on deposit accounts$391,0001,114
Trading account gains and fees$0158
Additional Noninterest Income$217,0002,456
Total noninterest expense$1,468,0003,123
Salaries and employee benefits$996,0002,597
Premises and equipment expense$191,0003,362
Additional noninterest expense$281,0004,319
Pre-tax net operating income$2,044,000921
Securities gains (losses)$02,688
Applicable income taxes$467,0001,067
Income before extraordinary items$1,577,000956
Extraordinary gains, net$015
Net income$1,577,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,292
Cash dividends$440,0001,498
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,577,000915
2007-12-31 (YTD Data)Rank
Total interest income$18,098,0002,277
Total interest expense$7,832,0002,362
Net interest income$10,266,0002,196
Provision for loan and lease losses$147,0004,375
Total noninterest income$2,146,0002,113
Gross Fiduciary activities income$25,0001,120
Service charges on deposit accounts$1,652,0001,078
Trading account gains and fees$0178
Additional Noninterest Income$469,0003,424
Total noninterest expense$6,465,0002,760
Salaries and employee benefits$4,474,0002,251
Premises and equipment expense$722,0003,365
Additional noninterest expense$1,269,0003,911
Pre-tax net operating income$5,800,0001,433
Securities gains (losses)$02,146
Applicable income taxes$1,162,0001,684
Income before extraordinary items$4,638,0001,390
Extraordinary gains, net$039
Net income$4,638,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,297
Cash dividends$2,685,0001,301
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,638,0001,374
2007-09-30 (YTD Data)Rank
Total interest income$13,347,0002,321
Total interest expense$5,904,0002,342
Net interest income$7,443,0002,270
Provision for loan and lease losses$13,0006,083
Total noninterest income$1,560,0002,156
Gross Fiduciary activities income$13,0001,145
Service charges on deposit accounts$1,234,0001,070
Trading account gains and fees$0184
Additional Noninterest Income$313,0003,654
Total noninterest expense$4,273,0003,066
Salaries and employee benefits$2,808,0002,631
Premises and equipment expense$577,0003,162
Additional noninterest expense$888,0004,051
Pre-tax net operating income$4,717,0001,436
Securities gains (losses)$01,655
Applicable income taxes$1,005,0001,638
Income before extraordinary items$3,712,0001,380
Extraordinary gains, net$033
Net income$3,712,0001,377
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,542
Cash dividends$1,655,0001,400
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,712,0001,369
2007-06-30 (YTD Data)Rank
Total interest income$8,879,0002,344
Total interest expense$4,021,0002,320
Net interest income$4,858,0002,338
Provision for loan and lease losses$9,0005,815
Total noninterest income$1,041,0002,185
Gross Fiduciary activities income$6,0001,205
Service charges on deposit accounts$815,0001,081
Trading account gains and fees$0168
Additional Noninterest Income$220,0003,603
Total noninterest expense$2,837,0003,100
Salaries and employee benefits$1,860,0002,680
Premises and equipment expense$387,0003,166
Additional noninterest expense$590,0004,065
Pre-tax net operating income$3,053,0001,523
Securities gains (losses)$01,444
Applicable income taxes$655,0001,735
Income before extraordinary items$2,398,0001,459
Extraordinary gains, net$029
Net income$2,398,0001,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,451
Cash dividends$780,0001,841
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,398,0001,442
2007-03-31 (YTD Data)Rank
Total interest income$4,457,0002,333
Total interest expense$2,049,0002,275
Net interest income$2,408,0002,359
Provision for loan and lease losses$05,779
Total noninterest income$530,0002,137
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$401,0001,068
Trading account gains and fees$0195
Additional Noninterest Income$128,0003,299
Total noninterest expense$1,414,0003,128
Salaries and employee benefits$934,0002,705
Premises and equipment expense$187,0003,285
Additional noninterest expense$293,0004,046
Pre-tax net operating income$1,524,0001,523
Securities gains (losses)$01,187
Applicable income taxes$345,0001,691
Income before extraordinary items$1,179,0001,468
Extraordinary gains, net$022
