Home > First State Bank and Trust Company > Income and Expense
First State Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,690,000 | 1,877 |
| Total interest expense | $8,267,000 | 1,600 |
| Net interest income | $8,423,000 | 2,142 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $1,671,000 | 2,243 |
| Gross Fiduciary activities income | $88,000 | 1,237 |
| Service charges on deposit accounts | $1,219,000 | 1,097 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $364,000 | 4,006 |
| Total noninterest expense | $5,737,000 | 2,492 |
| Salaries and employee benefits | $3,021,000 | 2,199 |
| Premises and equipment expense | $631,000 | 3,166 |
| Additional noninterest expense | $2,085,000 | 2,635 |
| Pre-tax net operating income | $4,287,000 | 1,620 |
| Securities gains (losses) | $842,000 | 609 |
| Applicable income taxes | $1,710,000 | 1,389 |
| Income before extraordinary items | $3,419,000 | 1,483 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,419,000 | 1,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,334 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,854,860 | 1,660 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,456,000 | 1,929 |
| Total interest expense | $10,283,000 | 1,678 |
| Net interest income | $8,173,000 | 2,221 |
| Provision for loan and lease losses | $124,000 | 6,630 |
| Total noninterest income | $1,616,000 | 2,261 |
| Gross Fiduciary activities income | $92,000 | 1,267 |
| Service charges on deposit accounts | $1,170,000 | 1,127 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $354,000 | 4,011 |
| Total noninterest expense | $5,538,000 | 2,608 |
| Salaries and employee benefits | $2,857,000 | 2,278 |
| Premises and equipment expense | $602,000 | 3,348 |
| Additional noninterest expense | $2,079,000 | 2,703 |
| Pre-tax net operating income | $4,127,000 | 1,526 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $1,283,000 | 1,647 |
| Income before extraordinary items | $2,863,000 | 1,613 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,863,000 | 1,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 4,874 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,849,890 | 1,505 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.