Home > First State Bank and Trust Company > Income and Expense
First State Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 5,175 |
| Total interest expense | $2,732,000 | 5,173 |
| Net interest income | $3,310,000 | 5,094 |
| Provision for loan and lease losses | $76,000 | 5,218 |
| Total noninterest income | $1,178,000 | 2,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $343,000 | 3,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $835,000 | 2,042 |
| Total noninterest expense | $2,386,000 | 5,199 |
| Salaries and employee benefits | $1,140,000 | 5,444 |
| Premises and equipment expense | $313,000 | 5,451 |
| Additional noninterest expense | $933,000 | 4,616 |
| Pre-tax net operating income | $2,026,000 | 3,454 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $730,000 | 3,122 |
| Income before extraordinary items | $1,296,000 | 3,698 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,296,000 | 3,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $985,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,296,000 | 3,673 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,442,000 | 6,203 |
| Total interest expense | $1,785,000 | 6,113 |
| Net interest income | $2,657,000 | 6,160 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $1,292,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $995,000 | 1,844 |
| Total noninterest expense | $2,325,000 | 5,501 |
| Salaries and employee benefits | $1,018,000 | 6,004 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $993,000 | 4,735 |
| Pre-tax net operating income | $1,569,000 | 4,247 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $574,000 | 3,642 |
| Income before extraordinary items | $994,000 | 4,571 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $994,000 | 4,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 11,851 |
| Cash dividends | $314,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $994,640 | 4,606 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 6,894 |
| Total interest expense | $1,562,000 | 7,011 |
| Net interest income | $2,424,000 | 6,687 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $730,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $479,000 | 3,355 |
| Total noninterest expense | $2,065,000 | 6,162 |
| Salaries and employee benefits | $986,000 | 6,210 |
| Premises and equipment expense | $343,000 | 5,314 |
| Additional noninterest expense | $736,000 | 6,327 |
| Pre-tax net operating income | $1,084,000 | 5,558 |
| Securities gains (losses) | $-3,000 | 12,455 |
| Applicable income taxes | $368,000 | 5,316 |
| Income before extraordinary items | $713,000 | 6,037 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $713,000 | 6,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 12,752 |
| Cash dividends | $705,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $714,980 | 5,755 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,941,000 | 7,591 |
| Total interest expense | $1,625,000 | 8,119 |
| Net interest income | $2,316,000 | 6,970 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $991,000 | 3,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $759,000 | 2,379 |
| Total noninterest expense | $1,939,000 | 6,534 |
| Salaries and employee benefits | $911,000 | 6,555 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $749,000 | 6,428 |
| Pre-tax net operating income | $1,208,000 | 4,893 |
| Securities gains (losses) | $146,000 | 2,447 |
| Applicable income taxes | $483,000 | 4,102 |
| Income before extraordinary items | $871,000 | 5,040 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $871,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $695,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $777,560 | 5,161 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.