Net income$1,179,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,121
Cash dividends$405,0001,645
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,179,0001,459
2006-12-31 (YTD Data)Rank
Total interest income$15,609,0002,469
Total interest expense$6,512,0002,419
Net interest income$9,097,0002,491
Provision for loan and lease losses$-8,0008,315
Total noninterest income$1,655,0002,527
Gross Fiduciary activities income$11,0001,257
Service charges on deposit accounts$1,376,0001,295
Trading account gains and fees$0130
Additional Noninterest Income$268,0004,514
Total noninterest expense$5,928,0002,899
Salaries and employee benefits$4,056,0002,420
Premises and equipment expense$803,0002,998
Additional noninterest expense$1,069,0004,305
Pre-tax net operating income$4,832,0001,949
Securities gains (losses)$01,687
Applicable income taxes$983,0002,217
Income before extraordinary items$3,849,0001,851
Extraordinary gains, net$051
Net income$3,849,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,465
Cash dividends$1,520,0001,901
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,849,0001,834
2006-09-30 (YTD Data)Rank
Total interest income$11,364,0002,525
Total interest expense$4,619,0002,470
Net interest income$6,745,0002,547
Provision for loan and lease losses$25,0005,821
Total noninterest income$1,198,0002,603
Gross Fiduciary activities income$5,0001,291
Service charges on deposit accounts$1,014,0001,323
Trading account gains and fees$0126
Additional Noninterest Income$179,0004,770
Total noninterest expense$3,922,0003,220
Salaries and employee benefits$2,592,0002,760
Premises and equipment expense$575,0003,108
Additional noninterest expense$755,0004,469
Pre-tax net operating income$3,996,0001,844
Securities gains (losses)$01,388
Applicable income taxes$856,0002,094
Income before extraordinary items$3,140,0001,766
Extraordinary gains, net$045
Net income$3,140,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$1,150,0001,748
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,140,0001,751
2006-06-30 (YTD Data)Rank
Total interest income$7,544,0002,494
Total interest expense$3,032,0002,418
Net interest income$4,512,0002,534
Provision for loan and lease losses$7,0006,120
Total noninterest income$777,0002,648
Gross Fiduciary activities income$3,0001,300
Service charges on deposit accounts$686,0001,288
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$2,621,0003,222
Salaries and employee benefits$1,740,0002,753
Premises and equipment expense$387,0003,089
Additional noninterest expense$494,0004,524
Pre-tax net operating income$2,661,0001,855
Securities gains (losses)$01,185
Applicable income taxes$578,0002,104
Income before extraordinary items$2,083,0001,745
Extraordinary gains, net$039
Net income$2,083,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,245
Cash dividends$750,0001,794
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,083,0001,735
2006-03-31 (YTD Data)Rank
Total interest income$3,753,0002,464
Total interest expense$1,511,0002,324
Net interest income$2,242,0002,526
Provision for loan and lease losses$06,013
Total noninterest income$393,0002,574
Gross Fiduciary activities income$1,0001,305
Service charges on deposit accounts$333,0001,288
Trading account gains and fees$0115
Additional Noninterest Income$59,0004,794
Total noninterest expense$1,327,0003,203
Salaries and employee benefits$879,0002,743
Premises and equipment expense$193,0003,105
Additional noninterest expense$255,0004,409
Pre-tax net operating income$1,308,0001,838
Securities gains (losses)$0955
Applicable income taxes$296,0002,045
Income before extraordinary items$1,012,0001,769
Extraordinary gains, net$021
Net income$1,012,0001,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,977
Cash dividends$375,0001,689
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,012,0001,753
2005-12-31 (YTD Data)Rank
Total interest income$12,450,0002,628
Total interest expense$3,932,0002,691
Net interest income$8,518,0002,553
Provision for loan and lease losses$48,0005,807
Total noninterest income$1,647,0002,537
Gross Fiduciary activities income$74,000996
Service charges on deposit accounts$1,375,0001,296
Trading account gains and fees$0138
Additional Noninterest Income$198,0005,184
Total noninterest expense$5,509,0002,976
