Home > First State Bank and Trust Company > Loan Charge- Offs and Recoveries
First State Bank and Trust Company, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $986,000 | 1,446 |
| Loans secured by real estate, total | $242,000 | 1,529 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $242,000 | 1,528 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $164,000 | 1,032 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $78,000 | 1,417 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $567,000 | 890 |
| Loans to individuals | $177,000 | 1,667 |
| Credit card loan charge offs | $6,000 | 2,560 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $171,000 | 1,415 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $558,000 | 843 |
| Loans secured by real estate, total | $446,000 | 384 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $446,000 | 383 |
| Construction and land development | $3,000 | 753 |
| Secured by farmland | $28,000 | 184 |
| Secured by 1-4 family residential properties - total recoveries | $348,000 | 140 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $67,000 | 691 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $55,000 | 2,445 |
| Loans to individuals | $57,000 | 1,799 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,614 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $428,000 | 1,965 |
| Loans secured by real estate, total | $-204,000 | 13,179 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-204,000 | 13,219 |
| Construction and land development | $-3,000 | 12,878 |
| Secured by farmland | $-28,000 | 11,429 |
| Secured by 1-4 family residential properties- net charge-offs | $-184,000 | 13,253 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $11,000 | 2,286 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $512,000 | 739 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $120,000 | 1,618 |
| Credit card loan net charge offs | $6,000 | 2,292 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $114,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $957,000 | 1,894 |
| Loans secured by real estate, total | $599,000 | 1,152 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $599,000 | 1,152 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $218,000 | 56 |
| Total charge-offs secured by 1-4 family residential properties | $274,000 | 835 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $107,000 | 1,621 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $205,000 | 2,642 |
| Loans to individuals | $153,000 | 2,252 |
| Credit card loan charge offs | $4,000 | 3,059 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $149,000 | 1,985 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $555,000 | 855 |
| Loans secured by real estate, total | $374,000 | 383 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $374,000 | 383 |
| Construction and land development | $3,000 | 834 |
| Secured by farmland | $3,000 | 624 |
| Secured by 1-4 family residential properties - total recoveries | $185,000 | 233 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $183,000 | 325 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $124,000 | 1,318 |
| Loans to individuals | $57,000 | 1,885 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,706 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $402,000 | 2,819 |
| Loans secured by real estate, total | $225,000 | 1,817 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $225,000 | 1,817 |
| Construction and land development | $-3,000 | 13,560 |
| Secured by farmland | $215,000 | 48 |
| Secured by 1-4 family residential properties- net charge-offs | $89,000 | 1,515 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-76,000 | 13,838 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $81,000 | 3,744 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $96,000 | 2,410 |
| Credit card loan net charge offs | $4,000 | 2,836 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $92,000 | 2,118 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.