Home > First State Bank and Trust Company > Income and Expense
First State Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 5,837 |
| Total interest expense | $2,213,000 | 5,129 |
| Net interest income | $2,599,000 | 6,270 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $502,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 5,118 |
| Total noninterest expense | $2,111,000 | 5,939 |
| Salaries and employee benefits | $528,000 | 9,140 |
| Premises and equipment expense | $248,000 | 6,554 |
| Additional noninterest expense | $1,335,000 | 3,690 |
| Pre-tax net operating income | $798,000 | 6,879 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $259,000 | 6,409 |
| Income before extraordinary items | $546,000 | 6,944 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $546,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,841 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $541,240 | 7,040 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 7,286 |
| Total interest expense | $1,793,000 | 6,344 |
| Net interest income | $1,892,000 | 7,968 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $464,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,992 |
| Total noninterest expense | $1,578,000 | 7,563 |
| Salaries and employee benefits | $480,000 | 9,865 |
| Premises and equipment expense | $210,000 | 7,496 |
| Additional noninterest expense | $888,000 | 5,429 |
| Pre-tax net operating income | $694,000 | 7,397 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $199,000 | 7,638 |
| Income before extraordinary items | $495,000 | 7,603 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $506,000 | 7,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $495,000 | 7,344 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 7,913 |
| Total interest expense | $1,987,000 | 7,139 |
| Net interest income | $1,710,000 | 8,616 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $542,000 | 5,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 5,023 |
| Total noninterest expense | $1,434,000 | 8,160 |
| Salaries and employee benefits | $633,000 | 8,526 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $599,000 | 7,523 |
| Pre-tax net operating income | $734,000 | 6,920 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $227,000 | 7,050 |
| Income before extraordinary items | $520,000 | 7,164 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $520,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $510,900 | 6,866 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.