Salaries and employee benefits$3,713,0002,459
Premises and equipment expense$703,0003,215
Additional noninterest expense$1,093,0004,126
Pre-tax net operating income$4,608,0001,988
Securities gains (losses)$-2,0007,064
Applicable income taxes$1,003,0002,260
Income before extraordinary items$3,603,0001,906
Extraordinary gains, net$046
Net income$3,603,0001,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,447
Cash dividends$1,610,0001,728
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,604,5601,882
2005-09-30 (YTD Data)Rank
Total interest income$9,041,0002,640
Total interest expense$2,674,0002,781
Net interest income$6,367,0002,542
Provision for loan and lease losses$6,0006,681
Total noninterest income$1,272,0002,479
Gross Fiduciary activities income$66,000957
Service charges on deposit accounts$1,039,0001,266
Trading account gains and fees$0126
Additional Noninterest Income$167,0004,991
Total noninterest expense$3,826,0003,156
Salaries and employee benefits$2,440,0002,733
Premises and equipment expense$556,0003,063
Additional noninterest expense$830,0004,068
Pre-tax net operating income$3,807,0001,838
Securities gains (losses)$-2,0007,438
Applicable income taxes$878,0002,063
Income before extraordinary items$2,927,0001,786
Extraordinary gains, net$035
Net income$2,927,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,983
Cash dividends$1,250,0001,525
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,928,5401,755
2005-06-30 (YTD Data)Rank
Total interest income$5,985,0002,606
Total interest expense$1,726,0002,715
Net interest income$4,259,0002,515
Provision for loan and lease losses$06,626
Total noninterest income$827,0002,477
Gross Fiduciary activities income$4,0001,282
Service charges on deposit accounts$683,0001,244
Trading account gains and fees$0116
Additional Noninterest Income$140,0004,472
Total noninterest expense$2,537,0003,146
Salaries and employee benefits$1,640,0002,705
Premises and equipment expense$366,0003,071
Additional noninterest expense$531,0004,167
Pre-tax net operating income$2,549,0001,810
Securities gains (losses)$02,146
Applicable income taxes$601,0002,000
Income before extraordinary items$1,948,0001,756
Extraordinary gains, net$030
Net income$1,948,0001,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,091
Cash dividends$810,0001,554
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,948,0001,726
2005-03-31 (YTD Data)Rank
Total interest income$2,989,0002,579
Total interest expense$845,0002,664
Net interest income$2,144,0002,493
Provision for loan and lease losses$06,226
Total noninterest income$386,0002,554
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$326,0001,255
Trading account gains and fees$0115
Additional Noninterest Income$58,0004,849
Total noninterest expense$1,267,0003,159
Salaries and employee benefits$833,0002,684
Premises and equipment expense$181,0003,131
Additional noninterest expense$253,0004,329
Pre-tax net operating income$1,263,0001,796
Securities gains (losses)$01,685
Applicable income taxes$296,0001,996
Income before extraordinary items$967,0001,739
Extraordinary gains, net$024
Net income$967,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,291
Cash dividends$400,0001,438
Sale, conversion, retirement of capital stock, net$0491
Net operating income$967,0001,708
2004-12-31 (YTD Data)Rank
Total interest income$11,721,0002,454
Total interest expense$2,975,0002,650
Net interest income$8,746,0002,335
Provision for loan and lease losses$176,0003,987
Total noninterest income$1,351,0002,883
Gross Fiduciary activities income$11,0001,306
Service charges on deposit accounts$1,223,0001,432
Trading account gains and fees$0138
Additional Noninterest Income$117,0006,149
Total noninterest expense$5,381,0002,917
Salaries and employee benefits$3,593,0002,428
Premises and equipment expense$671,0003,238
Additional noninterest expense$1,117,0003,975
Pre-tax net operating income$4,540,0001,846
Securities gains (losses)$43,0001,860
Applicable income taxes$957,0002,241
Income before extraordinary items$3,626,0001,753
Extraordinary gains, net$034
Net income$3,626,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,234
Cash dividends$1,130,0002,121
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,592,0301,722
