Home > First State Bank and Trust Company > Income and Expense
First State Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,865,000 | 3,127 |
| Total interest expense | $3,695,000 | 3,411 |
| Net interest income | $6,170,000 | 2,949 |
| Provision for loan and lease losses | $364,000 | 2,623 |
| Total noninterest income | $1,245,000 | 2,824 |
| Gross Fiduciary activities income | $4,000 | 1,568 |
| Service charges on deposit accounts | $700,000 | 1,950 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $541,000 | 3,095 |
| Total noninterest expense | $4,040,000 | 3,460 |
| Salaries and employee benefits | $2,047,000 | 3,209 |
| Premises and equipment expense | $973,000 | 2,106 |
| Additional noninterest expense | $1,020,000 | 4,842 |
| Pre-tax net operating income | $3,011,000 | 2,277 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,031,000 | 2,179 |
| Income before extraordinary items | $1,980,000 | 2,546 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,980,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,965 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,980,000 | 2,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,780,000 | 3,244 |
| Total interest expense | $5,022,000 | 3,295 |
| Net interest income | $5,758,000 | 3,192 |
| Provision for loan and lease losses | $545,000 | 2,819 |
| Total noninterest income | $1,090,000 | 3,081 |
| Gross Fiduciary activities income | $5,000 | 1,588 |
| Service charges on deposit accounts | $699,000 | 1,934 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $386,000 | 3,792 |
| Total noninterest expense | $3,953,000 | 3,541 |
| Salaries and employee benefits | $1,982,000 | 3,233 |
| Premises and equipment expense | $909,000 | 2,288 |
| Additional noninterest expense | $1,062,000 | 4,808 |
| Pre-tax net operating income | $2,350,000 | 2,652 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $835,000 | 2,495 |
| Income before extraordinary items | $1,515,000 | 3,053 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,515,000 | 3,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 2,819 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,515,000 | 2,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.