Home > First State Bank and Trust > Income and Expense
First State Bank and Trust, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 4,594 |
| Total interest expense | $2,909,000 | 4,928 |
| Net interest income | $4,059,000 | 4,270 |
| Provision for loan and lease losses | $347,000 | 2,336 |
| Total noninterest income | $615,000 | 4,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $470,000 | 3,056 |
| Total noninterest expense | $2,758,000 | 4,619 |
| Salaries and employee benefits | $1,151,000 | 5,390 |
| Premises and equipment expense | $496,000 | 3,803 |
| Additional noninterest expense | $1,111,000 | 4,027 |
| Pre-tax net operating income | $1,569,000 | 4,180 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $547,000 | 3,860 |
| Income before extraordinary items | $1,031,000 | 4,373 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,031,000 | 4,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,019 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,025,150 | 4,342 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,188,000 | 5,067 |
| Total interest expense | $2,660,000 | 5,290 |
| Net interest income | $3,528,000 | 4,837 |
| Provision for loan and lease losses | $152,000 | 3,599 |
| Total noninterest income | $494,000 | 5,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $350,000 | 3,615 |
| Total noninterest expense | $2,502,000 | 4,991 |
| Salaries and employee benefits | $1,159,000 | 5,374 |
| Premises and equipment expense | $442,000 | 4,167 |
| Additional noninterest expense | $901,000 | 4,768 |
| Pre-tax net operating income | $1,368,000 | 4,781 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $452,000 | 4,514 |
| Income before extraordinary items | $918,000 | 4,919 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $918,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,750 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $916,660 | 4,918 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,530 |
| Total interest expense | $1,740,000 | 6,234 |
| Net interest income | $3,412,000 | 5,055 |
| Provision for loan and lease losses | $39,000 | 6,667 |
| Total noninterest income | $421,000 | 5,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,167 |
| Total noninterest expense | $2,189,000 | 5,773 |
| Salaries and employee benefits | $987,000 | 6,149 |
| Premises and equipment expense | $236,000 | 6,767 |
| Additional noninterest expense | $966,000 | 4,849 |
| Pre-tax net operating income | $1,605,000 | 4,158 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $515,000 | 3,969 |
| Income before extraordinary items | $1,062,000 | 4,305 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,062,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,250 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,080,760 | 4,289 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 7,350 |
| Total interest expense | $1,152,000 | 8,478 |
| Net interest income | $2,487,000 | 6,572 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $225,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $1,421,000 | 8,103 |
| Salaries and employee benefits | $574,000 | 9,022 |
| Premises and equipment expense | $177,000 | 8,214 |
| Additional noninterest expense | $670,000 | 6,794 |
| Pre-tax net operating income | $1,222,000 | 5,119 |
| Securities gains (losses) | $36,000 | 3,866 |
| Applicable income taxes | $388,000 | 5,118 |
| Income before extraordinary items | $870,000 | 5,218 |
| Extraordinary gains, net | $31,000 | 2,476 |
| Net income | $901,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 5,182 |
| Cash dividends | $2,400,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $845,160 | 5,108 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 7,817 |
| Total interest expense | $1,314,000 | 9,177 |
| Net interest income | $2,454,000 | 6,686 |
| Provision for loan and lease losses | $198,000 | 5,256 |
| Total noninterest income | $231,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $1,464,000 | 8,052 |
| Salaries and employee benefits | $586,000 | 8,934 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $640,000 | 7,178 |
| Pre-tax net operating income | $1,023,000 | 5,531 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $263,000 | 6,460 |
| Income before extraordinary items | $764,000 | 5,554 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $764,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 8,252 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $761,040 | 5,230 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.