2004-09-30 (YTD Data)Rank
Total interest income$8,835,0002,408
Total interest expense$2,227,0002,610
Net interest income$6,608,0002,282
Provision for loan and lease losses$35,0005,873
Total noninterest income$1,025,0002,868
Gross Fiduciary activities income$5,0001,342
Service charges on deposit accounts$921,0001,447
Trading account gains and fees$0134
Additional Noninterest Income$99,0005,932
Total noninterest expense$3,648,0003,176
Salaries and employee benefits$2,333,0002,735
Premises and equipment expense$498,0003,262
Additional noninterest expense$817,0004,030
Pre-tax net operating income$3,950,0001,632
Securities gains (losses)$43,0001,778
Applicable income taxes$923,0001,904
Income before extraordinary items$3,070,0001,584
Extraordinary gains, net$026
Net income$3,070,0001,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,184
Cash dividends$695,0002,216
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,036,8901,548
2004-06-30 (YTD Data)Rank
Total interest income$6,038,0002,337
Total interest expense$1,558,0002,489
Net interest income$4,480,0002,237
Provision for loan and lease losses$20,0005,844
Total noninterest income$667,0002,937
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$596,0001,474
Trading account gains and fees$0130
Additional Noninterest Income$69,0005,871
Total noninterest expense$2,403,0003,211
Salaries and employee benefits$1,541,0002,763
Premises and equipment expense$323,0003,346
Additional noninterest expense$539,0004,081
Pre-tax net operating income$2,724,0001,552
Securities gains (losses)$43,0001,554
Applicable income taxes$616,0001,890
Income before extraordinary items$2,151,0001,497
Extraordinary gains, net$021
Net income$2,151,0001,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-47,0008,711
Cash dividends$395,0002,502
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,117,4601,465
2004-03-31 (YTD Data)Rank
Total interest income$3,134,0002,240
Total interest expense$853,0002,306
Net interest income$2,281,0002,194
Provision for loan and lease losses$8,0005,831
Total noninterest income$344,0002,817
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$295,0001,452
Trading account gains and fees$0121
Additional Noninterest Income$48,0005,207
Total noninterest expense$1,179,0003,275
Salaries and employee benefits$773,0002,778
Premises and equipment expense$161,0003,395
Additional noninterest expense$245,0004,392
Pre-tax net operating income$1,438,0001,441
Securities gains (losses)$02,934
Applicable income taxes$327,0001,809
Income before extraordinary items$1,111,0001,440
Extraordinary gains, net$016
Net income$1,111,0001,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,867
Cash dividends$395,0001,460
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,111,0001,366
2003-12-31 (YTD Data)Rank
Total interest income$12,851,0002,233
Total interest expense$4,659,0001,923
Net interest income$8,192,0002,384
Provision for loan and lease losses$147,0004,633
Total noninterest income$1,296,0003,142
Gross Fiduciary activities income$8,0001,392
Service charges on deposit accounts$1,178,0001,460
Trading account gains and fees$0160
Additional Noninterest Income$110,0006,367
Total noninterest expense$4,909,0003,096
Salaries and employee benefits$3,330,0002,521
Premises and equipment expense$562,0003,700
Additional noninterest expense$1,017,0004,212
Pre-tax net operating income$4,432,0001,817
Securities gains (losses)$6,0003,841
Applicable income taxes$864,0002,401
Income before extraordinary items$3,574,0001,744
Extraordinary gains, net$054
Net income$3,574,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,413
Cash dividends$2,675,0001,100
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,569,1401,662
2003-09-30 (YTD Data)Rank
Total interest income$9,748,0002,238
Total interest expense$3,757,0001,863
Net interest income$5,991,0002,449
Provision for loan and lease losses$07,481
Total noninterest income$953,0003,236
Gross Fiduciary activities income$3,0001,448
Service charges on deposit accounts$863,0001,509
Trading account gains and fees$0153
Additional Noninterest Income$87,0006,329
Total noninterest expense$3,335,0003,371
Salaries and employee benefits$2,161,0002,873
Premises and equipment expense$433,0003,630
Additional noninterest expense$741,0004,301
Pre-tax net operating income$3,609,0001,729
Securities gains (losses)$6,0003,549
Applicable income taxes$778,0002,238
Income before extraordinary items$2,837,0001,698
Extraordinary gains, net$040
Net income$2,837,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,926
Cash dividends$2,260,000915
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,832,3201,609
2003-06-30 (YTD Data)Rank
Total interest income$6,744,0002,153
Total interest expense$2,761,0001,755
Net interest income$3,983,0002,445
Provision for loan and lease losses$07,324
Total noninterest income$621,0003,266
Gross Fiduciary activities income$1,0001,488
Service charges on deposit accounts$553,0001,542
Trading account gains and fees$0150
Additional Noninterest Income$67,0006,058
Total noninterest expense$2,186,0003,423
Salaries and employee benefits$1,421,0002,925
Premises and equipment expense$286,0003,641
Additional noninterest expense$479,0004,383
Pre-tax net operating income$2,418,0001,734
Securities gains (losses)$6,0003,151
Applicable income taxes$513,0002,277
Income before extraordinary items$1,911,0001,698
Extraordinary gains, net$030
Net income$1,911,0001,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-64,0009,045
Cash dividends$1,315,0001,034
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,906,2601,597
2003-03-31 (YTD Data)Rank
Total interest income$3,489,0002,107
Total interest expense$1,463,0001,708
Net interest income$2,026,0002,394
Provision for loan and lease losses$06,934
Total noninterest income$287,0003,355
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$232,0001,759
Trading account gains and fees$0134
Additional Noninterest Income$54,0005,123
Total noninterest expense$1,094,0003,409
Salaries and employee benefits$703,0002,942
Premises and equipment expense$144,0003,607
Additional noninterest expense$247,0004,254
Pre-tax net operating income$1,219,0001,725
Securities gains (losses)$02,891
Applicable income taxes$243,0002,369
Income before extraordinary items$976,0001,649
Extraordinary gains, net$021
Net income$976,0001,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,751
Cash dividends$915,000749
Sale, conversion, retirement of capital stock, net$0419
Net operating income$976,0001,546
2002-12-31 (YTD Data)Rank
Total interest income$15,125,0002,036
Total interest expense$6,392,0001,785
Net interest income$8,733,0002,216
Provision for loan and lease losses$99,0005,759
Total noninterest income$975,0003,538
Gross Fiduciary activities income$13,0001,361
Service charges on deposit accounts$839,0001,919
Trading account gains and fees$0153
Additional Noninterest Income$123,0006,013
Total noninterest expense$4,542,0003,196
Salaries and employee benefits$3,092,0002,550
Premises and equipment expense$518,0003,835
Additional noninterest expense$932,0004,422
Pre-tax net operating income$5,067,0001,611
Securities gains (losses)$19,0003,191
Applicable income taxes$955,0002,288
Income before extraordinary items$4,131,0001,498
Extraordinary gains, net$070
Net income$4,131,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,186
Cash dividends$2,510,0001,082
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,115,6101,449
2001-12-31 (YTD Data)Rank
Total interest income$16,868,0002,034
Total interest expense$8,389,0001,931
Net interest income$8,479,0002,108
Provision for loan and lease losses$96,0005,687
Total noninterest income$934,0003,496
Gross Fiduciary activities income$18,0001,325
Service charges on deposit accounts$775,0001,959
Trading account gains and fees$0177
Additional Noninterest Income$141,0005,661
Total noninterest expense$4,416,0003,129
Salaries and employee benefits$2,988,0002,517
Premises and equipment expense$487,0003,968
Additional noninterest expense$941,0004,263
Pre-tax net operating income$4,901,0001,469
Securities gains (losses)$224,0001,100
Applicable income taxes$1,255,0001,748
Income before extraordinary items$3,870,0001,403
Extraordinary gains, net$0105
Net income$3,870,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,122
Cash dividends$2,455,0001,104
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,699,7601,399
2000-12-31 (YTD Data)Rank
Total interest income$15,687,0002,236
Total interest expense$8,089,0002,124
Net interest income$7,598,0002,344
Provision for loan and lease losses$-146,0009,827
Total noninterest income$932,0003,306
Gross Fiduciary activities income$28,0001,119
Service charges on deposit accounts$757,0001,843
Trading account gains and fees$0180
Additional Noninterest Income$147,0005,529
Total noninterest expense$4,126,0003,246
Salaries and employee benefits$2,886,0002,469
Premises and equipment expense$478,0003,927
Additional noninterest expense$762,0004,891
Pre-tax net operating income$4,550,0001,617
Securities gains (losses)$-37,0009,058
Applicable income taxes$659,0002,927
Income before extraordinary items$3,854,0001,374
Extraordinary gains, net$038
Net income$3,854,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,089
Cash dividends$2,540,0001,104
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,885,4501,348
1999-12-31 (YTD Data)Rank
Total interest income$14,116,0002,307
Total interest expense$6,403,0002,300
Net interest income$7,713,0002,288
Provision for loan and lease losses$161,0004,095
Total noninterest income$948,0003,213
Gross Fiduciary activities income$20,0001,206
Service charges on deposit accounts$781,0001,691
Trading account gains and fees$0173
Additional Noninterest Income$147,0005,652
Total noninterest expense$4,042,0003,280
Salaries and employee benefits$2,712,0002,598
Premises and equipment expense$486,0003,860
Additional noninterest expense$844,0004,608
Pre-tax net operating income$4,458,0001,690
Securities gains (losses)$31,0001,173
Applicable income taxes$1,004,0002,212
Income before extraordinary items$3,485,0001,536
Extraordinary gains, net$035
Net income$3,485,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,734
Cash dividends$2,405,0001,167
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,460,8201,517
1998-12-31 (YTD Data)Rank
Total interest income$13,866,0002,350
Total interest expense$6,273,0002,404
Net interest income$7,593,0002,251
Provision for loan and lease losses$38,0007,037
Total noninterest income$952,0003,195
Gross Fiduciary activities income$26,0001,199
Service charges on deposit accounts$780,0001,629
Trading account gains and fees$0224
Additional Noninterest Income$146,0005,750
Total noninterest expense$3,743,0003,418
Salaries and employee benefits$2,456,0002,767
Premises and equipment expense$454,0003,980
Additional noninterest expense$833,0004,549
Pre-tax net operating income$4,764,0001,551
Securities gains (losses)$24,0002,292
Applicable income taxes$1,298,0001,852
Income before extraordinary items$3,490,0001,513
Extraordinary gains, net$032
Net income$3,490,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$960,0002,305
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,472,4801,455
1997-12-31 (YTD Data)Rank
Total interest income$13,527,0002,411
Total interest expense$6,032,0002,480
Net interest income$7,495,0002,334
Provision for loan and lease losses$181,0003,643
Total noninterest income$886,0003,341
Gross Fiduciary activities income$15,0001,305
Service charges on deposit accounts$715,0001,815
Trading account gains and fees$0239
Additional Noninterest Income$156,0005,590
Total noninterest expense$3,503,0003,607
Salaries and employee benefits$2,277,0002,912
Premises and equipment expense$400,0004,453
Additional noninterest expense$826,0004,614
Pre-tax net operating income$4,697,0001,641
Securities gains (losses)$50,0001,344
Applicable income taxes$1,385,0001,838
Income before extraordinary items$3,362,0001,610
Extraordinary gains, net$044
Net income$3,362,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,696
Cash dividends$960,0002,271
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,326,5001,586
1996-12-31 (YTD Data)Rank
Total interest income$12,666,0002,640
Total interest expense$5,635,0002,694
Net interest income$7,031,0002,522
Provision for loan and lease losses$2,0008,964
Total noninterest income$889,0003,427
Gross Fiduciary activities income$12,0001,388
Service charges on deposit accounts$752,0001,795
Trading account gains and fees$0262
Additional Noninterest Income$125,0006,477
Total noninterest expense$3,309,0003,986
Salaries and employee benefits$2,152,0003,104
Premises and equipment expense$409,0004,456
Additional noninterest expense$748,0005,469
Pre-tax net operating income$4,609,0001,579
Securities gains (losses)$52,0001,307
Applicable income taxes$1,241,0001,939
Income before extraordinary items$3,420,0001,441
Extraordinary gains, net$053
Net income$3,420,0001,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$600,0003,013
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,382,0401,419
1995-12-31 (YTD Data)Rank
Total interest income$11,963,0002,794
Total interest expense$5,446,0002,807
Net interest income$6,517,0002,734
Provision for loan and lease losses$33,0006,978
Total noninterest income$857,0003,498
Gross Fiduciary activities income$29,0001,368
Service charges on deposit accounts$695,0001,949
Trading account gains and fees$0522
Additional Noninterest Income$133,0006,332
Total noninterest expense$3,258,0003,999
Salaries and employee benefits$2,063,0003,213
Premises and equipment expense$364,0004,892
Additional noninterest expense$831,0005,103
Pre-tax net operating income$4,083,0001,814
Securities gains (losses)$03,831
Applicable income taxes$999,0002,384
Income before extraordinary items$3,084,0001,653
Extraordinary gains, net$065
Net income$3,084,0001,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,856
Cash dividends$480,0003,448
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,084,0001,635
1994-12-31 (YTD Data)Rank
Total interest income$10,807,0002,815
Total interest expense$4,218,0002,894
Net interest income$6,589,0002,750
Provision for loan and lease losses$47,0006,315
Total noninterest income$811,0003,682
Gross Fiduciary activities income$10,0001,473
Service charges on deposit accounts$681,0001,978
Trading account gains and fees$0475
Additional Noninterest Income$120,0006,933
Total noninterest expense$3,294,0004,065
Salaries and employee benefits$1,996,0003,286
Premises and equipment expense$368,0004,905
Additional noninterest expense$930,0005,028
Pre-tax net operating income$4,059,0001,743
Securities gains (losses)$7,0002,440
Applicable income taxes$1,006,0002,230
Income before extraordinary items$3,060,0001,600
Extraordinary gains, net$0249
Net income$3,060,0001,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,238
Cash dividends$480,0003,320
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,054,7501,608
1993-12-31 (YTD Data)Rank
Total interest income$11,169,0002,777
Total interest expense$3,999,0003,170
Net interest income$7,170,0002,507
Provision for loan and lease losses$111,0005,491
Total noninterest income$737,0004,278
Gross Fiduciary activities income$9,0001,510
Service charges on deposit accounts$625,0002,191
Trading account gains and fees$0532
Additional Noninterest Income$103,0007,775
Total noninterest expense$3,124,0004,358
Salaries and employee benefits$1,881,0003,468
Premises and equipment expense$377,0004,947
Additional noninterest expense$866,0005,546
Pre-tax net operating income$4,672,0001,505
Securities gains (losses)$07,477
Applicable income taxes$1,211,0001,903
Income before extraordinary items$3,461,0001,467
Extraordinary gains, net$03,149
Net income$3,461,0001,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0004,326
Cash dividends$480,0003,215
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,461,0001,380
1992-12-31 (YTD Data)Rank
Total interest income$12,237,0002,868
Total interest expense$5,221,0003,182
Net interest income$7,016,0002,585
Provision for loan and lease losses$57,0008,768
Total noninterest income$713,0004,343
Gross Fiduciary activities income$9,0001,549
Service charges on deposit accounts$605,0002,269
Trading account gains and fees$0504
Additional Noninterest Income$99,0008,102
Total noninterest expense$3,119,0004,367
Salaries and employee benefits$1,797,0003,561
Premises and equipment expense$433,0004,497
Additional noninterest expense$889,0005,584
Pre-tax net operating income$4,553,0001,401
Securities gains (losses)$08,369
Applicable income taxes$1,210,0001,748
Income before extraordinary items$3,343,0001,386
Extraordinary gains, net$01,422
Net income$3,343,0001,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0007,255
Cash dividends$480,0002,906
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,343,0001,285

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.